{"_generator": {"name": "Brandry.ai", "url": "https://brandry.ai", "generated_at": "2026-07-26T16:48:56Z"}, "generated_at": "2026-07-26T16:48:56Z", "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "slug": "castlecdjrnaperville", "domain_id": "88", "address": "1565 W Ogden Ave", "city": "Naperville", "state": "IL", "zip": "60540", "phone": "(630) 864-6683", "lat": 41.7687658, "lon": -88.1873315, "website": "https://www.castlecdjrnaperville.com", "base": "https://ai.castlecdjrnaperville.com", "mcp_endpoint": "https://ai.castlecdjrnaperville.com/api/ucp/mcp", "disclosure": null, "pricing": null, "hours_detail": null}, "counts": {"total": 794, "new": 691, "used": 103, "certified": 0, "offers": 0}, "price_health": {"vehicles": 794, "flagged": 789, "by_issue": {"price_source_undated": 789, "doc_fee_policy_unknown": 789}, "policy_unknown": 794, "price_includes_doc_fee": 0, "price_source_stale": 0, "price_source_stale_after_hours": 48, "price_source_oldest_hours": null, "price_source_median_hours": null, "price_source_undated": 789, "price_suppressed_stale": 789, "price_suppressed_pct": 99.4, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj2vg388110/2027-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5DJ2VG388110.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ2VG388110.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ2VG388110.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj2vg388110/2027-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,648. This offer applies to Stock #63542000, VIN 3C6UR5DJ2VG388110. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $67,840. Advertised price: $64,192. Savings: $3,648, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$67,840"}, {"label": "Advertised price", "value": "$64,192"}, {"label": "Savings", "value": "$3,648, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,648", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Heated Seats", "Bench Seat", "Bluetooth", "Keyless Entry", "Rear View Camera", "Satellite Radio", "Side Impact Airbags", "Apple CarPlay", "Android Auto", "GPS Navigation", "Adaptive Cruise Control"], "computed_offers": {"generated_at": "2026-07-26T16:48:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 64192.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5DJ2VG388110_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1302, "unit": "per_month", "display": "$1,302/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64192.0, "price_incl_doc": 64192.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1302.46, "amount_financed": 68204.0, "sales_tax": 4012.0, "total_of_payments": 78147.65, "finance_charge": 9943.65, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542000, VIN 3C6UR5DJ2VG388110. $1,302 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $64,192, before any dealer documentation fee. Amount financed $68,204, including $4,012 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $78,148. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ2VG388110_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 993, "unit": "per_month", "display": "$993/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64192.0, "price_incl_doc": 64192.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 993.1, "amount_financed": 68204.0, "sales_tax": 4012.0, "total_of_payments": 83420.01, "finance_charge": 15216.01, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542000, VIN 3C6UR5DJ2VG388110. $993 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $64,192, before any dealer documentation fee. Amount financed $68,204, including $4,012 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $83,420. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ2VG388110_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 844, "unit": "per_month", "display": "$844/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67840.0, "selling_price": 64192.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 844.14, "net_cap_cost": 64887.0, "residual_value": 42060.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 844.14, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1004.14}, "total_of_payments": 30384, "total_of_payments_unrounded": 30389.04}, "disclosure": "Estimated lease payment for stock #63542000, VIN 3C6UR5DJ2VG388110. $844 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,004, made up of $844 first payment, $60 title, $100 registration. MSRP $67,840. Lease selling price $64,192. Net capitalized cost $64,887. Residual value $42,061, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,384. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ2VG388110_lease", "type": "lease", "label": "Lease", "headline": {"value": 751, "unit": "per_month", "display": "$751/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67840.0, "selling_price": 64192.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 750.85, "net_cap_cost": 61888.0, "residual_value": 42060.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 750.85, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3909.85}, "total_of_payments": 27036, "total_of_payments_unrounded": 27030.6}, "disclosure": "Estimated lease payment for stock #63542000, VIN 3C6UR5DJ2VG388110. $751 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,910, made up of $751 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $67,840. Lease selling price $64,192. Net capitalized cost $61,888. Residual value $42,061, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,036. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 26, "elapsed_ms": 427}}, {"vin": "3C63RRRL5TG342779", "title": "2026 RAM 3500 Limited", "year": 2026, "make": "RAM", "model": "3500", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 97616.0, "msrp": 108230.0, "sale_price": 97616.0, "currency": "USD", "mileage": 13, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Diesel Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Diesel I-6 6.7 L/408", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "R5817", "stock_status": "Available", "availability": "In Stock", 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monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrrl5tg342779/2026-ram-3500-crew-cab-pickup", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C63RRRL5TG342779.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C63RRRL5TG342779.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C63RRRL5TG342779.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrrl5tg342779/2026-ram-3500-crew-cab-pickup", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $10,614. This offer applies to Stock #R5817, VIN 3C63RRRL5TG342779. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $108,230. Advertised price: $97,616. Savings: $10,614, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$108,230"}, {"label": "Advertised price", "value": "$97,616"}, {"label": "Savings", "value": "$10,614, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $10,614", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 97616.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63RRRL5TG342779_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1981, "unit": "per_month", "display": "$1,981/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 97616.0, "price_incl_doc": 97616.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1980.64, "amount_financed": 103717.0, "sales_tax": 6101.0, "total_of_payments": 118838.19, "finance_charge": 15121.19, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5817, VIN 3C63RRRL5TG342779. $1,981 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $97,616, before any dealer documentation fee. Amount financed $103,717, including $6,101 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $118,838. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRRL5TG342779_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1510, "unit": "per_month", "display": "$1,510/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 97616.0, "price_incl_doc": 97616.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1510.19, "amount_financed": 103717.0, "sales_tax": 6101.0, "total_of_payments": 126855.81, "finance_charge": 23138.81, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5817, VIN 3C63RRRL5TG342779. $1,510 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $97,616, before any dealer documentation fee. Amount financed $103,717, including $6,101 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $126,856. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRRL5TG342779_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1185, "unit": "per_month", "display": "$1,185/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 108230.0, "selling_price": 97616.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1184.71, "net_cap_cost": 98311.0, "residual_value": 67102.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1184.71, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1344.71}, "total_of_payments": 42660, "total_of_payments_unrounded": 42649.56}, "disclosure": "Estimated lease payment for stock #R5817, VIN 3C63RRRL5TG342779. $1,185 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,345, made up of $1,185 first payment, $60 title, $100 registration. MSRP $108,230. Lease selling price $97,616. Net capitalized cost $98,311. Residual value $67,103, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $42,660. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRRL5TG342779_lease", "type": "lease", "label": "Lease", "headline": {"value": 1091, "unit": "per_month", "display": "$1,091/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 108230.0, "selling_price": 97616.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1091.42, "net_cap_cost": 95312.0, "residual_value": 67102.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1091.42, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4250.42}, "total_of_payments": 39276, "total_of_payments_unrounded": 39291.12}, "disclosure": "Estimated lease payment for stock #R5817, VIN 3C63RRRL5TG342779. $1,091 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,250, made up of $1,091 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $108,230. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #R5511, VIN 3C63R5CL5TG248113. Advertised price: $74,875. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$74,875"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 74875.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63R5CL5TG248113_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1519, "unit": "per_month", "display": "$1,519/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74875.0, "price_incl_doc": 74875.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1519.22, "amount_financed": 79554.69, "sales_tax": 4679.69, "total_of_payments": 91153.19, "finance_charge": 11598.5, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5511, VIN 3C63R5CL5TG248113. $1,519 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $74,875, before any dealer documentation fee. Amount financed $79,555, including $4,680 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $91,153. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5CL5TG248113_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1158, "unit": "per_month", "display": "$1,158/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74875.0, "price_incl_doc": 74875.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1158.37, "amount_financed": 79554.69, "sales_tax": 4679.69, "total_of_payments": 97302.99, "finance_charge": 17748.3, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5511, VIN 3C63R5CL5TG248113. $1,158 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $74,875, before any dealer documentation fee. Amount financed $79,555, including $4,680 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $97,303. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5CL5TG248113_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1055, "unit": "per_month", "display": "$1,055/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 74875.0, "selling_price": 74875.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1054.68, "net_cap_cost": 75570.0, "residual_value": 46422.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1054.68, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1214.68}, "total_of_payments": 37980, "total_of_payments_unrounded": 37968.48}, "disclosure": "Estimated lease payment for stock #R5511, VIN 3C63R5CL5TG248113. $1,055 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,215, made up of $1,055 first payment, $60 title, $100 registration. MSRP $74,875. Lease selling price $74,875. Net capitalized cost $75,570. Residual value $46,422, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $37,980. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5CL5TG248113_lease", "type": "lease", "label": "Lease", "headline": {"value": 961, "unit": "per_month", "display": "$961/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. 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"Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt6tn351620/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFJT6TN351620.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJT6TN351620.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJT6TN351620.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt6tn351620/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $15,731. This offer applies to Stock #J5577, VIN 1C6SRFJT6TN351620. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $79,295. Advertised price: $63,564. Savings: $15,731, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$79,295"}, {"label": "Advertised price", "value": "$63,564"}, {"label": "Savings", "value": "$15,731, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $15,731", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 63564.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFJT6TN351620_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1126, "unit": "per_month", "display": "$1,126/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63564.0, "price_incl_doc": 63564.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1125.61, "amount_financed": 67536.75, "sales_tax": 3972.75, "total_of_payments": 67536.75, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5577, VIN 1C6SRFJT6TN351620. $1,126 per month for 60 months at 0% APR, $0 cash down. Advertised price $63,564, before any dealer documentation fee. Amount financed $67,537, including $3,973 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $67,537. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJT6TN351620_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1003, "unit": "per_month", "display": "$1,003/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63564.0, "price_incl_doc": 63564.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1002.56, "amount_financed": 67536.75, "sales_tax": 3972.75, "total_of_payments": 84214.68, "finance_charge": 16677.93, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5577, VIN 1C6SRFJT6TN351620. $1,003 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $63,564, before any dealer documentation fee. Amount financed $67,537, including $3,973 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $84,215. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 19, "elapsed_ms": 381}}, {"vin": "1C4PJXEG8VW553123", "title": "2027 Jeep Wrangler Sahara", "year": 2027, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 58260.0, "msrp": 58260.0, "sale_price": 58260.0, "currency": "USD", "mileage": null, "exterior_color": "Gobi Clearcoat", "interior_color": "Nlx9", "drivetrain": "4WD", "body_style": "SoftTop", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "V6", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63488261", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4d377672-2684-41f4-8421-54c486a348e5.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4d377672-2684-41f4-8421-54c486a348e5.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5576d0cb-16ab-4b3d-9492-302ae8ad8388.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/042d98d1-fd54-4ff3-927f-e8bdf590060a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a8b2ddf4-0b15-4160-bd1b-8000b1ddbc73.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/87eef56d-3e9c-4a5a-b2c8-a59978ad6437.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d4090d25-175b-4578-91d2-babcfca939e7.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cc7b6a05-c178-4ba5-baab-2c40b682ae09.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2027, "trim": "Sahara", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58260.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXEG8VW553123.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg8vw553123/2027-jeep-wrangler-softtop", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg8vw553123/2027-jeep-wrangler-softtop", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXEG8VW553123.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG8VW553123.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG8VW553123.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg8vw553123/2027-jeep-wrangler-softtop", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63488261, VIN 1C4PJXEG8VW553123. Advertised price: $58,260. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$58,260"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58260.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG8VW553123_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1182, "unit": "per_month", "display": "$1,182/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58260.0, "price_incl_doc": 58260.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1182.1, "amount_financed": 61901.25, "sales_tax": 3641.25, "total_of_payments": 70926.01, "finance_charge": 9024.76, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488261, VIN 1C4PJXEG8VW553123. $1,182 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $58,260, before any dealer documentation fee. Amount financed $61,901, including $3,641 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,926. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG8VW553123_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 901, "unit": "per_month", "display": "$901/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58260.0, "price_incl_doc": 58260.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 901.32, "amount_financed": 61901.25, "sales_tax": 3641.25, "total_of_payments": 75711.15, "finance_charge": 13809.9, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488261, VIN 1C4PJXEG8VW553123. $901 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $58,260, before any dealer documentation fee. Amount financed $61,901, including $3,641 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $75,711. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 21, "elapsed_ms": 412}}, {"vin": "1C4PJXDG2TW327139", "title": "2026 Jeep Wrangler Sport S", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sport S", "decoded_trim": "Sport", "condition": "new", "price": 43291.0, "msrp": 50690.0, "sale_price": 43291.0, "currency": "USD", "mileage": 13, "exterior_color": "Tuscadero Pearlcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Convertible", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-6 3.6 L/220", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "E5837", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,690"}, {"label": "Advertised price", "value": "$43,291"}, {"label": "Savings", "value": "$7,399, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,399", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 43291.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDG2TW327139_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 670, "unit": "per_month", "display": "$670/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43291.0, "price_incl_doc": 43291.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 669.74, "amount_financed": 45996.69, "sales_tax": 2705.69, "total_of_payments": 56258.35, "finance_charge": 10261.66, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5837, VIN 1C4PJXDG2TW327139. $670 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $43,291, before any dealer documentation fee. Amount financed $45,997, including $2,706 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,455"}, {"label": "Advertised price", "value": "$50,493"}, {"label": "Savings", "value": "$962, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $962", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50493.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKAR2V8152691_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1025, "unit": "per_month", "display": "$1,025/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50493.0, "price_incl_doc": 50493.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1024.51, "amount_financed": 53648.81, "sales_tax": 3155.81, "total_of_payments": 61470.42, "finance_charge": 7821.61, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377308, VIN 1C4RJKAR2V8152691. $1,025 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $50,493, before any dealer documentation fee. Amount financed $53,649, including $3,156 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $61,470. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKAR2V8152691_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 889, "unit": "per_month", "display": "$889/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50493.0, "price_incl_doc": 50493.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 888.86, "amount_financed": 53648.81, "sales_tax": 3155.81, "total_of_payments": 63998.1, "finance_charge": 10349.29, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377308, VIN 1C4RJKAR2V8152691. $889 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $50,493, before any dealer documentation fee. Amount financed $53,649, including $3,156 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $63,998. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKAR2V8152691_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 796, "unit": "per_month", "display": "$796/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50493.0, "price_incl_doc": 50493.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 796.39, "amount_financed": 53648.81, "sales_tax": 3155.81, "total_of_payments": 66897.17, "finance_charge": 13248.36, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377308, VIN 1C4RJKAR2V8152691. $796 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $50,493, before any dealer documentation fee. Amount financed $53,649, including $3,156 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $66,897. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKAR2V8152691_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 702, "unit": "per_month", "display": "$702/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51455.0, "selling_price": 50493.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 701.63, "net_cap_cost": 51188.0, "residual_value": 31902.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 701.63, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 861.63}, "total_of_payments": 25272, "total_of_payments_unrounded": 25258.68}, "disclosure": "Estimated lease payment for stock #63377308, VIN 1C4RJKAR2V8152691. $702 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $862, made up of $702 first payment, $60 title, $100 registration. MSRP $51,455. Lease selling price $50,493. Net capitalized cost $51,188. Residual value $31,902, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,272. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKAR2V8152691_lease", "type": "lease", "label": "Lease", "headline": {"value": 608, "unit": "per_month", "display": "$608/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51455.0, "selling_price": 50493.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 608.33, "net_cap_cost": 48189.0, "residual_value": 31902.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 608.33, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3767.33}, "total_of_payments": 21888, "total_of_payments_unrounded": 21899.88}, "disclosure": "Estimated lease payment for stock #63377308, VIN 1C4RJKAR2V8152691. $608 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,767, made up of $608 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $51,455. Lease selling price $50,493. Net capitalized cost $48,189. Residual value $31,902, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $21,888. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 505}}, {"vin": "1C4RJFJT7LC228192", "title": "2020 Jeep Grand Cherokee Summit", "year": 2020, "make": "Jeep", "model": "Grand Cherokee", "trim": "Summit", "decoded_trim": "Summit", "condition": "used", "price": 32977.0, "msrp": 32977.0, "sale_price": 33977.0, "currency": "USD", "mileage": 36386, "exterior_color": "Diamond Black", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "5.7L V8 HEMI", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 14, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "JK996", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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{"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4rjfjt7lc228192/2020-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJFJT7LC228192.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJFJT7LC228192.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJFJT7LC228192.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4rjfjt7lc228192/2020-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJFJT7LC228192_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 823, "unit": "per_month", "display": "$823/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32977.0, "price_incl_doc": 32977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 822.71, "amount_financed": 35038.06, "sales_tax": 2061.06, "total_of_payments": 39490.04, "finance_charge": 4451.98, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK996, VIN 1C4RJFJT7LC228192. $823 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $32,977, before any dealer documentation fee. Amount financed $35,038, including $2,061 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $39,490. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJFJT7LC228192_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 685, "unit": "per_month", "display": "$685/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32977.0, "price_incl_doc": 32977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 685.4, "amount_financed": 35038.06, "sales_tax": 2061.06, "total_of_payments": 41123.75, "finance_charge": 6085.69, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK996, VIN 1C4RJFJT7LC228192. $685 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $32,977, before any dealer documentation fee. Amount financed $35,038, including $2,061 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $41,124. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJFJT7LC228192_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 597, "unit": "per_month", "display": "$597/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32977.0, "price_incl_doc": 32977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 597.2, "amount_financed": 35038.06, "sales_tax": 2061.06, "total_of_payments": 42998.1, "finance_charge": 7960.04, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK996, VIN 1C4RJFJT7LC228192. $597 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $32,977, before any dealer documentation fee. Amount financed $35,038, including $2,061 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $42,998. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 416}}, {"vin": "3C63RRRL3TG342778", "title": "2026 RAM 3500 Limited", "year": 2026, "make": "RAM", "model": "3500", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 97616.0, "msrp": 108230.0, "sale_price": 97616.0, "currency": "USD", "mileage": 13, "exterior_color": "Diamond Black Crystal Pearlcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Diesel Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Diesel I-6 6.7 L/408", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "R5816", "stock_status": "Available", "availability": "In Stock", 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$108,230"}, {"label": "Advertised price", "value": "$97,616"}, {"label": "Savings", "value": "$10,614, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $10,614", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 97616.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 97616.0, "price_incl_doc": 97616.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1980.64, "amount_financed": 103717.0, "sales_tax": 6101.0, "total_of_payments": 118838.19, "finance_charge": 15121.19, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5816, VIN 3C63RRRL3TG342778. $1,981 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $97,616, before any dealer documentation fee. Amount financed $103,717, including $6,101 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $118,838. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRRL3TG342778_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1510, "unit": "per_month", "display": "$1,510/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 97616.0, "price_incl_doc": 97616.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1510.19, "amount_financed": 103717.0, "sales_tax": 6101.0, "total_of_payments": 126855.81, "finance_charge": 23138.81, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5816, VIN 3C63RRRL3TG342778. $1,510 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $97,616, before any dealer documentation fee. Amount financed $103,717, including $6,101 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $126,856. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRRL3TG342778_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1185, "unit": "per_month", "display": "$1,185/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 108230.0, "selling_price": 97616.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1184.71, "net_cap_cost": 98311.0, "residual_value": 67102.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1184.71, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1344.71}, "total_of_payments": 42660, "total_of_payments_unrounded": 42649.56}, "disclosure": "Estimated lease payment for stock #R5816, VIN 3C63RRRL3TG342778. $1,185 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,345, made up of $1,185 first payment, $60 title, $100 registration. MSRP $108,230. Lease selling price $97,616. Net capitalized cost $98,311. Residual value $67,103, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $42,660. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRRL3TG342778_lease", "type": "lease", "label": "Lease", "headline": {"value": 1091, "unit": "per_month", "display": "$1,091/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 108230.0, "selling_price": 97616.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1091.42, "net_cap_cost": 95312.0, "residual_value": 67102.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1091.42, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4250.42}, "total_of_payments": 39276, "total_of_payments_unrounded": 39291.12}, "disclosure": "Estimated lease payment for stock #R5816, VIN 3C63RRRL3TG342778. $1,091 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,250, made up of $1,091 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $108,230. Lease selling price $97,616. Net capitalized cost $95,312. Residual value $67,103, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $39,276. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 333}}, {"vin": "1C4RJXFG3TW327124", "title": "2026 Jeep Wrangler Rubicon X", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X", "decoded_trim": "Rubicon", "condition": "new", "price": 58261.0, "msrp": 66395.0, "sale_price": 58261.0, "currency": "USD", "mileage": 11, "exterior_color": "Hydro Blue Pearlcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Convertible", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-6 3.6 L/220", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "E5847", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg3tw327124/2026-jeep-wrangler-convertible", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJXFG3TW327124.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG3TW327124.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG3TW327124.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg3tw327124/2026-jeep-wrangler-convertible", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,134. This offer applies to Stock #E5847, VIN 1C4RJXFG3TW327124. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $66,395. Advertised price: $58,261. Savings: $8,134, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$66,395"}, {"label": "Advertised price", "value": "$58,261"}, {"label": "Savings", "value": "$8,134, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,134", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58261.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG3TW327124_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1182, "unit": "per_month", "display": "$1,182/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58261.0, "price_incl_doc": 58261.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1182.12, "amount_financed": 61902.31, "sales_tax": 3641.31, "total_of_payments": 70927.22, "finance_charge": 9024.91, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5847, VIN 1C4RJXFG3TW327124. $1,182 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $58,261, before any dealer documentation fee. Amount financed $61,902, including $3,641 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,927. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG3TW327124_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 901, "unit": "per_month", "display": "$901/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58261.0, "price_incl_doc": 58261.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 901.34, "amount_financed": 61902.31, "sales_tax": 3641.31, "total_of_payments": 75712.44, "finance_charge": 13810.13, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5847, VIN 1C4RJXFG3TW327124. $901 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $58,261, before any dealer documentation fee. Amount financed $61,902, including $3,641 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $75,712. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft4tn328345/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFFT4TN328345.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFT4TN328345.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFT4TN328345.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft4tn328345/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $14,286. This offer applies to Stock #J5732, VIN 1C6SRFFT4TN328345. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $68,430. Advertised price: $54,144. Savings: $14,286, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$68,430"}, {"label": "Advertised price", "value": "$54,144"}, {"label": "Savings", "value": "$14,286, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $14,286", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54144.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFFT4TN328345_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 959, "unit": "per_month", "display": "$959/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54144.0, "price_incl_doc": 54144.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 958.8, "amount_financed": 57528.0, "sales_tax": 3384.0, "total_of_payments": 57528.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5732, VIN 1C6SRFFT4TN328345. $959 per month for 60 months at 0% APR, $0 cash down. Advertised price $54,144, before any dealer documentation fee. Amount financed $57,528, including $3,384 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $57,528. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT4TN328345_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 854, "unit": "per_month", "display": "$854/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54144.0, "price_incl_doc": 54144.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 853.98, "amount_financed": 57528.0, "sales_tax": 3384.0, "total_of_payments": 71734.31, "finance_charge": 14206.31, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5732, VIN 1C6SRFFT4TN328345. $854 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $54,144, before any dealer documentation fee. Amount financed $57,528, including $3,384 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $71,734. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 247}}, {"vin": "1C4RJKERXV8161679", "title": "2027 Jeep Grand Cherokee L Summit", "year": 2027, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Summit", "decoded_trim": "Summit", "condition": "new", "price": 64676.0, "msrp": 65490.0, "sale_price": 64676.0, "currency": "USD", "mileage": null, "exterior_color": "Fathom Blue Pearlcoat", "interior_color": "Ecx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 20, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "63110676", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/05e16a7d-a00c-4401-b9e4-c86672d2ca27.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/05e16a7d-a00c-4401-b9e4-c86672d2ca27.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3d2cc6f1-3aba-4aec-9622-81ce9c76e21d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/18febacc-667d-4e1d-ab52-d0c44c25ca82.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e5216e39-29e0-42b6-b769-773868a5bfbd.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/75977cc2-afa6-41d5-a5a9-676cc9c0f3cb.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e02c5854-5128-461c-956b-c8086fde46cc.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5d113f9a-f825-4d56-b2c7-4425f7a51fb4.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee L", "year": 2027, "trim": "Summit", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 65490.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKERXV8161679.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkerxv8161679/2027-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkerxv8161679/2027-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKERXV8161679.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKERXV8161679.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKERXV8161679.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkerxv8161679/2027-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $814. This offer applies to Stock #63110676, VIN 1C4RJKERXV8161679. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $65,490. Advertised price: $64,676. Savings: $814, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$65,490"}, {"label": "Advertised price", "value": "$64,676"}, {"label": "Savings", "value": "$814, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $814", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 64676.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKERXV8161679_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1312, "unit": "per_month", "display": "$1,312/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64676.0, "price_incl_doc": 64676.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1312.28, "amount_financed": 68718.25, "sales_tax": 4042.25, "total_of_payments": 78736.88, "finance_charge": 10018.63, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63110676, VIN 1C4RJKERXV8161679. $1,312 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $64,676, before any dealer documentation fee. Amount financed $68,718, including $4,042 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $78,737. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKERXV8161679_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1139, "unit": "per_month", "display": "$1,139/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64676.0, "price_incl_doc": 64676.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1138.54, "amount_financed": 68718.25, "sales_tax": 4042.25, "total_of_payments": 81974.56, "finance_charge": 13256.31, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63110676, VIN 1C4RJKERXV8161679. $1,139 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $64,676, before any dealer documentation fee. Amount financed $68,718, including $4,042 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $81,975. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKERXV8161679_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1020, "unit": "per_month", "display": "$1,020/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64676.0, "price_incl_doc": 64676.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1020.09, "amount_financed": 68718.25, "sales_tax": 4042.25, "total_of_payments": 85687.95, "finance_charge": 16969.7, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63110676, VIN 1C4RJKERXV8161679. $1,020 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $64,676, before any dealer documentation fee. Amount financed $68,718, including $4,042 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $85,688. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKERXV8161679_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 900, "unit": "per_month", "display": "$900/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 65490.0, "selling_price": 64676.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 899.87, "net_cap_cost": 65371.0, "residual_value": 40603.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 899.87, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1059.87}, "total_of_payments": 32400, "total_of_payments_unrounded": 32395.32}, "disclosure": "Estimated lease payment for stock #63110676, VIN 1C4RJKERXV8161679. $900 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,060, made up of $900 first payment, $60 title, $100 registration. MSRP $65,490. Lease selling price $64,676. Net capitalized cost $65,371. Residual value $40,604, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $32,400. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKERXV8161679_lease", "type": "lease", "label": "Lease", "headline": {"value": 807, "unit": "per_month", "display": "$807/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 65490.0, "selling_price": 64676.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 806.58, "net_cap_cost": 62372.0, "residual_value": 40603.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 806.58, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3965.58}, "total_of_payments": 29052, "total_of_payments_unrounded": 29036.88}, "disclosure": "Estimated lease payment for stock #63110676, VIN 1C4RJKERXV8161679. $807 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,966, made up of $807 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $65,490. Lease selling price $64,676. Net capitalized cost $62,372. Residual value $40,604, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,052. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 380}}, {"vin": "1C6SRFLT0VN554762", "title": "2027 RAM 1500 Rebel", "year": 2027, "make": "RAM", "model": "1500", "trim": "Rebel", "decoded_trim": "Rebel", "condition": "new", "price": 74075.0, "msrp": 77995.0, "sale_price": 74075.0, "currency": "USD", "mileage": null, "exterior_color": "Serrano Green Metallic", "interior_color": "Tlx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Not Specified", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63454489", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/14d951b0-a56a-4ef8-94e1-5b4a8caf5c47.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/14d951b0-a56a-4ef8-94e1-5b4a8caf5c47.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/53452bd7-d2d1-46fd-ae00-63325f73fac5.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/429a2417-3131-4729-ab25-f1019268ca63.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0df80400-b681-446d-bcfe-e0678bdc9b3e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9483c77a-dcf6-4ff9-95e4-f3f0677be04f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/61d61bed-9ee7-4c3f-b514-3e5f47ea8ffa.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/89b3091f-c965-487d-9e40-f63c14c0f78a.png"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2027, "trim": "Rebel", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 77995.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFLT0VN554762.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srflt0vn554762/2027-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srflt0vn554762/2027-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFLT0VN554762.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFLT0VN554762.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFLT0VN554762.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srflt0vn554762/2027-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,920. This offer applies to Stock #63454489, VIN 1C6SRFLT0VN554762. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $77,995. Advertised price: $74,075. Savings: $3,920, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$77,995"}, {"label": "Advertised price", "value": "$74,075"}, {"label": "Savings", "value": "$3,920, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,920", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 74075.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFLT0VN554762_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1312, "unit": "per_month", "display": "$1,312/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74075.0, "price_incl_doc": 74075.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1311.74, "amount_financed": 78704.69, "sales_tax": 4629.69, "total_of_payments": 78704.69, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454489, VIN 1C6SRFLT0VN554762. $1,312 per month for 60 months at 0% APR, $0 cash down. Advertised price $74,075, before any dealer documentation fee. Amount financed $78,705, including $4,630 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $78,705. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFLT0VN554762_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1168, "unit": "per_month", "display": "$1,168/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74075.0, "price_incl_doc": 74075.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1168.34, "amount_financed": 78704.69, "sales_tax": 4629.69, "total_of_payments": 98140.5, "finance_charge": 19435.81, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454489, VIN 1C6SRFLT0VN554762. $1,168 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $74,075, before any dealer documentation fee. Amount financed $78,705, including $4,630 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $98,140. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 284}}, {"vin": "3C4NJDBN0TT287690", "title": "2026 Jeep Compass Latitude Altitude", "year": 2026, "make": "Jeep", "model": "Compass", "trim": "Latitude Altitude", "decoded_trim": "Latitude/North", "condition": "new", "price": 28321.0, "msrp": 34255.0, "sale_price": 28321.0, "currency": "USD", "mileage": 13, "exterior_color": "Diamond Black Crystal Pearlcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 23, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "E5839", "stock_status": "Available", 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,255"}, {"label": "Advertised price", "value": "$28,321"}, {"label": "Savings", "value": "$5,934, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,934", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$63,565"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 63565.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXFG4VW553134_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1290, "unit": "per_month", "display": "$1,290/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63565.0, "price_incl_doc": 63565.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1289.74, "amount_financed": 67537.81, "sales_tax": 3972.81, "total_of_payments": 77384.34, "finance_charge": 9846.53, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488321, VIN 1C4PJXFG4VW553134. $1,290 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $63,565, before any dealer documentation fee. Amount financed $67,538, including $3,973 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $77,384. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXFG4VW553134_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 983, "unit": "per_month", "display": "$983/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63565.0, "price_incl_doc": 63565.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 983.4, "amount_financed": 67537.81, "sales_tax": 3972.81, "total_of_payments": 82605.2, "finance_charge": 15067.39, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488321, VIN 1C4PJXFG4VW553134. $983 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $63,565, before any dealer documentation fee. Amount financed $67,538, including $3,973 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $82,605. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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"https://www.castlecdjrnaperville.com/viewdetails/new/1c4sjsap2ts196173/2026-jeep-grand-wagoneer-l-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sjsap2ts196173/2026-jeep-grand-wagoneer-l-sport-utility", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4SJSAP2TS196173.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4SJSAP2TS196173.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4SJSAP2TS196173.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sjsap2ts196173/2026-jeep-grand-wagoneer-l-sport-utility", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,941. This offer applies to Stock #E5860, VIN 1C4SJSAP2TS196173. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $76,980. Advertised price: $71,039. Savings: $5,941, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$76,980"}, {"label": "Advertised price", "value": "$71,039"}, {"label": "Savings", "value": "$5,941, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,941", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 71039.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SJSAP2TS196173_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1441, "unit": "per_month", "display": "$1,441/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 71039.0, "price_incl_doc": 71039.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1441.39, "amount_financed": 75478.94, "sales_tax": 4439.94, "total_of_payments": 86483.23, "finance_charge": 11004.29, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5860, VIN 1C4SJSAP2TS196173. $1,441 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $71,039, before any dealer documentation fee. Amount financed $75,479, including $4,440 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $86,483. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SJSAP2TS196173_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1251, "unit": "per_month", "display": "$1,251/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 71039.0, "price_incl_doc": 71039.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1250.55, "amount_financed": 75478.94, "sales_tax": 4439.94, "total_of_payments": 90039.44, "finance_charge": 14560.5, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5860, VIN 1C4SJSAP2TS196173. $1,251 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $71,039, before any dealer documentation fee. Amount financed $75,479, including $4,440 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $90,039. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SJSAP2TS196173_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1120, "unit": "per_month", "display": "$1,120/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 71039.0, "price_incl_doc": 71039.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1120.45, "amount_financed": 75478.94, "sales_tax": 4439.94, "total_of_payments": 94118.16, "finance_charge": 18639.22, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5860, VIN 1C4SJSAP2TS196173. $1,120 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $71,039, before any dealer documentation fee. Amount financed $75,479, including $4,440 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $94,118. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SJSAP2TS196173_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 899, "unit": "per_month", "display": "$899/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76980.0, "selling_price": 71039.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 898.91, "net_cap_cost": 71734.0, "residual_value": 47727.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 898.91, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1058.91}, "total_of_payments": 32364, "total_of_payments_unrounded": 32360.76}, "disclosure": "Estimated lease payment for stock #E5860, VIN 1C4SJSAP2TS196173. $899 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,059, made up of $899 first payment, $60 title, $100 registration. MSRP $76,980. Lease selling price $71,039. Net capitalized cost $71,734. Residual value $47,728, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $32,364. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SJSAP2TS196173_lease", "type": "lease", "label": "Lease", "headline": {"value": 806, "unit": "per_month", "display": "$806/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76980.0, "selling_price": 71039.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 805.62, "net_cap_cost": 68735.0, "residual_value": 47727.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 805.62, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3964.62}, "total_of_payments": 29016, "total_of_payments_unrounded": 29002.32}, "disclosure": "Estimated lease payment for stock #E5860, VIN 1C4SJSAP2TS196173. $806 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,965, made up of $806 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $76,980. Lease selling price $71,039. Net capitalized cost $68,735. Residual value $47,728, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,016. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$69,175"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 69175.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG6VW553127_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1404, "unit": "per_month", "display": "$1,404/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 69175.0, "price_incl_doc": 69175.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1403.57, "amount_financed": 73498.44, "sales_tax": 4323.44, "total_of_payments": 84213.98, "finance_charge": 10715.54, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488276, VIN 1C4RJXFG6VW553127. $1,404 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $69,175, before any dealer documentation fee. Amount financed $73,498, including $4,323 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $84,214. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG6VW553127_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1070, "unit": "per_month", "display": "$1,070/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 69175.0, "price_incl_doc": 69175.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1070.19, "amount_financed": 73498.44, "sales_tax": 4323.44, "total_of_payments": 89895.62, "finance_charge": 16397.18, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488276, VIN 1C4RJXFG6VW553127. $1,070 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $69,175, before any dealer documentation fee. Amount financed $73,498, including $4,323 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $89,896. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40371.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHAR9TC244569_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 689, "unit": "per_month", "display": "$689/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40371.0, "price_incl_doc": 40371.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 688.82, "amount_financed": 42894.19, "sales_tax": 2523.19, "total_of_payments": 49595.05, "finance_charge": 6700.86, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5618, VIN 1C4RJHAR9TC244569. $689 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $40,371, before any dealer documentation fee. Amount financed $42,894, including $2,523 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $49,595. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHAR9TC244569_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 565, "unit": "per_month", "display": "$565/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40371.0, "price_incl_doc": 40371.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 564.84, "amount_financed": 42894.19, "sales_tax": 2523.19, "total_of_payments": 47446.78, "finance_charge": 4552.59, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5618, VIN 1C4RJHAR9TC244569. $565 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $40,371, before any dealer documentation fee. Amount financed $42,894, including $2,523 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $47,447. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 286}}, {"vin": "3C4PJMA21TT204364", "title": "2026 Jeep Cherokee Base", "year": 2026, "make": "Jeep", "model": "Cherokee", "trim": "Base", "decoded_trim": "Base", "condition": "new", "price": 37490.0, "msrp": 37490.0, "sale_price": 34769.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "P7x7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Hybrid", "doors": 4, "seating_capacity": null, "engine": "1.6L I4", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": 39, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "62366875", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 25, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/237459f1-19c1-4840-8331-e180e5f5b047.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/237459f1-19c1-4840-8331-e180e5f5b047.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3336f19f-af9f-4d6e-8c21-5d9399d7a7d7.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3b9a1b94-489e-40e0-95b0-9a861c0fee19.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b8a8dea4-d0e8-47bf-8320-a67c79f8c740.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/df64b108-7ead-40a8-b30a-96b650f891b1.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5b3a5439-88f1-4517-9017-9bd8c21d6ecd.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b9d4cf7c-013f-4a95-a059-40e99219f17c.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/bd8676e0-8ef2-4e6e-aad7-a027d4b25313.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4f647e2c-2d8a-4c0a-b9fa-310496ac77f1.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a7d89126-c025-4d38-8b2d-fcc0a6ea36b8.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4ab933e2-c7b7-41e6-a3ba-89cd0ec4a6b1.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/59f66dce-76f8-47c3-87d1-cfbd0b1b9726.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/895b0eba-05a2-4dfb-b75c-a6031ce42abb.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/be8dc259-9aba-4f4b-bcff-d6801f28b837.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0c180cd5-fc0a-4cb3-94f1-1085b07922c5.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c8ac975d-73d1-48cf-a888-f57d8bc1b7b4.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/172f5f0f-9197-4352-8215-209bf32cb094.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/211efa0d-5de7-46ee-b3af-3d467f04ef3b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/32bbf5e1-d42f-4359-b078-efbbd7635941.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6af70c30-7423-4978-a156-d13d319356af.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/febb035c-b072-47b9-9b5e-ce4a000217a4.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1c590b51-7806-4030-b57a-ecb8d16c94a5.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c3b4c67f-1df0-4d0a-8af4-6d9214e00c09.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9df9a8a4-45ee-4ca0-86fb-8a330e8f6b81.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/47a5b6b3-c183-490e-8377-2ec4d88152d1.jpg"], "vin_decode": {"make": "Jeep", "model": "Cherokee", "year": 2026, "trim": "Base", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L 4-Cylinder In-Line", "engine_displacement_l": 1.6, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 37490.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C4PJMA21TT204364.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjma21tt204364/2026-jeep-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjma21tt204364/2026-jeep-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C4PJMA21TT204364.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C4PJMA21TT204364.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C4PJMA21TT204364.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjma21tt204364/2026-jeep-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$37,490"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37490.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4PJMA21TT204364_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 658, "unit": "per_month", "display": "$658/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37490.0, "price_incl_doc": 37490.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 658.27, "amount_financed": 39833.13, "sales_tax": 2343.13, "total_of_payments": 47395.54, "finance_charge": 7562.41, "per_1000_financed": 16.53, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #62366875, VIN 3C4PJMA21TT204364. $658 per month for 72 months at 5.9% APR, $0 cash down. Advertised price $37,490, before any dealer documentation fee. Amount financed $39,833, including $2,343 estimated sales tax at 6.25%. That is $16.53 per $1,000 financed. Total of payments $47,396. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4PJMA21TT204364_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 561, "unit": "per_month", "display": "$561/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37490.0, "price_incl_doc": 37490.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 561.13, "amount_financed": 39833.13, "sales_tax": 2343.13, "total_of_payments": 47134.76, "finance_charge": 7301.63, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #62366875, VIN 3C4PJMA21TT204364. $561 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $37,490, before any dealer documentation fee. Amount financed $39,833, including $2,343 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. 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"price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $19,387. This offer applies to Stock #J5603, VIN 1C6SRFHP9TN324842. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $84,165. Advertised price: $64,778. Savings: $19,387, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$84,165"}, {"label": "Advertised price", "value": "$64,778"}, {"label": "Savings", "value": "$19,387, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $19,387", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 64778.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFHP9TN324842_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1147, "unit": "per_month", "display": "$1,147/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64778.0, "price_incl_doc": 64778.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1147.11, "amount_financed": 68826.63, "sales_tax": 4048.63, "total_of_payments": 68826.63, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5603, VIN 1C6SRFHP9TN324842. $1,147 per month for 60 months at 0% APR, $0 cash down. Advertised price $64,778, before any dealer documentation fee. Amount financed $68,827, including $4,049 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $68,827. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFHP9TN324842_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1022, "unit": "per_month", "display": "$1,022/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64778.0, "price_incl_doc": 64778.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1021.7, "amount_financed": 68826.63, "sales_tax": 4048.63, "total_of_payments": 85823.09, "finance_charge": 16996.46, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5603, VIN 1C6SRFHP9TN324842. $1,022 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $64,778, before any dealer documentation fee. Amount financed $68,827, including $4,049 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $85,823. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 295}}, {"vin": "1C4RJKBR6V8152675", "title": "2027 Jeep Grand Cherokee L Limited", "year": 2027, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 55516.0, "msrp": 56550.0, "sale_price": 55516.0, "currency": "USD", "mileage": null, "exterior_color": "Steel Blue", "interior_color": "Flx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 20, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "63377288", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5e4c8525-1238-4113-914f-770f60860b8f.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5e4c8525-1238-4113-914f-770f60860b8f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8c504f37-8e9f-42f7-b3c3-11a1788178b8.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/304e11a3-13e5-4366-8041-5f044644b88a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/59851c37-4f25-453c-96ac-e039a733396a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4dc72ca5-1d37-4f54-831f-67702bd267ab.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/dbfb6d92-d549-41f1-9288-62d9e5f015b4.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d9496c01-96ce-43f2-83e1-04d55eadbeaa.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee L", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 56550.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKBR6V8152675.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr6v8152675/2027-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr6v8152675/2027-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKBR6V8152675.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR6V8152675.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR6V8152675.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr6v8152675/2027-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,034. This offer applies to Stock #63377288, VIN 1C4RJKBR6V8152675. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $56,550. Advertised price: $55,516. Savings: $1,034, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$56,550"}, {"label": "Advertised price", "value": "$55,516"}, {"label": "Savings", "value": "$1,034, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,034", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 55516.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBR6V8152675_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1126, "unit": "per_month", "display": "$1,126/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55516.0, "price_incl_doc": 55516.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1126.42, "amount_financed": 58985.75, "sales_tax": 3469.75, "total_of_payments": 67585.45, "finance_charge": 8599.7, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377288, VIN 1C4RJKBR6V8152675. $1,126 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $55,516, before any dealer documentation fee. Amount financed $58,986, including $3,470 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $67,585. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR6V8152675_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 977, "unit": "per_month", "display": "$977/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55516.0, "price_incl_doc": 55516.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 977.29, "amount_financed": 58985.75, "sales_tax": 3469.75, "total_of_payments": 70364.58, "finance_charge": 11378.83, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377288, VIN 1C4RJKBR6V8152675. $977 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $55,516, before any dealer documentation fee. Amount financed $58,986, including $3,470 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $70,365. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR6V8152675_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 876, "unit": "per_month", "display": "$876/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55516.0, "price_incl_doc": 55516.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 875.62, "amount_financed": 58985.75, "sales_tax": 3469.75, "total_of_payments": 73552.05, "finance_charge": 14566.3, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377288, VIN 1C4RJKBR6V8152675. $876 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $55,516, before any dealer documentation fee. Amount financed $58,986, including $3,470 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $73,552. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR6V8152675_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 770, "unit": "per_month", "display": "$770/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 56550.0, "selling_price": 55516.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 769.68, "net_cap_cost": 56211.0, "residual_value": 35061.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 769.68, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 929.68}, "total_of_payments": 27720, "total_of_payments_unrounded": 27708.48}, "disclosure": "Estimated lease payment for stock #63377288, VIN 1C4RJKBR6V8152675. $770 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $930, made up of $770 first payment, $60 title, $100 registration. MSRP $56,550. Lease selling price $55,516. Net capitalized cost $56,211. Residual value $35,061, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,720. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR6V8152675_lease", "type": "lease", "label": "Lease", "headline": {"value": 676, "unit": "per_month", "display": "$676/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 56550.0, "selling_price": 55516.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 676.39, "net_cap_cost": 53212.0, "residual_value": 35061.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 676.39, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3835.39}, "total_of_payments": 24336, "total_of_payments_unrounded": 24350.04}, "disclosure": "Estimated lease payment for stock #63377288, VIN 1C4RJKBR6V8152675. $676 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,835, made up of $676 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $56,550. Lease selling price $55,516. Net capitalized cost $53,212. Residual value $35,061, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,336. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 379}}, {"vin": "1C4SJVDP6VS550387", "title": "2027 Jeep Grand Wagoneer Overland", "year": 2027, "make": "Jeep", "model": "Grand Wagoneer", "trim": "Overland", "decoded_trim": "Overland", "condition": "new", "price": 88635.0, "msrp": 88635.0, "sale_price": 88635.0, "currency": "USD", "mileage": null, "exterior_color": "High Gloss Black Exterior Pain", "interior_color": null, "drivetrain": "4WD", "body_style": "WSJP75", "vehicle_type": "car", "fuel_type": "Other", "doors": 4, "seating_capacity": null, "engine": "3L 6-Cylinder In-Line", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": null, "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "RFJ57788", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://service.secureoffersites.com/images/GetEvoxImage?styleid=0", "images": ["https://service.secureoffersites.com/images/GetEvoxImage?styleid=0"], "vin_decode": {"make": "Jeep", "model": "Grand Wagoneer", "year": 2027, "trim": "Overland", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3L 6-Cylinder In-Line", "engine_displacement_l": 3.0, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 88635.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4SJVDP6VS550387.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sjvdp6vs550387/2027-jeep-grand-wagoneer-wsjp75", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sjvdp6vs550387/2027-jeep-grand-wagoneer-wsjp75", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4SJVDP6VS550387.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4SJVDP6VS550387.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4SJVDP6VS550387.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sjvdp6vs550387/2027-jeep-grand-wagoneer-wsjp75", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #RFJ57788, VIN 1C4SJVDP6VS550387. Advertised price: $88,635. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$88,635"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 88635.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SJVDP6VS550387_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1512, "unit": "per_month", "display": "$1,512/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 88635.0, "price_incl_doc": 88635.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Wagoneer 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1512.31, "amount_financed": 94174.69, "sales_tax": 5539.69, "total_of_payments": 108886.5, "finance_charge": 14711.81, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RFJ57788, VIN 1C4SJVDP6VS550387. $1,512 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $88,635, before any dealer documentation fee. Amount financed $94,175, including $5,540 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $108,886. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 1, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 288}}, {"vin": "1C6SRFUP7VN554744", "title": "2027 RAM 1500 RHO", "year": 2027, "make": "RAM", "model": "1500", "trim": "RHO", "decoded_trim": "RHO/TRX", "condition": "new", "price": 92605.0, "msrp": 92605.0, "sale_price": 92605.0, "currency": "USD", "mileage": null, "exterior_color": "Diamond Black", "interior_color": "Ylx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Not Specified", "doors": 4, "seating_capacity": null, "engine": "3.0L I6", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63454430", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cc620656-a436-4064-baf1-1a7c48ea3f4f.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cc620656-a436-4064-baf1-1a7c48ea3f4f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8808261e-9b9e-4070-bb9d-665ce3fcd3cc.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4210d1e7-c7df-4493-bfb8-992eefc1556d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/46a0c20a-124d-419a-b93c-b71b8c1faef1.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7e4a2e6e-4756-4d7a-976f-bc19729f1f4e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ab8864c4-b7e5-4d30-9551-78bb37aa5985.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0a547e42-48dc-45ee-871b-ba608d89bb7e.png"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2027, "trim": "RHO/TRX", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "3L 6-Cylinder In-Line", "engine_displacement_l": 3.0, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 92605.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFUP7VN554744.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup7vn554744/2027-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup7vn554744/2027-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFUP7VN554744.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFUP7VN554744.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFUP7VN554744.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup7vn554744/2027-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63454430, VIN 1C6SRFUP7VN554744. Advertised price: $92,605. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$92,605"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 92605.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP7VN554744_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1640, "unit": "per_month", "display": "$1,640/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 92605.0, "price_incl_doc": 92605.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1639.88, "amount_financed": 98392.81, "sales_tax": 5787.81, "total_of_payments": 98392.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454430, VIN 1C6SRFUP7VN554744. $1,640 per month for 60 months at 0% APR, $0 cash down. Advertised price $92,605, before any dealer documentation fee. Amount financed $98,393, including $5,788 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $98,393. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP7VN554744_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1461, "unit": "per_month", "display": "$1,461/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 92605.0, "price_incl_doc": 92605.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1460.6, "amount_financed": 98392.81, "sales_tax": 5787.81, "total_of_payments": 122690.52, "finance_charge": 24297.71, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454430, VIN 1C6SRFUP7VN554744. $1,461 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $92,605, before any dealer documentation fee. Amount financed $98,393, including $5,788 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $122,691. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 290}}, {"vin": "1C4RJHBR6TC257648", "title": "2026 Jeep Grand Cherokee Limited", "year": 2026, "make": "Jeep", "model": "Grand Cherokee", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 53405.0, "msrp": 53405.0, "sale_price": 45774.0, "currency": "USD", "mileage": 20, "exterior_color": "Bright White Clearcoat", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L Hurricane 4 Turbo with ESS", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "J5780", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$53,405"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53405.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR6TC257648_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 747, "unit": "per_month", "display": "$747/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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"https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct8tc199293/2026-dodge-durango-sport-utility", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,659. This offer applies to Stock #D5735, VIN 1C4SDJCT8TC199293. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,825. Advertised price: $47,166. Savings: $3,659, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,825"}, {"label": "Advertised price", "value": "$47,166"}, {"label": "Savings", "value": "$3,659, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,659", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47166.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT8TC199293_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 957, "unit": "per_month", "display": "$957/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47166.0, "price_incl_doc": 47166.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 957.0, "amount_financed": 50113.88, "sales_tax": 2947.88, "total_of_payments": 57420.12, "finance_charge": 7306.24, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5735, VIN 1C4SDJCT8TC199293. $957 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $47,166, before any dealer documentation fee. Amount financed $50,114, including $2,948 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $57,420. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT8TC199293_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 830, "unit": "per_month", "display": "$830/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47166.0, "price_incl_doc": 47166.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 830.3, "amount_financed": 50113.88, "sales_tax": 2947.88, "total_of_payments": 59781.25, "finance_charge": 9667.37, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5735, VIN 1C4SDJCT8TC199293. $830 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $47,166, before any dealer documentation fee. Amount financed $50,114, including $2,948 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $59,781. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT8TC199293_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 744, "unit": "per_month", "display": "$744/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47166.0, "price_incl_doc": 47166.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 743.92, "amount_financed": 50113.88, "sales_tax": 2947.88, "total_of_payments": 62489.3, "finance_charge": 12375.42, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5735, VIN 1C4SDJCT8TC199293. $744 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $47,166, before any dealer documentation fee. Amount financed $50,114, including $2,948 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,489. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 319}}, {"vin": "3C6UR5CJ1TG367909", "title": "2026 RAM 2500 Black Express", "year": 2026, "make": "RAM", "model": "2500", "trim": "Black Express", "decoded_trim": "Tradesman", "condition": "new", "price": 61955.0, "msrp": 61955.0, "sale_price": 54923.0, "currency": "USD", "mileage": null, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-8 6.4 L/392", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic w/OD", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63370899", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 249.0, "photo_count": 1, "primary_image": "https://service.secureoffersites.com/images/GetEvoxImage?styleid=482106", "images": ["https://service.secureoffersites.com/images/GetEvoxImage?styleid=482106"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2026, "trim": "Tradesman", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 61955.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5CJ1TG367909.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5cj1tg367909/2026-ram-2500-crew-cab-pickup", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5cj1tg367909/2026-ram-2500-crew-cab-pickup", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5CJ1TG367909.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5CJ1TG367909.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5CJ1TG367909.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5cj1tg367909/2026-ram-2500-crew-cab-pickup", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63370899, VIN 3C6UR5CJ1TG367909. Advertised price: $61,955. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$61,955"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61955.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5CJ1TG367909_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1257, "unit": "per_month", "display": "$1,257/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61955.0, "price_incl_doc": 61955.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1257.07, "amount_financed": 65827.19, "sales_tax": 3872.19, "total_of_payments": 75424.32, "finance_charge": 9597.13, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63370899, VIN 3C6UR5CJ1TG367909. $1,257 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $61,955, before any dealer documentation fee. Amount financed $65,827, including $3,872 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $75,424. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5CJ1TG367909_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 958, "unit": "per_month", "display": "$958/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61955.0, "price_incl_doc": 61955.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 958.49, "amount_financed": 65827.19, "sales_tax": 3872.19, "total_of_payments": 80512.95, "finance_charge": 14685.76, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63370899, VIN 3C6UR5CJ1TG367909. $958 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $61,955, before any dealer documentation fee. Amount financed $65,827, including $3,872 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $80,513. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5CJ1TG367909_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 876, "unit": "per_month", "display": "$876/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 61955.0, "selling_price": 61955.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 876.42, "net_cap_cost": 62650.0, "residual_value": 38412.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 876.42, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1036.42}, "total_of_payments": 31536, "total_of_payments_unrounded": 31551.12}, "disclosure": "Estimated lease payment for stock #63370899, VIN 3C6UR5CJ1TG367909. $876 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,036, made up of $876 first payment, $60 title, $100 registration. MSRP $61,955. Lease selling price $61,955. Net capitalized cost $62,650. Residual value $38,412, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,536. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5CJ1TG367909_lease", "type": "lease", "label": "Lease", "headline": {"value": 783, "unit": "per_month", "display": "$783/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 61955.0, "selling_price": 61955.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 783.13, "net_cap_cost": 59651.0, "residual_value": 38412.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 783.13, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3942.13}, "total_of_payments": 28188, "total_of_payments_unrounded": 28192.68}, "disclosure": "Estimated lease payment for stock #63370899, VIN 3C6UR5CJ1TG367909. $783 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,942, made up of $783 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $61,955. Lease selling price $61,955. Net capitalized cost $59,651. Residual value $38,412, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,188. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 421}}, {"vin": "1C4SDJCT2TC290771", "title": "2026 Dodge Durango GT Plus HEMI V8", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT Plus HEMI V8", "decoded_trim": "GT Hemi", "condition": "new", "price": 53460.0, "msrp": 53460.0, "sale_price": 49553.0, "currency": "USD", "mileage": 13, "exterior_color": "Green Machine", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53460.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53460.0, "price_incl_doc": 53460.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1084.71, "amount_financed": 56801.25, "sales_tax": 3341.25, "total_of_payments": 65082.46, "finance_charge": 8281.21, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5874, VIN 1C4SDJCT2TC290771. $1,085 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,460, before any dealer documentation fee. Amount financed $56,801, including $3,341 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $65,082. Offer expires 2026-07-31. Estimated for ZIP 60540. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53460.0, "price_incl_doc": 53460.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 941.09, "amount_financed": 56801.25, "sales_tax": 3341.25, "total_of_payments": 67758.67, "finance_charge": 10957.42, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5874, VIN 1C4SDJCT2TC290771. $941 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,460, before any dealer documentation fee. Amount financed $56,801, including $3,341 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $67,759. Offer expires 2026-07-31. Estimated for ZIP 60540. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$78,350"}, {"label": "Advertised price", "value": "$61,308"}, {"label": "Savings", "value": "$17,042, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $17,042", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45490.0, "price_incl_doc": 45490.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 798.74, "amount_financed": 48333.13, "sales_tax": 2843.13, "total_of_payments": 57509.28, "finance_charge": 9176.15, "per_1000_financed": 16.53, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5567, VIN 3C4PJMC21TT227589. $799 per month for 72 months at 5.9% APR, $0 cash down. Advertised price $45,490, before any dealer documentation fee. Amount financed $48,333, including $2,843 estimated sales tax at 6.25%. That is $16.53 per $1,000 financed. Total of payments $57,509. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4PJMC21TT227589_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 681, "unit": "per_month", "display": "$681/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45490.0, "price_incl_doc": 45490.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 680.87, "amount_financed": 48333.13, "sales_tax": 2843.13, "total_of_payments": 57192.85, "finance_charge": 8859.72, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5567, VIN 3C4PJMC21TT227589. $681 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $45,490, before any dealer documentation fee. Amount financed $48,333, including $2,843 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $57,193. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 300}}, {"vin": "1C6SRFFT3TN311357", "title": "2026 RAM 1500 Big Horn/Lone Star", "year": 2026, "make": "RAM", "model": "1500", "trim": "Big Horn/Lone Star", "decoded_trim": "Big Horn/Lonestar", "condition": "new", "price": 64260.0, "msrp": 64260.0, "sale_price": 50807.0, "currency": "USD", "mileage": 2, "exterior_color": "Canyon Lake", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 16, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "J5433", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 64260.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFFT3TN311357.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft3tn311357/2026-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft3tn311357/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFFT3TN311357.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFT3TN311357.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFT3TN311357.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft3tn311357/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5433, VIN 1C6SRFFT3TN311357. Advertised price: $64,260. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$64,260"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 64260.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFFT3TN311357_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1138, "unit": "per_month", "display": "$1,138/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64260.0, "price_incl_doc": 64260.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1137.94, "amount_financed": 68276.25, "sales_tax": 4016.25, "total_of_payments": 68276.25, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5433, VIN 1C6SRFFT3TN311357. $1,138 per month for 60 months at 0% APR, $0 cash down. Advertised price $64,260, before any dealer documentation fee. Amount financed $68,276, including $4,016 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $68,276. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT3TN311357_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1014, "unit": "per_month", "display": "$1,014/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64260.0, "price_incl_doc": 64260.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1013.53, "amount_financed": 68276.25, "sales_tax": 4016.25, "total_of_payments": 85136.8, "finance_charge": 16860.55, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5433, VIN 1C6SRFFT3TN311357. $1,014 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $64,260, before any dealer documentation fee. Amount financed $68,276, including $4,016 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $85,137. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHAR2TC236605_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 660, "unit": "per_month", "display": "$660/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38694.0, "price_incl_doc": 38694.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 660.21, "amount_financed": 41112.38, "sales_tax": 2418.38, "total_of_payments": 47534.89, "finance_charge": 6422.51, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LE5655, VIN 1C4RJHAR2TC236605. $660 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $38,694, before any dealer documentation fee. Amount financed $41,112, including $2,418 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $47,535. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHAR2TC236605_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 541, "unit": "per_month", "display": "$541/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38694.0, "price_incl_doc": 38694.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 541.38, "amount_financed": 41112.38, "sales_tax": 2418.38, "total_of_payments": 45475.86, "finance_charge": 4363.48, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LE5655, VIN 1C4RJHAR2TC236605. $541 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $38,694, before any dealer documentation fee. Amount financed $41,112, including $2,418 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $45,476. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 275}}, {"vin": "1C4PJXDN6TW239466", "title": "2026 Jeep Wrangler Sport S", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sport S", "decoded_trim": "Sport", "condition": "new", "price": 48655.0, "msrp": 48655.0, "sale_price": 38655.0, "currency": "USD", "mileage": 8, "exterior_color": "Blue Pearl", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "LJ5386", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$48,655"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48655.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXDN6TW239466_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 987, "unit": "per_month", "display": "$987/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48655.0, "price_incl_doc": 48655.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 987.21, "amount_financed": 51695.94, "sales_tax": 3040.94, "total_of_payments": 59232.84, "finance_charge": 7536.9, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5386, VIN 1C4PJXDN6TW239466. $987 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $48,655, before any dealer documentation fee. Amount financed $51,696, including $3,041 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $59,233. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDN6TW239466_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 753, "unit": "per_month", "display": "$753/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,145"}, {"label": "Advertised price", "value": "$51,392"}, {"label": "Savings", "value": "$753, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $753", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51392.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR8VC561793_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 877, "unit": "per_month", "display": "$877/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51392.0, "price_incl_doc": 51392.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 876.86, "amount_financed": 54604.0, "sales_tax": 3212.0, "total_of_payments": 63134.15, "finance_charge": 8530.15, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369696, VIN 1C4RJHBR8VC561793. $877 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $51,392, before any dealer documentation fee. Amount financed $54,604, including $3,212 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $63,134. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR8VC561793_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 719, "unit": "per_month", "display": "$719/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51392.0, "price_incl_doc": 51392.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 719.04, "amount_financed": 54604.0, "sales_tax": 3212.0, "total_of_payments": 60399.42, "finance_charge": 5795.42, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369696, VIN 1C4RJHBR8VC561793. $719 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $51,392, before any dealer documentation fee. Amount financed $54,604, including $3,212 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $60,399. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 255}}, {"vin": "1C4PJXEN2TW311410", "title": "2026 Jeep Wrangler Sahara", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 57685.0, "msrp": 57685.0, "sale_price": 50856.0, "currency": "USD", "mileage": null, "exterior_color": "Anvil Clearcoat", "interior_color": "Nlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "63131236", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$57,685"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57685.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEN2TW311410_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1170, "unit": "per_month", "display": "$1,170/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57685.0, "price_incl_doc": 57685.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1170.43, "amount_financed": 61290.31, "sales_tax": 3605.31, "total_of_payments": 70226.0, "finance_charge": 8935.69, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63131236, VIN 1C4PJXEN2TW311410. $1,170 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,685, before any dealer documentation fee. Amount financed $61,290, including $3,605 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,226. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEN2TW311410_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 892, "unit": "per_month", "display": "$892/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57685.0, "price_incl_doc": 57685.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 892.43, "amount_financed": 61290.31, "sales_tax": 3605.31, "total_of_payments": 74963.91, "finance_charge": 13673.6, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63131236, VIN 1C4PJXEN2TW311410. $892 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $57,685, before any dealer documentation fee. Amount financed $61,290, including $3,605 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $74,964. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 77305.0, "price_incl_doc": 77305.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1219.28, "amount_financed": 82136.56, "sales_tax": 4831.56, "total_of_payments": 102419.86, "finance_charge": 20283.3, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5435, VIN 1C6SRFLP3TN313150. $1,219 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $77,305, before any dealer documentation fee. Amount financed $82,137, including $4,832 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $102,420. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$69,470"}, {"label": "Advertised price", "value": "$61,712"}, {"label": "Savings", "value": "$7,758, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,758", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61712.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63R3DJ8TG361393_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1252, "unit": "per_month", "display": "$1,252/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61712.0, "price_incl_doc": 61712.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1252.14, "amount_financed": 65569.0, "sales_tax": 3857.0, "total_of_payments": 75128.49, "finance_charge": 9559.49, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5850, VIN 3C63R3DJ8TG361393. $1,252 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $61,712, before any dealer documentation fee. Amount financed $65,569, including $3,857 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $75,128. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3DJ8TG361393_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 955, "unit": "per_month", "display": "$955/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61712.0, "price_incl_doc": 61712.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 954.73, "amount_financed": 65569.0, "sales_tax": 3857.0, "total_of_payments": 80197.16, "finance_charge": 14628.16, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5850, VIN 3C63R3DJ8TG361393. $955 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $61,712, before any dealer documentation fee. Amount financed $65,569, including $3,857 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $80,197. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3DJ8TG361393_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 739, "unit": "per_month", "display": "$739/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 69470.0, "selling_price": 61712.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 738.77, "net_cap_cost": 62407.0, "residual_value": 43071.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 738.77, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 898.77}, "total_of_payments": 26604, "total_of_payments_unrounded": 26595.72}, "disclosure": "Estimated lease payment for stock #R5850, VIN 3C63R3DJ8TG361393. $739 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $899, made up of $739 first payment, $60 title, $100 registration. MSRP $69,470. Lease selling price $61,712. Net capitalized cost $62,407. Residual value $43,071, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,604. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3DJ8TG361393_lease", "type": "lease", "label": "Lease", "headline": {"value": 645, "unit": "per_month", "display": "$645/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 69470.0, "selling_price": 61712.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 645.48, "net_cap_cost": 59408.0, "residual_value": 43071.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 645.48, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3804.48}, "total_of_payments": 23220, "total_of_payments_unrounded": 23237.28}, "disclosure": "Estimated lease payment for stock #R5850, VIN 3C63R3DJ8TG361393. $645 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,804, made up of $645 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $69,470. Lease selling price $61,712. Net capitalized cost $59,408. Residual value $43,071, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,220. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 212}}, {"vin": "1C4PJXAN5TW165820", "title": "2026 Jeep Wrangler Sport S", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sport S", "decoded_trim": "Sport", "condition": "new", "price": 48095.0, "msrp": 48095.0, "sale_price": 42021.0, "currency": "USD", "mileage": 10, "exterior_color": "Crystal Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 2, "seating_capacity": null, "engine": "2.0L I4 DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5068", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxan5tw165820/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXAN5TW165820.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXAN5TW165820.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXAN5TW165820.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxan5tw165820/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5068, VIN 1C4PJXAN5TW165820. Advertised price: $48,095. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$48,095"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48095.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXAN5TW165820_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 976, "unit": "per_month", "display": "$976/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48095.0, "price_incl_doc": 48095.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 975.85, "amount_financed": 51100.94, "sales_tax": 3005.94, "total_of_payments": 58551.09, "finance_charge": 7450.15, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5068, VIN 1C4PJXAN5TW165820. $976 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $48,095, before any dealer documentation fee. Amount financed $51,101, including $3,006 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $58,551. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXAN5TW165820_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 744, "unit": "per_month", "display": "$744/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48095.0, "price_incl_doc": 48095.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 744.06, "amount_financed": 51100.94, "sales_tax": 3005.94, "total_of_payments": 62501.34, "finance_charge": 11400.4, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5068, VIN 1C4PJXAN5TW165820. $744 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $48,095, before any dealer documentation fee. Amount financed $51,101, including $3,006 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $62,501. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 154}}, {"vin": "3C6LRVNG1VE552828", "title": "2027 RAM ProMaster 1500 Low Roof", "year": 2027, "make": "RAM", "model": "ProMaster 1500", "trim": "Low Roof", "decoded_trim": null, "condition": "new", "price": 49613.0, "msrp": 51445.0, "sale_price": 49613.0, "currency": "USD", "mileage": null, "exterior_color": "Black Clearcoat", "interior_color": "A7x9", "drivetrain": "FWD", "body_style": "Cargo Van", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 3, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63493940", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3fcb2bcf-6fca-47b3-99c7-2b7ccaa59367.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3fcb2bcf-6fca-47b3-99c7-2b7ccaa59367.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d6b88860-bdf2-4944-a7d9-3df260235025.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cf17bee3-2b7d-4853-a370-be5511152516.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2433d05e-a1fe-42fe-9b36-5298954fa6fd.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/bed08827-bf5f-436f-95d4-7958042e7345.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d1496cc3-66a1-4b28-806c-413996ea2a37.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8acfd682-a39b-4a06-9fee-933e09188288.png"], "vin_decode": {"make": "Ram", "model": "ProMaster 1500", "year": 2027, "trim": null, "body_style": "Cargo Van", "vehicle_type": "TRUCK", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "FWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 51445.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6LRVNG1VE552828.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvng1ve552828/2027-ram-promaster-1500-cargo-van", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvng1ve552828/2027-ram-promaster-1500-cargo-van", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6LRVNG1VE552828.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6LRVNG1VE552828.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6LRVNG1VE552828.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvng1ve552828/2027-ram-promaster-1500-cargo-van", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,832. This offer applies to Stock #63493940, VIN 3C6LRVNG1VE552828. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,445. Advertised price: $49,613. Savings: $1,832, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,445"}, {"label": "Advertised price", "value": "$49,613"}, {"label": "Savings", "value": "$1,832, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,832", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49613.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6LRVNG1VE552828_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1007, "unit": "per_month", "display": "$1,007/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49613.0, "price_incl_doc": 49613.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1006.65, "amount_financed": 52713.81, "sales_tax": 3100.81, "total_of_payments": 60399.1, "finance_charge": 7685.29, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63493940, VIN 3C6LRVNG1VE552828. $1,007 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $49,613, before any dealer documentation fee. Amount financed $52,714, including $3,101 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $60,399. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNG1VE552828_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 873, "unit": "per_month", "display": "$873/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49613.0, "price_incl_doc": 49613.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 873.37, "amount_financed": 52713.81, "sales_tax": 3100.81, "total_of_payments": 62882.73, "finance_charge": 10168.92, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63493940, VIN 3C6LRVNG1VE552828. $873 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $49,613, before any dealer documentation fee. Amount financed $52,714, including $3,101 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $62,883. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNG1VE552828_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 783, "unit": "per_month", "display": "$783/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49613.0, "price_incl_doc": 49613.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 782.52, "amount_financed": 52713.81, "sales_tax": 3100.81, "total_of_payments": 65731.28, "finance_charge": 13017.47, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63493940, VIN 3C6LRVNG1VE552828. $783 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,613, before any dealer documentation fee. Amount financed $52,714, including $3,101 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $65,731. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNG1VE552828_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 674, "unit": "per_month", "display": "$674/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51445.0, "selling_price": 49613.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 674.43, "net_cap_cost": 50308.0, "residual_value": 31895.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 674.43, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 834.43}, "total_of_payments": 24264, "total_of_payments_unrounded": 24279.48}, "disclosure": "Estimated lease payment for stock #63493940, VIN 3C6LRVNG1VE552828. $674 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $834, made up of $674 first payment, $60 title, $100 registration. MSRP $51,445. Lease selling price $49,613. Net capitalized cost $50,308. Residual value $31,896, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,264. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNG1VE552828_lease", "type": "lease", "label": "Lease", "headline": {"value": 581, "unit": "per_month", "display": "$581/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51445.0, "selling_price": 49613.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 581.13, "net_cap_cost": 47309.0, "residual_value": 31895.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 581.13, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3740.13}, "total_of_payments": 20916, "total_of_payments_unrounded": 20920.68}, "disclosure": "Estimated lease payment for stock #63493940, VIN 3C6LRVNG1VE552828. $581 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,740, made up of $581 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $51,445. Lease selling price $49,613. Net capitalized cost $47,309. Residual value $31,896, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $20,916. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 206}}, {"vin": "1C4SDJCT8TC291908", "title": "2026 Dodge Durango GT Plus HEMI V8", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT Plus HEMI V8", "decoded_trim": "GT Hemi", "condition": "new", "price": 52865.0, "msrp": 52865.0, "sale_price": 49017.0, "currency": "USD", "mileage": 8, "exterior_color": "Db Black Clearcoat", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-8 5.7 L/345", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic w/OD", "mpg_city": 14, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "D5875", "stock_status": "Available", "availability": "In Stock", 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52865.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52865.0, "price_incl_doc": 52865.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 833.81, "amount_financed": 56169.06, "sales_tax": 3304.06, "total_of_payments": 70039.79, "finance_charge": 13870.73, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5875, VIN 1C4SDJCT8TC291908. $834 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $52,865, before any dealer documentation fee. Amount financed $56,169, including $3,304 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $70,040. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 70245.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5DJ4VG373477_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1425, "unit": "per_month", "display": "$1,425/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 70245.0, "price_incl_doc": 70245.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1425.28, "amount_financed": 74635.31, "sales_tax": 4390.31, "total_of_payments": 85516.6, "finance_charge": 10881.29, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63433406, VIN 3C6UR5DJ4VG373477. $1,425 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $70,245, before any dealer documentation fee. Amount financed $74,635, including $4,390 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $85,517. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ4VG373477_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1087, "unit": "per_month", "display": "$1,087/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 70245.0, "price_incl_doc": 70245.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1086.74, "amount_financed": 74635.31, "sales_tax": 4390.31, "total_of_payments": 91286.12, "finance_charge": 16650.81, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63433406, VIN 3C6UR5DJ4VG373477. $1,087 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $70,245, before any dealer documentation fee. Amount financed $74,635, including $4,390 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $91,286. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ4VG373477_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 991, "unit": "per_month", "display": "$991/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 70245.0, "selling_price": 70245.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 990.8, "net_cap_cost": 70940.0, "residual_value": 43551.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 990.8, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1150.8}, "total_of_payments": 35676, "total_of_payments_unrounded": 35668.8}, "disclosure": "Estimated lease payment for stock #63433406, VIN 3C6UR5DJ4VG373477. $991 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,151, made up of $991 first payment, $60 title, $100 registration. MSRP $70,245. Lease selling price $70,245. Net capitalized cost $70,940. Residual value $43,552, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $35,676. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ4VG373477_lease", "type": "lease", "label": "Lease", "headline": {"value": 898, "unit": "per_month", "display": "$898/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 70245.0, "selling_price": 70245.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 897.51, "net_cap_cost": 67941.0, "residual_value": 43551.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 897.51, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4056.51}, "total_of_payments": 32328, "total_of_payments_unrounded": 32310.36}, "disclosure": "Estimated lease payment for stock #63433406, VIN 3C6UR5DJ4VG373477. $898 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,057, made up of $898 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $70,245. Lease selling price $70,245. Net capitalized cost $67,941. Residual value $43,552, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $32,328. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 208}}, {"vin": "1C4PJXDGXTW305373", "title": "2026 Jeep Wrangler Sport S", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sport S", "decoded_trim": "Sport", "condition": "new", "price": 52090.0, "msrp": 52090.0, "sale_price": 43980.0, "currency": "USD", "mileage": 7, "exterior_color": "Anvil Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "J5932", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 31, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f13d9307-11d0-44f2-bd65-c5d35ae657e1.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f13d9307-11d0-44f2-bd65-c5d35ae657e1.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/643b5b7d-122a-4ed2-9496-c5cb449bd37e.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d099036c-c969-4078-8b41-6acd0630559c.jpg", 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"source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxdgxtw305373/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxdgxtw305373/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXDGXTW305373.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXDGXTW305373.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXDGXTW305373.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxdgxtw305373/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5932, VIN 1C4PJXDGXTW305373. Advertised price: $52,090. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$52,090"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52090.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXDGXTW305373_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1057, "unit": "per_month", "display": "$1,057/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52090.0, "price_incl_doc": 52090.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1056.91, "amount_financed": 55345.63, "sales_tax": 3255.63, "total_of_payments": 63414.62, "finance_charge": 8068.99, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5932, VIN 1C4PJXDGXTW305373. $1,057 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $52,090, before any dealer documentation fee. Amount financed $55,346, including $3,256 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $63,415. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDGXTW305373_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 806, "unit": "per_month", "display": "$806/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52090.0, "price_incl_doc": 52090.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 805.87, "amount_financed": 55345.63, "sales_tax": 3255.63, "total_of_payments": 67693.0, "finance_charge": 12347.37, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5932, VIN 1C4PJXDGXTW305373. $806 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $52,090, before any dealer documentation fee. Amount financed $55,346, including $3,256 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $67,693. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup2tn406840/2026-ram-1500-crew-cab-pickup", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFUP2TN406840.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFUP2TN406840.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFUP2TN406840.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup2tn406840/2026-ram-1500-crew-cab-pickup", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,264. This offer applies to Stock #R5823, VIN 1C6SRFUP2TN406840. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $91,060. Advertised price: $82,796. Savings: $8,264, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$91,060"}, {"label": "Advertised price", "value": "$82,796"}, {"label": "Savings", "value": "$8,264, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,264", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 82796.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP2TN406840_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1466, "unit": "per_month", "display": "$1,466/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82796.0, "price_incl_doc": 82796.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1466.18, "amount_financed": 87970.75, "sales_tax": 5174.75, "total_of_payments": 87970.75, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5823, VIN 1C6SRFUP2TN406840. $1,466 per month for 60 months at 0% APR, $0 cash down. Advertised price $82,796, before any dealer documentation fee. Amount financed $87,971, including $5,175 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $87,971. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP2TN406840_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1306, "unit": "per_month", "display": "$1,306/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82796.0, "price_incl_doc": 82796.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1305.89, "amount_financed": 87970.75, "sales_tax": 5174.75, "total_of_payments": 109694.78, "finance_charge": 21724.03, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5823, VIN 1C6SRFUP2TN406840. $1,306 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $82,796, before any dealer documentation fee. Amount financed $87,971, including $5,175 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $109,695. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 161}}, {"vin": "2C4RC3PG3VR588752", "title": "2027 Chrysler Pacifica Pinnacle", "year": 2027, "make": "Chrysler", "model": "Pacifica", "trim": "Pinnacle", "decoded_trim": "Pinnacle", "condition": "new", "price": 63280.0, "msrp": 63280.0, "sale_price": 59897.0, "currency": "USD", "mileage": null, "exterior_color": "Olive Green Pearlcoat", "interior_color": "Ulxn", "drivetrain": "AWD", "body_style": "Minivan/Van", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed 948TE Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63266573", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://service.secureoffersites.com/images/GetEvoxImage?styleid=484784", "images": ["https://service.secureoffersites.com/images/GetEvoxImage?styleid=484784"], "vin_decode": {"make": "Chrysler", "model": "Pacifica", "year": 2027, "trim": "Pinnacle", "body_style": "Minivan", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 63280.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/2C4RC3PG3VR588752.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c4rc3pg3vr588752/2027-chrysler-pacifica-minivan-s-van", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c4rc3pg3vr588752/2027-chrysler-pacifica-minivan-s-van", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/2C4RC3PG3VR588752.html", "json_url": "https://ai.castlecdjrnaperville.com/v/2C4RC3PG3VR588752.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/2C4RC3PG3VR588752.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c4rc3pg3vr588752/2027-chrysler-pacifica-minivan-s-van", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63266573, VIN 2C4RC3PG3VR588752. Advertised price: $63,280. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$63,280"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 63280.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC3PG3VR588752_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1456, "unit": "per_month", "display": "$1,456/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63280.0, "price_incl_doc": 63280.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1455.74, "amount_financed": 67235.0, "sales_tax": 3955.0, "total_of_payments": 69875.48, "finance_charge": 2640.48, "per_1000_financed": 21.65, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63266573, VIN 2C4RC3PG3VR588752. $1,456 per month for 48 months at 1.9% APR, $0 cash down. Advertised price $63,280, before any dealer documentation fee. Amount financed $67,235, including $3,955 estimated sales tax at 6.25%. That is $21.65 per $1,000 financed. Total of payments $69,875. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC3PG3VR588752_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1080, "unit": "per_month", "display": "$1,080/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63280.0, "price_incl_doc": 63280.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2027 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1079.7, "amount_financed": 67235.0, "sales_tax": 3955.0, "total_of_payments": 77738.34, "finance_charge": 10503.34, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63266573, VIN 2C4RC3PG3VR588752. $1,080 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $63,280, before any dealer documentation fee. Amount financed $67,235, including $3,955 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $77,738. Offer expires 2026-07-31. Estimated for ZIP 60540. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$103,800"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 103800.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SJVEP9TS197221_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1771, "unit": "per_month", "display": "$1,771/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,488. This offer applies to Stock #R5809, VIN 1C6SRFUP4TN407875. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $91,060. Advertised price: $82,572. Savings: $8,488, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$91,060"}, {"label": "Advertised price", "value": "$82,572"}, {"label": "Savings", "value": "$8,488, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,488", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 82572.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP4TN407875_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1462, "unit": "per_month", "display": "$1,462/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82572.0, "price_incl_doc": 82572.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1462.21, "amount_financed": 87732.75, "sales_tax": 5160.75, "total_of_payments": 87732.75, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5809, VIN 1C6SRFUP4TN407875. $1,462 per month for 60 months at 0% APR, $0 cash down. Advertised price $82,572, before any dealer documentation fee. Amount financed $87,733, including $5,161 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $87,733. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP4TN407875_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1302, "unit": "per_month", "display": "$1,302/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82572.0, "price_incl_doc": 82572.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1302.36, "amount_financed": 87732.75, "sales_tax": 5160.75, "total_of_payments": 109398.0, "finance_charge": 21665.25, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5809, VIN 1C6SRFUP4TN407875. $1,302 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $82,572, before any dealer documentation fee. Amount financed $87,733, including $5,161 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $109,398. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 146}}, {"vin": "1C4RJXFG8TW317141", "title": "2026 Jeep Wrangler Rubicon X", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X", "decoded_trim": "Rubicon", "condition": "new", "price": 68380.0, "msrp": 68380.0, "sale_price": 60291.0, "currency": "USD", "mileage": null, "exterior_color": "Black Clearcoat", "interior_color": "Vlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63192010", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 1, "primary_image": "https://service.secureoffersites.com/images/GetEvoxImage?styleid=480332", "images": ["https://service.secureoffersites.com/images/GetEvoxImage?styleid=480332"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2026, "trim": "Rubicon", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 68380.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJXFG8TW317141.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg8tw317141/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg8tw317141/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJXFG8TW317141.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG8TW317141.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG8TW317141.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg8tw317141/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63192010, VIN 1C4RJXFG8TW317141. Advertised price: $68,380. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$68,380"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68380.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG8TW317141_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1387, "unit": "per_month", "display": "$1,387/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68380.0, "price_incl_doc": 68380.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1387.44, "amount_financed": 72653.75, "sales_tax": 4273.75, "total_of_payments": 83246.14, "finance_charge": 10592.39, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63192010, VIN 1C4RJXFG8TW317141. $1,387 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,380, before any dealer documentation fee. Amount financed $72,654, including $4,274 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,246. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG8TW317141_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1058, "unit": "per_month", "display": "$1,058/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68380.0, "price_incl_doc": 68380.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1057.89, "amount_financed": 72653.75, "sales_tax": 4273.75, "total_of_payments": 88862.48, "finance_charge": 16208.73, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63192010, VIN 1C4RJXFG8TW317141. $1,058 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $68,380, before any dealer documentation fee. Amount financed $72,654, including $4,274 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $88,862. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 137}}, {"vin": "1C4RJKBR2V8152687", "title": "2027 Jeep Grand Cherokee L Limited", "year": 2027, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 52816.0, "msrp": 53550.0, "sale_price": 52816.0, "currency": "USD", "mileage": null, "exterior_color": "Steel Blue", "interior_color": "B6x7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 20, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "63377300", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ea7c92e9-e3ab-42dc-a621-f74da25cd384.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ea7c92e9-e3ab-42dc-a621-f74da25cd384.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/de4f7e34-9810-4cf2-95ed-85ed3c02f43c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5859f093-95cd-4a28-a4eb-dcaf47d2ed23.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/44b69d8f-09e1-45ae-8cd4-876825f493e0.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6c122f81-616d-4a16-93f8-c243c9fb79b5.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9d5a06dc-fd5a-4801-8f3a-ff4ab8ddbe6f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/335f0a53-574e-415e-b1a2-593b54118cfc.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee L", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 53550.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKBR2V8152687.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr2v8152687/2027-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr2v8152687/2027-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKBR2V8152687.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR2V8152687.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR2V8152687.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr2v8152687/2027-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $734. This offer applies to Stock #63377300, VIN 1C4RJKBR2V8152687. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,550. Advertised price: $52,816. Savings: $734, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,550"}, {"label": "Advertised price", "value": "$52,816"}, {"label": "Savings", "value": "$734, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $734", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52816.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBR2V8152687_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1072, "unit": "per_month", "display": "$1,072/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52816.0, "price_incl_doc": 52816.