---
id: faq-0046
title: "Do I need to have financing pre-approved before I visit?"
category: faq
subtopic: buying-process-and-test-drive
page_type: faq
source_url: "https://www.castlecdjrnaperville.com"
tags: ["financing", "pre-approval", "buying-process"]
questions:
  - "Should I get pre-approved before coming in?"
  - "Do I need pre-approval to test drive a car?"
  - "Can you help me with financing on the spot?"
related: [financing-faq, buying-process-timeline]
dealer: Castle CDJR of Naperville
---

Pre-approval is helpful but not required. Many customers come in without it, and our finance team will work with you on the spot to find great financing options. Pre-approval does speed things up and gives you negotiating power, so if you have time before visiting, it's worth doing. Our finance department partners with multiple lenders to get you competitive rates and flexible terms-whether you have excellent credit or are rebuilding, we have solutions. Call (630) 864-6683 if you'd like to discuss financing options over the phone, or stop by and let our finance experts walk you through the process in person. We'll make sure you understand your monthly payment, down payment, and total loan terms before you sign anything.