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1071.64, "amount_financed": 56117.0, "sales_tax": 3301.0, "total_of_payments": 64298.46, "finance_charge": 8181.46, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377300, VIN 1C4RJKBR2V8152687. $1,072 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $52,816, before any dealer documentation fee. Amount financed $56,117, including $3,301 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $64,298. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR2V8152687_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 930, "unit": "per_month", "display": "$930/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52816.0, "price_incl_doc": 52816.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 929.76, "amount_financed": 56117.0, "sales_tax": 3301.0, "total_of_payments": 66942.42, "finance_charge": 10825.42, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377300, VIN 1C4RJKBR2V8152687. $930 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $52,816, before any dealer documentation fee. Amount financed $56,117, including $3,301 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $66,942. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR2V8152687_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 833, "unit": "per_month", "display": "$833/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52816.0, "price_incl_doc": 52816.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 833.03, "amount_financed": 56117.0, "sales_tax": 3301.0, "total_of_payments": 69974.87, "finance_charge": 13857.87, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377300, VIN 1C4RJKBR2V8152687. $833 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $52,816, before any dealer documentation fee. Amount financed $56,117, including $3,301 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $69,975. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR2V8152687_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 738, "unit": "per_month", "display": "$738/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 53550.0, "selling_price": 52816.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 737.62, "net_cap_cost": 53511.0, "residual_value": 33201.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 737.62, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 897.62}, "total_of_payments": 26568, "total_of_payments_unrounded": 26554.32}, "disclosure": "Estimated lease payment for stock #63377300, VIN 1C4RJKBR2V8152687. $738 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $898, made up of $738 first payment, $60 title, $100 registration. MSRP $53,550. Lease selling price $52,816. Net capitalized cost $53,511. Residual value $33,201, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,568. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR2V8152687_lease", "type": "lease", "label": "Lease", "headline": {"value": 644, "unit": "per_month", "display": "$644/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 53550.0, "selling_price": 52816.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 644.33, "net_cap_cost": 50512.0, "residual_value": 33201.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 644.33, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3803.33}, "total_of_payments": 23184, "total_of_payments_unrounded": 23195.88}, "disclosure": "Estimated lease payment for stock #63377300, VIN 1C4RJKBR2V8152687. $644 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,803, made up of $644 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $53,550. Lease selling price $52,816. Net capitalized cost $50,512. Residual value $33,201, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,184. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 173}}, {"vin": "1C4RJXFG8TW322582", "title": "2026 Jeep Wrangler Rubicon X", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X", "decoded_trim": "Rubicon", "condition": "new", "price": 60261.0, "msrp": 68680.0, "sale_price": 60261.0, "currency": "USD", "mileage": null, "exterior_color": "Reign", "interior_color": "Vlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63208249", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/def0e5a0-2f9b-40a3-acbc-666734079739.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/def0e5a0-2f9b-40a3-acbc-666734079739.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/defdc774-4e02-4ba7-9d02-c680285f08a3.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0dd8e2c6-2a39-48e2-a90d-24157722b708.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/dba9d4e9-2dce-4d15-80fe-9c211b187bca.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9d6c9ab2-ca8d-4aac-84c8-615e040f5312.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5f1ea216-5dfa-4789-91b9-1adeef412e9c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b0df911d-382a-43a0-8ba9-727bf5a34be9.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2026, "trim": "Rubicon", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 68680.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJXFG8TW322582.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg8tw322582/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg8tw322582/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJXFG8TW322582.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG8TW322582.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG8TW322582.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg8tw322582/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,419. This offer applies to Stock #63208249, VIN 1C4RJXFG8TW322582. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $68,680. Advertised price: $60,261. Savings: $8,419, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$68,680"}, {"label": "Advertised price", "value": "$60,261"}, {"label": "Savings", "value": "$8,419, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,419", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 60261.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG8TW322582_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1223, "unit": "per_month", "display": "$1,223/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60261.0, "price_incl_doc": 60261.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1222.7, "amount_financed": 64027.31, "sales_tax": 3766.31, "total_of_payments": 73362.03, "finance_charge": 9334.72, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63208249, VIN 1C4RJXFG8TW322582. $1,223 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $60,261, before any dealer documentation fee. Amount financed $64,027, including $3,766 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $73,362. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG8TW322582_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 932, "unit": "per_month", "display": "$932/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60261.0, "price_incl_doc": 60261.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 932.28, "amount_financed": 64027.31, "sales_tax": 3766.31, "total_of_payments": 78311.52, "finance_charge": 14284.21, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63208249, VIN 1C4RJXFG8TW322582. $932 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $60,261, before any dealer documentation fee. Amount financed $64,027, including $3,766 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $78,312. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 133}}, {"vin": "1C6SRFJT5VN554758", "title": "2027 RAM 1500 Laramie", "year": 2027, "make": "RAM", "model": "1500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 79750.0, "msrp": 79750.0, "sale_price": 74893.0, "currency": "USD", "mileage": null, "exterior_color": "Pgk Tank", "interior_color": "Gjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Not Specified", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63454458", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3d7c4331-5d5f-4106-8e22-b5388e59f133.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3d7c4331-5d5f-4106-8e22-b5388e59f133.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f2e2c1da-0ca2-4a84-815f-4ba689be55d0.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/768e26ed-d73b-4652-b780-7685f1f0f89e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3354b366-d55c-4752-8b58-272a646ce3fc.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f5308b15-a2b1-4655-8787-09425b9a9070.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/12e5b5a5-255f-4ae8-a306-b8b560c5dbce.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a4db9db3-846d-4307-b897-57041a0e0fa2.png"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2027, "trim": "Laramie", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 79750.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFJT5VN554758.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt5vn554758/2027-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt5vn554758/2027-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFJT5VN554758.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJT5VN554758.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJT5VN554758.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt5vn554758/2027-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63454458, VIN 1C6SRFJT5VN554758. Advertised price: $79,750. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$79,750"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 79750.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFJT5VN554758_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1412, "unit": "per_month", "display": "$1,412/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 79750.0, "price_incl_doc": 79750.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1412.24, "amount_financed": 84734.38, "sales_tax": 4984.38, "total_of_payments": 84734.38, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454458, VIN 1C6SRFJT5VN554758. $1,412 per month for 60 months at 0% APR, $0 cash down. Advertised price $79,750, before any dealer documentation fee. Amount financed $84,734, including $4,984 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $84,734. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJT5VN554758_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1258, "unit": "per_month", "display": "$1,258/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 79750.0, "price_incl_doc": 79750.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1257.85, "amount_financed": 84734.38, "sales_tax": 4984.38, "total_of_payments": 105659.2, "finance_charge": 20924.82, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454458, VIN 1C6SRFJT5VN554758. $1,258 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $79,750, before any dealer documentation fee. Amount financed $84,734, including $4,984 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $105,659. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 131}}, {"vin": "1C4RDJDG4TC265273", "title": "2026 Dodge Durango GT", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT", "decoded_trim": "GT", "condition": "new", "price": 40089.0, "msrp": 43585.0, "sale_price": 40089.0, "currency": "USD", "mileage": 9, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 17, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "J5772", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 32, 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source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rdjdg4tc265273/2026-dodge-durango-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RDJDG4TC265273.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RDJDG4TC265273.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RDJDG4TC265273.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rdjdg4tc265273/2026-dodge-durango-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,496. This offer applies to Stock #J5772, VIN 1C4RDJDG4TC265273. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $43,585. Advertised price: $40,089. Savings: $3,496, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$43,585"}, {"label": "Advertised price", "value": "$40,089"}, {"label": "Savings", "value": "$3,496, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,496", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40089.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RDJDG4TC265273_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 813, "unit": "per_month", "display": "$813/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40089.0, "price_incl_doc": 40089.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 813.41, "amount_financed": 42594.56, "sales_tax": 2505.56, "total_of_payments": 48804.54, "finance_charge": 6209.98, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5772, VIN 1C4RDJDG4TC265273. $813 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $40,089, before any dealer documentation fee. Amount financed $42,595, including $2,506 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $48,805. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RDJDG4TC265273_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 706, "unit": "per_month", "display": "$706/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40089.0, "price_incl_doc": 40089.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 705.71, "amount_financed": 42594.56, "sales_tax": 2505.56, "total_of_payments": 50811.4, "finance_charge": 8216.84, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5772, VIN 1C4RDJDG4TC265273. $706 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $40,089, before any dealer documentation fee. Amount financed $42,595, including $2,506 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $50,811. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RDJDG4TC265273_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 632, "unit": "per_month", "display": "$632/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40089.0, "price_incl_doc": 40089.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 632.3, "amount_financed": 42594.56, "sales_tax": 2505.56, "total_of_payments": 53113.12, "finance_charge": 10518.56, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5772, VIN 1C4RDJDG4TC265273. $632 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $40,089, before any dealer documentation fee. Amount financed $42,595, including $2,506 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $53,113. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 127}}, {"vin": "1C4PJXFGXTW324034", "title": "2026 Jeep Wrangler Rubicon", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon", "decoded_trim": "Rubicon", "condition": "new", "price": 62575.0, "msrp": 62575.0, "sale_price": 54967.0, "currency": "USD", "mileage": null, "exterior_color": "Reign", "interior_color": "Vlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63347451", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 1, "primary_image": "https://service.secureoffersites.com/images/GetEvoxImage?styleid=480326", "images": ["https://service.secureoffersites.com/images/GetEvoxImage?styleid=480326"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2026, "trim": "Rubicon", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 62575.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXFGXTW324034.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxfgxtw324034/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxfgxtw324034/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXFGXTW324034.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXFGXTW324034.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXFGXTW324034.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxfgxtw324034/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63347451, VIN 1C4PJXFGXTW324034. Advertised price: $62,575. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$62,575"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62575.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXFGXTW324034_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1270, "unit": "per_month", "display": "$1,270/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62575.0, "price_incl_doc": 62575.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1269.65, "amount_financed": 66485.94, "sales_tax": 3910.94, "total_of_payments": 76179.11, "finance_charge": 9693.17, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63347451, VIN 1C4PJXFGXTW324034. $1,270 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $62,575, before any dealer documentation fee. Amount financed $66,486, including $3,911 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $76,179. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXFGXTW324034_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 968, "unit": "per_month", "display": "$968/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62575.0, "price_incl_doc": 62575.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 968.08, "amount_financed": 66485.94, "sales_tax": 3910.94, "total_of_payments": 81318.66, "finance_charge": 14832.72, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63347451, VIN 1C4PJXFGXTW324034. $968 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $62,575, before any dealer documentation fee. Amount financed $66,486, including $3,911 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $81,319. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 120}}, {"vin": "1C4RJKER0T8571940", "title": "2026 Jeep Grand Cherokee L Summit", "year": 2026, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Summit", "decoded_trim": "Summit", "condition": "new", "price": 68185.0, "msrp": 68185.0, "sale_price": 60583.0, "currency": "USD", "mileage": 25, "exterior_color": "Diamond Black Crystal Pearlcoat", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L Hurricane 4 Turbo with ESS", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5854", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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{"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjker0t8571940/2026-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKER0T8571940.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKER0T8571940.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKER0T8571940.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjker0t8571940/2026-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5854, VIN 1C4RJKER0T8571940. Advertised price: $68,185. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$68,185"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68185.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKER0T8571940_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1383, "unit": "per_month", "display": "$1,383/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68185.0, "price_incl_doc": 68185.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1383.48, "amount_financed": 72446.56, "sales_tax": 4261.56, "total_of_payments": 83008.75, "finance_charge": 10562.19, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5854, VIN 1C4RJKER0T8571940. $1,383 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,185, before any dealer documentation fee. Amount financed $72,447, including $4,262 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,009. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER0T8571940_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1200, "unit": "per_month", "display": "$1,200/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68185.0, "price_incl_doc": 68185.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1200.31, "amount_financed": 72446.56, "sales_tax": 4261.56, "total_of_payments": 86422.09, "finance_charge": 13975.53, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5854, VIN 1C4RJKER0T8571940. $1,200 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $68,185, before any dealer documentation fee. Amount financed $72,447, including $4,262 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $86,422. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER0T8571940_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1075, "unit": "per_month", "display": "$1,075/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68185.0, "price_incl_doc": 68185.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1075.44, "amount_financed": 72446.56, "sales_tax": 4261.56, "total_of_payments": 90336.95, "finance_charge": 17890.39, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5854, VIN 1C4RJKER0T8571940. $1,075 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $68,185, before any dealer documentation fee. Amount financed $72,447, including $4,262 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $90,337. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER0T8571940_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 962, "unit": "per_month", "display": "$962/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 68185.0, "selling_price": 68185.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 962.38, "net_cap_cost": 68880.0, "residual_value": 42274.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 962.38, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1122.38}, "total_of_payments": 34632, "total_of_payments_unrounded": 34645.68}, "disclosure": "Estimated lease payment for stock #J5854, VIN 1C4RJKER0T8571940. $962 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,122, made up of $962 first payment, $60 title, $100 registration. MSRP $68,185. Lease selling price $68,185. Net capitalized cost $68,880. Residual value $42,275, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,632. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER0T8571940_lease", "type": "lease", "label": "Lease", "headline": {"value": 869, "unit": "per_month", "display": "$869/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 68185.0, "selling_price": 68185.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 869.09, "net_cap_cost": 65881.0, "residual_value": 42274.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 869.09, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4028.09}, "total_of_payments": 31284, "total_of_payments_unrounded": 31287.24}, "disclosure": "Estimated lease payment for stock #J5854, VIN 1C4RJKER0T8571940. $869 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,028, made up of $869 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $68,185. Lease selling price $68,185. Net capitalized cost $65,881. Residual value $42,275, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,284. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 191}}, {"vin": "3C6LRVDG4TE200938", "title": "2026 RAM ProMaster 2500 High Roof", "year": 2026, "make": "RAM", "model": "ProMaster 2500", "trim": "High Roof", "decoded_trim": null, "condition": "new", "price": 48476.0, "msrp": 57075.0, "sale_price": 48476.0, "currency": "USD", "mileage": 12, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cargo Van", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 3, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J6004", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 27, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b92f2686-4b26-4043-ab6a-8a814ae61c20.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b92f2686-4b26-4043-ab6a-8a814ae61c20.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8934881d-1122-408a-8a6e-17aa01385f09.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c9ef047f-162b-42d4-bcb6-b911a60d6ec2.jpg", 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"Ram", "model": "ProMaster 2500", "year": 2026, "trim": null, "body_style": "Cargo Van", "vehicle_type": "TRUCK", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "FWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 57075.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6LRVDG4TE200938.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvdg4te200938/2026-ram-promaster-2500-cargo-van", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvdg4te200938/2026-ram-promaster-2500-cargo-van", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6LRVDG4TE200938.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6LRVDG4TE200938.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6LRVDG4TE200938.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvdg4te200938/2026-ram-promaster-2500-cargo-van", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,599. This offer applies to Stock #J6004, VIN 3C6LRVDG4TE200938. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $57,075. Advertised price: $48,476. Savings: $8,599, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,075"}, {"label": "Advertised price", "value": "$48,476"}, {"label": "Savings", "value": "$8,599, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,599", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48476.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6LRVDG4TE200938_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 984, "unit": "per_month", "display": "$984/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48476.0, "price_incl_doc": 48476.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 983.58, "amount_financed": 51505.75, "sales_tax": 3029.75, "total_of_payments": 59014.92, "finance_charge": 7509.17, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6004, VIN 3C6LRVDG4TE200938. $984 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $48,476, before any dealer documentation fee. Amount financed $51,506, including $3,030 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $59,015. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG4TE200938_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 853, "unit": "per_month", "display": "$853/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48476.0, "price_incl_doc": 48476.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 853.36, "amount_financed": 51505.75, "sales_tax": 3029.75, "total_of_payments": 61441.63, "finance_charge": 9935.88, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6004, VIN 3C6LRVDG4TE200938. $853 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $48,476, before any dealer documentation fee. Amount financed $51,506, including $3,030 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $61,442. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG4TE200938_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 765, "unit": "per_month", "display": "$765/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48476.0, "price_incl_doc": 48476.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 764.58, "amount_financed": 51505.75, "sales_tax": 3029.75, "total_of_payments": 64224.89, "finance_charge": 12719.14, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6004, VIN 3C6LRVDG4TE200938. $765 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,476, before any dealer documentation fee. Amount financed $51,506, including $3,030 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $64,225. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG4TE200938_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 542, "unit": "per_month", "display": "$542/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57075.0, "selling_price": 48476.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 541.6, "net_cap_cost": 49171.0, "residual_value": 35386.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 541.6, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 701.6}, "total_of_payments": 19512, "total_of_payments_unrounded": 19497.6}, "disclosure": "Estimated lease payment for stock #J6004, VIN 3C6LRVDG4TE200938. $542 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $702, made up of $542 first payment, $60 title, $100 registration. MSRP $57,075. Lease selling price $48,476. Net capitalized cost $49,171. Residual value $35,386, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $19,512. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG4TE200938_lease", "type": "lease", "label": "Lease", "headline": {"value": 448, "unit": "per_month", "display": "$448/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57075.0, "selling_price": 48476.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 448.31, "net_cap_cost": 46172.0, "residual_value": 35386.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 448.31, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3607.31}, "total_of_payments": 16128, "total_of_payments_unrounded": 16139.16}, "disclosure": "Estimated lease payment for stock #J6004, VIN 3C6LRVDG4TE200938. $448 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,607, made up of $448 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $57,075. Lease selling price $48,476. Net capitalized cost $46,172. Residual value $35,386, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $16,128. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 199}}, {"vin": "3C4NJDBN5TT196818", "title": "2026 Jeep Compass Latitude", "year": 2026, "make": "Jeep", "model": "Compass", "trim": "Latitude", "decoded_trim": "Latitude/North", "condition": "new", "price": 33485.0, "msrp": 33485.0, "sale_price": 27363.0, "currency": "USD", "mileage": 1000, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 23, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "LJ5229", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://ai.castlecdjrnaperville.com/v/3C4NJDBN5TT196818.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4njdbn5tt196818/2026-jeep-compass-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #LJ5229, VIN 3C4NJDBN5TT196818. Advertised price: $33,485. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,485"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33485.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4NJDBN5TT196818_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 523, "unit": "per_month", "display": "$523/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33485.0, "price_incl_doc": 33485.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Compass Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 523.23, "amount_financed": 35577.81, "sales_tax": 2092.81, "total_of_payments": 37672.4, "finance_charge": 2094.59, "per_1000_financed": 14.71, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5229, VIN 3C4NJDBN5TT196818. $523 per month for 72 months at 1.9% APR, $0 cash down. Advertised price $33,485, before any dealer documentation fee. Amount financed $35,578, including $2,093 estimated sales tax at 6.25%. That is $14.71 per $1,000 financed. Total of payments $37,672. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXFG2TW318745_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1006, "unit": "per_month", "display": "$1,006/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64995.0, "price_incl_doc": 64995.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1005.52, "amount_financed": 69057.19, "sales_tax": 4062.19, "total_of_payments": 84463.55, "finance_charge": 15406.36, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6015, VIN 1C4PJXFG2TW318745. $1,006 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $64,995, before any dealer documentation fee. Amount financed $69,057, including $4,062 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,580"}, {"label": "Advertised price", "value": "$47,860"}, {"label": "Savings", "value": "$3,720, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,720", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47860.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47860.0, "price_incl_doc": 47860.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 971.08, "amount_financed": 50851.25, "sales_tax": 2991.25, "total_of_payments": 58265.0, "finance_charge": 7413.75, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5877, VIN 1C4SDJCT7TC292791. $971 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $47,860, before any dealer documentation fee. Amount financed $50,851, including $2,991 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $58,265. Offer expires 2026-07-31. Estimated for ZIP 60540. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT7TC292791_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 755, "unit": "per_month", "display": "$755/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47860.0, "price_incl_doc": 47860.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 754.87, "amount_financed": 50851.25, "sales_tax": 2991.25, "total_of_payments": 63408.76, "finance_charge": 12557.51, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5877, VIN 1C4SDJCT7TC292791. $755 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $47,860, before any dealer documentation fee. Amount financed $50,851, including $2,991 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $63,409. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,378. This offer applies to Stock #R5775, VIN 1C6SRFUP6TN355794. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $89,670. Advertised price: $81,292. Savings: $8,378, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$89,670"}, {"label": "Advertised price", "value": "$81,292"}, {"label": "Savings", "value": "$8,378, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,378", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81292.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP6TN355794_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1440, "unit": "per_month", "display": "$1,440/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81292.0, "price_incl_doc": 81292.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1439.55, "amount_financed": 86372.75, "sales_tax": 5080.75, "total_of_payments": 86372.75, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5775, VIN 1C6SRFUP6TN355794. $1,440 per month for 60 months at 0% APR, $0 cash down. Advertised price $81,292, before any dealer documentation fee. Amount financed $86,373, including $5,081 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $86,373. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP6TN355794_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1282, "unit": "per_month", "display": "$1,282/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81292.0, "price_incl_doc": 81292.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1282.17, "amount_financed": 86372.75, "sales_tax": 5080.75, "total_of_payments": 107702.16, "finance_charge": 21329.41, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5775, VIN 1C6SRFUP6TN355794. $1,282 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,292, before any dealer documentation fee. Amount financed $86,373, including $5,081 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $107,702. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$58,855"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58855.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG9TW290511_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1194, "unit": "per_month", "display": "$1,194/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58855.0, "price_incl_doc": 58855.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1194.17, "amount_financed": 62533.44, "sales_tax": 3678.44, "total_of_payments": 71650.37, "finance_charge": 9116.93, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5809, VIN 1C4PJXEG9TW290511. $1,194 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $58,855, before any dealer documentation fee. Amount financed $62,533, including $3,678 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $71,650. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG9TW290511_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 911, "unit": "per_month", "display": "$911/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58855.0, "price_incl_doc": 58855.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 910.53, "amount_financed": 62533.44, "sales_tax": 3678.44, "total_of_payments": 76484.38, "finance_charge": 13950.94, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5809, VIN 1C4PJXEG9TW290511. $911 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $58,855, before any dealer documentation fee. Amount financed $62,533, including $3,678 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$47,780"}, {"label": "Advertised price", "value": "$38,780"}, {"label": "Savings", "value": "$9,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $9,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38780.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38780.0, "price_incl_doc": 38780.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 661.67, "amount_financed": 41203.75, "sales_tax": 2423.75, "total_of_payments": 47640.53, "finance_charge": 6436.78, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ5091, VIN 1C4RJHAG4SC369976. $662 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $38,780, before any dealer documentation fee. Amount financed $41,204, including $2,424 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $47,641. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHAG4SC369976_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 543, "unit": "per_month", "display": "$543/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38780.0, "price_incl_doc": 38780.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 542.58, "amount_financed": 41203.75, "sales_tax": 2423.75, "total_of_payments": 45576.93, "finance_charge": 4373.18, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ5091, VIN 1C4RJHAG4SC369976. $543 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $38,780, before any dealer documentation fee. Amount financed $41,204, including $2,424 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $45,577. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$46,440"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46440.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC1BG8TR268643_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1068, "unit": "per_month", "display": "$1,068/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46440.0, "price_incl_doc": 46440.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1068.34, "amount_financed": 49342.5, "sales_tax": 2902.5, "total_of_payments": 51280.3, "finance_charge": 1937.8, "per_1000_financed": 21.65, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LCH5690, VIN 2C4RC1BG8TR268643. $1,068 per month for 48 months at 1.9% APR, $0 cash down. Advertised price $46,440, before any dealer documentation fee. Amount financed $49,342, including $2,902 estimated sales tax at 6.25%. That is $21.65 per $1,000 financed. Total of payments $51,280. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC1BG8TR268643_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 792, "unit": "per_month", "display": "$792/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46440.0, "price_incl_doc": 46440.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2027 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 792.37, "amount_financed": 49342.5, "sales_tax": 2902.5, "total_of_payments": 57050.7, "finance_charge": 7708.2, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LCH5690, VIN 2C4RC1BG8TR268643. $792 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $46,440, before any dealer documentation fee. Amount financed $49,342, including $2,902 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $57,051. Offer expires 2026-07-31. Estimated for ZIP 60540. 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"address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrrl9tg161426/2026-ram-3500-crew-cab-pickup", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C63RRRL9TG161426.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C63RRRL9TG161426.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C63RRRL9TG161426.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrrl9tg161426/2026-ram-3500-crew-cab-pickup", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $10,060. This offer applies to Stock #R5287R, VIN 3C63RRRL9TG161426. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $102,595. Advertised price: $92,535. Savings: $10,060, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$102,595"}, {"label": "Advertised price", "value": "$92,535"}, {"label": "Savings", "value": "$10,060, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $10,060", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 92535.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63RRRL9TG161426_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1878, "unit": "per_month", "display": "$1,878/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 92535.0, "price_incl_doc": 92535.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1877.54, "amount_financed": 98318.44, "sales_tax": 5783.44, "total_of_payments": 112652.56, "finance_charge": 14334.12, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5287R, VIN 3C63RRRL9TG161426. $1,878 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $92,535, before any dealer documentation fee. Amount financed $98,318, including $5,783 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $112,653. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRRL9TG161426_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1432, "unit": "per_month", "display": "$1,432/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 92535.0, "price_incl_doc": 92535.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1431.58, "amount_financed": 98318.44, "sales_tax": 5783.44, "total_of_payments": 120252.85, "finance_charge": 21934.41, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5287R, VIN 3C63RRRL9TG161426. $1,432 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $92,535, before any dealer documentation fee. Amount financed $98,318, including $5,783 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $120,253. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRRL9TG161426_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1124, "unit": "per_month", "display": "$1,124/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 102595.0, "selling_price": 92535.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1124.2, "net_cap_cost": 93230.0, "residual_value": 63608.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1124.2, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1284.2}, "total_of_payments": 40464, "total_of_payments_unrounded": 40471.2}, "disclosure": "Estimated lease payment for stock #R5287R, VIN 3C63RRRL9TG161426. $1,124 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,284, made up of $1,124 first payment, $60 title, $100 registration. MSRP $102,595. Lease selling price $92,535. Net capitalized cost $93,230. Residual value $63,609, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $40,464. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRRL9TG161426_lease", "type": "lease", "label": "Lease", "headline": {"value": 1031, "unit": "per_month", "display": "$1,031/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 102595.0, "selling_price": 92535.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1030.9, "net_cap_cost": 90231.0, "residual_value": 63608.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1030.9, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4189.9}, "total_of_payments": 37116, "total_of_payments_unrounded": 37112.4}, "disclosure": "Estimated lease payment for stock #R5287R, VIN 3C63RRRL9TG161426. $1,031 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,190, made up of $1,031 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $102,595. Lease selling price $92,535. Net capitalized cost $90,231. Residual value $63,609, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $37,116. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 213}}, {"vin": "1C4PJXEN6TW311443", "title": "2026 Jeep Wrangler Sahara", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 57685.0, "msrp": 57685.0, "sale_price": 50856.0, "currency": "USD", "mileage": null, "exterior_color": "Anvil Clearcoat", "interior_color": "Nlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "63135602", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 1, "primary_image": "https://service.secureoffersites.com/images/GetEvoxImage?styleid=480324", "images": ["https://service.secureoffersites.com/images/GetEvoxImage?styleid=480324"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2026, "trim": "Sahara", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 57685.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXEN6TW311443.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxen6tw311443/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxen6tw311443/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXEN6TW311443.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEN6TW311443.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEN6TW311443.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxen6tw311443/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63135602, VIN 1C4PJXEN6TW311443. Advertised price: $57,685. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$57,685"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57685.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEN6TW311443_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1170, "unit": "per_month", "display": "$1,170/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57685.0, "price_incl_doc": 57685.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1170.43, "amount_financed": 61290.31, "sales_tax": 3605.31, "total_of_payments": 70226.0, "finance_charge": 8935.69, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63135602, VIN 1C4PJXEN6TW311443. $1,170 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,685, before any dealer documentation fee. Amount financed $61,290, including $3,605 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,226. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEN6TW311443_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 892, "unit": "per_month", "display": "$892/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57685.0, "price_incl_doc": 57685.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 892.43, "amount_financed": 61290.31, "sales_tax": 3605.31, "total_of_payments": 74963.91, "finance_charge": 13673.6, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63135602, VIN 1C4PJXEN6TW311443. $892 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $57,685, before any dealer documentation fee. Amount financed $61,290, including $3,605 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $74,964. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 156}}, {"vin": "1C4RJKBRXT8560688", "title": "2026 Jeep Grand Cherokee L Limited", "year": 2026, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 56400.0, "msrp": 56400.0, "sale_price": 48210.0, "currency": "USD", "mileage": 5, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L Hurricane 4 Turbo with ESS", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5416", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"price_history": [], "window_sticker": {"msrp": 56400.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKBRXT8560688.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbrxt8560688/2026-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbrxt8560688/2026-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKBRXT8560688.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBRXT8560688.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBRXT8560688.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbrxt8560688/2026-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5416, VIN 1C4RJKBRXT8560688. Advertised price: $56,400. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$56,400"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56400.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBRXT8560688_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1144, "unit": "per_month", "display": "$1,144/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56400.0, "price_incl_doc": 56400.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1144.36, "amount_financed": 59925.0, "sales_tax": 3525.0, "total_of_payments": 68661.63, "finance_charge": 8736.63, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5416, VIN 1C4RJKBRXT8560688. $1,144 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,400, before any dealer documentation fee. Amount financed $59,925, including $3,525 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $68,662. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBRXT8560688_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 993, "unit": "per_month", "display": "$993/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56400.0, "price_incl_doc": 56400.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 992.85, "amount_financed": 59925.0, "sales_tax": 3525.0, "total_of_payments": 71485.02, "finance_charge": 11560.02, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5416, VIN 1C4RJKBRXT8560688. $993 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $56,400, before any dealer documentation fee. Amount financed $59,925, including $3,525 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $71,485. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBRXT8560688_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 890, "unit": "per_month", "display": "$890/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56400.0, "price_incl_doc": 56400.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 889.56, "amount_financed": 59925.0, "sales_tax": 3525.0, "total_of_payments": 74723.24, "finance_charge": 14798.24, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5416, VIN 1C4RJKBRXT8560688. $890 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $56,400, before any dealer documentation fee. Amount financed $59,925, including $3,525 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $74,723. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBRXT8560688_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 800, "unit": "per_month", "display": "$800/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 56400.0, "selling_price": 56400.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 799.78, "net_cap_cost": 57095.0, "residual_value": 34968.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 799.78, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 959.78}, "total_of_payments": 28800, "total_of_payments_unrounded": 28792.08}, "disclosure": "Estimated lease payment for stock #J5416, VIN 1C4RJKBRXT8560688. $800 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $960, made up of $800 first payment, $60 title, $100 registration. MSRP $56,400. Lease selling price $56,400. Net capitalized cost $57,095. Residual value $34,968, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,800. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBRXT8560688_lease", "type": "lease", "label": "Lease", "headline": {"value": 706, "unit": "per_month", "display": "$706/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 56400.0, "selling_price": 56400.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 706.49, "net_cap_cost": 54096.0, "residual_value": 34968.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 706.49, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3865.49}, "total_of_payments": 25416, "total_of_payments_unrounded": 25433.64}, "disclosure": "Estimated lease payment for stock #J5416, VIN 1C4RJKBRXT8560688. $706 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,865, made up of $706 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $56,400. Lease selling price $56,400. Net capitalized cost $54,096. Residual value $34,968, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,416. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$43,085"}, {"label": "Advertised price", "value": "$35,585"}, {"label": "Savings", "value": "$7,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44995.0, "price_incl_doc": 44995.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 790.05, "amount_financed": 47807.19, "sales_tax": 2812.19, "total_of_payments": 56883.49, "finance_charge": 9076.3, "per_1000_financed": 16.53, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5641, VIN 3C4PJMC25TT217468. $790 per month for 72 months at 5.9% APR, $0 cash down. Advertised price $44,995, before any dealer documentation fee. Amount financed $47,807, including $2,812 estimated sales tax at 6.25%. That is $16.53 per $1,000 financed. Total of payments $56,883. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4PJMC25TT217468_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 673, "unit": "per_month", "display": "$673/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44995.0, "price_incl_doc": 44995.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 673.46, "amount_financed": 47807.19, "sales_tax": 2812.19, "total_of_payments": 56570.5, "finance_charge": 8763.31, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5641, VIN 3C4PJMC25TT217468. $673 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $44,995, before any dealer documentation fee. Amount financed $47,807, including $2,812 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $56,570. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 166}}, {"vin": "1C6PJTAG6TL194052", "title": "2026 Jeep Gladiator Sahara", "year": 2026, "make": "Jeep", "model": "Gladiator", "trim": "Sahara", "decoded_trim": "Sport", "condition": "new", "price": 51895.0, "msrp": 51895.0, "sale_price": 42878.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Cpx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 17, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "63427979", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://www.castlecdjrnaperville.com/viewdetails/new/1c6pjtag6tl194052/2026-jeep-gladiator-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6pjtag6tl194052/2026-jeep-gladiator-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6PJTAG6TL194052.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6PJTAG6TL194052.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6PJTAG6TL194052.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6pjtag6tl194052/2026-jeep-gladiator-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63427979, VIN 1C6PJTAG6TL194052. Advertised price: $51,895. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$51,895"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51895.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6PJTAG6TL194052_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1053, "unit": "per_month", "display": "$1,053/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51895.0, "price_incl_doc": 51895.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1052.95, "amount_financed": 55138.44, "sales_tax": 3243.44, "total_of_payments": 63177.23, "finance_charge": 8038.79, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63427979, VIN 1C6PJTAG6TL194052. $1,053 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $51,895, before any dealer documentation fee. Amount financed $55,138, including $3,243 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $63,177. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6PJTAG6TL194052_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 777, "unit": "per_month", "display": "$777/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51895.0, "price_incl_doc": 51895.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Gladiator Mojave 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 776.73, "amount_financed": 55138.44, "sales_tax": 3243.44, "total_of_payments": 65245.61, "finance_charge": 10107.17, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63427979, VIN 1C6PJTAG6TL194052. $777 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $51,895, before any dealer documentation fee. Amount financed $55,138, including $3,243 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. 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"https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d18d8790-f4a5-4c3c-87cd-c7cf34c0ad4f.jpg"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2026, "trim": "Limited", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.7L 6-Cylinder In-Line", "engine_displacement_l": 6.7, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Diesel", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 107650.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C63R5TL5TG336269.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r5tl5tg336269/2026-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r5tl5tg336269/2026-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C63R5TL5TG336269.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C63R5TL5TG336269.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C63R5TL5TG336269.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r5tl5tg336269/2026-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5916, VIN 3C63R5TL5TG336269. Advertised price: $107,650. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$107,650"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 107650.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63R5TL5TG336269_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 2184, "unit": "per_month", "display": "$2,184/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 107650.0, "price_incl_doc": 107650.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2184.23, "amount_financed": 114378.13, "sales_tax": 6728.13, "total_of_payments": 131053.64, "finance_charge": 16675.51, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5916, VIN 3C63R5TL5TG336269. $2,184 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $107,650, before any dealer documentation fee. Amount financed $114,378, including $6,728 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $131,054. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5TL5TG336269_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1665, "unit": "per_month", "display": "$1,665/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 107650.0, "price_incl_doc": 107650.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1665.42, "amount_financed": 114378.13, "sales_tax": 6728.13, "total_of_payments": 139895.39, "finance_charge": 25517.26, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5916, VIN 3C63R5TL5TG336269. $1,665 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $107,650, before any dealer documentation fee. Amount financed $114,378, including $6,728 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $139,895. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5TL5TG336269_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1507, "unit": "per_month", "display": "$1,507/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 107650.0, "selling_price": 107650.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1506.88, "net_cap_cost": 108345.0, "residual_value": 66743.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1506.88, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1666.88}, "total_of_payments": 54252, "total_of_payments_unrounded": 54247.68}, "disclosure": "Estimated lease payment for stock #J5916, VIN 3C63R5TL5TG336269. $1,507 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,667, made up of $1,507 first payment, $60 title, $100 registration. MSRP $107,650. Lease selling price $107,650. Net capitalized cost $108,345. Residual value $66,743, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $54,252. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5TL5TG336269_lease", "type": "lease", "label": "Lease", "headline": {"value": 1414, "unit": "per_month", "display": "$1,414/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 107650.0, "selling_price": 107650.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1413.59, "net_cap_cost": 105346.0, "residual_value": 66743.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1413.59, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4572.59}, "total_of_payments": 50904, "total_of_payments_unrounded": 50889.24}, "disclosure": "Estimated lease payment for stock #J5916, VIN 3C63R5TL5TG336269. $1,414 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,573, made up of $1,414 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $107,650. Lease selling price $107,650. Net capitalized cost $105,346. Residual value $66,743, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $50,904. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 211}}, {"vin": "1C4RJKBR1V8152678", "title": "2027 Jeep Grand Cherokee L Limited", "year": 2027, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 56052.0, "msrp": 57145.0, "sale_price": 56052.0, "currency": "USD", "mileage": null, "exterior_color": "Sting Gray Clearcoat", "interior_color": "Flx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 20, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "63377291", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a25fca25-3e2a-40c8-b4b3-dccb0f181835.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a25fca25-3e2a-40c8-b4b3-dccb0f181835.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/26c08b51-eca1-465e-bb84-739a58fd656e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9a3554d8-1f4c-4f05-82c8-fe87d6f45504.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5c964956-7b46-44e7-ac64-fbaf475902aa.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c3442dce-83e4-4df5-ad30-dc0bd10f00a8.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/dbbeef54-c00d-44c9-ac17-cf2827606bf8.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d4c2b97e-c047-4d55-98cd-cd07db5e8ce3.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee L", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 57145.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKBR1V8152678.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr1v8152678/2027-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr1v8152678/2027-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKBR1V8152678.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR1V8152678.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR1V8152678.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr1v8152678/2027-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,093. This offer applies to Stock #63377291, VIN 1C4RJKBR1V8152678. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $57,145. Advertised price: $56,052. Savings: $1,093, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,145"}, {"label": "Advertised price", "value": "$56,052"}, {"label": "Savings", "value": "$1,093, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,093", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56052.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBR1V8152678_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1137, "unit": "per_month", "display": "$1,137/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56052.0, "price_incl_doc": 56052.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1137.3, "amount_financed": 59555.25, "sales_tax": 3503.25, "total_of_payments": 68237.98, "finance_charge": 8682.73, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377291, VIN 1C4RJKBR1V8152678. $1,137 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,052, before any dealer documentation fee. Amount financed $59,555, including $3,503 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $68,238. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR1V8152678_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 987, "unit": "per_month", "display": "$987/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56052.0, "price_incl_doc": 56052.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 986.72, "amount_financed": 59555.25, "sales_tax": 3503.25, "total_of_payments": 71043.94, "finance_charge": 11488.69, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377291, VIN 1C4RJKBR1V8152678. $987 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $56,052, before any dealer documentation fee. Amount financed $59,555, including $3,503 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $71,044. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR1V8152678_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 884, "unit": "per_month", "display": "$884/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56052.0, "price_incl_doc": 56052.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 884.07, "amount_financed": 59555.25, "sales_tax": 3503.25, "total_of_payments": 74262.18, "finance_charge": 14706.93, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377291, VIN 1C4RJKBR1V8152678. $884 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $56,052, before any dealer documentation fee. Amount financed $59,555, including $3,503 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $74,262. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR1V8152678_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 776, "unit": "per_month", "display": "$776/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57145.0, "selling_price": 56052.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 776.06, "net_cap_cost": 56747.0, "residual_value": 35429.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 776.06, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 936.06}, "total_of_payments": 27936, "total_of_payments_unrounded": 27938.16}, "disclosure": "Estimated lease payment for stock #63377291, VIN 1C4RJKBR1V8152678. $776 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $936, made up of $776 first payment, $60 title, $100 registration. MSRP $57,145. Lease selling price $56,052. Net capitalized cost $56,747. Residual value $35,430, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,936. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR1V8152678_lease", "type": "lease", "label": "Lease", "headline": {"value": 683, "unit": "per_month", "display": "$683/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57145.0, "selling_price": 56052.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 682.77, "net_cap_cost": 53748.0, "residual_value": 35429.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 682.77, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3841.77}, "total_of_payments": 24588, "total_of_payments_unrounded": 24579.72}, "disclosure": "Estimated lease payment for stock #63377291, VIN 1C4RJKBR1V8152678. $683 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,842, made up of $683 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $57,145. Lease selling price $56,052. Net capitalized cost $53,748. Residual value $35,430, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,588. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 217}}, {"vin": "1C4SDJCT0TC290767", "title": "2026 Dodge Durango GT Plus HEMI V8", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT Plus HEMI V8", "decoded_trim": "GT Hemi", "condition": "new", "price": 51315.0, "msrp": 51315.0, "sale_price": 47621.0, "currency": "USD", "mileage": 13, "exterior_color": "Db Black Clearcoat", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-8 5.7 L/345", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic w/OD", "mpg_city": 14, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "D5888", "stock_status": "Available", "availability": "In Stock", 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"https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct0tc290767/2026-dodge-durango-sport-utility", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4SDJCT0TC290767.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT0TC290767.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT0TC290767.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct0tc290767/2026-dodge-durango-sport-utility", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #D5888, VIN 1C4SDJCT0TC290767. Advertised price: $51,315. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$51,315"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51315.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT0TC290767_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1041, "unit": "per_month", "display": "$1,041/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51315.0, "price_incl_doc": 51315.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1041.19, "amount_financed": 54522.19, "sales_tax": 3207.19, "total_of_payments": 62471.13, "finance_charge": 7948.94, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5888, VIN 1C4SDJCT0TC290767. $1,041 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $51,315, before any dealer documentation fee. Amount financed $54,522, including $3,207 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $62,471. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT0TC290767_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 903, "unit": "per_month", "display": "$903/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51315.0, "price_incl_doc": 51315.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 903.33, "amount_financed": 54522.19, "sales_tax": 3207.19, "total_of_payments": 65039.96, "finance_charge": 10517.77, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5888, VIN 1C4SDJCT0TC290767. $903 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $51,315, before any dealer documentation fee. Amount financed $54,522, including $3,207 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $65,040. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT0TC290767_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 809, "unit": "per_month", "display": "$809/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51315.0, "price_incl_doc": 51315.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 809.36, "amount_financed": 54522.19, "sales_tax": 3207.19, "total_of_payments": 67986.23, "finance_charge": 13464.04, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5888, VIN 1C4SDJCT0TC290767. $809 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $51,315, before any dealer documentation fee. Amount financed $54,522, including $3,207 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $67,986. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 169}}, {"vin": "1C4RJKBRXV8152677", "title": "2027 Jeep Grand Cherokee L Limited", "year": 2027, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 56052.0, "msrp": 57145.0, "sale_price": 56052.0, "currency": "USD", "mileage": null, "exterior_color": "Sting Gray Clearcoat", "interior_color": "Flx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 20, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "63377290", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f2540411-966b-49c6-bb1d-66e09e13e161.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f2540411-966b-49c6-bb1d-66e09e13e161.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6bfee65e-03f9-4deb-b2e8-00673bc4e9c2.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1b416faf-581d-4d21-8b6c-d8fc0735cbc9.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5e29b35f-89a7-4a33-8cec-5363de2d9f57.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/97dcc1b4-b37b-4218-bebd-5478ba4fa0b2.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c5e7dfef-4a8d-4d73-9145-803fecaa82bd.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ff7ccb07-429d-4eb3-ac4f-e8dee44b367b.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee L", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 57145.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKBRXV8152677.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbrxv8152677/2027-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbrxv8152677/2027-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKBRXV8152677.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBRXV8152677.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBRXV8152677.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbrxv8152677/2027-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,093. This offer applies to Stock #63377290, VIN 1C4RJKBRXV8152677. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $57,145. Advertised price: $56,052. Savings: $1,093, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,145"}, {"label": "Advertised price", "value": "$56,052"}, {"label": "Savings", "value": "$1,093, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,093", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56052.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBRXV8152677_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1137, "unit": "per_month", "display": "$1,137/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56052.0, "price_incl_doc": 56052.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1137.3, "amount_financed": 59555.25, "sales_tax": 3503.25, "total_of_payments": 68237.98, "finance_charge": 8682.73, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377290, VIN 1C4RJKBRXV8152677. $1,137 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,052, before any dealer documentation fee. Amount financed $59,555, including $3,503 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $68,238. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBRXV8152677_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 987, "unit": "per_month", "display": "$987/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56052.0, "price_incl_doc": 56052.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 986.72, "amount_financed": 59555.25, "sales_tax": 3503.25, "total_of_payments": 71043.94, "finance_charge": 11488.69, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377290, VIN 1C4RJKBRXV8152677. $987 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $56,052, before any dealer documentation fee. Amount financed $59,555, including $3,503 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $71,044. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBRXV8152677_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 884, "unit": "per_month", "display": "$884/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56052.0, "price_incl_doc": 56052.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 884.07, "amount_financed": 59555.25, "sales_tax": 3503.25, "total_of_payments": 74262.18, "finance_charge": 14706.93, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377290, VIN 1C4RJKBRXV8152677. $884 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $56,052, before any dealer documentation fee. Amount financed $59,555, including $3,503 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $74,262. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBRXV8152677_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 776, "unit": "per_month", "display": "$776/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57145.0, "selling_price": 56052.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 776.06, "net_cap_cost": 56747.0, "residual_value": 35429.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 776.06, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 936.06}, "total_of_payments": 27936, "total_of_payments_unrounded": 27938.16}, "disclosure": "Estimated lease payment for stock #63377290, VIN 1C4RJKBRXV8152677. $776 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $936, made up of $776 first payment, $60 title, $100 registration. MSRP $57,145. Lease selling price $56,052. Net capitalized cost $56,747. Residual value $35,430, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,936. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBRXV8152677_lease", "type": "lease", "label": "Lease", "headline": {"value": 683, "unit": "per_month", "display": "$683/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57145.0, "selling_price": 56052.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 682.77, "net_cap_cost": 53748.0, "residual_value": 35429.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 682.77, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3841.77}, "total_of_payments": 24588, "total_of_payments_unrounded": 24579.72}, "disclosure": "Estimated lease payment for stock #63377290, VIN 1C4RJKBRXV8152677. $683 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,842, made up of $683 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $57,145. Lease selling price $56,052. Net capitalized cost $53,748. Residual value $35,430, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,588. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 207}}, {"vin": "3C4PJMB26TT206285", "title": "2026 Jeep Cherokee Laredo", "year": 2026, "make": "Jeep", "model": "Cherokee", "trim": "Laredo", "decoded_trim": "Laredo, Limited", "condition": "new", "price": 33990.0, "msrp": 40490.0, "sale_price": 33990.0, "currency": "USD", "mileage": 2139, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Hybrid", "doors": 4, "seating_capacity": null, "engine": "1.6L I4", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": 39, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "RLJ5339", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, 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(SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L 4-Cylinder In-Line", "engine_displacement_l": 1.6, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 40490.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C4PJMB26TT206285.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjmb26tt206285/2026-jeep-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjmb26tt206285/2026-jeep-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C4PJMB26TT206285.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C4PJMB26TT206285.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C4PJMB26TT206285.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjmb26tt206285/2026-jeep-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,500. This offer applies to Stock #RLJ5339, VIN 3C4PJMB26TT206285. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $40,490. Advertised price: $33,990. Savings: $6,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$40,490"}, {"label": "Advertised price", "value": "$33,990"}, {"label": "Savings", "value": "$6,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33990.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4PJMB26TT206285_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 597, "unit": "per_month", "display": "$597/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33990.0, "price_incl_doc": 33990.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 596.82, "amount_financed": 36114.38, "sales_tax": 2124.38, "total_of_payments": 42970.77, "finance_charge": 6856.39, "per_1000_financed": 16.53, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ5339, VIN 3C4PJMB26TT206285. $597 per month for 72 months at 5.9% APR, $0 cash down. Advertised price $33,990, before any dealer documentation fee. Amount financed $36,114, including $2,124 estimated sales tax at 6.25%. That is $16.53 per $1,000 financed. Total of payments $42,971. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4PJMB26TT206285_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 509, "unit": "per_month", "display": "$509/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33990.0, "price_incl_doc": 33990.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 508.74, "amount_financed": 36114.38, "sales_tax": 2124.38, "total_of_payments": 42734.34, "finance_charge": 6619.96, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ5339, VIN 3C4PJMB26TT206285. $509 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $33,990, before any dealer documentation fee. Amount financed $36,114, including $2,124 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $42,734. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 170}}, {"vin": "1C4RJKBR1T8595118", "title": "2026 Jeep Grand Cherokee L Limited", "year": 2026, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 55005.0, "msrp": 55005.0, "sale_price": 47374.0, "currency": "USD", "mileage": 10, "exterior_color": "Diamond Black Crystal Pearlcoat", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L Hurricane 4 Turbo with ESS", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5923", "stock_status": "Available", "availability": "In Stock", 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"Jeep", "model": "Grand Cherokee L", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 55005.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKBR1T8595118.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr1t8595118/2026-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr1t8595118/2026-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKBR1T8595118.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR1T8595118.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR1T8595118.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr1t8595118/2026-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5923, VIN 1C4RJKBR1T8595118. Advertised price: $55,005. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$55,005"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 55005.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBR1T8595118_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1116, "unit": "per_month", "display": "$1,116/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55005.0, "price_incl_doc": 55005.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1116.06, "amount_financed": 58442.81, "sales_tax": 3437.81, "total_of_payments": 66963.35, "finance_charge": 8520.54, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5923, VIN 1C4RJKBR1T8595118. $1,116 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $55,005, before any dealer documentation fee. Amount financed $58,443, including $3,438 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $66,963. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR1T8595118_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 968, "unit": "per_month", "display": "$968/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55005.0, "price_incl_doc": 55005.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 968.29, "amount_financed": 58442.81, "sales_tax": 3437.81, "total_of_payments": 69716.9, "finance_charge": 11274.09, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5923, VIN 1C4RJKBR1T8595118. $968 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $55,005, before any dealer documentation fee. Amount financed $58,443, including $3,438 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $69,717. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR1T8595118_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 868, "unit": "per_month", "display": "$868/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55005.0, "price_incl_doc": 55005.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 867.56, "amount_financed": 58442.81, "sales_tax": 3437.81, "total_of_payments": 72875.03, "finance_charge": 14432.22, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5923, VIN 1C4RJKBR1T8595118. $868 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $55,005, before any dealer documentation fee. Amount financed $58,443, including $3,438 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $72,875. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR1T8595118_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 781, "unit": "per_month", "display": "$781/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 55005.0, "selling_price": 55005.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 780.53, "net_cap_cost": 55700.0, "residual_value": 34103.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 780.53, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 940.53}, "total_of_payments": 28116, "total_of_payments_unrounded": 28099.08}, "disclosure": "Estimated lease payment for stock #J5923, VIN 1C4RJKBR1T8595118. $781 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $941, made up of $781 first payment, $60 title, $100 registration. MSRP $55,005. Lease selling price $55,005. Net capitalized cost $55,700. Residual value $34,103, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,116. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR1T8595118_lease", "type": "lease", "label": "Lease", "headline": {"value": 687, "unit": "per_month", "display": "$687/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 55005.0, "selling_price": 55005.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 687.24, "net_cap_cost": 52701.0, "residual_value": 34103.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 687.24, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3846.24}, "total_of_payments": 24732, "total_of_payments_unrounded": 24740.64}, "disclosure": "Estimated lease payment for stock #J5923, VIN 1C4RJKBR1T8595118. $687 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,846, made up of $687 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $55,005. Lease selling price $55,005. Net capitalized cost $52,701. Residual value $34,103, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,732. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 259}}, {"vin": "1C6SRFGT4TN378144", "title": "2026 RAM 1500 Warlock", "year": 2026, "make": "RAM", "model": "1500", "trim": "Warlock", "decoded_trim": "Tradesman", "condition": "new", "price": 58845.0, "msrp": 58845.0, "sale_price": 54515.0, "currency": "USD", "mileage": 15, "exterior_color": "Diamond Black Crystal Pearlcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58845.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFGT4TN378144_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 928, "unit": "per_month", "display": "$928/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61120.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6RRFFG9T4189230_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1082, "unit": "per_month", "display": "$1,082/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61120.0, "price_incl_doc": 61120.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1082.33, "amount_financed": 64940.0, "sales_tax": 3820.0, "total_of_payments": 64940.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5763, VIN 3C6RRFFG9T4189230. $1,082 per month for 60 months at 0% APR, $0 cash down. Advertised price $61,120, before any dealer documentation fee. Amount financed $64,940, including $3,820 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $64,940. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6RRFFG9T4189230_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 964, "unit": "per_month", "display": "$964/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61120.0, "price_incl_doc": 61120.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 964.01, "amount_financed": 64940.0, "sales_tax": 3820.0, "total_of_payments": 80976.68, "finance_charge": 16036.68, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5763, VIN 3C6RRFFG9T4189230. $964 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $61,120, before any dealer documentation fee. Amount financed $64,940, including $3,820 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $80,977. Offer expires 2026-07-31. Estimated for ZIP 60540. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$67,170"}, {"label": "Advertised price", "value": "$53,362"}, {"label": "Savings", "value": "$13,808, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $13,808", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:59Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 55725.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:59Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50985.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXDG6TW326172_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1034, "unit": "per_month", "display": "$1,034/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50985.0, "price_incl_doc": 50985.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1034.49, "amount_financed": 54171.56, "sales_tax": 3186.56, "total_of_payments": 62069.38, "finance_charge": 7897.82, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5937, VIN 1C4PJXDG6TW326172. $1,034 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $50,985, before any dealer documentation fee. Amount financed $54,172, including $3,187 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $62,069. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDG6TW326172_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 789, "unit": "per_month", "display": "$789/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50985.0, "price_incl_doc": 50985.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 788.77, "amount_financed": 54171.56, "sales_tax": 3186.56, "total_of_payments": 66257.0, "finance_charge": 12085.44, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5937, VIN 1C4PJXDG6TW326172. $789 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $50,985, before any dealer documentation fee. Amount financed $54,172, including $3,187 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $66,257. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 262}}, {"vin": "1C4SDJCTXTC254617", "title": "2026 Dodge Durango GT Plus HEMI V8", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT Plus HEMI V8", "decoded_trim": "GT Hemi", "condition": "new", "price": 48050.0, "msrp": 51315.0, "sale_price": 48050.0, "currency": "USD", "mileage": 10, "exterior_color": "Black Clearcoat", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 14, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "J5740", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjctxtc254617/2026-dodge-durango-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4SDJCTXTC254617.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCTXTC254617.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCTXTC254617.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjctxtc254617/2026-dodge-durango-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,265. This offer applies to Stock #J5740, VIN 1C4SDJCTXTC254617. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,315. Advertised price: $48,050. Savings: $3,265, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,315"}, {"label": "Advertised price", "value": "$48,050"}, {"label": "Savings", "value": "$3,265, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,265", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:59Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48050.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCTXTC254617_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 975, "unit": "per_month", "display": "$975/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48050.0, "price_incl_doc": 48050.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 974.94, "amount_financed": 51053.13, "sales_tax": 3003.13, "total_of_payments": 58496.31, "finance_charge": 7443.18, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5740, VIN 1C4SDJCTXTC254617. $975 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $48,050, before any dealer documentation fee. Amount financed $51,053, including $3,003 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $58,496. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCTXTC254617_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 846, "unit": "per_month", "display": "$846/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48050.0, "price_incl_doc": 48050.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 845.86, "amount_financed": 51053.13, "sales_tax": 3003.13, "total_of_payments": 60901.69, "finance_charge": 9848.56, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5740, VIN 1C4SDJCTXTC254617. $846 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $48,050, before any dealer documentation fee. Amount financed $51,053, including $3,003 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $60,902. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCTXTC254617_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 758, "unit": "per_month", "display": "$758/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48050.0, "price_incl_doc": 48050.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 757.86, "amount_financed": 51053.13, "sales_tax": 3003.13, "total_of_payments": 63660.5, "finance_charge": 12607.37, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5740, VIN 1C4SDJCTXTC254617. $758 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,050, before any dealer documentation fee. Amount financed $51,053, including $3,003 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $63,660. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$80,045"}, {"label": "Advertised price", "value": "$75,165"}, {"label": "Savings", "value": "$4,880, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,880", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:59Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 75165.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJT1VN554756_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1186, "unit": "per_month", "display": "$1,186/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:59Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52090.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXDG0TW295534_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1057, "unit": "per_month", "display": "$1,057/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52090.0, "price_incl_doc": 52090.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1056.91, "amount_financed": 55345.63, "sales_tax": 3255.63, "total_of_payments": 63414.62, "finance_charge": 8068.99, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5887, VIN 1C4PJXDG0TW295534. $1,057 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $52,090, before any dealer documentation fee. Amount financed $55,346, including $3,256 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $63,415. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDG0TW295534_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 806, "unit": "per_month", "display": "$806/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52090.0, "price_incl_doc": 52090.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 805.87, "amount_financed": 55345.63, "sales_tax": 3255.63, "total_of_payments": 67693.0, "finance_charge": 12347.37, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5887, VIN 1C4PJXDG0TW295534. $806 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $52,090, before any dealer documentation fee. Amount financed $55,346, including $3,256 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $67,693. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 246}}, {"vin": "3C63R5DL6TG271320", "title": "2026 RAM 2500 Big Horn", "year": 2026, "make": "RAM", "model": "2500", "trim": "Big Horn", "decoded_trim": "Big Horn", "condition": "new", "price": 70883.0, "msrp": 80575.0, "sale_price": 70883.0, "currency": "USD", "mileage": 13, "exterior_color": "Ceramic Gray Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Diesel Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Diesel I-6 6.7 L/408", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "R5665", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r5dl6tg271320/2026-ram-2500-crew-cab-pickup", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C63R5DL6TG271320.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C63R5DL6TG271320.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C63R5DL6TG271320.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r5dl6tg271320/2026-ram-2500-crew-cab-pickup", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $9,692. This offer applies to Stock #R5665, VIN 3C63R5DL6TG271320. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $80,575. Advertised price: $70,883. Savings: $9,692, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$80,575"}, {"label": "Advertised price", "value": "$70,883"}, {"label": "Savings", "value": "$9,692, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $9,692", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:59Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 70883.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63R5DL6TG271320_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1438, "unit": "per_month", "display": "$1,438/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 70883.0, "price_incl_doc": 70883.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1438.22, "amount_financed": 75313.19, "sales_tax": 4430.19, "total_of_payments": 86293.31, "finance_charge": 10980.12, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5665, VIN 3C63R5DL6TG271320. $1,438 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $70,883, before any dealer documentation fee. Amount financed $75,313, including $4,430 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $86,293. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5DL6TG271320_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1097, "unit": "per_month", "display": "$1,097/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 70883.0, "price_incl_doc": 70883.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1096.61, "amount_financed": 75313.19, "sales_tax": 4430.19, "total_of_payments": 92115.23, "finance_charge": 16802.04, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5665, VIN 3C63R5DL6TG271320. $1,097 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $70,883, before any dealer documentation fee. Amount financed $75,313, including $4,430 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $92,115. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5DL6TG271320_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 832, "unit": "per_month", "display": "$832/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 80575.0, "selling_price": 70883.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 831.83, "net_cap_cost": 71578.0, "residual_value": 49956.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 831.83, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 991.83}, "total_of_payments": 29952, "total_of_payments_unrounded": 29945.88}, "disclosure": "Estimated lease payment for stock #R5665, VIN 3C63R5DL6TG271320. $832 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $992, made up of $832 first payment, $60 title, $100 registration. MSRP $80,575. Lease selling price $70,883. Net capitalized cost $71,578. Residual value $49,956, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,952. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5DL6TG271320_lease", "type": "lease", "label": "Lease", "headline": {"value": 739, "unit": "per_month", "display": "$739/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 80575.0, "selling_price": 70883.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 738.54, "net_cap_cost": 68579.0, "residual_value": 49956.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 738.54, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3897.54}, "total_of_payments": 26604, "total_of_payments_unrounded": 26587.44}, "disclosure": "Estimated lease payment for stock #R5665, VIN 3C63R5DL6TG271320. $739 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,898, made up of $739 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $80,575. Lease selling price $70,883. Net capitalized cost $68,579. Residual value $49,956, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,604. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 319}}, {"vin": "1C4SDJCT6TC240908", "title": "2026 Dodge Durango GT Plus HEMI V8", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT Plus HEMI V8", "decoded_trim": "GT Hemi", "condition": "new", "price": 47510.0, "msrp": 50985.0, "sale_price": 47510.0, "currency": "USD", "mileage": 21, "exterior_color": "Db Black Clearcoat", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-8 5.7 L/345", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic w/OD", "mpg_city": 14, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "D5687", "stock_status": "Available", "availability": "In Stock", 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"engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 50985.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4SDJCT6TC240908.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct6tc240908/2026-dodge-durango-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct6tc240908/2026-dodge-durango-sport-utility", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4SDJCT6TC240908.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT6TC240908.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT6TC240908.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct6tc240908/2026-dodge-durango-sport-utility", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,475. This offer applies to Stock #D5687, VIN 1C4SDJCT6TC240908. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,985. Advertised price: $47,510. Savings: $3,475, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,985"}, {"label": "Advertised price", "value": "$47,510"}, {"label": "Savings", "value": "$3,475, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,475", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:59Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47510.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT6TC240908_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 964, "unit": "per_month", "display": "$964/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47510.0, "price_incl_doc": 47510.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 963.98, "amount_financed": 50479.38, "sales_tax": 2969.38, "total_of_payments": 57838.91, "finance_charge": 7359.53, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5687, VIN 1C4SDJCT6TC240908. $964 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $47,510, before any dealer documentation fee. Amount financed $50,479, including $2,969 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $57,839. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT6TC240908_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 836, "unit": "per_month", "display": "$836/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47510.0, "price_incl_doc": 47510.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 836.35, "amount_financed": 50479.38, "sales_tax": 2969.38, "total_of_payments": 60217.26, "finance_charge": 9737.88, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5687, VIN 1C4SDJCT6TC240908. $836 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $47,510, before any dealer documentation fee. Amount financed $50,479, including $2,969 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $60,217. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT6TC240908_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 749, "unit": "per_month", "display": "$749/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47510.0, "price_incl_doc": 47510.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 749.35, "amount_financed": 50479.38, "sales_tax": 2969.38, "total_of_payments": 62945.06, "finance_charge": 12465.68, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5687, VIN 1C4SDJCT6TC240908. $749 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $47,510, before any dealer documentation fee. Amount financed $50,479, including $2,969 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,945. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvng4te199739/2026-ram-promaster-1500-cargo-van", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvng4te199739/2026-ram-promaster-1500-cargo-van", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6LRVNG4TE199739.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6LRVNG4TE199739.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6LRVNG4TE199739.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvng4te199739/2026-ram-promaster-1500-cargo-van", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63229479, VIN 3C6LRVNG4TE199739. Advertised price: $50,155. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$50,155"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:59Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50155.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6LRVNG4TE199739_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1018, "unit": "per_month", "display": "$1,018/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50155.0, "price_incl_doc": 50155.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1017.65, "amount_financed": 53289.69, "sales_tax": 3134.69, "total_of_payments": 61058.94, "finance_charge": 7769.25, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63229479, VIN 3C6LRVNG4TE199739. $1,018 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $50,155, before any dealer documentation fee. Amount financed $53,290, including $3,135 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $61,059. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNG4TE199739_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 883, "unit": "per_month", "display": "$883/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50155.0, "price_incl_doc": 50155.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 882.91, "amount_financed": 53289.69, "sales_tax": 3134.69, "total_of_payments": 63569.7, "finance_charge": 10280.01, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63229479, VIN 3C6LRVNG4TE199739. $883 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $50,155, before any dealer documentation fee. Amount financed $53,290, including $3,135 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $63,570. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNG4TE199739_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 791, "unit": "per_month", "display": "$791/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50155.0, "price_incl_doc": 50155.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 791.06, "amount_financed": 53289.69, "sales_tax": 3134.69, "total_of_payments": 66449.37, "finance_charge": 13159.68, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63229479, VIN 3C6LRVNG4TE199739. $791 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $50,155, before any dealer documentation fee. Amount financed $53,290, including $3,135 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $66,449. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNG4TE199739_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 714, "unit": "per_month", "display": "$714/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 50155.0, "selling_price": 50155.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 713.62, "net_cap_cost": 50850.0, "residual_value": 31096.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 713.62, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 873.62}, "total_of_payments": 25704, "total_of_payments_unrounded": 25690.32}, "disclosure": "Estimated lease payment for stock #63229479, VIN 3C6LRVNG4TE199739. $714 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $874, made up of $714 first payment, $60 title, $100 registration. MSRP $50,155. Lease selling price $50,155. Net capitalized cost $50,850. Residual value $31,096, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,704. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNG4TE199739_lease", "type": "lease", "label": "Lease", "headline": {"value": 620, "unit": "per_month", "display": "$620/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 50155.0, "selling_price": 50155.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 620.32, "net_cap_cost": 47851.0, "residual_value": 31096.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 620.32, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3779.32}, "total_of_payments": 22320, "total_of_payments_unrounded": 22331.52}, "disclosure": "Estimated lease payment for stock #63229479, VIN 3C6LRVNG4TE199739. $620 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,779, made up of $620 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $50,155. Lease selling price $50,155. Net capitalized cost $47,851. Residual value $31,096, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,320. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 342}}, {"vin": "3C6UR5DJ6VG388109", "title": "2027 RAM 2500 Big Horn", "year": 2027, "make": "RAM", "model": "2500", "trim": "Big Horn", "decoded_trim": "Big Horn", "condition": "new", "price": 63920.0, "msrp": 67545.0, "sale_price": 63920.0, "currency": "USD", "mileage": null, "exterior_color": "Ceramic Gray Clearcoat", "interior_color": "Mjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63541999", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ee2e9a81-1f56-4d26-b249-c41180d7b410.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ee2e9a81-1f56-4d26-b249-c41180d7b410.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6ed4c443-3155-472b-a26b-39c645e4431f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f0b1afb2-bd93-4bd6-99e7-c91c59351448.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0fceb3ea-f310-4107-bed0-949cca242f9f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/474b46ec-5ac2-4fbb-80c3-3b672341febc.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c0f654cd-f807-4dc1-8d56-18f4ad010a79.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/52fe50c3-9b9a-4951-bd7d-89d525d17ff7.png"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2027, "trim": "Big Horn", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 67545.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5DJ6VG388109.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj6vg388109/2027-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj6vg388109/2027-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5DJ6VG388109.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ6VG388109.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ6VG388109.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj6vg388109/2027-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,625. This offer applies to Stock #63541999, VIN 3C6UR5DJ6VG388109. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $67,545. Advertised price: $63,920. Savings: $3,625, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$67,545"}, {"label": "Advertised price", "value": "$63,920"}, {"label": "Savings", "value": "$3,625, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,625", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:59Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 63920.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5DJ6VG388109_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1297, "unit": "per_month", "display": "$1,297/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63920.0, "price_incl_doc": 63920.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1296.94, "amount_financed": 67915.0, "sales_tax": 3995.0, "total_of_payments": 77816.52, "finance_charge": 9901.52, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63541999, VIN 3C6UR5DJ6VG388109. $1,297 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $63,920, before any dealer documentation fee. Amount financed $67,915, including $3,995 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $77,817. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ6VG388109_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 989, "unit": "per_month", "display": "$989/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63920.0, "price_incl_doc": 63920.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 988.89, "amount_financed": 67915.0, "sales_tax": 3995.0, "total_of_payments": 83066.54, "finance_charge": 15151.54, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63541999, VIN 3C6UR5DJ6VG388109. $989 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $63,920, before any dealer documentation fee. Amount financed $67,915, including $3,995 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $83,067. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ6VG388109_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 841, "unit": "per_month", "display": "$841/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67545.0, "selling_price": 63920.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 840.78, "net_cap_cost": 64615.0, "residual_value": 41877.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 840.78, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1000.78}, "total_of_payments": 30276, "total_of_payments_unrounded": 30268.08}, "disclosure": "Estimated lease payment for stock #63541999, VIN 3C6UR5DJ6VG388109. $841 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,001, made up of $841 first payment, $60 title, $100 registration. MSRP $67,545. Lease selling price $63,920. Net capitalized cost $64,615. Residual value $41,878, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,276. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ6VG388109_lease", "type": "lease", "label": "Lease", "headline": {"value": 747, "unit": "per_month", "display": "$747/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67545.0, "selling_price": 63920.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 747.49, "net_cap_cost": 61616.0, "residual_value": 41877.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 747.49, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3906.49}, "total_of_payments": 26892, "total_of_payments_unrounded": 26909.64}, "disclosure": "Estimated lease payment for stock #63541999, VIN 3C6UR5DJ6VG388109. $747 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,906, made up of $747 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $67,545. Lease selling price $63,920. Net capitalized cost $61,616. Residual value $41,878, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,892. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 347}}, {"vin": "1C4PJXEG9VW553115", "title": "2027 Jeep Wrangler Sahara", "year": 2027, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 58260.0, "msrp": 58260.0, "sale_price": 58260.0, "currency": "USD", "mileage": null, "exterior_color": "Black Clearcoat", "interior_color": "Nlx9", "drivetrain": "4WD", "body_style": "SoftTop", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "V6", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63488253", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/54c2adef-ed75-4912-80f1-7419f3859b4f.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/54c2adef-ed75-4912-80f1-7419f3859b4f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f402f716-50c7-434e-b429-da153f31b908.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/766c6e33-369b-46e5-b4b1-c6f5ca190550.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8708099b-f7ca-49f4-8ee9-846ae207af00.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c81a81bc-f01e-413e-b6db-2d8ba44d1f8d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/59a5f6d1-b41e-4e96-9449-8b97227066ba.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/35f8173b-60d0-4d42-88b7-7f6201fb5705.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2027, "trim": "Sahara", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58260.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXEG9VW553115.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg9vw553115/2027-jeep-wrangler-softtop", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg9vw553115/2027-jeep-wrangler-softtop", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXEG9VW553115.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG9VW553115.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG9VW553115.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg9vw553115/2027-jeep-wrangler-softtop", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63488253, VIN 1C4PJXEG9VW553115. Advertised price: $58,260. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$58,260"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:59Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58260.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG9VW553115_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1182, "unit": "per_month", "display": "$1,182/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58260.0, "price_incl_doc": 58260.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1182.1, "amount_financed": 61901.25, "sales_tax": 3641.25, "total_of_payments": 70926.01, "finance_charge": 9024.76, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488253, VIN 1C4PJXEG9VW553115. $1,182 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $58,260, before any dealer documentation fee. Amount financed $61,901, including $3,641 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,926. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG9VW553115_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 901, "unit": "per_month", "display": "$901/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58260.0, "price_incl_doc": 58260.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 901.32, "amount_financed": 61901.25, "sales_tax": 3641.25, "total_of_payments": 75711.15, "finance_charge": 13809.9, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488253, VIN 1C4PJXEG9VW553115. $901 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $58,260, before any dealer documentation fee. Amount financed $61,901, including $3,641 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $75,711. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 254}}, {"vin": "1C6SRFFTXTN339754", "title": "2026 RAM 1500 Big Horn/Lone Star", "year": 2026, "make": "RAM", "model": "1500", "trim": "Big Horn/Lone Star", "decoded_trim": "Big Horn/Lonestar", "condition": "new", "price": 52276.0, "msrp": 66095.0, "sale_price": 52276.0, "currency": "USD", "mileage": 9, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 16, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "J5691", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"https://ai.castlecdjrnaperville.com/v/1C6SRFFTXTN339754.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfftxtn339754/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $13,819. This offer applies to Stock #J5691, VIN 1C6SRFFTXTN339754. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $66,095. Advertised price: $52,276. Savings: $13,819, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$66,095"}, {"label": "Advertised price", "value": "$52,276"}, {"label": "Savings", "value": "$13,819, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $13,819", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:59Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52276.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFFTXTN339754_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 926, "unit": "per_month", "display": "$926/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52276.0, "price_incl_doc": 52276.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 925.72, "amount_financed": 55543.25, "sales_tax": 3267.25, "total_of_payments": 55543.25, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5691, VIN 1C6SRFFTXTN339754. $926 per month for 60 months at 0% APR, $0 cash down. Advertised price $52,276, before any dealer documentation fee. Amount financed $55,543, including $3,267 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $55,543. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFTXTN339754_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 825, "unit": "per_month", "display": "$825/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52276.0, "price_incl_doc": 52276.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 824.52, "amount_financed": 55543.25, "sales_tax": 3267.25, "total_of_payments": 69259.44, "finance_charge": 13716.19, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5691, VIN 1C6SRFFTXTN339754. $825 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $52,276, before any dealer documentation fee. Amount financed $55,543, including $3,267 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $69,259. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 244}}, {"vin": "3C6UR5EJ5VG388262", "title": "2027 RAM 2500 Rebel", "year": 2027, "make": "RAM", "model": "2500", "trim": "Rebel", "decoded_trim": "Power Wagon/Rebel", "condition": "new", "price": 77389.0, "msrp": 81850.0, "sale_price": 77389.0, "currency": "USD", "mileage": null, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Nlx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63542260", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a703829c-a51c-4503-8b25-e276f8260094.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a703829c-a51c-4503-8b25-e276f8260094.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/254cdb04-d0b1-494a-8d65-01efa5c63d6e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/26549ca0-f004-4443-9d84-aac4f8fe8805.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f0838495-1bc4-40bb-9f94-c2cb6e2d38fc.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8b6c64c4-6a78-4e00-81fb-ae901b5ab215.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/eab47665-8720-4fa2-ae02-5f919e608b4b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7cd62f78-9f00-45ea-a193-ace0535cf2ab.png"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2027, "trim": "Power Wagon/Rebel", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 81850.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5EJ5VG388262.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5ej5vg388262/2027-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5ej5vg388262/2027-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5EJ5VG388262.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5EJ5VG388262.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5EJ5VG388262.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5ej5vg388262/2027-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,461. This offer applies to Stock #63542260, VIN 3C6UR5EJ5VG388262. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $81,850. Advertised price: $77,389. Savings: $4,461, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$81,850"}, {"label": "Advertised price", "value": "$77,389"}, {"label": "Savings", "value": "$4,461, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,461", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:59Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 77389.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5EJ5VG388262_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1570, "unit": "per_month", "display": "$1,570/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 77389.0, "price_incl_doc": 77389.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1570.23, "amount_financed": 82225.81, "sales_tax": 4836.81, "total_of_payments": 94213.74, "finance_charge": 11987.93, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542260, VIN 3C6UR5EJ5VG388262. $1,570 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $77,389, before any dealer documentation fee. Amount financed $82,226, including $4,837 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $94,214. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5EJ5VG388262_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1197, "unit": "per_month", "display": "$1,197/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 77389.0, "price_incl_doc": 77389.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1197.26, "amount_financed": 82225.81, "sales_tax": 4836.81, "total_of_payments": 100570.03, "finance_charge": 18344.22, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542260, VIN 3C6UR5EJ5VG388262. $1,197 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $77,389, before any dealer documentation fee. Amount financed $82,226, including $4,837 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $100,570. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5EJ5VG388262_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1012, "unit": "per_month", "display": "$1,012/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 81850.0, "selling_price": 77389.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1012.15, "net_cap_cost": 78084.0, "residual_value": 50747.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1012.15, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1172.15}, "total_of_payments": 36432, "total_of_payments_unrounded": 36437.4}, "disclosure": "Estimated lease payment for stock #63542260, VIN 3C6UR5EJ5VG388262. $1,012 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,172, made up of $1,012 first payment, $60 title, $100 registration. MSRP $81,850. Lease selling price $77,389. Net capitalized cost $78,084. Residual value $50,747, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $36,432. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5EJ5VG388262_lease", "type": "lease", "label": "Lease", "headline": {"value": 919, "unit": "per_month", "display": "$919/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 81850.0, "selling_price": 77389.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 918.85, "net_cap_cost": 75085.0, "residual_value": 50747.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 918.85, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4077.85}, "total_of_payments": 33084, "total_of_payments_unrounded": 33078.6}, "disclosure": "Estimated lease payment for stock #63542260, VIN 3C6UR5EJ5VG388262. $919 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,078, made up of $919 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $81,850. Lease selling price $77,389. Net capitalized cost $75,085. Residual value $50,747, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $33,084. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 373}}, {"vin": "3C6UR5FJ6VG388236", "title": "2027 RAM 2500 Laramie", "year": 2027, "make": "RAM", "model": "2500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 72045.0, "msrp": 76160.0, "sale_price": 72045.0, "currency": "USD", "mileage": null, "exterior_color": "Forged Blue Metallic", "interior_color": "Gjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63542228", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c1f9559d-7517-4cec-a886-5731a0d0b984.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c1f9559d-7517-4cec-a886-5731a0d0b984.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e6e7f140-6901-4044-b5e2-4bc6c51db2b3.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a58e4d2c-453d-47cb-a691-cc2237b1b191.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3c1af1df-610f-4fc4-895e-907154f5b7a8.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/278e4854-1b42-4e7c-ab55-c42267a834d4.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/53c19995-7d18-4ac7-8176-908b048ebbb7.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/67736b78-5b40-4675-b072-7d55633f8f37.png"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2027, "trim": "Laramie", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 76160.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5FJ6VG388236.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5fj6vg388236/2027-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5fj6vg388236/2027-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5FJ6VG388236.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5FJ6VG388236.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5FJ6VG388236.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5fj6vg388236/2027-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,115. This offer applies to Stock #63542228, VIN 3C6UR5FJ6VG388236. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $76,160. Advertised price: $72,045. Savings: $4,115, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$76,160"}, {"label": "Advertised price", "value": "$72,045"}, {"label": "Savings", "value": "$4,115, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,115", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:59Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 72045.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5FJ6VG388236_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1462, "unit": "per_month", "display": "$1,462/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72045.0, "price_incl_doc": 72045.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1461.8, "amount_financed": 76547.81, "sales_tax": 4502.81, "total_of_payments": 87707.93, "finance_charge": 11160.12, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542228, VIN 3C6UR5FJ6VG388236. $1,462 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $72,045, before any dealer documentation fee. Amount financed $76,548, including $4,503 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $87,708. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ6VG388236_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1115, "unit": "per_month", "display": "$1,115/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72045.0, "price_incl_doc": 72045.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1114.59, "amount_financed": 76547.81, "sales_tax": 4502.81, "total_of_payments": 93625.29, "finance_charge": 17077.48, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542228, VIN 3C6UR5FJ6VG388236. $1,115 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $72,045, before any dealer documentation fee. Amount financed $76,548, including $4,503 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $93,625. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ6VG388236_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 944, "unit": "per_month", "display": "$944/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76160.0, "selling_price": 72045.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 944.4, "net_cap_cost": 72740.0, "residual_value": 47219.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 944.4, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1104.4}, "total_of_payments": 33984, "total_of_payments_unrounded": 33998.4}, "disclosure": "Estimated lease payment for stock #63542228, VIN 3C6UR5FJ6VG388236. $944 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,104, made up of $944 first payment, $60 title, $100 registration. MSRP $76,160. Lease selling price $72,045. Net capitalized cost $72,740. Residual value $47,219, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $33,984. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ6VG388236_lease", "type": "lease", "label": "Lease", "headline": {"value": 851, "unit": "per_month", "display": "$851/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76160.0, "selling_price": 72045.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 851.11, "net_cap_cost": 69741.0, "residual_value": 47219.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 851.11, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4010.11}, "total_of_payments": 30636, "total_of_payments_unrounded": 30639.96}, "disclosure": "Estimated lease payment for stock #63542228, VIN 3C6UR5FJ6VG388236. $851 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,010, made up of $851 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $76,160. Lease selling price $72,045. Net capitalized cost $69,741. Residual value $47,219, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,636. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 358}}, {"vin": "3C6UR5DJ2VG388107", "title": "2027 RAM 2500 Big Horn", "year": 2027, "make": "RAM", "model": "2500", "trim": "Big Horn", "decoded_trim": "Big Horn", "condition": "new", "price": 66813.0, "msrp": 70690.0, "sale_price": 66813.0, "currency": "USD", "mileage": null, "exterior_color": "Ceramic Gray Clearcoat", "interior_color": "Mjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63541997", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7e9051be-8101-487e-b1b2-e7b599fbceb1.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7e9051be-8101-487e-b1b2-e7b599fbceb1.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6cd161bb-0e85-421d-a948-adf344617bca.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ca74fb8e-9ba2-4de4-bef8-df7712b10701.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7c164cd0-bd75-4114-a845-5b8cac81ba49.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/86d80d9a-3329-4d8b-9b2d-377b232b9d84.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7da86f87-eabd-4cb9-9e69-0a62224cd077.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/33c59e92-5add-4292-af90-dee354431413.png"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2027, "trim": "Big Horn", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 70690.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5DJ2VG388107.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj2vg388107/2027-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj2vg388107/2027-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5DJ2VG388107.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ2VG388107.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ2VG388107.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj2vg388107/2027-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,877. This offer applies to Stock #63541997, VIN 3C6UR5DJ2VG388107. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $70,690. Advertised price: $66,813. Savings: $3,877, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$70,690"}, {"label": "Advertised price", "value": "$66,813"}, {"label": "Savings", "value": "$3,877, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,877", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:59Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 66813.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5DJ2VG388107_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1356, "unit": "per_month", "display": "$1,356/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66813.0, "price_incl_doc": 66813.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1355.64, "amount_financed": 70988.81, "sales_tax": 4175.81, "total_of_payments": 81338.47, "finance_charge": 10349.66, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63541997, VIN 3C6UR5DJ2VG388107. $1,356 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $66,813, before any dealer documentation fee. Amount financed $70,989, including $4,176 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $81,338. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ2VG388107_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1034, "unit": "per_month", "display": "$1,034/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66813.0, "price_incl_doc": 66813.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1033.64, "amount_financed": 70988.81, "sales_tax": 4175.81, "total_of_payments": 86826.1, "finance_charge": 15837.29, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63541997, VIN 3C6UR5DJ2VG388107. $1,034 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $66,813, before any dealer documentation fee. Amount financed $70,989, including $4,176 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $86,826. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ2VG388107_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 876, "unit": "per_month", "display": "$876/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 70690.0, "selling_price": 66813.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 876.34, "net_cap_cost": 67508.0, "residual_value": 43827.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 876.34, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1036.34}, "total_of_payments": 31536, "total_of_payments_unrounded": 31548.24}, "disclosure": "Estimated lease payment for stock #63541997, VIN 3C6UR5DJ2VG388107. $876 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,036, made up of $876 first payment, $60 title, $100 registration. MSRP $70,690. Lease selling price $66,813. Net capitalized cost $67,508. Residual value $43,828, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,536. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ2VG388107_lease", "type": "lease", "label": "Lease", "headline": {"value": 783, "unit": "per_month", "display": "$783/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 70690.0, "selling_price": 66813.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 783.04, "net_cap_cost": 64509.0, "residual_value": 43827.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 783.04, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3942.04}, "total_of_payments": 28188, "total_of_payments_unrounded": 28189.44}, "disclosure": "Estimated lease payment for stock #63541997, VIN 3C6UR5DJ2VG388107. $783 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,942, made up of $783 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $70,690. Lease selling price $66,813. Net capitalized cost $64,509. Residual value $43,828, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,188. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 409}}, {"vin": "3C6TR5CJ3VG388128", "title": "2027 RAM 2500 Tradesman", "year": 2027, "make": "RAM", "model": "2500", "trim": "Tradesman", "decoded_trim": "Tradesman", "condition": "new", "price": 64519.0, "msrp": 67885.0, "sale_price": 64519.0, "currency": "USD", "mileage": null, "exterior_color": "Ceramic Gray Clearcoat", "interior_color": "V9x9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63542046", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b0e374e1-fb4b-42c7-a3f6-dd6305bd6035.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b0e374e1-fb4b-42c7-a3f6-dd6305bd6035.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/83088d6d-7d80-4fe8-a1b9-4d31dbbfff30.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/96cf54a2-1f38-4eee-a2a7-e30b2e0ffc02.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b969c8a3-cd31-41f1-8810-b86f00ff655b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d91bd100-ec5e-44f3-807d-d0e7ed25ef49.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3fe93fc2-ba2a-4e30-96b1-7e911227089a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f1f722d6-502d-440b-bb4b-a388286ad9e5.png"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2027, "trim": "Tradesman", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 67885.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6TR5CJ3VG388128.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6tr5cj3vg388128/2027-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6tr5cj3vg388128/2027-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6TR5CJ3VG388128.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6TR5CJ3VG388128.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6TR5CJ3VG388128.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6tr5cj3vg388128/2027-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,366. This offer applies to Stock #63542046, VIN 3C6TR5CJ3VG388128. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $67,885. Advertised price: $64,519. Savings: $3,366, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$67,885"}, {"label": "Advertised price", "value": "$64,519"}, {"label": "Savings", "value": "$3,366, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,366", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:59Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 64519.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6TR5CJ3VG388128_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1309, "unit": "per_month", "display": "$1,309/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64519.0, "price_incl_doc": 64519.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1309.1, "amount_financed": 68551.44, "sales_tax": 4032.44, "total_of_payments": 78545.75, "finance_charge": 9994.31, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542046, VIN 3C6TR5CJ3VG388128. $1,309 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $64,519, before any dealer documentation fee. Amount financed $68,551, including $4,032 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $78,546. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6TR5CJ3VG388128_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 998, "unit": "per_month", "display": "$998/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64519.0, "price_incl_doc": 64519.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 998.15, "amount_financed": 68551.44, "sales_tax": 4032.44, "total_of_payments": 83844.97, "finance_charge": 15293.53, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542046, VIN 3C6TR5CJ3VG388128. $998 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $64,519, before any dealer documentation fee. Amount financed $68,551, including $4,032 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $83,845. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6TR5CJ3VG388128_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 854, "unit": "per_month", "display": "$854/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67885.0, "selling_price": 64519.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 853.53, "net_cap_cost": 65214.0, "residual_value": 42088.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 853.53, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1013.53}, "total_of_payments": 30744, "total_of_payments_unrounded": 30727.08}, "disclosure": "Estimated lease payment for stock #63542046, VIN 3C6TR5CJ3VG388128. $854 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,014, made up of $854 first payment, $60 title, $100 registration. MSRP $67,885. Lease selling price $64,519. Net capitalized cost $65,214. Residual value $42,089, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,744. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6TR5CJ3VG388128_lease", "type": "lease", "label": "Lease", "headline": {"value": 760, "unit": "per_month", "display": "$760/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67885.0, "selling_price": 64519.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 760.24, "net_cap_cost": 62215.0, "residual_value": 42088.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 760.24, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3919.24}, "total_of_payments": 27360, "total_of_payments_unrounded": 27368.64}, "disclosure": "Estimated lease payment for stock #63542046, VIN 3C6TR5CJ3VG388128. $760 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,919, made up of $760 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $67,885. Lease selling price $64,519. Net capitalized cost $62,215. Residual value $42,089, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,360. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 405}}, {"vin": "3C6UR5DJXVG388114", "title": "2027 RAM 2500 Big Horn", "year": 2027, "make": "RAM", "model": "2500", "trim": "Big Horn", "decoded_trim": "Big Horn", "condition": "new", "price": 65811.0, "msrp": 69600.0, "sale_price": 65811.0, "currency": "USD", "mileage": null, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Mjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63542004", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b83040c1-ea59-4a6c-81f2-6f3b5a76e50f.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b83040c1-ea59-4a6c-81f2-6f3b5a76e50f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e74fbfba-062d-45b0-966c-bf695c50df6e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8c89f7a1-981c-4899-9896-fffea7ec260e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4c6bb27d-37ad-47f0-84da-a160fff2c1d4.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/eb3c8b01-787e-4df3-9fd9-2e4d979a1a60.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6fd25552-947d-40ec-8678-e2b435b68b14.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6fd860a0-a3a3-4347-b41d-4771204591c4.png"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2027, "trim": "Big Horn", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 69600.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5DJXVG388114.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5djxvg388114/2027-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5djxvg388114/2027-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5DJXVG388114.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJXVG388114.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJXVG388114.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5djxvg388114/2027-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,789. This offer applies to Stock #63542004, VIN 3C6UR5DJXVG388114. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $69,600. Advertised price: $65,811. Savings: $3,789, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$69,600"}, {"label": "Advertised price", "value": "$65,811"}, {"label": "Savings", "value": "$3,789, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,789", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:59Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 65811.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5DJXVG388114_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1335, "unit": "per_month", "display": "$1,335/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 65811.0, "price_incl_doc": 65811.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1335.31, "amount_financed": 69924.19, "sales_tax": 4113.19, "total_of_payments": 80118.63, "finance_charge": 10194.44, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542004, VIN 3C6UR5DJXVG388114. $1,335 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $65,811, before any dealer documentation fee. Amount financed $69,924, including $4,113 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $80,119. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJXVG388114_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1018, "unit": "per_month", "display": "$1,018/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 65811.0, "price_incl_doc": 65811.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1018.14, "amount_financed": 69924.19, "sales_tax": 4113.19, "total_of_payments": 85523.97, "finance_charge": 15599.78, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542004, VIN 3C6UR5DJXVG388114. $1,018 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $65,811, before any dealer documentation fee. Amount financed $69,924, including $4,113 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $85,524. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJXVG388114_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 864, "unit": "per_month", "display": "$864/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 69600.0, "selling_price": 65811.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 864.03, "net_cap_cost": 66506.0, "residual_value": 43152.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 864.03, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1024.03}, "total_of_payments": 31104, "total_of_payments_unrounded": 31105.08}, "disclosure": "Estimated lease payment for stock #63542004, VIN 3C6UR5DJXVG388114. $864 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,024, made up of $864 first payment, $60 title, $100 registration. MSRP $69,600. Lease selling price $65,811. Net capitalized cost $66,506. Residual value $43,152, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,104. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJXVG388114_lease", "type": "lease", "label": "Lease", "headline": {"value": 771, "unit": "per_month", "display": "$771/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 69600.0, "selling_price": 65811.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 770.74, "net_cap_cost": 63507.0, "residual_value": 43152.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 770.74, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3929.74}, "total_of_payments": 27756, "total_of_payments_unrounded": 27746.64}, "disclosure": "Estimated lease payment for stock #63542004, VIN 3C6UR5DJXVG388114. $771 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,930, made up of $771 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $69,600. Lease selling price $65,811. Net capitalized cost $63,507. Residual value $43,152, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,756. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 391}}, {"vin": "3C6UR5DJ4VG388111", "title": "2027 RAM 2500 Big Horn", "year": 2027, "make": "RAM", "model": "2500", "trim": "Big Horn", "decoded_trim": "Big Horn", "condition": "new", "price": 64192.0, "msrp": 67840.0, "sale_price": 64192.0, "currency": "USD", "mileage": null, "exterior_color": "Diamond Black Crystal Pearlcoat", "interior_color": "Mjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63542001", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/010a2fde-1acf-47f4-b504-d977ae237ec2.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/010a2fde-1acf-47f4-b504-d977ae237ec2.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/51d44c00-3746-4ab3-9b04-6101b3399013.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b8d07474-afe1-43a0-bc0f-0f9ebc1a0cc6.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f87899b8-946a-49de-bfb2-e260e436b408.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7dbd4ec0-2201-4fc1-a7a4-d79de78ca609.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/04d3c2ca-ac80-4b81-80b3-31a16f175510.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/fb386b30-59c7-4c9c-b9f7-625037dbf596.png"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2027, "trim": "Big Horn", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 67840.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5DJ4VG388111.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj4vg388111/2027-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj4vg388111/2027-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5DJ4VG388111.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ4VG388111.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ4VG388111.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj4vg388111/2027-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,648. This offer applies to Stock #63542001, VIN 3C6UR5DJ4VG388111. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $67,840. Advertised price: $64,192. Savings: $3,648, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$67,840"}, {"label": "Advertised price", "value": "$64,192"}, {"label": "Savings", "value": "$3,648, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,648", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:59Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 64192.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5DJ4VG388111_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1302, "unit": "per_month", "display": "$1,302/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64192.0, "price_incl_doc": 64192.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1302.46, "amount_financed": 68204.0, "sales_tax": 4012.0, "total_of_payments": 78147.65, "finance_charge": 9943.65, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542001, VIN 3C6UR5DJ4VG388111. $1,302 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $64,192, before any dealer documentation fee. Amount financed $68,204, including $4,012 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $78,148. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ4VG388111_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 993, "unit": "per_month", "display": "$993/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64192.0, "price_incl_doc": 64192.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 993.1, "amount_financed": 68204.0, "sales_tax": 4012.0, "total_of_payments": 83420.01, "finance_charge": 15216.01, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542001, VIN 3C6UR5DJ4VG388111. $993 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $64,192, before any dealer documentation fee. Amount financed $68,204, including $4,012 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $83,420. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ4VG388111_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 844, "unit": "per_month", "display": "$844/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67840.0, "selling_price": 64192.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 844.14, "net_cap_cost": 64887.0, "residual_value": 42060.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 844.14, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1004.14}, "total_of_payments": 30384, "total_of_payments_unrounded": 30389.04}, "disclosure": "Estimated lease payment for stock #63542001, VIN 3C6UR5DJ4VG388111. $844 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,004, made up of $844 first payment, $60 title, $100 registration. MSRP $67,840. Lease selling price $64,192. Net capitalized cost $64,887. Residual value $42,061, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,384. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ4VG388111_lease", "type": "lease", "label": "Lease", "headline": {"value": 751, "unit": "per_month", "display": "$751/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67840.0, "selling_price": 64192.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 750.85, "net_cap_cost": 61888.0, "residual_value": 42060.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 750.85, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3909.85}, "total_of_payments": 27036, "total_of_payments_unrounded": 27030.6}, "disclosure": "Estimated lease payment for stock #63542001, VIN 3C6UR5DJ4VG388111. $751 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,910, made up of $751 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $67,840. Lease selling price $64,192. Net capitalized cost $61,888. Residual value $42,061, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,036. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 416}}, {"vin": "1C6SRFLT9TN438683", "title": "2026 RAM 1500 Rebel", "year": 2026, "make": "RAM", "model": "1500", "trim": "Rebel", "decoded_trim": "Rebel", "condition": "new", "price": 60868.0, "msrp": 77835.0, "sale_price": 60868.0, "currency": "USD", "mileage": null, "exterior_color": "Forged Blue Metallic", "interior_color": "Tlxr", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Gas/Electric V-8 5.7 L/345", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "63355778", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 7, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/9620f139e29645d19667eda2ac69b210.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/9620f139e29645d19667eda2ac69b210.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b6d2faec99b24e7c9fc58338d2b6b008.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6ef390558d4a4977b09d43aca4f592c6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/07d23b9a6b9144318a23b70bed85fafb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5b08cfd1edec42558ba5704ade0698e4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ab58a67453e14c7e9f9144afa9a9918c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/434a2f579c8649af838cf4af7e4cb8d0.jpg"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2026, "trim": "Rebel", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 77835.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFLT9TN438683.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srflt9tn438683/2026-ram-1500-crew-cab-pickup", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srflt9tn438683/2026-ram-1500-crew-cab-pickup", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFLT9TN438683.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFLT9TN438683.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFLT9TN438683.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srflt9tn438683/2026-ram-1500-crew-cab-pickup", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $16,967. This offer applies to Stock #63355778, VIN 1C6SRFLT9TN438683. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $77,835. Advertised price: $60,868. Savings: $16,967, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$77,835"}, {"label": "Advertised price", "value": "$60,868"}, {"label": "Savings", "value": "$16,967, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $16,967", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:59Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 60868.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFLT9TN438683_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1078, "unit": "per_month", "display": "$1,078/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60868.0, "price_incl_doc": 60868.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1077.87, "amount_financed": 64672.25, "sales_tax": 3804.25, "total_of_payments": 64672.25, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63355778, VIN 1C6SRFLT9TN438683. $1,078 per month for 60 months at 0% APR, $0 cash down. Advertised price $60,868, before any dealer documentation fee. Amount financed $64,672, including $3,804 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $64,672. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFLT9TN438683_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 960, "unit": "per_month", "display": "$960/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60868.0, "price_incl_doc": 60868.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 960.03, "amount_financed": 64672.25, "sales_tax": 3804.25, "total_of_payments": 80642.81, "finance_charge": 15970.56, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63355778, VIN 1C6SRFLT9TN438683. $960 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $60,868, before any dealer documentation fee. Amount financed $64,672, including $3,804 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $80,643. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 318}}, {"vin": "3C6UR5EJ1VG388260", "title": "2027 RAM 2500 Rebel", "year": 2027, "make": "RAM", "model": "2500", "trim": "Rebel", "decoded_trim": "Power Wagon/Rebel", "condition": "new", "price": 77389.0, "msrp": 81850.0, "sale_price": 77389.0, "currency": "USD", "mileage": null, "exterior_color": "Forged Blue Metallic", "interior_color": "Nlx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63542258", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f903f313-b198-4388-9963-77d3eaee180b.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f903f313-b198-4388-9963-77d3eaee180b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/48da5622-01a7-467a-bd8f-351494ce750d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/514b6e3b-3263-4730-a7f2-ac23ecc07cb8.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/863b9089-5821-497f-b270-d6bbc959e0e7.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ef241c46-547b-4b44-b228-2bf506efac77.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e91e811a-444d-4796-9c48-f9500c6cd4a0.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f5d89aca-4570-4392-ba3d-9a75adcc8f31.png"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2027, "trim": "Power Wagon/Rebel", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 81850.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5EJ1VG388260.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5ej1vg388260/2027-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5ej1vg388260/2027-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5EJ1VG388260.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5EJ1VG388260.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5EJ1VG388260.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5ej1vg388260/2027-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,461. This offer applies to Stock #63542258, VIN 3C6UR5EJ1VG388260. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $81,850. Advertised price: $77,389. Savings: $4,461, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$81,850"}, {"label": "Advertised price", "value": "$77,389"}, {"label": "Savings", "value": "$4,461, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,461", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:59Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 77389.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5EJ1VG388260_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1570, "unit": "per_month", "display": "$1,570/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 77389.0, "price_incl_doc": 77389.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1570.23, "amount_financed": 82225.81, "sales_tax": 4836.81, "total_of_payments": 94213.74, "finance_charge": 11987.93, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542258, VIN 3C6UR5EJ1VG388260. $1,570 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $77,389, before any dealer documentation fee. Amount financed $82,226, including $4,837 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $94,214. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5EJ1VG388260_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1197, "unit": "per_month", "display": "$1,197/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 77389.0, "price_incl_doc": 77389.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1197.26, "amount_financed": 82225.81, "sales_tax": 4836.81, "total_of_payments": 100570.03, "finance_charge": 18344.22, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542258, VIN 3C6UR5EJ1VG388260. $1,197 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $77,389, before any dealer documentation fee. Amount financed $82,226, including $4,837 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $100,570. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5EJ1VG388260_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1012, "unit": "per_month", "display": "$1,012/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 81850.0, "selling_price": 77389.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1012.15, "net_cap_cost": 78084.0, "residual_value": 50747.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1012.15, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1172.15}, "total_of_payments": 36432, "total_of_payments_unrounded": 36437.4}, "disclosure": "Estimated lease payment for stock #63542258, VIN 3C6UR5EJ1VG388260. $1,012 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,172, made up of $1,012 first payment, $60 title, $100 registration. MSRP $81,850. Lease selling price $77,389. Net capitalized cost $78,084. Residual value $50,747, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $36,432. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5EJ1VG388260_lease", "type": "lease", "label": "Lease", "headline": {"value": 919, "unit": "per_month", "display": "$919/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 81850.0, "selling_price": 77389.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 918.85, "net_cap_cost": 75085.0, "residual_value": 50747.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 918.85, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4077.85}, "total_of_payments": 33084, "total_of_payments_unrounded": 33078.6}, "disclosure": "Estimated lease payment for stock #63542258, VIN 3C6UR5EJ1VG388260. $919 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,078, made up of $919 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $81,850. Lease selling price $77,389. Net capitalized cost $75,085. Residual value $50,747, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $33,084. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 383}}, {"vin": "3C6UR5DJ1VG388115", "title": "2027 RAM 2500 Big Horn", "year": 2027, "make": "RAM", "model": "2500", "trim": "Big Horn", "decoded_trim": "Big Horn", "condition": "new", "price": 65811.0, "msrp": 69600.0, "sale_price": 65811.0, "currency": "USD", "mileage": null, "exterior_color": "Forged Blue Metallic", "interior_color": "Mjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63542005", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8df72271-b9dc-4044-b58f-32ff657392a9.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8df72271-b9dc-4044-b58f-32ff657392a9.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f7517d59-1af9-4a14-8659-33652198fe3e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/684314d4-4da8-4b87-ace4-9b753d3c4563.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/98c7de9e-d048-4762-a7a9-0613b282893e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/be38bebf-5aea-4989-a443-9012d4e948a6.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4bcf6e22-fdb4-4b51-ba4c-41e148ccb396.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f695431c-02a1-4397-8390-c83e9536d0e7.png"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2027, "trim": "Big Horn", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 69600.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5DJ1VG388115.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj1vg388115/2027-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj1vg388115/2027-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5DJ1VG388115.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ1VG388115.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ1VG388115.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj1vg388115/2027-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,789. This offer applies to Stock #63542005, VIN 3C6UR5DJ1VG388115. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $69,600. Advertised price: $65,811. Savings: $3,789, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$69,600"}, {"label": "Advertised price", "value": "$65,811"}, {"label": "Savings", "value": "$3,789, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,789", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:59Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 65811.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5DJ1VG388115_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1335, "unit": "per_month", "display": "$1,335/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 65811.0, "price_incl_doc": 65811.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1335.31, "amount_financed": 69924.19, "sales_tax": 4113.19, "total_of_payments": 80118.63, "finance_charge": 10194.44, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542005, VIN 3C6UR5DJ1VG388115. $1,335 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $65,811, before any dealer documentation fee. Amount financed $69,924, including $4,113 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $80,119. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ1VG388115_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1018, "unit": "per_month", "display": "$1,018/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 65811.0, "price_incl_doc": 65811.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1018.14, "amount_financed": 69924.19, "sales_tax": 4113.19, "total_of_payments": 85523.97, "finance_charge": 15599.78, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542005, VIN 3C6UR5DJ1VG388115. $1,018 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $65,811, before any dealer documentation fee. Amount financed $69,924, including $4,113 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $85,524. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ1VG388115_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 864, "unit": "per_month", "display": "$864/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 69600.0, "selling_price": 65811.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 864.03, "net_cap_cost": 66506.0, "residual_value": 43152.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 864.03, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1024.03}, "total_of_payments": 31104, "total_of_payments_unrounded": 31105.08}, "disclosure": "Estimated lease payment for stock #63542005, VIN 3C6UR5DJ1VG388115. $864 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,024, made up of $864 first payment, $60 title, $100 registration. MSRP $69,600. Lease selling price $65,811. Net capitalized cost $66,506. Residual value $43,152, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,104. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ1VG388115_lease", "type": "lease", "label": "Lease", "headline": {"value": 771, "unit": "per_month", "display": "$771/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 69600.0, "selling_price": 65811.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 770.74, "net_cap_cost": 63507.0, "residual_value": 43152.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 770.74, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3929.74}, "total_of_payments": 27756, "total_of_payments_unrounded": 27746.64}, "disclosure": "Estimated lease payment for stock #63542005, VIN 3C6UR5DJ1VG388115. $771 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,930, made up of $771 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $69,600. Lease selling price $65,811. Net capitalized cost $63,507. Residual value $43,152, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,756. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 368}}, {"vin": "3C6UR5EJ3VG388261", "title": "2027 RAM 2500 Rebel", "year": 2027, "make": "RAM", "model": "2500", "trim": "Rebel", "decoded_trim": "Power Wagon/Rebel", "condition": "new", "price": 77389.0, "msrp": 81850.0, "sale_price": 77389.0, "currency": "USD", "mileage": null, "exterior_color": "Diamond Black Crystal Pearlcoat", "interior_color": "Nlx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63542259", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/017af0cc-2e6c-4e79-8094-44a18f68bde5.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/017af0cc-2e6c-4e79-8094-44a18f68bde5.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d30fc4ba-31dd-4385-becc-8b5cf60f633b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b399e354-47f5-4dc4-bc6e-c5d5081bf27d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9a0a85c3-59db-4aac-9816-fcc6a96ff3a8.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1f629764-107e-49ef-9e40-708499805f7b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6354764f-b92e-4db1-a800-1fcd105231de.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/50beae33-6fa8-4082-8285-1c1dc3b37d7b.png"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2027, "trim": "Power Wagon/Rebel", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 81850.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5EJ3VG388261.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5ej3vg388261/2027-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5ej3vg388261/2027-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5EJ3VG388261.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5EJ3VG388261.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5EJ3VG388261.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5ej3vg388261/2027-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,461. This offer applies to Stock #63542259, VIN 3C6UR5EJ3VG388261. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $81,850. Advertised price: $77,389. Savings: $4,461, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$81,850"}, {"label": "Advertised price", "value": "$77,389"}, {"label": "Savings", "value": "$4,461, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,461", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:59Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 77389.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5EJ3VG388261_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1570, "unit": "per_month", "display": "$1,570/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 77389.0, "price_incl_doc": 77389.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1570.23, "amount_financed": 82225.81, "sales_tax": 4836.81, "total_of_payments": 94213.74, "finance_charge": 11987.93, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542259, VIN 3C6UR5EJ3VG388261. $1,570 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $77,389, before any dealer documentation fee. Amount financed $82,226, including $4,837 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $94,214. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5EJ3VG388261_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1197, "unit": "per_month", "display": "$1,197/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 77389.0, "price_incl_doc": 77389.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1197.26, "amount_financed": 82225.81, "sales_tax": 4836.81, "total_of_payments": 100570.03, "finance_charge": 18344.22, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542259, VIN 3C6UR5EJ3VG388261. $1,197 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $77,389, before any dealer documentation fee. Amount financed $82,226, including $4,837 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $100,570. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5EJ3VG388261_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1012, "unit": "per_month", "display": "$1,012/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 81850.0, "selling_price": 77389.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1012.15, "net_cap_cost": 78084.0, "residual_value": 50747.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1012.15, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1172.15}, "total_of_payments": 36432, "total_of_payments_unrounded": 36437.4}, "disclosure": "Estimated lease payment for stock #63542259, VIN 3C6UR5EJ3VG388261. $1,012 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,172, made up of $1,012 first payment, $60 title, $100 registration. MSRP $81,850. Lease selling price $77,389. Net capitalized cost $78,084. Residual value $50,747, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $36,432. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5EJ3VG388261_lease", "type": "lease", "label": "Lease", "headline": {"value": 919, "unit": "per_month", "display": "$919/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 81850.0, "selling_price": 77389.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 918.85, "net_cap_cost": 75085.0, "residual_value": 50747.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 918.85, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4077.85}, "total_of_payments": 33084, "total_of_payments_unrounded": 33078.6}, "disclosure": "Estimated lease payment for stock #63542259, VIN 3C6UR5EJ3VG388261. $919 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,078, made up of $919 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $81,850. Lease selling price $77,389. Net capitalized cost $75,085. Residual value $50,747, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $33,084. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 368}}, {"vin": "3C6UR5DJ8VG388113", "title": "2027 RAM 2500 Big Horn", "year": 2027, "make": "RAM", "model": "2500", "trim": "Big Horn", "decoded_trim": "Big Horn", "condition": "new", "price": 66952.0, "msrp": 70840.0, "sale_price": 66952.0, "currency": "USD", "mileage": null, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Mjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63542003", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/447615c5-df08-4633-856a-5f0759c18d5b.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/447615c5-df08-4633-856a-5f0759c18d5b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f9552f30-3c61-410e-8239-6cbef7443a24.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/fe220ce9-e387-493a-92b9-e20af996c72e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3ec3aa80-bd33-4040-b11a-ab8640a09c3e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/15cd169a-e0b3-42d3-a310-2ab0fda1e08c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0bf6afe6-ae5c-49ad-b1cb-1db4e60bb63f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/bc07093e-e3a9-4799-ae8d-0896667e53da.png"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2027, "trim": "Big Horn", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 70840.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5DJ8VG388113.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj8vg388113/2027-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj8vg388113/2027-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5DJ8VG388113.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ8VG388113.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ8VG388113.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj8vg388113/2027-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,888. This offer applies to Stock #63542003, VIN 3C6UR5DJ8VG388113. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $70,840. Advertised price: $66,952. Savings: $3,888, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$70,840"}, {"label": "Advertised price", "value": "$66,952"}, {"label": "Savings", "value": "$3,888, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,888", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:00Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 66952.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5DJ8VG388113_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1358, "unit": "per_month", "display": "$1,358/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66952.0, "price_incl_doc": 66952.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1358.46, "amount_financed": 71136.5, "sales_tax": 4184.5, "total_of_payments": 81507.69, "finance_charge": 10371.19, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542003, VIN 3C6UR5DJ8VG388113. $1,358 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $66,952, before any dealer documentation fee. Amount financed $71,136, including $4,184 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $81,508. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ8VG388113_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1036, "unit": "per_month", "display": "$1,036/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66952.0, "price_incl_doc": 66952.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1035.79, "amount_financed": 71136.5, "sales_tax": 4184.5, "total_of_payments": 87006.74, "finance_charge": 15870.24, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542003, VIN 3C6UR5DJ8VG388113. $1,036 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $66,952, before any dealer documentation fee. Amount financed $71,136, including $4,184 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $87,007. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ8VG388113_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 878, "unit": "per_month", "display": "$878/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 70840.0, "selling_price": 66952.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 878.06, "net_cap_cost": 67647.0, "residual_value": 43920.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 878.06, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1038.06}, "total_of_payments": 31608, "total_of_payments_unrounded": 31610.16}, "disclosure": "Estimated lease payment for stock #63542003, VIN 3C6UR5DJ8VG388113. $878 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,038, made up of $878 first payment, $60 title, $100 registration. MSRP $70,840. Lease selling price $66,952. Net capitalized cost $67,647. Residual value $43,921, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,608. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ8VG388113_lease", "type": "lease", "label": "Lease", "headline": {"value": 785, "unit": "per_month", "display": "$785/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 70840.0, "selling_price": 66952.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 784.77, "net_cap_cost": 64648.0, "residual_value": 43920.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 784.77, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3943.77}, "total_of_payments": 28260, "total_of_payments_unrounded": 28251.72}, "disclosure": "Estimated lease payment for stock #63542003, VIN 3C6UR5DJ8VG388113. $785 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,944, made up of $785 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $70,840. Lease selling price $66,952. Net capitalized cost $64,648. Residual value $43,921, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,260. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 375}}, {"vin": "3C6UR5FJ9VG388215", "title": "2027 RAM 2500 Laramie", "year": 2027, "make": "RAM", "model": "2500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 73756.0, "msrp": 78020.0, "sale_price": 73756.0, "currency": "USD", "mileage": null, "exterior_color": "Ceramic Gray Clearcoat", "interior_color": "Gjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63542204", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2ce8e164-4bec-479e-b96e-0676fcd27f91.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2ce8e164-4bec-479e-b96e-0676fcd27f91.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/221d8769-33d5-4192-8212-e452e746a4a3.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cabe1704-ffc2-4bbd-86b9-6014ebfd3404.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d37f56a3-660a-4082-b871-0026ac9e9447.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c0fdec91-b2fe-4233-9eca-ec11cff3ef1a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cc514995-8a57-48a6-ba95-fcc4ca62bc31.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/19ab4d40-2ad1-43e2-ba01-6706111ff2c5.png"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2027, "trim": "Laramie", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 78020.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5FJ9VG388215.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5fj9vg388215/2027-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5fj9vg388215/2027-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5FJ9VG388215.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5FJ9VG388215.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5FJ9VG388215.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5fj9vg388215/2027-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,264. This offer applies to Stock #63542204, VIN 3C6UR5FJ9VG388215. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $78,020. Advertised price: $73,756. Savings: $4,264, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$78,020"}, {"label": "Advertised price", "value": "$73,756"}, {"label": "Savings", "value": "$4,264, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,264", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:00Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 73756.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5FJ9VG388215_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1497, "unit": "per_month", "display": "$1,497/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73756.0, "price_incl_doc": 73756.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1496.52, "amount_financed": 78365.75, "sales_tax": 4609.75, "total_of_payments": 89790.91, "finance_charge": 11425.16, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542204, VIN 3C6UR5FJ9VG388215. $1,497 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $73,756, before any dealer documentation fee. Amount financed $78,366, including $4,610 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $89,791. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ9VG388215_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1141, "unit": "per_month", "display": "$1,141/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73756.0, "price_incl_doc": 73756.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1141.06, "amount_financed": 78365.75, "sales_tax": 4609.75, "total_of_payments": 95848.81, "finance_charge": 17483.06, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542204, VIN 3C6UR5FJ9VG388215. $1,141 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $73,756, before any dealer documentation fee. Amount financed $78,366, including $4,610 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $95,849. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ9VG388215_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 965, "unit": "per_month", "display": "$965/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 78020.0, "selling_price": 73756.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 965.43, "net_cap_cost": 74451.0, "residual_value": 48372.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 965.43, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1125.43}, "total_of_payments": 34740, "total_of_payments_unrounded": 34755.48}, "disclosure": "Estimated lease payment for stock #63542204, VIN 3C6UR5FJ9VG388215. $965 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,125, made up of $965 first payment, $60 title, $100 registration. MSRP $78,020. Lease selling price $73,756. Net capitalized cost $74,451. Residual value $48,372, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,740. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ9VG388215_lease", "type": "lease", "label": "Lease", "headline": {"value": 872, "unit": "per_month", "display": "$872/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 78020.0, "selling_price": 73756.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 872.14, "net_cap_cost": 71452.0, "residual_value": 48372.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 872.14, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4031.14}, "total_of_payments": 31392, "total_of_payments_unrounded": 31397.04}, "disclosure": "Estimated lease payment for stock #63542204, VIN 3C6UR5FJ9VG388215. $872 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,031, made up of $872 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $78,020. Lease selling price $73,756. Net capitalized cost $71,452. Residual value $48,372, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,392. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 382}}, {"vin": "3C6UR5DJ0VG388106", "title": "2027 RAM 2500 Big Horn", "year": 2027, "make": "RAM", "model": "2500", "trim": "Big Horn", "decoded_trim": "Big Horn", "condition": "new", "price": 66680.0, "msrp": 70545.0, "sale_price": 66680.0, "currency": "USD", "mileage": null, "exterior_color": "Ceramic Gray Clearcoat", "interior_color": "Mjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63541996", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/129dbe5b-ee15-4cbf-8c3e-1c8e0107de61.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/129dbe5b-ee15-4cbf-8c3e-1c8e0107de61.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6476ccef-47f6-4f84-9a30-ef0c964eac76.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/32ab5575-5376-4686-9afa-10c3243ef39c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/45d0d0f9-c9bc-43d3-9b03-ce3424235bc9.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f1f04a24-4bbb-4b82-b663-11d141e811b1.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e6190520-9f8a-43a4-9cf8-8437f101b174.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7a451d09-f162-4b91-8570-f14613001172.png"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2027, "trim": "Big Horn", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 70545.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5DJ0VG388106.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj0vg388106/2027-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj0vg388106/2027-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5DJ0VG388106.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ0VG388106.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ0VG388106.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj0vg388106/2027-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,865. This offer applies to Stock #63541996, VIN 3C6UR5DJ0VG388106. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $70,545. Advertised price: $66,680. Savings: $3,865, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$70,545"}, {"label": "Advertised price", "value": "$66,680"}, {"label": "Savings", "value": "$3,865, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,865", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:00Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 66680.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5DJ0VG388106_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1353, "unit": "per_month", "display": "$1,353/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66680.0, "price_incl_doc": 66680.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1352.94, "amount_financed": 70847.5, "sales_tax": 4167.5, "total_of_payments": 81176.56, "finance_charge": 10329.06, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63541996, VIN 3C6UR5DJ0VG388106. $1,353 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $66,680, before any dealer documentation fee. Amount financed $70,848, including $4,168 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $81,177. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ0VG388106_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1032, "unit": "per_month", "display": "$1,032/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66680.0, "price_incl_doc": 66680.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1031.59, "amount_financed": 70847.5, "sales_tax": 4167.5, "total_of_payments": 86653.27, "finance_charge": 15805.77, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63541996, VIN 3C6UR5DJ0VG388106. $1,032 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $66,680, before any dealer documentation fee. Amount financed $70,848, including $4,168 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $86,653. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ0VG388106_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 875, "unit": "per_month", "display": "$875/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 70545.0, "selling_price": 66680.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 874.71, "net_cap_cost": 67375.0, "residual_value": 43737.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 874.71, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1034.71}, "total_of_payments": 31500, "total_of_payments_unrounded": 31489.56}, "disclosure": "Estimated lease payment for stock #63541996, VIN 3C6UR5DJ0VG388106. $875 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,035, made up of $875 first payment, $60 title, $100 registration. MSRP $70,545. Lease selling price $66,680. Net capitalized cost $67,375. Residual value $43,738, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,500. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ0VG388106_lease", "type": "lease", "label": "Lease", "headline": {"value": 781, "unit": "per_month", "display": "$781/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 70545.0, "selling_price": 66680.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 781.42, "net_cap_cost": 64376.0, "residual_value": 43737.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 781.42, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3940.42}, "total_of_payments": 28116, "total_of_payments_unrounded": 28131.12}, "disclosure": "Estimated lease payment for stock #63541996, VIN 3C6UR5DJ0VG388106. $781 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,940, made up of $781 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $70,545. Lease selling price $66,680. Net capitalized cost $64,376. Residual value $43,738, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,116. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 362}}, {"vin": "1J4FA69S44P701310", "title": "2004 Jeep Wrangler Rubicon", "year": 2004, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon", "decoded_trim": "Rubicon", "condition": "used", "price": null, "msrp": null, "sale_price": null, "currency": "USD", "mileage": 122361, "exterior_color": "Bright Silver Metallic Clearcoat", "interior_color": "Dark Slate Gray", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 2, "seating_capacity": null, "engine": "PowerTech 4.0L I6", "engine_displacement_l": 4.0, "engine_cylinders": 6, "transmission": "4-Speed Automatic", "mpg_city": 16, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "JC492A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 1, "primary_image": "https://service.secureoffersites.com/images/GetEvoxImage?styleid=127895", "images": ["https://service.secureoffersites.com/images/GetEvoxImage?styleid=127895"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2004, "trim": "Rubicon", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "4L 6-Cylinder In-Line", "engine_displacement_l": 4.0, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 2}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1J4FA69S44P701310.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1j4fa69s44p701310/2004-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1j4fa69s44p701310/2004-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1J4FA69S44P701310.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1J4FA69S44P701310.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1J4FA69S44P701310.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1j4fa69s44p701310/2004-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": true, "issues": [], "checks": 0, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JC492A, VIN 1J4FA69S44P701310. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0"}, {"vin": "3C6UR5DJ4VG388108", "title": "2027 RAM 2500 Big Horn", "year": 2027, "make": "RAM", "model": "2500", "trim": "Big Horn", "decoded_trim": "Big Horn", "condition": "new", "price": 65539.0, "msrp": 69305.0, "sale_price": 65539.0, "currency": "USD", "mileage": null, "exterior_color": "Ceramic Gray Clearcoat", "interior_color": "Mjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63541998", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8a80ff93-244d-4297-9c62-08d9c4c1f9d7.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8a80ff93-244d-4297-9c62-08d9c4c1f9d7.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/64dba739-bba6-48a7-a01b-ef6cec61668c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c79031f0-474d-4944-ab68-4af0e5f9032a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0dab52e8-7764-4647-9c79-d74a2107b7d3.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/353f66b3-aa1c-463f-9885-15dd4c1816d0.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/38af2628-d880-4117-a328-65dbb2522719.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6ec394df-5822-4e4d-8393-4e01a1fb752a.png"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2027, "trim": "Big Horn", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 69305.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5DJ4VG388108.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj4vg388108/2027-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj4vg388108/2027-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5DJ4VG388108.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ4VG388108.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ4VG388108.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj4vg388108/2027-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,766. This offer applies to Stock #63541998, VIN 3C6UR5DJ4VG388108. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $69,305. Advertised price: $65,539. Savings: $3,766, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$69,305"}, {"label": "Advertised price", "value": "$65,539"}, {"label": "Savings", "value": "$3,766, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,766", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:00Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 65539.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5DJ4VG388108_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1330, "unit": "per_month", "display": "$1,330/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 65539.0, "price_incl_doc": 65539.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1329.79, "amount_financed": 69635.19, "sales_tax": 4096.19, "total_of_payments": 79787.5, "finance_charge": 10152.31, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63541998, VIN 3C6UR5DJ4VG388108. $1,330 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $65,539, before any dealer documentation fee. Amount financed $69,635, including $4,096 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $79,788. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ4VG388108_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1014, "unit": "per_month", "display": "$1,014/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 65539.0, "price_incl_doc": 65539.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1013.93, "amount_financed": 69635.19, "sales_tax": 4096.19, "total_of_payments": 85170.5, "finance_charge": 15535.31, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63541998, VIN 3C6UR5DJ4VG388108. $1,014 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $65,539, before any dealer documentation fee. Amount financed $69,635, including $4,096 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $85,170. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ4VG388108_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 861, "unit": "per_month", "display": "$861/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 69305.0, "selling_price": 65539.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 860.68, "net_cap_cost": 66234.0, "residual_value": 42969.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 860.68, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1020.68}, "total_of_payments": 30996, "total_of_payments_unrounded": 30984.48}, "disclosure": "Estimated lease payment for stock #63541998, VIN 3C6UR5DJ4VG388108. $861 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,021, made up of $861 first payment, $60 title, $100 registration. MSRP $69,305. Lease selling price $65,539. Net capitalized cost $66,234. Residual value $42,969, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,996. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ4VG388108_lease", "type": "lease", "label": "Lease", "headline": {"value": 767, "unit": "per_month", "display": "$767/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 69305.0, "selling_price": 65539.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 767.39, "net_cap_cost": 63235.0, "residual_value": 42969.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 767.39, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3926.39}, "total_of_payments": 27612, "total_of_payments_unrounded": 27626.04}, "disclosure": "Estimated lease payment for stock #63541998, VIN 3C6UR5DJ4VG388108. $767 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,926, made up of $767 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $69,305. Lease selling price $65,539. Net capitalized cost $63,235. Residual value $42,969, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,612. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 411}}, {"vin": "JTHBK1GG8D2041965", "title": "2013 Lexus ES 350", "year": 2013, "make": "Lexus", "model": "ES", "trim": "350", "decoded_trim": "350", "condition": "used", "price": null, "msrp": null, "sale_price": null, "currency": "USD", "mileage": 90522, "exterior_color": "Starfire Pearl", "interior_color": "Parchment", "drivetrain": "FWD", "body_style": "Sedan", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.5L V6 DOHC Dual VVT-i 24V", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "6-Speed Automatic with Sequential Shift ECT-i", "mpg_city": 21, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "JK1027", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 1, "primary_image": "https://service.secureoffersites.com/images/GetEvoxImage?styleid=353543", "images": ["https://service.secureoffersites.com/images/GetEvoxImage?styleid=353543"], "vin_decode": {"make": "Lexus", "model": "ES", "year": 2013, "trim": "350", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.5L 6-Cylinder V-Shaped", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/JTHBK1GG8D2041965.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/jthbk1gg8d2041965/2013-lexus-es-sedan", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/jthbk1gg8d2041965/2013-lexus-es-sedan", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/JTHBK1GG8D2041965.html", "json_url": "https://ai.castlecdjrnaperville.com/v/JTHBK1GG8D2041965.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/JTHBK1GG8D2041965.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/jthbk1gg8d2041965/2013-lexus-es-sedan", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": true, "issues": [], "checks": 0, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JK1027, VIN JTHBK1GG8D2041965. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0"}, {"vin": "1C6SRFLT5TN425235", "title": "2026 RAM 1500 Rebel", "year": 2026, "make": "RAM", "model": "1500", "trim": "Rebel", "decoded_trim": "Rebel", "condition": "new", "price": 67667.0, "msrp": 76340.0, "sale_price": 67667.0, "currency": "USD", "mileage": null, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Gas/Electric V-8 5.7 L/345", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "63109779", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://service.secureoffersites.com/images/GetEvoxImage?styleid=473198", "images": ["https://service.secureoffersites.com/images/GetEvoxImage?styleid=473198"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2026, "trim": "Rebel", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 76340.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFLT5TN425235.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srflt5tn425235/2026-ram-1500-crew-cab-pickup", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srflt5tn425235/2026-ram-1500-crew-cab-pickup", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFLT5TN425235.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFLT5TN425235.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFLT5TN425235.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srflt5tn425235/2026-ram-1500-crew-cab-pickup", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,673. This offer applies to Stock #63109779, VIN 1C6SRFLT5TN425235. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $76,340. Advertised price: $67,667. Savings: $8,673, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$76,340"}, {"label": "Advertised price", "value": "$67,667"}, {"label": "Savings", "value": "$8,673, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,673", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:00Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 67667.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFLT5TN425235_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1198, "unit": "per_month", "display": "$1,198/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67667.0, "price_incl_doc": 67667.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1198.27, "amount_financed": 71896.19, "sales_tax": 4229.19, "total_of_payments": 71896.19, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63109779, VIN 1C6SRFLT5TN425235. $1,198 per month for 60 months at 0% APR, $0 cash down. Advertised price $67,667, before any dealer documentation fee. Amount financed $71,896, including $4,229 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $71,896. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFLT5TN425235_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1067, "unit": "per_month", "display": "$1,067/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67667.0, "price_incl_doc": 67667.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1067.27, "amount_financed": 71896.19, "sales_tax": 4229.19, "total_of_payments": 89650.67, "finance_charge": 17754.48, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63109779, VIN 1C6SRFLT5TN425235. $1,067 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $67,667, before any dealer documentation fee. Amount financed $71,896, including $4,229 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $89,651. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 277}}, {"vin": "3C6UR5FJ5VG388213", "title": "2027 RAM 2500 Laramie", "year": 2027, "make": "RAM", "model": "2500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 74441.0, "msrp": 78765.0, "sale_price": 74441.0, "currency": "USD", "mileage": null, "exterior_color": "Ceramic Gray Clearcoat", "interior_color": "Gjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63542202", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8f87ba98-1430-4217-a5ea-269e28616d52.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8f87ba98-1430-4217-a5ea-269e28616d52.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0220ebd1-3e98-4714-9dd9-0504d8e7bc53.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b66da1f5-f158-40a3-9dda-ac8c890bc49c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5e7413b7-7c8e-45d0-9aee-91b4638fe05f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/06f4b484-d5cd-46ad-9545-3706a4d39923.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/99774b16-bbcd-43e5-b60d-be6d4eb1d238.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f50d6cb3-4317-4fea-bd82-98d05932e08e.png"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2027, "trim": "Laramie", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 78765.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5FJ5VG388213.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5fj5vg388213/2027-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5fj5vg388213/2027-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5FJ5VG388213.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5FJ5VG388213.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5FJ5VG388213.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5fj5vg388213/2027-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,324. This offer applies to Stock #63542202, VIN 3C6UR5FJ5VG388213. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $78,765. Advertised price: $74,441. Savings: $4,324, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$78,765"}, {"label": "Advertised price", "value": "$74,441"}, {"label": "Savings", "value": "$4,324, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,324", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:00Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 74441.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5FJ5VG388213_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1510, "unit": "per_month", "display": "$1,510/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74441.0, "price_incl_doc": 74441.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1510.41, "amount_financed": 79093.56, "sales_tax": 4652.56, "total_of_payments": 90624.83, "finance_charge": 11531.27, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542202, VIN 3C6UR5FJ5VG388213. $1,510 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $74,441, before any dealer documentation fee. Amount financed $79,094, including $4,653 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $90,625. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ5VG388213_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1152, "unit": "per_month", "display": "$1,152/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74441.0, "price_incl_doc": 74441.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1151.65, "amount_financed": 79093.56, "sales_tax": 4652.56, "total_of_payments": 96738.99, "finance_charge": 17645.43, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542202, VIN 3C6UR5FJ5VG388213. $1,152 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $74,441, before any dealer documentation fee. Amount financed $79,094, including $4,653 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $96,739. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ5VG388213_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 974, "unit": "per_month", "display": "$974/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 78765.0, "selling_price": 74441.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 973.84, "net_cap_cost": 75136.0, "residual_value": 48834.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 973.84, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1133.84}, "total_of_payments": 35064, "total_of_payments_unrounded": 35058.24}, "disclosure": "Estimated lease payment for stock #63542202, VIN 3C6UR5FJ5VG388213. $974 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,134, made up of $974 first payment, $60 title, $100 registration. MSRP $78,765. Lease selling price $74,441. Net capitalized cost $75,136. Residual value $48,834, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $35,064. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ5VG388213_lease", "type": "lease", "label": "Lease", "headline": {"value": 881, "unit": "per_month", "display": "$881/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 78765.0, "selling_price": 74441.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 880.55, "net_cap_cost": 72137.0, "residual_value": 48834.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 880.55, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4039.55}, "total_of_payments": 31716, "total_of_payments_unrounded": 31699.8}, "disclosure": "Estimated lease payment for stock #63542202, VIN 3C6UR5FJ5VG388213. $881 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,040, made up of $881 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $78,765. Lease selling price $74,441. Net capitalized cost $72,137. Residual value $48,834, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,716. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 493}}, {"vin": "3C6UR5FJ0VG388216", "title": "2027 RAM 2500 Laramie", "year": 2027, "make": "RAM", "model": "2500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 74713.0, "msrp": 79060.0, "sale_price": 74713.0, "currency": "USD", "mileage": null, "exterior_color": "Forged Blue Metallic", "interior_color": "Gjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63542205", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/03e374c5-09e6-4eec-be8e-4bd496f61bb4.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/03e374c5-09e6-4eec-be8e-4bd496f61bb4.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/be71f85e-1038-4b81-9d38-4e020ccd3097.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/bc1c2ef2-084c-4a33-8b77-75d93e55c4eb.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f7d8fa77-e387-4c64-a1d0-3dca55208422.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ad5776cf-3a88-4c37-b618-1974ec399d2c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c8d1497e-39fe-44af-b196-bbe22cb1eda9.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b922ea1a-cae8-4243-bc42-f3da9c5938e8.png"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2027, "trim": "Laramie", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 79060.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5FJ0VG388216.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5fj0vg388216/2027-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5fj0vg388216/2027-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5FJ0VG388216.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5FJ0VG388216.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5FJ0VG388216.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5fj0vg388216/2027-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,347. This offer applies to Stock #63542205, VIN 3C6UR5FJ0VG388216. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $79,060. Advertised price: $74,713. Savings: $4,347, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$79,060"}, {"label": "Advertised price", "value": "$74,713"}, {"label": "Savings", "value": "$4,347, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,347", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:00Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 74713.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5FJ0VG388216_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1516, "unit": "per_month", "display": "$1,516/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74713.0, "price_incl_doc": 74713.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1515.93, "amount_financed": 79382.56, "sales_tax": 4669.56, "total_of_payments": 90955.97, "finance_charge": 11573.41, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542205, VIN 3C6UR5FJ0VG388216. $1,516 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $74,713, before any dealer documentation fee. Amount financed $79,383, including $4,670 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $90,956. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ0VG388216_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1156, "unit": "per_month", "display": "$1,156/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74713.0, "price_incl_doc": 74713.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1155.86, "amount_financed": 79382.56, "sales_tax": 4669.56, "total_of_payments": 97092.46, "finance_charge": 17709.9, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542205, VIN 3C6UR5FJ0VG388216. $1,156 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $74,713, before any dealer documentation fee. Amount financed $79,383, including $4,670 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $97,092. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ0VG388216_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 977, "unit": "per_month", "display": "$977/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 79060.0, "selling_price": 74713.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 977.2, "net_cap_cost": 75408.0, "residual_value": 49017.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 977.2, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1137.2}, "total_of_payments": 35172, "total_of_payments_unrounded": 35179.2}, "disclosure": "Estimated lease payment for stock #63542205, VIN 3C6UR5FJ0VG388216. $977 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,137, made up of $977 first payment, $60 title, $100 registration. MSRP $79,060. Lease selling price $74,713. Net capitalized cost $75,408. Residual value $49,017, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $35,172. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ0VG388216_lease", "type": "lease", "label": "Lease", "headline": {"value": 884, "unit": "per_month", "display": "$884/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 79060.0, "selling_price": 74713.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 883.91, "net_cap_cost": 72409.0, "residual_value": 49017.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 883.91, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4042.91}, "total_of_payments": 31824, "total_of_payments_unrounded": 31820.76}, "disclosure": "Estimated lease payment for stock #63542205, VIN 3C6UR5FJ0VG388216. $884 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,043, made up of $884 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $79,060. Lease selling price $74,713. Net capitalized cost $72,409. Residual value $49,017, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,824. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 469}}, {"vin": "1C6SRFFP7TN418530", "title": "2026 RAM 1500 Big Horn/Lone Star", "year": 2026, "make": "RAM", "model": "1500", "trim": "Big Horn/Lone Star", "decoded_trim": "Big Horn/Lonestar", "condition": "new", "price": 54680.0, "msrp": 64950.0, "sale_price": 54680.0, "currency": "USD", "mileage": null, "exterior_color": "Tank", "interior_color": "A7x9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.0L I6", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "63136403", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f63f9723-3753-4e57-b013-b95c82b6cee8.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f63f9723-3753-4e57-b013-b95c82b6cee8.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e72ceb8c-c374-4e64-b017-975ebd2e95b9.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/398371c0-f1af-4257-8050-159cd23ff207.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ea6e4908-482b-4af1-8b3c-1bf3d44a8687.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a89e167c-e6b7-4259-9d9d-6b4c32134a19.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c52550ca-8fc3-462a-8366-8843144de6e9.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c00ccd88-d171-4f40-a4ea-5d87b5c63142.png"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2026, "trim": "Big Horn/Lonestar", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "3L 6-Cylinder In-Line", "engine_displacement_l": 3.0, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 64950.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFFP7TN418530.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srffp7tn418530/2026-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srffp7tn418530/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFFP7TN418530.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFP7TN418530.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFP7TN418530.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srffp7tn418530/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $10,270. This offer applies to Stock #63136403, VIN 1C6SRFFP7TN418530. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $64,950. Advertised price: $54,680. Savings: $10,270, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$64,950"}, {"label": "Advertised price", "value": "$54,680"}, {"label": "Savings", "value": "$10,270, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $10,270", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:00Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54680.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFFP7TN418530_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 968, "unit": "per_month", "display": "$968/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54680.0, "price_incl_doc": 54680.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 968.29, "amount_financed": 58097.5, "sales_tax": 3417.5, "total_of_payments": 58097.5, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63136403, VIN 1C6SRFFP7TN418530. $968 per month for 60 months at 0% APR, $0 cash down. Advertised price $54,680, before any dealer documentation fee. Amount financed $58,098, including $3,418 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $58,098. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFP7TN418530_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 862, "unit": "per_month", "display": "$862/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54680.0, "price_incl_doc": 54680.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 862.43, "amount_financed": 58097.5, "sales_tax": 3417.5, "total_of_payments": 72444.45, "finance_charge": 14346.95, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63136403, VIN 1C6SRFFP7TN418530. $862 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $54,680, before any dealer documentation fee. Amount financed $58,098, including $3,418 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $72,444. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 360}}, {"vin": "3C6UR5FJ4VG388235", "title": "2027 RAM 2500 Laramie", "year": 2027, "make": "RAM", "model": "2500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 71773.0, "msrp": 75865.0, "sale_price": 71773.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Gjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63542227", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c9183e7b-c7ac-4afc-8ddb-93e38e92999b.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c9183e7b-c7ac-4afc-8ddb-93e38e92999b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7ce532bb-26a8-4582-a1bc-eedae6d02617.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4d049d2f-7dff-471e-a150-49064b949861.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/aa0658fd-47ef-443d-87b2-2efd5a547597.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/136377f7-f047-4390-9fdd-9072c2a8a426.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/21a8cb9d-cc4f-46b1-b2e6-29cc9058cb45.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d3abebfb-2798-408a-a8e9-9f58e61bb9f4.png"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2027, "trim": "Laramie", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 75865.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5FJ4VG388235.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5fj4vg388235/2027-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5fj4vg388235/2027-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5FJ4VG388235.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5FJ4VG388235.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5FJ4VG388235.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5fj4vg388235/2027-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,092. This offer applies to Stock #63542227, VIN 3C6UR5FJ4VG388235. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $75,865. Advertised price: $71,773. Savings: $4,092, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$75,865"}, {"label": "Advertised price", "value": "$71,773"}, {"label": "Savings", "value": "$4,092, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,092", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:00Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 71773.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5FJ4VG388235_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1456, "unit": "per_month", "display": "$1,456/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 71773.0, "price_incl_doc": 71773.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1456.28, "amount_financed": 76258.81, "sales_tax": 4485.81, "total_of_payments": 87376.8, "finance_charge": 11117.99, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542227, VIN 3C6UR5FJ4VG388235. $1,456 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $71,773, before any dealer documentation fee. Amount financed $76,259, including $4,486 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $87,377. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ4VG388235_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1110, "unit": "per_month", "display": "$1,110/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 71773.0, "price_incl_doc": 71773.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1110.38, "amount_financed": 76258.81, "sales_tax": 4485.81, "total_of_payments": 93271.82, "finance_charge": 17013.01, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542227, VIN 3C6UR5FJ4VG388235. $1,110 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $71,773, before any dealer documentation fee. Amount financed $76,259, including $4,486 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $93,272. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ4VG388235_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 941, "unit": "per_month", "display": "$941/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 75865.0, "selling_price": 71773.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 941.05, "net_cap_cost": 72468.0, "residual_value": 47036.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 941.05, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1101.05}, "total_of_payments": 33876, "total_of_payments_unrounded": 33877.8}, "disclosure": "Estimated lease payment for stock #63542227, VIN 3C6UR5FJ4VG388235. $941 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,101, made up of $941 first payment, $60 title, $100 registration. MSRP $75,865. Lease selling price $71,773. Net capitalized cost $72,468. Residual value $47,036, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $33,876. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ4VG388235_lease", "type": "lease", "label": "Lease", "headline": {"value": 848, "unit": "per_month", "display": "$848/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 75865.0, "selling_price": 71773.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 847.76, "net_cap_cost": 69469.0, "residual_value": 47036.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 847.76, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4006.76}, "total_of_payments": 30528, "total_of_payments_unrounded": 30519.36}, "disclosure": "Estimated lease payment for stock #63542227, VIN 3C6UR5FJ4VG388235. $848 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,007, made up of $848 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $75,865. Lease selling price $71,773. Net capitalized cost $69,469. Residual value $47,036, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,528. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 476}}, {"vin": "3C6UR5FJ7VG388214", "title": "2027 RAM 2500 Laramie", "year": 2027, "make": "RAM", "model": "2500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 73756.0, "msrp": 78020.0, "sale_price": 73756.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Gjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63542203", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f7a982b4-f41d-480d-8346-6dffe520221d.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f7a982b4-f41d-480d-8346-6dffe520221d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f9434bd5-bc00-404d-a7ad-32e1e0341694.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1c170a61-42d9-48c1-8f97-23b65e9a7abb.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9094db1d-b95d-46d9-96bd-1a6be588b472.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e1e574c3-1299-4f40-8816-127e54f89421.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b04660bd-17c8-4a7c-9a59-a61a7998cbda.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/82f3714b-558b-45cd-a0b9-ec4e97bb22df.png"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2027, "trim": "Laramie", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 78020.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5FJ7VG388214.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5fj7vg388214/2027-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5fj7vg388214/2027-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5FJ7VG388214.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5FJ7VG388214.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5FJ7VG388214.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5fj7vg388214/2027-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,264. This offer applies to Stock #63542203, VIN 3C6UR5FJ7VG388214. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $78,020. Advertised price: $73,756. Savings: $4,264, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$78,020"}, {"label": "Advertised price", "value": "$73,756"}, {"label": "Savings", "value": "$4,264, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,264", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:00Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 73756.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5FJ7VG388214_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1497, "unit": "per_month", "display": "$1,497/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73756.0, "price_incl_doc": 73756.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1496.52, "amount_financed": 78365.75, "sales_tax": 4609.75, "total_of_payments": 89790.91, "finance_charge": 11425.16, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542203, VIN 3C6UR5FJ7VG388214. $1,497 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $73,756, before any dealer documentation fee. Amount financed $78,366, including $4,610 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $89,791. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ7VG388214_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1141, "unit": "per_month", "display": "$1,141/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73756.0, "price_incl_doc": 73756.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1141.06, "amount_financed": 78365.75, "sales_tax": 4609.75, "total_of_payments": 95848.81, "finance_charge": 17483.06, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542203, VIN 3C6UR5FJ7VG388214. $1,141 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $73,756, before any dealer documentation fee. Amount financed $78,366, including $4,610 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $95,849. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ7VG388214_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 965, "unit": "per_month", "display": "$965/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 78020.0, "selling_price": 73756.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 965.43, "net_cap_cost": 74451.0, "residual_value": 48372.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 965.43, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1125.43}, "total_of_payments": 34740, "total_of_payments_unrounded": 34755.48}, "disclosure": "Estimated lease payment for stock #63542203, VIN 3C6UR5FJ7VG388214. $965 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,125, made up of $965 first payment, $60 title, $100 registration. MSRP $78,020. Lease selling price $73,756. Net capitalized cost $74,451. Residual value $48,372, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,740. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ7VG388214_lease", "type": "lease", "label": "Lease", "headline": {"value": 872, "unit": "per_month", "display": "$872/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 78020.0, "selling_price": 73756.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 872.14, "net_cap_cost": 71452.0, "residual_value": 48372.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 872.14, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4031.14}, "total_of_payments": 31392, "total_of_payments_unrounded": 31397.04}, "disclosure": "Estimated lease payment for stock #63542203, VIN 3C6UR5FJ7VG388214. $872 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,031, made up of $872 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $78,020. Lease selling price $73,756. Net capitalized cost $71,452. Residual value $48,372, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,392. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 498}}, {"vin": "3C6UR5DJ6VG388112", "title": "2027 RAM 2500 Big Horn", "year": 2027, "make": "RAM", "model": "2500", "trim": "Big Horn", "decoded_trim": "Big Horn", "condition": "new", "price": 63920.0, "msrp": 67545.0, "sale_price": 63920.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Mjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63542002", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e37e425b-8b52-4edc-9d61-a2ef5bea2c97.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e37e425b-8b52-4edc-9d61-a2ef5bea2c97.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cbfa1589-e445-4648-84ad-25f649a892b4.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/201e7c6f-1a89-42a5-b073-9ac02884c3aa.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a12dc4e8-cd72-4084-8e26-907af2eca61c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8c0c85e1-aa52-490d-bcb9-86f6e5cac3a4.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f0242dfb-362a-4be8-a8be-b34c662a87fb.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/86be5753-0da7-4abc-84f2-b84c5efef6e2.png"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2027, "trim": "Big Horn", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 67545.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5DJ6VG388112.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj6vg388112/2027-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj6vg388112/2027-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5DJ6VG388112.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ6VG388112.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ6VG388112.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj6vg388112/2027-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,625. This offer applies to Stock #63542002, VIN 3C6UR5DJ6VG388112. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $67,545. Advertised price: $63,920. Savings: $3,625, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$67,545"}, {"label": "Advertised price", "value": "$63,920"}, {"label": "Savings", "value": "$3,625, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,625", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:00Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 63920.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5DJ6VG388112_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1297, "unit": "per_month", "display": "$1,297/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63920.0, "price_incl_doc": 63920.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1296.94, "amount_financed": 67915.0, "sales_tax": 3995.0, "total_of_payments": 77816.52, "finance_charge": 9901.52, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542002, VIN 3C6UR5DJ6VG388112. $1,297 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $63,920, before any dealer documentation fee. Amount financed $67,915, including $3,995 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $77,817. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ6VG388112_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 989, "unit": "per_month", "display": "$989/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63920.0, "price_incl_doc": 63920.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 988.89, "amount_financed": 67915.0, "sales_tax": 3995.0, "total_of_payments": 83066.54, "finance_charge": 15151.54, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63542002, VIN 3C6UR5DJ6VG388112. $989 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $63,920, before any dealer documentation fee. Amount financed $67,915, including $3,995 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $83,067. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ6VG388112_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 841, "unit": "per_month", "display": "$841/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67545.0, "selling_price": 63920.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 840.78, "net_cap_cost": 64615.0, "residual_value": 41877.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 840.78, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1000.78}, "total_of_payments": 30276, "total_of_payments_unrounded": 30268.08}, "disclosure": "Estimated lease payment for stock #63542002, VIN 3C6UR5DJ6VG388112. $841 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,001, made up of $841 first payment, $60 title, $100 registration. MSRP $67,545. Lease selling price $63,920. Net capitalized cost $64,615. Residual value $41,878, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,276. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ6VG388112_lease", "type": "lease", "label": "Lease", "headline": {"value": 747, "unit": "per_month", "display": "$747/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67545.0, "selling_price": 63920.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 747.49, "net_cap_cost": 61616.0, "residual_value": 41877.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 747.49, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3906.49}, "total_of_payments": 26892, "total_of_payments_unrounded": 26909.64}, "disclosure": "Estimated lease payment for stock #63542002, VIN 3C6UR5DJ6VG388112. $747 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,906, made up of $747 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $67,545. Lease selling price $63,920. Net capitalized cost $61,616. Residual value $41,878, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,892. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 498}}, {"vin": "3C6RRFFG0T4184420", "title": "2026 RAM 1500 Big Horn/Lone Star", "year": 2026, "make": "RAM", "model": "1500", "trim": "Big Horn/Lone Star", "decoded_trim": "Big Horn/Lonestar", "condition": "new", "price": 45925.0, "msrp": 60925.0, "sale_price": 45925.0, "currency": "USD", "mileage": 1000, "exterior_color": "Crystal Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "LJ5697", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 60925.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6RRFFG0T4184420.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6rrffg0t4184420/2026-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6rrffg0t4184420/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6RRFFG0T4184420.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6RRFFG0T4184420.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6RRFFG0T4184420.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6rrffg0t4184420/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $15,000. This offer applies to Stock #LJ5697, VIN 3C6RRFFG0T4184420. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $60,925. Advertised price: $45,925. Savings: $15,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$60,925"}, {"label": "Advertised price", "value": "$45,925"}, {"label": "Savings", "value": "$15,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $15,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:00Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45925.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6RRFFG0T4184420_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 813, "unit": "per_month", "display": "$813/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45925.0, "price_incl_doc": 45925.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 813.26, "amount_financed": 48795.31, "sales_tax": 2870.31, "total_of_payments": 48795.31, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5697, VIN 3C6RRFFG0T4184420. $813 per month for 60 months at 0% APR, $0 cash down. Advertised price $45,925, before any dealer documentation fee. Amount financed $48,795, including $2,870 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $48,795. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6RRFFG0T4184420_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 724, "unit": "per_month", "display": "$724/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45925.0, "price_incl_doc": 45925.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 724.35, "amount_financed": 48795.31, "sales_tax": 2870.31, "total_of_payments": 60845.12, "finance_charge": 12049.81, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5697, VIN 3C6RRFFG0T4184420. $724 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $45,925, before any dealer documentation fee. Amount financed $48,795, including $2,870 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $60,845. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 396}}, {"vin": "1G1ZD5ST9KF219452", "title": "2019 Chevrolet Malibu LT", "year": 2019, "make": "Chevrolet", "model": "Malibu", "trim": "LT", "decoded_trim": "LT (1LT)", "condition": "used", "price": 14777.0, "msrp": 14777.0, "sale_price": null, "currency": "USD", "mileage": 61427, "exterior_color": "Shadow Gray Metallic", "interior_color": null, "drivetrain": "FWD", "body_style": "Sedan", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "1.5L DOHC", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": 29, "mpg_hwy": 36, "range_miles": null, "battery_kwh": null, "stock_number": "J5221A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 11, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ccc8504e-6361-4682-8fd2-cfb51c2a46b7.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ccc8504e-6361-4682-8fd2-cfb51c2a46b7.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/88db0b97-b21c-42d5-8ca0-7452aa1935f4.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c441e8db-84e0-4db4-99c7-5578a68ed3b8.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/aaa622e5-04ad-4cd7-b2d7-8b6bab27518a.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2e950530-f561-4c1b-897d-4e796e799be5.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ce15cc68-4bde-454f-85fe-f7bb123766e8.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/068ad05b-c66c-4a95-aa50-5d73a2450785.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2869f165-02b6-4e31-968b-28844fcc61d7.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1c5d578d-2517-45c7-870d-f54d332e3743.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ff0656ef-3632-4b5d-895e-5b910ca8768b.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/90e0095f-8981-47fd-ba11-b09450494f9e.jpeg"], "vin_decode": {"make": "Chevrolet", "model": "Malibu", "year": 2019, "trim": "LT (1LT)", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "1.5L 4-Cylinder In-Line", "engine_displacement_l": 1.5, "cylinders": 4, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 14777.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1G1ZD5ST9KF219452.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1g1zd5st9kf219452/2019-chevrolet-malibu-sedan", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1g1zd5st9kf219452/2019-chevrolet-malibu-sedan", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1G1ZD5ST9KF219452.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1G1ZD5ST9KF219452.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1G1ZD5ST9KF219452.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1g1zd5st9kf219452/2019-chevrolet-malibu-sedan", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57470.0, "price_incl_doc": 57470.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1017.7, "amount_financed": 61061.88, "sales_tax": 3591.88, "total_of_payments": 61061.88, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5804, VIN 1C6SRFGT2TN377848. $1,018 per month for 60 months at 0% APR, $0 cash down. Advertised price $57,470, before any dealer documentation fee. Amount financed $61,062, including $3,592 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $61,062. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFGT2TN377848_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 906, "unit": "per_month", "display": "$906/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57470.0, "price_incl_doc": 57470.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 906.44, "amount_financed": 61061.88, "sales_tax": 3591.88, "total_of_payments": 76140.87, "finance_charge": 15078.99, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5804, VIN 1C6SRFGT2TN377848. $906 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,470, before any dealer documentation fee. Amount financed $61,062, including $3,592 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,141. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$40,490"}, {"label": "Advertised price", "value": "$34,739"}, {"label": "Savings", "value": "$5,751, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,751", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37415.0, "price_incl_doc": 37415.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 759.15, "amount_financed": 39753.44, "sales_tax": 2338.44, "total_of_payments": 45549.21, "finance_charge": 5795.77, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5330, VIN 1C4PJXAN5TW234005. $759 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $37,415, before any dealer documentation fee. Amount financed $39,753, including $2,338 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $45,549. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXAN5TW234005_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 579, "unit": "per_month", "display": "$579/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37415.0, "price_incl_doc": 37415.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 578.84, "amount_financed": 39753.44, "sales_tax": 2338.44, "total_of_payments": 48622.26, "finance_charge": 8868.82, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5330, VIN 1C4PJXAN5TW234005. $579 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $37,415, before any dealer documentation fee. Amount financed $39,753, including $2,338 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $48,622. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,910"}, {"label": "Advertised price", "value": "$48,157"}, {"label": "Savings", "value": "$3,753, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,753", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:00Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48157.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48157.0, "price_incl_doc": 48157.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 977.11, "amount_financed": 51166.81, "sales_tax": 3009.81, "total_of_payments": 58626.56, "finance_charge": 7459.75, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5861, VIN 1C4SDJCT5TC292787. $977 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $48,157, before any dealer documentation fee. Amount financed $51,167, including $3,010 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $58,627. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT5TC292787_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 848, "unit": "per_month", "display": "$848/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48157.0, "price_incl_doc": 48157.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 847.74, "amount_financed": 51166.81, "sales_tax": 3009.81, "total_of_payments": 61037.3, "finance_charge": 9870.49, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5861, VIN 1C4SDJCT5TC292787. $848 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $48,157, before any dealer documentation fee. Amount financed $51,167, including $3,010 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $61,037. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT5TC292787_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 760, "unit": "per_month", "display": "$760/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48157.0, "price_incl_doc": 48157.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 759.55, "amount_financed": 51166.81, "sales_tax": 3009.81, "total_of_payments": 63802.25, "finance_charge": 12635.44, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5861, VIN 1C4SDJCT5TC292787. $760 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,157, before any dealer documentation fee. Amount financed $51,167, including $3,010 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $63,802. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 310}}, {"vin": "1C4RJXFGXTW318081", "title": "2026 Jeep Wrangler Rubicon X", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X", "decoded_trim": "Rubicon", "condition": "new", "price": 69850.0, "msrp": 69850.0, "sale_price": 61616.0, "currency": "USD", "mileage": null, "exterior_color": "Black Clearcoat", "interior_color": "Vlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63320416", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfgxtw318081/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63320416, VIN 1C4RJXFGXTW318081. Advertised price: $69,850. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$69,850"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:00Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 69850.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFGXTW318081_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1417, "unit": "per_month", "display": "$1,417/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 69850.0, "price_incl_doc": 69850.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1417.26, "amount_financed": 74215.63, "sales_tax": 4365.63, "total_of_payments": 85035.74, "finance_charge": 10820.11, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63320416, VIN 1C4RJXFGXTW318081. $1,417 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $69,850, before any dealer documentation fee. Amount financed $74,216, including $4,366 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $85,036. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFGXTW318081_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1081, "unit": "per_month", "display": "$1,081/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 69850.0, "price_incl_doc": 69850.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1080.63, "amount_financed": 74215.63, "sales_tax": 4365.63, "total_of_payments": 90772.81, "finance_charge": 16557.18, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63320416, VIN 1C4RJXFGXTW318081. $1,081 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $69,850, before any dealer documentation fee. Amount financed $74,216, including $4,366 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:00Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 69175.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFGXVW553132_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1070, "unit": "per_month", "display": "$1,070/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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"price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $7,855. This offer applies to Stock #R5798, VIN 3C6UR5FJ0TG332497. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $75,420. Advertised price: $67,565. Savings: $7,855, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$75,420"}, {"label": "Advertised price", "value": "$67,565"}, {"label": "Savings", "value": "$7,855, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,855", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 67565.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5FJ0TG332497_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1371, "unit": "per_month", "display": "$1,371/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67565.0, "price_incl_doc": 67565.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1370.9, "amount_financed": 71787.81, "sales_tax": 4222.81, "total_of_payments": 82253.96, "finance_charge": 10466.15, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5798, VIN 3C6UR5FJ0TG332497. $1,371 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $67,565, before any dealer documentation fee. Amount financed $71,788, including $4,223 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $82,254. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ0TG332497_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1045, "unit": "per_month", "display": "$1,045/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67565.0, "price_incl_doc": 67565.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1045.28, "amount_financed": 71787.81, "sales_tax": 4222.81, "total_of_payments": 87803.36, "finance_charge": 16015.55, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5798, VIN 3C6UR5FJ0TG332497. $1,045 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $67,565, before any dealer documentation fee. Amount financed $71,788, including $4,223 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $87,803. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ0TG332497_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 818, "unit": "per_month", "display": "$818/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 75420.0, "selling_price": 67565.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 817.85, "net_cap_cost": 68260.0, "residual_value": 46760.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 817.85, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 977.85}, "total_of_payments": 29448, "total_of_payments_unrounded": 29442.6}, "disclosure": "Estimated lease payment for stock #R5798, VIN 3C6UR5FJ0TG332497. $818 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $978, made up of $818 first payment, $60 title, $100 registration. MSRP $75,420. Lease selling price $67,565. Net capitalized cost $68,260. Residual value $46,760, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,448. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ0TG332497_lease", "type": "lease", "label": "Lease", "headline": {"value": 725, "unit": "per_month", "display": "$725/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 75420.0, "selling_price": 67565.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 724.56, "net_cap_cost": 65261.0, "residual_value": 46760.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 724.56, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3883.56}, "total_of_payments": 26100, "total_of_payments_unrounded": 26084.16}, "disclosure": "Estimated lease payment for stock #R5798, VIN 3C6UR5FJ0TG332497. $725 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,884, made up of $725 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $75,420. Lease selling price $67,565. Net capitalized cost $65,261. Residual value $46,760, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,100. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 401}}, {"vin": "1C6SRFJT2TN375638", "title": "2026 RAM 1500 Laramie", "year": 2026, "make": "RAM", "model": "1500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 61507.0, "msrp": 78350.0, "sale_price": 61507.0, "currency": "USD", "mileage": 11, "exterior_color": "Serrano Green Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Gas/Electric V-8 5.7 L/345", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "R5758", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34334.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4PJMB27TT219708_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 603, "unit": "per_month", "display": "$603/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34334.0, "price_incl_doc": 34334.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 602.86, "amount_financed": 36479.88, "sales_tax": 2145.88, "total_of_payments": 43405.66, "finance_charge": 6925.78, "per_1000_financed": 16.53, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LE5643, VIN 3C4PJMB27TT219708. $603 per month for 72 months at 5.9% APR, $0 cash down. Advertised price $34,334, before any dealer documentation fee. Amount financed $36,480, including $2,146 estimated sales tax at 6.25%. That is $16.53 per $1,000 financed. Total of payments $43,406. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4PJMB27TT219708_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 514, "unit": "per_month", "display": "$514/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34334.0, "price_incl_doc": 34334.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 513.89, "amount_financed": 36479.88, "sales_tax": 2145.88, "total_of_payments": 43166.84, "finance_charge": 6686.96, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LE5643, VIN 3C4PJMB27TT219708. $514 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $34,334, before any dealer documentation fee. Amount financed $36,480, including $2,146 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $43,167. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 322}}, {"vin": "1C4PJXEG1VW553111", "title": "2027 Jeep Wrangler Sahara", "year": 2027, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 58260.0, "msrp": 58260.0, "sale_price": 58260.0, "currency": "USD", "mileage": null, "exterior_color": "Black Clearcoat", "interior_color": "Nlx9", "drivetrain": "4WD", "body_style": "SoftTop", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "V6", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63488249", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9232f634-e0bc-4469-b645-771236948a67.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9232f634-e0bc-4469-b645-771236948a67.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c57fcd09-785c-44d1-a339-35a6a0f4314a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0f0cec4e-48ef-41b6-8568-3d8d75e574ec.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8ce92bc4-3ff7-4d39-bfd2-485a3713f436.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8c8664b8-92f6-4c39-814d-9d0c92b1e380.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/351045c7-e585-4297-b27f-d376fa8f7769.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b2355cf5-922a-4009-bb29-5146106fc078.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2027, "trim": "Sahara", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58260.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXEG1VW553111.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg1vw553111/2027-jeep-wrangler-softtop", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg1vw553111/2027-jeep-wrangler-softtop", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXEG1VW553111.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG1VW553111.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG1VW553111.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg1vw553111/2027-jeep-wrangler-softtop", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63488249, VIN 1C4PJXEG1VW553111. Advertised price: $58,260. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$58,260"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58260.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG1VW553111_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1182, "unit": "per_month", "display": "$1,182/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58260.0, "price_incl_doc": 58260.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1182.1, "amount_financed": 61901.25, "sales_tax": 3641.25, "total_of_payments": 70926.01, "finance_charge": 9024.76, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488249, VIN 1C4PJXEG1VW553111. $1,182 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $58,260, before any dealer documentation fee. Amount financed $61,901, including $3,641 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,926. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG1VW553111_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 901, "unit": "per_month", "display": "$901/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58260.0, "price_incl_doc": 58260.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 901.32, "amount_financed": 61901.25, "sales_tax": 3641.25, "total_of_payments": 75711.15, "finance_charge": 13809.9, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488249, VIN 1C4PJXEG1VW553111. $901 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $58,260, before any dealer documentation fee. Amount financed $61,901, including $3,641 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $75,711. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 264}}, {"vin": "1C6SRFLT7VN554760", "title": "2027 RAM 1500 Rebel", "year": 2027, "make": "RAM", "model": "1500", "trim": "Rebel", "decoded_trim": "Rebel", "condition": "new", "price": 73803.0, "msrp": 77700.0, "sale_price": 73803.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Tlx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Not Specified", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63454487", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b9da4138-72c3-4cb7-ad47-0e0f9d3b130d.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b9da4138-72c3-4cb7-ad47-0e0f9d3b130d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4c8dcc6a-f378-424a-b29d-2476a5be26c6.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/777e1096-9473-4eca-8515-98ef8d99cc78.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/490bad6e-8dce-4df6-aa53-19537a874c4f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e21ba032-8e92-4e82-af94-52318787316b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e8caa932-4b86-4c43-9a03-746a27b314d7.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ecb8c84a-84fe-4622-8c11-595e73e6182f.png"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2027, "trim": "Rebel", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 77700.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFLT7VN554760.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srflt7vn554760/2027-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srflt7vn554760/2027-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFLT7VN554760.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFLT7VN554760.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFLT7VN554760.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srflt7vn554760/2027-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,897. This offer applies to Stock #63454487, VIN 1C6SRFLT7VN554760. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $77,700. Advertised price: $73,803. Savings: $3,897, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$77,700"}, {"label": "Advertised price", "value": "$73,803"}, {"label": "Savings", "value": "$3,897, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,897", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 73803.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFLT7VN554760_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1307, "unit": "per_month", "display": "$1,307/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73803.0, "price_incl_doc": 73803.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1306.93, "amount_financed": 78415.69, "sales_tax": 4612.69, "total_of_payments": 78415.69, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454487, VIN 1C6SRFLT7VN554760. $1,307 per month for 60 months at 0% APR, $0 cash down. Advertised price $73,803, before any dealer documentation fee. Amount financed $78,416, including $4,613 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $78,416. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFLT7VN554760_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1164, "unit": "per_month", "display": "$1,164/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73803.0, "price_incl_doc": 73803.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1164.05, "amount_financed": 78415.69, "sales_tax": 4612.69, "total_of_payments": 97780.13, "finance_charge": 19364.44, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454487, VIN 1C6SRFLT7VN554760. $1,164 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $73,803, before any dealer documentation fee. Amount financed $78,416, including $4,613 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $97,780. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 267}}, {"vin": "1C6PJTAG7TL170634", "title": "2026 Jeep Gladiator Willys", "year": 2026, "make": "Jeep", "model": "Gladiator", "trim": "Willys", "decoded_trim": "Sport", "condition": "new", "price": 42327.0, "msrp": 52165.0, "sale_price": 42327.0, "currency": "USD", "mileage": 13, "exterior_color": "Reign", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 17, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "J5438", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://ai.castlecdjrnaperville.com/v/1C6PJTAG7TL170634.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6pjtag7tl170634/2026-jeep-gladiator-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $9,838. This offer applies to Stock #J5438, VIN 1C6PJTAG7TL170634. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,165. Advertised price: $42,327. Savings: $9,838, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,165"}, {"label": "Advertised price", "value": "$42,327"}, {"label": "Savings", "value": "$9,838, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $9,838", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 42327.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6PJTAG7TL170634_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 859, "unit": "per_month", "display": "$859/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42327.0, "price_incl_doc": 42327.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 858.82, "amount_financed": 44972.44, "sales_tax": 2645.44, "total_of_payments": 51529.1, "finance_charge": 6556.66, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5438, VIN 1C6PJTAG7TL170634. $859 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $42,327, before any dealer documentation fee. Amount financed $44,972, including $2,645 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $51,529. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6PJTAG7TL170634_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 634, "unit": "per_month", "display": "$634/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42327.0, "price_incl_doc": 42327.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Gladiator Mojave 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 633.53, "amount_financed": 44972.44, "sales_tax": 2645.44, "total_of_payments": 53216.13, "finance_charge": 8243.69, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5438, VIN 1C6PJTAG7TL170634. $634 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $42,327, before any dealer documentation fee. Amount financed $44,972, including $2,645 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $53,216. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 267}}, {"vin": "1C4PJXDN1TW232571", "title": "2026 Jeep Wrangler Sport", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sport", "decoded_trim": "Sport", "condition": "new", "price": 35660.0, "msrp": 44660.0, "sale_price": 35660.0, "currency": "USD", "mileage": 4949, "exterior_color": "Blue Pearl", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "RLJ5389", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$44,660"}, {"label": "Advertised price", "value": "$35,660"}, {"label": "Savings", "value": "$9,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $9,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35660.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDN1TW232571_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 552, "unit": "per_month", "display": "$552/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52790.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52790.0, "price_incl_doc": 52790.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1071.11, "amount_financed": 56089.38, "sales_tax": 3299.38, "total_of_payments": 64266.81, "finance_charge": 8177.43, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63427980, VIN 1C6PJTAG8TL194053. $1,071 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $52,790, before any dealer documentation fee. Amount financed $56,089, including $3,299 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $64,267. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6PJTAG8TL194053_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 790, "unit": "per_month", "display": "$790/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52790.0, "price_incl_doc": 52790.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Gladiator Mojave 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 790.13, "amount_financed": 56089.38, "sales_tax": 3299.38, "total_of_payments": 66370.86, "finance_charge": 10281.48, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63427980, VIN 1C6PJTAG8TL194053. $790 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $52,790, before any dealer documentation fee. Amount financed $56,089, including $3,299 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,377"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35377.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKDG2M8197963_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 883, "unit": "per_month", "display": "$883/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35377.0, "price_incl_doc": 35377.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 882.58, "amount_financed": 37588.06, "sales_tax": 2211.06, "total_of_payments": 42364.05, "finance_charge": 4775.99, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1017, VIN 1C4RJKDG2M8197963. $883 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $35,377, before any dealer documentation fee. Amount financed $37,588, including $2,211 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $42,364. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKDG2M8197963_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 735, "unit": "per_month", "display": "$735/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35377.0, "price_incl_doc": 35377.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 735.28, "amount_financed": 37588.06, "sales_tax": 2211.06, "total_of_payments": 44116.65, "finance_charge": 6528.59, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1017, VIN 1C4RJKDG2M8197963. $735 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $35,377, before any dealer documentation fee. Amount financed $37,588, including $2,211 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $44,117. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKDG2M8197963_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 641, "unit": "per_month", "display": "$641/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35377.0, "price_incl_doc": 35377.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 640.66, "amount_financed": 37588.06, "sales_tax": 2211.06, "total_of_payments": 46127.42, "finance_charge": 8539.36, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1017, VIN 1C4RJKDG2M8197963. $641 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $35,377, before any dealer documentation fee. Amount financed $37,588, including $2,211 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $46,127. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.castlecdjrnaperville.com/viewdetails/used/1c6srfjt7pn632184/2023-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JC510, VIN 1C6SRFJT7PN632184. Advertised price: $39,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$39,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFJT7PN632184_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 997, "unit": "per_month", "display": "$997/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39977.0, "price_incl_doc": 39977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 997.35, "amount_financed": 42475.56, "sales_tax": 2498.56, "total_of_payments": 47872.56, "finance_charge": 5397.0, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC510, VIN 1C6SRFJT7PN632184. $997 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $39,977, before any dealer documentation fee. Amount financed $42,476, including $2,499 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $47,873. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJT7PN632184_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 831, "unit": "per_month", "display": "$831/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39977.0, "price_incl_doc": 39977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 830.88, "amount_financed": 42475.56, "sales_tax": 2498.56, "total_of_payments": 49853.05, "finance_charge": 7377.49, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC510, VIN 1C6SRFJT7PN632184. $831 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $39,977, before any dealer documentation fee. Amount financed $42,476, including $2,499 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $49,853. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJT7PN632184_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 724, "unit": "per_month", "display": "$724/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39977.0, "price_incl_doc": 39977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 723.96, "amount_financed": 42475.56, "sales_tax": 2498.56, "total_of_payments": 52125.28, "finance_charge": 9649.72, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC510, VIN 1C6SRFJT7PN632184. $724 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $39,977, before any dealer documentation fee. Amount financed $42,476, including $2,499 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $52,125. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 209}}, {"vin": "1C4RJHERXV8162270", "title": "2027 Jeep Grand Cherokee Summit", "year": 2027, "make": "Jeep", "model": "Grand Cherokee", "trim": "Summit", "decoded_trim": "Summit", "condition": "new", "price": 62180.0, "msrp": 62895.0, "sale_price": 62180.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Ecx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "63356746", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0869d0a1-9078-4391-919e-b919df7d71f7.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0869d0a1-9078-4391-919e-b919df7d71f7.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/58b0e231-45af-4805-8681-f89e38290564.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f05d9b33-1779-431f-9fab-820a65513341.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f1636ef6-ef9c-42ce-ae4e-869cce284807.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/571bbb2b-487a-4a89-a344-a4d9b10a3e0e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6d1431f6-9333-4f58-a888-5e42bf9f060a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9ca480df-393d-4647-9605-f040285d5ed2.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2027, "trim": "Summit", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 62895.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJHERXV8162270.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjherxv8162270/2027-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjherxv8162270/2027-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJHERXV8162270.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHERXV8162270.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHERXV8162270.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjherxv8162270/2027-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $715. This offer applies to Stock #63356746, VIN 1C4RJHERXV8162270. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $62,895. Advertised price: $62,180. Savings: $715, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$62,895"}, {"label": "Advertised price", "value": "$62,180"}, {"label": "Savings", "value": "$715, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $715", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62180.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHERXV8162270_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1061, "unit": "per_month", "display": "$1,061/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62180.0, "price_incl_doc": 62180.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1060.93, "amount_financed": 66066.25, "sales_tax": 3886.25, "total_of_payments": 76387.01, "finance_charge": 10320.76, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63356746, VIN 1C4RJHERXV8162270. $1,061 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $62,180, before any dealer documentation fee. Amount financed $66,066, including $3,886 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $76,387. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHERXV8162270_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 870, "unit": "per_month", "display": "$870/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62180.0, "price_incl_doc": 62180.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 869.98, "amount_financed": 66066.25, "sales_tax": 3886.25, "total_of_payments": 73078.22, "finance_charge": 7011.97, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63356746, VIN 1C4RJHERXV8162270. $870 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $62,180, before any dealer documentation fee. Amount financed $66,066, including $3,886 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $73,078. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$74,120"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 74120.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63RRGL4TG342923_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1504, "unit": "per_month", "display": "$1,504/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74120.0, "price_incl_doc": 74120.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1503.9, "amount_financed": 78752.5, "sales_tax": 4632.5, "total_of_payments": 90234.05, "finance_charge": 11481.55, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5844, VIN 3C63RRGL4TG342923. $1,504 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $74,120, before any dealer documentation fee. Amount financed $78,752, including $4,632 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $90,234. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRGL4TG342923_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1147, "unit": "per_month", "display": "$1,147/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74120.0, "price_incl_doc": 74120.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1146.69, "amount_financed": 78752.5, "sales_tax": 4632.5, "total_of_payments": 96321.84, "finance_charge": 17569.34, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5844, VIN 3C63RRGL4TG342923. $1,147 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $74,120, before any dealer documentation fee. Amount financed $78,752, including $4,632 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $96,322. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRGL4TG342923_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1044, "unit": "per_month", "display": "$1,044/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 74120.0, "selling_price": 74120.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1044.26, "net_cap_cost": 74815.0, "residual_value": 45954.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1044.26, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1204.26}, "total_of_payments": 37584, "total_of_payments_unrounded": 37593.36}, "disclosure": "Estimated lease payment for stock #R5844, VIN 3C63RRGL4TG342923. $1,044 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,204, made up of $1,044 first payment, $60 title, $100 registration. MSRP $74,120. Lease selling price $74,120. Net capitalized cost $74,815. Residual value $45,954, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $37,584. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRGL4TG342923_lease", "type": "lease", "label": "Lease", "headline": {"value": 951, "unit": "per_month", "display": "$951/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 74120.0, "selling_price": 74120.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 950.97, "net_cap_cost": 71816.0, "residual_value": 45954.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 950.97, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4109.97}, "total_of_payments": 34236, "total_of_payments_unrounded": 34234.92}, "disclosure": "Estimated lease payment for stock #R5844, VIN 3C63RRGL4TG342923. $951 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,110, made up of $951 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $74,120. Lease selling price $74,120. Net capitalized cost $71,816. Residual value $45,954, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,236. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 214}}, {"vin": "1C4RJKER4T8567101", "title": "2026 Jeep Grand Cherokee L Summit", "year": 2026, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Summit", "decoded_trim": "Summit", "condition": "new", "price": 64585.0, "msrp": 64585.0, "sale_price": 56711.0, "currency": "USD", "mileage": 15, "exterior_color": "Gray Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5397, VIN 1C4RJKER4T8567101. Advertised price: $64,585. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$64,585"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 64585.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKER4T8567101_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1310, "unit": "per_month", "display": "$1,310/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64585.0, "price_incl_doc": 64585.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1310.43, "amount_financed": 68621.56, "sales_tax": 4036.56, "total_of_payments": 78626.09, "finance_charge": 10004.53, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5397, VIN 1C4RJKER4T8567101. $1,310 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $64,585, before any dealer documentation fee. Amount financed $68,622, including $4,037 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $78,626. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER4T8567101_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1137, "unit": "per_month", "display": "$1,137/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64585.0, "price_incl_doc": 64585.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1136.93, "amount_financed": 68621.56, "sales_tax": 4036.56, "total_of_payments": 81859.21, "finance_charge": 13237.65, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5397, VIN 1C4RJKER4T8567101. $1,137 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $64,585, before any dealer documentation fee. Amount financed $68,622, including $4,037 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $81,859. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER4T8567101_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1019, "unit": "per_month", "display": "$1,019/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64585.0, "price_incl_doc": 64585.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1018.66, "amount_financed": 68621.56, "sales_tax": 4036.56, "total_of_payments": 85567.38, "finance_charge": 16945.82, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5397, VIN 1C4RJKER4T8567101. $1,019 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $64,585, before any dealer documentation fee. Amount financed $68,622, including $4,037 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $85,567. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER4T8567101_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 913, "unit": "per_month", "display": "$913/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 64585.0, "selling_price": 64585.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 912.71, "net_cap_cost": 65280.0, "residual_value": 40042.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 912.71, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1072.71}, "total_of_payments": 32868, "total_of_payments_unrounded": 32857.56}, "disclosure": "Estimated lease payment for stock #J5397, VIN 1C4RJKER4T8567101. $913 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,073, made up of $913 first payment, $60 title, $100 registration. MSRP $64,585. Lease selling price $64,585. Net capitalized cost $65,280. Residual value $40,043, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $32,868. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER4T8567101_lease", "type": "lease", "label": "Lease", "headline": {"value": 819, "unit": "per_month", "display": "$819/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 64585.0, "selling_price": 64585.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 819.42, "net_cap_cost": 62281.0, "residual_value": 40042.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 819.42, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3978.42}, "total_of_payments": 29484, "total_of_payments_unrounded": 29499.12}, "disclosure": "Estimated lease payment for stock #J5397, VIN 1C4RJKER4T8567101. $819 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,978, made up of $819 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $64,585. Lease selling price $64,585. Net capitalized cost $62,281. Residual value $40,043, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,484. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 209}}, {"vin": "3C6UR5DJ7VG373442", "title": "2027 RAM 2500 Big Horn", "year": 2027, "make": "RAM", "model": "2500", "trim": "Big Horn", "decoded_trim": "Big Horn", "condition": "new", "price": 67545.0, "msrp": 67545.0, "sale_price": 64298.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Mjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Not Specified", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63428108", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/eb0703a2-da60-41c2-8693-359dc8f29281.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/eb0703a2-da60-41c2-8693-359dc8f29281.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ab52e752-0fd7-4837-9c06-d8fa85830ee3.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b1464a49-7066-4aa1-8f8c-aab359f9f407.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9a8fc590-bb90-4fd3-957a-49f9225cc055.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2b40ec90-aa47-476d-83b1-82701b9ce9cb.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/046ad8d1-7198-45b3-adce-86cbeaeaf484.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2e74ed48-f890-4e87-89be-9ba96b41e87d.png"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2027, "trim": "Big Horn", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 67545.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5DJ7VG373442.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj7vg373442/2027-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj7vg373442/2027-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5DJ7VG373442.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ7VG373442.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ7VG373442.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj7vg373442/2027-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63428108, VIN 3C6UR5DJ7VG373442. Advertised price: $67,545. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$67,545"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 67545.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5DJ7VG373442_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1370, "unit": "per_month", "display": "$1,370/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67545.0, "price_incl_doc": 67545.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1370.49, "amount_financed": 71766.56, "sales_tax": 4221.56, "total_of_payments": 82229.61, "finance_charge": 10463.05, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63428108, VIN 3C6UR5DJ7VG373442. $1,370 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $67,545, before any dealer documentation fee. Amount financed $71,767, including $4,222 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $82,230. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ7VG373442_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1045, "unit": "per_month", "display": "$1,045/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67545.0, "price_incl_doc": 67545.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1044.97, "amount_financed": 71766.56, "sales_tax": 4221.56, "total_of_payments": 87777.37, "finance_charge": 16010.81, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63428108, VIN 3C6UR5DJ7VG373442. $1,045 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $67,545, before any dealer documentation fee. Amount financed $71,767, including $4,222 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $87,777. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ7VG373442_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 954, "unit": "per_month", "display": "$954/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67545.0, "selling_price": 67545.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 953.55, "net_cap_cost": 68240.0, "residual_value": 41877.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 953.55, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1113.55}, "total_of_payments": 34344, "total_of_payments_unrounded": 34327.8}, "disclosure": "Estimated lease payment for stock #63428108, VIN 3C6UR5DJ7VG373442. $954 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,114, made up of $954 first payment, $60 title, $100 registration. MSRP $67,545. Lease selling price $67,545. Net capitalized cost $68,240. Residual value $41,878, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,344. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ7VG373442_lease", "type": "lease", "label": "Lease", "headline": {"value": 860, "unit": "per_month", "display": "$860/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67545.0, "selling_price": 67545.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 860.26, "net_cap_cost": 65241.0, "residual_value": 41877.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 860.26, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4019.26}, "total_of_payments": 30960, "total_of_payments_unrounded": 30969.36}, "disclosure": "Estimated lease payment for stock #63428108, VIN 3C6UR5DJ7VG373442. $860 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,019, made up of $860 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $67,545. Lease selling price $67,545. Net capitalized cost $65,241. Residual value $41,878, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,960. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 230}}, {"vin": "1C4PJXEG4VW553118", "title": "2027 Jeep Wrangler Sahara", "year": 2027, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 57665.0, "msrp": 57665.0, "sale_price": 57665.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Nlx9", "drivetrain": "4WD", "body_style": "SoftTop", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "V6", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63488256", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6976a24d-901f-4a0d-a878-6f57147fa1a7.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6976a24d-901f-4a0d-a878-6f57147fa1a7.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6ca18774-1e6e-4f4c-8ea9-acb74996f48a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3619a5dc-ba0a-4023-aa7c-7369b23450b0.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/249dd9cf-154c-4141-9a02-d3a54da750b3.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/705552aa-5ec7-4212-80cd-87d2ee82fb3f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d3596ee4-64bb-40b2-b8bb-61d38246bfff.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/547aa882-9597-4b4b-8bc0-63f1ddba9fa7.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2027, "trim": "Sahara", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 57665.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXEG4VW553118.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg4vw553118/2027-jeep-wrangler-softtop", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg4vw553118/2027-jeep-wrangler-softtop", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXEG4VW553118.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG4VW553118.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG4VW553118.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg4vw553118/2027-jeep-wrangler-softtop", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63488256, VIN 1C4PJXEG4VW553118. Advertised price: $57,665. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$57,665"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57665.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG4VW553118_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1170, "unit": "per_month", "display": "$1,170/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57665.0, "price_incl_doc": 57665.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1170.03, "amount_financed": 61269.06, "sales_tax": 3604.06, "total_of_payments": 70201.65, "finance_charge": 8932.59, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488256, VIN 1C4PJXEG4VW553118. $1,170 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,665, before any dealer documentation fee. Amount financed $61,269, including $3,604 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,202. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG4VW553118_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 892, "unit": "per_month", "display": "$892/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57665.0, "price_incl_doc": 57665.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 892.12, "amount_financed": 61269.06, "sales_tax": 3604.06, "total_of_payments": 74937.92, "finance_charge": 13668.86, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488256, VIN 1C4PJXEG4VW553118. $892 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $57,665, before any dealer documentation fee. Amount financed $61,269, including $3,604 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $74,938. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 149}}, {"vin": "1C4RJXFG1TW320379", "title": "2026 Jeep Wrangler Rubicon X", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X", "decoded_trim": "Rubicon", "condition": "new", "price": 67785.0, "msrp": 67785.0, "sale_price": 59755.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Vlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63192012", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/72560b21-1a0c-43dd-a0fc-5a220d936dd4.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/72560b21-1a0c-43dd-a0fc-5a220d936dd4.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/af3850fb-1c29-4323-abff-1cee5fa75bac.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/49f5380d-ba7e-459e-b881-a25c629238aa.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/fad2e435-c34a-444f-8705-3025cf7739f7.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5c862cf2-4963-4d4e-9a95-5f9863026b12.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/79591166-9f4f-41a9-80e9-9dff4094be50.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/841971d8-4f97-4357-b999-3c93f5f8f087.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2026, "trim": "Rubicon", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 67785.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJXFG1TW320379.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg1tw320379/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg1tw320379/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJXFG1TW320379.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG1TW320379.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG1TW320379.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg1tw320379/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63192012, VIN 1C4RJXFG1TW320379. Advertised price: $67,785. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$67,785"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 67785.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG1TW320379_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1375, "unit": "per_month", "display": "$1,375/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67785.0, "price_incl_doc": 67785.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1375.36, "amount_financed": 72021.56, "sales_tax": 4236.56, "total_of_payments": 82521.79, "finance_charge": 10500.23, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63192012, VIN 1C4RJXFG1TW320379. $1,375 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $67,785, before any dealer documentation fee. Amount financed $72,022, including $4,237 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $82,522. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG1TW320379_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1049, "unit": "per_month", "display": "$1,049/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67785.0, "price_incl_doc": 67785.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1048.68, "amount_financed": 72021.56, "sales_tax": 4236.56, "total_of_payments": 88089.26, "finance_charge": 16067.7, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63192012, VIN 1C4RJXFG1TW320379. $1,049 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $67,785, before any dealer documentation fee. Amount financed $72,022, including $4,237 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. 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"https://ai.castlecdjrnaperville.com/v/3FTTW8J96RRB71694.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3FTTW8J96RRB71694.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/3fttw8j96rrb71694/2024-ford-maverick-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J6003A, VIN 3FTTW8J96RRB71694. Advertised price: $29,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3FTTW8J96RRB71694_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29977.0, "price_incl_doc": 29977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 747.87, "amount_financed": 31850.56, "sales_tax": 1873.56, "total_of_payments": 35897.53, "finance_charge": 4046.97, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6003A, VIN 3FTTW8J96RRB71694. $748 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,977, before any dealer documentation fee. Amount financed $31,851, including $1,874 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,898. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3FTTW8J96RRB71694_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 623, "unit": "per_month", "display": "$623/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29977.0, "price_incl_doc": 29977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 623.04, "amount_financed": 31850.56, "sales_tax": 1873.56, "total_of_payments": 37382.62, "finance_charge": 5532.06, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6003A, VIN 3FTTW8J96RRB71694. $623 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,977, before any dealer documentation fee. Amount financed $31,851, including $1,874 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,383. Offer expires 2026-07-31. Estimated for ZIP 60540. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29977.0, "price_incl_doc": 29977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 542.87, "amount_financed": 31850.56, "sales_tax": 1873.56, "total_of_payments": 39086.46, "finance_charge": 7235.9, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6003A, VIN 3FTTW8J96RRB71694. $543 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,977, before any dealer documentation fee. Amount financed $31,851, including $1,874 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,086. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$107,650"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 107650.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63R5TL1TG336267_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 2184, "unit": "per_month", "display": "$2,184/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 107650.0, "price_incl_doc": 107650.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2184.23, "amount_financed": 114378.13, "sales_tax": 6728.13, "total_of_payments": 131053.64, "finance_charge": 16675.51, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5899, VIN 3C63R5TL1TG336267. $2,184 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $107,650, before any dealer documentation fee. Amount financed $114,378, including $6,728 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $131,054. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5TL1TG336267_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1665, "unit": "per_month", "display": "$1,665/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 107650.0, "price_incl_doc": 107650.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1665.42, "amount_financed": 114378.13, "sales_tax": 6728.13, "total_of_payments": 139895.39, "finance_charge": 25517.26, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5899, VIN 3C63R5TL1TG336267. $1,665 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $107,650, before any dealer documentation fee. Amount financed $114,378, including $6,728 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $139,895. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5TL1TG336267_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1507, "unit": "per_month", "display": "$1,507/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 107650.0, "selling_price": 107650.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1506.88, "net_cap_cost": 108345.0, "residual_value": 66743.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1506.88, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1666.88}, "total_of_payments": 54252, "total_of_payments_unrounded": 54247.68}, "disclosure": "Estimated lease payment for stock #J5899, VIN 3C63R5TL1TG336267. $1,507 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,667, made up of $1,507 first payment, $60 title, $100 registration. MSRP $107,650. Lease selling price $107,650. Net capitalized cost $108,345. Residual value $66,743, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $54,252. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5TL1TG336267_lease", "type": "lease", "label": "Lease", "headline": {"value": 1414, "unit": "per_month", "display": "$1,414/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 107650.0, "selling_price": 107650.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1413.59, "net_cap_cost": 105346.0, "residual_value": 66743.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1413.59, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4572.59}, "total_of_payments": 50904, "total_of_payments_unrounded": 50889.24}, "disclosure": "Estimated lease payment for stock #J5899, VIN 3C63R5TL1TG336267. $1,414 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,573, made up of $1,414 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $107,650. Lease selling price $107,650. Net capitalized cost $105,346. Residual value $66,743, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $50,904. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 358}}, {"vin": "1C4RJHBR9V8150552", "title": "2027 Jeep Grand Cherokee Limited", "year": 2027, "make": "Jeep", "model": "Grand Cherokee", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 51392.0, "msrp": 52145.0, "sale_price": 51392.0, "currency": "USD", "mileage": null, "exterior_color": "High Gloss Black", "interior_color": "B6x7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "63356713", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/094ef67c-dc57-4084-b963-e33ecd31d28a.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/094ef67c-dc57-4084-b963-e33ecd31d28a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3046662d-aec6-46a4-bdc8-3d26dc9e12f5.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e52fe27f-b594-44f6-b47a-7b298f97409c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6a4f0616-6e5c-4fbd-9734-6347e786b47f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/aebdc91c-c1b4-4be3-9710-214c3375fee7.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6ddb10e3-7a3f-45a1-b75a-f11fc5fa6c84.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0972917e-8068-4eb8-8ece-e3ed1e5e266a.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52145.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJHBR9V8150552.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr9v8150552/2027-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr9v8150552/2027-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJHBR9V8150552.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBR9V8150552.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBR9V8150552.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr9v8150552/2027-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $753. This offer applies to Stock #63356713, VIN 1C4RJHBR9V8150552. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,145. Advertised price: $51,392. Savings: $753, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,145"}, {"label": "Advertised price", "value": "$51,392"}, {"label": "Savings", "value": "$753, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $753", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51392.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR9V8150552_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 877, "unit": "per_month", "display": "$877/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51392.0, "price_incl_doc": 51392.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 876.86, "amount_financed": 54604.0, "sales_tax": 3212.0, "total_of_payments": 63134.15, "finance_charge": 8530.15, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63356713, VIN 1C4RJHBR9V8150552. $877 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $51,392, before any dealer documentation fee. Amount financed $54,604, including $3,212 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $63,134. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR9V8150552_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 719, "unit": "per_month", "display": "$719/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51392.0, "price_incl_doc": 51392.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 719.04, "amount_financed": 54604.0, "sales_tax": 3212.0, "total_of_payments": 60399.42, "finance_charge": 5795.42, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63356713, VIN 1C4RJHBR9V8150552. $719 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $51,392, before any dealer documentation fee. Amount financed $54,604, including $3,212 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $60,399. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 278}}, {"vin": "1C4RJHBR6TC236606", "title": "2026 Jeep Grand Cherokee Limited", "year": 2026, "make": "Jeep", "model": "Grand Cherokee", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 40749.0, "msrp": 51000.0, "sale_price": 40749.0, "currency": "USD", "mileage": 13, "exterior_color": "Baltic Gray Metallic Clearcoat", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "LE5638", "stock_status": "Available", 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$109,195"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 109195.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SJVEPXVS550357_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1863, "unit": "per_month", "display": "$1,863/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 109195.0, "price_incl_doc": 109195.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Wagoneer 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1863.11, "amount_financed": 116019.69, "sales_tax": 6824.69, "total_of_payments": 134144.09, "finance_charge": 18124.4, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RFJ57724, VIN 1C4SJVEPXVS550357. $1,863 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $109,195, before any dealer documentation fee. Amount financed $116,020, including $6,825 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $134,144. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 1, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 300}}, {"vin": "1C4RJKAR4V8152692", "title": "2027 Jeep Grand Cherokee L Laredo", "year": 2027, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Laredo", "decoded_trim": "Base/Laredo", "condition": "new", "price": 51029.0, "msrp": 52050.0, "sale_price": 51029.0, "currency": "USD", "mileage": null, "exterior_color": "High Gloss Black", "interior_color": "Dzx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L Turbocharged", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": null, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "63377309", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9eceea2d-e244-4180-8798-4d2f4b28ab59.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9eceea2d-e244-4180-8798-4d2f4b28ab59.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/01e06ba2-f9d1-43a5-8d74-f491f656e86b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3e1e57d0-7975-48a7-8b44-f556fa8985b8.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f6c35367-89dc-46c9-b82e-8f921002a1b7.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3e3837b3-19ab-48a9-8351-d2ba53ad97b0.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b25c12a8-6214-47b2-9843-9608f72a1132.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f5736935-ecb3-472e-841d-7c3b5df72d6d.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee L", "year": 2027, "trim": "Base/Laredo", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52050.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKAR4V8152692.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkar4v8152692/2027-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkar4v8152692/2027-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKAR4V8152692.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKAR4V8152692.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKAR4V8152692.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkar4v8152692/2027-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,021. This offer applies to Stock #63377309, VIN 1C4RJKAR4V8152692. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,050. Advertised price: $51,029. Savings: $1,021, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,050"}, {"label": "Advertised price", "value": "$51,029"}, {"label": "Savings", "value": "$1,021, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,021", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51029.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKAR4V8152692_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1035, "unit": "per_month", "display": "$1,035/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51029.0, "price_incl_doc": 51029.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1035.38, "amount_financed": 54218.31, "sales_tax": 3189.31, "total_of_payments": 62122.95, "finance_charge": 7904.64, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377309, VIN 1C4RJKAR4V8152692. $1,035 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $51,029, before any dealer documentation fee. Amount financed $54,218, including $3,189 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $62,123. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKAR4V8152692_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 898, "unit": "per_month", "display": "$898/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51029.0, "price_incl_doc": 51029.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 898.3, "amount_financed": 54218.31, "sales_tax": 3189.31, "total_of_payments": 64677.46, "finance_charge": 10459.15, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377309, VIN 1C4RJKAR4V8152692. $898 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $51,029, before any dealer documentation fee. Amount financed $54,218, including $3,189 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $64,677. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKAR4V8152692_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 805, "unit": "per_month", "display": "$805/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51029.0, "price_incl_doc": 51029.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 804.85, "amount_financed": 54218.31, "sales_tax": 3189.31, "total_of_payments": 67607.31, "finance_charge": 13389.0, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377309, VIN 1C4RJKAR4V8152692. $805 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $51,029, before any dealer documentation fee. Amount financed $54,218, including $3,189 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $67,607. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKAR4V8152692_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 708, "unit": "per_month", "display": "$708/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52050.0, "selling_price": 51029.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 708.0, "net_cap_cost": 51724.0, "residual_value": 32271.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 708, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 868}, "total_of_payments": 25488, "total_of_payments_unrounded": 25488.0}, "disclosure": "Estimated lease payment for stock #63377309, VIN 1C4RJKAR4V8152692. $708 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $868, made up of $708 first payment, $60 title, $100 registration. MSRP $52,050. Lease selling price $51,029. Net capitalized cost $51,724. Residual value $32,271, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,488. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKAR4V8152692_lease", "type": "lease", "label": "Lease", "headline": {"value": 615, "unit": "per_month", "display": "$615/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52050.0, "selling_price": 51029.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 614.71, "net_cap_cost": 48725.0, "residual_value": 32271.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 614.71, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3773.71}, "total_of_payments": 22140, "total_of_payments_unrounded": 22129.56}, "disclosure": "Estimated lease payment for stock #63377309, VIN 1C4RJKAR4V8152692. $615 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,774, made up of $615 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $52,050. Lease selling price $51,029. Net capitalized cost $48,725. Residual value $32,271, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,140. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$58,260"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58260.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG3VW553112_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1182, "unit": "per_month", "display": "$1,182/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58260.0, "price_incl_doc": 58260.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1182.1, "amount_financed": 61901.25, "sales_tax": 3641.25, "total_of_payments": 70926.01, "finance_charge": 9024.76, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488250, VIN 1C4PJXEG3VW553112. $1,182 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $58,260, before any dealer documentation fee. Amount financed $61,901, including $3,641 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,926. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG3VW553112_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 901, "unit": "per_month", "display": "$901/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58260.0, "price_incl_doc": 58260.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 901.32, "amount_financed": 61901.25, "sales_tax": 3641.25, "total_of_payments": 75711.15, "finance_charge": 13809.9, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488250, VIN 1C4PJXEG3VW553112. $901 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $58,260, before any dealer documentation fee. Amount financed $61,901, including $3,641 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $75,711. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$89,895"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 89895.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP0TN416041_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1592, "unit": "per_month", "display": "$1,592/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 89895.0, "price_incl_doc": 89895.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1591.89, "amount_financed": 95513.44, "sales_tax": 5618.44, "total_of_payments": 95513.44, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63252610, VIN 1C6SRFUP0TN416041. $1,592 per month for 60 months at 0% APR, $0 cash down. Advertised price $89,895, before any dealer documentation fee. Amount financed $95,513, including $5,618 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $95,513. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP0TN416041_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1418, "unit": "per_month", "display": "$1,418/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 89895.0, "price_incl_doc": 89895.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1417.86, "amount_financed": 95513.44, "sales_tax": 5618.44, "total_of_payments": 119100.11, "finance_charge": 23586.67, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63252610, VIN 1C6SRFUP0TN416041. $1,418 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $89,895, before any dealer documentation fee. Amount financed $95,513, including $5,618 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $119,100. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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"https://ai.castlecdjrnaperville.com/v/1C6SRFFT6LN383783.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFT6LN383783.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c6srfft6ln383783/2020-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5789A, VIN 1C6SRFFT6LN383783. Advertised price: $23,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFFT6LN383783_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 598, "unit": "per_month", "display": "$598/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23977.0, "price_incl_doc": 23977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 598.18, "amount_financed": 25475.56, "sales_tax": 1498.56, "total_of_payments": 28712.52, "finance_charge": 3236.96, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5789A, VIN 1C6SRFFT6LN383783. $598 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,977, before any dealer documentation fee. Amount financed $25,476, including $1,499 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,713. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT6LN383783_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 498, "unit": "per_month", "display": "$498/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23977.0, "price_incl_doc": 23977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 498.34, "amount_financed": 25475.56, "sales_tax": 1498.56, "total_of_payments": 29900.36, "finance_charge": 4424.8, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5789A, VIN 1C6SRFFT6LN383783. $498 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,977, before any dealer documentation fee. Amount financed $25,476, including $1,499 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,900. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT6LN383783_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 434, "unit": "per_month", "display": "$434/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23977.0, "price_incl_doc": 23977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 434.21, "amount_financed": 25475.56, "sales_tax": 1498.56, "total_of_payments": 31263.17, "finance_charge": 5787.61, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5789A, VIN 1C6SRFFT6LN383783. $434 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,977, before any dealer documentation fee. Amount financed $25,476, including $1,499 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,263. Offer expires 2026-07-31. Estimated for ZIP 60540. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24677.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_ZASPAKBN5N7D46230_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 616, "unit": "per_month", "display": "$616/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24677.0, "price_incl_doc": 24677.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 615.64, "amount_financed": 26219.31, "sales_tax": 1542.31, "total_of_payments": 29550.77, "finance_charge": 3331.46, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC482, VIN ZASPAKBN5N7D46230. $616 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,677, before any dealer documentation fee. Amount financed $26,219, including $1,542 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,551. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_ZASPAKBN5N7D46230_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 513, "unit": "per_month", "display": "$513/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24677.0, "price_incl_doc": 24677.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 512.89, "amount_financed": 26219.31, "sales_tax": 1542.31, "total_of_payments": 30773.29, "finance_charge": 4553.98, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC482, VIN ZASPAKBN5N7D46230. $513 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,677, before any dealer documentation fee. Amount financed $26,219, including $1,542 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,773. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_ZASPAKBN5N7D46230_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 447, "unit": "per_month", "display": "$447/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 259}}, {"vin": "5UXTS3C58K0Z08259", "title": "2019 BMW X3 M40i", "year": 2019, "make": "BMW", "model": "X3", "trim": "M40i", "decoded_trim": "M40i", "condition": "used", "price": 36577.0, "msrp": 36577.0, "sale_price": null, "currency": "USD", "mileage": 19412, "exterior_color": "Glacier Silver Metallic", "interior_color": "Oyster W/Contrast", "drivetrain": "AWD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I6", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "J5678A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 11, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7206fbd5-36bf-4520-9631-76914b74416e.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7206fbd5-36bf-4520-9631-76914b74416e.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b25e7817-7289-4d57-97e1-45cebb4ce997.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/087be219-11d8-404e-b7a0-6b056ad85d28.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9e0445e1-5d1e-416b-9a59-196e35153c63.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d71ebcb0-9364-4aa2-b58e-d4be41bbae6f.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8c421292-4454-41d4-961b-a8b2ca338e0b.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/86a207a1-5885-4675-acfc-e2f11a043a01.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/12389cf1-3acf-45ff-83ab-5e6ee8bccb24.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9a87a476-c172-49ee-ae9a-b9507dc9874a.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2b5ee709-5624-4e8e-b545-dbdde41c9b02.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/680e481b-0176-4976-b6d8-1342687cbda2.jpeg"], "vin_decode": {"make": "BMW", "model": "X3", "year": 2019, "trim": "M40i", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3L 6-Cylinder", "engine_displacement_l": 3.0, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 36577.0, "monroney_url": null, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/5uxts3c58k0z08259/2019-bmw-x3-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/5uxts3c58k0z08259/2019-bmw-x3-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/5UXTS3C58K0Z08259.html", "json_url": "https://ai.castlecdjrnaperville.com/v/5UXTS3C58K0Z08259.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/5UXTS3C58K0Z08259.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/5uxts3c58k0z08259/2019-bmw-x3-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$36,577"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36577.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5UXTS3C58K0Z08259_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 913, "unit": "per_month", "display": "$913/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36577.0, "price_incl_doc": 36577.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 912.52, "amount_financed": 38863.06, "sales_tax": 2286.06, "total_of_payments": 43801.05, "finance_charge": 4937.99, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5678A, VIN 5UXTS3C58K0Z08259. $913 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $36,577, before any dealer documentation fee. Amount financed $38,863, including $2,286 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $43,801. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5UXTS3C58K0Z08259_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 760, "unit": "per_month", "display": "$760/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36577.0, "price_incl_doc": 36577.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 760.22, "amount_financed": 38863.06, "sales_tax": 2286.06, "total_of_payments": 45613.1, "finance_charge": 6750.04, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5678A, VIN 5UXTS3C58K0Z08259. $760 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $36,577, before any dealer documentation fee. Amount financed $38,863, including $2,286 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $45,613. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5UXTS3C58K0Z08259_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 662, "unit": "per_month", "display": "$662/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36577.0, "price_incl_doc": 36577.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 662.39, "amount_financed": 38863.06, "sales_tax": 2286.06, "total_of_payments": 47692.08, "finance_charge": 8829.02, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5678A, VIN 5UXTS3C58K0Z08259. $662 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $36,577, before any dealer documentation fee. Amount financed $38,863, including $2,286 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $47,692. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 261}}, {"vin": "1C4RJXFG1VW553133", "title": "2027 Jeep Wrangler Rubicon X", "year": 2027, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X", "decoded_trim": "Rubicon", "condition": "new", "price": 69175.0, "msrp": 69175.0, "sale_price": 68975.0, "currency": "USD", "mileage": null, "exterior_color": "Gobi Clearcoat", "interior_color": "Vlx9", "drivetrain": "4WD", "body_style": "SoftTop", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "V6", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63488284", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4846ab63-ae15-4e46-9071-2bcd4b85cf57.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4846ab63-ae15-4e46-9071-2bcd4b85cf57.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e3bb0f82-16de-4687-8824-d70fc252261a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e82b8318-8b19-4f61-a1ea-b61f644cf164.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cbee0947-718d-4cca-b369-c5b9c59789a1.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6423fa44-3dff-4206-910c-f8ab5bc8a063.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/995e62e3-a22e-48ac-82ea-e973fec6d825.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8d905993-61ba-4f09-80ca-40025b953bc1.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2027, "trim": "Rubicon", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 69175.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJXFG1VW553133.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg1vw553133/2027-jeep-wrangler-softtop", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg1vw553133/2027-jeep-wrangler-softtop", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJXFG1VW553133.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG1VW553133.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG1VW553133.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg1vw553133/2027-jeep-wrangler-softtop", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63488284, VIN 1C4RJXFG1VW553133. Advertised price: $69,175. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$69,175"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:01Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 69175.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG1VW553133_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1404, "unit": "per_month", "display": "$1,404/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 69175.0, "price_incl_doc": 69175.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1403.57, "amount_financed": 73498.44, "sales_tax": 4323.44, "total_of_payments": 84213.98, "finance_charge": 10715.54, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488284, VIN 1C4RJXFG1VW553133. $1,404 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $69,175, before any dealer documentation fee. Amount financed $73,498, including $4,323 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $84,214. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG1VW553133_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1070, "unit": "per_month", "display": "$1,070/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 69175.0, "price_incl_doc": 69175.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1070.19, "amount_financed": 73498.44, "sales_tax": 4323.44, "total_of_payments": 89895.62, "finance_charge": 16397.18, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488284, VIN 1C4RJXFG1VW553133. $1,070 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $69,175, before any dealer documentation fee. Amount financed $73,498, including $4,323 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $89,896. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 289}}, {"vin": "1C6SRFU92VN550795", "title": "2027 RAM 1500 RHO", "year": 2027, "make": "RAM", "model": "1500", "trim": "RHO", "decoded_trim": "RHO/TRX", "condition": "new", "price": 104385.0, "msrp": 104385.0, "sale_price": 104385.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Xlx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.0L I6", "engine_displacement_l": 6.2, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 14, "mpg_hwy": 16, "range_miles": null, "battery_kwh": null, "stock_number": "RFJ54999", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b389dd29-4640-4383-a2ec-ce870ff5c5a2.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b389dd29-4640-4383-a2ec-ce870ff5c5a2.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5bdabe5b-8d46-46c8-a1b4-642371a69f9c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3c3189fd-924c-4589-a8d2-fb8f0802d24b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/51f626d7-e4ad-4d3b-9c50-50e4a81046e8.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7cdaf334-be47-4a52-8717-3e40899f835b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d67363c5-e38f-415e-ac51-1431774fcb1a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/caae98a2-2b74-4826-82e3-2b0ac78fdc3f.png"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2027, "trim": "RHO/TRX", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.2L 8-Cylinder V-Shaped", "engine_displacement_l": 6.2, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 104385.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFU92VN550795.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfu92vn550795/2027-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfu92vn550795/2027-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFU92VN550795.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFU92VN550795.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFU92VN550795.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfu92vn550795/2027-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #RFJ54999, VIN 1C6SRFU92VN550795. Advertised price: $104,385. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$104,385"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:02Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 104385.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFU92VN550795_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1848, "unit": "per_month", "display": "$1,848/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 104385.0, "price_incl_doc": 104385.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1848.48, "amount_financed": 110909.06, "sales_tax": 6524.06, "total_of_payments": 110909.06, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RFJ54999, VIN 1C6SRFU92VN550795. $1,848 per month for 60 months at 0% APR, $0 cash down. Advertised price $104,385, before any dealer documentation fee. Amount financed $110,909, including $6,524 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $110,909. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFU92VN550795_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1646, "unit": "per_month", "display": "$1,646/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 104385.0, "price_incl_doc": 104385.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1646.4, "amount_financed": 110909.06, "sales_tax": 6524.06, "total_of_payments": 138297.61, "finance_charge": 27388.55, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RFJ54999, VIN 1C6SRFU92VN550795. $1,646 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $104,385, before any dealer documentation fee. Amount financed $110,909, including $6,524 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $138,298. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 303}}, {"vin": "3C6LRVDG9PE563712", "title": "2023 RAM ProMaster 2500 High Roof", "year": 2023, "make": "RAM", "model": "ProMaster 2500", "trim": "High Roof", "decoded_trim": "High Roof", "condition": "used", "price": 29577.0, "msrp": 29577.0, "sale_price": 30377.0, "currency": "USD", "mileage": 42020, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cargo Van", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 3, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed 948TE Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "JC527", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 11, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2400ba7e-1ebf-4752-9c28-2de3bd1e1304.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2400ba7e-1ebf-4752-9c28-2de3bd1e1304.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/098debaf-49c9-44e5-8f2c-76940b832d7f.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/eeebd3b1-1c96-4dbc-a8c7-83c02e8cda8d.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/732ec002-caf6-459c-92a2-88138b8cc84d.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ee2a7229-6ba8-4eea-8244-19e714a73e1e.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ae58b877-c480-4992-94a8-87e778eae380.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d76e076a-6f83-467c-899b-ceae990bb246.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/674c44a0-8fb5-401b-855f-a0368d0c0f30.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/edfee8e6-ac0e-492e-a917-e5c862cf7a1a.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e21bd075-1464-4068-a795-dfab1607a7c0.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ed153396-0954-426b-9cb2-6750f65c3128.jpeg"], "vin_decode": {"make": "Ram", "model": "ProMaster 2500", "year": 2023, "trim": "High Roof", "body_style": "Cargo Van", "vehicle_type": "TRUCK", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "FWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 29577.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6LRVDG9PE563712.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/3c6lrvdg9pe563712/2023-ram-promaster-2500-cargo-van", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/3c6lrvdg9pe563712/2023-ram-promaster-2500-cargo-van", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6LRVDG9PE563712.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6LRVDG9PE563712.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6LRVDG9PE563712.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/3c6lrvdg9pe563712/2023-ram-promaster-2500-cargo-van", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JC527, VIN 3C6LRVDG9PE563712. Advertised price: $29,577. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,577"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:02Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29577.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6LRVDG9PE563712_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 738, "unit": "per_month", "display": "$738/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29577.0, "price_incl_doc": 29577.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 737.89, "amount_financed": 31425.56, "sales_tax": 1848.56, "total_of_payments": 35418.53, "finance_charge": 3992.97, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC527, VIN 3C6LRVDG9PE563712. $738 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,577, before any dealer documentation fee. Amount financed $31,426, including $1,849 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,419. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG9PE563712_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 615, "unit": "per_month", "display": "$615/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29577.0, "price_incl_doc": 29577.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 614.73, "amount_financed": 31425.56, "sales_tax": 1848.56, "total_of_payments": 36883.8, "finance_charge": 5458.24, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC527, VIN 3C6LRVDG9PE563712. $615 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,577, before any dealer documentation fee. Amount financed $31,426, including $1,849 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $36,884. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG9PE563712_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 536, "unit": "per_month", "display": "$536/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29577.0, "price_incl_doc": 29577.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 535.62, "amount_financed": 31425.56, "sales_tax": 1848.56, "total_of_payments": 38564.91, "finance_charge": 7139.35, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC527, VIN 3C6LRVDG9PE563712. $536 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,577, before any dealer documentation fee. Amount financed $31,426, including $1,849 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $38,565. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 304}}, {"vin": "1C4RJKBR1V8152681", "title": "2027 Jeep Grand Cherokee L Limited", "year": 2027, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 53352.0, "msrp": 54145.0, "sale_price": 53352.0, "currency": "USD", "mileage": null, "exterior_color": "Copper Shino Metallic Clearcoat", "interior_color": "B6x7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 20, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "63377294", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/528b8dd7-b7cf-4e8e-b73e-bef25e55c482.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/528b8dd7-b7cf-4e8e-b73e-bef25e55c482.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f23a7bab-8f3a-492d-9178-c4dedcfd7a07.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/417b563f-dd5a-4b5e-bf4f-aeb037319538.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/82b6d6a3-c513-4575-a957-9b7c19ced64b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2d0f51c8-1c8b-4a07-9612-86ad0a68d48d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e3fdba4b-0c8d-4594-9b17-bceab1908908.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5ca7cd8b-b583-46bf-86bf-862c20e30e65.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee L", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 54145.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKBR1V8152681.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr1v8152681/2027-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr1v8152681/2027-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKBR1V8152681.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR1V8152681.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR1V8152681.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr1v8152681/2027-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $793. This offer applies to Stock #63377294, VIN 1C4RJKBR1V8152681. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,145. Advertised price: $53,352. Savings: $793, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,145"}, {"label": "Advertised price", "value": "$53,352"}, {"label": "Savings", "value": "$793, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $793", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:02Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53352.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBR1V8152681_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1083, "unit": "per_month", "display": "$1,083/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53352.0, "price_incl_doc": 53352.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1082.52, "amount_financed": 56686.5, "sales_tax": 3334.5, "total_of_payments": 64950.98, "finance_charge": 8264.48, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377294, VIN 1C4RJKBR1V8152681. $1,083 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,352, before any dealer documentation fee. Amount financed $56,686, including $3,334 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $64,951. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR1V8152681_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 939, "unit": "per_month", "display": "$939/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53352.0, "price_incl_doc": 53352.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 939.19, "amount_financed": 56686.5, "sales_tax": 3334.5, "total_of_payments": 67621.78, "finance_charge": 10935.28, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377294, VIN 1C4RJKBR1V8152681. $939 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,352, before any dealer documentation fee. Amount financed $56,686, including $3,334 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $67,622. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR1V8152681_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 841, "unit": "per_month", "display": "$841/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53352.0, "price_incl_doc": 53352.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 841.49, "amount_financed": 56686.5, "sales_tax": 3334.5, "total_of_payments": 70685.01, "finance_charge": 13998.51, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377294, VIN 1C4RJKBR1V8152681. $841 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,352, before any dealer documentation fee. Amount financed $56,686, including $3,334 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $70,685. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR1V8152681_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 744, "unit": "per_month", "display": "$744/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54145.0, "selling_price": 53352.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 744.0, "net_cap_cost": 54047.0, "residual_value": 33569.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 744, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 904}, "total_of_payments": 26784, "total_of_payments_unrounded": 26784.0}, "disclosure": "Estimated lease payment for stock #63377294, VIN 1C4RJKBR1V8152681. $744 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $904, made up of $744 first payment, $60 title, $100 registration. MSRP $54,145. Lease selling price $53,352. Net capitalized cost $54,047. Residual value $33,570, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,784. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR1V8152681_lease", "type": "lease", "label": "Lease", "headline": {"value": 651, "unit": "per_month", "display": "$651/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54145.0, "selling_price": 53352.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 650.71, "net_cap_cost": 51048.0, "residual_value": 33569.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 650.71, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3809.71}, "total_of_payments": 23436, "total_of_payments_unrounded": 23425.56}, "disclosure": "Estimated lease payment for stock #63377294, VIN 1C4RJKBR1V8152681. $651 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,810, made up of $651 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $54,145. Lease selling price $53,352. Net capitalized cost $51,048. Residual value $33,570, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,436. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 420}}, {"vin": "3C4PJMB20TT227097", "title": "2026 Jeep Cherokee Laredo", "year": 2026, "make": "Jeep", "model": "Cherokee", "trim": "Laredo", "decoded_trim": "Laredo, Limited", "condition": "new", "price": 34334.0, "msrp": 41085.0, "sale_price": 34334.0, "currency": "USD", "mileage": 13, "exterior_color": "Diamond Black Crystal Pearlcoat", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "1-Speed CVT", "mpg_city": 39, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "LE5652", "stock_status": "Available", "availability": "In Stock", 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 78080.0, "price_incl_doc": 78080.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1382.67, "amount_financed": 82960.0, "sales_tax": 4880.0, "total_of_payments": 82960.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63385521, VIN 1C6SRFUP3TN436610. $1,383 per month for 60 months at 0% APR, $0 cash down. Advertised price $78,080, before any dealer documentation fee. Amount financed $82,960, including $4,880 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $82,960. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP3TN436610_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1232, "unit": "per_month", "display": "$1,232/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 78080.0, "price_incl_doc": 78080.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1231.51, "amount_financed": 82960.0, "sales_tax": 4880.0, "total_of_payments": 103446.64, "finance_charge": 20486.64, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63385521, VIN 1C6SRFUP3TN436610. $1,232 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $78,080, before any dealer documentation fee. Amount financed $82,960, including $4,880 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $103,447. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:02Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53265.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT2TC312400_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1081, "unit": "per_month", "display": "$1,081/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53265.0, "price_incl_doc": 53265.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1080.75, "amount_financed": 56594.06, "sales_tax": 3329.06, "total_of_payments": 64845.07, "finance_charge": 8251.01, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5971, VIN 1C4SDJCT2TC312400. $1,081 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,265, before any dealer documentation fee. Amount financed $56,594, including $3,329 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $64,845. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT2TC312400_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 938, "unit": "per_month", "display": "$938/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53265.0, "price_incl_doc": 53265.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 937.66, "amount_financed": 56594.06, "sales_tax": 3329.06, "total_of_payments": 67511.51, "finance_charge": 10917.45, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5971, VIN 1C4SDJCT2TC312400. $938 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,265, before any dealer documentation fee. Amount financed $56,594, including $3,329 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $67,512. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT2TC312400_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 840, "unit": "per_month", "display": "$840/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $753. This offer applies to Stock #63369693, VIN 1C4RJHBR4VC561791. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,145. Advertised price: $51,392. Savings: $753, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,145"}, {"label": "Advertised price", "value": "$51,392"}, {"label": "Savings", "value": "$753, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $753", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:02Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51392.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR4VC561791_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 877, "unit": "per_month", "display": "$877/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51392.0, "price_incl_doc": 51392.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 876.86, "amount_financed": 54604.0, "sales_tax": 3212.0, "total_of_payments": 63134.15, "finance_charge": 8530.15, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369693, VIN 1C4RJHBR4VC561791. $877 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $51,392, before any dealer documentation fee. Amount financed $54,604, including $3,212 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $63,134. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR4VC561791_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 719, "unit": "per_month", "display": "$719/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51392.0, "price_incl_doc": 51392.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 719.04, "amount_financed": 54604.0, "sales_tax": 3212.0, "total_of_payments": 60399.42, "finance_charge": 5795.42, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369693, VIN 1C4RJHBR4VC561791. $719 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $51,392, before any dealer documentation fee. Amount financed $54,604, including $3,212 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $60,399. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 257}}, {"vin": "3C63R3ML8TG205971", "title": "2026 RAM 3500 Laramie", "year": 2026, "make": "RAM", "model": "3500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 98490.0, "msrp": 98490.0, "sale_price": 87941.0, "currency": "USD", "mileage": 14, "exterior_color": "Diamond Black", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Diesel", "doors": 4, "seating_capacity": null, "engine": "6.7L I6", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5325", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 98490.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C63R3ML8TG205971.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r3ml8tg205971/2026-ram-3500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r3ml8tg205971/2026-ram-3500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C63R3ML8TG205971.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C63R3ML8TG205971.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C63R3ML8TG205971.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r3ml8tg205971/2026-ram-3500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5325, VIN 3C63R3ML8TG205971. Advertised price: $98,490. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$98,490"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:02Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 98490.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63R3ML8TG205971_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1998, "unit": "per_month", "display": "$1,998/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 98490.0, "price_incl_doc": 98490.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1998.37, "amount_financed": 104645.63, "sales_tax": 6155.63, "total_of_payments": 119902.21, "finance_charge": 15256.58, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5325, VIN 3C63R3ML8TG205971. $1,998 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $98,490, before any dealer documentation fee. Amount financed $104,646, including $6,156 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $119,902. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3ML8TG205971_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1524, "unit": "per_month", "display": "$1,524/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 98490.0, "price_incl_doc": 98490.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1523.71, "amount_financed": 104645.63, "sales_tax": 6155.63, "total_of_payments": 127991.61, "finance_charge": 23345.98, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5325, VIN 3C63R3ML8TG205971. $1,524 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $98,490, before any dealer documentation fee. Amount financed $104,646, including $6,156 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $127,992. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3ML8TG205971_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1380, "unit": "per_month", "display": "$1,380/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 98490.0, "selling_price": 98490.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1380.5, "net_cap_cost": 99185.0, "residual_value": 61063.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1380.5, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1540.5}, "total_of_payments": 49680, "total_of_payments_unrounded": 49698.0}, "disclosure": "Estimated lease payment for stock #J5325, VIN 3C63R3ML8TG205971. $1,380 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,540, made up of $1,380 first payment, $60 title, $100 registration. MSRP $98,490. Lease selling price $98,490. Net capitalized cost $99,185. Residual value $61,064, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $49,680. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3ML8TG205971_lease", "type": "lease", "label": "Lease", "headline": {"value": 1287, "unit": "per_month", "display": "$1,287/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 98490.0, "selling_price": 98490.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1287.21, "net_cap_cost": 96186.0, "residual_value": 61063.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1287.21, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4446.21}, "total_of_payments": 46332, "total_of_payments_unrounded": 46339.56}, "disclosure": "Estimated lease payment for stock #J5325, VIN 3C63R3ML8TG205971. $1,287 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,446, made up of $1,287 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $98,490. Lease selling price $98,490. Net capitalized cost $96,186. Residual value $61,064, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $46,332. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 332}}, {"vin": "1C4RJXFGXTW304309", "title": "2026 Jeep Wrangler Rubicon X", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X", "decoded_trim": "Rubicon", "condition": "new", "price": 59658.0, "msrp": 68010.0, "sale_price": 59658.0, "currency": "USD", "mileage": null, "exterior_color": "Hydro Blue Pearlcoat", "interior_color": "Vlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63179453", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/533a09f9-c3c2-4d59-8d38-6ca1384743a3.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/533a09f9-c3c2-4d59-8d38-6ca1384743a3.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/830a0adc-ec84-488f-a7b0-152563e91f66.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/fe0e3a78-f8ee-49ed-8a07-33aa0ecf9588.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d2d2ad98-d184-45f2-995b-a7734ca00198.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/910e9cda-9903-45ec-b219-30f0d43dc48c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ba076c14-dacf-42b8-a7af-c5d7eb673956.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/743ca8f5-b221-4f2e-892d-459c14e85a4c.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2026, "trim": "Rubicon", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 68010.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJXFGXTW304309.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfgxtw304309/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfgxtw304309/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJXFGXTW304309.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFGXTW304309.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFGXTW304309.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfgxtw304309/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,352. This offer applies to Stock #63179453, VIN 1C4RJXFGXTW304309. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $68,010. Advertised price: $59,658. Savings: $8,352, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$68,010"}, {"label": "Advertised price", "value": "$59,658"}, {"label": "Savings", "value": "$8,352, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,352", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:02Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 59658.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFGXTW304309_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1210, "unit": "per_month", "display": "$1,210/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59658.0, "price_incl_doc": 59658.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1210.47, "amount_financed": 63386.63, "sales_tax": 3728.63, "total_of_payments": 72627.94, "finance_charge": 9241.31, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63179453, VIN 1C4RJXFGXTW304309. $1,210 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $59,658, before any dealer documentation fee. Amount financed $63,387, including $3,729 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $72,628. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFGXTW304309_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 923, "unit": "per_month", "display": "$923/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59658.0, "price_incl_doc": 59658.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 922.95, "amount_financed": 63386.63, "sales_tax": 3728.63, "total_of_payments": 77527.91, "finance_charge": 14141.28, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63179453, VIN 1C4RJXFGXTW304309. $923 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $59,658, before any dealer documentation fee. Amount financed $63,387, including $3,729 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $77,528. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 266}}, {"vin": "1C4PJXEG2TW331366", "title": "2026 Jeep Wrangler Sahara", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 50174.0, "msrp": 57960.0, "sale_price": 50174.0, "currency": "USD", "mileage": 13, "exterior_color": "Anvil Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Convertible", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-6 3.6 L/220", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "E5870", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:02Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 94615.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 94615.0, "price_incl_doc": 94615.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1919.75, "amount_financed": 100528.44, "sales_tax": 5913.44, "total_of_payments": 115184.76, "finance_charge": 14656.32, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5796, VIN 3C63R3EL8TG339071. $1,920 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $94,615, before any dealer documentation fee. Amount financed $100,528, including $5,913 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $115,185. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3EL8TG339071_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1464, "unit": "per_month", "display": "$1,464/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 94615.0, "price_incl_doc": 94615.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1463.76, "amount_financed": 100528.44, "sales_tax": 5913.44, "total_of_payments": 122955.9, "finance_charge": 22427.46, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5796, VIN 3C63R3EL8TG339071. $1,464 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $94,615, before any dealer documentation fee. Amount financed $100,528, including $5,913 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $122,956. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3EL8TG339071_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1327, "unit": "per_month", "display": "$1,327/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 94615.0, "selling_price": 94615.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1327.04, "net_cap_cost": 95310.0, "residual_value": 58661.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1327.04, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1487.04}, "total_of_payments": 47772, "total_of_payments_unrounded": 47773.44}, "disclosure": "Estimated lease payment for stock #R5796, VIN 3C63R3EL8TG339071. $1,327 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,487, made up of $1,327 first payment, $60 title, $100 registration. MSRP $94,615. Lease selling price $94,615. Net capitalized cost $95,310. Residual value $58,661, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $47,772. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3EL8TG339071_lease", "type": "lease", "label": "Lease", "headline": {"value": 1234, "unit": "per_month", "display": "$1,234/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 94615.0, "selling_price": 94615.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1233.75, "net_cap_cost": 92311.0, "residual_value": 58661.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1233.75, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4392.75}, "total_of_payments": 44424, "total_of_payments_unrounded": 44415.0}, "disclosure": "Estimated lease payment for stock #R5796, VIN 3C63R3EL8TG339071. $1,234 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,393, made up of $1,234 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $94,615. Lease selling price $94,615. Net capitalized cost $92,311. Residual value $58,661, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $44,424. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 445}}, {"vin": "1C4RJKBR6V8152689", "title": "2027 Jeep Grand Cherokee L Limited", "year": 2027, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 53352.0, "msrp": 54145.0, "sale_price": 53352.0, "currency": "USD", "mileage": null, "exterior_color": "Sting Gray Clearcoat", "interior_color": "B6x7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 20, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "63377302", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a5153d92-34c8-431b-b7b8-efdd0a90ce92.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a5153d92-34c8-431b-b7b8-efdd0a90ce92.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/64d35f7f-ee46-4423-b50f-b4a8af91c080.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/13cdfa91-b55d-4df9-b88e-1a33f2e6423a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d96ed4b5-f9dd-4855-a2b8-d8b22f495fc7.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/83c76e4a-53be-44fb-bfb7-c7c08f4ff106.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/24f95528-a2c0-4db0-a909-43657f868bb2.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b336cc37-6a85-4edb-86b0-3167aaa7f698.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee L", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 54145.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKBR6V8152689.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr6v8152689/2027-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr6v8152689/2027-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKBR6V8152689.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR6V8152689.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR6V8152689.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr6v8152689/2027-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $793. This offer applies to Stock #63377302, VIN 1C4RJKBR6V8152689. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,145. Advertised price: $53,352. Savings: $793, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,145"}, {"label": "Advertised price", "value": "$53,352"}, {"label": "Savings", "value": "$793, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $793", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:02Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53352.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBR6V8152689_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1083, "unit": "per_month", "display": "$1,083/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53352.0, "price_incl_doc": 53352.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1082.52, "amount_financed": 56686.5, "sales_tax": 3334.5, "total_of_payments": 64950.98, "finance_charge": 8264.48, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377302, VIN 1C4RJKBR6V8152689. $1,083 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,352, before any dealer documentation fee. Amount financed $56,686, including $3,334 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $64,951. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR6V8152689_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 939, "unit": "per_month", "display": "$939/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53352.0, "price_incl_doc": 53352.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 939.19, "amount_financed": 56686.5, "sales_tax": 3334.5, "total_of_payments": 67621.78, "finance_charge": 10935.28, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377302, VIN 1C4RJKBR6V8152689. $939 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,352, before any dealer documentation fee. Amount financed $56,686, including $3,334 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $67,622. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR6V8152689_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 841, "unit": "per_month", "display": "$841/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53352.0, "price_incl_doc": 53352.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 841.49, "amount_financed": 56686.5, "sales_tax": 3334.5, "total_of_payments": 70685.01, "finance_charge": 13998.51, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377302, VIN 1C4RJKBR6V8152689. $841 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,352, before any dealer documentation fee. Amount financed $56,686, including $3,334 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $70,685. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR6V8152689_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 744, "unit": "per_month", "display": "$744/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54145.0, "selling_price": 53352.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 744.0, "net_cap_cost": 54047.0, "residual_value": 33569.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 744, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 904}, "total_of_payments": 26784, "total_of_payments_unrounded": 26784.0}, "disclosure": "Estimated lease payment for stock #63377302, VIN 1C4RJKBR6V8152689. $744 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $904, made up of $744 first payment, $60 title, $100 registration. MSRP $54,145. Lease selling price $53,352. Net capitalized cost $54,047. Residual value $33,570, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,784. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR6V8152689_lease", "type": "lease", "label": "Lease", "headline": {"value": 651, "unit": "per_month", "display": "$651/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54145.0, "selling_price": 53352.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 650.71, "net_cap_cost": 51048.0, "residual_value": 33569.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 650.71, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3809.71}, "total_of_payments": 23436, "total_of_payments_unrounded": 23425.56}, "disclosure": "Estimated lease payment for stock #63377302, VIN 1C4RJKBR6V8152689. $651 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,810, made up of $651 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $54,145. Lease selling price $53,352. Net capitalized cost $51,048. Residual value $33,570, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,436. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 487}}, {"vin": "2C4RC3GG4VR551273", "title": "2027 Chrysler Pacifica Limited", "year": 2027, "make": "Chrysler", "model": "Pacifica", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 54395.0, "msrp": 57865.0, "sale_price": 54395.0, "currency": "USD", "mileage": 11, "exterior_color": "Diamond Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Minivan/Van", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed 948TE Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5826", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c4rc3gg4vr551273/2027-chrysler-pacifica-minivan-s-van", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/2C4RC3GG4VR551273.html", "json_url": "https://ai.castlecdjrnaperville.com/v/2C4RC3GG4VR551273.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/2C4RC3GG4VR551273.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c4rc3gg4vr551273/2027-chrysler-pacifica-minivan-s-van", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,470. This offer applies to Stock #J5826, VIN 2C4RC3GG4VR551273. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $57,865. Advertised price: $54,395. Savings: $3,470, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,865"}, {"label": "Advertised price", "value": "$54,395"}, {"label": "Savings", "value": "$3,470, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,470", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:02Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54395.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC3GG4VR551273_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1251, "unit": "per_month", "display": "$1,251/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54395.0, "price_incl_doc": 54395.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1251.34, "amount_financed": 57794.69, "sales_tax": 3399.69, "total_of_payments": 60064.42, "finance_charge": 2269.73, "per_1000_financed": 21.65, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5826, VIN 2C4RC3GG4VR551273. $1,251 per month for 48 months at 1.9% APR, $0 cash down. Advertised price $54,395, before any dealer documentation fee. Amount financed $57,795, including $3,400 estimated sales tax at 6.25%. That is $21.65 per $1,000 financed. Total of payments $60,064. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC3GG4VR551273_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 928, "unit": "per_month", "display": "$928/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54395.0, "price_incl_doc": 54395.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2027 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 928.1, "amount_financed": 57794.69, "sales_tax": 3399.69, "total_of_payments": 66823.28, "finance_charge": 9028.59, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5826, VIN 2C4RC3GG4VR551273. $928 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $54,395, before any dealer documentation fee. Amount financed $57,795, including $3,400 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $66,823. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfgt9tn353532/2026-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfgt9tn353532/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFGT9TN353532.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFGT9TN353532.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFGT9TN353532.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfgt9tn353532/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5601, VIN 1C6SRFGT9TN353532. Advertised price: $58,565. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$58,565"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:02Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58565.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFGT9TN353532_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1037, "unit": "per_month", "display": "$1,037/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58565.0, "price_incl_doc": 58565.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1037.09, "amount_financed": 62225.31, "sales_tax": 3660.31, "total_of_payments": 62225.31, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5601, VIN 1C6SRFGT9TN353532. $1,037 per month for 60 months at 0% APR, $0 cash down. Advertised price $58,565, before any dealer documentation fee. Amount financed $62,225, including $3,660 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $62,225. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFGT9TN353532_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 924, "unit": "per_month", "display": "$924/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58565.0, "price_incl_doc": 58565.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 923.71, "amount_financed": 62225.31, "sales_tax": 3660.31, "total_of_payments": 77591.6, "finance_charge": 15366.29, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5601, VIN 1C6SRFGT9TN353532. $924 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $58,565, before any dealer documentation fee. Amount financed $62,225, including $3,660 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $77,592. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 364}}, {"vin": "1C4RJKBR9V8152671", "title": "2027 Jeep Grand Cherokee L Limited", "year": 2027, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 56052.0, "msrp": 57145.0, "sale_price": 56052.0, "currency": "USD", "mileage": null, "exterior_color": "Copper Shino Metallic Clearcoat", "interior_color": "Flx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 20, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "63377284", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b196d1dd-5130-4dac-8b4f-82f582cad8a8.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b196d1dd-5130-4dac-8b4f-82f582cad8a8.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c317b8cb-a06f-49cc-8464-15fac587517a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ff1a2bf5-b4bd-42ad-a6ba-feb68363951f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a76f3a9c-a83e-47b9-ac58-bc986e081e5e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5b18cdb6-686f-4fa6-b865-8b0f5cc54dba.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/579199fa-443a-4979-9543-a0aa31810276.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c1c3d0f7-3a79-4185-978b-b53e3a701cd5.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee L", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 57145.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKBR9V8152671.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr9v8152671/2027-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr9v8152671/2027-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKBR9V8152671.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR9V8152671.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR9V8152671.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr9v8152671/2027-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,093. This offer applies to Stock #63377284, VIN 1C4RJKBR9V8152671. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $57,145. Advertised price: $56,052. Savings: $1,093, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,145"}, {"label": "Advertised price", "value": "$56,052"}, {"label": "Savings", "value": "$1,093, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,093", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:02Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56052.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBR9V8152671_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1137, "unit": "per_month", "display": "$1,137/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56052.0, "price_incl_doc": 56052.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1137.3, "amount_financed": 59555.25, "sales_tax": 3503.25, "total_of_payments": 68237.98, "finance_charge": 8682.73, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377284, VIN 1C4RJKBR9V8152671. $1,137 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,052, before any dealer documentation fee. Amount financed $59,555, including $3,503 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $68,238. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR9V8152671_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 987, "unit": "per_month", "display": "$987/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56052.0, "price_incl_doc": 56052.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 986.72, "amount_financed": 59555.25, "sales_tax": 3503.25, "total_of_payments": 71043.94, "finance_charge": 11488.69, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377284, VIN 1C4RJKBR9V8152671. $987 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $56,052, before any dealer documentation fee. Amount financed $59,555, including $3,503 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $71,044. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR9V8152671_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 884, "unit": "per_month", "display": "$884/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56052.0, "price_incl_doc": 56052.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 884.07, "amount_financed": 59555.25, "sales_tax": 3503.25, "total_of_payments": 74262.18, "finance_charge": 14706.93, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377284, VIN 1C4RJKBR9V8152671. $884 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $56,052, before any dealer documentation fee. Amount financed $59,555, including $3,503 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $74,262. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR9V8152671_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 776, "unit": "per_month", "display": "$776/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57145.0, "selling_price": 56052.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 776.06, "net_cap_cost": 56747.0, "residual_value": 35429.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 776.06, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 936.06}, "total_of_payments": 27936, "total_of_payments_unrounded": 27938.16}, "disclosure": "Estimated lease payment for stock #63377284, VIN 1C4RJKBR9V8152671. $776 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $936, made up of $776 first payment, $60 title, $100 registration. MSRP $57,145. Lease selling price $56,052. Net capitalized cost $56,747. Residual value $35,430, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,936. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR9V8152671_lease", "type": "lease", "label": "Lease", "headline": {"value": 683, "unit": "per_month", "display": "$683/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57145.0, "selling_price": 56052.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 682.77, "net_cap_cost": 53748.0, "residual_value": 35429.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 682.77, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3841.77}, "total_of_payments": 24588, "total_of_payments_unrounded": 24579.72}, "disclosure": "Estimated lease payment for stock #63377284, VIN 1C4RJKBR9V8152671. $683 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,842, made up of $683 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $57,145. Lease selling price $56,052. Net capitalized cost $53,748. Residual value $35,430, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,588. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 534}}, {"vin": "3C63RRPL7TG282510", "title": "2026 RAM 3500 Limited", "year": 2026, "make": "RAM", "model": "3500", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 98053.0, "msrp": 109275.0, "sale_price": 98053.0, "currency": "USD", "mileage": 16, "exterior_color": "Gray Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Diesel", "doors": 4, "seating_capacity": null, "engine": "6.7L I6", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5731", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 32, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ff9b49cd-a776-43fc-bb15-b356022a0780.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ff9b49cd-a776-43fc-bb15-b356022a0780.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2a9e8e74-edb6-49ea-a313-4d758c7a5bbe.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0fc5d5f5-49b1-409d-bd27-0e09f2085190.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ffe96de3-0fa0-4405-81f9-330508e34b05.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2be19ec1-a698-47d2-bfc1-d4d93cb784a8.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0e88d1cd-71b6-4ec5-8f54-8785ecfab73a.png", 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that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrpl7tg282510/2026-ram-3500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C63RRPL7TG282510.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C63RRPL7TG282510.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C63RRPL7TG282510.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrpl7tg282510/2026-ram-3500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $11,222. This offer applies to Stock #J5731, VIN 3C63RRPL7TG282510. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $109,275. Advertised price: $98,053. Savings: $11,222, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$109,275"}, {"label": "Advertised price", "value": "$98,053"}, {"label": "Savings", "value": "$11,222, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $11,222", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:02Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 98053.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63RRPL7TG282510_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1990, "unit": "per_month", "display": "$1,990/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 98053.0, "price_incl_doc": 98053.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1989.5, "amount_financed": 104181.31, "sales_tax": 6128.31, "total_of_payments": 119370.2, "finance_charge": 15188.89, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5731, VIN 3C63RRPL7TG282510. $1,990 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $98,053, before any dealer documentation fee. Amount financed $104,181, including $6,128 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $119,370. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRPL7TG282510_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1517, "unit": "per_month", "display": "$1,517/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 98053.0, "price_incl_doc": 98053.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1516.95, "amount_financed": 104181.31, "sales_tax": 6128.31, "total_of_payments": 127423.7, "finance_charge": 23242.39, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5731, VIN 3C63RRPL7TG282510. $1,517 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $98,053, before any dealer documentation fee. Amount financed $104,181, including $6,128 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $127,424. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRPL7TG282510_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1180, "unit": "per_month", "display": "$1,180/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 109275.0, "selling_price": 98053.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1180.21, "net_cap_cost": 98748.0, "residual_value": 67750.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1180.21, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1340.21}, "total_of_payments": 42480, "total_of_payments_unrounded": 42487.56}, "disclosure": "Estimated lease payment for stock #J5731, VIN 3C63RRPL7TG282510. $1,180 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,340, made up of $1,180 first payment, $60 title, $100 registration. MSRP $109,275. Lease selling price $98,053. Net capitalized cost $98,748. Residual value $67,750, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $42,480. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRPL7TG282510_lease", "type": "lease", "label": "Lease", "headline": {"value": 1087, "unit": "per_month", "display": "$1,087/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 109275.0, "selling_price": 98053.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1086.92, "net_cap_cost": 95749.0, "residual_value": 67750.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1086.92, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4245.92}, "total_of_payments": 39132, "total_of_payments_unrounded": 39129.12}, "disclosure": "Estimated lease payment for stock #J5731, VIN 3C63RRPL7TG282510. $1,087 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,246, made up of $1,087 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $109,275. Lease selling price $98,053. Net capitalized cost $95,749. Residual value $67,750, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $39,132. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 630}}, {"vin": "1C6SRFGT8TN407631", "title": "2026 RAM 1500 Express", "year": 2026, "make": "RAM", "model": "1500", "trim": "Express", "decoded_trim": "Tradesman", "condition": "new", "price": 57475.0, "msrp": 57475.0, "sale_price": 49047.0, "currency": "USD", "mileage": 2, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 16, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "J5903", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 27, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/68214cb1-f5f8-4624-9bfd-ad2dff5a1b69.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/68214cb1-f5f8-4624-9bfd-ad2dff5a1b69.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/dd1a7e86-303c-45d1-979b-3ef1203b9ab9.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/909d9bde-4b56-4273-a952-b59f42733ac8.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e76c0ae7-c2a5-46de-a678-fe5c80e9741a.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6d6133b9-86d4-4448-96c8-23f3d9582c98.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/37f00140-7a53-4c97-8cf0-c4da340f692a.png", 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"https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d484f968-acc5-4dfc-9360-ffdc44170fe3.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0de66fe0-9833-42d8-b043-8a9295b12dc6.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e8c42715-cfe3-450f-bf32-40b1a05e0c5f.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/693d4b15-fe8a-4a98-9214-32a4d77a9e37.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9aa641de-1c73-40f1-972e-6f514ba10ef8.jpg"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2026, "trim": "Tradesman", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 57475.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFGT8TN407631.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfgt8tn407631/2026-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfgt8tn407631/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFGT8TN407631.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFGT8TN407631.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFGT8TN407631.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfgt8tn407631/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5903, VIN 1C6SRFGT8TN407631. Advertised price: $57,475. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$57,475"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:02Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57475.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFGT8TN407631_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1018, "unit": "per_month", "display": "$1,018/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57475.0, "price_incl_doc": 57475.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1017.79, "amount_financed": 61067.19, "sales_tax": 3592.19, "total_of_payments": 61067.19, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5903, VIN 1C6SRFGT8TN407631. $1,018 per month for 60 months at 0% APR, $0 cash down. Advertised price $57,475, before any dealer documentation fee. Amount financed $61,067, including $3,592 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $61,067. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFGT8TN407631_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 907, "unit": "per_month", "display": "$907/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57475.0, "price_incl_doc": 57475.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 906.52, "amount_financed": 61067.19, "sales_tax": 3592.19, "total_of_payments": 76147.49, "finance_charge": 15080.3, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5903, VIN 1C6SRFGT8TN407631. $907 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,475, before any dealer documentation fee. Amount financed $61,067, including $3,592 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,147. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 452}}, {"vin": "3C6MRVJG6VE553404", "title": "2027 RAM ProMaster 3500 High Roof", "year": 2027, "make": "RAM", "model": "ProMaster 3500", "trim": "High Roof", "decoded_trim": null, "condition": "new", "price": 58766.0, "msrp": 61015.0, "sale_price": 58766.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "A7x9", "drivetrain": "FWD", "body_style": "Cargo Van", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 3, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63493959", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/88a3583a-ebd3-43b8-9997-371372e55b3b.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/88a3583a-ebd3-43b8-9997-371372e55b3b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/84c280a0-9fb9-4831-a4ec-91a9edacf760.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9d164222-3c8f-4c78-90d1-7de15674daa7.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/76deba5f-4dce-49ea-9ac2-0fdc0f9a6085.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/49993dfe-3825-4ecf-a534-227a2453d288.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f1605736-11d3-4ef8-aff1-bc8353f30f4b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ed1cc308-3786-4e5a-a32b-f28e69e888d2.png"], "vin_decode": {"make": "Ram", "model": "ProMaster 3500", "year": 2027, "trim": null, "body_style": "Cargo Van", "vehicle_type": "TRUCK", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "FWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 61015.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6MRVJG6VE553404.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6mrvjg6ve553404/2027-ram-promaster-3500-cargo-van", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6mrvjg6ve553404/2027-ram-promaster-3500-cargo-van", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6MRVJG6VE553404.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6MRVJG6VE553404.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6MRVJG6VE553404.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6mrvjg6ve553404/2027-ram-promaster-3500-cargo-van", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,249. This offer applies to Stock #63493959, VIN 3C6MRVJG6VE553404. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $61,015. Advertised price: $58,766. Savings: $2,249, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$61,015"}, {"label": "Advertised price", "value": "$58,766"}, {"label": "Savings", "value": "$2,249, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,249", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:03Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58766.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6MRVJG6VE553404_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1192, "unit": "per_month", "display": "$1,192/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58766.0, "price_incl_doc": 58766.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1192.37, "amount_financed": 62438.88, "sales_tax": 3672.88, "total_of_payments": 71542.02, "finance_charge": 9103.14, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63493959, VIN 3C6MRVJG6VE553404. $1,192 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $58,766, before any dealer documentation fee. Amount financed $62,439, including $3,673 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $71,542. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6MRVJG6VE553404_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1034, "unit": "per_month", "display": "$1,034/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58766.0, "price_incl_doc": 58766.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1034.5, "amount_financed": 62438.88, "sales_tax": 3672.88, "total_of_payments": 74483.84, "finance_charge": 12044.96, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63493959, VIN 3C6MRVJG6VE553404. $1,034 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $58,766, before any dealer documentation fee. Amount financed $62,439, including $3,673 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $74,484. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6MRVJG6VE553404_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 927, "unit": "per_month", "display": "$927/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58766.0, "price_incl_doc": 58766.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 926.88, "amount_financed": 62438.88, "sales_tax": 3672.88, "total_of_payments": 77857.91, "finance_charge": 15419.03, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63493959, VIN 3C6MRVJG6VE553404. $927 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $58,766, before any dealer documentation fee. Amount financed $62,439, including $3,673 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $77,858. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6MRVJG6VE553404_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 793, "unit": "per_month", "display": "$793/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 61015.0, "selling_price": 58766.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 793.49, "net_cap_cost": 59461.0, "residual_value": 37829.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 793.49, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 953.49}, "total_of_payments": 28548, "total_of_payments_unrounded": 28565.64}, "disclosure": "Estimated lease payment for stock #63493959, VIN 3C6MRVJG6VE553404. $793 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $953, made up of $793 first payment, $60 title, $100 registration. MSRP $61,015. Lease selling price $58,766. Net capitalized cost $59,461. Residual value $37,829, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,548. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6MRVJG6VE553404_lease", "type": "lease", "label": "Lease", "headline": {"value": 700, "unit": "per_month", "display": "$700/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 61015.0, "selling_price": 58766.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 700.2, "net_cap_cost": 56462.0, "residual_value": 37829.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 700.2, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3859.2}, "total_of_payments": 25200, "total_of_payments_unrounded": 25207.2}, "disclosure": "Estimated lease payment for stock #63493959, VIN 3C6MRVJG6VE553404. $700 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,859, made up of $700 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $61,015. Lease selling price $58,766. Net capitalized cost $56,462. Residual value $37,829, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,200. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 689}}, {"vin": "1C4PJXEG5TW329045", "title": "2026 Jeep Wrangler Sahara", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 56860.0, "msrp": 56860.0, "sale_price": 50113.0, "currency": "USD", "mileage": 9, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "J5950", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"Jeep", "model": "Wrangler", "year": 2026, "trim": "Sahara", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 56860.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXEG5TW329045.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg5tw329045/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg5tw329045/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXEG5TW329045.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG5TW329045.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG5TW329045.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg5tw329045/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5950, VIN 1C4PJXEG5TW329045. Advertised price: $56,860. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$56,860"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:03Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56860.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG5TW329045_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1154, "unit": "per_month", "display": "$1,154/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56860.0, "price_incl_doc": 56860.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1153.69, "amount_financed": 60413.75, "sales_tax": 3553.75, "total_of_payments": 69221.64, "finance_charge": 8807.89, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5950, VIN 1C4PJXEG5TW329045. $1,154 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,860, before any dealer documentation fee. Amount financed $60,414, including $3,554 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $69,222. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG5TW329045_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 880, "unit": "per_month", "display": "$880/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56860.0, "price_incl_doc": 56860.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 879.66, "amount_financed": 60413.75, "sales_tax": 3553.75, "total_of_payments": 73891.79, "finance_charge": 13478.04, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5950, VIN 1C4PJXEG5TW329045. $880 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $56,860, before any dealer documentation fee. Amount financed $60,414, including $3,554 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $73,892. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 508}}, {"vin": "1C4RJKAR8V8152694", "title": "2027 Jeep Grand Cherokee L Laredo", "year": 2027, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Laredo", "decoded_trim": "Base/Laredo", "condition": "new", "price": 51029.0, "msrp": 52050.0, "sale_price": 51029.0, "currency": "USD", "mileage": null, "exterior_color": "Sting Gray Clearcoat", "interior_color": "Dzx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L Turbocharged", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": null, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "63377311", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a2e00f49-e865-410a-bcbf-cee7e45ce047.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a2e00f49-e865-410a-bcbf-cee7e45ce047.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/27a84350-fcee-4ae3-b665-efd07c5cf30e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7ed187e9-876b-4663-b2fd-d3b27793d336.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0d6517e5-40dd-4369-b070-51cad6fcaca9.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7b2d4753-5452-40ea-b96e-3d6fde4b7465.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1df21e9e-6667-4275-bf31-4f313476d7be.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f218df8f-32ce-40fb-bd10-64966ebff9a6.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee L", "year": 2027, "trim": "Base/Laredo", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52050.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKAR8V8152694.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkar8v8152694/2027-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkar8v8152694/2027-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKAR8V8152694.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKAR8V8152694.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKAR8V8152694.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkar8v8152694/2027-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,021. This offer applies to Stock #63377311, VIN 1C4RJKAR8V8152694. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,050. Advertised price: $51,029. Savings: $1,021, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,050"}, {"label": "Advertised price", "value": "$51,029"}, {"label": "Savings", "value": "$1,021, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,021", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:03Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51029.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKAR8V8152694_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1035, "unit": "per_month", "display": "$1,035/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51029.0, "price_incl_doc": 51029.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1035.38, "amount_financed": 54218.31, "sales_tax": 3189.31, "total_of_payments": 62122.95, "finance_charge": 7904.64, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377311, VIN 1C4RJKAR8V8152694. $1,035 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $51,029, before any dealer documentation fee. Amount financed $54,218, including $3,189 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $62,123. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKAR8V8152694_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 898, "unit": "per_month", "display": "$898/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51029.0, "price_incl_doc": 51029.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 898.3, "amount_financed": 54218.31, "sales_tax": 3189.31, "total_of_payments": 64677.46, "finance_charge": 10459.15, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377311, VIN 1C4RJKAR8V8152694. $898 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $51,029, before any dealer documentation fee. Amount financed $54,218, including $3,189 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $64,677. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKAR8V8152694_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 805, "unit": "per_month", "display": "$805/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51029.0, "price_incl_doc": 51029.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 804.85, "amount_financed": 54218.31, "sales_tax": 3189.31, "total_of_payments": 67607.31, "finance_charge": 13389.0, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377311, VIN 1C4RJKAR8V8152694. $805 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $51,029, before any dealer documentation fee. Amount financed $54,218, including $3,189 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $67,607. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKAR8V8152694_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 708, "unit": "per_month", "display": "$708/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52050.0, "selling_price": 51029.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 708.0, "net_cap_cost": 51724.0, "residual_value": 32271.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 708, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 868}, "total_of_payments": 25488, "total_of_payments_unrounded": 25488.0}, "disclosure": "Estimated lease payment for stock #63377311, VIN 1C4RJKAR8V8152694. $708 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $868, made up of $708 first payment, $60 title, $100 registration. MSRP $52,050. Lease selling price $51,029. Net capitalized cost $51,724. Residual value $32,271, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,488. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKAR8V8152694_lease", "type": "lease", "label": "Lease", "headline": {"value": 615, "unit": "per_month", "display": "$615/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52050.0, "selling_price": 51029.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 614.71, "net_cap_cost": 48725.0, "residual_value": 32271.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 614.71, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3773.71}, "total_of_payments": 22140, "total_of_payments_unrounded": 22129.56}, "disclosure": "Estimated lease payment for stock #63377311, VIN 1C4RJKAR8V8152694. $615 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,774, made up of $615 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $52,050. Lease selling price $51,029. Net capitalized cost $48,725. Residual value $32,271, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,140. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 655}}, {"vin": "1C4PJXDG0TW327138", "title": "2026 Jeep Wrangler Sport S", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sport S", "decoded_trim": "Sport", "condition": "new", "price": 43561.0, "msrp": 50990.0, "sale_price": 43561.0, "currency": "USD", "mileage": 13, "exterior_color": "Goldilocks", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Convertible", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-6 3.6 L/220", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "E5834", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxdg0tw327138/2026-jeep-wrangler-convertible", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXDG0TW327138.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXDG0TW327138.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXDG0TW327138.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxdg0tw327138/2026-jeep-wrangler-convertible", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $7,429. This offer applies to Stock #E5834, VIN 1C4PJXDG0TW327138. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,990. Advertised price: $43,561. Savings: $7,429, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,990"}, {"label": "Advertised price", "value": "$43,561"}, {"label": "Savings", "value": "$7,429, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,429", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:03Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 43561.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXDG0TW327138_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 884, "unit": "per_month", "display": "$884/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43561.0, "price_incl_doc": 43561.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 883.86, "amount_financed": 46283.56, "sales_tax": 2722.56, "total_of_payments": 53031.37, "finance_charge": 6747.81, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5834, VIN 1C4PJXDG0TW327138. $884 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $43,561, before any dealer documentation fee. Amount financed $46,284, including $2,723 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $53,031. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDG0TW327138_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 674, "unit": "per_month", "display": "$674/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43561.0, "price_incl_doc": 43561.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 673.92, "amount_financed": 46283.56, "sales_tax": 2722.56, "total_of_payments": 56609.22, "finance_charge": 10325.66, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5834, VIN 1C4PJXDG0TW327138. $674 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $43,561, before any dealer documentation fee. Amount financed $46,284, including $2,723 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $56,609. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 505}}, {"vin": "2C4RC1BG2VR554975", "title": "2027 Chrysler Pacifica Select", "year": 2027, "make": "Chrysler", "model": "Pacifica", "trim": "Select", "decoded_trim": "Select", "condition": "new", "price": 43385.0, "msrp": 47255.0, "sale_price": 43385.0, "currency": "USD", "mileage": 10, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Minivan/Van", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed 948TE Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5856", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"FWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 47255.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/2C4RC1BG2VR554975.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c4rc1bg2vr554975/2027-chrysler-pacifica-minivan-s-van", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c4rc1bg2vr554975/2027-chrysler-pacifica-minivan-s-van", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/2C4RC1BG2VR554975.html", "json_url": "https://ai.castlecdjrnaperville.com/v/2C4RC1BG2VR554975.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/2C4RC1BG2VR554975.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c4rc1bg2vr554975/2027-chrysler-pacifica-minivan-s-van", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,870. This offer applies to Stock #J5856, VIN 2C4RC1BG2VR554975. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $47,255. Advertised price: $43,385. Savings: $3,870, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$47,255"}, {"label": "Advertised price", "value": "$43,385"}, {"label": "Savings", "value": "$3,870, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,870", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:03Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 43385.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC1BG2VR554975_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 998, "unit": "per_month", "display": "$998/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43385.0, "price_incl_doc": 43385.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 998.06, "amount_financed": 46096.56, "sales_tax": 2711.56, "total_of_payments": 47906.88, "finance_charge": 1810.32, "per_1000_financed": 21.65, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5856, VIN 2C4RC1BG2VR554975. $998 per month for 48 months at 1.9% APR, $0 cash down. Advertised price $43,385, before any dealer documentation fee. Amount financed $46,097, including $2,712 estimated sales tax at 6.25%. That is $21.65 per $1,000 financed. Total of payments $47,907. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC1BG2VR554975_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 740, "unit": "per_month", "display": "$740/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43385.0, "price_incl_doc": 43385.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2027 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 740.25, "amount_financed": 46096.56, "sales_tax": 2711.56, "total_of_payments": 53297.69, "finance_charge": 7201.13, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5856, VIN 2C4RC1BG2VR554975. $740 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $43,385, before any dealer documentation fee. Amount financed $46,097, including $2,712 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $53,298. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 482}}, {"vin": "1C6SRFU94VN550801", "title": "2027 RAM 1500 RHO", "year": 2027, "make": "RAM", "model": "1500", "trim": "RHO", "decoded_trim": "RHO/TRX", "condition": "new", "price": 104680.0, "msrp": 104680.0, "sale_price": 104680.0, "currency": "USD", "mileage": null, "exterior_color": "Forged Blue Metallic", "interior_color": "Xlx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.0L I6", "engine_displacement_l": 6.2, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 14, "mpg_hwy": 16, "range_miles": null, "battery_kwh": null, "stock_number": "RFJ55005", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b2b5255e-8375-404c-a2f7-d838c11a8746.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b2b5255e-8375-404c-a2f7-d838c11a8746.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3f060247-95fe-4a03-9e94-670330e1c91e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9f0b26d9-2315-430e-b77d-9bb7306e76b0.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0c95135c-f863-4fbb-87cf-0f42e95ef95c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/aca20b17-1aa1-4f5d-a201-a2e94a032ad6.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/435cabd1-9901-4a5b-922d-77f101b7f1f6.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/eea4f55d-4b01-439d-a455-7f514c1c45f6.png"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2027, "trim": "RHO/TRX", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.2L 8-Cylinder V-Shaped", "engine_displacement_l": 6.2, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 104680.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFU94VN550801.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfu94vn550801/2027-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfu94vn550801/2027-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFU94VN550801.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFU94VN550801.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFU94VN550801.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfu94vn550801/2027-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$104,680"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFU94VN550801_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1651, "unit": "per_month", "display": "$1,651/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 104680.0, "price_incl_doc": 104680.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1651.05, "amount_financed": 111222.5, "sales_tax": 6542.5, "total_of_payments": 138688.46, "finance_charge": 27465.96, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RFJ55005, VIN 1C6SRFU94VN550801. $1,651 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $104,680, before any dealer documentation fee. Amount financed $111,222, including $6,542 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $138,688. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$51,780"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:03Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51780.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RDJDG4TC233391_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1051, "unit": "per_month", "display": "$1,051/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51780.0, "price_incl_doc": 51780.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1050.62, "amount_financed": 55016.25, "sales_tax": 3236.25, "total_of_payments": 63037.22, "finance_charge": 8020.97, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LD5753, VIN 1C4RDJDG4TC233391. $1,051 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $51,780, before any dealer documentation fee. Amount financed $55,016, including $3,236 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $63,037. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RDJDG4TC233391_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 912, "unit": "per_month", "display": "$912/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51780.0, "price_incl_doc": 51780.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 911.52, "amount_financed": 55016.25, "sales_tax": 3236.25, "total_of_payments": 65629.33, "finance_charge": 10613.08, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LD5753, VIN 1C4RDJDG4TC233391. $912 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $51,780, before any dealer documentation fee. Amount financed $55,016, including $3,236 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $65,629. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RDJDG4TC233391_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 817, "unit": "per_month", "display": "$817/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51780.0, "price_incl_doc": 51780.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 816.69, "amount_financed": 55016.25, "sales_tax": 3236.25, "total_of_payments": 68602.29, "finance_charge": 13586.04, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LD5753, VIN 1C4RDJDG4TC233391. $817 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $51,780, before any dealer documentation fee. Amount financed $55,016, including $3,236 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $68,602. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63488257, VIN 1C4PJXEG6VW553119. Advertised price: $57,665. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$57,665"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:03Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57665.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG6VW553119_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1170, "unit": "per_month", "display": "$1,170/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57665.0, "price_incl_doc": 57665.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1170.03, "amount_financed": 61269.06, "sales_tax": 3604.06, "total_of_payments": 70201.65, "finance_charge": 8932.59, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488257, VIN 1C4PJXEG6VW553119. $1,170 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,665, before any dealer documentation fee. Amount financed $61,269, including $3,604 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,202. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG6VW553119_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 892, "unit": "per_month", "display": "$892/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57665.0, "price_incl_doc": 57665.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 892.12, "amount_financed": 61269.06, "sales_tax": 3604.06, "total_of_payments": 74937.92, "finance_charge": 13668.86, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488257, VIN 1C4PJXEG6VW553119. $892 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $57,665, before any dealer documentation fee. Amount financed $61,269, including $3,604 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $74,938. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 447}}, {"vin": "1C6SRFFT9TN328373", "title": "2026 RAM 1500 Big Horn/Lone Star", "year": 2026, "make": "RAM", "model": "1500", "trim": "Big Horn/Lone Star", "decoded_trim": "Big Horn/Lonestar", "condition": "new", "price": 53033.0, "msrp": 67040.0, "sale_price": 53033.0, "currency": "USD", "mileage": 10, "exterior_color": "Green Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 16, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "J5589", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft9tn328373/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFFT9TN328373.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFT9TN328373.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFT9TN328373.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft9tn328373/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $14,007. This offer applies to Stock #J5589, VIN 1C6SRFFT9TN328373. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $67,040. Advertised price: $53,033. Savings: $14,007, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$67,040"}, {"label": "Advertised price", "value": "$53,033"}, {"label": "Savings", "value": "$14,007, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $14,007", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:03Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53033.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFFT9TN328373_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 939, "unit": "per_month", "display": "$939/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53033.0, "price_incl_doc": 53033.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 939.13, "amount_financed": 56347.56, "sales_tax": 3314.56, "total_of_payments": 56347.56, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5589, VIN 1C6SRFFT9TN328373. $939 per month for 60 months at 0% APR, $0 cash down. Advertised price $53,033, before any dealer documentation fee. Amount financed $56,348, including $3,315 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $56,348. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT9TN328373_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 836, "unit": "per_month", "display": "$836/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53033.0, "price_incl_doc": 53033.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 836.46, "amount_financed": 56347.56, "sales_tax": 3314.56, "total_of_payments": 70262.37, "finance_charge": 13914.81, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5589, VIN 1C6SRFFT9TN328373. $836 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,033, before any dealer documentation fee. Amount financed $56,348, including $3,315 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $70,262. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 381}}, {"vin": "1C4RJXFG8VW553128", "title": "2027 Jeep Wrangler Rubicon X", "year": 2027, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X", "decoded_trim": "Rubicon", "condition": "new", "price": 68580.0, "msrp": 68580.0, "sale_price": 68380.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Vlx9", "drivetrain": "4WD", "body_style": "SoftTop", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "V6", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63488278", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3593c95e-a109-47ce-83b5-fd5cc1dbbec3.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3593c95e-a109-47ce-83b5-fd5cc1dbbec3.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3c69fae1-058c-48ed-8987-5abb0d36533d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ca56e056-71f1-4c06-83ee-78ba2e8af860.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/aebcf530-ca71-44bf-94cc-2f03ce688a1d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0b4768dd-688d-46ba-8e68-33765c7fdd2a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/62c7ab26-de5b-4612-8987-4f5729ce475a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6e2a07fc-57ab-49a5-9609-8d9969221149.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2027, "trim": "Rubicon", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 68580.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJXFG8VW553128.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg8vw553128/2027-jeep-wrangler-softtop", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg8vw553128/2027-jeep-wrangler-softtop", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJXFG8VW553128.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG8VW553128.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG8VW553128.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg8vw553128/2027-jeep-wrangler-softtop", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63488278, VIN 1C4RJXFG8VW553128. Advertised price: $68,580. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$68,580"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:03Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68580.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG8VW553128_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1391, "unit": "per_month", "display": "$1,391/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68580.0, "price_incl_doc": 68580.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1391.49, "amount_financed": 72866.25, "sales_tax": 4286.25, "total_of_payments": 83489.63, "finance_charge": 10623.38, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488278, VIN 1C4RJXFG8VW553128. $1,391 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,580, before any dealer documentation fee. Amount financed $72,866, including $4,286 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,490. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG8VW553128_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1061, "unit": "per_month", "display": "$1,061/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68580.0, "price_incl_doc": 68580.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1060.98, "amount_financed": 72866.25, "sales_tax": 4286.25, "total_of_payments": 89122.39, "finance_charge": 16256.14, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488278, VIN 1C4RJXFG8VW553128. $1,061 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $68,580, before any dealer documentation fee. Amount financed $72,866, including $4,286 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $89,122. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 395}}, {"vin": "1C4RJKBRXT8563431", "title": "2026 Jeep Grand Cherokee L Limited", "year": 2026, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 52405.0, "msrp": 52405.0, "sale_price": 44992.0, "currency": "USD", "mileage": 10, "exterior_color": "Steel Blue", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L Hurricane 4 Turbo with ESS", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5630", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://ai.castlecdjrnaperville.com/sticker/1C4RJKBRXT8563431.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbrxt8563431/2026-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbrxt8563431/2026-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKBRXT8563431.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBRXT8563431.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBRXT8563431.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbrxt8563431/2026-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5630, VIN 1C4RJKBRXT8563431. Advertised price: $52,405. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$52,405"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:03Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52405.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBRXT8563431_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1063, "unit": "per_month", "display": "$1,063/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52405.0, "price_incl_doc": 52405.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1063.3, "amount_financed": 55680.31, "sales_tax": 3275.31, "total_of_payments": 63798.1, "finance_charge": 8117.79, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5630, VIN 1C4RJKBRXT8563431. $1,063 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $52,405, before any dealer documentation fee. Amount financed $55,680, including $3,275 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $63,798. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBRXT8563431_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 923, "unit": "per_month", "display": "$923/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52405.0, "price_incl_doc": 52405.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 922.52, "amount_financed": 55680.31, "sales_tax": 3275.31, "total_of_payments": 66421.49, "finance_charge": 10741.18, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5630, VIN 1C4RJKBRXT8563431. $923 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $52,405, before any dealer documentation fee. Amount financed $55,680, including $3,275 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $66,421. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBRXT8563431_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 827, "unit": "per_month", "display": "$827/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52405.0, "price_incl_doc": 52405.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 826.55, "amount_financed": 55680.31, "sales_tax": 3275.31, "total_of_payments": 69430.34, "finance_charge": 13750.03, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5630, VIN 1C4RJKBRXT8563431. $827 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $52,405, before any dealer documentation fee. Amount financed $55,680, including $3,275 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $69,430. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBRXT8563431_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 745, "unit": "per_month", "display": "$745/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52405.0, "selling_price": 52405.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 744.66, "net_cap_cost": 53100.0, "residual_value": 32491.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 744.66, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 904.66}, "total_of_payments": 26820, "total_of_payments_unrounded": 26807.76}, "disclosure": "Estimated lease payment for stock #J5630, VIN 1C4RJKBRXT8563431. $745 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $905, made up of $745 first payment, $60 title, $100 registration. MSRP $52,405. Lease selling price $52,405. Net capitalized cost $53,100. Residual value $32,491, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,820. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBRXT8563431_lease", "type": "lease", "label": "Lease", "headline": {"value": 651, "unit": "per_month", "display": "$651/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52405.0, "selling_price": 52405.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 651.37, "net_cap_cost": 50101.0, "residual_value": 32491.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 651.37, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3810.37}, "total_of_payments": 23436, "total_of_payments_unrounded": 23449.32}, "disclosure": "Estimated lease payment for stock #J5630, VIN 1C4RJKBRXT8563431. $651 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,810, made up of $651 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $52,405. Lease selling price $52,405. Net capitalized cost $50,101. Residual value $32,491, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,436. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 469}}, {"vin": "1C4SDJCT2TC219909", "title": "2026 Dodge Durango GT Plus HEMI V8", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT Plus HEMI V8", "decoded_trim": "GT Hemi", "condition": "new", "price": 49271.0, "msrp": 53090.0, "sale_price": 49271.0, "currency": "USD", "mileage": 14, "exterior_color": "Black Clearcoat", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,090"}, {"label": "Advertised price", "value": "$49,271"}, {"label": "Savings", "value": "$3,819, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,819", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:03Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49271.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT2TC219909_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 867, "unit": "per_month", "display": "$867/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49271.0, "price_incl_doc": 49271.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 867.35, "amount_financed": 52350.44, "sales_tax": 3079.44, "total_of_payments": 62449.26, "finance_charge": 10098.82, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5523, VIN 1C4SDJCT2TC219909. $867 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $49,271, before any dealer documentation fee. Amount financed $52,350, including $3,079 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $62,449. Offer expires 2026-07-31. Estimated for ZIP 60540. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49271.0, "price_incl_doc": 49271.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 777.12, "amount_financed": 52350.44, "sales_tax": 3079.44, "total_of_payments": 65278.17, "finance_charge": 12927.73, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5523, VIN 1C4SDJCT2TC219909. $777 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,271, before any dealer documentation fee. Amount financed $52,350, including $3,079 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $65,278. Offer expires 2026-07-31. Estimated for ZIP 60540. 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"https://ai.castlecdjrnaperville.com/v/3C63RRPLXTG346328.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrplxtg346328/2026-ram-3500-crew-cab-pickup", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #R5852, VIN 3C63RRPLXTG346328. Advertised price: $109,675. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$109,675"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:03Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 109675.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63RRPLXTG346328_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 2225, "unit": "per_month", "display": "$2,225/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 109675.0, "price_incl_doc": 109675.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2225.31, "amount_financed": 116529.69, "sales_tax": 6854.69, "total_of_payments": 133518.88, "finance_charge": 16989.19, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5852, VIN 3C63RRPLXTG346328. $2,225 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $109,675, before any dealer documentation fee. Amount financed $116,530, including $6,855 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $133,519. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRPLXTG346328_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1697, "unit": "per_month", "display": "$1,697/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 109675.0, "price_incl_doc": 109675.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1696.75, "amount_financed": 116529.69, "sales_tax": 6854.69, "total_of_payments": 142526.95, "finance_charge": 25997.26, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5852, VIN 3C63RRPLXTG346328. $1,697 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $109,675, before any dealer documentation fee. Amount financed $116,530, including $6,855 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $142,527. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRPLXTG346328_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1535, "unit": "per_month", "display": "$1,535/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 109675.0, "selling_price": 109675.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1534.82, "net_cap_cost": 110370.0, "residual_value": 67998.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1534.82, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1694.82}, "total_of_payments": 55260, "total_of_payments_unrounded": 55253.52}, "disclosure": "Estimated lease payment for stock #R5852, VIN 3C63RRPLXTG346328. $1,535 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,695, made up of $1,535 first payment, $60 title, $100 registration. MSRP $109,675. Lease selling price $109,675. Net capitalized cost $110,370. Residual value $67,998, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $55,260. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRPLXTG346328_lease", "type": "lease", "label": "Lease", "headline": {"value": 1442, "unit": "per_month", "display": "$1,442/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 109675.0, "selling_price": 109675.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1441.53, "net_cap_cost": 107371.0, "residual_value": 67998.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1441.53, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4600.53}, "total_of_payments": 51912, "total_of_payments_unrounded": 51895.08}, "disclosure": "Estimated lease payment for stock #R5852, VIN 3C63RRPLXTG346328. $1,442 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,601, made up of $1,442 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $109,675. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $9,453. This offer applies to Stock #J5515, VIN 1C6SRFUP5TN157112. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $90,860. Advertised price: $81,407. Savings: $9,453, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$90,860"}, {"label": "Advertised price", "value": "$81,407"}, {"label": "Savings", "value": "$9,453, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $9,453", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:03Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81407.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP5TN157112_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1442, "unit": "per_month", "display": "$1,442/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81407.0, "price_incl_doc": 81407.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1441.58, "amount_financed": 86494.94, "sales_tax": 5087.94, "total_of_payments": 86494.94, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5515, VIN 1C6SRFUP5TN157112. $1,442 per month for 60 months at 0% APR, $0 cash down. Advertised price $81,407, before any dealer documentation fee. Amount financed $86,495, including $5,088 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $86,495. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP5TN157112_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1284, "unit": "per_month", "display": "$1,284/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81407.0, "price_incl_doc": 81407.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1283.98, "amount_financed": 86494.94, "sales_tax": 5087.94, "total_of_payments": 107854.52, "finance_charge": 21359.58, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5515, VIN 1C6SRFUP5TN157112. $1,284 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,407, before any dealer documentation fee. Amount financed $86,495, including $5,088 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $107,855. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 283}}, {"vin": "3C6TR5EJ0TG352794", "title": "2026 RAM 2500 Power Wagon", "year": 2026, "make": "RAM", "model": "2500", "trim": "Power Wagon", "decoded_trim": "Power Wagon/Rebel", "condition": "new", "price": 90670.0, "msrp": 90670.0, "sale_price": 79494.0, "currency": "USD", "mileage": null, "exterior_color": "Ceramic Gray Clearcoat", "interior_color": "U5x9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63183265", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 7, "primary_image": "https://service.secureoffersites.com/images/GetEvoxImage?styleid=478541", "images": ["https://service.secureoffersites.com/images/GetEvoxImage?styleid=478541"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2026, "trim": "Power Wagon/Rebel", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 90670.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6TR5EJ0TG352794.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6tr5ej0tg352794/2026-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6tr5ej0tg352794/2026-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6TR5EJ0TG352794.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6TR5EJ0TG352794.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6TR5EJ0TG352794.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6tr5ej0tg352794/2026-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63183265, VIN 3C6TR5EJ0TG352794. Advertised price: $90,670. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$90,670"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:03Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 90670.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6TR5EJ0TG352794_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1840, "unit": "per_month", "display": "$1,840/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 90670.0, "price_incl_doc": 90670.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1839.7, "amount_financed": 96336.88, "sales_tax": 5666.88, "total_of_payments": 110382.1, "finance_charge": 14045.22, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63183265, VIN 3C6TR5EJ0TG352794. $1,840 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $90,670, before any dealer documentation fee. Amount financed $96,337, including $5,667 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $110,382. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6TR5EJ0TG352794_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1403, "unit": "per_month", "display": "$1,403/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 90670.0, "price_incl_doc": 90670.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1402.73, "amount_financed": 96336.88, "sales_tax": 5666.88, "total_of_payments": 117829.22, "finance_charge": 21492.34, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63183265, VIN 3C6TR5EJ0TG352794. $1,403 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $90,670, before any dealer documentation fee. Amount financed $96,337, including $5,667 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $117,829. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6TR5EJ0TG352794_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1273, "unit": "per_month", "display": "$1,273/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 90670.0, "selling_price": 90670.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1272.61, "net_cap_cost": 91365.0, "residual_value": 56215.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1272.61, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1432.61}, "total_of_payments": 45828, "total_of_payments_unrounded": 45813.96}, "disclosure": "Estimated lease payment for stock #63183265, VIN 3C6TR5EJ0TG352794. $1,273 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,433, made up of $1,273 first payment, $60 title, $100 registration. MSRP $90,670. Lease selling price $90,670. Net capitalized cost $91,365. Residual value $56,215, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $45,828. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6TR5EJ0TG352794_lease", "type": "lease", "label": "Lease", "headline": {"value": 1179, "unit": "per_month", "display": "$1,179/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 90670.0, "selling_price": 90670.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1179.32, "net_cap_cost": 88366.0, "residual_value": 56215.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1179.32, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4338.32}, "total_of_payments": 42444, "total_of_payments_unrounded": 42455.52}, "disclosure": "Estimated lease payment for stock #63183265, VIN 3C6TR5EJ0TG352794. $1,179 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,338, made up of $1,179 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $90,670. Lease selling price $90,670. Net capitalized cost $88,366. Residual value $56,215, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $42,444. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 395}}, {"vin": "3C6UR5DJ4TG294484", "title": "2026 RAM 2500 Big Horn", "year": 2026, "make": "RAM", "model": "2500", "trim": "Big Horn", "decoded_trim": "Big Horn", "condition": "new", "price": 67480.0, "msrp": 67480.0, "sale_price": 59424.0, "currency": "USD", "mileage": 50, "exterior_color": "Diamond Black", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", 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"Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj4tg294484/2026-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5DJ4TG294484.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ4TG294484.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ4TG294484.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj4tg294484/2026-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5965, VIN 3C6UR5DJ4TG294484. Advertised price: $67,480. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$67,480"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:03Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 67480.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5DJ4TG294484_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1369, "unit": "per_month", "display": "$1,369/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67480.0, "price_incl_doc": 67480.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1369.17, "amount_financed": 71697.5, "sales_tax": 4217.5, "total_of_payments": 82150.48, "finance_charge": 10452.98, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5965, VIN 3C6UR5DJ4TG294484. $1,369 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $67,480, before any dealer documentation fee. Amount financed $71,698, including $4,218 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $82,150. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ4TG294484_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1044, "unit": "per_month", "display": "$1,044/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67480.0, "price_incl_doc": 67480.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1043.96, "amount_financed": 71697.5, "sales_tax": 4217.5, "total_of_payments": 87692.9, "finance_charge": 15995.4, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5965, VIN 3C6UR5DJ4TG294484. $1,044 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $67,480, before any dealer documentation fee. Amount financed $71,698, including $4,218 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $87,693. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ4TG294484_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 953, "unit": "per_month", "display": "$953/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67480.0, "selling_price": 67480.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 952.65, "net_cap_cost": 68175.0, "residual_value": 41837.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 952.65, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1112.65}, "total_of_payments": 34308, "total_of_payments_unrounded": 34295.4}, "disclosure": "Estimated lease payment for stock #J5965, VIN 3C6UR5DJ4TG294484. $953 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,113, made up of $953 first payment, $60 title, $100 registration. MSRP $67,480. Lease selling price $67,480. Net capitalized cost $68,175. Residual value $41,838, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,308. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ4TG294484_lease", "type": "lease", "label": "Lease", "headline": {"value": 859, "unit": "per_month", "display": "$859/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67480.0, "selling_price": 67480.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 859.36, "net_cap_cost": 65176.0, "residual_value": 41837.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 859.36, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4018.36}, "total_of_payments": 30924, "total_of_payments_unrounded": 30936.96}, "disclosure": "Estimated lease payment for stock #J5965, VIN 3C6UR5DJ4TG294484. $859 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,018, made up of $859 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $67,480. 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"Jeep", "model": "Compass", "year": 2026, "trim": "Latitude/North", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 34080.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C4NJDBN7TT196819.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4njdbn7tt196819/2026-jeep-compass-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4njdbn7tt196819/2026-jeep-compass-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C4NJDBN7TT196819.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C4NJDBN7TT196819.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C4NJDBN7TT196819.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4njdbn7tt196819/2026-jeep-compass-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,000. This offer applies to Stock #LJ5185, VIN 3C4NJDBN7TT196819. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,080. Advertised price: $28,080. Savings: $6,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,080"}, {"label": "Advertised price", "value": "$28,080"}, {"label": "Savings", "value": "$6,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:03Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28080.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4NJDBN7TT196819_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 439, "unit": "per_month", "display": "$439/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28080.0, "price_incl_doc": 28080.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Compass Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 438.77, "amount_financed": 29835.0, "sales_tax": 1755.0, "total_of_payments": 31591.49, "finance_charge": 1756.49, "per_1000_financed": 14.71, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5185, VIN 3C4NJDBN7TT196819. $439 per month for 72 months at 1.9% APR, $0 cash down. Advertised price $28,080, before any dealer documentation fee. Amount financed $29,835, including $1,755 estimated sales tax at 6.25%. That is $14.71 per $1,000 financed. Total of payments $31,591. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 1, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 320}}, {"vin": "1C4RJXFG4VW553126", "title": "2027 Jeep Wrangler Rubicon X", "year": 2027, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X", "decoded_trim": "Rubicon", "condition": "new", "price": 68975.0, "msrp": 68975.0, "sale_price": 68975.0, "currency": "USD", "mileage": null, "exterior_color": "Black Clearcoat", "interior_color": "Vlx9", "drivetrain": "4WD", "body_style": "SoftTop", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "V6", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63488275", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6a8de8de-b03d-4544-8dad-0a2f418be2ea.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6a8de8de-b03d-4544-8dad-0a2f418be2ea.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/932787b3-b830-4c8f-9f46-8bb1000a0cdc.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8fa086bb-bee3-47d6-8d7f-a5112d0cf9c6.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/17c5d26c-7a49-4c2a-b2d1-20698157f3bd.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4badbc9d-94ca-4d8c-85c8-051d926100df.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c418105a-d1a4-4f93-a08e-8e0c0f3cbf17.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7afb407a-6c87-4686-8800-b0e20be82453.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2027, "trim": "Rubicon", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 68975.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJXFG4VW553126.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg4vw553126/2027-jeep-wrangler-softtop", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg4vw553126/2027-jeep-wrangler-softtop", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJXFG4VW553126.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG4VW553126.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG4VW553126.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg4vw553126/2027-jeep-wrangler-softtop", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63488275, VIN 1C4RJXFG4VW553126. Advertised price: $68,975. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$68,975"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:03Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68975.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG4VW553126_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1400, "unit": "per_month", "display": "$1,400/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68975.0, "price_incl_doc": 68975.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1399.51, "amount_financed": 73285.94, "sales_tax": 4310.94, "total_of_payments": 83970.5, "finance_charge": 10684.56, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488275, VIN 1C4RJXFG4VW553126. $1,400 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,975, before any dealer documentation fee. Amount financed $73,286, including $4,311 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,970. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG4VW553126_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1067, "unit": "per_month", "display": "$1,067/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68975.0, "price_incl_doc": 68975.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1067.09, "amount_financed": 73285.94, "sales_tax": 4310.94, "total_of_payments": 89635.71, "finance_charge": 16349.77, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488275, VIN 1C4RJXFG4VW553126. $1,067 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $68,975, before any dealer documentation fee. Amount financed $73,286, including $4,311 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $89,636. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 313}}, {"vin": "3C6LRVNG1VE552831", "title": "2027 RAM ProMaster 1500 Low Roof", "year": 2027, "make": "RAM", "model": "ProMaster 1500", "trim": "Low Roof", "decoded_trim": null, "condition": "new", "price": 49613.0, "msrp": 51445.0, "sale_price": 49613.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "A7x9", "drivetrain": "FWD", "body_style": "Cargo Van", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 3, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63493943", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a9b590b6-cf7d-4d69-a0bf-76936729dcac.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a9b590b6-cf7d-4d69-a0bf-76936729dcac.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/30e4f9a3-9f54-4758-8f6a-a489332ad4d5.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/be1c62b9-2396-44dc-88ba-63f74ddaa362.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e735c3dc-cb70-4610-907e-0edff0ecff75.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f05d3ec9-d9be-4aee-819d-1049bb7425a7.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9fc903d8-ea4d-48cb-8c13-6a6cbafd4b19.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/93b997ab-bac2-4591-b2c7-b4026db8092c.png"], "vin_decode": {"make": "Ram", "model": "ProMaster 1500", "year": 2027, "trim": null, "body_style": "Cargo Van", "vehicle_type": "TRUCK", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "FWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 51445.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6LRVNG1VE552831.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvng1ve552831/2027-ram-promaster-1500-cargo-van", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvng1ve552831/2027-ram-promaster-1500-cargo-van", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6LRVNG1VE552831.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6LRVNG1VE552831.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6LRVNG1VE552831.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvng1ve552831/2027-ram-promaster-1500-cargo-van", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,832. This offer applies to Stock #63493943, VIN 3C6LRVNG1VE552831. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,445. Advertised price: $49,613. Savings: $1,832, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,445"}, {"label": "Advertised price", "value": "$49,613"}, {"label": "Savings", "value": "$1,832, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,832", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:03Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49613.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6LRVNG1VE552831_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1007, "unit": "per_month", "display": "$1,007/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49613.0, "price_incl_doc": 49613.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1006.65, "amount_financed": 52713.81, "sales_tax": 3100.81, "total_of_payments": 60399.1, "finance_charge": 7685.29, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63493943, VIN 3C6LRVNG1VE552831. $1,007 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $49,613, before any dealer documentation fee. Amount financed $52,714, including $3,101 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $60,399. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNG1VE552831_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 873, "unit": "per_month", "display": "$873/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49613.0, "price_incl_doc": 49613.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 873.37, "amount_financed": 52713.81, "sales_tax": 3100.81, "total_of_payments": 62882.73, "finance_charge": 10168.92, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63493943, VIN 3C6LRVNG1VE552831. $873 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $49,613, before any dealer documentation fee. Amount financed $52,714, including $3,101 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $62,883. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNG1VE552831_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 783, "unit": "per_month", "display": "$783/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49613.0, "price_incl_doc": 49613.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 782.52, "amount_financed": 52713.81, "sales_tax": 3100.81, "total_of_payments": 65731.28, "finance_charge": 13017.47, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63493943, VIN 3C6LRVNG1VE552831. $783 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,613, before any dealer documentation fee. Amount financed $52,714, including $3,101 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $65,731. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNG1VE552831_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 674, "unit": "per_month", "display": "$674/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51445.0, "selling_price": 49613.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 674.43, "net_cap_cost": 50308.0, "residual_value": 31895.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 674.43, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 834.43}, "total_of_payments": 24264, "total_of_payments_unrounded": 24279.48}, "disclosure": "Estimated lease payment for stock #63493943, VIN 3C6LRVNG1VE552831. $674 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $834, made up of $674 first payment, $60 title, $100 registration. MSRP $51,445. Lease selling price $49,613. Net capitalized cost $50,308. Residual value $31,896, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,264. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNG1VE552831_lease", "type": "lease", "label": "Lease", "headline": {"value": 581, "unit": "per_month", "display": "$581/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51445.0, "selling_price": 49613.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 581.13, "net_cap_cost": 47309.0, "residual_value": 31895.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 581.13, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3740.13}, "total_of_payments": 20916, "total_of_payments_unrounded": 20920.68}, "disclosure": "Estimated lease payment for stock #63493943, VIN 3C6LRVNG1VE552831. $581 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,740, made up of $581 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $51,445. Lease selling price $49,613. Net capitalized cost $47,309. Residual value $31,896, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $20,916. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 390}}, {"vin": "1C4SDJCT3TC254362", "title": "2026 Dodge Durango GT Plus HEMI V8", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT Plus HEMI V8", "decoded_trim": "GT Hemi", "condition": "new", "price": 58205.0, "msrp": 58205.0, "sale_price": 53874.0, "currency": "USD", "mileage": 26, "exterior_color": "Destroyer Gray Clearcoat", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 14, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "J5781", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $7,903. This offer applies to Stock #E5774, VIN 1C4RJKBR5T8564194. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,435. Advertised price: $45,532. Savings: $7,903, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,435"}, {"label": "Advertised price", "value": "$45,532"}, {"label": "Savings", "value": "$7,903, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,903", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:04Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45532.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBR5T8564194_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 924, "unit": "per_month", "display": "$924/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45532.0, "price_incl_doc": 45532.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 923.85, "amount_financed": 48377.75, "sales_tax": 2845.75, "total_of_payments": 55430.88, "finance_charge": 7053.13, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5774, VIN 1C4RJKBR5T8564194. $924 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $45,532, before any dealer documentation fee. Amount financed $48,378, including $2,846 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $55,431. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR5T8564194_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 802, "unit": "per_month", "display": "$802/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45532.0, "price_incl_doc": 45532.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 801.53, "amount_financed": 48377.75, "sales_tax": 2845.75, "total_of_payments": 57710.21, "finance_charge": 9332.46, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5774, VIN 1C4RJKBR5T8564194. $802 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $45,532, before any dealer documentation fee. Amount financed $48,378, including $2,846 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $57,710. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR5T8564194_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 718, "unit": "per_month", "display": "$718/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45532.0, "price_incl_doc": 45532.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 718.15, "amount_financed": 48377.75, "sales_tax": 2845.75, "total_of_payments": 60324.44, "finance_charge": 11946.69, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5774, VIN 1C4RJKBR5T8564194. $718 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $45,532, before any dealer documentation fee. Amount financed $48,378, including $2,846 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $60,324. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR5T8564194_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 513, "unit": "per_month", "display": "$513/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 53435.0, "selling_price": 45532.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 513.03, "net_cap_cost": 46227.0, "residual_value": 33129.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 513.03, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 673.03}, "total_of_payments": 18468, "total_of_payments_unrounded": 18469.08}, "disclosure": "Estimated lease payment for stock #E5774, VIN 1C4RJKBR5T8564194. $513 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $673, made up of $513 first payment, $60 title, $100 registration. MSRP $53,435. Lease selling price $45,532. Net capitalized cost $46,227. Residual value $33,130, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $18,468. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR5T8564194_lease", "type": "lease", "label": "Lease", "headline": {"value": 420, "unit": "per_month", "display": "$420/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 53435.0, "selling_price": 45532.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 419.74, "net_cap_cost": 43228.0, "residual_value": 33129.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 419.74, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3578.74}, "total_of_payments": 15120, "total_of_payments_unrounded": 15110.64}, "disclosure": "Estimated lease payment for stock #E5774, VIN 1C4RJKBR5T8564194. $420 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,579, made up of $420 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $53,435. Lease selling price $45,532. Net capitalized cost $43,228. Residual value $33,130, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $15,120. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,860"}, {"label": "Advertised price", "value": "$45,142"}, {"label": "Savings", "value": "$6,718, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,718", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:04Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45142.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,880. This offer applies to Stock #63454457, VIN 1C6SRFJT3VN554757. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $80,045. Advertised price: $75,165. Savings: $4,880, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$80,045"}, {"label": "Advertised price", "value": "$75,165"}, {"label": "Savings", "value": "$4,880, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,880", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:04Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 75165.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFJT3VN554757_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1331, "unit": "per_month", "display": "$1,331/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 75165.0, "price_incl_doc": 75165.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1331.05, "amount_financed": 79862.81, "sales_tax": 4697.81, "total_of_payments": 79862.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454457, VIN 1C6SRFJT3VN554757. $1,331 per month for 60 months at 0% APR, $0 cash down. Advertised price $75,165, before any dealer documentation fee. Amount financed $79,863, including $4,698 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $79,863. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJT3VN554757_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1186, "unit": "per_month", "display": "$1,186/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 75165.0, "price_incl_doc": 75165.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1185.53, "amount_financed": 79862.81, "sales_tax": 4697.81, "total_of_payments": 99584.61, "finance_charge": 19721.8, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454457, VIN 1C6SRFJT3VN554757. $1,186 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $75,165, before any dealer documentation fee. Amount financed $79,863, including $4,698 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $99,585. Offer expires 2026-07-31. Estimated for ZIP 60540. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,525"}, {"label": "Advertised price", "value": "$40,445"}, {"label": "Savings", "value": "$8,080, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,080", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:04Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4JJXR6XNW264946_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 673, "unit": "per_month", "display": "$673/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26977.0, "price_incl_doc": 26977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 673.02, "amount_financed": 28663.06, "sales_tax": 1686.06, "total_of_payments": 32305.03, "finance_charge": 3641.97, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5607A, VIN 1C4JJXR6XNW264946. $673 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,977, before any dealer documentation fee. Amount financed $28,663, including $1,686 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,305. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4JJXR6XNW264946_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 561, "unit": "per_month", "display": "$561/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26977.0, "price_incl_doc": 26977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 560.69, "amount_financed": 28663.06, "sales_tax": 1686.06, "total_of_payments": 33641.49, "finance_charge": 4978.43, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5607A, VIN 1C4JJXR6XNW264946. $561 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,977, before any dealer documentation fee. Amount financed $28,663, including $1,686 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,641. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4JJXR6XNW264946_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 489, "unit": "per_month", "display": "$489/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26977.0, "price_incl_doc": 26977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 488.54, "amount_financed": 28663.06, "sales_tax": 1686.06, "total_of_payments": 35174.81, "finance_charge": 6511.75, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5607A, VIN 1C4JJXR6XNW264946. $489 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,977, before any dealer documentation fee. Amount financed $28,663, including $1,686 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,175. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$81,615"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:04Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81615.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP6VN554749_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1445, "unit": "per_month", "display": "$1,445/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81615.0, "price_incl_doc": 81615.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1445.27, "amount_financed": 86715.94, "sales_tax": 5100.94, "total_of_payments": 86715.94, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454435, VIN 1C6SRFUP6VN554749. $1,445 per month for 60 months at 0% APR, $0 cash down. Advertised price $81,615, before any dealer documentation fee. Amount financed $86,716, including $5,101 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $86,716. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP6VN554749_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1287, "unit": "per_month", "display": "$1,287/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81615.0, "price_incl_doc": 81615.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1287.26, "amount_financed": 86715.94, "sales_tax": 5100.94, "total_of_payments": 108130.1, "finance_charge": 21414.16, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454435, VIN 1C6SRFUP6VN554749. $1,287 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,615, before any dealer documentation fee. Amount financed $86,716, including $5,101 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $108,130. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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"https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/5tfna5db3nx009902/2022-toyota-tundra-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/5TFNA5DB3NX009902.html", "json_url": "https://ai.castlecdjrnaperville.com/v/5TFNA5DB3NX009902.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/5TFNA5DB3NX009902.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/5tfna5db3nx009902/2022-toyota-tundra-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5805A, VIN 5TFNA5DB3NX009902. Advertised price: $36,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$36,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:04Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5TFNA5DB3NX009902_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 922, "unit": "per_month", "display": "$922/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36977.0, "price_incl_doc": 36977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 922.5, "amount_financed": 39288.06, "sales_tax": 2311.06, "total_of_payments": 44280.05, "finance_charge": 4991.99, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5805A, VIN 5TFNA5DB3NX009902. $922 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $36,977, before any dealer documentation fee. Amount financed $39,288, including $2,311 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $44,280. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5TFNA5DB3NX009902_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 769, "unit": "per_month", "display": "$769/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36977.0, "price_incl_doc": 36977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 768.53, "amount_financed": 39288.06, "sales_tax": 2311.06, "total_of_payments": 46111.92, "finance_charge": 6823.86, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5805A, VIN 5TFNA5DB3NX009902. $769 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $36,977, before any dealer documentation fee. Amount financed $39,288, including $2,311 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $46,112. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5TFNA5DB3NX009902_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 670, "unit": "per_month", "display": "$670/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36977.0, "price_incl_doc": 36977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 669.63, "amount_financed": 39288.06, "sales_tax": 2311.06, "total_of_payments": 48213.63, "finance_charge": 8925.57, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5805A, VIN 5TFNA5DB3NX009902. $670 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $36,977, before any dealer documentation fee. Amount financed $39,288, including $2,311 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $48,214. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:04Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57475.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFGT0TN392025_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 907, "unit": "per_month", "display": "$907/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:04Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58380.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG1TW288753_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1185, "unit": "per_month", "display": "$1,185/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58380.0, "price_incl_doc": 58380.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1184.53, "amount_financed": 62028.75, "sales_tax": 3648.75, "total_of_payments": 71072.1, "finance_charge": 9043.35, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6014, VIN 1C4PJXEG1TW288753. $1,185 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $58,380, before any dealer documentation fee. Amount financed $62,029, including $3,649 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $71,072. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG1TW288753_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 903, "unit": "per_month", "display": "$903/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58380.0, "price_incl_doc": 58380.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 903.18, "amount_financed": 62028.75, "sales_tax": 3648.75, "total_of_payments": 75867.09, "finance_charge": 13838.34, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6014, VIN 1C4PJXEG1TW288753. $903 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $58,380, before any dealer documentation fee. Amount financed $62,029, including $3,649 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$33,805"}, {"label": "Advertised price", "value": "$26,805"}, {"label": "Savings", "value": "$7,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57960.0, "price_incl_doc": 57960.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1176.01, "amount_financed": 61582.5, "sales_tax": 3622.5, "total_of_payments": 70560.79, "finance_charge": 8978.29, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63335020, VIN 1C4PJXEG8TW319934. $1,176 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,960, before any dealer documentation fee. Amount financed $61,582, including $3,622 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,561. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG8TW319934_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 897, "unit": "per_month", "display": "$897/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57960.0, "price_incl_doc": 57960.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 896.68, "amount_financed": 61582.5, "sales_tax": 3622.5, "total_of_payments": 75321.29, "finance_charge": 13738.79, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63335020, VIN 1C4PJXEG8TW319934. $897 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $57,960, before any dealer documentation fee. Amount financed $61,582, including $3,622 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $75,321. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 302}}, {"vin": "1C4SDJCT0TC292793", "title": "2026 Dodge Durango GT Plus HEMI V8", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT Plus HEMI V8", "decoded_trim": "GT Hemi", "condition": "new", "price": 47860.0, "msrp": 51580.0, "sale_price": 47860.0, "currency": "USD", "mileage": 13, "exterior_color": "Green Machine", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-8 5.7 L/345", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic w/OD", "mpg_city": 14, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "D5882", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"offers": [], "price_history": [], "window_sticker": {"msrp": 51580.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4SDJCT0TC292793.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct0tc292793/2026-dodge-durango-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct0tc292793/2026-dodge-durango-sport-utility", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4SDJCT0TC292793.html", "json_url": 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,720. This offer applies to Stock #D5882, VIN 1C4SDJCT0TC292793. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,580. Advertised price: $47,860. Savings: $3,720, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,580"}, {"label": "Advertised price", "value": "$47,860"}, {"label": "Savings", "value": "$3,720, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,720", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:04Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47860.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT0TC292793_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 971, "unit": "per_month", "display": "$971/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47860.0, "price_incl_doc": 47860.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 971.08, "amount_financed": 50851.25, "sales_tax": 2991.25, "total_of_payments": 58265.0, "finance_charge": 7413.75, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5882, VIN 1C4SDJCT0TC292793. $971 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $47,860, before any dealer documentation fee. Amount financed $50,851, including $2,991 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $58,265. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT0TC292793_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 843, "unit": "per_month", "display": "$843/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47860.0, "price_incl_doc": 47860.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 842.51, "amount_financed": 50851.25, "sales_tax": 2991.25, "total_of_payments": 60660.87, "finance_charge": 9809.62, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5882, VIN 1C4SDJCT0TC292793. $843 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $47,860, before any dealer documentation fee. Amount financed $50,851, including $2,991 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $60,661. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT0TC292793_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 755, "unit": "per_month", "display": "$755/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47860.0, "price_incl_doc": 47860.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 754.87, "amount_financed": 50851.25, "sales_tax": 2991.25, "total_of_payments": 63408.76, "finance_charge": 12557.51, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5882, VIN 1C4SDJCT0TC292793. $755 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $47,860, before any dealer documentation fee. Amount financed $50,851, including $2,991 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $63,409. Offer expires 2026-07-31. Estimated for ZIP 60540. 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:04Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48157.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 75250.0, "price_incl_doc": 75250.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1526.83, "amount_financed": 79953.13, "sales_tax": 4703.13, "total_of_payments": 91609.72, "finance_charge": 11656.59, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63506645, VIN 1C4RJXSJ8VW561456. $1,527 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $75,250, before any dealer documentation fee. Amount financed $79,953, including $4,703 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $91,610. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXSJ8VW561456_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1164, "unit": "per_month", "display": "$1,164/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 75250.0, "price_incl_doc": 75250.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1164.17, "amount_financed": 79953.13, "sales_tax": 4703.13, "total_of_payments": 97790.32, "finance_charge": 17837.19, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63506645, VIN 1C4RJXSJ8VW561456. $1,164 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $75,250, before any dealer documentation fee. Amount financed $79,953, including $4,703 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $97,790. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 331}}, {"vin": "1C4HJXEG6MW507888", "title": "2021 Jeep Wrangler Unlimited Sahara", "year": 2021, "make": "Jeep", "model": "Wrangler", "trim": "Unlimited Sahara", "decoded_trim": "Unlimited Sahara", "condition": "used", "price": 31577.0, "msrp": 31577.0, "sale_price": null, "currency": "USD", "mileage": 45073, "exterior_color": "Sting Gray Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "J5930B", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 11, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/20c6e1f3-f5c6-450b-84a9-a3cca7fb0a15.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/20c6e1f3-f5c6-450b-84a9-a3cca7fb0a15.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/112d9592-f8d1-40fb-a0c7-1f24e7bb82f4.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3b03c7ee-e454-4038-8340-046a7d0fa23e.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0bdbb951-006c-4c6d-bc70-c2aa501a87b0.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e5624d37-468b-4e98-af00-f96fa8688410.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/56680f3e-b569-433a-a1c8-cac0f1341fd6.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/909ad6c7-8b61-4f1d-903c-f22d95532668.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0e285e54-9e18-48d2-bfb6-2f7bfb139e64.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/057d6e16-99d4-483f-a6b3-d92cd388b647.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/727ff6fd-4aaa-433c-8dde-13f6b2ac8d23.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/aeeba149-5e7c-44bb-909e-fd9afbc2b66c.jpeg"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2021, "trim": "Unlimited Sahara", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 31577.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4HJXEG6MW507888.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4hjxeg6mw507888/2021-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4hjxeg6mw507888/2021-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4HJXEG6MW507888.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4HJXEG6MW507888.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4HJXEG6MW507888.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4hjxeg6mw507888/2021-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5930B, VIN 1C4HJXEG6MW507888. Advertised price: $31,577. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,577"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:04Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31577.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4HJXEG6MW507888_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 788, "unit": "per_month", "display": "$788/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31577.0, "price_incl_doc": 31577.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 787.78, "amount_financed": 33550.56, "sales_tax": 1973.56, "total_of_payments": 37813.54, "finance_charge": 4262.98, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5930B, VIN 1C4HJXEG6MW507888. $788 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,577, before any dealer documentation fee. Amount financed $33,551, including $1,974 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $37,814. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4HJXEG6MW507888_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 656, "unit": "per_month", "display": "$656/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31577.0, "price_incl_doc": 31577.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 656.3, "amount_financed": 33550.56, "sales_tax": 1973.56, "total_of_payments": 39377.89, "finance_charge": 5827.33, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5930B, VIN 1C4HJXEG6MW507888. $656 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,577, before any dealer documentation fee. Amount financed $33,551, including $1,974 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $39,378. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4HJXEG6MW507888_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 572, "unit": "per_month", "display": "$572/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31577.0, "price_incl_doc": 31577.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 571.84, "amount_financed": 33550.56, "sales_tax": 1973.56, "total_of_payments": 41172.67, "finance_charge": 7622.11, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5930B, VIN 1C4HJXEG6MW507888. $572 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,577, before any dealer documentation fee. Amount financed $33,551, including $1,974 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $41,173. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$81,180"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:04Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81180.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFJTXTN404576_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1438, "unit": "per_month", "display": "$1,438/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81180.0, "price_incl_doc": 81180.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1437.56, "amount_financed": 86253.75, "sales_tax": 5073.75, "total_of_payments": 86253.75, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63256344, VIN 1C6SRFJTXTN404576. $1,438 per month for 60 months at 0% APR, $0 cash down. Advertised price $81,180, before any dealer documentation fee. Amount financed $86,254, including $5,074 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $86,254. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJTXTN404576_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1280, "unit": "per_month", "display": "$1,280/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81180.0, "price_incl_doc": 81180.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1280.4, "amount_financed": 86253.75, "sales_tax": 5073.75, "total_of_payments": 107553.77, "finance_charge": 21300.02, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63256344, VIN 1C6SRFJTXTN404576. $1,280 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,180, before any dealer documentation fee. Amount financed $86,254, including $5,074 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $107,554. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 319}}, {"vin": "1C6RRFGG1TN360444", "title": "2026 RAM 1500 Express", "year": 2026, "make": "RAM", "model": "1500", "trim": "Express", "decoded_trim": "Tradesman", "condition": "new", "price": 54530.0, "msrp": 54530.0, "sale_price": 44908.0, "currency": "USD", "mileage": 1000, "exterior_color": "Canyon Lake", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "LJ5759", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:04Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54530.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6RRFGG1TN360444_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 966, "unit": "per_month", "display": "$966/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54530.0, "price_incl_doc": 54530.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 965.64, "amount_financed": 57938.13, "sales_tax": 3408.13, "total_of_payments": 57938.13, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5759, VIN 1C6RRFGG1TN360444. $966 per month for 60 months at 0% APR, $0 cash down. Advertised price $54,530, before any dealer documentation fee. Amount financed $57,938, including $3,408 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $57,938. Offer expires 2026-07-31. Estimated for ZIP 60540. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54530.0, "price_incl_doc": 54530.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 860.07, "amount_financed": 57938.13, "sales_tax": 3408.13, "total_of_payments": 72245.72, "finance_charge": 14307.59, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5759, VIN 1C6RRFGG1TN360444. $860 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $54,530, before any dealer documentation fee. Amount financed $57,938, including $3,408 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $72,246. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 319}}, {"vin": "1C4RJKAR6T8582432", "title": "2026 Jeep Grand Cherokee L Laredo Altitude", "year": 2026, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Laredo Altitude", "decoded_trim": "Base, Laredo", "condition": "new", "price": 44185.0, "msrp": 51080.0, "sale_price": 44185.0, "currency": "USD", "mileage": 10, "exterior_color": "Bright White Clearcoat", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "E5766", "stock_status": "Available", 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VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkar6t8582432/2026-jeep-grand-cherokee-l-sport-utility", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKAR6T8582432.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKAR6T8582432.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKAR6T8582432.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkar6t8582432/2026-jeep-grand-cherokee-l-sport-utility", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,895. This offer applies to Stock #E5766, VIN 1C4RJKAR6T8582432. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,080. Advertised price: $44,185. Savings: $6,895, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,080"}, {"label": "Advertised price", "value": "$44,185"}, {"label": "Savings", "value": "$6,895, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,895", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:04Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44185.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKAR6T8582432_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 897, "unit": "per_month", "display": "$897/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44185.0, "price_incl_doc": 44185.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 896.52, "amount_financed": 46946.56, "sales_tax": 2761.56, "total_of_payments": 53791.03, "finance_charge": 6844.47, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5766, VIN 1C4RJKAR6T8582432. $897 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $44,185, before any dealer documentation fee. Amount financed $46,947, including $2,762 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $53,791. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKAR6T8582432_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 778, "unit": "per_month", "display": "$778/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44185.0, "price_incl_doc": 44185.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 777.82, "amount_financed": 46946.56, "sales_tax": 2761.56, "total_of_payments": 56002.93, "finance_charge": 9056.37, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5766, VIN 1C4RJKAR6T8582432. $778 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $44,185, before any dealer documentation fee. Amount financed $46,947, including $2,762 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $56,003. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKAR6T8582432_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 697, "unit": "per_month", "display": "$697/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44185.0, "price_incl_doc": 44185.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 696.9, "amount_financed": 46946.56, "sales_tax": 2761.56, "total_of_payments": 58539.83, "finance_charge": 11593.27, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5766, VIN 1C4RJKAR6T8582432. $697 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $44,185, before any dealer documentation fee. Amount financed $46,947, including $2,762 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $58,540. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKAR6T8582432_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 512, "unit": "per_month", "display": "$512/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51080.0, "selling_price": 44185.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 511.89, "net_cap_cost": 44880.0, "residual_value": 31669.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 511.89, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 671.89}, "total_of_payments": 18432, "total_of_payments_unrounded": 18428.04}, "disclosure": "Estimated lease payment for stock #E5766, VIN 1C4RJKAR6T8582432. $512 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $672, made up of $512 first payment, $60 title, $100 registration. MSRP $51,080. Lease selling price $44,185. Net capitalized cost $44,880. Residual value $31,670, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $18,432. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKAR6T8582432_lease", "type": "lease", "label": "Lease", "headline": {"value": 419, "unit": "per_month", "display": "$419/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51080.0, "selling_price": 44185.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 418.6, "net_cap_cost": 41881.0, "residual_value": 31669.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 418.6, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3577.6}, "total_of_payments": 15084, "total_of_payments_unrounded": 15069.6}, "disclosure": "Estimated lease payment for stock #E5766, VIN 1C4RJKAR6T8582432. $419 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,578, made up of $419 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $51,080. Lease selling price $44,185. Net capitalized cost $41,881. Residual value $31,670, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $15,084. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 430}}, {"vin": "1C4PJXEN8TW323271", "title": "2026 Jeep Wrangler Sahara", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 57685.0, "msrp": 57685.0, "sale_price": 50856.0, "currency": "USD", "mileage": null, "exterior_color": "Black Clearcoat", "interior_color": "Nlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "63324670", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxen8tw323271/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$57,685"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:04Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57685.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEN8TW323271_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1170, "unit": "per_month", "display": "$1,170/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57685.0, "price_incl_doc": 57685.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1170.43, "amount_financed": 61290.31, "sales_tax": 3605.31, "total_of_payments": 70226.0, "finance_charge": 8935.69, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63324670, VIN 1C4PJXEN8TW323271. $1,170 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,685, before any dealer documentation fee. Amount financed $61,290, including $3,605 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,226. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEN8TW323271_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 892, "unit": "per_month", "display": "$892/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57685.0, "price_incl_doc": 57685.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 892.43, "amount_financed": 61290.31, "sales_tax": 3605.31, "total_of_payments": 74963.91, "finance_charge": 13673.6, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63324670, VIN 1C4PJXEN8TW323271. $892 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $57,685, before any dealer documentation fee. Amount financed $61,290, including $3,605 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $74,964. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 319}}, {"vin": "1C4RJFBG3KC614138", "title": "2019 Jeep Grand Cherokee Limited", "year": 2019, "make": "Jeep", "model": "Grand Cherokee", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 20677.0, "msrp": 20677.0, "sale_price": 20677.0, "currency": "USD", "mileage": 77782, "exterior_color": "Billet Silver Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "JK1024", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 1, "primary_image": "https://service.secureoffersites.com/images/GetEvoxImage?styleid=400116", "images": ["https://service.secureoffersites.com/images/GetEvoxImage?styleid=400116"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2019, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 20677.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJFBG3KC614138.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4rjfbg3kc614138/2019-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4rjfbg3kc614138/2019-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJFBG3KC614138.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJFBG3KC614138.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJFBG3KC614138.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4rjfbg3kc614138/2019-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$20,677"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:04Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 20677.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJFBG3KC614138_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 516, "unit": "per_month", "display": "$516/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20677.0, "price_incl_doc": 20677.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 515.85, "amount_financed": 21969.31, "sales_tax": 1292.31, "total_of_payments": 24760.76, "finance_charge": 2791.45, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1024, VIN 1C4RJFBG3KC614138. $516 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $20,677, before any dealer documentation fee. Amount financed $21,969, including $1,292 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $24,761. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJFBG3KC614138_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 430, "unit": "per_month", "display": "$430/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20677.0, "price_incl_doc": 20677.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 429.75, "amount_financed": 21969.31, "sales_tax": 1292.31, "total_of_payments": 25785.11, "finance_charge": 3815.8, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1024, VIN 1C4RJFBG3KC614138. $430 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $20,677, before any dealer documentation fee. Amount financed $21,969, including $1,292 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $25,785. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJFBG3KC614138_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 374, "unit": "per_month", "display": "$374/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20677.0, "price_incl_doc": 20677.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 374.45, "amount_financed": 21969.31, "sales_tax": 1292.31, "total_of_payments": 26960.36, "finance_charge": 4991.05, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1024, VIN 1C4RJFBG3KC614138. $374 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $20,677, before any dealer documentation fee. Amount financed $21,969, including $1,292 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $26,960. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 320}}, {"vin": "1C6SRFUP9TN436613", "title": "2026 RAM 1500 RHO", "year": 2026, "make": "RAM", "model": "1500", "trim": "RHO", "decoded_trim": "RHO", "condition": "new", "price": 78080.0, "msrp": 78080.0, "sale_price": 78080.0, "currency": "USD", "mileage": null, "exterior_color": "Serrano Green Metallic", "interior_color": "Ylx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.0L I6", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 14, "mpg_hwy": 16, "range_miles": null, "battery_kwh": null, "stock_number": "63385524", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/82099e6a-22b6-4c8a-b780-06b9fa2ff660.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/82099e6a-22b6-4c8a-b780-06b9fa2ff660.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1726bd85-b7c5-4ddf-bb5b-1ecfbd16d439.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c07865b2-8c3d-4221-a3a2-03276900af35.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/65e7a21f-60a6-462f-a0d2-489b6fe05c4b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a2d4d2e4-b1d3-4807-8052-57b9340cc10d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3303fa37-63cc-4eb3-8762-197c7b4e84dc.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3d8bc7f2-c92d-4161-82cd-f72a90d19a4c.png"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2026, "trim": "RHO", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "3L 6-Cylinder In-Line", "engine_displacement_l": 3.0, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 78080.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFUP9TN436613.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup9tn436613/2026-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup9tn436613/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFUP9TN436613.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFUP9TN436613.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFUP9TN436613.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup9tn436613/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63385524, VIN 1C6SRFUP9TN436613. Advertised price: $78,080. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$78,080"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:04Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 78080.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP9TN436613_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1383, "unit": "per_month", "display": "$1,383/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 78080.0, "price_incl_doc": 78080.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1382.67, "amount_financed": 82960.0, "sales_tax": 4880.0, "total_of_payments": 82960.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63385524, VIN 1C6SRFUP9TN436613. $1,383 per month for 60 months at 0% APR, $0 cash down. Advertised price $78,080, before any dealer documentation fee. Amount financed $82,960, including $4,880 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $82,960. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP9TN436613_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1232, "unit": "per_month", "display": "$1,232/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 78080.0, "price_incl_doc": 78080.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1231.51, "amount_financed": 82960.0, "sales_tax": 4880.0, "total_of_payments": 103446.64, "finance_charge": 20486.64, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63385524, VIN 1C6SRFUP9TN436613. $1,232 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $78,080, before any dealer documentation fee. Amount financed $82,960, including $4,880 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $103,447. Offer expires 2026-07-31. Estimated for ZIP 60540. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $11,032. This offer applies to Stock #R5556, VIN 3C63R3EL4TG254678. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $93,845. Advertised price: $82,813. Savings: $11,032, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$93,845"}, {"label": "Advertised price", "value": "$82,813"}, {"label": "Savings", "value": "$11,032, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $11,032", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:05Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 82813.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63R3EL4TG254678_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1680, "unit": "per_month", "display": "$1,680/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82813.0, "price_incl_doc": 82813.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1680.28, "amount_financed": 87988.81, "sales_tax": 5175.81, "total_of_payments": 100816.95, "finance_charge": 12828.14, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5556, VIN 3C63R3EL4TG254678. $1,680 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $82,813, before any dealer documentation fee. Amount financed $87,989, including $5,176 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $100,817. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3EL4TG254678_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1281, "unit": "per_month", "display": "$1,281/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82813.0, "price_incl_doc": 82813.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1281.18, "amount_financed": 87988.81, "sales_tax": 5175.81, "total_of_payments": 107618.73, "finance_charge": 19629.92, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5556, VIN 3C63R3EL4TG254678. $1,281 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $82,813, before any dealer documentation fee. Amount financed $87,989, including $5,176 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $107,619. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3EL4TG254678_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 973, "unit": "per_month", "display": "$973/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 93845.0, "selling_price": 82813.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 973.23, "net_cap_cost": 83508.0, "residual_value": 58183.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 973.23, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1133.23}, "total_of_payments": 35028, "total_of_payments_unrounded": 35036.28}, "disclosure": "Estimated lease payment for stock #R5556, VIN 3C63R3EL4TG254678. $973 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,133, made up of $973 first payment, $60 title, $100 registration. MSRP $93,845. Lease selling price $82,813. Net capitalized cost $83,508. Residual value $58,184, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $35,028. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3EL4TG254678_lease", "type": "lease", "label": "Lease", "headline": {"value": 880, "unit": "per_month", "display": "$880/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 93845.0, "selling_price": 82813.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 879.94, "net_cap_cost": 80509.0, "residual_value": 58183.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 879.94, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4038.94}, "total_of_payments": 31680, "total_of_payments_unrounded": 31677.84}, "disclosure": "Estimated lease payment for stock #R5556, VIN 3C63R3EL4TG254678. $880 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,039, made up of $880 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $93,845. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT1TC291197_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1146, "unit": "per_month", "display": "$1,146/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56460.0, "price_incl_doc": 56460.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1145.58, "amount_financed": 59988.75, "sales_tax": 3528.75, "total_of_payments": 68734.68, "finance_charge": 8745.93, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6011, VIN 1C4SDJCT1TC291197. $1,146 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,460, before any dealer documentation fee. Amount financed $59,989, including $3,529 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $68,735. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT1TC291197_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 994, "unit": "per_month", "display": "$994/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56460.0, "price_incl_doc": 56460.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 993.9, "amount_financed": 59988.75, "sales_tax": 3528.75, "total_of_payments": 71561.06, "finance_charge": 11572.31, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6011, VIN 1C4SDJCT1TC291197. $994 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $56,460, before any dealer documentation fee. Amount financed $59,989, including $3,529 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $71,561. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT1TC291197_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 891, "unit": "per_month", "display": "$891/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56460.0, "price_incl_doc": 56460.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 890.51, "amount_financed": 59988.75, "sales_tax": 3528.75, "total_of_payments": 74802.73, "finance_charge": 14813.98, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6011, VIN 1C4SDJCT1TC291197. $891 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $56,460, before any dealer documentation fee. Amount financed $59,989, including $3,529 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $74,803. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 251}}, {"vin": "1C6SRFFT7TN339758", "title": "2026 RAM 1500 Big Horn/Lone Star", "year": 2026, "make": "RAM", "model": "1500", "trim": "Big Horn/Lone Star", "decoded_trim": "Big Horn/Lonestar", "condition": "new", "price": 52512.0, "msrp": 66390.0, "sale_price": 52512.0, "currency": "USD", "mileage": 9, "exterior_color": "Blue Pearl", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 16, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "J5699", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 28, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/657eb68f-7ed2-4e1a-941b-e8e88231cb69.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/657eb68f-7ed2-4e1a-941b-e8e88231cb69.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9aaf31ce-f733-4d9d-b828-71ea47aef147.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d88a4ed4-e660-42eb-8373-e4e05756f5f8.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7887bf2c-28b9-4cd4-ae2a-6891c572c6db.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6ada2942-4d79-492e-8d86-06a7c29bb4ff.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d571461b-4341-4e45-b8fe-1a6cd55758f8.png", 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"Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 66390.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFFT7TN339758.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft7tn339758/2026-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft7tn339758/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFFT7TN339758.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFT7TN339758.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFT7TN339758.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft7tn339758/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $13,878. This offer applies to Stock #J5699, VIN 1C6SRFFT7TN339758. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $66,390. Advertised price: $52,512. Savings: $13,878, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$66,390"}, {"label": "Advertised price", "value": "$52,512"}, {"label": "Savings", "value": "$13,878, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $13,878", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:04Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52512.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFFT7TN339758_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 930, "unit": "per_month", "display": "$930/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52512.0, "price_incl_doc": 52512.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 929.9, "amount_financed": 55794.0, "sales_tax": 3282.0, "total_of_payments": 55794.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5699, VIN 1C6SRFFT7TN339758. $930 per month for 60 months at 0% APR, $0 cash down. Advertised price $52,512, before any dealer documentation fee. Amount financed $55,794, including $3,282 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $55,794. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT7TN339758_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 828, "unit": "per_month", "display": "$828/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52512.0, "price_incl_doc": 52512.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 828.24, "amount_financed": 55794.0, "sales_tax": 3282.0, "total_of_payments": 69572.11, "finance_charge": 13778.11, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5699, VIN 1C6SRFFT7TN339758. $828 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $52,512, before any dealer documentation fee. Amount financed $55,794, including $3,282 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $69,572. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,865"}, {"label": "Advertised price", "value": "$49,068"}, {"label": "Savings", "value": "$3,797, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,797", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:05Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49068.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT7TC233269_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 996, "unit": "per_month", "display": "$996/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49068.0, "price_incl_doc": 49068.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 995.59, "amount_financed": 52134.75, "sales_tax": 3066.75, "total_of_payments": 59735.62, "finance_charge": 7600.87, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5541, VIN 1C4SDJCT7TC233269. $996 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $49,068, before any dealer documentation fee. Amount financed $52,135, including $3,067 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $59,736. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT7TC233269_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 864, "unit": "per_month", "display": "$864/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49068.0, "price_incl_doc": 49068.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 863.78, "amount_financed": 52134.75, "sales_tax": 3066.75, "total_of_payments": 62191.96, "finance_charge": 10057.21, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5541, VIN 1C4SDJCT7TC233269. $864 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $49,068, before any dealer documentation fee. Amount financed $52,135, including $3,067 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $62,192. Offer expires 2026-07-31. Estimated for ZIP 60540. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49068.0, "price_incl_doc": 49068.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 773.92, "amount_financed": 52134.75, "sales_tax": 3066.75, "total_of_payments": 65009.22, "finance_charge": 12874.47, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5541, VIN 1C4SDJCT7TC233269. $774 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,068, before any dealer documentation fee. Amount financed $52,135, including $3,067 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $65,009. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SJVEPXTS201986_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1669, "unit": "per_month", "display": "$1,669/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 97800.0, "price_incl_doc": 97800.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Wagoneer 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1668.69, "amount_financed": 103912.5, "sales_tax": 6112.5, "total_of_payments": 120145.54, "finance_charge": 16233.04, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63445317, VIN 1C4SJVEPXTS201986. $1,669 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $97,800, before any dealer documentation fee. Amount financed $103,912, including $6,112 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $120,146. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$92,555"}, {"label": "Advertised price", "value": "$83,948"}, {"label": "Savings", "value": "$8,607, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,607", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:05Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 83948.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 83948.0, "price_incl_doc": 83948.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1486.58, "amount_financed": 89194.75, "sales_tax": 5246.75, "total_of_payments": 89194.75, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5783, VIN 1C6SRFUP9TN380253. $1,487 per month for 60 months at 0% APR, $0 cash down. Advertised price $83,948, before any dealer documentation fee. Amount financed $89,195, including $5,247 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $89,195. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP9TN380253_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1324, "unit": "per_month", "display": "$1,324/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 83948.0, "price_incl_doc": 83948.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1324.06, "amount_financed": 89194.75, "sales_tax": 5246.75, "total_of_payments": 111221.04, "finance_charge": 22026.29, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5783, VIN 1C6SRFUP9TN380253. $1,324 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $83,948, before any dealer documentation fee. Amount financed $89,195, including $5,247 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $111,221. Offer expires 2026-07-31. Estimated for ZIP 60540. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C3CDAPP8TR275592_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 932, "unit": "per_month", "display": "$932/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45910.0, "price_incl_doc": 45910.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 931.52, "amount_financed": 48779.38, "sales_tax": 2869.38, "total_of_payments": 55891.06, "finance_charge": 7111.68, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5718, VIN 2C3CDAPP8TR275592. $932 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $45,910, before any dealer documentation fee. Amount financed $48,779, including $2,869 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $55,891. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDAPP8TR275592_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 808, "unit": "per_month", "display": "$808/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45910.0, "price_incl_doc": 45910.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 808.18, "amount_financed": 48779.38, "sales_tax": 2869.38, "total_of_payments": 58189.32, "finance_charge": 9409.94, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5718, VIN 2C3CDAPP8TR275592. $808 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $45,910, before any dealer documentation fee. Amount financed $48,779, including $2,869 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $58,189. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDAPP8TR275592_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 724, "unit": "per_month", "display": "$724/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45910.0, "price_incl_doc": 45910.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 724.11, "amount_financed": 48779.38, "sales_tax": 2869.38, "total_of_payments": 60825.25, "finance_charge": 12045.87, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5718, VIN 2C3CDAPP8TR275592. $724 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $45,910, before any dealer documentation fee. Amount financed $48,779, including $2,869 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $60,825. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 276}}, {"vin": "1C4SDJCT9TC276429", "title": "2026 Dodge Durango GT Plus HEMI V8", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT Plus HEMI V8", "decoded_trim": "GT Hemi", "condition": "new", "price": 48208.0, "msrp": 51910.0, "sale_price": 48208.0, "currency": "USD", "mileage": 15, "exterior_color": "Green", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 14, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "J5880", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"https://ai.castlecdjrnaperville.com/sticker/1C4SDJCT9TC276429.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct9tc276429/2026-dodge-durango-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct9tc276429/2026-dodge-durango-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4SDJCT9TC276429.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT9TC276429.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT9TC276429.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct9tc276429/2026-dodge-durango-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,702. This offer applies to Stock #J5880, VIN 1C4SDJCT9TC276429. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,910. Advertised price: $48,208. Savings: $3,702, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,910"}, {"label": "Advertised price", "value": "$48,208"}, {"label": "Savings", "value": "$3,702, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,702", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:05Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48208.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT9TC276429_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 978, "unit": "per_month", "display": "$978/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48208.0, "price_incl_doc": 48208.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 978.14, "amount_financed": 51221.0, "sales_tax": 3013.0, "total_of_payments": 58688.65, "finance_charge": 7467.65, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5880, VIN 1C4SDJCT9TC276429. $978 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $48,208, before any dealer documentation fee. Amount financed $51,221, including $3,013 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $58,689. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT9TC276429_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 849, "unit": "per_month", "display": "$849/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48208.0, "price_incl_doc": 48208.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 848.64, "amount_financed": 51221.0, "sales_tax": 3013.0, "total_of_payments": 61101.95, "finance_charge": 9880.95, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5880, VIN 1C4SDJCT9TC276429. $849 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $48,208, before any dealer documentation fee. Amount financed $51,221, including $3,013 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $61,102. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT9TC276429_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 760, "unit": "per_month", "display": "$760/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48208.0, "price_incl_doc": 48208.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 760.36, "amount_financed": 51221.0, "sales_tax": 3013.0, "total_of_payments": 63869.82, "finance_charge": 12648.82, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5880, VIN 1C4SDJCT9TC276429. $760 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,208, before any dealer documentation fee. Amount financed $51,221, including $3,013 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $63,870. Offer expires 2026-07-31. Estimated for ZIP 60540. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$68,905"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:05Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68905.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG0TW318154_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1398, "unit": "per_month", "display": "$1,398/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68905.0, "price_incl_doc": 68905.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1398.09, "amount_financed": 73211.56, "sales_tax": 4306.56, "total_of_payments": 83885.28, "finance_charge": 10673.72, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6022, VIN 1C4RJXFG0TW318154. $1,398 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,905, before any dealer documentation fee. Amount financed $73,212, including $4,307 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,885. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG0TW318154_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1066, "unit": "per_month", "display": "$1,066/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68905.0, "price_incl_doc": 68905.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1066.01, "amount_financed": 73211.56, "sales_tax": 4306.56, "total_of_payments": 89544.74, "finance_charge": 16333.18, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6022, VIN 1C4RJXFG0TW318154. $1,066 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $68,905, before any dealer documentation fee. Amount financed $73,212, including $4,307 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $89,545. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63418792, VIN 1C4SDJGJ3VC555645. Advertised price: $60,780. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$60,780"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:05Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 60780.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJGJ3VC555645_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1233, "unit": "per_month", "display": "$1,233/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60780.0, "price_incl_doc": 60780.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1233.23, "amount_financed": 64578.75, "sales_tax": 3798.75, "total_of_payments": 73993.87, "finance_charge": 9415.12, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63418792, VIN 1C4SDJGJ3VC555645. $1,233 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $60,780, before any dealer documentation fee. Amount financed $64,579, including $3,799 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $73,994. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJGJ3VC555645_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1070, "unit": "per_month", "display": "$1,070/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60780.0, "price_incl_doc": 60780.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1069.95, "amount_financed": 64578.75, "sales_tax": 3798.75, "total_of_payments": 77036.51, "finance_charge": 12457.76, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63418792, VIN 1C4SDJGJ3VC555645. $1,070 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $60,780, before any dealer documentation fee. Amount financed $64,579, including $3,799 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $77,037. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJGJ3VC555645_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 959, "unit": "per_month", "display": "$959/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60780.0, "price_incl_doc": 60780.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 958.65, "amount_financed": 64578.75, "sales_tax": 3798.75, "total_of_payments": 80526.22, "finance_charge": 15947.47, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63418792, VIN 1C4SDJGJ3VC555645. $959 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $60,780, before any dealer documentation fee. Amount financed $64,579, including $3,799 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $80,526. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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"canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFUP6TN282247.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFUP6TN282247.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFUP6TN282247.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup6tn282247/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5463, VIN 1C6SRFUP6TN282247. Advertised price: $89,765. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$89,765"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:05Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 89765.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP6TN282247_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1590, "unit": "per_month", "display": "$1,590/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 89765.0, "price_incl_doc": 89765.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1589.59, "amount_financed": 95375.31, "sales_tax": 5610.31, "total_of_payments": 95375.31, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5463, VIN 1C6SRFUP6TN282247. $1,590 per month for 60 months at 0% APR, $0 cash down. Advertised price $89,765, before any dealer documentation fee. Amount financed $95,375, including $5,610 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $95,375. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP6TN282247_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1416, "unit": "per_month", "display": "$1,416/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 89765.0, "price_incl_doc": 89765.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1415.81, "amount_financed": 95375.31, "sales_tax": 5610.31, "total_of_payments": 118927.86, "finance_charge": 23552.55, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5463, VIN 1C6SRFUP6TN282247. $1,416 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $89,765, before any dealer documentation fee. Amount financed $95,375, including $5,610 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $118,928. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 299}}, {"vin": "1C4RJKBR7V8152670", "title": "2027 Jeep Grand Cherokee L Limited", "year": 2027, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 55516.0, "msrp": 56550.0, "sale_price": 55516.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Flx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 20, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "63377283", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0c26c909-b8e8-4b31-a83b-ce81f5d4b68c.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0c26c909-b8e8-4b31-a83b-ce81f5d4b68c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b179e60c-a22a-42e2-8d22-6dfe9ceeb8dc.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ac68f650-88a3-47b4-883c-1dec36be552a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/80da517e-519d-41ce-9f70-6d8051173f4d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d5c03cbc-b11a-4b0b-95c9-6c3fcaef0bad.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/61d273fd-0b45-48f8-9947-7ef4bc29d83c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/70a375c8-bb64-4a45-b395-52e3d22ecdf6.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee L", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 56550.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKBR7V8152670.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr7v8152670/2027-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr7v8152670/2027-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKBR7V8152670.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR7V8152670.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR7V8152670.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr7v8152670/2027-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,034. This offer applies to Stock #63377283, VIN 1C4RJKBR7V8152670. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $56,550. Advertised price: $55,516. Savings: $1,034, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$56,550"}, {"label": "Advertised price", "value": "$55,516"}, {"label": "Savings", "value": "$1,034, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,034", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:05Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 55516.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBR7V8152670_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1126, "unit": "per_month", "display": "$1,126/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55516.0, "price_incl_doc": 55516.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1126.42, "amount_financed": 58985.75, "sales_tax": 3469.75, "total_of_payments": 67585.45, "finance_charge": 8599.7, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377283, VIN 1C4RJKBR7V8152670. $1,126 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $55,516, before any dealer documentation fee. Amount financed $58,986, including $3,470 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $67,585. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR7V8152670_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 977, "unit": "per_month", "display": "$977/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55516.0, "price_incl_doc": 55516.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 977.29, "amount_financed": 58985.75, "sales_tax": 3469.75, "total_of_payments": 70364.58, "finance_charge": 11378.83, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377283, VIN 1C4RJKBR7V8152670. $977 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $55,516, before any dealer documentation fee. Amount financed $58,986, including $3,470 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $70,365. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR7V8152670_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 876, "unit": "per_month", "display": "$876/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55516.0, "price_incl_doc": 55516.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 875.62, "amount_financed": 58985.75, "sales_tax": 3469.75, "total_of_payments": 73552.05, "finance_charge": 14566.3, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377283, VIN 1C4RJKBR7V8152670. $876 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $55,516, before any dealer documentation fee. Amount financed $58,986, including $3,470 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $73,552. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR7V8152670_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 770, "unit": "per_month", "display": "$770/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 56550.0, "selling_price": 55516.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 769.68, "net_cap_cost": 56211.0, "residual_value": 35061.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 769.68, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 929.68}, "total_of_payments": 27720, "total_of_payments_unrounded": 27708.48}, "disclosure": "Estimated lease payment for stock #63377283, VIN 1C4RJKBR7V8152670. $770 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $930, made up of $770 first payment, $60 title, $100 registration. MSRP $56,550. Lease selling price $55,516. Net capitalized cost $56,211. Residual value $35,061, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,720. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR7V8152670_lease", "type": "lease", "label": "Lease", "headline": {"value": 676, "unit": "per_month", "display": "$676/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 56550.0, "selling_price": 55516.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 676.39, "net_cap_cost": 53212.0, "residual_value": 35061.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 676.39, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3835.39}, "total_of_payments": 24336, "total_of_payments_unrounded": 24350.04}, "disclosure": "Estimated lease payment for stock #63377283, VIN 1C4RJKBR7V8152670. $676 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,835, made up of $676 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $56,550. Lease selling price $55,516. Net capitalized cost $53,212. Residual value $35,061, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,336. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 383}}, {"vin": "1C4RJXFG6VW553130", "title": "2027 Jeep Wrangler Rubicon X", "year": 2027, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X", "decoded_trim": "Rubicon", "condition": "new", "price": 68380.0, "msrp": 68380.0, "sale_price": 68380.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Vlx9", "drivetrain": "4WD", "body_style": "SoftTop", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "V6", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63488280", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/41f11bfa-41a8-4bfe-9a3e-6bb9c7a10c00.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/41f11bfa-41a8-4bfe-9a3e-6bb9c7a10c00.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5b7f4abf-035e-4f9f-88be-431ea9badcbf.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0898e2fa-7dd5-4693-8b91-73795cb60881.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f4a2846b-c296-4633-9670-3e9bb30a760e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d4e5fbfb-c1aa-4a24-aeed-b7eee74bf194.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/daaccb41-5e7d-4ce0-97c1-78c5db718204.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3b32dcb8-6816-4557-9286-a83ed840a2d7.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2027, "trim": "Rubicon", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 68380.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJXFG6VW553130.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg6vw553130/2027-jeep-wrangler-softtop", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg6vw553130/2027-jeep-wrangler-softtop", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJXFG6VW553130.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG6VW553130.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG6VW553130.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg6vw553130/2027-jeep-wrangler-softtop", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63488280, VIN 1C4RJXFG6VW553130. Advertised price: $68,380. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$68,380"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:05Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68380.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG6VW553130_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1387, "unit": "per_month", "display": "$1,387/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68380.0, "price_incl_doc": 68380.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1387.44, "amount_financed": 72653.75, "sales_tax": 4273.75, "total_of_payments": 83246.14, "finance_charge": 10592.39, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488280, VIN 1C4RJXFG6VW553130. $1,387 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,380, before any dealer documentation fee. Amount financed $72,654, including $4,274 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,246. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG6VW553130_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1058, "unit": "per_month", "display": "$1,058/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68380.0, "price_incl_doc": 68380.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1057.89, "amount_financed": 72653.75, "sales_tax": 4273.75, "total_of_payments": 88862.48, "finance_charge": 16208.73, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488280, VIN 1C4RJXFG6VW553130. $1,058 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $68,380, before any dealer documentation fee. Amount financed $72,654, including $4,274 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $88,862. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 295}}, {"vin": "1C4RJKER8T8569661", "title": "2026 Jeep Grand Cherokee L Summit", "year": 2026, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Summit", "decoded_trim": "Summit", "condition": "new", "price": 57852.0, "msrp": 66410.0, "sale_price": 57852.0, "currency": "USD", "mileage": 13, "exterior_color": "Diamond Black Crystal Pearlcoat", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "E5778", "stock_status": "Available", "availability": "In Stock", 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,558. This offer applies to Stock #E5778, VIN 1C4RJKER8T8569661. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $66,410. Advertised price: $57,852. Savings: $8,558, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$66,410"}, {"label": "Advertised price", "value": "$57,852"}, {"label": "Savings", "value": "$8,558, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,558", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:05Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57852.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKER8T8569661_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1174, "unit": "per_month", "display": "$1,174/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57852.0, "price_incl_doc": 57852.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1173.82, "amount_financed": 61467.75, "sales_tax": 3615.75, "total_of_payments": 70429.31, "finance_charge": 8961.56, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5778, VIN 1C4RJKER8T8569661. $1,174 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,852, before any dealer documentation fee. Amount financed $61,468, including $3,616 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,429. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER8T8569661_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1018, "unit": "per_month", "display": "$1,018/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57852.0, "price_incl_doc": 57852.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1018.41, "amount_financed": 61467.75, "sales_tax": 3615.75, "total_of_payments": 73325.38, "finance_charge": 11857.63, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5778, VIN 1C4RJKER8T8569661. $1,018 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,852, before any dealer documentation fee. Amount financed $61,468, including $3,616 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,325. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER8T8569661_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 912, "unit": "per_month", "display": "$912/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57852.0, "price_incl_doc": 57852.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 912.46, "amount_financed": 61467.75, "sales_tax": 3615.75, "total_of_payments": 76646.97, "finance_charge": 15179.22, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5778, VIN 1C4RJKER8T8569661. $912 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,852, before any dealer documentation fee. Amount financed $61,468, including $3,616 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,647. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER8T8569661_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 672, "unit": "per_month", "display": "$672/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 66410.0, "selling_price": 57852.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 671.67, "net_cap_cost": 58547.0, "residual_value": 41174.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 671.67, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 831.67}, "total_of_payments": 24192, "total_of_payments_unrounded": 24180.12}, "disclosure": "Estimated lease payment for stock #E5778, VIN 1C4RJKER8T8569661. $672 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $832, made up of $672 first payment, $60 title, $100 registration. MSRP $66,410. Lease selling price $57,852. Net capitalized cost $58,547. Residual value $41,174, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,192. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER8T8569661_lease", "type": "lease", "label": "Lease", "headline": {"value": 578, "unit": "per_month", "display": "$578/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 66410.0, "selling_price": 57852.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 578.38, "net_cap_cost": 55548.0, "residual_value": 41174.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 578.38, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3737.38}, "total_of_payments": 20808, "total_of_payments_unrounded": 20821.68}, "disclosure": "Estimated lease payment for stock #E5778, VIN 1C4RJKER8T8569661. $578 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,737, made up of $578 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $66,410. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxfgxtw317617/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXFGXTW317617.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXFGXTW317617.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXFGXTW317617.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxfgxtw317617/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J6017, VIN 1C4PJXFGXTW317617. Advertised price: $65,590. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$65,590"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:05Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 65590.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXFGXTW317617_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1331, "unit": "per_month", "display": "$1,331/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 65590.0, "price_incl_doc": 65590.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1330.83, "amount_financed": 69689.38, "sales_tax": 4099.38, "total_of_payments": 79849.59, "finance_charge": 10160.21, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6017, VIN 1C4PJXFGXTW317617. $1,331 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $65,590, before any dealer documentation fee. Amount financed $69,689, including $4,099 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $79,850. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXFGXTW317617_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1015, "unit": "per_month", "display": "$1,015/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 65590.0, "price_incl_doc": 65590.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1014.72, "amount_financed": 69689.38, "sales_tax": 4099.38, "total_of_payments": 85236.78, "finance_charge": 15547.4, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6017, VIN 1C4PJXFGXTW317617. $1,015 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $65,590, before any dealer documentation fee. Amount financed $69,689, including $4,099 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $85,237. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 272}}, {"vin": "1C6SRFLT5VN555499", "title": "2027 RAM 1500 Rebel", "year": 2027, "make": "RAM", "model": "1500", "trim": "Rebel", "decoded_trim": "Rebel", "condition": "new", "price": 78050.0, "msrp": 78050.0, "sale_price": 74124.0, "currency": "USD", "mileage": null, "exterior_color": "Diamond Black", "interior_color": "Tlx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Not Specified", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63459443", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7da61cd4-1767-4926-a380-9a66090ad7cf.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7da61cd4-1767-4926-a380-9a66090ad7cf.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/57594770-e94b-4c57-9f30-8b9d5b7a2eb5.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/dd32def9-6de1-4d2f-a45b-11965923c817.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/659da3a9-ddaa-4534-909b-b9d18f0f0f29.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8cfe4442-ec04-4dc2-8f0d-6045538a4dd5.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/719e524d-648f-4bae-8dcc-d4623bd0ce75.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9d8c38b2-1c63-4f95-99cd-7b1797109855.png"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2027, "trim": "Rebel", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 78050.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFLT5VN555499.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srflt5vn555499/2027-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srflt5vn555499/2027-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFLT5VN555499.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFLT5VN555499.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFLT5VN555499.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srflt5vn555499/2027-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63459443, VIN 1C6SRFLT5VN555499. Advertised price: $78,050. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$78,050"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:05Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 78050.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFLT5VN555499_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1382, "unit": "per_month", "display": "$1,382/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 78050.0, "price_incl_doc": 78050.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1382.14, "amount_financed": 82928.13, "sales_tax": 4878.13, "total_of_payments": 82928.13, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63459443, VIN 1C6SRFLT5VN555499. $1,382 per month for 60 months at 0% APR, $0 cash down. Advertised price $78,050, before any dealer documentation fee. Amount financed $82,928, including $4,878 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $82,928. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFLT5VN555499_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1231, "unit": "per_month", "display": "$1,231/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 78050.0, "price_incl_doc": 78050.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1231.03, "amount_financed": 82928.13, "sales_tax": 4878.13, "total_of_payments": 103406.9, "finance_charge": 20478.77, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63459443, VIN 1C6SRFLT5VN555499. $1,231 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $78,050, before any dealer documentation fee. Amount financed $82,928, including $4,878 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $103,407. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 272}}, {"vin": "1C4RJKBR8T8598839", "title": "2026 Jeep Grand Cherokee L Limited", "year": 2026, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 55005.0, "msrp": 55005.0, "sale_price": 47374.0, "currency": "USD", "mileage": 14, "exterior_color": "Silver Zynith", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L Hurricane 4 Turbo with ESS", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5951", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr8t8598839/2026-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKBR8T8598839.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR8T8598839.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR8T8598839.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr8t8598839/2026-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5951, VIN 1C4RJKBR8T8598839. Advertised price: $55,005. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$55,005"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:05Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 55005.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBR8T8598839_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1116, "unit": "per_month", "display": "$1,116/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55005.0, "price_incl_doc": 55005.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1116.06, "amount_financed": 58442.81, "sales_tax": 3437.81, "total_of_payments": 66963.35, "finance_charge": 8520.54, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5951, VIN 1C4RJKBR8T8598839. $1,116 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $55,005, before any dealer documentation fee. Amount financed $58,443, including $3,438 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $66,963. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR8T8598839_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 968, "unit": "per_month", "display": "$968/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55005.0, "price_incl_doc": 55005.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 968.29, "amount_financed": 58442.81, "sales_tax": 3437.81, "total_of_payments": 69716.9, "finance_charge": 11274.09, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5951, VIN 1C4RJKBR8T8598839. $968 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $55,005, before any dealer documentation fee. Amount financed $58,443, including $3,438 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $69,717. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR8T8598839_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 868, "unit": "per_month", "display": "$868/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55005.0, "price_incl_doc": 55005.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 867.56, "amount_financed": 58442.81, "sales_tax": 3437.81, "total_of_payments": 72875.03, "finance_charge": 14432.22, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5951, VIN 1C4RJKBR8T8598839. $868 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $55,005, before any dealer documentation fee. Amount financed $58,443, including $3,438 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $72,875. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR8T8598839_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 781, "unit": "per_month", "display": "$781/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 55005.0, "selling_price": 55005.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 780.53, "net_cap_cost": 55700.0, "residual_value": 34103.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 780.53, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 940.53}, "total_of_payments": 28116, "total_of_payments_unrounded": 28099.08}, "disclosure": "Estimated lease payment for stock #J5951, VIN 1C4RJKBR8T8598839. $781 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $941, made up of $781 first payment, $60 title, $100 registration. MSRP $55,005. Lease selling price $55,005. Net capitalized cost $55,700. Residual value $34,103, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,116. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR8T8598839_lease", "type": "lease", "label": "Lease", "headline": {"value": 687, "unit": "per_month", "display": "$687/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 55005.0, "selling_price": 55005.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 687.24, "net_cap_cost": 52701.0, "residual_value": 34103.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 687.24, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3846.24}, "total_of_payments": 24732, "total_of_payments_unrounded": 24740.64}, "disclosure": "Estimated lease payment for stock #J5951, VIN 1C4RJKBR8T8598839. $687 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,846, made up of $687 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $55,005. Lease selling price $55,005. Net capitalized cost $52,701. Residual value $34,103, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,732. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 410}}, {"vin": "1C4SDJCTXTC254620", "title": "2026 Dodge Durango GT Plus HEMI V8", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT Plus HEMI V8", "decoded_trim": "GT Hemi", "condition": "new", "price": 48349.0, "msrp": 51910.0, "sale_price": 48349.0, "currency": "USD", "mileage": 12, "exterior_color": "Triple Nickel", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,561. This offer applies to Stock #D5830, VIN 1C4SDJCTXTC254620. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,910. Advertised price: $48,349. Savings: $3,561, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,910"}, {"label": "Advertised price", "value": "$48,349"}, {"label": "Savings", "value": "$3,561, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,561", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:05Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48349.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCTXTC254620_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 981, "unit": "per_month", "display": "$981/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48349.0, "price_incl_doc": 48349.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 981.01, "amount_financed": 51370.81, "sales_tax": 3021.81, "total_of_payments": 58860.3, "finance_charge": 7489.49, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5830, VIN 1C4SDJCTXTC254620. $981 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $48,349, before any dealer documentation fee. Amount financed $51,371, including $3,022 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $58,860. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCTXTC254620_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 851, "unit": "per_month", "display": "$851/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48349.0, "price_incl_doc": 48349.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 851.12, "amount_financed": 51370.81, "sales_tax": 3021.81, "total_of_payments": 61280.65, "finance_charge": 9909.84, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5830, VIN 1C4SDJCTXTC254620. $851 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $48,349, before any dealer documentation fee. Amount financed $51,371, including $3,022 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $61,281. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCTXTC254620_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 763, "unit": "per_month", "display": "$763/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48349.0, "price_incl_doc": 48349.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 762.58, "amount_financed": 51370.81, "sales_tax": 3021.81, "total_of_payments": 64056.63, "finance_charge": 12685.82, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5830, VIN 1C4SDJCTXTC254620. $763 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,349, before any dealer documentation fee. Amount financed $51,371, including $3,022 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $64,057. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 294}}, {"vin": "3C6LRVNG3VE552832", "title": "2027 RAM ProMaster 1500 Low Roof", "year": 2027, "make": "RAM", "model": "ProMaster 1500", "trim": "Low Roof", "decoded_trim": null, "condition": "new", "price": 49613.0, "msrp": 51445.0, "sale_price": 49613.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "A7x9", "drivetrain": "FWD", "body_style": "Cargo Van", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 3, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63493944", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3b293b01-3566-46e6-b2fa-d02ed446564d.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3b293b01-3566-46e6-b2fa-d02ed446564d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0a8706b5-7e3b-423e-ae36-755946eb8384.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b49da344-89d6-4470-9924-64ac9965103b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c53ba457-29a0-4f55-8041-bea6cfbb74d4.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/16cb6363-e611-447d-b911-ce6e259ad234.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5816aa57-c34d-4ee3-bc82-f304c5aca3c1.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/88289c1b-319f-4c45-805b-92be4ba87812.png"], "vin_decode": {"make": "Ram", "model": "ProMaster 1500", "year": 2027, "trim": null, "body_style": "Cargo Van", "vehicle_type": "TRUCK", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "FWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 51445.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6LRVNG3VE552832.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvng3ve552832/2027-ram-promaster-1500-cargo-van", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvng3ve552832/2027-ram-promaster-1500-cargo-van", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6LRVNG3VE552832.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6LRVNG3VE552832.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6LRVNG3VE552832.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvng3ve552832/2027-ram-promaster-1500-cargo-van", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,832. This offer applies to Stock #63493944, VIN 3C6LRVNG3VE552832. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,445. Advertised price: $49,613. Savings: $1,832, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,445"}, {"label": "Advertised price", "value": "$49,613"}, {"label": "Savings", "value": "$1,832, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,832", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:05Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49613.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6LRVNG3VE552832_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1007, "unit": "per_month", "display": "$1,007/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49613.0, "price_incl_doc": 49613.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1006.65, "amount_financed": 52713.81, "sales_tax": 3100.81, "total_of_payments": 60399.1, "finance_charge": 7685.29, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63493944, VIN 3C6LRVNG3VE552832. $1,007 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $49,613, before any dealer documentation fee. Amount financed $52,714, including $3,101 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $60,399. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNG3VE552832_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 873, "unit": "per_month", "display": "$873/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49613.0, "price_incl_doc": 49613.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 873.37, "amount_financed": 52713.81, "sales_tax": 3100.81, "total_of_payments": 62882.73, "finance_charge": 10168.92, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63493944, VIN 3C6LRVNG3VE552832. $873 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $49,613, before any dealer documentation fee. Amount financed $52,714, including $3,101 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $62,883. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNG3VE552832_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 783, "unit": "per_month", "display": "$783/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49613.0, "price_incl_doc": 49613.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 782.52, "amount_financed": 52713.81, "sales_tax": 3100.81, "total_of_payments": 65731.28, "finance_charge": 13017.47, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63493944, VIN 3C6LRVNG3VE552832. $783 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,613, before any dealer documentation fee. Amount financed $52,714, including $3,101 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $65,731. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNG3VE552832_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 674, "unit": "per_month", "display": "$674/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51445.0, "selling_price": 49613.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 674.43, "net_cap_cost": 50308.0, "residual_value": 31895.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 674.43, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 834.43}, "total_of_payments": 24264, "total_of_payments_unrounded": 24279.48}, "disclosure": "Estimated lease payment for stock #63493944, VIN 3C6LRVNG3VE552832. $674 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $834, made up of $674 first payment, $60 title, $100 registration. MSRP $51,445. Lease selling price $49,613. Net capitalized cost $50,308. Residual value $31,896, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,264. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNG3VE552832_lease", "type": "lease", "label": "Lease", "headline": {"value": 581, "unit": "per_month", "display": "$581/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51445.0, "selling_price": 49613.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 581.13, "net_cap_cost": 47309.0, "residual_value": 31895.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 581.13, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3740.13}, "total_of_payments": 20916, "total_of_payments_unrounded": 20920.68}, "disclosure": "Estimated lease payment for stock #63493944, VIN 3C6LRVNG3VE552832. $581 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,740, made up of $581 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $51,445. Lease selling price $49,613. Net capitalized cost $47,309. Residual value $31,896, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $20,916. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 387}}, {"vin": "1C6SRFLT9VN554761", "title": "2027 RAM 1500 Rebel", "year": 2027, "make": "RAM", "model": "1500", "trim": "Rebel", "decoded_trim": "Rebel", "condition": "new", "price": 74075.0, "msrp": 77995.0, "sale_price": 74075.0, "currency": "USD", "mileage": null, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Tlx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Not Specified", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63454488", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/52ab4f40-0191-49c8-9af8-45fa4276e148.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/52ab4f40-0191-49c8-9af8-45fa4276e148.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/18cd7d37-c166-4e76-884a-18866611e5cf.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/30003a62-8002-4481-86c0-2559de16686a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/59e7aec3-cfd8-40bd-a422-54ba51b73edc.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6a854441-d102-49b2-8ce0-abdf8af7be2b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c604b8c1-2245-4086-a401-a133882a67f4.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6eef66c7-1729-41a8-89f1-d1ed95ef8668.png"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2027, "trim": "Rebel", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 77995.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFLT9VN554761.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srflt9vn554761/2027-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srflt9vn554761/2027-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFLT9VN554761.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFLT9VN554761.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFLT9VN554761.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srflt9vn554761/2027-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,920. This offer applies to Stock #63454488, VIN 1C6SRFLT9VN554761. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $77,995. Advertised price: $74,075. Savings: $3,920, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$77,995"}, {"label": "Advertised price", "value": "$74,075"}, {"label": "Savings", "value": "$3,920, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,920", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:05Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 74075.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFLT9VN554761_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1312, "unit": "per_month", "display": "$1,312/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74075.0, "price_incl_doc": 74075.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1311.74, "amount_financed": 78704.69, "sales_tax": 4629.69, "total_of_payments": 78704.69, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454488, VIN 1C6SRFLT9VN554761. $1,312 per month for 60 months at 0% APR, $0 cash down. Advertised price $74,075, before any dealer documentation fee. Amount financed $78,705, including $4,630 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $78,705. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFLT9VN554761_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1168, "unit": "per_month", "display": "$1,168/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74075.0, "price_incl_doc": 74075.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1168.34, "amount_financed": 78704.69, "sales_tax": 4629.69, "total_of_payments": 98140.5, "finance_charge": 19435.81, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454488, VIN 1C6SRFLT9VN554761. $1,168 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $74,075, before any dealer documentation fee. Amount financed $78,705, including $4,630 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $98,140. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $753. This offer applies to Stock #63369691, VIN 1C4RJHBR6VC561789. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,145. Advertised price: $51,392. Savings: $753, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,145"}, {"label": "Advertised price", "value": "$51,392"}, {"label": "Savings", "value": "$753, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $753", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:05Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51392.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR6VC561789_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 877, "unit": "per_month", "display": "$877/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51392.0, "price_incl_doc": 51392.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 876.86, "amount_financed": 54604.0, "sales_tax": 3212.0, "total_of_payments": 63134.15, "finance_charge": 8530.15, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369691, VIN 1C4RJHBR6VC561789. $877 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $51,392, before any dealer documentation fee. Amount financed $54,604, including $3,212 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $63,134. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR6VC561789_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 719, "unit": "per_month", "display": "$719/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51392.0, "price_incl_doc": 51392.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 719.04, "amount_financed": 54604.0, "sales_tax": 3212.0, "total_of_payments": 60399.42, "finance_charge": 5795.42, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369691, VIN 1C4RJHBR6VC561789. $719 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $51,392, before any dealer documentation fee. Amount financed $54,604, including $3,212 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $60,399. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 272}}, {"vin": "1C6SRFHT9TN412819", "title": "2026 RAM 1500 Limited", "year": 2026, "make": "RAM", "model": "1500", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 70573.0, "msrp": 92955.0, "sale_price": 70573.0, "currency": "USD", "mileage": 20, "exterior_color": "Diamond Black Crystal Pearlcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Gas/Electric V-8 5.7 L/345", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "R5916", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 8, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/da09eed02be54a809a5abae72de6909f.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/da09eed02be54a809a5abae72de6909f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1b4044e6bad94d5f9836b2f3c898d2ea.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5b2f0f6e68c64571affd58dc5f257736.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/37089d26825e48bca54957f2a08e51a0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/31b987f88ddd4a0399f8c710d31e9056.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ce5977aefd2c47d99378581fb815668f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/16b189379598460a9fc036f7f3451f59.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f5fe701167b4493db395304339820a6c.jpg"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2026, "trim": "Limited", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 92955.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFHT9TN412819.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfht9tn412819/2026-ram-1500-crew-cab-pickup", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfht9tn412819/2026-ram-1500-crew-cab-pickup", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFHT9TN412819.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFHT9TN412819.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFHT9TN412819.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfht9tn412819/2026-ram-1500-crew-cab-pickup", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $22,382. This offer applies to Stock #R5916, VIN 1C6SRFHT9TN412819. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $92,955. Advertised price: $70,573. Savings: $22,382, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$92,955"}, {"label": "Advertised price", "value": "$70,573"}, {"label": "Savings", "value": "$22,382, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $22,382", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:05Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 70573.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFHT9TN412819_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1250, "unit": "per_month", "display": "$1,250/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 70573.0, "price_incl_doc": 70573.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1249.73, "amount_financed": 74983.81, "sales_tax": 4410.81, "total_of_payments": 74983.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5916, VIN 1C6SRFHT9TN412819. $1,250 per month for 60 months at 0% APR, $0 cash down. Advertised price $70,573, before any dealer documentation fee. Amount financed $74,984, including $4,411 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $74,984. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFHT9TN412819_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1113, "unit": "per_month", "display": "$1,113/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 70573.0, "price_incl_doc": 70573.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1113.1, "amount_financed": 74983.81, "sales_tax": 4410.81, "total_of_payments": 93500.76, "finance_charge": 18516.95, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5916, VIN 1C6SRFHT9TN412819. $1,113 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $70,573, before any dealer documentation fee. Amount financed $74,984, including $4,411 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $93,501. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 254}}, {"vin": "3C6UR5DL2KG585310", "title": "2019 RAM 2500 Big Horn", "year": 2019, "make": "RAM", "model": "2500", "trim": "Big Horn", "decoded_trim": "Big Horn", "condition": "used", "price": 33977.0, "msrp": 33977.0, "sale_price": 33977.0, "currency": "USD", "mileage": 115600, "exterior_color": "Crystal Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Diesel", "doors": 4, "seating_capacity": null, "engine": "Cummins 6.7L I6 Turbodiesel", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "6-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "JK1025", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://service.secureoffersites.com/images/GetEvoxImage?styleid=405142", "images": ["https://service.secureoffersites.com/images/GetEvoxImage?styleid=405142"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2019, "trim": "Big Horn", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.7L 6-Cylinder In-Line", "engine_displacement_l": 6.7, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Diesel", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 33977.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5DL2KG585310.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/3c6ur5dl2kg585310/2019-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/3c6ur5dl2kg585310/2019-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5DL2KG585310.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DL2KG585310.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DL2KG585310.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/3c6ur5dl2kg585310/2019-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JK1025, VIN 3C6UR5DL2KG585310. Advertised price: $33,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:05Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5DL2KG585310_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 848, "unit": "per_month", "display": "$848/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33977.0, "price_incl_doc": 33977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 847.66, "amount_financed": 36100.56, "sales_tax": 2123.56, "total_of_payments": 40687.55, "finance_charge": 4586.99, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1025, VIN 3C6UR5DL2KG585310. $848 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,977, before any dealer documentation fee. Amount financed $36,101, including $2,124 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $40,688. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DL2KG585310_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 706, "unit": "per_month", "display": "$706/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33977.0, "price_incl_doc": 33977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 706.18, "amount_financed": 36100.56, "sales_tax": 2123.56, "total_of_payments": 42370.79, "finance_charge": 6270.23, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1025, VIN 3C6UR5DL2KG585310. $706 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,977, before any dealer documentation fee. Amount financed $36,101, including $2,124 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $42,371. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DL2KG585310_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 615, "unit": "per_month", "display": "$615/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33977.0, "price_incl_doc": 33977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 615.31, "amount_financed": 36100.56, "sales_tax": 2123.56, "total_of_payments": 44301.98, "finance_charge": 8201.42, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1025, VIN 3C6UR5DL2KG585310. $615 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,977, before any dealer documentation fee. Amount financed $36,101, including $2,124 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $44,302. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 266}}, {"vin": "1C4RJHBR1TC297801", "title": "2026 Jeep Grand Cherokee 85th Anniversary Edition", "year": 2026, "make": "Jeep", "model": "Grand Cherokee", "trim": "85th Anniversary Edition", "decoded_trim": "Limited", "condition": "new", "price": 44449.0, "msrp": 52410.0, "sale_price": 44449.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "B7x7", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "63005727", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 249.0, "photo_count": 7, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/c4ee1b83cd6b434fa8f4292d1e470032.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/c4ee1b83cd6b434fa8f4292d1e470032.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2adbcf617f1f4e95b696926b7e26be7a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d5b46edb30ed4839b2e9eae72616956c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ac4c253bd02d4e269ecd264d7a9c790f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1050a65141cf40b2a5748760c2b05262.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cbd353873b1540eca78d02b75493dfd5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b8426e5450ff4eb1b5f301d06b6e6e11.jpg"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52410.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJHBR1TC297801.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr1tc297801/2026-jeep-grand-cherokee-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr1tc297801/2026-jeep-grand-cherokee-sport-utility", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJHBR1TC297801.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBR1TC297801.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBR1TC297801.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr1tc297801/2026-jeep-grand-cherokee-sport-utility", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $7,961. This offer applies to Stock #63005727, VIN 1C4RJHBR1TC297801. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,410. Advertised price: $44,449. Savings: $7,961, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,410"}, {"label": "Advertised price", "value": "$44,449"}, {"label": "Savings", "value": "$7,961, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,961", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:05Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44449.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR1TC297801_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 758, "unit": "per_month", "display": "$758/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44449.0, "price_incl_doc": 44449.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 758.4, "amount_financed": 47227.06, "sales_tax": 2778.06, "total_of_payments": 54604.79, "finance_charge": 7377.73, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63005727, VIN 1C4RJHBR1TC297801. $758 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $44,449, before any dealer documentation fee. Amount financed $47,227, including $2,778 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $54,605. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR1TC297801_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 622, "unit": "per_month", "display": "$622/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44449.0, "price_incl_doc": 44449.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 621.9, "amount_financed": 47227.06, "sales_tax": 2778.06, "total_of_payments": 52239.52, "finance_charge": 5012.46, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63005727, VIN 1C4RJHBR1TC297801. $622 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $44,449, before any dealer documentation fee. Amount financed $47,227, including $2,778 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $52,240. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 242}}, {"vin": "1C4RJHBG4RC704713", "title": "2024 Jeep Grand Cherokee Limited", "year": 2024, "make": "Jeep", "model": "Grand Cherokee", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 31477.0, "msrp": 31477.0, "sale_price": 31477.0, "currency": "USD", "mileage": 60403, "exterior_color": "Baltic Gray Metallic Clearcoat", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 19, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "J5798A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 11, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ee4c8676-71b4-4638-b9d5-b35a2a166513.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ee4c8676-71b4-4638-b9d5-b35a2a166513.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0649ba0b-69e3-4a20-b8a8-6f49a5a62dca.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4db86093-25c1-4998-b673-2f4c9ad5f0e1.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3ee963ad-b970-489e-9cde-b22cb806be2b.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/70594603-2191-460c-9ba3-650117bf37f7.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ba307887-7e4f-42d6-b040-24c69fd155f0.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1f97def1-e1aa-46b7-83ef-87cad630e928.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a42bd956-940a-4d3e-8ed1-1e661b2f4acc.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/62df071c-162d-4112-83f5-bf89842c0a9a.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/dbe94e53-d488-4cb6-874d-ee15d575e2e4.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/04c68986-4803-4496-89e7-60826563eb74.jpeg"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2024, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 31477.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJHBG4RC704713.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4rjhbg4rc704713/2024-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4rjhbg4rc704713/2024-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJHBG4RC704713.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBG4RC704713.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBG4RC704713.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4rjhbg4rc704713/2024-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5798A, VIN 1C4RJHBG4RC704713. Advertised price: $31,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:05Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31477.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBG4RC704713_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 785, "unit": "per_month", "display": "$785/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31477.0, "price_incl_doc": 31477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 785.29, "amount_financed": 33444.31, "sales_tax": 1967.31, "total_of_payments": 37693.79, "finance_charge": 4249.48, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5798A, VIN 1C4RJHBG4RC704713. $785 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,477, before any dealer documentation fee. Amount financed $33,444, including $1,967 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $37,694. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBG4RC704713_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 654, "unit": "per_month", "display": "$654/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31477.0, "price_incl_doc": 31477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 654.22, "amount_financed": 33444.31, "sales_tax": 1967.31, "total_of_payments": 39253.18, "finance_charge": 5808.87, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5798A, VIN 1C4RJHBG4RC704713. $654 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,477, before any dealer documentation fee. Amount financed $33,444, including $1,967 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $39,253. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBG4RC704713_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 570, "unit": "per_month", "display": "$570/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31477.0, "price_incl_doc": 31477.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 570.03, "amount_financed": 33444.31, "sales_tax": 1967.31, "total_of_payments": 41042.28, "finance_charge": 7597.97, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5798A, VIN 1C4RJHBG4RC704713. $570 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,477, before any dealer documentation fee. Amount financed $33,444, including $1,967 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $41,042. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxdg6tw282478/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXDG6TW282478.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXDG6TW282478.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXDG6TW282478.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxdg6tw282478/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $7,808. This offer applies to Stock #J5818, VIN 1C4PJXDG6TW282478. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,885. Advertised price: $46,077. Savings: $7,808, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,885"}, {"label": "Advertised price", "value": "$46,077"}, {"label": "Savings", "value": "$7,808, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,808", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:05Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46077.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXDG6TW282478_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 935, "unit": "per_month", "display": "$935/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46077.0, "price_incl_doc": 46077.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 934.91, "amount_financed": 48956.81, "sales_tax": 2879.81, "total_of_payments": 56094.36, "finance_charge": 7137.55, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5818, VIN 1C4PJXDG6TW282478. $935 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $46,077, before any dealer documentation fee. Amount financed $48,957, including $2,880 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $56,094. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDG6TW282478_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 713, "unit": "per_month", "display": "$713/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46077.0, "price_incl_doc": 46077.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 712.84, "amount_financed": 48956.81, "sales_tax": 2879.81, "total_of_payments": 59878.86, "finance_charge": 10922.05, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5818, VIN 1C4PJXDG6TW282478. $713 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $46,077, before any dealer documentation fee. Amount financed $48,957, including $2,880 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $59,879. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63506646, VIN 1C4RJXSJ0VW560656. Advertised price: $74,655. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$74,655"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:05Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 74655.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXSJ0VW560656_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1515, "unit": "per_month", "display": "$1,515/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74655.0, "price_incl_doc": 74655.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1514.76, "amount_financed": 79320.94, "sales_tax": 4665.94, "total_of_payments": 90885.36, "finance_charge": 11564.42, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63506646, VIN 1C4RJXSJ0VW560656. $1,515 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $74,655, before any dealer documentation fee. Amount financed $79,321, including $4,666 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $90,885. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXSJ0VW560656_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1155, "unit": "per_month", "display": "$1,155/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74655.0, "price_incl_doc": 74655.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1154.97, "amount_financed": 79320.94, "sales_tax": 4665.94, "total_of_payments": 97017.09, "finance_charge": 17696.15, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63506646, VIN 1C4RJXSJ0VW560656. $1,155 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $74,655, before any dealer documentation fee. Amount financed $79,321, including $4,666 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $97,017. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 178}}, {"vin": "1HGCR2F58HA185536", "title": "2017 Honda Accord Sedan Sport", "year": 2017, "make": "Honda", "model": "Accord Sedan", "trim": "Sport", "decoded_trim": "Sport", "condition": "used", "price": 16477.0, "msrp": 16477.0, "sale_price": 16477.0, "currency": "USD", "mileage": 105743, "exterior_color": "Crystal Black Pearl", "interior_color": null, "drivetrain": "FWD", "body_style": "Sedan", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.4L I4 DOHC i-VTEC 16V", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "JK1026", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 10, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/52b7e94a-c1ca-499c-b68f-2864a138fc5b.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/52b7e94a-c1ca-499c-b68f-2864a138fc5b.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/790d85d5-ee0d-457f-b632-4017e7c91112.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/484e8f02-0b72-4c8a-a2c0-9333db855fde.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/97080439-b6c2-40d0-a822-42bfdfed1230.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4dc26bd1-7393-4b0b-bd1a-e955af3d9fca.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/719589f0-f88f-46a6-98e8-6cea01ce8601.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4dbf1aee-956c-4a4f-a9bc-16546ccb7bae.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cad1d589-4fc8-44ef-ae9f-8106bca7ebff.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3a724372-3ad1-49e0-abba-4476b0f59763.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0c7c1f71-a2c2-43ad-9a2e-9f5f363356ea.jpeg"], "vin_decode": {"make": "Honda", "model": "Accord", "year": 2017, "trim": "Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.4L 4-Cylinder In-Line", "engine_displacement_l": 2.4, "cylinders": 4, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 16477.0, "monroney_url": null, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1hgcr2f58ha185536/2017-honda-accord-sedan-sedan", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1hgcr2f58ha185536/2017-honda-accord-sedan-sedan", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1HGCR2F58HA185536.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1HGCR2F58HA185536.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1HGCR2F58HA185536.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1hgcr2f58ha185536/2017-honda-accord-sedan-sedan", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JK1026, VIN 1HGCR2F58HA185536. Advertised price: $16,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$16,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:05Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 16477.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1HGCR2F58HA185536_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 411, "unit": "per_month", "display": "$411/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16477.0, "price_incl_doc": 16477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 411.07, "amount_financed": 17506.81, "sales_tax": 1029.81, "total_of_payments": 19731.25, "finance_charge": 2224.44, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1026, VIN 1HGCR2F58HA185536. $411 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $16,477, before any dealer documentation fee. Amount financed $17,507, including $1,030 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $19,731. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1HGCR2F58HA185536_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 342, "unit": "per_month", "display": "$342/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16477.0, "price_incl_doc": 16477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 342.46, "amount_financed": 17506.81, "sales_tax": 1029.81, "total_of_payments": 20547.53, "finance_charge": 3040.72, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1026, VIN 1HGCR2F58HA185536. $342 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $16,477, before any dealer documentation fee. Amount financed $17,507, including $1,030 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $20,548. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1HGCR2F58HA185536_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 298, "unit": "per_month", "display": "$298/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16477.0, "price_incl_doc": 16477.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 298.39, "amount_financed": 17506.81, "sales_tax": 1029.81, "total_of_payments": 21484.06, "finance_charge": 3977.25, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1026, VIN 1HGCR2F58HA185536. $298 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $16,477, before any dealer documentation fee. Amount financed $17,507, including $1,030 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $21,484. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 173}}, {"vin": "1C4PJXEG7TW289230", "title": "2026 Jeep Wrangler Sahara", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 58380.0, "msrp": 58380.0, "sale_price": 51482.0, "currency": "USD", "mileage": 2, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "J6013", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J6013, VIN 1C4PJXEG7TW289230. Advertised price: $58,380. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$58,380"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58380.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG7TW289230_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1185, "unit": "per_month", "display": "$1,185/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58380.0, "price_incl_doc": 58380.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1184.53, "amount_financed": 62028.75, "sales_tax": 3648.75, "total_of_payments": 71072.1, "finance_charge": 9043.35, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6013, VIN 1C4PJXEG7TW289230. $1,185 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $58,380, before any dealer documentation fee. Amount financed $62,029, including $3,649 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $71,072. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG7TW289230_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 903, "unit": "per_month", "display": "$903/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58380.0, "price_incl_doc": 58380.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 903.18, "amount_financed": 62028.75, "sales_tax": 3648.75, "total_of_payments": 75867.09, "finance_charge": 13838.34, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6013, VIN 1C4PJXEG7TW289230. $903 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $58,380, before any dealer documentation fee. Amount financed $62,029, including $3,649 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,525"}, {"label": "Advertised price", "value": "$37,903"}, {"label": "Savings", "value": "$10,622, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $10,622", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHAR3TC192985_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 530, "unit": "per_month", "display": "$530/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5417, VIN 1C4RJKER3T8558017. Advertised price: $67,185. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$67,185"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 67185.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKER3T8558017_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1363, "unit": "per_month", "display": "$1,363/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67185.0, "price_incl_doc": 67185.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1363.19, "amount_financed": 71384.06, "sales_tax": 4199.06, "total_of_payments": 81791.34, "finance_charge": 10407.28, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5417, VIN 1C4RJKER3T8558017. $1,363 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $67,185, before any dealer documentation fee. Amount financed $71,384, including $4,199 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $81,791. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER3T8558017_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1183, "unit": "per_month", "display": "$1,183/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67185.0, "price_incl_doc": 67185.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1182.7, "amount_financed": 71384.06, "sales_tax": 4199.06, "total_of_payments": 85154.62, "finance_charge": 13770.56, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5417, VIN 1C4RJKER3T8558017. $1,183 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $67,185, before any dealer documentation fee. Amount financed $71,384, including $4,199 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $85,155. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER3T8558017_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1060, "unit": "per_month", "display": "$1,060/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67185.0, "price_incl_doc": 67185.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1059.67, "amount_financed": 71384.06, "sales_tax": 4199.06, "total_of_payments": 89012.07, "finance_charge": 17628.01, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5417, VIN 1C4RJKER3T8558017. $1,060 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $67,185, before any dealer documentation fee. Amount financed $71,384, including $4,199 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $89,012. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER3T8558017_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 949, "unit": "per_month", "display": "$949/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67185.0, "selling_price": 67185.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 948.58, "net_cap_cost": 67880.0, "residual_value": 41654.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 948.58, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1108.58}, "total_of_payments": 34164, "total_of_payments_unrounded": 34148.88}, "disclosure": "Estimated lease payment for stock #J5417, VIN 1C4RJKER3T8558017. $949 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,109, made up of $949 first payment, $60 title, $100 registration. MSRP $67,185. Lease selling price $67,185. Net capitalized cost $67,880. Residual value $41,655, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,164. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER3T8558017_lease", "type": "lease", "label": "Lease", "headline": {"value": 855, "unit": "per_month", "display": "$855/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67185.0, "selling_price": 67185.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 855.29, "net_cap_cost": 64881.0, "residual_value": 41654.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 855.29, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4014.29}, "total_of_payments": 30780, "total_of_payments_unrounded": 30790.44}, "disclosure": "Estimated lease payment for stock #J5417, VIN 1C4RJKER3T8558017. $855 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,014, made up of $855 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $67,185. Lease selling price $67,185. Net capitalized cost $64,881. Residual value $41,655, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,780. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 241}}, {"vin": "1C4SJVAP9TS196172", "title": "2026 Jeep Grand Wagoneer Grand Wagoneer", "year": 2026, "make": "Jeep", "model": "Grand Wagoneer", "trim": "Grand Wagoneer", "decoded_trim": "Base", "condition": "new", "price": 69071.0, "msrp": 74775.0, "sale_price": 69071.0, "currency": "USD", "mileage": 10, "exterior_color": "High Gloss Black", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Regular Unleaded I-6 3.0 L/183", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "E5849", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 249.0, "photo_count": 51, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/e928512aa3524dfeb92ba67ac3d34687.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/e928512aa3524dfeb92ba67ac3d34687.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6964f8b0fac447febbb944251184105b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f008752819ec4b728d683596f34883cf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dafd2095393449fd86c00541a8f72fd3.jpg", 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,460"}, {"label": "Advertised price", "value": "$49,604"}, {"label": "Savings", "value": "$3,856, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,856", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49604.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49604.0, "price_incl_doc": 49604.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1006.47, "amount_financed": 52704.25, "sales_tax": 3100.25, "total_of_payments": 60388.15, "finance_charge": 7683.9, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5834, VIN 1C4SDJCT2TC254319. $1,006 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $49,604, before any dealer documentation fee. Amount financed $52,704, including $3,100 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $60,388. Offer expires 2026-07-31. Estimated for ZIP 60540. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49604.0, "price_incl_doc": 49604.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 873.21, "amount_financed": 52704.25, "sales_tax": 3100.25, "total_of_payments": 62871.33, "finance_charge": 10167.08, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5834, VIN 1C4SDJCT2TC254319. $873 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $49,604, before any dealer documentation fee. Amount financed $52,704, including $3,100 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $62,871. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT2TC254319_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 782, "unit": "per_month", "display": "$782/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49604.0, "price_incl_doc": 49604.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 782.37, "amount_financed": 52704.25, "sales_tax": 3100.25, "total_of_payments": 65719.36, "finance_charge": 13015.11, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5834, VIN 1C4SDJCT2TC254319. $782 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,604, before any dealer documentation fee. Amount financed $52,704, including $3,100 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $65,719. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 171}}, {"vin": "1C4RJHBRXVC556546", "title": "2027 Jeep Grand Cherokee Limited Reserve", "year": 2027, "make": "Jeep", "model": "Grand Cherokee", "trim": "Limited Reserve", "decoded_trim": "Limited", "condition": "new", "price": 54092.0, "msrp": 55145.0, "sale_price": 54092.0, "currency": "USD", "mileage": null, "exterior_color": "High Gloss Black", "interior_color": "Flx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "63369660", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/546618bd-768f-461f-8959-d6bf6b6ad502.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/546618bd-768f-461f-8959-d6bf6b6ad502.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5be14b54-65a8-46d9-8ea2-01159d203e7e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4ac94158-0a31-4326-b67a-7ec3cfaa33a1.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cbcf9b57-9773-4c44-b19f-b9060afbd957.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ff84aa98-a21b-4617-a67f-1f3d980f394d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c1d2bdfc-131e-47d1-8883-413c0492d725.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/04c7fbd4-cb34-4d4c-a135-0e282fff9d12.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 55145.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJHBRXVC556546.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbrxvc556546/2027-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbrxvc556546/2027-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJHBRXVC556546.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBRXVC556546.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBRXVC556546.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbrxvc556546/2027-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,053. This offer applies to Stock #63369660, VIN 1C4RJHBRXVC556546. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $55,145. Advertised price: $54,092. Savings: $1,053, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$55,145"}, {"label": "Advertised price", "value": "$54,092"}, {"label": "Savings", "value": "$1,053, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,053", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54092.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBRXVC556546_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 923, "unit": "per_month", "display": "$923/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54092.0, "price_incl_doc": 54092.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 922.93, "amount_financed": 57472.75, "sales_tax": 3380.75, "total_of_payments": 66451.05, "finance_charge": 8978.3, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369660, VIN 1C4RJHBRXVC556546. $923 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $54,092, before any dealer documentation fee. Amount financed $57,473, including $3,381 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $66,451. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBRXVC556546_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 757, "unit": "per_month", "display": "$757/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54092.0, "price_incl_doc": 54092.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 756.82, "amount_financed": 57472.75, "sales_tax": 3380.75, "total_of_payments": 63572.65, "finance_charge": 6099.9, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369660, VIN 1C4RJHBRXVC556546. $757 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $54,092, before any dealer documentation fee. Amount financed $57,473, including $3,381 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $63,573. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 192}}, {"vin": "1C4RJYC69N8757653", "title": "2022 Jeep Grand Cherokee Trailhawk 4xe", "year": 2022, "make": "Jeep", "model": "Grand Cherokee", "trim": "Trailhawk 4xe", "decoded_trim": "Trailhawk 4XE", "condition": "used", "price": 26977.0, "msrp": 26977.0, "sale_price": 27977.0, "currency": "USD", "mileage": 43716, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Hybrid", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "STK757653", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 11, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c0a95150-5552-4715-98c1-132defa595bd.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c0a95150-5552-4715-98c1-132defa595bd.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c1913a43-0a93-46c4-893f-4763362755dc.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/166c409a-9ac4-4c97-a98e-dd396e6c04db.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/da4746d0-50ef-4fac-b00a-50a554d81b2f.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/48bfe3e3-0a45-4a5a-a3d3-a4f4f2bd9023.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a8b13b2d-cebd-44b1-8c42-5350c39910d3.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/dbd16a6a-c2b2-41ab-8d54-e46c29eb40a2.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/fbbdddc8-e0c3-495b-83b3-3059eeb1f6ef.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1d5bf4a0-4184-4f47-be9d-471055cf7992.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/fcf4f78b-8252-4a3b-bdea-dd7dbcb190b0.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6fc55906-6cf7-43a3-9908-3376b02c1b7b.jpeg"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2022, "trim": "Trailhawk 4XE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Electric", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 26977.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJYC69N8757653.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4rjyc69n8757653/2022-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4rjyc69n8757653/2022-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJYC69N8757653.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJYC69N8757653.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJYC69N8757653.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4rjyc69n8757653/2022-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #STK757653, VIN 1C4RJYC69N8757653. Advertised price: $26,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJYC69N8757653_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 673, "unit": "per_month", "display": "$673/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYC69N8757653_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 561, "unit": "per_month", "display": "$561/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26977.0, "price_incl_doc": 26977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 560.69, "amount_financed": 28663.06, "sales_tax": 1686.06, "total_of_payments": 33641.49, "finance_charge": 4978.43, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK757653, VIN 1C4RJYC69N8757653. $561 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,977, before any dealer documentation fee. Amount financed $28,663, including $1,686 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,641. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYC69N8757653_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 489, "unit": "per_month", "display": "$489/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26977.0, "price_incl_doc": 26977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 488.54, "amount_financed": 28663.06, "sales_tax": 1686.06, "total_of_payments": 35174.81, "finance_charge": 6511.75, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK757653, VIN 1C4RJYC69N8757653. $489 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,977, before any dealer documentation fee. Amount financed $28,663, including $1,686 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,175. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 187}}, {"vin": "1C4RJFJGXJC457398", "title": "2018 Jeep Grand Cherokee Summit", "year": 2018, "make": "Jeep", "model": "Grand Cherokee", "trim": "Summit", "decoded_trim": "Summit", "condition": "used", "price": 16777.0, "msrp": 16777.0, "sale_price": 17677.0, "currency": "USD", "mileage": 135678, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "JK1012", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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{"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4rjfjgxjc457398/2018-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJFJGXJC457398.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJFJGXJC457398.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJFJGXJC457398.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4rjfjgxjc457398/2018-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JK1012, VIN 1C4RJFJGXJC457398. Advertised price: $16,777. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$16,777"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 16777.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJFJGXJC457398_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 419, "unit": "per_month", "display": "$419/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16777.0, "price_incl_doc": 16777.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 418.55, "amount_financed": 17825.56, "sales_tax": 1048.56, "total_of_payments": 20090.5, "finance_charge": 2264.94, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1012, VIN 1C4RJFJGXJC457398. $419 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $16,777, before any dealer documentation fee. Amount financed $17,826, including $1,049 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $20,090. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJFJGXJC457398_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 349, "unit": "per_month", "display": "$349/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16777.0, "price_incl_doc": 16777.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 348.69, "amount_financed": 17825.56, "sales_tax": 1048.56, "total_of_payments": 20921.64, "finance_charge": 3096.08, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1012, VIN 1C4RJFJGXJC457398. $349 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $16,777, before any dealer documentation fee. Amount financed $17,826, including $1,049 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $20,922. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJFJGXJC457398_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 304, "unit": "per_month", "display": "$304/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16777.0, "price_incl_doc": 16777.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 303.82, "amount_financed": 17825.56, "sales_tax": 1048.56, "total_of_payments": 21875.22, "finance_charge": 4049.66, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1012, VIN 1C4RJFJGXJC457398. $304 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $16,777, before any dealer documentation fee. Amount financed $17,826, including $1,049 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $21,875. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6rrfgg6t4204412/2026-ram-1500-crew-cab-pickup", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6RRFGG6T4204412.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6RRFGG6T4204412.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6RRFGG6T4204412.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6rrfgg6t4204412/2026-ram-1500-crew-cab-pickup", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #R5836, VIN 3C6RRFGG6T4204412. Advertised price: $55,175. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$55,175"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 55175.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6RRFGG6T4204412_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 977, "unit": "per_month", "display": "$977/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55175.0, "price_incl_doc": 55175.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 977.06, "amount_financed": 58623.44, "sales_tax": 3448.44, "total_of_payments": 58623.44, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5836, VIN 3C6RRFGG6T4204412. $977 per month for 60 months at 0% APR, $0 cash down. Advertised price $55,175, before any dealer documentation fee. Amount financed $58,623, including $3,448 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $58,623. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6RRFGG6T4204412_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 870, "unit": "per_month", "display": "$870/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55175.0, "price_incl_doc": 55175.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 870.24, "amount_financed": 58623.44, "sales_tax": 3448.44, "total_of_payments": 73100.27, "finance_charge": 14476.83, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5836, VIN 3C6RRFGG6T4204412. $870 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $55,175, before any dealer documentation fee. Amount financed $58,623, including $3,448 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $73,100. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $753. This offer applies to Stock #63356714, VIN 1C4RJHBR0V8150553. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,145. Advertised price: $51,392. Savings: $753, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,145"}, {"label": "Advertised price", "value": "$51,392"}, {"label": "Savings", "value": "$753, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $753", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51392.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR0V8150553_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 877, "unit": "per_month", "display": "$877/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51392.0, "price_incl_doc": 51392.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 876.86, "amount_financed": 54604.0, "sales_tax": 3212.0, "total_of_payments": 63134.15, "finance_charge": 8530.15, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63356714, VIN 1C4RJHBR0V8150553. $877 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $51,392, before any dealer documentation fee. Amount financed $54,604, including $3,212 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $63,134. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR0V8150553_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 719, "unit": "per_month", "display": "$719/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51392.0, "price_incl_doc": 51392.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 719.04, "amount_financed": 54604.0, "sales_tax": 3212.0, "total_of_payments": 60399.42, "finance_charge": 5795.42, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63356714, VIN 1C4RJHBR0V8150553. $719 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $51,392, before any dealer documentation fee. Amount financed $54,604, including $3,212 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $60,399. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 180}}, {"vin": "1C4PJXFG6VW553135", "title": "2027 Jeep Wrangler Rubicon", "year": 2027, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon", "decoded_trim": "Rubicon", "condition": "new", "price": 62775.0, "msrp": 62775.0, "sale_price": 62775.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Vlx9", "drivetrain": "4WD", "body_style": "SoftTop", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "V6", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63488323", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/578330f3-2d01-4d1b-898f-5cb186f8d9eb.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/578330f3-2d01-4d1b-898f-5cb186f8d9eb.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/46fc1081-abaf-4e3e-8ac6-743852776520.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9a1ab148-8133-4894-9166-2a6a8776c3a6.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6ccbaae0-29f1-408d-959b-ab8de70c8f34.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e48f274d-bfba-4f31-89f6-eb0ed400aa5c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f816adfc-42ad-4680-9127-0b41f7aa537c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c2026cc3-3041-44d2-bd4e-8c20fb320f61.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2027, "trim": "Rubicon", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 62775.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXFG6VW553135.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxfg6vw553135/2027-jeep-wrangler-softtop", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxfg6vw553135/2027-jeep-wrangler-softtop", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXFG6VW553135.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXFG6VW553135.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXFG6VW553135.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxfg6vw553135/2027-jeep-wrangler-softtop", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63488323, VIN 1C4PJXFG6VW553135. Advertised price: $62,775. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$62,775"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62775.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXFG6VW553135_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1274, "unit": "per_month", "display": "$1,274/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62775.0, "price_incl_doc": 62775.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1273.71, "amount_financed": 66698.44, "sales_tax": 3923.44, "total_of_payments": 76422.59, "finance_charge": 9724.15, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488323, VIN 1C4PJXFG6VW553135. $1,274 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $62,775, before any dealer documentation fee. Amount financed $66,698, including $3,923 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $76,423. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXFG6VW553135_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 971, "unit": "per_month", "display": "$971/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62775.0, "price_incl_doc": 62775.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 971.17, "amount_financed": 66698.44, "sales_tax": 3923.44, "total_of_payments": 81578.57, "finance_charge": 14880.13, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488323, VIN 1C4PJXFG6VW553135. $971 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $62,775, before any dealer documentation fee. Amount financed $66,698, including $3,923 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $81,579. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 166}}, {"vin": "1C4RJKBR3T8564193", "title": "2026 Jeep Grand Cherokee L Limited", "year": 2026, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 45572.0, "msrp": 53525.0, "sale_price": 45572.0, "currency": "USD", "mileage": 13, "exterior_color": "Baltic Gray Metallic Clearcoat", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "E5713", "stock_status": "Available", "availability": "In 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"offers": [], "price_history": [], "window_sticker": {"msrp": 53525.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKBR3T8564193.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr3t8564193/2026-jeep-grand-cherokee-l-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr3t8564193/2026-jeep-grand-cherokee-l-sport-utility", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKBR3T8564193.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR3T8564193.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR3T8564193.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr3t8564193/2026-jeep-grand-cherokee-l-sport-utility", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $7,953. This offer applies to Stock #E5713, VIN 1C4RJKBR3T8564193. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,525. Advertised price: $45,572. Savings: $7,953, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,525"}, {"label": "Advertised price", "value": "$45,572"}, {"label": "Savings", "value": "$7,953, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,953", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45572.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBR3T8564193_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 925, "unit": "per_month", "display": "$925/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45572.0, "price_incl_doc": 45572.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 924.66, "amount_financed": 48420.25, "sales_tax": 2848.25, "total_of_payments": 55479.57, "finance_charge": 7059.32, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5713, VIN 1C4RJKBR3T8564193. $925 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $45,572, before any dealer documentation fee. Amount financed $48,420, including $2,848 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $55,480. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR3T8564193_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 802, "unit": "per_month", "display": "$802/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45572.0, "price_incl_doc": 45572.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 802.23, "amount_financed": 48420.25, "sales_tax": 2848.25, "total_of_payments": 57760.91, "finance_charge": 9340.66, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5713, VIN 1C4RJKBR3T8564193. $802 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $45,572, before any dealer documentation fee. Amount financed $48,420, including $2,848 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $57,761. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR3T8564193_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 719, "unit": "per_month", "display": "$719/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45572.0, "price_incl_doc": 45572.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 718.78, "amount_financed": 48420.25, "sales_tax": 2848.25, "total_of_payments": 60377.44, "finance_charge": 11957.19, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5713, VIN 1C4RJKBR3T8564193. $719 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $45,572, before any dealer documentation fee. Amount financed $48,420, including $2,848 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $60,377. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR3T8564193_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 513, "unit": "per_month", "display": "$513/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 53525.0, "selling_price": 45572.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 512.71, "net_cap_cost": 46267.0, "residual_value": 33185.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 512.71, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 672.71}, "total_of_payments": 18468, "total_of_payments_unrounded": 18457.56}, "disclosure": "Estimated lease payment for stock #E5713, VIN 1C4RJKBR3T8564193. $513 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $673, made up of $513 first payment, $60 title, $100 registration. MSRP $53,525. Lease selling price $45,572. Net capitalized cost $46,267. Residual value $33,186, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $18,468. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR3T8564193_lease", "type": "lease", "label": "Lease", "headline": {"value": 419, "unit": "per_month", "display": "$419/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 53525.0, "selling_price": 45572.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 419.42, "net_cap_cost": 43268.0, "residual_value": 33185.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 419.42, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3578.42}, "total_of_payments": 15084, "total_of_payments_unrounded": 15099.12}, "disclosure": "Estimated lease payment for stock #E5713, VIN 1C4RJKBR3T8564193. $419 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,578, made up of $419 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $53,525. Lease selling price $45,572. Net capitalized cost $43,268. Residual value $33,186, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $15,084. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 221}}, {"vin": "1C4SJSEP7TS196731", "title": "2026 Jeep Grand Wagoneer L Summit Reserve", "year": 2026, "make": "Jeep", "model": "Grand Wagoneer L", "trim": "Summit Reserve", "decoded_trim": "Summit", "condition": "new", "price": 100893.0, "msrp": 108795.0, "sale_price": 100893.0, "currency": "USD", "mileage": 11, "exterior_color": "High Gloss Black", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.0L I6", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5982", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"engine_displacement_l": 3.0, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 108795.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4SJSEP7TS196731.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sjsep7ts196731/2026-jeep-grand-wagoneer-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sjsep7ts196731/2026-jeep-grand-wagoneer-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4SJSEP7TS196731.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4SJSEP7TS196731.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4SJSEP7TS196731.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sjsep7ts196731/2026-jeep-grand-wagoneer-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $7,902. This offer applies to Stock #J5982, VIN 1C4SJSEP7TS196731. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $108,795. Advertised price: $100,893. Savings: $7,902, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$108,795"}, {"label": "Advertised price", "value": "$100,893"}, {"label": "Savings", "value": "$7,902, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,902", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 100893.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SJSEP7TS196731_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 2047, "unit": "per_month", "display": "$2,047/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 100893.0, "price_incl_doc": 100893.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2047.13, "amount_financed": 107198.81, "sales_tax": 6305.81, "total_of_payments": 122827.63, "finance_charge": 15628.82, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5982, VIN 1C4SJSEP7TS196731. $2,047 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $100,893, before any dealer documentation fee. Amount financed $107,199, including $6,306 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $122,828. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SJSEP7TS196731_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1776, "unit": "per_month", "display": "$1,776/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 100893.0, "price_incl_doc": 100893.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1776.09, "amount_financed": 107198.81, "sales_tax": 6305.81, "total_of_payments": 127878.33, "finance_charge": 20679.52, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5982, VIN 1C4SJSEP7TS196731. $1,776 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $100,893, before any dealer documentation fee. Amount financed $107,199, including $6,306 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $127,878. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SJSEP7TS196731_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1591, "unit": "per_month", "display": "$1,591/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 100893.0, "price_incl_doc": 100893.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1591.32, "amount_financed": 107198.81, "sales_tax": 6305.81, "total_of_payments": 133671.13, "finance_charge": 26472.32, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5982, VIN 1C4SJSEP7TS196731. $1,591 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $100,893, before any dealer documentation fee. Amount financed $107,199, including $6,306 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $133,671. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SJSEP7TS196731_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1277, "unit": "per_month", "display": "$1,277/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 108795.0, "selling_price": 100893.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1276.87, "net_cap_cost": 101588.0, "residual_value": 67452.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1276.87, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1436.87}, "total_of_payments": 45972, "total_of_payments_unrounded": 45967.32}, "disclosure": "Estimated lease payment for stock #J5982, VIN 1C4SJSEP7TS196731. $1,277 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,437, made up of $1,277 first payment, $60 title, $100 registration. MSRP $108,795. Lease selling price $100,893. Net capitalized cost $101,588. Residual value $67,453, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $45,972. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SJSEP7TS196731_lease", "type": "lease", "label": "Lease", "headline": {"value": 1184, "unit": "per_month", "display": "$1,184/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 108795.0, "selling_price": 100893.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1183.58, "net_cap_cost": 98589.0, "residual_value": 67452.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1183.58, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4342.58}, "total_of_payments": 42624, "total_of_payments_unrounded": 42608.88}, "disclosure": "Estimated lease payment for stock #J5982, VIN 1C4SJSEP7TS196731. $1,184 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,343, made up of $1,184 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $108,795. Lease selling price $100,893. Net capitalized cost $98,589. Residual value $67,453, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $42,624. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 219}}, {"vin": "3C63R5CL7TG174774", "title": "2026 RAM 2500 Tradesman", "year": 2026, "make": "RAM", "model": "2500", "trim": "Tradesman", "decoded_trim": "Tradesman", "condition": "new", "price": 73100.0, "msrp": 73100.0, "sale_price": 62457.0, "currency": "USD", "mileage": 16, "exterior_color": "Blue Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Diesel", "doors": 4, "seating_capacity": null, "engine": "6.7L I6", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5240R", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://www.castlecdjrnaperville.com/viewdetails/new/3c63r5cl7tg174774/2026-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r5cl7tg174774/2026-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C63R5CL7TG174774.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C63R5CL7TG174774.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C63R5CL7TG174774.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r5cl7tg174774/2026-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5240R, VIN 3C63R5CL7TG174774. Advertised price: $73,100. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$73,100"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 73100.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63R5CL7TG174774_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1483, "unit": "per_month", "display": "$1,483/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73100.0, "price_incl_doc": 73100.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1483.2, "amount_financed": 77668.75, "sales_tax": 4568.75, "total_of_payments": 88992.3, "finance_charge": 11323.55, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5240R, VIN 3C63R5CL7TG174774. $1,483 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $73,100, before any dealer documentation fee. Amount financed $77,669, including $4,569 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $88,992. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5CL7TG174774_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1131, "unit": "per_month", "display": "$1,131/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73100.0, "price_incl_doc": 73100.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1130.91, "amount_financed": 77668.75, "sales_tax": 4568.75, "total_of_payments": 94996.31, "finance_charge": 17327.56, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5240R, VIN 3C63R5CL7TG174774. $1,131 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $73,100, before any dealer documentation fee. Amount financed $77,669, including $4,569 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $94,996. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5CL7TG174774_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1030, "unit": "per_month", "display": "$1,030/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73100.0, "selling_price": 73100.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1030.19, "net_cap_cost": 73795.0, "residual_value": 45322.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1030.19, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1190.19}, "total_of_payments": 37080, "total_of_payments_unrounded": 37086.84}, "disclosure": "Estimated lease payment for stock #J5240R, VIN 3C63R5CL7TG174774. $1,030 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,190, made up of $1,030 first payment, $60 title, $100 registration. MSRP $73,100. Lease selling price $73,100. Net capitalized cost $73,795. Residual value $45,322, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $37,080. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5CL7TG174774_lease", "type": "lease", "label": "Lease", "headline": {"value": 937, "unit": "per_month", "display": "$937/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73100.0, "selling_price": 73100.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 936.9, "net_cap_cost": 70796.0, "residual_value": 45322.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 936.9, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4095.9}, "total_of_payments": 33732, "total_of_payments_unrounded": 33728.4}, "disclosure": "Estimated lease payment for stock #J5240R, VIN 3C63R5CL7TG174774. $937 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,096, made up of $937 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $73,100. Lease selling price $73,100. Net capitalized cost $70,796. Residual value $45,322, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $33,732. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 203}}, {"vin": "3C4PJMC24TT227585", "title": "2026 Jeep Cherokee Overland", "year": 2026, "make": "Jeep", "model": "Cherokee", "trim": "Overland", "decoded_trim": "Overland", "condition": "new", "price": 39463.0, "msrp": 46085.0, "sale_price": 39463.0, "currency": "USD", "mileage": 750, "exterior_color": "41", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Hybrid", "doors": 4, "seating_capacity": null, "engine": "1.6L I4", 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$46,085"}, {"label": "Advertised price", "value": "$39,463"}, {"label": "Savings", "value": "$6,622, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,622", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39463.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4PJMC24TT227585_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 693, "unit": "per_month", "display": "$693/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4PJMC24TT227585_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 591, "unit": "per_month", "display": "$591/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39463.0, "price_incl_doc": 39463.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 590.66, "amount_financed": 41929.44, "sales_tax": 2466.44, "total_of_payments": 49615.33, "finance_charge": 7685.89, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5566, VIN 3C4PJMC24TT227585. $591 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $39,463, before any dealer documentation fee. Amount financed $41,929, including $2,466 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $49,615. 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One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68415.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG0TW322656_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1388, "unit": "per_month", "display": "$1,388/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68415.0, "price_incl_doc": 68415.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1388.15, "amount_financed": 72690.94, "sales_tax": 4275.94, "total_of_payments": 83288.76, "finance_charge": 10597.82, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6021, VIN 1C4RJXFG0TW322656. $1,388 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,415, before any dealer documentation fee. Amount financed $72,691, including $4,276 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,289. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG0TW322656_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1058, "unit": "per_month", "display": "$1,058/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68415.0, "price_incl_doc": 68415.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1058.43, "amount_financed": 72690.94, "sales_tax": 4275.94, "total_of_payments": 88907.97, "finance_charge": 16217.03, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6021, VIN 1C4RJXFG0TW322656. $1,058 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $68,415, before any dealer documentation fee. Amount financed $72,691, including $4,276 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $88,908. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50485.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXDN7TW326177_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1024, "unit": "per_month", "display": "$1,024/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50485.0, "price_incl_doc": 50485.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1024.34, "amount_financed": 53640.31, "sales_tax": 3155.31, "total_of_payments": 61460.68, "finance_charge": 7820.37, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369332, VIN 1C4PJXDN7TW326177. $1,024 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $50,485, before any dealer documentation fee. Amount financed $53,640, including $3,155 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $61,461. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDN7TW326177_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 781, "unit": "per_month", "display": "$781/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50485.0, "price_incl_doc": 50485.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 781.04, "amount_financed": 53640.31, "sales_tax": 3155.31, "total_of_payments": 65607.23, "finance_charge": 11966.92, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369332, VIN 1C4PJXDN7TW326177. $781 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $50,485, before any dealer documentation fee. Amount financed $53,640, including $3,155 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $65,607. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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"https://www.castlecdjrnaperville.com/viewdetails/used/1c6srfjm3ln206690/2020-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5676A, VIN 1C6SRFJM3LN206690. Advertised price: $30,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFJM3LN206690_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 773, "unit": "per_month", "display": "$773/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30977.0, "price_incl_doc": 30977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 772.81, "amount_financed": 32913.06, "sales_tax": 1936.06, "total_of_payments": 37095.04, "finance_charge": 4181.98, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5676A, VIN 1C6SRFJM3LN206690. $773 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,977, before any dealer documentation fee. Amount financed $32,913, including $1,936 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $37,095. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJM3LN206690_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 644, "unit": "per_month", "display": "$644/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30977.0, "price_incl_doc": 30977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 643.83, "amount_financed": 32913.06, "sales_tax": 1936.06, "total_of_payments": 38629.66, "finance_charge": 5716.6, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5676A, VIN 1C6SRFJM3LN206690. $644 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,977, before any dealer documentation fee. Amount financed $32,913, including $1,936 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,630. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJM3LN206690_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 561, "unit": "per_month", "display": "$561/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30977.0, "price_incl_doc": 30977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 560.98, "amount_financed": 32913.06, "sales_tax": 1936.06, "total_of_payments": 40390.34, "finance_charge": 7477.28, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5676A, VIN 1C6SRFJM3LN206690. $561 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,977, before any dealer documentation fee. Amount financed $32,913, including $1,936 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $40,390. Offer expires 2026-07-31. Estimated for ZIP 60540. 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"source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfgpxtn256424/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFGPXTN256424.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFGPXTN256424.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFGPXTN256424.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfgpxtn256424/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5534, VIN 1C6SRFGPXTN256424. Advertised price: $58,815. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$58,815"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58815.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFGPXTN256424_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1042, "unit": "per_month", "display": "$1,042/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58815.0, "price_incl_doc": 58815.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1041.52, "amount_financed": 62490.94, "sales_tax": 3675.94, "total_of_payments": 62490.94, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5534, VIN 1C6SRFGPXTN256424. $1,042 per month for 60 months at 0% APR, $0 cash down. Advertised price $58,815, before any dealer documentation fee. Amount financed $62,491, including $3,676 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $62,491. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFGPXTN256424_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 928, "unit": "per_month", "display": "$928/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58815.0, "price_incl_doc": 58815.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 927.65, "amount_financed": 62490.94, "sales_tax": 3675.94, "total_of_payments": 77922.83, "finance_charge": 15431.89, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5534, VIN 1C6SRFGPXTN256424. $928 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $58,815, before any dealer documentation fee. Amount financed $62,491, including $3,676 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $77,923. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 168}}, {"vin": "1C6SRFFT7VN551157", "title": "2027 RAM 1500 Lone Star", "year": 2027, "make": "RAM", "model": "1500", "trim": "Lone Star", "decoded_trim": "Big Horn/Lonestar", "condition": "new", "price": 65955.0, "msrp": 65955.0, "sale_price": 62983.0, "currency": "USD", "mileage": null, "exterior_color": "Diamond Black", "interior_color": "T9x9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Not Specified", "doors": null, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63454440", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/63d7420a-acc4-47e7-a08a-b4332ada754f.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/63d7420a-acc4-47e7-a08a-b4332ada754f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/19ab44d9-aa12-403d-8f0a-2e69611bc711.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/179d2f88-a617-4c0f-9784-a5b81e69a646.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8ff7c2b5-bbfb-4fcb-aaf4-9407d9c12f16.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c8d61350-73f9-4360-bb2c-cd2c1284f6f3.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d9c1adda-ccf3-4132-a3e3-ce044d442f9b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2de6360d-cd8b-448c-9d6b-40e68ff29c62.png"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2027, "trim": "Big Horn/Lonestar", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 65955.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFFT7VN551157.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft7vn551157/2027-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft7vn551157/2027-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFFT7VN551157.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFT7VN551157.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFT7VN551157.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft7vn551157/2027-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63454440, VIN 1C6SRFFT7VN551157. Advertised price: $65,955. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$65,955"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 65955.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFFT7VN551157_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1168, "unit": "per_month", "display": "$1,168/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 65955.0, "price_incl_doc": 65955.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1167.95, "amount_financed": 70077.19, "sales_tax": 4122.19, "total_of_payments": 70077.19, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454440, VIN 1C6SRFFT7VN551157. $1,168 per month for 60 months at 0% APR, $0 cash down. Advertised price $65,955, before any dealer documentation fee. Amount financed $70,077, including $4,122 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $70,077. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT7VN551157_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1040, "unit": "per_month", "display": "$1,040/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 65955.0, "price_incl_doc": 65955.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1040.27, "amount_financed": 70077.19, "sales_tax": 4122.19, "total_of_payments": 87382.47, "finance_charge": 17305.28, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454440, VIN 1C6SRFFT7VN551157. $1,040 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $65,955, before any dealer documentation fee. Amount financed $70,077, including $4,122 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $87,382. Offer expires 2026-07-31. Estimated for ZIP 60540. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5ejxtg271306/2026-ram-2500-crew-cab-pickup", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5EJXTG271306.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5EJXTG271306.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5EJXTG271306.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5ejxtg271306/2026-ram-2500-crew-cab-pickup", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,827. This offer applies to Stock #R5651, VIN 3C6UR5EJXTG271306. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $79,840. Advertised price: $71,013. Savings: $8,827, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$79,840"}, {"label": "Advertised price", "value": "$71,013"}, {"label": "Savings", "value": "$8,827, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,827", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 71013.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5EJXTG271306_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1441, "unit": "per_month", "display": "$1,441/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 71013.0, "price_incl_doc": 71013.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1440.86, "amount_financed": 75451.31, "sales_tax": 4438.31, "total_of_payments": 86451.57, "finance_charge": 11000.26, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5651, VIN 3C6UR5EJXTG271306. $1,441 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $71,013, before any dealer documentation fee. Amount financed $75,451, including $4,438 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $86,452. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5EJXTG271306_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1099, "unit": "per_month", "display": "$1,099/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 71013.0, "price_incl_doc": 71013.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1098.62, "amount_financed": 75451.31, "sales_tax": 4438.31, "total_of_payments": 92284.17, "finance_charge": 16832.86, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5651, VIN 3C6UR5EJXTG271306. $1,099 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $71,013, before any dealer documentation fee. Amount financed $75,451, including $4,438 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $92,284. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5EJXTG271306_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 849, "unit": "per_month", "display": "$849/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 79840.0, "selling_price": 71013.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 848.6, "net_cap_cost": 71708.0, "residual_value": 49500.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 848.6, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1008.6}, "total_of_payments": 30564, "total_of_payments_unrounded": 30549.6}, "disclosure": "Estimated lease payment for stock #R5651, VIN 3C6UR5EJXTG271306. $849 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,009, made up of $849 first payment, $60 title, $100 registration. MSRP $79,840. Lease selling price $71,013. Net capitalized cost $71,708. Residual value $49,501, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,564. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5EJXTG271306_lease", "type": "lease", "label": "Lease", "headline": {"value": 755, "unit": "per_month", "display": "$755/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 79840.0, "selling_price": 71013.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 755.31, "net_cap_cost": 68709.0, "residual_value": 49500.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 755.31, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3914.31}, "total_of_payments": 27180, "total_of_payments_unrounded": 27191.16}, "disclosure": "Estimated lease payment for stock #R5651, VIN 3C6UR5EJXTG271306. $755 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,914, made up of $755 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $79,840. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 107355.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63R5TL3TG336268_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 2178, "unit": "per_month", "display": "$2,178/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 107355.0, "price_incl_doc": 107355.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2178.24, "amount_financed": 114064.69, "sales_tax": 6709.69, "total_of_payments": 130694.5, "finance_charge": 16629.81, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5900, VIN 3C63R5TL3TG336268. $2,178 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $107,355, before any dealer documentation fee. Amount financed $114,065, including $6,710 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $130,694. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5TL3TG336268_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1661, "unit": "per_month", "display": "$1,661/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 107355.0, "price_incl_doc": 107355.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1660.86, "amount_financed": 114064.69, "sales_tax": 6709.69, "total_of_payments": 139512.02, "finance_charge": 25447.33, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5900, VIN 3C63R5TL3TG336268. $1,661 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $107,355, before any dealer documentation fee. Amount financed $114,065, including $6,710 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $139,512. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5TL3TG336268_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1503, "unit": "per_month", "display": "$1,503/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 107355.0, "selling_price": 107355.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1502.81, "net_cap_cost": 108050.0, "residual_value": 66560.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1502.81, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1662.81}, "total_of_payments": 54108, "total_of_payments_unrounded": 54101.16}, "disclosure": "Estimated lease payment for stock #J5900, VIN 3C63R5TL3TG336268. $1,503 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,663, made up of $1,503 first payment, $60 title, $100 registration. MSRP $107,355. Lease selling price $107,355. Net capitalized cost $108,050. Residual value $66,560, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $54,108. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5TL3TG336268_lease", "type": "lease", "label": "Lease", "headline": {"value": 1410, "unit": "per_month", "display": "$1,410/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 107355.0, "selling_price": 107355.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1409.52, "net_cap_cost": 105051.0, "residual_value": 66560.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1409.52, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4568.52}, "total_of_payments": 50760, "total_of_payments_unrounded": 50742.72}, "disclosure": "Estimated lease payment for stock #J5900, VIN 3C63R5TL3TG336268. $1,410 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,569, made up of $1,410 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $107,355. Lease selling price $107,355. Net capitalized cost $105,051. Residual value $66,560, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $50,760. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 212}}, {"vin": "1C4RJKER2T8558946", "title": "2026 Jeep Grand Cherokee L Summit", "year": 2026, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Summit", "decoded_trim": "Summit", "condition": "new", "price": 68185.0, "msrp": 68185.0, "sale_price": 60378.0, "currency": "USD", "mileage": 6, "exterior_color": "Diamond Black", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5819, VIN 1C4RJKER2T8558946. Advertised price: $68,185. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$68,185"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68185.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKER2T8558946_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1383, "unit": "per_month", "display": "$1,383/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68185.0, "price_incl_doc": 68185.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1383.48, "amount_financed": 72446.56, "sales_tax": 4261.56, "total_of_payments": 83008.75, "finance_charge": 10562.19, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5819, VIN 1C4RJKER2T8558946. $1,383 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,185, before any dealer documentation fee. Amount financed $72,447, including $4,262 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,009. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER2T8558946_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1200, "unit": "per_month", "display": "$1,200/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68185.0, "price_incl_doc": 68185.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1200.31, "amount_financed": 72446.56, "sales_tax": 4261.56, "total_of_payments": 86422.09, "finance_charge": 13975.53, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5819, VIN 1C4RJKER2T8558946. $1,200 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $68,185, before any dealer documentation fee. Amount financed $72,447, including $4,262 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $86,422. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER2T8558946_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1075, "unit": "per_month", "display": "$1,075/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68185.0, "price_incl_doc": 68185.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1075.44, "amount_financed": 72446.56, "sales_tax": 4261.56, "total_of_payments": 90336.95, "finance_charge": 17890.39, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5819, VIN 1C4RJKER2T8558946. $1,075 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $68,185, before any dealer documentation fee. Amount financed $72,447, including $4,262 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $90,337. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER2T8558946_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 962, "unit": "per_month", "display": "$962/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 68185.0, "selling_price": 68185.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 962.38, "net_cap_cost": 68880.0, "residual_value": 42274.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 962.38, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1122.38}, "total_of_payments": 34632, "total_of_payments_unrounded": 34645.68}, "disclosure": "Estimated lease payment for stock #J5819, VIN 1C4RJKER2T8558946. $962 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,122, made up of $962 first payment, $60 title, $100 registration. MSRP $68,185. Lease selling price $68,185. Net capitalized cost $68,880. Residual value $42,275, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,632. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER2T8558946_lease", "type": "lease", "label": "Lease", "headline": {"value": 869, "unit": "per_month", "display": "$869/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 68185.0, "selling_price": 68185.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 869.09, "net_cap_cost": 65881.0, "residual_value": 42274.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 869.09, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4028.09}, "total_of_payments": 31284, "total_of_payments_unrounded": 31287.24}, "disclosure": "Estimated lease payment for stock #J5819, VIN 1C4RJKER2T8558946. $869 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,028, made up of $869 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $68,185. Lease selling price $68,185. Net capitalized cost $65,881. Residual value $42,275, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,284. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 213}}, {"vin": "3C4PJMB27TT227582", "title": "2026 Jeep Cherokee Laredo", "year": 2026, "make": "Jeep", "model": "Cherokee", "trim": "Laredo", "decoded_trim": "Laredo, Limited", "condition": "new", "price": 41085.0, "msrp": 41085.0, "sale_price": 36076.0, "currency": "USD", "mileage": 12, "exterior_color": "Diamond Black", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Hybrid", "doors": 4, "seating_capacity": null, "engine": "1.6L I4", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": 39, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "LJ5647", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 29, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a69037b0-81c8-4b7e-86ab-d104d2328668.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a69037b0-81c8-4b7e-86ab-d104d2328668.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f4e700e7-d55c-407e-a1da-ae9957fbe14d.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8c029464-b009-43d6-b26d-fb231ade7f64.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ec54e10b-ac04-4ddf-8ccc-dad1431b95c7.jpg", 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"https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/938f2d0e-a820-4851-9e00-87b761c8c155.jpg"], "vin_decode": {"make": "Jeep", "model": "Cherokee", "year": 2026, "trim": "Laredo, Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L 4-Cylinder In-Line", "engine_displacement_l": 1.6, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 41085.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C4PJMB27TT227582.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjmb27tt227582/2026-jeep-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjmb27tt227582/2026-jeep-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C4PJMB27TT227582.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C4PJMB27TT227582.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C4PJMB27TT227582.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjmb27tt227582/2026-jeep-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #LJ5647, VIN 3C4PJMB27TT227582. Advertised price: $41,085. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$41,085"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 41085.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4PJMB27TT227582_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 721, "unit": "per_month", "display": "$721/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41085.0, "price_incl_doc": 41085.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 721.39, "amount_financed": 43652.81, "sales_tax": 2567.81, "total_of_payments": 51940.39, "finance_charge": 8287.58, "per_1000_financed": 16.53, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5647, VIN 3C4PJMB27TT227582. $721 per month for 72 months at 5.9% APR, $0 cash down. Advertised price $41,085, before any dealer documentation fee. Amount financed $43,653, including $2,568 estimated sales tax at 6.25%. That is $16.53 per $1,000 financed. Total of payments $51,940. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4PJMB27TT227582_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 615, "unit": "per_month", "display": "$615/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41085.0, "price_incl_doc": 41085.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 614.94, "amount_financed": 43652.81, "sales_tax": 2567.81, "total_of_payments": 51654.6, "finance_charge": 8001.79, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5647, VIN 3C4PJMB27TT227582. $615 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $41,085, before any dealer documentation fee. Amount financed $43,653, including $2,568 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $51,655. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 149}}, {"vin": "3C63R3JL4TG276377", "title": "2026 RAM 3500 Laramie", "year": 2026, "make": "RAM", "model": "3500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 84311.0, "msrp": 95460.0, "sale_price": 84311.0, "currency": "USD", "mileage": 13, "exterior_color": "Forged Blue Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Diesel Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Diesel I-6 6.7 L/408", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "R5650", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"offers": [], "price_history": [], "window_sticker": {"msrp": 95460.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C63R3JL4TG276377.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r3jl4tg276377/2026-ram-3500-crew-cab-pickup", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r3jl4tg276377/2026-ram-3500-crew-cab-pickup", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C63R3JL4TG276377.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C63R3JL4TG276377.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C63R3JL4TG276377.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r3jl4tg276377/2026-ram-3500-crew-cab-pickup", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $11,149. This offer applies to Stock #R5650, VIN 3C63R3JL4TG276377. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $95,460. Advertised price: $84,311. Savings: $11,149, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$95,460"}, {"label": "Advertised price", "value": "$84,311"}, {"label": "Savings", "value": "$11,149, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $11,149", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 84311.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63R3JL4TG276377_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1711, "unit": "per_month", "display": "$1,711/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 84311.0, "price_incl_doc": 84311.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1710.68, "amount_financed": 89580.44, "sales_tax": 5269.44, "total_of_payments": 102640.62, "finance_charge": 13060.18, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5650, VIN 3C63R3JL4TG276377. $1,711 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $84,311, before any dealer documentation fee. Amount financed $89,580, including $5,269 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $102,641. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3JL4TG276377_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1304, "unit": "per_month", "display": "$1,304/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 84311.0, "price_incl_doc": 84311.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1304.35, "amount_financed": 89580.44, "sales_tax": 5269.44, "total_of_payments": 109565.44, "finance_charge": 19985.0, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5650, VIN 3C63R3JL4TG276377. $1,304 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $84,311, before any dealer documentation fee. Amount financed $89,580, including $5,269 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $109,565. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3JL4TG276377_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 992, "unit": "per_month", "display": "$992/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 95460.0, "selling_price": 84311.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 991.88, "net_cap_cost": 85006.0, "residual_value": 59185.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 991.88, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1151.88}, "total_of_payments": 35712, "total_of_payments_unrounded": 35707.68}, "disclosure": "Estimated lease payment for stock #R5650, VIN 3C63R3JL4TG276377. $992 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,152, made up of $992 first payment, $60 title, $100 registration. MSRP $95,460. Lease selling price $84,311. Net capitalized cost $85,006. Residual value $59,185, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $35,712. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3JL4TG276377_lease", "type": "lease", "label": "Lease", "headline": {"value": 899, "unit": "per_month", "display": "$899/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 95460.0, "selling_price": 84311.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 898.59, "net_cap_cost": 82007.0, "residual_value": 59185.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 898.59, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4057.59}, "total_of_payments": 32364, "total_of_payments_unrounded": 32349.24}, "disclosure": "Estimated lease payment for stock #R5650, VIN 3C63R3JL4TG276377. $899 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,058, made up of $899 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $95,460. Lease selling price $84,311. Net capitalized cost $82,007. Residual value $59,185, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $32,364. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 227}}, {"vin": "2C3CDXCTXPH643403", "title": "2023 Dodge Charger R/T", "year": 2023, "make": "Dodge", "model": "Charger", "trim": "R/T", "decoded_trim": "R/T", "condition": "used", "price": 38577.0, "msrp": 38577.0, "sale_price": 38577.0, "currency": "USD", "mileage": 40116, "exterior_color": "Go Mango!", "interior_color": "Black", "drivetrain": "RWD", "body_style": "Sedan", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 16, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "JK987A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 11, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/679be959-1bab-4ccb-b2af-f30a8c6dca07.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/679be959-1bab-4ccb-b2af-f30a8c6dca07.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5ce7654b-02a8-4f2e-806c-0ebfa0bc19da.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2df7ec1b-09c0-4031-a4b7-780c261f8e18.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cd2709a4-0945-43d1-8a4a-f3fbe86597b5.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cd2c49c2-3912-4fd7-a4a5-83e28f07ca7f.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ef20583d-2ab7-49d2-a6f2-ef21187590be.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e871315d-3759-4c51-bf83-ace3b684fbe5.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b73020f6-98c1-4b3b-b852-55e5e9eae514.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/53f07adf-89c4-4878-9106-9292e9cecb1d.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d22a79c6-d329-427d-8384-af277ab50185.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/681ae3f4-8230-4a9d-a5c3-6a075bfadaa3.jpeg"], "vin_decode": {"make": "Dodge", "model": "Charger", "year": 2023, "trim": "R/T", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "RWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 38577.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/2C3CDXCTXPH643403.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/2c3cdxctxph643403/2023-dodge-charger-sedan", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/2c3cdxctxph643403/2023-dodge-charger-sedan", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/2C3CDXCTXPH643403.html", "json_url": "https://ai.castlecdjrnaperville.com/v/2C3CDXCTXPH643403.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/2C3CDXCTXPH643403.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/2c3cdxctxph643403/2023-dodge-charger-sedan", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38577.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C3CDXCTXPH643403_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 962, "unit": "per_month", "display": "$962/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38577.0, "price_incl_doc": 38577.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 962.42, "amount_financed": 40988.06, "sales_tax": 2411.06, "total_of_payments": 46196.06, "finance_charge": 5208.0, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK987A, VIN 2C3CDXCTXPH643403. $962 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $38,577, before any dealer documentation fee. Amount financed $40,988, including $2,411 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $46,196. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDXCTXPH643403_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 802, "unit": "per_month", "display": "$802/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38577.0, "price_incl_doc": 38577.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 801.79, "amount_financed": 40988.06, "sales_tax": 2411.06, "total_of_payments": 48107.19, "finance_charge": 7119.13, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK987A, VIN 2C3CDXCTXPH643403. $802 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $38,577, before any dealer documentation fee. Amount financed $40,988, including $2,411 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $48,107. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDXCTXPH643403_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 699, "unit": "per_month", "display": "$699/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38577.0, "price_incl_doc": 38577.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 698.61, "amount_financed": 40988.06, "sales_tax": 2411.06, "total_of_payments": 50299.84, "finance_charge": 9311.78, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK987A, VIN 2C3CDXCTXPH643403. $699 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $38,577, before any dealer documentation fee. Amount financed $40,988, including $2,411 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $50,300. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$22,577"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22577.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8R2DHE2LU125812_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 563, "unit": "per_month", "display": "$563/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22577.0, "price_incl_doc": 22577.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 563.25, "amount_financed": 23988.06, "sales_tax": 1411.06, "total_of_payments": 27036.01, "finance_charge": 3047.95, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN KM8R2DHE2LU125812. $563 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,577, before any dealer documentation fee. Amount financed $23,988, including $1,411 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,036. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8R2DHE2LU125812_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 469, "unit": "per_month", "display": "$469/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22577.0, "price_incl_doc": 22577.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 469.24, "amount_financed": 23988.06, "sales_tax": 1411.06, "total_of_payments": 28154.5, "finance_charge": 4166.44, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN KM8R2DHE2LU125812. $469 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,577, before any dealer documentation fee. Amount financed $23,988, including $1,411 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,154. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8R2DHE2LU125812_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 409, "unit": "per_month", "display": "$409/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22577.0, "price_incl_doc": 22577.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 408.86, "amount_financed": 23988.06, "sales_tax": 1411.06, "total_of_payments": 29437.73, "finance_charge": 5449.67, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN KM8R2DHE2LU125812. $409 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,577, before any dealer documentation fee. Amount financed $23,988, including $1,411 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,438. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 171}}, {"vin": "4T1BF1FK7EU819038", "title": "2014 Toyota Camry XLE", "year": 2014, "make": "Toyota", "model": "Camry", "trim": "XLE", "decoded_trim": "ASV50L/GSV50L/AVV50L", "condition": "used", "price": 15977.0, "msrp": 15977.0, "sale_price": 15977.0, "currency": "USD", "mileage": 77255, "exterior_color": "Barcelona Red Metallic", "interior_color": "Ivory", "drivetrain": "FWD", "body_style": "Sedan", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.5L I4 SMPI DOHC", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 25, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "JK1020", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 11, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/aac698d4-0b44-4cad-9ef9-bfec59bcf312.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/aac698d4-0b44-4cad-9ef9-bfec59bcf312.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/03cbff1d-8006-464f-bf3a-19600ccdff78.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ca7ce0af-ff14-4592-9dca-4bb9f1c968bc.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8b7f98be-4946-42b9-979b-8dd0cf55b897.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b1ad4a4c-e547-4077-b5fb-7e80f574141d.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ef309db6-806f-469e-b59c-db3f5f4c9db4.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b67c792e-302c-400c-91d7-c475dc623a23.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a88502d1-cbe3-4956-8535-68948c23fe4f.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/45f25f18-d5c9-4171-ab8b-f29c75df2fc6.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c4e9bc74-94e7-45a3-af7b-f0f975dde06c.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6f711eaa-acc6-483a-aa45-8c3609e64858.jpeg"], "vin_decode": {"make": "Toyota", "model": "Camry", "year": 2014, "trim": "ASV50L/GSV50L/AVV50L", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 15977.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/4T1BF1FK7EU819038.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/4t1bf1fk7eu819038/2014-toyota-camry-sedan", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/4t1bf1fk7eu819038/2014-toyota-camry-sedan", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/4T1BF1FK7EU819038.html", "json_url": "https://ai.castlecdjrnaperville.com/v/4T1BF1FK7EU819038.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/4T1BF1FK7EU819038.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/4t1bf1fk7eu819038/2014-toyota-camry-sedan", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$15,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 15977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4T1BF1FK7EU819038_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 399, "unit": "per_month", "display": "$399/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15977.0, "price_incl_doc": 15977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 398.59, "amount_financed": 16975.56, "sales_tax": 998.56, "total_of_payments": 19132.5, "finance_charge": 2156.94, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1020, VIN 4T1BF1FK7EU819038. $399 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $15,977, before any dealer documentation fee. Amount financed $16,976, including $999 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $19,132. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4T1BF1FK7EU819038_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 332, "unit": "per_month", "display": "$332/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15977.0, "price_incl_doc": 15977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 332.07, "amount_financed": 16975.56, "sales_tax": 998.56, "total_of_payments": 19924.01, "finance_charge": 2948.45, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1020, VIN 4T1BF1FK7EU819038. $332 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $15,977, before any dealer documentation fee. Amount financed $16,976, including $999 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $19,924. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4T1BF1FK7EU819038_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 289, "unit": "per_month", "display": "$289/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15977.0, "price_incl_doc": 15977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 289.33, "amount_financed": 16975.56, "sales_tax": 998.56, "total_of_payments": 20832.11, "finance_charge": 3856.55, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1020, VIN 4T1BF1FK7EU819038. $289 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $15,977, before any dealer documentation fee. Amount financed $16,976, including $999 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $20,832. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft5tn339760/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFFT5TN339760.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFT5TN339760.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFT5TN339760.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft5tn339760/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5707, VIN 1C6SRFFT5TN339760. Advertised price: $66,390. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$66,390"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 66390.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFFT5TN339760_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1176, "unit": "per_month", "display": "$1,176/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66390.0, "price_incl_doc": 66390.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1175.66, "amount_financed": 70539.38, "sales_tax": 4149.38, "total_of_payments": 70539.38, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5707, VIN 1C6SRFFT5TN339760. $1,176 per month for 60 months at 0% APR, $0 cash down. Advertised price $66,390, before any dealer documentation fee. Amount financed $70,539, including $4,149 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $70,539. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT5TN339760_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1047, "unit": "per_month", "display": "$1,047/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66390.0, "price_incl_doc": 66390.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1047.13, "amount_financed": 70539.38, "sales_tax": 4149.38, "total_of_payments": 87958.8, "finance_charge": 17419.42, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5707, VIN 1C6SRFFT5TN339760. $1,047 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $66,390, before any dealer documentation fee. Amount financed $70,539, including $4,149 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $87,959. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,093. This offer applies to Stock #63377287, VIN 1C4RJKBR4V8152674. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $57,145. Advertised price: $56,052. Savings: $1,093, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,145"}, {"label": "Advertised price", "value": "$56,052"}, {"label": "Savings", "value": "$1,093, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,093", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56052.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBR4V8152674_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1137, "unit": "per_month", "display": "$1,137/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56052.0, "price_incl_doc": 56052.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1137.3, "amount_financed": 59555.25, "sales_tax": 3503.25, "total_of_payments": 68237.98, "finance_charge": 8682.73, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377287, VIN 1C4RJKBR4V8152674. $1,137 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,052, before any dealer documentation fee. Amount financed $59,555, including $3,503 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $68,238. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR4V8152674_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 987, "unit": "per_month", "display": "$987/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56052.0, "price_incl_doc": 56052.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 986.72, "amount_financed": 59555.25, "sales_tax": 3503.25, "total_of_payments": 71043.94, "finance_charge": 11488.69, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377287, VIN 1C4RJKBR4V8152674. $987 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $56,052, before any dealer documentation fee. Amount financed $59,555, including $3,503 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $71,044. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR4V8152674_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 884, "unit": "per_month", "display": "$884/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56052.0, "price_incl_doc": 56052.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 884.07, "amount_financed": 59555.25, "sales_tax": 3503.25, "total_of_payments": 74262.18, "finance_charge": 14706.93, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377287, VIN 1C4RJKBR4V8152674. $884 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $56,052, before any dealer documentation fee. Amount financed $59,555, including $3,503 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $74,262. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR4V8152674_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 776, "unit": "per_month", "display": "$776/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57145.0, "selling_price": 56052.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 776.06, "net_cap_cost": 56747.0, "residual_value": 35429.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 776.06, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 936.06}, "total_of_payments": 27936, "total_of_payments_unrounded": 27938.16}, "disclosure": "Estimated lease payment for stock #63377287, VIN 1C4RJKBR4V8152674. $776 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $936, made up of $776 first payment, $60 title, $100 registration. MSRP $57,145. Lease selling price $56,052. Net capitalized cost $56,747. Residual value $35,430, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,936. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR4V8152674_lease", "type": "lease", "label": "Lease", "headline": {"value": 683, "unit": "per_month", "display": "$683/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57145.0, "selling_price": 56052.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 682.77, "net_cap_cost": 53748.0, "residual_value": 35429.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 682.77, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3841.77}, "total_of_payments": 24588, "total_of_payments_unrounded": 24579.72}, "disclosure": "Estimated lease payment for stock #63377287, VIN 1C4RJKBR4V8152674. $683 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,842, made up of $683 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $57,145. Lease selling price $56,052. Net capitalized cost $53,748. Residual value $35,430, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,588. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 268}}, {"vin": "1C4SJVEP6TS201998", "title": "2026 Jeep Grand Wagoneer Summit Reserve", "year": 2026, "make": "Jeep", "model": "Grand Wagoneer", "trim": "Summit Reserve", "decoded_trim": "Summit", "condition": "new", "price": 103800.0, "msrp": 103800.0, "sale_price": 95743.0, "currency": "USD", "mileage": null, "exterior_color": "High Gloss Black", "interior_color": "Dlx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.0L I6", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63445330", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63445330, VIN 1C4SJVEP6TS201998. Advertised price: $103,800. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$103,800"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 103800.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SJVEP6TS201998_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1771, "unit": "per_month", "display": "$1,771/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 103800.0, "price_incl_doc": 103800.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Wagoneer 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1771.06, "amount_financed": 110287.5, "sales_tax": 6487.5, "total_of_payments": 127516.43, "finance_charge": 17228.93, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63445330, VIN 1C4SJVEP6TS201998. $1,771 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $103,800, before any dealer documentation fee. Amount financed $110,288, including $6,488 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $127,516. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$35,480"}, {"label": "Advertised price", "value": "$28,480"}, {"label": "Savings", "value": "$7,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57875.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT5TC271213_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1174, "unit": "per_month", "display": "$1,174/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57875.0, "price_incl_doc": 57875.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1174.29, "amount_financed": 61492.19, "sales_tax": 3617.19, "total_of_payments": 70457.31, "finance_charge": 8965.12, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5885, VIN 1C4SDJCT5TC271213. $1,174 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,875, before any dealer documentation fee. Amount financed $61,492, including $3,617 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,457. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT5TC271213_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1019, "unit": "per_month", "display": "$1,019/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57875.0, "price_incl_doc": 57875.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1018.81, "amount_financed": 61492.19, "sales_tax": 3617.19, "total_of_payments": 73354.53, "finance_charge": 11862.34, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5885, VIN 1C4SDJCT5TC271213. $1,019 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,875, before any dealer documentation fee. Amount financed $61,492, including $3,617 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,355. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT5TC271213_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 913, "unit": "per_month", "display": "$913/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57875.0, "price_incl_doc": 57875.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 912.83, "amount_financed": 61492.19, "sales_tax": 3617.19, "total_of_payments": 76677.44, "finance_charge": 15185.25, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5885, VIN 1C4SDJCT5TC271213. $913 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,875, before any dealer documentation fee. Amount financed $61,492, including $3,617 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,677. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 192}}, {"vin": "1C4PJXDG6TW326169", "title": "2026 Jeep Wrangler Sport S", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sport S", "decoded_trim": "Sport", "condition": "new", "price": 51285.0, "msrp": 51285.0, "sale_price": 43256.0, "currency": "USD", "mileage": 5, "exterior_color": "Goldilocks", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "J5933", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51285.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXDG6TW326169_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1041, "unit": "per_month", "display": "$1,041/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51285.0, "price_incl_doc": 51285.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1040.58, "amount_financed": 54490.31, "sales_tax": 3205.31, "total_of_payments": 62434.61, "finance_charge": 7944.3, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5933, VIN 1C4PJXDG6TW326169. $1,041 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $51,285, before any dealer documentation fee. Amount financed $54,490, including $3,205 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $62,435. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDG6TW326169_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 793, "unit": "per_month", "display": "$793/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51285.0, "price_incl_doc": 51285.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 793.41, "amount_financed": 54490.31, "sales_tax": 3205.31, "total_of_payments": 66646.86, "finance_charge": 12156.55, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5933, VIN 1C4PJXDG6TW326169. $793 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $51,285, before any dealer documentation fee. Amount financed $54,490, including $3,205 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$55,175"}, {"label": "Advertised price", "value": "$44,279"}, {"label": "Savings", "value": "$10,896, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $10,896", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$67,770"}, {"label": "Advertised price", "value": "$53,618"}, {"label": "Savings", "value": "$14,152, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $14,152", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53618.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $753. This offer applies to Stock #63369690, VIN 1C4RJHBR6V8150251. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,145. Advertised price: $51,392. Savings: $753, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,145"}, {"label": "Advertised price", "value": "$51,392"}, {"label": "Savings", "value": "$753, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $753", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51392.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR6V8150251_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 877, "unit": "per_month", "display": "$877/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51392.0, "price_incl_doc": 51392.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 876.86, "amount_financed": 54604.0, "sales_tax": 3212.0, "total_of_payments": 63134.15, "finance_charge": 8530.15, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369690, VIN 1C4RJHBR6V8150251. $877 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $51,392, before any dealer documentation fee. Amount financed $54,604, including $3,212 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $63,134. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR6V8150251_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 719, "unit": "per_month", "display": "$719/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51392.0, "price_incl_doc": 51392.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 719.04, "amount_financed": 54604.0, "sales_tax": 3212.0, "total_of_payments": 60399.42, "finance_charge": 5795.42, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369690, VIN 1C4RJHBR6V8150251. $719 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $51,392, before any dealer documentation fee. Amount financed $54,604, including $3,212 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:07Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 55875.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFGP3TN256393_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 989, "unit": "per_month", "display": "$989/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55875.0, "price_incl_doc": 55875.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 989.45, "amount_financed": 59367.19, "sales_tax": 3492.19, "total_of_payments": 59367.19, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5631, VIN 1C6SRFGP3TN256393. $989 per month for 60 months at 0% APR, $0 cash down. Advertised price $55,875, before any dealer documentation fee. Amount financed $59,367, including $3,492 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $59,367. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFGP3TN256393_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 881, "unit": "per_month", "display": "$881/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55875.0, "price_incl_doc": 55875.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 881.28, "amount_financed": 59367.19, "sales_tax": 3492.19, "total_of_payments": 74027.68, "finance_charge": 14660.49, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5631, VIN 1C6SRFGP3TN256393. $881 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $55,875, before any dealer documentation fee. Amount financed $59,367, including $3,492 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $74,028. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63488254, VIN 1C4PJXEG0VW553116. Advertised price: $57,665. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$57,665"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:07Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57665.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG0VW553116_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1170, "unit": "per_month", "display": "$1,170/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57665.0, "price_incl_doc": 57665.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1170.03, "amount_financed": 61269.06, "sales_tax": 3604.06, "total_of_payments": 70201.65, "finance_charge": 8932.59, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488254, VIN 1C4PJXEG0VW553116. $1,170 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,665, before any dealer documentation fee. Amount financed $61,269, including $3,604 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,202. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG0VW553116_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 892, "unit": "per_month", "display": "$892/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57665.0, "price_incl_doc": 57665.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 892.12, "amount_financed": 61269.06, "sales_tax": 3604.06, "total_of_payments": 74937.92, "finance_charge": 13668.86, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488254, VIN 1C4PJXEG0VW553116. $892 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $57,665, before any dealer documentation fee. Amount financed $61,269, including $3,604 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $74,938. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63135606, VIN 1C4PJXEN3TW311447. Advertised price: $57,090. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$57,090"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:07Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57090.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEN3TW311447_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1158, "unit": "per_month", "display": "$1,158/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57090.0, "price_incl_doc": 57090.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1158.36, "amount_financed": 60658.13, "sales_tax": 3568.13, "total_of_payments": 69501.65, "finance_charge": 8843.52, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63135606, VIN 1C4PJXEN3TW311447. $1,158 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,090, before any dealer documentation fee. Amount financed $60,658, including $3,568 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $69,502. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEN3TW311447_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 883, "unit": "per_month", "display": "$883/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57090.0, "price_incl_doc": 57090.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 883.22, "amount_financed": 60658.13, "sales_tax": 3568.13, "total_of_payments": 74190.69, "finance_charge": 13532.56, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63135606, VIN 1C4PJXEN3TW311447. $883 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $57,090, before any dealer documentation fee. Amount financed $60,658, including $3,568 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $74,191. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 243}}, {"vin": "1C6SRFJT3TN382484", "title": "2026 RAM 1500 Laramie", "year": 2026, "make": "RAM", "model": "1500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 76160.0, "msrp": 76160.0, "sale_price": 61071.0, "currency": "USD", "mileage": 10, "exterior_color": "Diamond Black Crystal Pearlcoat", "interior_color": "Sea Salt/Bison Brown", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 16, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "J5815", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5815, VIN 1C6SRFJT3TN382484. Advertised price: $76,160. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$76,160"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:07Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 76160.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFJT3TN382484_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1349, "unit": "per_month", "display": "$1,349/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 76160.0, "price_incl_doc": 76160.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1348.67, "amount_financed": 80920.0, "sales_tax": 4760.0, "total_of_payments": 80920.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5815, VIN 1C6SRFJT3TN382484. $1,349 per month for 60 months at 0% APR, $0 cash down. Advertised price $76,160, before any dealer documentation fee. Amount financed $80,920, including $4,760 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $80,920. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJT3TN382484_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1201, "unit": "per_month", "display": "$1,201/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 76160.0, "price_incl_doc": 76160.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1201.22, "amount_financed": 80920.0, "sales_tax": 4760.0, "total_of_payments": 100902.87, "finance_charge": 19982.87, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5815, VIN 1C6SRFJT3TN382484. $1,201 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $76,160, before any dealer documentation fee. Amount financed $80,920, including $4,760 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $100,903. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 283}}, {"vin": "1C4RJXFG1TW303582", "title": "2026 Jeep Wrangler Rubicon X", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X", "decoded_trim": "Rubicon", "condition": "new", "price": 68875.0, "msrp": 68875.0, "sale_price": 60737.0, "currency": "USD", "mileage": null, "exterior_color": "Joose", "interior_color": "Vlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63051771", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cde39022-6721-447a-b341-65bc6a88c644.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cde39022-6721-447a-b341-65bc6a88c644.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7ff1467f-8c1e-4630-9917-cbb12212a9ba.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/bcd56d85-a9dc-429a-8847-31fe548503b4.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/bae3ad94-c0eb-4d68-85c7-acc61ec21e3c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5c8eaae6-c18a-4e71-ac63-3f205ef1caba.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/52548341-a4e6-4f6d-90eb-f6ee7af81968.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7c48b650-ee24-464c-b5cd-5102fae2281e.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2026, "trim": "Rubicon", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 68875.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJXFG1TW303582.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg1tw303582/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg1tw303582/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJXFG1TW303582.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG1TW303582.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG1TW303582.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg1tw303582/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63051771, VIN 1C4RJXFG1TW303582. Advertised price: $68,875. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$68,875"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:07Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68875.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG1TW303582_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1397, "unit": "per_month", "display": "$1,397/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68875.0, "price_incl_doc": 68875.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1397.48, "amount_financed": 73179.69, "sales_tax": 4304.69, "total_of_payments": 83848.76, "finance_charge": 10669.07, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63051771, VIN 1C4RJXFG1TW303582. $1,397 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,875, before any dealer documentation fee. Amount financed $73,180, including $4,305 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,849. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG1TW303582_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1066, "unit": "per_month", "display": "$1,066/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68875.0, "price_incl_doc": 68875.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1065.54, "amount_financed": 73179.69, "sales_tax": 4304.69, "total_of_payments": 89505.76, "finance_charge": 16326.07, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63051771, VIN 1C4RJXFG1TW303582. $1,066 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $68,875, before any dealer documentation fee. Amount financed $73,180, including $4,305 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $89,506. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 303}}, {"vin": "1C4PJXDN9TW204033", "title": "2026 Jeep Wrangler Sport", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sport", "decoded_trim": "Sport", "condition": "new", "price": 36188.0, "msrp": 45310.0, "sale_price": 36188.0, "currency": "USD", "mileage": 4118, "exterior_color": "Black Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "RLJ5255", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 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"window_sticker": {"msrp": 45310.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXDN9TW204033.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxdn9tw204033/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxdn9tw204033/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXDN9TW204033.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXDN9TW204033.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXDN9TW204033.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxdn9tw204033/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $9,122. This offer applies to Stock #RLJ5255, VIN 1C4PJXDN9TW204033. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $45,310. Advertised price: $36,188. Savings: $9,122, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$45,310"}, {"label": "Advertised price", "value": "$36,188"}, {"label": "Savings", "value": "$9,122, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $9,122", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:07Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36188.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXDN9TW204033_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 734, "unit": "per_month", "display": "$734/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36188.0, "price_incl_doc": 36188.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 734.26, "amount_financed": 38449.75, "sales_tax": 2261.75, "total_of_payments": 44055.45, "finance_charge": 5605.7, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ5255, VIN 1C4PJXDN9TW204033. $734 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $36,188, before any dealer documentation fee. Amount financed $38,450, including $2,262 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $44,055. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDN9TW204033_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 560, "unit": "per_month", "display": "$560/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36188.0, "price_incl_doc": 36188.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 559.85, "amount_financed": 38449.75, "sales_tax": 2261.75, "total_of_payments": 47027.72, "finance_charge": 8577.97, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ5255, VIN 1C4PJXDN9TW204033. $560 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $36,188, before any dealer documentation fee. Amount financed $38,450, including $2,262 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $47,028. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 261}}, {"vin": "1C6SRFJT8TN382478", "title": "2026 RAM 1500 Laramie", "year": 2026, "make": "RAM", "model": "1500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 63583.0, "msrp": 79300.0, "sale_price": 63583.0, "currency": "USD", "mileage": 18, "exterior_color": "Forged Blue Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 16, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "J5845", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt8tn382478/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFJT8TN382478.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJT8TN382478.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJT8TN382478.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt8tn382478/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $15,717. This offer applies to Stock #J5845, VIN 1C6SRFJT8TN382478. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $79,300. Advertised price: $63,583. Savings: $15,717, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$79,300"}, {"label": "Advertised price", "value": "$63,583"}, {"label": "Savings", "value": "$15,717, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $15,717", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:07Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 63583.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFJT8TN382478_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1126, "unit": "per_month", "display": "$1,126/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63583.0, "price_incl_doc": 63583.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1125.95, "amount_financed": 67556.94, "sales_tax": 3973.94, "total_of_payments": 67556.94, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5845, VIN 1C6SRFJT8TN382478. $1,126 per month for 60 months at 0% APR, $0 cash down. Advertised price $63,583, before any dealer documentation fee. Amount financed $67,557, including $3,974 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $67,557. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJT8TN382478_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1003, "unit": "per_month", "display": "$1,003/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63583.0, "price_incl_doc": 63583.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1002.86, "amount_financed": 67556.94, "sales_tax": 3973.94, "total_of_payments": 84239.86, "finance_charge": 16682.92, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5845, VIN 1C6SRFJT8TN382478. $1,003 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $63,583, before any dealer documentation fee. Amount financed $67,557, including $3,974 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $84,240. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 292}}, {"vin": "1C4PJXAN8TW152155", "title": "2026 Jeep Wrangler Sport S", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sport S", "decoded_trim": "Sport", "condition": "new", "price": 47485.0, "msrp": 47485.0, "sale_price": 41424.0, "currency": "USD", "mileage": 2, "exterior_color": "41", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 2, "seating_capacity": null, "engine": "2.0L I4 DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5014", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$47,485"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:07Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47485.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXAN8TW152155_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 963, "unit": "per_month", "display": "$963/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47485.0, "price_incl_doc": 47485.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 963.47, "amount_financed": 50452.81, "sales_tax": 2967.81, "total_of_payments": 57808.47, "finance_charge": 7355.66, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5014, VIN 1C4PJXAN8TW152155. $963 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $47,485, before any dealer documentation fee. Amount financed $50,453, including $2,968 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $57,808. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXAN8TW152155_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 735, "unit": "per_month", "display": "$735/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47485.0, "price_incl_doc": 47485.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 734.63, "amount_financed": 50452.81, "sales_tax": 2967.81, "total_of_payments": 61708.61, "finance_charge": 11255.8, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5014, VIN 1C4PJXAN8TW152155. $735 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $47,485, before any dealer documentation fee. Amount financed $50,453, including $2,968 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $61,709. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63373193, VIN 1C4RJXFG2TW330614. Advertised price: $68,380. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$68,380"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:07Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68380.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG2TW330614_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1387, "unit": "per_month", "display": "$1,387/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68380.0, "price_incl_doc": 68380.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1387.44, "amount_financed": 72653.75, "sales_tax": 4273.75, "total_of_payments": 83246.14, "finance_charge": 10592.39, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63373193, VIN 1C4RJXFG2TW330614. $1,387 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,380, before any dealer documentation fee. Amount financed $72,654, including $4,274 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,246. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG2TW330614_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1058, "unit": "per_month", "display": "$1,058/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68380.0, "price_incl_doc": 68380.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1057.89, "amount_financed": 72653.75, "sales_tax": 4273.75, "total_of_payments": 88862.48, "finance_charge": 16208.73, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63373193, VIN 1C4RJXFG2TW330614. $1,058 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $68,380, before any dealer documentation fee. Amount financed $72,654, including $4,274 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. 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"https://www.castlecdjrnaperville.com/viewdetails/used/3c6lrvdg4pe595886/2023-ram-promaster-2500-cargo-van", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JC493, VIN 3C6LRVDG4PE595886. Advertised price: $28,377. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,377"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:07Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28377.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6LRVDG4PE595886_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 708, "unit": "per_month", "display": "$708/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28377.0, "price_incl_doc": 28377.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 707.95, "amount_financed": 30150.56, "sales_tax": 1773.56, "total_of_payments": 33981.53, "finance_charge": 3830.97, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC493, VIN 3C6LRVDG4PE595886. $708 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,377, before any dealer documentation fee. Amount financed $30,151, including $1,774 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,982. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG4PE595886_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 590, "unit": "per_month", "display": "$590/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28377.0, "price_incl_doc": 28377.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 589.79, "amount_financed": 30150.56, "sales_tax": 1773.56, "total_of_payments": 35387.35, "finance_charge": 5236.79, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC493, VIN 3C6LRVDG4PE595886. $590 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,377, before any dealer documentation fee. Amount financed $30,151, including $1,774 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,387. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG4PE595886_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 514, "unit": "per_month", "display": "$514/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28377.0, "price_incl_doc": 28377.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 513.89, "amount_financed": 30150.56, "sales_tax": 1773.56, "total_of_payments": 37000.25, "finance_charge": 6849.69, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC493, VIN 3C6LRVDG4PE595886. $514 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,377, before any dealer documentation fee. Amount financed $30,151, including $1,774 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,000. Offer expires 2026-07-31. Estimated for ZIP 60540. 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"price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$58,930"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:07Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58930.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58930.0, "price_incl_doc": 58930.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1355.67, "amount_financed": 62613.13, "sales_tax": 3683.13, "total_of_payments": 65072.1, "finance_charge": 2458.97, "per_1000_financed": 21.65, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5423, VIN 2C4RC3GG7TR238215. $1,356 per month for 48 months at 1.9% APR, $0 cash down. Advertised price $58,930, before any dealer documentation fee. Amount financed $62,613, including $3,683 estimated sales tax at 6.25%. That is $21.65 per $1,000 financed. Total of payments $65,072. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC3GG7TR238215_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1005, "unit": "per_month", "display": "$1,005/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58930.0, "price_incl_doc": 58930.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2027 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1005.48, "amount_financed": 62613.13, "sales_tax": 3683.13, "total_of_payments": 72394.45, "finance_charge": 9781.32, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5423, VIN 2C4RC3GG7TR238215. $1,005 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $58,930, before any dealer documentation fee. Amount financed $62,613, including $3,683 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $72,394. Offer expires 2026-07-31. Estimated for ZIP 60540. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63184640, VIN 3C6LRVAGXTE198097. Advertised price: $53,345. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$53,345"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:07Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53345.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6LRVAGXTE198097_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1082, "unit": "per_month", "display": "$1,082/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53345.0, "price_incl_doc": 53345.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1082.37, "amount_financed": 56679.06, "sales_tax": 3334.06, "total_of_payments": 64942.46, "finance_charge": 8263.4, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63184640, VIN 3C6LRVAGXTE198097. $1,082 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,345, before any dealer documentation fee. Amount financed $56,679, including $3,334 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $64,942. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVAGXTE198097_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 939, "unit": "per_month", "display": "$939/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53345.0, "price_incl_doc": 53345.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 939.07, "amount_financed": 56679.06, "sales_tax": 3334.06, "total_of_payments": 67612.91, "finance_charge": 10933.85, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63184640, VIN 3C6LRVAGXTE198097. $939 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,345, before any dealer documentation fee. Amount financed $56,679, including $3,334 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $67,613. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVAGXTE198097_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 841, "unit": "per_month", "display": "$841/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53345.0, "price_incl_doc": 53345.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 841.38, "amount_financed": 56679.06, "sales_tax": 3334.06, "total_of_payments": 70675.73, "finance_charge": 13996.67, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63184640, VIN 3C6LRVAGXTE198097. $841 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,345, before any dealer documentation fee. Amount financed $56,679, including $3,334 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $70,676. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVAGXTE198097_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 758, "unit": "per_month", "display": "$758/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 53345.0, "selling_price": 53345.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 757.63, "net_cap_cost": 54040.0, "residual_value": 33073.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 757.63, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 917.63}, "total_of_payments": 27288, "total_of_payments_unrounded": 27274.68}, "disclosure": "Estimated lease payment for stock #63184640, VIN 3C6LRVAGXTE198097. $758 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $918, made up of $758 first payment, $60 title, $100 registration. MSRP $53,345. Lease selling price $53,345. Net capitalized cost $54,040. Residual value $33,074, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,288. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVAGXTE198097_lease", "type": "lease", "label": "Lease", "headline": {"value": 664, "unit": "per_month", "display": "$664/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 53345.0, "selling_price": 53345.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 664.34, "net_cap_cost": 51041.0, "residual_value": 33073.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 664.34, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3823.34}, "total_of_payments": 23904, "total_of_payments_unrounded": 23916.24}, "disclosure": "Estimated lease payment for stock #63184640, VIN 3C6LRVAGXTE198097. $664 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,823, made up of $664 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $53,345. Lease selling price $53,345. Net capitalized cost $51,041. Residual value $33,074, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,904. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 325}}, {"vin": "1C4SDJCT9TC290492", "title": "2026 Dodge Durango GT Plus HEMI V8", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT Plus HEMI V8", "decoded_trim": "GT Hemi", "condition": "new", "price": 53460.0, "msrp": 53460.0, "sale_price": 49604.0, "currency": "USD", "mileage": null, "exterior_color": "Red Oxide", "interior_color": "T5x9", "drivetrain": "AWD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 14, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "62716711", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 26, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/db69dea0-feaa-4fd0-a682-7765288c31f4.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/db69dea0-feaa-4fd0-a682-7765288c31f4.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ea224f11-ebfc-4d76-922e-6ecb7e652b95.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d1fc2b8e-19f8-4bfe-ad60-7c5c01f32af4.jpg", 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Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 53460.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4SDJCT9TC290492.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct9tc290492/2026-dodge-durango-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct9tc290492/2026-dodge-durango-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4SDJCT9TC290492.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT9TC290492.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT9TC290492.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct9tc290492/2026-dodge-durango-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #62716711, VIN 1C4SDJCT9TC290492. Advertised price: $53,460. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$53,460"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:07Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53460.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT9TC290492_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1085, "unit": "per_month", "display": "$1,085/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53460.0, "price_incl_doc": 53460.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1084.71, "amount_financed": 56801.25, "sales_tax": 3341.25, "total_of_payments": 65082.46, "finance_charge": 8281.21, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #62716711, VIN 1C4SDJCT9TC290492. $1,085 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,460, before any dealer documentation fee. Amount financed $56,801, including $3,341 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $65,082. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT9TC290492_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 941, "unit": "per_month", "display": "$941/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53460.0, "price_incl_doc": 53460.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 941.09, "amount_financed": 56801.25, "sales_tax": 3341.25, "total_of_payments": 67758.67, "finance_charge": 10957.42, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #62716711, VIN 1C4SDJCT9TC290492. $941 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,460, before any dealer documentation fee. Amount financed $56,801, including $3,341 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $67,759. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT9TC290492_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 843, "unit": "per_month", "display": "$843/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53460.0, "price_incl_doc": 53460.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 843.19, "amount_financed": 56801.25, "sales_tax": 3341.25, "total_of_payments": 70828.09, "finance_charge": 14026.84, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #62716711, VIN 1C4SDJCT9TC290492. $843 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,460, before any dealer documentation fee. Amount financed $56,801, including $3,341 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $70,828. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,883. This offer applies to Stock #63428440, VIN 3C4NJDCN2TT291996. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $38,445. Advertised price: $34,562. Savings: $3,883, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$38,445"}, {"label": "Advertised price", "value": "$34,562"}, {"label": "Savings", "value": "$3,883, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,883", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:07Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34562.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4NJDCN2TT291996_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 540, "unit": "per_month", "display": "$540/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34562.0, "price_incl_doc": 34562.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Compass Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 540.06, "amount_financed": 36722.13, "sales_tax": 2160.13, "total_of_payments": 38884.09, "finance_charge": 2161.96, "per_1000_financed": 14.71, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63428440, VIN 3C4NJDCN2TT291996. $540 per month for 72 months at 1.9% APR, $0 cash down. Advertised price $34,562, before any dealer documentation fee. Amount financed $36,722, including $2,160 estimated sales tax at 6.25%. That is $14.71 per $1,000 financed. Total of payments $38,884. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 1, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 247}}, {"vin": "1C4SDJCT2TC290852", "title": "2026 Dodge Durango GT Plus HEMI V8", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT Plus HEMI V8", "decoded_trim": "GT Hemi", "condition": "new", "price": 49604.0, "msrp": 53460.0, "sale_price": 49604.0, "currency": "USD", "mileage": 12, "exterior_color": "Red Oxide", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 14, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "J5978", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:07Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49604.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT2TC290852_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1006, "unit": "per_month", "display": "$1,006/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49604.0, "price_incl_doc": 49604.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1006.47, "amount_financed": 52704.25, "sales_tax": 3100.25, "total_of_payments": 60388.15, "finance_charge": 7683.9, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5978, VIN 1C4SDJCT2TC290852. $1,006 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $49,604, before any dealer documentation fee. Amount financed $52,704, including $3,100 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $60,388. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT2TC290852_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 873, "unit": "per_month", "display": "$873/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49604.0, "price_incl_doc": 49604.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 873.21, "amount_financed": 52704.25, "sales_tax": 3100.25, "total_of_payments": 62871.33, "finance_charge": 10167.08, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5978, VIN 1C4SDJCT2TC290852. $873 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $49,604, before any dealer documentation fee. Amount financed $52,704, including $3,100 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $62,871. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT2TC290852_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 782, "unit": "per_month", "display": "$782/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49604.0, "price_incl_doc": 49604.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 782.37, "amount_financed": 52704.25, "sales_tax": 3100.25, "total_of_payments": 65719.36, "finance_charge": 13015.11, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5978, VIN 1C4SDJCT2TC290852. $782 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,604, before any dealer documentation fee. Amount financed $52,704, including $3,100 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $65,719. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 230}}, {"vin": "3C4NJDCN8TT185584", "title": "2026 Jeep Compass Limited", "year": 2026, "make": "Jeep", "model": "Compass", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 29780.0, "msrp": 36880.0, "sale_price": 29780.0, "currency": "USD", "mileage": 3904, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 23, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "RLJ5130", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $7,100. This offer applies to Stock #RLJ5130, VIN 3C4NJDCN8TT185584. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $36,880. Advertised price: $29,780. Savings: $7,100, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$36,880"}, {"label": "Advertised price", "value": "$29,780"}, {"label": "Savings", "value": "$7,100, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,100", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:07Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29780.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4NJDCN8TT185584_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 465, "unit": "per_month", "display": "$465/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29780.0, "price_incl_doc": 29780.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Compass Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 465.33, "amount_financed": 31641.25, "sales_tax": 1861.25, "total_of_payments": 33504.08, "finance_charge": 1862.83, "per_1000_financed": 14.71, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ5130, VIN 3C4NJDCN8TT185584. $465 per month for 72 months at 1.9% APR, $0 cash down. Advertised price $29,780, before any dealer documentation fee. Amount financed $31,641, including $1,861 estimated sales tax at 6.25%. That is $14.71 per $1,000 financed. Total of payments $33,504. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,630"}, {"label": "Advertised price", "value": "$39,437"}, {"label": "Savings", "value": "$9,193, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $9,193", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:07Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39437.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39437.0, "price_incl_doc": 39437.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 907.24, "amount_financed": 41901.81, "sales_tax": 2464.81, "total_of_payments": 43547.39, "finance_charge": 1645.58, "per_1000_financed": 21.65, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5448, VIN 2C4RC1BG5TR244719. $907 per month for 48 months at 1.9% APR, $0 cash down. Advertised price $39,437, before any dealer documentation fee. Amount financed $41,902, including $2,465 estimated sales tax at 6.25%. That is $21.65 per $1,000 financed. Total of payments $43,547. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC1BG5TR244719_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 673, "unit": "per_month", "display": "$673/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 70884.0, "price_incl_doc": 70884.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1096.63, "amount_financed": 75314.25, "sales_tax": 4430.25, "total_of_payments": 92116.53, "finance_charge": 16802.28, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5628, VIN 3C63R5DL8TG271321. $1,097 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $70,884, before any dealer documentation fee. Amount financed $75,314, including $4,430 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $92,117. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5DL8TG271321_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 836, "unit": "per_month", "display": "$836/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 80325.0, "selling_price": 70884.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 836.19, "net_cap_cost": 71579.0, "residual_value": 49801.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 836.19, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 996.19}, "total_of_payments": 30096, "total_of_payments_unrounded": 30102.84}, "disclosure": "Estimated lease payment for stock #R5628, VIN 3C63R5DL8TG271321. $836 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $996, made up of $836 first payment, $60 title, $100 registration. MSRP $80,325. Lease selling price $70,884. Net capitalized cost $71,579. Residual value $49,802, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,096. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5DL8TG271321_lease", "type": "lease", "label": "Lease", "headline": {"value": 743, "unit": "per_month", "display": "$743/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 80325.0, "selling_price": 70884.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 742.9, "net_cap_cost": 68580.0, "residual_value": 49801.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 742.9, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3901.9}, "total_of_payments": 26748, "total_of_payments_unrounded": 26744.4}, "disclosure": "Estimated lease payment for stock #R5628, VIN 3C63R5DL8TG271321. $743 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,902, made up of $743 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $80,325. Lease selling price $70,884. Net capitalized cost $68,580. Residual value $49,802, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,748. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 403}}, {"vin": "2C4RC3GG2VR551272", "title": "2027 Chrysler Pacifica Limited", "year": 2027, "make": "Chrysler", "model": "Pacifica", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 54395.0, "msrp": 57865.0, "sale_price": 54395.0, "currency": "USD", "mileage": 5, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Minivan/Van", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed 948TE Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5827", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/341220e2-b491-4726-af22-5e7f453721a2.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3342d32c-98e2-46dd-8828-aae11aa81678.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/248cb943-f298-44ae-be9b-5b113535a7ea.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a719a42c-b49d-47d0-a3d8-22291e8e6429.jpg"], "vin_decode": {"make": "Chrysler", "model": "Pacifica", "year": 2027, "trim": "Limited", "body_style": "Minivan", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 57865.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/2C4RC3GG2VR551272.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c4rc3gg2vr551272/2027-chrysler-pacifica-minivan-s-van", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c4rc3gg2vr551272/2027-chrysler-pacifica-minivan-s-van", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/2C4RC3GG2VR551272.html", "json_url": "https://ai.castlecdjrnaperville.com/v/2C4RC3GG2VR551272.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/2C4RC3GG2VR551272.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c4rc3gg2vr551272/2027-chrysler-pacifica-minivan-s-van", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,470. This offer applies to Stock #J5827, VIN 2C4RC3GG2VR551272. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $57,865. Advertised price: $54,395. Savings: $3,470, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,865"}, {"label": "Advertised price", "value": "$54,395"}, {"label": "Savings", "value": "$3,470, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,470", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:07Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54395.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC3GG2VR551272_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1251, "unit": "per_month", "display": "$1,251/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54395.0, "price_incl_doc": 54395.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1251.34, "amount_financed": 57794.69, "sales_tax": 3399.69, "total_of_payments": 60064.42, "finance_charge": 2269.73, "per_1000_financed": 21.65, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5827, VIN 2C4RC3GG2VR551272. $1,251 per month for 48 months at 1.9% APR, $0 cash down. Advertised price $54,395, before any dealer documentation fee. Amount financed $57,795, including $3,400 estimated sales tax at 6.25%. That is $21.65 per $1,000 financed. Total of payments $60,064. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC3GG2VR551272_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 928, "unit": "per_month", "display": "$928/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54395.0, "price_incl_doc": 54395.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2027 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 928.1, "amount_financed": 57794.69, "sales_tax": 3399.69, "total_of_payments": 66823.28, "finance_charge": 9028.59, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5827, VIN 2C4RC3GG2VR551272. $928 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $54,395, before any dealer documentation fee. Amount financed $57,795, including $3,400 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $66,823. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 303}}, {"vin": "3C63RRJL4TG167128", "title": "2026 RAM 3500 Laramie", "year": 2026, "make": "RAM", "model": "3500", "trim": "Laramie", "decoded_trim": null, "condition": "used", "price": 76977.0, "msrp": 76977.0, "sale_price": 76977.0, "currency": "USD", "mileage": 16390, "exterior_color": "Diamond Black", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Diesel", "doors": 4, "seating_capacity": null, "engine": "6.7L I6", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "JK1022", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$76,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:07Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 76977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63RRJL4TG167128_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1920, "unit": "per_month", "display": "$1,920/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 76977.0, "price_incl_doc": 76977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1920.42, "amount_financed": 81788.06, "sales_tax": 4811.06, "total_of_payments": 92180.16, "finance_charge": 10392.1, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1022, VIN 3C63RRJL4TG167128. $1,920 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $76,977, before any dealer documentation fee. Amount financed $81,788, including $4,811 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $92,180. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRJL4TG167128_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1600, "unit": "per_month", "display": "$1,600/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 76977.0, "price_incl_doc": 76977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1599.89, "amount_financed": 81788.06, "sales_tax": 4811.06, "total_of_payments": 95993.65, "finance_charge": 14205.59, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1022, VIN 3C63RRJL4TG167128. $1,600 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $76,977, before any dealer documentation fee. Amount financed $81,788, including $4,811 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $95,994. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRJL4TG167128_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1394, "unit": "per_month", "display": "$1,394/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 76977.0, "price_incl_doc": 76977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1394.01, "amount_financed": 81788.06, "sales_tax": 4811.06, "total_of_payments": 100368.9, "finance_charge": 18580.84, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1022, VIN 3C63RRJL4TG167128. $1,394 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $76,977, before any dealer documentation fee. Amount financed $81,788, including $4,811 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $100,369. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$92,605"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:07Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 92605.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP0VN554746_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1640, "unit": "per_month", "display": "$1,640/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 92605.0, "price_incl_doc": 92605.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1639.88, "amount_financed": 98392.81, "sales_tax": 5787.81, "total_of_payments": 98392.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454432, VIN 1C6SRFUP0VN554746. $1,640 per month for 60 months at 0% APR, $0 cash down. Advertised price $92,605, before any dealer documentation fee. Amount financed $98,393, including $5,788 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $98,393. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP0VN554746_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1461, "unit": "per_month", "display": "$1,461/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 92605.0, "price_incl_doc": 92605.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1460.6, "amount_financed": 98392.81, "sales_tax": 5787.81, "total_of_payments": 122690.52, "finance_charge": 24297.71, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454432, VIN 1C6SRFUP0VN554746. $1,461 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $92,605, before any dealer documentation fee. Amount financed $98,393, including $5,788 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $122,691. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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"Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxsj0tw302263/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJXSJ0TW302263.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXSJ0TW302263.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXSJ0TW302263.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxsj0tw302263/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$84,625"}, {"label": "Advertised price", "value": "$83,625"}, {"label": "Savings", "value": "$1,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:07Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 83625.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXSJ0TW302263_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1697, "unit": "per_month", "display": "$1,697/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 83625.0, "price_incl_doc": 83625.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1696.76, "amount_financed": 88851.56, "sales_tax": 5226.56, "total_of_payments": 101805.48, "finance_charge": 12953.92, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5909, VIN 1C4RJXSJ0TW302263. $1,697 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $83,625, before any dealer documentation fee. Amount financed $88,852, including $5,227 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $101,805. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXSJ0TW302263_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1294, "unit": "per_month", "display": "$1,294/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 83625.0, "price_incl_doc": 83625.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1293.74, "amount_financed": 88851.56, "sales_tax": 5226.56, "total_of_payments": 108673.95, "finance_charge": 19822.39, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5909, VIN 1C4RJXSJ0TW302263. $1,294 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $83,625, before any dealer documentation fee. Amount financed $88,852, including $5,227 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $108,674. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 333}}, {"vin": "1C4PJXEN8TW311444", "title": "2026 Jeep Wrangler Sahara", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 57685.0, "msrp": 57685.0, "sale_price": 50856.0, "currency": "USD", "mileage": null, "exterior_color": "Anvil Clearcoat", "interior_color": "Nlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "63135603", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 1, "primary_image": "https://service.secureoffersites.com/images/GetEvoxImage?styleid=480324", "images": ["https://service.secureoffersites.com/images/GetEvoxImage?styleid=480324"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2026, "trim": "Sahara", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 57685.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXEN8TW311444.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxen8tw311444/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxen8tw311444/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXEN8TW311444.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEN8TW311444.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEN8TW311444.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxen8tw311444/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63135603, VIN 1C4PJXEN8TW311444. Advertised price: $57,685. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$57,685"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:07Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57685.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEN8TW311444_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1170, "unit": "per_month", "display": "$1,170/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57685.0, "price_incl_doc": 57685.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1170.43, "amount_financed": 61290.31, "sales_tax": 3605.31, "total_of_payments": 70226.0, "finance_charge": 8935.69, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63135603, VIN 1C4PJXEN8TW311444. $1,170 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,685, before any dealer documentation fee. Amount financed $61,290, including $3,605 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,226. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEN8TW311444_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 892, "unit": "per_month", "display": "$892/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57685.0, "price_incl_doc": 57685.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 892.43, "amount_financed": 61290.31, "sales_tax": 3605.31, "total_of_payments": 74963.91, "finance_charge": 13673.6, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63135603, VIN 1C4PJXEN8TW311444. $892 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $57,685, before any dealer documentation fee. Amount financed $61,290, including $3,605 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $74,964. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 330}}, {"vin": "1C4RJHBR7T8570159", "title": "2026 Jeep Grand Cherokee Limited", "year": 2026, "make": "Jeep", "model": "Grand Cherokee", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 51505.0, "msrp": 51505.0, "sale_price": 43841.0, "currency": "USD", "mileage": 10, "exterior_color": "Copper Shino Metallic Clearcoat", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "E5754", "stock_status": "Available", "availability": "In Stock", 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$51,505"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:07Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51505.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR7T8570159_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 879, "unit": "per_month", "display": "$879/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51505.0, "price_incl_doc": 51505.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 878.79, "amount_financed": 54724.06, "sales_tax": 3219.06, "total_of_payments": 63272.96, "finance_charge": 8548.9, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5754, VIN 1C4RJHBR7T8570159. $879 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $51,505, before any dealer documentation fee. Amount financed $54,724, including $3,219 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $63,273. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR7T8570159_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 721, "unit": "per_month", "display": "$721/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,385"}, {"label": "Advertised price", "value": "$47,442"}, {"label": "Savings", "value": "$2,943, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,943", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:07Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47442.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47442.0, "price_incl_doc": 47442.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1091.39, "amount_financed": 50407.13, "sales_tax": 2965.13, "total_of_payments": 52386.74, "finance_charge": 1979.61, "per_1000_financed": 21.65, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5858, VIN 2C4RC1GG5VR550959. $1,091 per month for 48 months at 1.9% APR, $0 cash down. Advertised price $47,442, before any dealer documentation fee. Amount financed $50,407, including $2,965 estimated sales tax at 6.25%. That is $21.65 per $1,000 financed. Total of payments $52,387. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC1GG5VR550959_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 809, "unit": "per_month", "display": "$809/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47442.0, "price_incl_doc": 47442.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2027 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 809.47, "amount_financed": 50407.13, "sales_tax": 2965.13, "total_of_payments": 58281.65, "finance_charge": 7874.52, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5858, VIN 2C4RC1GG5VR550959. $809 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $47,442, before any dealer documentation fee. Amount financed $50,407, including $2,965 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $58,282. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 318}}, {"vin": "1C4RJHAR4V8151898", "title": "2027 Jeep Grand Cherokee Laredo", "year": 2027, "make": "Jeep", "model": "Grand Cherokee", "trim": "Laredo", "decoded_trim": "Base/Laredo", "condition": "new", "price": 48533.0, "msrp": 49455.0, "sale_price": 48533.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Dzx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L Turbocharged", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": null, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "63369698", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/801ef6c6-013b-42af-9e6d-9fd3b1482117.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/801ef6c6-013b-42af-9e6d-9fd3b1482117.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/bc34f552-ed16-4fae-a7da-6310b7c41ba3.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e46ba90b-86f8-43df-99c4-b90369a45b9c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2435ae8f-fd36-4699-b940-bdf959007a8e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d4084bf3-ca09-4438-a7b9-783fc247afe3.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7681f04b-a8b2-4e9e-9db2-60f14261c9c3.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/01f17e1a-9129-4fed-904a-aae425f3dafe.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2027, "trim": "Base/Laredo", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 49455.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJHAR4V8151898.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhar4v8151898/2027-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhar4v8151898/2027-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJHAR4V8151898.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHAR4V8151898.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHAR4V8151898.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhar4v8151898/2027-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $922. This offer applies to Stock #63369698, VIN 1C4RJHAR4V8151898. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,455. Advertised price: $48,533. Savings: $922, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$49,455"}, {"label": "Advertised price", "value": "$48,533"}, {"label": "Savings", "value": "$922, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $922", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:08Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48533.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHAR4V8151898_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 828, "unit": "per_month", "display": "$828/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48533.0, "price_incl_doc": 48533.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 828.08, "amount_financed": 51566.31, "sales_tax": 3033.31, "total_of_payments": 59621.91, "finance_charge": 8055.6, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369698, VIN 1C4RJHAR4V8151898. $828 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $48,533, before any dealer documentation fee. Amount financed $51,566, including $3,033 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $59,622. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHAR4V8151898_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 679, "unit": "per_month", "display": "$679/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48533.0, "price_incl_doc": 48533.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 679.04, "amount_financed": 51566.31, "sales_tax": 3033.31, "total_of_payments": 57039.32, "finance_charge": 5473.01, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369698, VIN 1C4RJHAR4V8151898. $679 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $48,533, before any dealer documentation fee. Amount financed $51,566, including $3,033 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. 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One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 297}}, {"vin": "1C4SDJCT9TC292792", "title": "2026 Dodge Durango GT Plus HEMI V8", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT Plus HEMI V8", "decoded_trim": "GT Hemi", "condition": "new", "price": 51580.0, "msrp": 51580.0, "sale_price": 47860.0, "currency": "USD", "mileage": 13, "exterior_color": "Destroyer Gray Clearcoat", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-8 5.7 L/345", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic w/OD", "mpg_city": 14, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "D5886", "stock_status": "Available", "availability": "In Stock", 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"https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct9tc292792/2026-dodge-durango-sport-utility", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4SDJCT9TC292792.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT9TC292792.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT9TC292792.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct9tc292792/2026-dodge-durango-sport-utility", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #D5886, VIN 1C4SDJCT9TC292792. Advertised price: $51,580. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$51,580"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:08Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51580.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT9TC292792_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1047, "unit": "per_month", "display": "$1,047/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51580.0, "price_incl_doc": 51580.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1046.56, "amount_financed": 54803.75, "sales_tax": 3223.75, "total_of_payments": 62793.74, "finance_charge": 7989.99, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5886, VIN 1C4SDJCT9TC292792. $1,047 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $51,580, before any dealer documentation fee. Amount financed $54,804, including $3,224 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $62,794. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT9TC292792_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 908, "unit": "per_month", "display": "$908/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51580.0, "price_incl_doc": 51580.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 908.0, "amount_financed": 54803.75, "sales_tax": 3223.75, "total_of_payments": 65375.84, "finance_charge": 10572.09, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5886, VIN 1C4SDJCT9TC292792. $908 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $51,580, before any dealer documentation fee. Amount financed $54,804, including $3,224 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $65,376. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT9TC292792_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 814, "unit": "per_month", "display": "$814/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51580.0, "price_incl_doc": 51580.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 813.54, "amount_financed": 54803.75, "sales_tax": 3223.75, "total_of_payments": 68337.32, "finance_charge": 13533.57, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5886, VIN 1C4SDJCT9TC292792. $814 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $51,580, before any dealer documentation fee. Amount financed $54,804, including $3,224 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $68,337. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,053. This offer applies to Stock #63356705, VIN 1C4RJHBR7V8150548. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $55,145. Advertised price: $54,092. Savings: $1,053, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$55,145"}, {"label": "Advertised price", "value": "$54,092"}, {"label": "Savings", "value": "$1,053, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,053", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:08Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54092.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR7V8150548_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 923, "unit": "per_month", "display": "$923/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54092.0, "price_incl_doc": 54092.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 922.93, "amount_financed": 57472.75, "sales_tax": 3380.75, "total_of_payments": 66451.05, "finance_charge": 8978.3, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63356705, VIN 1C4RJHBR7V8150548. $923 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $54,092, before any dealer documentation fee. Amount financed $57,473, including $3,381 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $66,451. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR7V8150548_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 757, "unit": "per_month", "display": "$757/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54092.0, "price_incl_doc": 54092.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 756.82, "amount_financed": 57472.75, "sales_tax": 3380.75, "total_of_payments": 63572.65, "finance_charge": 6099.9, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63356705, VIN 1C4RJHBR7V8150548. $757 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $54,092, before any dealer documentation fee. Amount financed $57,473, including $3,381 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$54,505"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:08Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54505.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR6T8593271_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 930, "unit": "per_month", "display": "$930/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54505.0, "price_incl_doc": 54505.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 929.98, "amount_financed": 57911.56, "sales_tax": 3406.56, "total_of_payments": 66958.41, "finance_charge": 9046.85, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5844, VIN 1C4RJHBR6T8593271. $930 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $54,505, before any dealer documentation fee. Amount financed $57,912, including $3,407 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $66,958. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR6T8593271_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 763, "unit": "per_month", "display": "$763/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54505.0, "price_incl_doc": 54505.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 762.6, "amount_financed": 57911.56, "sales_tax": 3406.56, "total_of_payments": 64058.03, "finance_charge": 6146.47, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5844, VIN 1C4RJHBR6T8593271. $763 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $54,505, before any dealer documentation fee. Amount financed $57,912, including $3,407 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$61,660"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:08Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61660.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5CJ8TG367910_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1251, "unit": "per_month", "display": "$1,251/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61660.0, "price_incl_doc": 61660.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1251.09, "amount_financed": 65513.75, "sales_tax": 3853.75, "total_of_payments": 75065.18, "finance_charge": 9551.43, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63370900, VIN 3C6UR5CJ8TG367910. $1,251 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $61,660, before any dealer documentation fee. Amount financed $65,514, including $3,854 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $75,065. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5CJ8TG367910_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 954, "unit": "per_month", "display": "$954/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61660.0, "price_incl_doc": 61660.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 953.92, "amount_financed": 65513.75, "sales_tax": 3853.75, "total_of_payments": 80129.58, "finance_charge": 14615.83, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63370900, VIN 3C6UR5CJ8TG367910. $954 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $61,660, before any dealer documentation fee. Amount financed $65,514, including $3,854 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $80,130. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5CJ8TG367910_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 872, "unit": "per_month", "display": "$872/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 61660.0, "selling_price": 61660.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 872.35, "net_cap_cost": 62355.0, "residual_value": 38229.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 872.35, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1032.35}, "total_of_payments": 31392, "total_of_payments_unrounded": 31404.6}, "disclosure": "Estimated lease payment for stock #63370900, VIN 3C6UR5CJ8TG367910. $872 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,032, made up of $872 first payment, $60 title, $100 registration. MSRP $61,660. Lease selling price $61,660. Net capitalized cost $62,355. Residual value $38,229, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,392. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5CJ8TG367910_lease", "type": "lease", "label": "Lease", "headline": {"value": 779, "unit": "per_month", "display": "$779/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 61660.0, "selling_price": 61660.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 779.06, "net_cap_cost": 59356.0, "residual_value": 38229.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 779.06, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3938.06}, "total_of_payments": 28044, "total_of_payments_unrounded": 28046.16}, "disclosure": "Estimated lease payment for stock #63370900, VIN 3C6UR5CJ8TG367910. $779 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,938, made up of $779 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $61,660. Lease selling price $61,660. Net capitalized cost $59,356. Residual value $38,229, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,044. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 485}}, {"vin": "1C6SRFFT8TN339753", "title": "2026 RAM 1500 Big Horn/Lone Star", "year": 2026, "make": "RAM", "model": "1500", "trim": "Big Horn/Lone Star", "decoded_trim": "Big Horn/Lonestar", "condition": "new", "price": 53789.0, "msrp": 67985.0, "sale_price": 53789.0, "currency": "USD", "mileage": 16, "exterior_color": "Green Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, 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"https://ai.castlecdjrnaperville.com/sticker/1C6SRFFT8TN339753.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft8tn339753/2026-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft8tn339753/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFFT8TN339753.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFT8TN339753.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFT8TN339753.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft8tn339753/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $14,196. This offer applies to Stock #J5686, VIN 1C6SRFFT8TN339753. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $67,985. Advertised price: $53,789. Savings: $14,196, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$67,985"}, {"label": "Advertised price", "value": "$53,789"}, {"label": "Savings", "value": "$14,196, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $14,196", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:08Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53789.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFFT8TN339753_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 953, "unit": "per_month", "display": "$953/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53789.0, "price_incl_doc": 53789.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 952.51, "amount_financed": 57150.81, "sales_tax": 3361.81, "total_of_payments": 57150.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5686, VIN 1C6SRFFT8TN339753. $953 per month for 60 months at 0% APR, $0 cash down. Advertised price $53,789, before any dealer documentation fee. Amount financed $57,151, including $3,362 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $57,151. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT8TN339753_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 848, "unit": "per_month", "display": "$848/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53789.0, "price_incl_doc": 53789.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 848.38, "amount_financed": 57150.81, "sales_tax": 3361.81, "total_of_payments": 71263.98, "finance_charge": 14113.17, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5686, VIN 1C6SRFFT8TN339753. $848 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,789, before any dealer documentation fee. Amount financed $57,151, including $3,362 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $71,264. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 333}}, {"vin": "1C4PJXEG2TW328967", "title": "2026 Jeep Wrangler Sahara", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 49454.0, "msrp": 57160.0, "sale_price": 49454.0, "currency": "USD", "mileage": 13, "exterior_color": "Goldilocks", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Convertible", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-6 3.6 L/220", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "E5853", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg2tw328967/2026-jeep-wrangler-convertible", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXEG2TW328967.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG2TW328967.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG2TW328967.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg2tw328967/2026-jeep-wrangler-convertible", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $7,706. This offer applies to Stock #E5853, VIN 1C4PJXEG2TW328967. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $57,160. Advertised price: $49,454. Savings: $7,706, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,160"}, {"label": "Advertised price", "value": "$49,454"}, {"label": "Savings", "value": "$7,706, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,706", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:08Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49454.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG2TW328967_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1003, "unit": "per_month", "display": "$1,003/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49454.0, "price_incl_doc": 49454.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1003.43, "amount_financed": 52544.88, "sales_tax": 3090.88, "total_of_payments": 60205.55, "finance_charge": 7660.67, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5853, VIN 1C4PJXEG2TW328967. $1,003 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $49,454, before any dealer documentation fee. Amount financed $52,545, including $3,091 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $60,206. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG2TW328967_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 765, "unit": "per_month", "display": "$765/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49454.0, "price_incl_doc": 49454.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 765.09, "amount_financed": 52544.88, "sales_tax": 3090.88, "total_of_payments": 64267.41, "finance_charge": 11722.53, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5853, VIN 1C4PJXEG2TW328967. $765 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $49,454, before any dealer documentation fee. Amount financed $52,545, including $3,091 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $64,267. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $753. This offer applies to Stock #63369689, VIN 1C4RJHBR3V8151891. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,145. Advertised price: $51,392. Savings: $753, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,145"}, {"label": "Advertised price", "value": "$51,392"}, {"label": "Savings", "value": "$753, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $753", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:08Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51392.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR3V8151891_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 877, "unit": "per_month", "display": "$877/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51392.0, "price_incl_doc": 51392.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 876.86, "amount_financed": 54604.0, "sales_tax": 3212.0, "total_of_payments": 63134.15, "finance_charge": 8530.15, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369689, VIN 1C4RJHBR3V8151891. $877 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $51,392, before any dealer documentation fee. Amount financed $54,604, including $3,212 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $63,134. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR3V8151891_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 719, "unit": "per_month", "display": "$719/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51392.0, "price_incl_doc": 51392.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 719.04, "amount_financed": 54604.0, "sales_tax": 3212.0, "total_of_payments": 60399.42, "finance_charge": 5795.42, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369689, VIN 1C4RJHBR3V8151891. $719 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $51,392, before any dealer documentation fee. Amount financed $54,604, including $3,212 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:08Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53860.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT7TC314157_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1093, "unit": "per_month", "display": "$1,093/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53860.0, "price_incl_doc": 53860.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1092.82, "amount_financed": 57226.25, "sales_tax": 3366.25, "total_of_payments": 65569.43, "finance_charge": 8343.18, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6016, VIN 1C4SDJCT7TC314157. $1,093 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,860, before any dealer documentation fee. Amount financed $57,226, including $3,366 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $65,569. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT7TC314157_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 948, "unit": "per_month", "display": "$948/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53860.0, "price_incl_doc": 53860.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 948.13, "amount_financed": 57226.25, "sales_tax": 3366.25, "total_of_payments": 68265.66, "finance_charge": 11039.41, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6016, VIN 1C4SDJCT7TC314157. $948 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,860, before any dealer documentation fee. Amount financed $57,226, including $3,366 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $68,266. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT7TC314157_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 850, "unit": "per_month", "display": "$850/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53860.0, "price_incl_doc": 53860.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 849.5, "amount_financed": 57226.25, "sales_tax": 3366.25, "total_of_payments": 71358.05, "finance_charge": 14131.8, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6016, VIN 1C4SDJCT7TC314157. $850 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,860, before any dealer documentation fee. Amount financed $57,226, including $3,366 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $71,358. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 479}}, {"vin": "1C4RJXFG2VW552797", "title": "2027 Jeep Wrangler Rubicon X", "year": 2027, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X", "decoded_trim": "Rubicon", "condition": "new", "price": 68680.0, "msrp": 68680.0, "sale_price": 68680.0, "currency": "USD", "mileage": null, "exterior_color": "Black Clearcoat", "interior_color": "Vlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63285811", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a9716166-2309-41c2-afe7-7b4e4cadd125.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a9716166-2309-41c2-afe7-7b4e4cadd125.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/be5c72e1-07ac-4b74-af77-c20c588cd08a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/976f64e8-3d19-4077-8b1d-f9ced78fd6aa.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/778640fd-252a-4f3a-8e6f-5cc47753b394.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9aabdb3b-50db-4cd6-945c-6cee88e11d08.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/afcb69e7-188a-4c23-8895-e50dc2659f6e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ecf89440-3112-406a-af1c-9c1608a683da.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2027, "trim": "Rubicon", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 68680.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJXFG2VW552797.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg2vw552797/2027-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg2vw552797/2027-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJXFG2VW552797.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG2VW552797.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG2VW552797.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg2vw552797/2027-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63285811, VIN 1C4RJXFG2VW552797. Advertised price: $68,680. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$68,680"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:08Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68680.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG2VW552797_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1394, "unit": "per_month", "display": "$1,394/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68680.0, "price_incl_doc": 68680.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1393.52, "amount_financed": 72972.5, "sales_tax": 4292.5, "total_of_payments": 83611.37, "finance_charge": 10638.87, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63285811, VIN 1C4RJXFG2VW552797. $1,394 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,680, before any dealer documentation fee. Amount financed $72,972, including $4,292 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,611. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG2VW552797_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1063, "unit": "per_month", "display": "$1,063/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68680.0, "price_incl_doc": 68680.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1062.53, "amount_financed": 72972.5, "sales_tax": 4292.5, "total_of_payments": 89252.35, "finance_charge": 16279.85, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63285811, VIN 1C4RJXFG2VW552797. $1,063 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $68,680, before any dealer documentation fee. Amount financed $72,972, including $4,292 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $89,252. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 471}}, {"vin": "3C6RRFGG4T4204411", "title": "2026 RAM 1500 Express", "year": 2026, "make": "RAM", "model": "1500", "trim": "Express", "decoded_trim": "Tradesman", "condition": "new", "price": 44279.0, "msrp": 55175.0, "sale_price": 44279.0, "currency": "USD", "mileage": 13, "exterior_color": "Diamond Black Crystal Pearlcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Gas/Electric V-6 3.6 L/220", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "R5894", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 249.0, "photo_count": 34, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/3d57cb9bc0b44c97bfd71f6e8b8bbcd1.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/3d57cb9bc0b44c97bfd71f6e8b8bbcd1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/935d8afc1c81421ab4b8e119ed628d2e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ae1dc5ee411d4209a2c9837bdf2a4c5d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a90a067ebabb451badba617f05784b9b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/025b625ebc2e49feab3e8bef6d462f57.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d7754662592f4bb19dc60f5dd36f19dc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8881f7011fc947819a0a2f213b24cfe1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/932a5a5c53b04bb68f3b6544cd1e7fd5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6ffe26f982d44b2fb7b385f36f0b472c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5964b8ccd25b4fea8a2d6023454a17ea.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/259d5d9f2e2f4871a079509109e1eeee.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6a9fa5ed143240d885bf5363a4385632.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/144c2c833f9347688467716b0181bf95.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0cb4f978b53d427e8bcb63fcc806db46.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5f9de31159374a8492f8b59b728bd891.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dec3ccf113bd4eae80ec5fd24094d3e3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3759a3d67e764b51a5f9fa61425561a8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/af19ed0bb31f46a0b59b7def16a65011.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9f5cde40143741729042a9a3703e6c0f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/df1e1d9b981d4ac49c132466a4ce425b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/082aab6aca7e4a7d9eccbd1a13735e26.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6b4f7cd387ec4182b5d9538b69e88480.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f988aff600c5485ea18c91cdfd26ed20.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bbcb9176f9024fb7a5ff3edb45f642f4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/30507f7207b74864b1892f5c53fcf72a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3fc6ff3135004626b2338905bba82929.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/593a836922ea4782b7a34f9d02933f8a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/214ff9a25a4044b2a0b827fff5ef2abd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/85b37c30dff549729ebe5b0598fdb103.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/47f7a5abd9074131ba40af86e3a0604e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2a7d9db6e340460691ae6aab13c3ed3c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3f543d1df9db4a5b800af9dc8afde843.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3a181c79ce0643b998d3fe4eb8ee567a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8bfe136b9ffd4d579d9f473fc33880af.jpg"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2026, "trim": "Tradesman", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 55175.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6RRFGG4T4204411.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6rrfgg4t4204411/2026-ram-1500-crew-cab-pickup", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6rrfgg4t4204411/2026-ram-1500-crew-cab-pickup", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6RRFGG4T4204411.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6RRFGG4T4204411.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6RRFGG4T4204411.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6rrfgg4t4204411/2026-ram-1500-crew-cab-pickup", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$55,175"}, {"label": "Advertised price", "value": "$44,279"}, {"label": "Savings", "value": "$10,896, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $10,896", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:08Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44279.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6RRFGG4T4204411_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 784, "unit": "per_month", "display": "$784/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44279.0, "price_incl_doc": 44279.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 784.11, "amount_financed": 47046.44, "sales_tax": 2767.44, "total_of_payments": 47046.44, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5894, VIN 3C6RRFGG4T4204411. $784 per month for 60 months at 0% APR, $0 cash down. Advertised price $44,279, before any dealer documentation fee. Amount financed $47,046, including $2,767 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $47,046. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6RRFGG4T4204411_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 698, "unit": "per_month", "display": "$698/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44279.0, "price_incl_doc": 44279.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 698.39, "amount_financed": 47046.44, "sales_tax": 2767.44, "total_of_payments": 58664.37, "finance_charge": 11617.93, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5894, VIN 3C6RRFGG4T4204411. $698 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $44,279, before any dealer documentation fee. Amount financed $47,046, including $2,767 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $58,664. Offer expires 2026-07-31. Estimated for ZIP 60540. 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One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$68,085"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:08Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68085.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG3VW552890_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1381, "unit": "per_month", "display": "$1,381/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68085.0, "price_incl_doc": 68085.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1381.45, "amount_financed": 72340.31, "sales_tax": 4255.31, "total_of_payments": 82887.01, "finance_charge": 10546.7, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63373192, VIN 1C4RJXFG3VW552890. $1,381 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,085, before any dealer documentation fee. Amount financed $72,340, including $4,255 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $82,887. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG3VW552890_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1053, "unit": "per_month", "display": "$1,053/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68085.0, "price_incl_doc": 68085.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1053.32, "amount_financed": 72340.31, "sales_tax": 4255.31, "total_of_payments": 88479.12, "finance_charge": 16138.81, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63373192, VIN 1C4RJXFG3VW552890. $1,053 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $68,085, before any dealer documentation fee. Amount financed $72,340, including $4,255 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $88,479. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 439}}, {"vin": "1C6SRFFT7NN170750", "title": "2022 RAM 1500 Big Horn/Lone Star", "year": 2022, "make": "RAM", "model": "1500", "trim": "Big Horn/Lone Star", "decoded_trim": "Big Horn, Lone Star", "condition": "used", "price": 33277.0, "msrp": 33277.0, "sale_price": 33277.0, "currency": "USD", "mileage": 68452, "exterior_color": "Diamond Black Crystal Pearlcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 15, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "J6030A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 11, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4a899305-d175-4b22-b189-cc72b8f31e15.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4a899305-d175-4b22-b189-cc72b8f31e15.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/514600a2-f5d2-444f-8323-b5e05d2b3ff9.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3377ddf3-98c6-4059-96e8-ce9edcd1ebe6.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/dfd19c77-7858-4715-8e02-ba0542f3763b.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4b47c1b2-fbd4-4963-aeff-c3934aeae893.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0f4648a0-635c-4f9e-8cf3-3bd942363835.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/22cbf3be-c7cc-47c3-b71d-44e193a2897a.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ce592892-bbd5-4d39-bea0-ab34fdf1b31a.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d9f1e731-fcd6-4652-aa74-0c0c51532218.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/32f86e6c-5ca8-4b29-85a5-2bdef522170c.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/79ffc498-a804-48e7-abc4-e6523c51a14b.jpeg"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2022, "trim": "Big Horn, Lone Star", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 33277.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFFT7NN170750.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c6srfft7nn170750/2022-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c6srfft7nn170750/2022-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFFT7NN170750.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFT7NN170750.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFT7NN170750.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c6srfft7nn170750/2022-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J6030A, VIN 1C6SRFFT7NN170750. Advertised price: $33,277. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,277"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:08Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33277.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFFT7NN170750_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 830, "unit": "per_month", "display": "$830/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33277.0, "price_incl_doc": 33277.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 830.19, "amount_financed": 35356.81, "sales_tax": 2079.81, "total_of_payments": 39849.29, "finance_charge": 4492.48, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6030A, VIN 1C6SRFFT7NN170750. $830 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,277, before any dealer documentation fee. Amount financed $35,357, including $2,080 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $39,849. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT7NN170750_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 692, "unit": "per_month", "display": "$692/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33277.0, "price_incl_doc": 33277.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 691.63, "amount_financed": 35356.81, "sales_tax": 2079.81, "total_of_payments": 41497.86, "finance_charge": 6141.05, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6030A, VIN 1C6SRFFT7NN170750. $692 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,277, before any dealer documentation fee. Amount financed $35,357, including $2,080 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $41,498. Offer expires 2026-07-31. Estimated for ZIP 60540. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33277.0, "price_incl_doc": 33277.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 602.63, "amount_financed": 35356.81, "sales_tax": 2079.81, "total_of_payments": 43389.27, "finance_charge": 8032.46, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6030A, VIN 1C6SRFFT7NN170750. $603 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,277, before any dealer documentation fee. Amount financed $35,357, including $2,080 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $43,389. Offer expires 2026-07-31. Estimated for ZIP 60540. 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"https://ai.castlecdjrnaperville.com/sticker/3C63RRRL1TG342777.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrrl1tg342777/2026-ram-3500-crew-cab-pickup", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrrl1tg342777/2026-ram-3500-crew-cab-pickup", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C63RRRL1TG342777.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C63RRRL1TG342777.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C63RRRL1TG342777.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrrl1tg342777/2026-ram-3500-crew-cab-pickup", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $10,591. This offer applies to Stock #R5842, VIN 3C63RRRL1TG342777. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $107,935. Advertised price: $97,344. Savings: $10,591, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$107,935"}, {"label": "Advertised price", "value": "$97,344"}, {"label": "Savings", "value": "$10,591, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $10,591", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:08Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 97344.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63RRRL1TG342777_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1975, "unit": "per_month", "display": "$1,975/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 97344.0, "price_incl_doc": 97344.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1975.12, "amount_financed": 103428.0, "sales_tax": 6084.0, "total_of_payments": 118507.06, "finance_charge": 15079.06, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5842, VIN 3C63RRRL1TG342777. $1,975 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $97,344, before any dealer documentation fee. Amount financed $103,428, including $6,084 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $118,507. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRRL1TG342777_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1506, "unit": "per_month", "display": "$1,506/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 97344.0, "price_incl_doc": 97344.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1505.98, "amount_financed": 103428.0, "sales_tax": 6084.0, "total_of_payments": 126502.33, "finance_charge": 23074.33, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5842, VIN 3C63RRRL1TG342777. $1,506 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $97,344, before any dealer documentation fee. Amount financed $103,428, including $6,084 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $126,502. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRRL1TG342777_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1181, "unit": "per_month", "display": "$1,181/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 107935.0, "selling_price": 97344.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1181.35, "net_cap_cost": 98039.0, "residual_value": 66919.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1181.35, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1341.35}, "total_of_payments": 42516, "total_of_payments_unrounded": 42528.6}, "disclosure": "Estimated lease payment for stock #R5842, VIN 3C63RRRL1TG342777. $1,181 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,341, made up of $1,181 first payment, $60 title, $100 registration. MSRP $107,935. Lease selling price $97,344. Net capitalized cost $98,039. Residual value $66,920, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $42,516. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRRL1TG342777_lease", "type": "lease", "label": "Lease", "headline": {"value": 1088, "unit": "per_month", "display": "$1,088/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 107935.0, "selling_price": 97344.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1088.06, "net_cap_cost": 95040.0, "residual_value": 66919.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1088.06, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4247.06}, "total_of_payments": 39168, "total_of_payments_unrounded": 39170.16}, "disclosure": "Estimated lease payment for stock #R5842, VIN 3C63RRRL1TG342777. $1,088 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,247, made up of $1,088 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $107,935. Lease selling price $97,344. Net capitalized cost $95,040. Residual value $66,920, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $39,168. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 598}}, {"vin": "1C4UJVYV1VS550606", "title": "2027 Jeep Grand Wagoneer Summit", "year": 2027, "make": "Jeep", "model": "Grand Wagoneer", "trim": "Summit", "decoded_trim": null, "condition": "new", "price": null, "msrp": null, "sale_price": null, "currency": "USD", "mileage": null, "exterior_color": "Ghost", "interior_color": "Dlx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Hybrid", "doors": 4, "seating_capacity": null, "engine": "Electric Motor", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "1-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63530675", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Jeep", "model": "Grand Wagoneer", "year": 2027, "trim": null, "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": "4WD", "fuel_type": null, "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4UJVYV1VS550606.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4ujvyv1vs550606/2027-jeep-grand-wagoneer-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4ujvyv1vs550606/2027-jeep-grand-wagoneer-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4UJVYV1VS550606.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4UJVYV1VS550606.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4UJVYV1VS550606.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4ujvyv1vs550606/2027-jeep-grand-wagoneer-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": true, "issues": [], "checks": 0, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63530675, VIN 1C4UJVYV1VS550606. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0"}, {"vin": "1C4RJXFG4VW552798", "title": "2027 Jeep Wrangler Rubicon X", "year": 2027, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X", "decoded_trim": "Rubicon", "condition": "new", "price": 68085.0, "msrp": 68085.0, "sale_price": 68085.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Vlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63285812", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2027, "trim": "Rubicon", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 68085.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJXFG4VW552798.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg4vw552798/2027-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg4vw552798/2027-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJXFG4VW552798.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG4VW552798.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG4VW552798.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg4vw552798/2027-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63285812, VIN 1C4RJXFG4VW552798. Advertised price: $68,085. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$68,085"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:08Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68085.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG4VW552798_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1381, "unit": "per_month", "display": "$1,381/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68085.0, "price_incl_doc": 68085.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1381.45, "amount_financed": 72340.31, "sales_tax": 4255.31, "total_of_payments": 82887.01, "finance_charge": 10546.7, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63285812, VIN 1C4RJXFG4VW552798. $1,381 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,085, before any dealer documentation fee. Amount financed $72,340, including $4,255 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $82,887. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG4VW552798_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1053, "unit": "per_month", "display": "$1,053/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68085.0, "price_incl_doc": 68085.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1053.32, "amount_financed": 72340.31, "sales_tax": 4255.31, "total_of_payments": 88479.12, "finance_charge": 16138.81, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63285812, VIN 1C4RJXFG4VW552798. $1,053 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $68,085, before any dealer documentation fee. Amount financed $72,340, including $4,255 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $88,479. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 458}}, {"vin": "1C4RJXFG6VW552799", "title": "2027 Jeep Wrangler Rubicon X", "year": 2027, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X", "decoded_trim": "Rubicon", "condition": "new", "price": 68085.0, "msrp": 68085.0, "sale_price": 68085.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Vlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63285813", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2027, "trim": "Rubicon", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 68085.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJXFG6VW552799.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg6vw552799/2027-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg6vw552799/2027-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJXFG6VW552799.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG6VW552799.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG6VW552799.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg6vw552799/2027-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63285813, VIN 1C4RJXFG6VW552799. Advertised price: $68,085. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$68,085"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:08Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68085.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG6VW552799_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1381, "unit": "per_month", "display": "$1,381/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68085.0, "price_incl_doc": 68085.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1381.45, "amount_financed": 72340.31, "sales_tax": 4255.31, "total_of_payments": 82887.01, "finance_charge": 10546.7, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63285813, VIN 1C4RJXFG6VW552799. $1,381 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,085, before any dealer documentation fee. Amount financed $72,340, including $4,255 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $82,887. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG6VW552799_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1053, "unit": "per_month", "display": "$1,053/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68085.0, "price_incl_doc": 68085.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1053.32, "amount_financed": 72340.31, "sales_tax": 4255.31, "total_of_payments": 88479.12, "finance_charge": 16138.81, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63285813, VIN 1C4RJXFG6VW552799. $1,053 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $68,085, before any dealer documentation fee. Amount financed $72,340, including $4,255 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $88,479. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 404}}, {"vin": "1FTEW1EP4NKD25620", "title": "2022 Ford F-150 XL", "year": 2022, "make": "Ford", "model": "F-150", "trim": "XL", "decoded_trim": "SuperCrew", "condition": "used", "price": 36377.0, "msrp": 36377.0, "sale_price": 36977.0, "currency": "USD", "mileage": 17156, "exterior_color": "Oxford White", "interior_color": "Black W/Medium Dark Slate", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.7L V6 EcoBoost", "engine_displacement_l": 2.7, "engine_cylinders": 6, "transmission": "10-Speed Automatic", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "JK998", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 11, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6296387d-db8e-4e6c-8fb3-5664ff0fd1fd.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6296387d-db8e-4e6c-8fb3-5664ff0fd1fd.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4f6d20ce-efbd-4a14-a72d-4fedc070a26e.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/15ffef7e-c030-4212-92ea-5b47ac3e6a98.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0d41c75f-e871-42a5-a68a-91e46f7c8303.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/76d704b6-ed6f-4024-bfe4-b97bc7769c46.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0bb9a780-fa6d-41f2-9c0e-cd418b63b1d9.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e81251fb-59a5-4455-bcff-eaa9c084af6a.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a2696fdb-6693-4756-9a8d-41e57e2b43f2.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0766f5b5-a7ff-4eb4-a774-f767ee27765d.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4c91efe6-7acf-428c-9f6c-93d5d42d1741.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/97725b20-9105-4d1c-927d-8fcdc6f2a9fc.jpeg"], "vin_decode": {"make": "Ford", "model": "F-150", "year": 2022, "trim": "SuperCrew", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "2.7L 6-Cylinder V-Shaped", "engine_displacement_l": 2.7, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 36377.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1FTEW1EP4NKD25620.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1ftew1ep4nkd25620/2022-ford-f-150-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1ftew1ep4nkd25620/2022-ford-f-150-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1FTEW1EP4NKD25620.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1FTEW1EP4NKD25620.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1FTEW1EP4NKD25620.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1ftew1ep4nkd25620/2022-ford-f-150-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JK998, VIN 1FTEW1EP4NKD25620. Advertised price: $36,377. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$36,377"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:08Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36377.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FTEW1EP4NKD25620_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 908, "unit": "per_month", "display": "$908/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36377.0, "price_incl_doc": 36377.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 907.53, "amount_financed": 38650.56, "sales_tax": 2273.56, "total_of_payments": 43561.55, "finance_charge": 4910.99, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK998, VIN 1FTEW1EP4NKD25620. $908 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $36,377, before any dealer documentation fee. Amount financed $38,651, including $2,274 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $43,562. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FTEW1EP4NKD25620_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 756, "unit": "per_month", "display": "$756/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36377.0, "price_incl_doc": 36377.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 756.06, "amount_financed": 38650.56, "sales_tax": 2273.56, "total_of_payments": 45363.69, "finance_charge": 6713.13, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK998, VIN 1FTEW1EP4NKD25620. $756 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $36,377, before any dealer documentation fee. Amount financed $38,651, including $2,274 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $45,364. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FTEW1EP4NKD25620_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 659, "unit": "per_month", "display": "$659/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36377.0, "price_incl_doc": 36377.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 658.77, "amount_financed": 38650.56, "sales_tax": 2273.56, "total_of_payments": 47431.3, "finance_charge": 8780.74, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK998, VIN 1FTEW1EP4NKD25620. $659 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $36,377, before any dealer documentation fee. Amount financed $38,651, including $2,274 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $47,431. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 422}}, {"vin": "1C4RJHAR9V8151900", "title": "2027 Jeep Grand Cherokee Laredo", "year": 2027, "make": "Jeep", "model": "Grand Cherokee", "trim": "Laredo", "decoded_trim": "Base/Laredo", "condition": "new", "price": 49069.0, "msrp": 50050.0, "sale_price": 49069.0, "currency": "USD", "mileage": null, "exterior_color": "High Gloss Black", "interior_color": "Dzx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L Turbocharged", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": null, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "63369700", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d83cbd06-c098-4681-9dd9-37f35c041443.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d83cbd06-c098-4681-9dd9-37f35c041443.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e3d5e255-1bd7-4e8a-9781-239feb6c8e63.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/86fb3720-7ec1-4176-91d2-c2e04a3e0991.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d20abd13-d761-4adb-9bcf-07bc292be072.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a22ba924-e815-4f95-bd13-bd9c273853a0.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a56882d2-4c95-403f-9834-38585b8b8894.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7001f135-278a-4264-9de8-57df13b1d343.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2027, "trim": "Base/Laredo", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 50050.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJHAR9V8151900.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhar9v8151900/2027-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhar9v8151900/2027-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJHAR9V8151900.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHAR9V8151900.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHAR9V8151900.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhar9v8151900/2027-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $981. This offer applies to Stock #63369700, VIN 1C4RJHAR9V8151900. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,050. Advertised price: $49,069. Savings: $981, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,050"}, {"label": "Advertised price", "value": "$49,069"}, {"label": "Savings", "value": "$981, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $981", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:08Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49069.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHAR9V8151900_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 837, "unit": "per_month", "display": "$837/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49069.0, "price_incl_doc": 49069.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 837.23, "amount_financed": 52135.81, "sales_tax": 3066.81, "total_of_payments": 60280.38, "finance_charge": 8144.57, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369700, VIN 1C4RJHAR9V8151900. $837 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $49,069, before any dealer documentation fee. Amount financed $52,136, including $3,067 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $60,280. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHAR9V8151900_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 687, "unit": "per_month", "display": "$687/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49069.0, "price_incl_doc": 49069.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 686.54, "amount_financed": 52135.81, "sales_tax": 3066.81, "total_of_payments": 57669.27, "finance_charge": 5533.46, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369700, VIN 1C4RJHAR9V8151900. $687 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $49,069, before any dealer documentation fee. Amount financed $52,136, including $3,067 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $57,669. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 422}}, {"vin": "3KPF24AD9RE756413", "title": "2024 Kia Forte LXS", "year": 2024, "make": "Kia", "model": "Forte", "trim": "LXS", "decoded_trim": "LX, LXS", "condition": "used", "price": 19977.0, "msrp": 19977.0, "sale_price": null, "currency": "USD", "mileage": 19057, "exterior_color": "Steel Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Sedan", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 MPI", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": 28, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "JK1018", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, 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"doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 19977.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3KPF24AD9RE756413.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/3kpf24ad9re756413/2024-kia-forte-sedan", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/3kpf24ad9re756413/2024-kia-forte-sedan", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3KPF24AD9RE756413.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3KPF24AD9RE756413.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3KPF24AD9RE756413.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/3kpf24ad9re756413/2024-kia-forte-sedan", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JK1018, VIN 3KPF24AD9RE756413. Advertised price: $19,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$19,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:09Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 19977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3KPF24AD9RE756413_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 498, "unit": "per_month", "display": "$498/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19977.0, "price_incl_doc": 19977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 498.39, "amount_financed": 21225.56, "sales_tax": 1248.56, "total_of_payments": 23922.51, "finance_charge": 2696.95, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1018, VIN 3KPF24AD9RE756413. $498 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $19,977, before any dealer documentation fee. Amount financed $21,226, including $1,249 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $23,923. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3KPF24AD9RE756413_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 415, "unit": "per_month", "display": "$415/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19977.0, "price_incl_doc": 19977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 415.2, "amount_financed": 21225.56, "sales_tax": 1248.56, "total_of_payments": 24912.18, "finance_charge": 3686.62, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1018, VIN 3KPF24AD9RE756413. $415 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $19,977, before any dealer documentation fee. Amount financed $21,226, including $1,249 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $24,912. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3KPF24AD9RE756413_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 362, "unit": "per_month", "display": "$362/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19977.0, "price_incl_doc": 19977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 361.77, "amount_financed": 21225.56, "sales_tax": 1248.56, "total_of_payments": 26047.64, "finance_charge": 4822.08, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1018, VIN 3KPF24AD9RE756413. $362 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $19,977, before any dealer documentation fee. Amount financed $21,226, including $1,249 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $26,048. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63488273, VIN 1C4RJXFG0VW553124. Advertised price: $68,975. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$68,975"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:09Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68975.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG0VW553124_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1400, "unit": "per_month", "display": "$1,400/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68975.0, "price_incl_doc": 68975.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1399.51, "amount_financed": 73285.94, "sales_tax": 4310.94, "total_of_payments": 83970.5, "finance_charge": 10684.56, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488273, VIN 1C4RJXFG0VW553124. $1,400 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,975, before any dealer documentation fee. Amount financed $73,286, including $4,311 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,970. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG0VW553124_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1067, "unit": "per_month", "display": "$1,067/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68975.0, "price_incl_doc": 68975.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1067.09, "amount_financed": 73285.94, "sales_tax": 4310.94, "total_of_payments": 89635.71, "finance_charge": 16349.77, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488273, VIN 1C4RJXFG0VW553124. $1,067 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $68,975, before any dealer documentation fee. Amount financed $73,286, including $4,311 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $89,636. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 498}}, {"vin": "1C4RJHAR5TC244570", "title": "2026 Jeep Grand Cherokee Altitude", "year": 2026, "make": "Jeep", "model": "Grand Cherokee", "trim": "Altitude", "decoded_trim": "Base, Laredo", "condition": "new", "price": 41285.0, "msrp": 48945.0, "sale_price": 41285.0, "currency": "USD", "mileage": 11, "exterior_color": "Diamond Black", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L Hurricane 4 Turbo with ESS", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "J5617", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,945"}, {"label": "Advertised price", "value": "$41,285"}, {"label": "Savings", "value": "$7,660, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,660", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:09Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 41285.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHAR5TC244570_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 704, "unit": "per_month", "display": "$704/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41285.0, "price_incl_doc": 41285.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 704.41, "amount_financed": 43865.31, "sales_tax": 2580.31, "total_of_payments": 50717.88, "finance_charge": 6852.57, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5617, VIN 1C4RJHAR5TC244570. $704 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $41,285, before any dealer documentation fee. Amount financed $43,865, including $2,580 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $50,718. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHAR5TC244570_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 578, "unit": "per_month", "display": "$578/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41285.0, "price_incl_doc": 41285.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 577.63, "amount_financed": 43865.31, "sales_tax": 2580.31, "total_of_payments": 48520.97, "finance_charge": 4655.66, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5617, VIN 1C4RJHAR5TC244570. $578 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $41,285, before any dealer documentation fee. Amount financed $43,865, including $2,580 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $48,521. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$91,060"}, {"label": "Advertised price", "value": "$81,607"}, {"label": "Savings", "value": "$9,453, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $9,453", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 89895.0, "price_incl_doc": 89895.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1591.89, "amount_financed": 95513.44, "sales_tax": 5618.44, "total_of_payments": 95513.44, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5992, VIN 1C6SRFUP4TN335446. $1,592 per month for 60 months at 0% APR, $0 cash down. Advertised price $89,895, before any dealer documentation fee. Amount financed $95,513, including $5,618 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $95,513. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP4TN335446_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1418, "unit": "per_month", "display": "$1,418/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 89895.0, "price_incl_doc": 89895.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1417.86, "amount_financed": 95513.44, "sales_tax": 5618.44, "total_of_payments": 119100.11, "finance_charge": 23586.67, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5992, VIN 1C6SRFUP4TN335446. $1,418 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $89,895, before any dealer documentation fee. Amount financed $95,513, including $5,618 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $119,100. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 426}}, {"vin": "3C6LRVNG3VE552829", "title": "2027 RAM ProMaster 1500 Low Roof", "year": 2027, "make": "RAM", "model": "ProMaster 1500", "trim": "Low Roof", "decoded_trim": null, "condition": "new", "price": 49613.0, "msrp": 51445.0, "sale_price": 49613.0, "currency": "USD", "mileage": null, "exterior_color": "Black Clearcoat", "interior_color": "A7x9", "drivetrain": "FWD", "body_style": "Cargo Van", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 3, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63493941", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7206cffe-121d-448c-98b1-c491fe873895.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7206cffe-121d-448c-98b1-c491fe873895.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d93d5a7b-a774-44a8-ae4c-eea827ce14f9.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/fe438166-4189-47fd-8f30-ca5f731a9fb2.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8c5e2dd9-5a10-4564-a434-42c07933e931.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/561d46a8-3cf5-479e-be3e-c19271ad8491.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f5943f04-638f-452e-9df1-befa4c68b8b4.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c470c84a-7451-4bc7-a26a-2ac8ad934d17.png"], "vin_decode": {"make": "Ram", "model": "ProMaster 1500", "year": 2027, "trim": null, "body_style": "Cargo Van", "vehicle_type": "TRUCK", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "FWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 51445.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6LRVNG3VE552829.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvng3ve552829/2027-ram-promaster-1500-cargo-van", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvng3ve552829/2027-ram-promaster-1500-cargo-van", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6LRVNG3VE552829.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6LRVNG3VE552829.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6LRVNG3VE552829.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvng3ve552829/2027-ram-promaster-1500-cargo-van", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,832. This offer applies to Stock #63493941, VIN 3C6LRVNG3VE552829. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,445. Advertised price: $49,613. Savings: $1,832, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,445"}, {"label": "Advertised price", "value": "$49,613"}, {"label": "Savings", "value": "$1,832, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,832", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:09Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49613.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6LRVNG3VE552829_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1007, "unit": "per_month", "display": "$1,007/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49613.0, "price_incl_doc": 49613.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1006.65, "amount_financed": 52713.81, "sales_tax": 3100.81, "total_of_payments": 60399.1, "finance_charge": 7685.29, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63493941, VIN 3C6LRVNG3VE552829. $1,007 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $49,613, before any dealer documentation fee. Amount financed $52,714, including $3,101 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $60,399. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNG3VE552829_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 873, "unit": "per_month", "display": "$873/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49613.0, "price_incl_doc": 49613.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 873.37, "amount_financed": 52713.81, "sales_tax": 3100.81, "total_of_payments": 62882.73, "finance_charge": 10168.92, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63493941, VIN 3C6LRVNG3VE552829. $873 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $49,613, before any dealer documentation fee. Amount financed $52,714, including $3,101 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $62,883. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNG3VE552829_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 783, "unit": "per_month", "display": "$783/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49613.0, "price_incl_doc": 49613.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 782.52, "amount_financed": 52713.81, "sales_tax": 3100.81, "total_of_payments": 65731.28, "finance_charge": 13017.47, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63493941, VIN 3C6LRVNG3VE552829. $783 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,613, before any dealer documentation fee. Amount financed $52,714, including $3,101 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $65,731. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNG3VE552829_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 674, "unit": "per_month", "display": "$674/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51445.0, "selling_price": 49613.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 674.43, "net_cap_cost": 50308.0, "residual_value": 31895.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 674.43, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 834.43}, "total_of_payments": 24264, "total_of_payments_unrounded": 24279.48}, "disclosure": "Estimated lease payment for stock #63493941, VIN 3C6LRVNG3VE552829. $674 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $834, made up of $674 first payment, $60 title, $100 registration. MSRP $51,445. Lease selling price $49,613. Net capitalized cost $50,308. Residual value $31,896, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,264. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNG3VE552829_lease", "type": "lease", "label": "Lease", "headline": {"value": 581, "unit": "per_month", "display": "$581/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51445.0, "selling_price": 49613.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 581.13, "net_cap_cost": 47309.0, "residual_value": 31895.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 581.13, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3740.13}, "total_of_payments": 20916, "total_of_payments_unrounded": 20920.68}, "disclosure": "Estimated lease payment for stock #63493941, VIN 3C6LRVNG3VE552829. $581 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,740, made up of $581 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $51,445. Lease selling price $49,613. Net capitalized cost $47,309. Residual value $31,896, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $20,916. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 609}}, {"vin": "3C6RRFFG2T4189232", "title": "2026 RAM 1500 Big Horn/Lone Star", "year": 2026, "make": "RAM", "model": "1500", "trim": "Big Horn/Lone Star", "decoded_trim": "Big Horn/Lonestar", "condition": "new", "price": 45825.0, "msrp": 60825.0, "sale_price": 45825.0, "currency": "USD", "mileage": 1000, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "LJ5751", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"https://ai.castlecdjrnaperville.com/v/3C6RRFFG2T4189232.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6RRFFG2T4189232.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6rrffg2t4189232/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $15,000. This offer applies to Stock #LJ5751, VIN 3C6RRFFG2T4189232. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $60,825. Advertised price: $45,825. Savings: $15,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$60,825"}, {"label": "Advertised price", "value": "$45,825"}, {"label": "Savings", "value": "$15,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $15,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:09Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45825.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6RRFFG2T4189232_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 811, "unit": "per_month", "display": "$811/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45825.0, "price_incl_doc": 45825.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 811.48, "amount_financed": 48689.06, "sales_tax": 2864.06, "total_of_payments": 48689.06, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5751, VIN 3C6RRFFG2T4189232. $811 per month for 60 months at 0% APR, $0 cash down. Advertised price $45,825, before any dealer documentation fee. Amount financed $48,689, including $2,864 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $48,689. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6RRFFG2T4189232_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 723, "unit": "per_month", "display": "$723/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45825.0, "price_incl_doc": 45825.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 722.77, "amount_financed": 48689.06, "sales_tax": 2864.06, "total_of_payments": 60712.63, "finance_charge": 12023.57, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5751, VIN 3C6RRFFG2T4189232. $723 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $45,825, before any dealer documentation fee. Amount financed $48,689, including $2,864 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $60,713. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 411}}, {"vin": "1C4RJKBR9V8152685", "title": "2027 Jeep Grand Cherokee L Limited", "year": 2027, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 53352.0, "msrp": 54145.0, "sale_price": 53352.0, "currency": "USD", "mileage": null, "exterior_color": "High Gloss Black", "interior_color": "B6x7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 20, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "63377298", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ce3f9bff-d123-4c1d-8500-81c2f20ef537.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ce3f9bff-d123-4c1d-8500-81c2f20ef537.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/06f9b14c-f916-4f1d-a801-f8f7505e0a7f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a3cde09b-d803-4452-bfbd-b36694aa7f99.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7d5185d5-4ea1-49a8-b86f-51943a9b84d7.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/80b0ff5e-5a1c-47aa-a8b4-cffdae8a5c25.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/557365be-4fe2-4014-917e-cf72340bcb23.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6fac5a26-6647-4d9a-9992-08b2d0d72e42.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee L", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 54145.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKBR9V8152685.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr9v8152685/2027-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr9v8152685/2027-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKBR9V8152685.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR9V8152685.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR9V8152685.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr9v8152685/2027-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $793. This offer applies to Stock #63377298, VIN 1C4RJKBR9V8152685. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,145. Advertised price: $53,352. Savings: $793, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,145"}, {"label": "Advertised price", "value": "$53,352"}, {"label": "Savings", "value": "$793, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $793", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:09Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53352.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBR9V8152685_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1083, "unit": "per_month", "display": "$1,083/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53352.0, "price_incl_doc": 53352.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1082.52, "amount_financed": 56686.5, "sales_tax": 3334.5, "total_of_payments": 64950.98, "finance_charge": 8264.48, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377298, VIN 1C4RJKBR9V8152685. $1,083 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,352, before any dealer documentation fee. Amount financed $56,686, including $3,334 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $64,951. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR9V8152685_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 939, "unit": "per_month", "display": "$939/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53352.0, "price_incl_doc": 53352.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 939.19, "amount_financed": 56686.5, "sales_tax": 3334.5, "total_of_payments": 67621.78, "finance_charge": 10935.28, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377298, VIN 1C4RJKBR9V8152685. $939 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,352, before any dealer documentation fee. Amount financed $56,686, including $3,334 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $67,622. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR9V8152685_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 841, "unit": "per_month", "display": "$841/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53352.0, "price_incl_doc": 53352.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 841.49, "amount_financed": 56686.5, "sales_tax": 3334.5, "total_of_payments": 70685.01, "finance_charge": 13998.51, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377298, VIN 1C4RJKBR9V8152685. $841 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,352, before any dealer documentation fee. Amount financed $56,686, including $3,334 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $70,685. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR9V8152685_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 744, "unit": "per_month", "display": "$744/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54145.0, "selling_price": 53352.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 744.0, "net_cap_cost": 54047.0, "residual_value": 33569.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 744, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 904}, "total_of_payments": 26784, "total_of_payments_unrounded": 26784.0}, "disclosure": "Estimated lease payment for stock #63377298, VIN 1C4RJKBR9V8152685. $744 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $904, made up of $744 first payment, $60 title, $100 registration. MSRP $54,145. Lease selling price $53,352. Net capitalized cost $54,047. Residual value $33,570, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,784. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR9V8152685_lease", "type": "lease", "label": "Lease", "headline": {"value": 651, "unit": "per_month", "display": "$651/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54145.0, "selling_price": 53352.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 650.71, "net_cap_cost": 51048.0, "residual_value": 33569.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 650.71, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3809.71}, "total_of_payments": 23436, "total_of_payments_unrounded": 23425.56}, "disclosure": "Estimated lease payment for stock #63377298, VIN 1C4RJKBR9V8152685. $651 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,810, made up of $651 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $54,145. Lease selling price $53,352. Net capitalized cost $51,048. Residual value $33,570, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,436. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 556}}, {"vin": "1C4RJHBR4TC194551", "title": "2026 Jeep Grand Cherokee Limited", "year": 2026, "make": "Jeep", "model": "Grand Cherokee", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 40363.0, "msrp": 49985.0, "sale_price": 40363.0, "currency": "USD", "mileage": 4520, "exterior_color": "Velvet", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L Hurricane 4 Turbo with ESS", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "RLJ5323", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1bdb7182-cb26-4e84-a6b5-c61d6990fbab.jpg"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 49985.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJHBR4TC194551.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr4tc194551/2026-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr4tc194551/2026-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJHBR4TC194551.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBR4TC194551.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBR4TC194551.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr4tc194551/2026-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $9,622. This offer applies to Stock #RLJ5323, VIN 1C4RJHBR4TC194551. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,985. Advertised price: $40,363. Savings: $9,622, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$49,985"}, {"label": "Advertised price", "value": "$40,363"}, {"label": "Savings", "value": "$9,622, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $9,622", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:09Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40363.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR4TC194551_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 689, "unit": "per_month", "display": "$689/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40363.0, "price_incl_doc": 40363.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 688.68, "amount_financed": 42885.69, "sales_tax": 2522.69, "total_of_payments": 49585.22, "finance_charge": 6699.53, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ5323, VIN 1C4RJHBR4TC194551. $689 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $40,363, before any dealer documentation fee. Amount financed $42,886, including $2,523 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $49,585. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR4TC194551_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 565, "unit": "per_month", "display": "$565/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40363.0, "price_incl_doc": 40363.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 564.73, "amount_financed": 42885.69, "sales_tax": 2522.69, "total_of_payments": 47437.38, "finance_charge": 4551.69, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ5323, VIN 1C4RJHBR4TC194551. $565 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $40,363, before any dealer documentation fee. Amount financed $42,886, including $2,523 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $47,437. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 466}}, {"vin": "3C6UR5DJ3VG373440", "title": "2027 RAM 2500 Big Horn", "year": 2027, "make": "RAM", "model": "2500", "trim": "Big Horn", "decoded_trim": "Big Horn", "condition": "new", "price": 69870.0, "msrp": 69870.0, "sale_price": 66437.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Mjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Not Specified", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63428074", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/27a35296-88b7-4bf0-8375-90a77bedd47a.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/27a35296-88b7-4bf0-8375-90a77bedd47a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/96616fb8-861c-4851-a67f-94c58fd0615f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f5db75e8-5c96-43df-b342-83e8470983d8.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2f13c2dd-d0a4-4f63-91df-379f270864de.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8908e5ed-2fd5-4c53-9395-71adba4a1e4f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ad94fe24-3aff-477d-997c-d647278a2c24.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e907042b-80c7-4a8e-9f19-c4afa60e5bc4.png"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2027, "trim": "Big Horn", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 69870.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5DJ3VG373440.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj3vg373440/2027-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj3vg373440/2027-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5DJ3VG373440.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ3VG373440.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ3VG373440.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj3vg373440/2027-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63428074, VIN 3C6UR5DJ3VG373440. Advertised price: $69,870. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$69,870"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:09Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 69870.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5DJ3VG373440_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1418, "unit": "per_month", "display": "$1,418/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 69870.0, "price_incl_doc": 69870.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1417.67, "amount_financed": 74236.88, "sales_tax": 4366.88, "total_of_payments": 85060.08, "finance_charge": 10823.2, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63428074, VIN 3C6UR5DJ3VG373440. $1,418 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $69,870, before any dealer documentation fee. Amount financed $74,237, including $4,367 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $85,060. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ3VG373440_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1081, "unit": "per_month", "display": "$1,081/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 69870.0, "price_incl_doc": 69870.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1080.94, "amount_financed": 74236.88, "sales_tax": 4366.88, "total_of_payments": 90798.8, "finance_charge": 16561.92, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63428074, VIN 3C6UR5DJ3VG373440. $1,081 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $69,870, before any dealer documentation fee. Amount financed $74,237, including $4,367 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $90,799. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ3VG373440_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 986, "unit": "per_month", "display": "$986/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 69870.0, "selling_price": 69870.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 985.63, "net_cap_cost": 70565.0, "residual_value": 43319.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 985.63, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1145.63}, "total_of_payments": 35496, "total_of_payments_unrounded": 35482.68}, "disclosure": "Estimated lease payment for stock #63428074, VIN 3C6UR5DJ3VG373440. $986 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,146, made up of $986 first payment, $60 title, $100 registration. MSRP $69,870. Lease selling price $69,870. Net capitalized cost $70,565. Residual value $43,319, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $35,496. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ3VG373440_lease", "type": "lease", "label": "Lease", "headline": {"value": 892, "unit": "per_month", "display": "$892/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 69870.0, "selling_price": 69870.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 892.34, "net_cap_cost": 67566.0, "residual_value": 43319.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 892.34, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4051.34}, "total_of_payments": 32112, "total_of_payments_unrounded": 32124.24}, "disclosure": "Estimated lease payment for stock #63428074, VIN 3C6UR5DJ3VG373440. $892 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,051, made up of $892 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $69,870. Lease selling price $69,870. Net capitalized cost $67,566. Residual value $43,319, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $32,112. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 533}}, {"vin": "1GTUUEEL6PZ197820", "title": "2023 GMC Sierra 1500 AT4", "year": 2023, "make": "GMC", "model": "Sierra 1500", "trim": "AT4", "decoded_trim": "AT4", "condition": "used", "price": 52977.0, "msrp": 52977.0, "sale_price": 54177.0, "currency": "USD", "mileage": 26840, "exterior_color": "Summit White", "interior_color": "Jet Black With Kalahari Accents", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:09Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 80135.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63R5DL0SG563270_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1626, "unit": "per_month", "display": "$1,626/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80135.0, "price_incl_doc": 80135.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1625.95, "amount_financed": 85143.44, "sales_tax": 5008.44, "total_of_payments": 97556.74, "finance_charge": 12413.3, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5243R, VIN 3C63R5DL0SG563270. $1,626 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $80,135, before any dealer documentation fee. Amount financed $85,143, including $5,008 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $97,557. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5DL0SG563270_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1240, "unit": "per_month", "display": "$1,240/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80135.0, "price_incl_doc": 80135.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1239.74, "amount_financed": 85143.44, "sales_tax": 5008.44, "total_of_payments": 104138.57, "finance_charge": 18995.13, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5243R, VIN 3C63R5DL0SG563270. $1,240 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $80,135, before any dealer documentation fee. Amount financed $85,143, including $5,008 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $104,139. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5DL0SG563270_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1127, "unit": "per_month", "display": "$1,127/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 80135.0, "selling_price": 80135.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1127.25, "net_cap_cost": 80830.0, "residual_value": 49683.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1127.25, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1287.25}, "total_of_payments": 40572, "total_of_payments_unrounded": 40581.0}, "disclosure": "Estimated lease payment for stock #J5243R, VIN 3C63R5DL0SG563270. $1,127 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,287, made up of $1,127 first payment, $60 title, $100 registration. MSRP $80,135. Lease selling price $80,135. Net capitalized cost $80,830. Residual value $49,684, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $40,572. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5DL0SG563270_lease", "type": "lease", "label": "Lease", "headline": {"value": 1034, "unit": "per_month", "display": "$1,034/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 80135.0, "selling_price": 80135.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1033.96, "net_cap_cost": 77831.0, "residual_value": 49683.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1033.96, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4192.96}, "total_of_payments": 37224, "total_of_payments_unrounded": 37222.56}, "disclosure": "Estimated lease payment for stock #J5243R, VIN 3C63R5DL0SG563270. $1,034 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,193, made up of $1,034 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $80,135. Lease selling price $80,135. Net capitalized cost $77,831. Residual value $49,684, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $37,224. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:09Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61120.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6RRFFG4T4189233_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1082, "unit": "per_month", "display": "$1,082/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61120.0, "price_incl_doc": 61120.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1082.33, "amount_financed": 64940.0, "sales_tax": 3820.0, "total_of_payments": 64940.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5787, VIN 3C6RRFFG4T4189233. $1,082 per month for 60 months at 0% APR, $0 cash down. Advertised price $61,120, before any dealer documentation fee. Amount financed $64,940, including $3,820 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $64,940. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6RRFFG4T4189233_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 964, "unit": "per_month", "display": "$964/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61120.0, "price_incl_doc": 61120.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 964.01, "amount_financed": 64940.0, "sales_tax": 3820.0, "total_of_payments": 80976.68, "finance_charge": 16036.68, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5787, VIN 3C6RRFFG4T4189233. $964 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $61,120, before any dealer documentation fee. Amount financed $64,940, including $3,820 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $80,977. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 411}}, {"vin": "1C4RJKBR5V8152683", "title": "2027 Jeep Grand Cherokee L Limited", "year": 2027, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 53352.0, "msrp": 54145.0, "sale_price": 53352.0, "currency": "USD", "mileage": null, "exterior_color": "Fathom Blue Pearlcoat", "interior_color": "B6x7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 20, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "63377296", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/bdfae8ef-a08b-4f39-83e7-b6e2f3a5e7cd.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/bdfae8ef-a08b-4f39-83e7-b6e2f3a5e7cd.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5453b2be-9854-4812-8567-004c3173f69f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b3a3a333-dab3-4784-ae87-3b48ceebfb91.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e08ffb42-5370-4844-ab12-431522282801.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f1d38f29-235f-442a-855b-6c7f661b5bb7.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/67a3dd0f-9499-47a5-afad-6c4dce86308c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/61629c30-4952-4088-830f-20c8dd39ad1a.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee L", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 54145.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKBR5V8152683.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr5v8152683/2027-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr5v8152683/2027-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKBR5V8152683.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR5V8152683.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR5V8152683.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr5v8152683/2027-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $793. This offer applies to Stock #63377296, VIN 1C4RJKBR5V8152683. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,145. Advertised price: $53,352. Savings: $793, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,145"}, {"label": "Advertised price", "value": "$53,352"}, {"label": "Savings", "value": "$793, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $793", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:09Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53352.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBR5V8152683_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1083, "unit": "per_month", "display": "$1,083/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53352.0, "price_incl_doc": 53352.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1082.52, "amount_financed": 56686.5, "sales_tax": 3334.5, "total_of_payments": 64950.98, "finance_charge": 8264.48, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377296, VIN 1C4RJKBR5V8152683. $1,083 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,352, before any dealer documentation fee. Amount financed $56,686, including $3,334 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $64,951. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR5V8152683_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 939, "unit": "per_month", "display": "$939/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53352.0, "price_incl_doc": 53352.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 939.19, "amount_financed": 56686.5, "sales_tax": 3334.5, "total_of_payments": 67621.78, "finance_charge": 10935.28, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377296, VIN 1C4RJKBR5V8152683. $939 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,352, before any dealer documentation fee. Amount financed $56,686, including $3,334 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $67,622. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR5V8152683_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 841, "unit": "per_month", "display": "$841/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53352.0, "price_incl_doc": 53352.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 841.49, "amount_financed": 56686.5, "sales_tax": 3334.5, "total_of_payments": 70685.01, "finance_charge": 13998.51, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377296, VIN 1C4RJKBR5V8152683. $841 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,352, before any dealer documentation fee. Amount financed $56,686, including $3,334 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $70,685. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR5V8152683_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 744, "unit": "per_month", "display": "$744/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54145.0, "selling_price": 53352.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 744.0, "net_cap_cost": 54047.0, "residual_value": 33569.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 744, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 904}, "total_of_payments": 26784, "total_of_payments_unrounded": 26784.0}, "disclosure": "Estimated lease payment for stock #63377296, VIN 1C4RJKBR5V8152683. $744 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $904, made up of $744 first payment, $60 title, $100 registration. MSRP $54,145. Lease selling price $53,352. Net capitalized cost $54,047. Residual value $33,570, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,784. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR5V8152683_lease", "type": "lease", "label": "Lease", "headline": {"value": 651, "unit": "per_month", "display": "$651/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54145.0, "selling_price": 53352.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 650.71, "net_cap_cost": 51048.0, "residual_value": 33569.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 650.71, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3809.71}, "total_of_payments": 23436, "total_of_payments_unrounded": 23425.56}, "disclosure": "Estimated lease payment for stock #63377296, VIN 1C4RJKBR5V8152683. $651 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,810, made up of $651 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $54,145. Lease selling price $53,352. Net capitalized cost $51,048. Residual value $33,570, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,436. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 437}}, {"vin": "1C4RJHBR8T8592414", "title": "2026 Jeep Grand Cherokee Limited", "year": 2026, "make": "Jeep", "model": "Grand Cherokee", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 43841.0, "msrp": 51505.0, "sale_price": 43841.0, "currency": "USD", "mileage": 10, "exterior_color": "Copper Shino Metallic Clearcoat", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "E5791", "stock_status": "Available", 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,505"}, {"label": "Advertised price", "value": "$43,841"}, {"label": "Savings", "value": "$7,664, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,664", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:09Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49989.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49989.0, "price_incl_doc": 49989.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 885.22, "amount_financed": 53113.31, "sales_tax": 3124.31, "total_of_payments": 53113.31, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5811, VIN 1C6SRFFT5TN339757. $885 per month for 60 months at 0% APR, $0 cash down. Advertised price $49,989, before any dealer documentation fee. Amount financed $53,113, including $3,124 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $53,113. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT5TN339757_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 788, "unit": "per_month", "display": "$788/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49989.0, "price_incl_doc": 49989.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 788.45, "amount_financed": 53113.31, "sales_tax": 3124.31, "total_of_payments": 66229.43, "finance_charge": 13116.12, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5811, VIN 1C6SRFFT5TN339757. $788 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,989, before any dealer documentation fee. Amount financed $53,113, including $3,124 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $66,229. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 297}}, {"vin": "1C4PJXEGXTW341983", "title": "2026 Jeep Wrangler Sahara", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 56860.0, "msrp": 56860.0, "sale_price": 50113.0, "currency": "USD", "mileage": null, "exterior_color": "Black Clearcoat", "interior_color": "Nlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63472377", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4240b496-b452-4f7c-ae24-dfd69907da20.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4240b496-b452-4f7c-ae24-dfd69907da20.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cb6f1cff-c51a-4790-8e76-215a3c87e20a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b13ff306-a66a-464d-979b-165346014432.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/97aae82b-af4f-48e5-a156-21e6c827479d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c660a7a2-4668-48e9-8ea2-933eb667c06d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9ad86819-7022-4fbb-b44e-be1d6e950a77.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/21969c3f-b9b0-4516-867f-246a040506be.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2026, "trim": "Sahara", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 56860.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXEGXTW341983.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxegxtw341983/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxegxtw341983/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXEGXTW341983.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEGXTW341983.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEGXTW341983.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxegxtw341983/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63472377, VIN 1C4PJXEGXTW341983. Advertised price: $56,860. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$56,860"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56860.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEGXTW341983_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1154, "unit": "per_month", "display": "$1,154/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56860.0, "price_incl_doc": 56860.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1153.69, "amount_financed": 60413.75, "sales_tax": 3553.75, "total_of_payments": 69221.64, "finance_charge": 8807.89, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63472377, VIN 1C4PJXEGXTW341983. $1,154 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,860, before any dealer documentation fee. Amount financed $60,414, including $3,554 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $69,222. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEGXTW341983_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 880, "unit": "per_month", "display": "$880/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56860.0, "price_incl_doc": 56860.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 879.66, "amount_financed": 60413.75, "sales_tax": 3553.75, "total_of_payments": 73891.79, "finance_charge": 13478.04, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63472377, VIN 1C4PJXEGXTW341983. $880 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $56,860, before any dealer documentation fee. Amount financed $60,414, including $3,554 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $73,892. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 270}}, {"vin": "1C4RJXFG1TW327123", "title": "2026 Jeep Wrangler Rubicon X", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X", "decoded_trim": "Rubicon", "condition": "new", "price": 66990.0, "msrp": 66990.0, "sale_price": 58610.0, "currency": "USD", "mileage": 13, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Convertible", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-6 3.6 L/220", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "E5862", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 66990.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66990.0, "price_incl_doc": 66990.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1359.23, "amount_financed": 71176.88, "sales_tax": 4186.88, "total_of_payments": 81553.96, "finance_charge": 10377.08, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5862, VIN 1C4RJXFG1TW327123. $1,359 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $66,990, before any dealer documentation fee. Amount financed $71,177, including $4,187 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $81,554. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG1TW327123_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1036, "unit": "per_month", "display": "$1,036/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $955. This offer applies to Stock #63356755, VIN 1C4RJKER7V8162272. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $66,895. Advertised price: $65,940. Savings: $955, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$66,895"}, {"label": "Advertised price", "value": "$65,940"}, {"label": "Savings", "value": "$955, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $955", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 65940.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 65940.0, "price_incl_doc": 65940.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1337.93, "amount_financed": 70061.25, "sales_tax": 4121.25, "total_of_payments": 80275.68, "finance_charge": 10214.43, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63356755, VIN 1C4RJKER7V8162272. $1,338 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $65,940, before any dealer documentation fee. Amount financed $70,061, including $4,121 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $80,276. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER7V8162272_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1161, "unit": "per_month", "display": "$1,161/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 65940.0, "price_incl_doc": 65940.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1160.79, "amount_financed": 70061.25, "sales_tax": 4121.25, "total_of_payments": 83576.63, "finance_charge": 13515.38, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63356755, VIN 1C4RJKER7V8162272. $1,161 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $65,940, before any dealer documentation fee. Amount financed $70,061, including $4,121 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $83,577. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER7V8162272_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1040, "unit": "per_month", "display": "$1,040/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 65940.0, "price_incl_doc": 65940.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1040.03, "amount_financed": 70061.25, "sales_tax": 4121.25, "total_of_payments": 87362.6, "finance_charge": 17301.35, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63356755, VIN 1C4RJKER7V8162272. $1,040 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $65,940, before any dealer documentation fee. Amount financed $70,061, including $4,121 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $87,363. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER7V8162272_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 915, "unit": "per_month", "display": "$915/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 66895.0, "selling_price": 65940.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 914.87, "net_cap_cost": 66635.0, "residual_value": 41474.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 914.87, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1074.87}, "total_of_payments": 32940, "total_of_payments_unrounded": 32935.32}, "disclosure": "Estimated lease payment for stock #63356755, VIN 1C4RJKER7V8162272. $915 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,075, made up of $915 first payment, $60 title, $100 registration. MSRP $66,895. Lease selling price $65,940. Net capitalized cost $66,635. Residual value $41,475, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $32,940. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER7V8162272_lease", "type": "lease", "label": "Lease", "headline": {"value": 822, "unit": "per_month", "display": "$822/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 66895.0, "selling_price": 65940.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 821.58, "net_cap_cost": 63636.0, "residual_value": 41474.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 821.58, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3980.58}, "total_of_payments": 29592, "total_of_payments_unrounded": 29576.88}, "disclosure": "Estimated lease payment for stock #63356755, VIN 1C4RJKER7V8162272. $822 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,981, made up of $822 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $66,895. Lease selling price $65,940. Net capitalized cost $63,636. Residual value $41,475, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,592. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 344}}, {"vin": "1C4RJKBR7V8152684", "title": "2027 Jeep Grand Cherokee L Limited", "year": 2027, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 52816.0, "msrp": 53550.0, "sale_price": 52816.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "B6x7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 20, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "63377297", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/85d35b38-a2b4-403e-a748-b9aa4ec74a2c.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/85d35b38-a2b4-403e-a748-b9aa4ec74a2c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a06621d7-2a6e-43db-a109-b836e7b0fec9.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/41ca905b-3c02-41b0-8433-ac144540d83a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cb983b44-8e0e-4d70-8144-faf2b25ed0e7.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/867ddf92-9f49-4817-946b-0e126955656e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/fc0e6290-1c82-4c7d-b7cb-810605af1d5b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/393d4305-109c-4740-802a-931417475e30.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee L", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 53550.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKBR7V8152684.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr7v8152684/2027-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr7v8152684/2027-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKBR7V8152684.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR7V8152684.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR7V8152684.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr7v8152684/2027-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $734. This offer applies to Stock #63377297, VIN 1C4RJKBR7V8152684. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,550. Advertised price: $52,816. Savings: $734, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,550"}, {"label": "Advertised price", "value": "$52,816"}, {"label": "Savings", "value": "$734, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $734", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52816.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBR7V8152684_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1072, "unit": "per_month", "display": "$1,072/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52816.0, "price_incl_doc": 52816.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1071.64, "amount_financed": 56117.0, "sales_tax": 3301.0, "total_of_payments": 64298.46, "finance_charge": 8181.46, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377297, VIN 1C4RJKBR7V8152684. $1,072 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $52,816, before any dealer documentation fee. Amount financed $56,117, including $3,301 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $64,298. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR7V8152684_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 930, "unit": "per_month", "display": "$930/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52816.0, "price_incl_doc": 52816.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 929.76, "amount_financed": 56117.0, "sales_tax": 3301.0, "total_of_payments": 66942.42, "finance_charge": 10825.42, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377297, VIN 1C4RJKBR7V8152684. $930 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $52,816, before any dealer documentation fee. Amount financed $56,117, including $3,301 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $66,942. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR7V8152684_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 833, "unit": "per_month", "display": "$833/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52816.0, "price_incl_doc": 52816.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 833.03, "amount_financed": 56117.0, "sales_tax": 3301.0, "total_of_payments": 69974.87, "finance_charge": 13857.87, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377297, VIN 1C4RJKBR7V8152684. $833 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $52,816, before any dealer documentation fee. Amount financed $56,117, including $3,301 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $69,975. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR7V8152684_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 738, "unit": "per_month", "display": "$738/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 53550.0, "selling_price": 52816.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 737.62, "net_cap_cost": 53511.0, "residual_value": 33201.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 737.62, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 897.62}, "total_of_payments": 26568, "total_of_payments_unrounded": 26554.32}, "disclosure": "Estimated lease payment for stock #63377297, VIN 1C4RJKBR7V8152684. $738 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $898, made up of $738 first payment, $60 title, $100 registration. MSRP $53,550. Lease selling price $52,816. Net capitalized cost $53,511. Residual value $33,201, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,568. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR7V8152684_lease", "type": "lease", "label": "Lease", "headline": {"value": 644, "unit": "per_month", "display": "$644/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JC501, VIN 3C4NJDFN5PT530992. Advertised price: $22,677. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$22,677"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22677.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4NJDFN5PT530992_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 566, "unit": "per_month", "display": "$566/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22677.0, "price_incl_doc": 22677.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 565.75, "amount_financed": 24094.31, "sales_tax": 1417.31, "total_of_payments": 27155.77, "finance_charge": 3061.46, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC501, VIN 3C4NJDFN5PT530992. $566 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,677, before any dealer documentation fee. Amount financed $24,094, including $1,417 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,156. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4NJDFN5PT530992_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 471, "unit": "per_month", "display": "$471/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22677.0, "price_incl_doc": 22677.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 471.32, "amount_financed": 24094.31, "sales_tax": 1417.31, "total_of_payments": 28279.2, "finance_charge": 4184.89, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC501, VIN 3C4NJDFN5PT530992. $471 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,677, before any dealer documentation fee. Amount financed $24,094, including $1,417 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,279. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4NJDFN5PT530992_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 411, "unit": "per_month", "display": "$411/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5540A, VIN WA1BBAFY4P2089151. Advertised price: $24,577. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,577"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24577.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WA1BBAFY4P2089151_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 613, "unit": "per_month", "display": "$613/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24577.0, "price_incl_doc": 24577.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 613.15, "amount_financed": 26113.06, "sales_tax": 1536.06, "total_of_payments": 29431.02, "finance_charge": 3317.96, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5540A, VIN WA1BBAFY4P2089151. $613 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,577, before any dealer documentation fee. Amount financed $26,113, including $1,536 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,431. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1BBAFY4P2089151_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 511, "unit": "per_month", "display": "$511/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24577.0, "price_incl_doc": 24577.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 510.81, "amount_financed": 26113.06, "sales_tax": 1536.06, "total_of_payments": 30648.58, "finance_charge": 4535.52, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5540A, VIN WA1BBAFY4P2089151. $511 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,577, before any dealer documentation fee. Amount financed $26,113, including $1,536 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,649. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1BBAFY4P2089151_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 445, "unit": "per_month", "display": "$445/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24577.0, "price_incl_doc": 24577.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 445.08, "amount_financed": 26113.06, "sales_tax": 1536.06, "total_of_payments": 32045.5, "finance_charge": 5932.44, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5540A, VIN WA1BBAFY4P2089151. $445 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,577, before any dealer documentation fee. Amount financed $26,113, including $1,536 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,046. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 239}}, {"vin": "1C4RJKAR6V8152693", "title": "2027 Jeep Grand Cherokee L Laredo", "year": 2027, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Laredo", "decoded_trim": "Base/Laredo", "condition": "new", "price": 51029.0, "msrp": 52050.0, "sale_price": 51029.0, "currency": "USD", "mileage": null, "exterior_color": "Sting Gray Clearcoat", "interior_color": "Dzx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L Turbocharged", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": null, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "63377310", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6db3aadb-7feb-4462-80d2-b0e3ddea1702.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6db3aadb-7feb-4462-80d2-b0e3ddea1702.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4dd851e8-4af8-400f-9609-ce660936eea4.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/400cb641-50cc-4d99-a7a9-4843de38baab.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b0cce6da-5d10-4734-b8a3-ef974c146475.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/174799c5-1a31-4aef-88a2-12b7bd0cbc00.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9ff0074d-a588-4227-8f80-5f1cab2e467c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/716076b3-8151-45fe-8370-bd6a676711de.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee L", "year": 2027, "trim": "Base/Laredo", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52050.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKAR6V8152693.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkar6v8152693/2027-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkar6v8152693/2027-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKAR6V8152693.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKAR6V8152693.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKAR6V8152693.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkar6v8152693/2027-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,021. This offer applies to Stock #63377310, VIN 1C4RJKAR6V8152693. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,050. Advertised price: $51,029. Savings: $1,021, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,050"}, {"label": "Advertised price", "value": "$51,029"}, {"label": "Savings", "value": "$1,021, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,021", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51029.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKAR6V8152693_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1035, "unit": "per_month", "display": "$1,035/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51029.0, "price_incl_doc": 51029.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1035.38, "amount_financed": 54218.31, "sales_tax": 3189.31, "total_of_payments": 62122.95, "finance_charge": 7904.64, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377310, VIN 1C4RJKAR6V8152693. $1,035 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $51,029, before any dealer documentation fee. Amount financed $54,218, including $3,189 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $62,123. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKAR6V8152693_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 898, "unit": "per_month", "display": "$898/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51029.0, "price_incl_doc": 51029.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 898.3, "amount_financed": 54218.31, "sales_tax": 3189.31, "total_of_payments": 64677.46, "finance_charge": 10459.15, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377310, VIN 1C4RJKAR6V8152693. $898 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $51,029, before any dealer documentation fee. Amount financed $54,218, including $3,189 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $64,677. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKAR6V8152693_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 805, "unit": "per_month", "display": "$805/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51029.0, "price_incl_doc": 51029.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 804.85, "amount_financed": 54218.31, "sales_tax": 3189.31, "total_of_payments": 67607.31, "finance_charge": 13389.0, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377310, VIN 1C4RJKAR6V8152693. $805 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $51,029, before any dealer documentation fee. Amount financed $54,218, including $3,189 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $67,607. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKAR6V8152693_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 708, "unit": "per_month", "display": "$708/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52050.0, "selling_price": 51029.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 708.0, "net_cap_cost": 51724.0, "residual_value": 32271.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 708, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 868}, "total_of_payments": 25488, "total_of_payments_unrounded": 25488.0}, "disclosure": "Estimated lease payment for stock #63377310, VIN 1C4RJKAR6V8152693. $708 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $868, made up of $708 first payment, $60 title, $100 registration. MSRP $52,050. Lease selling price $51,029. Net capitalized cost $51,724. Residual value $32,271, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,488. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKAR6V8152693_lease", "type": "lease", "label": "Lease", "headline": {"value": 615, "unit": "per_month", "display": "$615/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52050.0, "selling_price": 51029.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 614.71, "net_cap_cost": 48725.0, "residual_value": 32271.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 614.71, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3773.71}, "total_of_payments": 22140, "total_of_payments_unrounded": 22129.56}, "disclosure": "Estimated lease payment for stock #63377310, VIN 1C4RJKAR6V8152693. $615 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,774, made up of $615 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $52,050. Lease selling price $51,029. Net capitalized cost $48,725. Residual value $32,271, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,140. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 299}}, {"vin": "1C6SRFGP6TN232962", "title": "2026 RAM 1500 Warlock", "year": 2026, "make": "RAM", "model": "1500", "trim": "Warlock", "decoded_trim": "Tradesman", "condition": "new", "price": 56745.0, "msrp": 56745.0, "sale_price": 48446.0, "currency": "USD", "mileage": 10, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Regular Unleaded I-6 3.0 L/183", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "R5450R", "stock_status": "Available", "availability": "In Stock", 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"https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfgp6tn232962/2026-ram-1500-crew-cab-pickup", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfgp6tn232962/2026-ram-1500-crew-cab-pickup", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFGP6TN232962.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFGP6TN232962.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFGP6TN232962.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfgp6tn232962/2026-ram-1500-crew-cab-pickup", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #R5450R, VIN 1C6SRFGP6TN232962. Advertised price: $56,745. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$56,745"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56745.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFGP6TN232962_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1005, "unit": "per_month", "display": "$1,005/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56745.0, "price_incl_doc": 56745.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1004.86, "amount_financed": 60291.56, "sales_tax": 3546.56, "total_of_payments": 60291.56, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5450R, VIN 1C6SRFGP6TN232962. $1,005 per month for 60 months at 0% APR, $0 cash down. Advertised price $56,745, before any dealer documentation fee. Amount financed $60,292, including $3,547 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $60,292. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFGP6TN232962_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 895, "unit": "per_month", "display": "$895/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56745.0, "price_incl_doc": 56745.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 895.0, "amount_financed": 60291.56, "sales_tax": 3546.56, "total_of_payments": 75180.32, "finance_charge": 14888.76, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5450R, VIN 1C6SRFGP6TN232962. $895 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $56,745, before any dealer documentation fee. Amount financed $60,292, including $3,547 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $75,180. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 190}}, {"vin": "1C4SJSEPXTS202022", "title": "2026 Jeep Grand Wagoneer Summit", "year": 2026, "make": "Jeep", "model": "Grand Wagoneer", "trim": "Summit", "decoded_trim": "Summit", "condition": "new", "price": 106800.0, "msrp": 106800.0, "sale_price": 106800.0, "currency": "USD", "mileage": null, "exterior_color": "High Gloss Black Exterior Pain", "interior_color": null, "drivetrain": "4WD", "body_style": "WSJR76", "vehicle_type": "car", "fuel_type": "Other", "doors": 4, "seating_capacity": null, "engine": "3.0L 6-Cylinder In-Line", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": null, "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "TS202022", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://service.secureoffersites.com/images/GetEvoxImage?styleid=481476", "images": ["https://service.secureoffersites.com/images/GetEvoxImage?styleid=481476"], "vin_decode": {"make": "Jeep", "model": "Grand Wagoneer L", "year": 2026, "trim": "Summit", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.0L 6-Cylinder In-Line", "engine_displacement_l": 3.0, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 106800.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4SJSEPXTS202022.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sjsepxts202022/2026-jeep-grand-wagoneer-wsjr76", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sjsepxts202022/2026-jeep-grand-wagoneer-wsjr76", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4SJSEPXTS202022.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4SJSEPXTS202022.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4SJSEPXTS202022.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sjsepxts202022/2026-jeep-grand-wagoneer-wsjr76", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #TS202022, VIN 1C4SJSEPXTS202022. Advertised price: $106,800. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$106,800"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 106800.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SJSEPXTS202022_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 2167, "unit": "per_month", "display": "$2,167/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 106800.0, "price_incl_doc": 106800.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2166.98, "amount_financed": 113475.0, "sales_tax": 6675.0, "total_of_payments": 130018.84, "finance_charge": 16543.84, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #TS202022, VIN 1C4SJSEPXTS202022. $2,167 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $106,800, before any dealer documentation fee. Amount financed $113,475, including $6,675 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $130,019. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SJSEPXTS202022_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1880, "unit": "per_month", "display": "$1,880/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 106800.0, "price_incl_doc": 106800.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1880.07, "amount_financed": 113475.0, "sales_tax": 6675.0, "total_of_payments": 135365.25, "finance_charge": 21890.25, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #TS202022, VIN 1C4SJSEPXTS202022. $1,880 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $106,800, before any dealer documentation fee. Amount financed $113,475, including $6,675 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $135,365. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SJSEPXTS202022_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1684, "unit": "per_month", "display": "$1,684/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 106800.0, "price_incl_doc": 106800.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1684.49, "amount_financed": 113475.0, "sales_tax": 6675.0, "total_of_payments": 141497.2, "finance_charge": 28022.2, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #TS202022, VIN 1C4SJSEPXTS202022. $1,684 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $106,800, before any dealer documentation fee. Amount financed $113,475, including $6,675 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $141,497. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SJSEPXTS202022_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1495, "unit": "per_month", "display": "$1,495/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 106800.0, "selling_price": 106800.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1495.16, "net_cap_cost": 107495.0, "residual_value": 66216.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1495.16, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1655.16}, "total_of_payments": 53820, "total_of_payments_unrounded": 53825.76}, "disclosure": "Estimated lease payment for stock #TS202022, VIN 1C4SJSEPXTS202022. $1,495 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,655, made up of $1,495 first payment, $60 title, $100 registration. MSRP $106,800. Lease selling price $106,800. Net capitalized cost $107,495. Residual value $66,216, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $53,820. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SJSEPXTS202022_lease", "type": "lease", "label": "Lease", "headline": {"value": 1402, "unit": "per_month", "display": "$1,402/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 106800.0, "selling_price": 106800.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1401.86, "net_cap_cost": 104496.0, "residual_value": 66216.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1401.86, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4560.86}, "total_of_payments": 50472, "total_of_payments_unrounded": 50466.96}, "disclosure": "Estimated lease payment for stock #TS202022, VIN 1C4SJSEPXTS202022. $1,402 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,561, made up of $1,402 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $106,800. Lease selling price $106,800. Net capitalized cost $104,496. Residual value $66,216, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $50,472. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 288}}, {"vin": "1C4RJKBR8V8152676", "title": "2027 Jeep Grand Cherokee L Limited", "year": 2027, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 55516.0, "msrp": 56550.0, "sale_price": 55516.0, "currency": "USD", "mileage": null, "exterior_color": "Steel Blue", "interior_color": "Flx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 20, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "63377289", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/68cbb514-feff-4215-8299-f5b533f978b4.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/68cbb514-feff-4215-8299-f5b533f978b4.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6db12d93-905c-44f3-8012-f746b67d3f1b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e0e37983-d369-4fdb-b734-fba25b235094.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7fed4ed6-1fe9-4b4c-981f-95d81a97c23b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9afcc785-feb5-4e57-8d75-99a69ae10117.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f9f4349e-bff3-4e65-8367-1df961e1c844.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8ca2135d-c089-4cdb-8be8-26adb6ce1437.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee L", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 56550.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKBR8V8152676.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr8v8152676/2027-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr8v8152676/2027-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKBR8V8152676.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR8V8152676.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR8V8152676.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr8v8152676/2027-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,034. This offer applies to Stock #63377289, VIN 1C4RJKBR8V8152676. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $56,550. Advertised price: $55,516. Savings: $1,034, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$56,550"}, {"label": "Advertised price", "value": "$55,516"}, {"label": "Savings", "value": "$1,034, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,034", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 55516.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBR8V8152676_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1126, "unit": "per_month", "display": "$1,126/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55516.0, "price_incl_doc": 55516.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1126.42, "amount_financed": 58985.75, "sales_tax": 3469.75, "total_of_payments": 67585.45, "finance_charge": 8599.7, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377289, VIN 1C4RJKBR8V8152676. $1,126 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $55,516, before any dealer documentation fee. Amount financed $58,986, including $3,470 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $67,585. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR8V8152676_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 977, "unit": "per_month", "display": "$977/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55516.0, "price_incl_doc": 55516.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 977.29, "amount_financed": 58985.75, "sales_tax": 3469.75, "total_of_payments": 70364.58, "finance_charge": 11378.83, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377289, VIN 1C4RJKBR8V8152676. $977 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $55,516, before any dealer documentation fee. Amount financed $58,986, including $3,470 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $70,365. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR8V8152676_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 876, "unit": "per_month", "display": "$876/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55516.0, "price_incl_doc": 55516.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 875.62, "amount_financed": 58985.75, "sales_tax": 3469.75, "total_of_payments": 73552.05, "finance_charge": 14566.3, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377289, VIN 1C4RJKBR8V8152676. $876 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $55,516, before any dealer documentation fee. Amount financed $58,986, including $3,470 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $73,552. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR8V8152676_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 770, "unit": "per_month", "display": "$770/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 56550.0, "selling_price": 55516.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 769.68, "net_cap_cost": 56211.0, "residual_value": 35061.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 769.68, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 929.68}, "total_of_payments": 27720, "total_of_payments_unrounded": 27708.48}, "disclosure": "Estimated lease payment for stock #63377289, VIN 1C4RJKBR8V8152676. $770 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $930, made up of $770 first payment, $60 title, $100 registration. MSRP $56,550. Lease selling price $55,516. Net capitalized cost $56,211. Residual value $35,061, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,720. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR8V8152676_lease", "type": "lease", "label": "Lease", "headline": {"value": 676, "unit": "per_month", "display": "$676/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 56550.0, "selling_price": 55516.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 676.39, "net_cap_cost": 53212.0, "residual_value": 35061.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 676.39, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3835.39}, "total_of_payments": 24336, "total_of_payments_unrounded": 24350.04}, "disclosure": "Estimated lease payment for stock #63377289, VIN 1C4RJKBR8V8152676. $676 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,835, made up of $676 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $56,550. Lease selling price $55,516. Net capitalized cost $53,212. Residual value $35,061, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,336. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63488260, VIN 1C4PJXEG6VW553122. Advertised price: $58,260. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$58,260"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58260.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG6VW553122_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1182, "unit": "per_month", "display": "$1,182/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58260.0, "price_incl_doc": 58260.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1182.1, "amount_financed": 61901.25, "sales_tax": 3641.25, "total_of_payments": 70926.01, "finance_charge": 9024.76, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488260, VIN 1C4PJXEG6VW553122. $1,182 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $58,260, before any dealer documentation fee. Amount financed $61,901, including $3,641 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,926. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG6VW553122_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 901, "unit": "per_month", "display": "$901/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58260.0, "price_incl_doc": 58260.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 901.32, "amount_financed": 61901.25, "sales_tax": 3641.25, "total_of_payments": 75711.15, "finance_charge": 13809.9, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488260, VIN 1C4PJXEG6VW553122. $901 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $58,260, before any dealer documentation fee. Amount financed $61,901, including $3,641 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $75,711. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 225}}, {"vin": "3C6LRVDG6TE200939", "title": "2026 RAM ProMaster 2500 High Roof", "year": 2026, "make": "RAM", "model": "ProMaster 2500", "trim": "High Roof", "decoded_trim": null, "condition": "new", "price": 49454.0, "msrp": 58160.0, "sale_price": 49454.0, "currency": "USD", "mileage": 14, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cargo Van", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 3, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5966", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvdg6te200939/2026-ram-promaster-2500-cargo-van", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,706. This offer applies to Stock #J5966, VIN 3C6LRVDG6TE200939. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,160. Advertised price: $49,454. Savings: $8,706, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,160"}, {"label": "Advertised price", "value": "$49,454"}, {"label": "Savings", "value": "$8,706, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,706", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49454.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6LRVDG6TE200939_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1003, "unit": "per_month", "display": "$1,003/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49454.0, "price_incl_doc": 49454.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1003.43, "amount_financed": 52544.88, "sales_tax": 3090.88, "total_of_payments": 60205.55, "finance_charge": 7660.67, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5966, VIN 3C6LRVDG6TE200939. $1,003 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $49,454, before any dealer documentation fee. Amount financed $52,545, including $3,091 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $60,206. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG6TE200939_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 871, "unit": "per_month", "display": "$871/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49454.0, "price_incl_doc": 49454.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 870.57, "amount_financed": 52544.88, "sales_tax": 3090.88, "total_of_payments": 62681.21, "finance_charge": 10136.33, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5966, VIN 3C6LRVDG6TE200939. $871 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $49,454, before any dealer documentation fee. Amount financed $52,545, including $3,091 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $62,681. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG6TE200939_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 780, "unit": "per_month", "display": "$780/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49454.0, "price_incl_doc": 49454.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 780.01, "amount_financed": 52544.88, "sales_tax": 3090.88, "total_of_payments": 65520.63, "finance_charge": 12975.75, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5966, VIN 3C6LRVDG6TE200939. $780 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,454, before any dealer documentation fee. Amount financed $52,545, including $3,091 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $65,521. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG6TE200939_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 553, "unit": "per_month", "display": "$553/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58160.0, "selling_price": 49454.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 553.24, "net_cap_cost": 50149.0, "residual_value": 36059.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 553.24, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 713.24}, "total_of_payments": 19908, "total_of_payments_unrounded": 19916.64}, "disclosure": "Estimated lease payment for stock #J5966, VIN 3C6LRVDG6TE200939. $553 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $713, made up of $553 first payment, $60 title, $100 registration. MSRP $58,160. Lease selling price $49,454. Net capitalized cost $50,149. Residual value $36,059, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $19,908. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG6TE200939_lease", "type": "lease", "label": "Lease", "headline": {"value": 460, "unit": "per_month", "display": "$460/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58160.0, "selling_price": 49454.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 459.95, "net_cap_cost": 47150.0, "residual_value": 36059.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 459.95, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3618.95}, "total_of_payments": 16560, "total_of_payments_unrounded": 16558.2}, "disclosure": "Estimated lease payment for stock #J5966, VIN 3C6LRVDG6TE200939. $460 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,619, made up of $460 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $58,160. Lease selling price $49,454. Net capitalized cost $47,150. Residual value $36,059, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $16,560. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 292}}, {"vin": "3C6UR5EJ1TG271307", "title": "2026 RAM 2500 Rebel", "year": 2026, "make": "RAM", "model": "2500", "trim": "Rebel", "decoded_trim": "Power Wagon/Rebel", "condition": "new", "price": 71119.0, "msrp": 79965.0, "sale_price": 71119.0, "currency": "USD", "mileage": 13, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-8 6.4 L/392", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic w/OD", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "R5609", "stock_status": "Available", "availability": "In Stock", 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,846. This offer applies to Stock #R5609, VIN 3C6UR5EJ1TG271307. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $79,965. Advertised price: $71,119. Savings: $8,846, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$79,965"}, {"label": "Advertised price", "value": "$71,119"}, {"label": "Savings", "value": "$8,846, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,846", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 71119.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5EJ1TG271307_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1443, "unit": "per_month", "display": "$1,443/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 71119.0, "price_incl_doc": 71119.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1443.01, "amount_financed": 75563.94, "sales_tax": 4444.94, "total_of_payments": 86580.62, "finance_charge": 11016.68, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5609, VIN 3C6UR5EJ1TG271307. $1,443 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $71,119, before any dealer documentation fee. Amount financed $75,564, including $4,445 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $86,581. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5EJ1TG271307_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1100, "unit": "per_month", "display": "$1,100/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 71119.0, "price_incl_doc": 71119.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1100.26, "amount_financed": 75563.94, "sales_tax": 4444.94, "total_of_payments": 92421.92, "finance_charge": 16857.98, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5609, VIN 3C6UR5EJ1TG271307. $1,100 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $71,119, before any dealer documentation fee. Amount financed $75,564, including $4,445 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $92,422. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5EJ1TG271307_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 850, "unit": "per_month", "display": "$850/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 79965.0, "selling_price": 71119.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 849.73, "net_cap_cost": 71814.0, "residual_value": 49578.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 849.73, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1009.73}, "total_of_payments": 30600, "total_of_payments_unrounded": 30590.28}, "disclosure": "Estimated lease payment for stock #R5609, VIN 3C6UR5EJ1TG271307. $850 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,010, made up of $850 first payment, $60 title, $100 registration. MSRP $79,965. Lease selling price $71,119. Net capitalized cost $71,814. Residual value $49,578, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,600. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5EJ1TG271307_lease", "type": "lease", "label": "Lease", "headline": {"value": 756, "unit": "per_month", "display": "$756/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 79965.0, "selling_price": 71119.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 756.44, "net_cap_cost": 68815.0, "residual_value": 49578.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 756.44, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3915.44}, "total_of_payments": 27216, "total_of_payments_unrounded": 27231.84}, "disclosure": "Estimated lease payment for stock #R5609, VIN 3C6UR5EJ1TG271307. $756 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,915, made up of $756 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $79,965. Lease selling price $71,119. Net capitalized cost $68,815. Residual value $49,578, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,216. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 305}}, {"vin": "3C6UR5FJ7TG332500", "title": "2026 RAM 2500 Laramie", "year": 2026, "make": "RAM", "model": "2500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 67349.0, "msrp": 75420.0, "sale_price": 67349.0, "currency": "USD", "mileage": 13, "exterior_color": "Forged Blue Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-8 6.4 L/392", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic w/OD", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "R5821", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 26, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/5e19a4df7dad4ae1acc7aec66bb920e5.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/5e19a4df7dad4ae1acc7aec66bb920e5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9805e89ac09d4441b4a99fdbab2ff29c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/766c634d9a5248fcaeb982be4b7159ca.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4e5eacdbe36b43748461f20c850a7144.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9a29dda59bca47caa8b0431ecc53d927.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/506c511e5db8485c9a804fa25ee2438f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5faf8885b2204703aa8f9cae567fc661.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f673a48c3b974a178817d92443d4364e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e5ae8666053f4694a157696090a05042.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/67eb6ebc11874366af329b066b678a5d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/26f352bc6e8e43f4860d039ded122854.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3347f09be90f4ef0a7f407e70022860f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/387142c63859464db77b1f85b7162536.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8241ef2feb614a5689e8c2e4acd07deb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a988c43128a942038631632be6b445f6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e182a6acb01b4712b02b224154b77a62.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7fb91eb1426842358b0bb5a4b8bb2567.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ea4dc25ace484b8195267540b3f99ac4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c59a4f7bf1de4cc29927d6d35962fd30.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9dce480e4b774056b53881d7125bb397.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ba3f93d38d4549ac9bc39aa6abe3800a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6b76d387b30945cdb0f1efb579f0cc13.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bcc8deb7dd5149a8af684526596be58a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3f6fcc891a7f4156b2480ecd2c5bfbe5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4e0e1f9a9e4b434ba483568b086c305c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/919273fa900249eb984316bcef413eca.jpg"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2026, "trim": "Laramie", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 75420.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5FJ7TG332500.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5fj7tg332500/2026-ram-2500-crew-cab-pickup", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5fj7tg332500/2026-ram-2500-crew-cab-pickup", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5FJ7TG332500.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5FJ7TG332500.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5FJ7TG332500.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5fj7tg332500/2026-ram-2500-crew-cab-pickup", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,071. This offer applies to Stock #R5821, VIN 3C6UR5FJ7TG332500. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $75,420. Advertised price: $67,349. Savings: $8,071, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$75,420"}, {"label": "Advertised price", "value": "$67,349"}, {"label": "Savings", "value": "$8,071, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,071", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 67349.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5FJ7TG332500_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1367, "unit": "per_month", "display": "$1,367/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67349.0, "price_incl_doc": 67349.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1366.52, "amount_financed": 71558.31, "sales_tax": 4209.31, "total_of_payments": 81991.0, "finance_charge": 10432.69, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5821, VIN 3C6UR5FJ7TG332500. $1,367 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $67,349, before any dealer documentation fee. Amount financed $71,558, including $4,209 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $81,991. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ7TG332500_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1042, "unit": "per_month", "display": "$1,042/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67349.0, "price_incl_doc": 67349.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1041.94, "amount_financed": 71558.31, "sales_tax": 4209.31, "total_of_payments": 87522.66, "finance_charge": 15964.35, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5821, VIN 3C6UR5FJ7TG332500. $1,042 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $67,349, before any dealer documentation fee. Amount financed $71,558, including $4,209 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $87,523. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ7TG332500_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 811, "unit": "per_month", "display": "$811/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 75420.0, "selling_price": 67349.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 811.13, "net_cap_cost": 68044.0, "residual_value": 46760.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 811.13, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 971.13}, "total_of_payments": 29196, "total_of_payments_unrounded": 29200.68}, "disclosure": "Estimated lease payment for stock #R5821, VIN 3C6UR5FJ7TG332500. $811 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $971, made up of $811 first payment, $60 title, $100 registration. MSRP $75,420. Lease selling price $67,349. Net capitalized cost $68,044. Residual value $46,760, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,196. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ7TG332500_lease", "type": "lease", "label": "Lease", "headline": {"value": 718, "unit": "per_month", "display": "$718/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 75420.0, "selling_price": 67349.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 717.84, "net_cap_cost": 65045.0, "residual_value": 46760.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 717.84, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3876.84}, "total_of_payments": 25848, "total_of_payments_unrounded": 25842.24}, "disclosure": "Estimated lease payment for stock #R5821, VIN 3C6UR5FJ7TG332500. $718 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,877, made up of $718 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $75,420. Lease selling price $67,349. Net capitalized cost $65,045. Residual value $46,760, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,848. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 326}}, {"vin": "3C63R3FL4HG611573", "title": "2017 RAM 3500 Laramie Longhorn", "year": 2017, "make": "RAM", "model": "3500", "trim": "Laramie Longhorn", "decoded_trim": "Longhorn", "condition": "used", "price": 47977.0, "msrp": 47977.0, "sale_price": 47977.0, "currency": "USD", "mileage": 68320, "exterior_color": "Brilliant Black Crystal Pearlcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Diesel", "doors": 4, "seating_capacity": null, "engine": "Cummins 6.7L I6 Turbodiesel", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "6-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J6042A", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 47977.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C63R3FL4HG611573.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/3c63r3fl4hg611573/2017-ram-3500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/3c63r3fl4hg611573/2017-ram-3500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C63R3FL4HG611573.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C63R3FL4HG611573.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C63R3FL4HG611573.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/3c63r3fl4hg611573/2017-ram-3500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J6042A, VIN 3C63R3FL4HG611573. Advertised price: $47,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$47,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63R3FL4HG611573_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1197, "unit": "per_month", "display": "$1,197/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47977.0, "price_incl_doc": 47977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1196.93, "amount_financed": 50975.56, "sales_tax": 2998.56, "total_of_payments": 57452.58, "finance_charge": 6477.02, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6042A, VIN 3C63R3FL4HG611573. $1,197 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $47,977, before any dealer documentation fee. Amount financed $50,976, including $2,999 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $57,453. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3FL4HG611573_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 997, "unit": "per_month", "display": "$997/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47977.0, "price_incl_doc": 47977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 997.16, "amount_financed": 50975.56, "sales_tax": 2998.56, "total_of_payments": 59829.4, "finance_charge": 8853.84, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6042A, VIN 3C63R3FL4HG611573. $997 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $47,977, before any dealer documentation fee. Amount financed $50,976, including $2,999 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $59,829. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3FL4HG611573_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 869, "unit": "per_month", "display": "$869/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47977.0, "price_incl_doc": 47977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 868.84, "amount_financed": 50975.56, "sales_tax": 2998.56, "total_of_payments": 62556.33, "finance_charge": 11580.77, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6042A, VIN 3C63R3FL4HG611573. $869 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $47,977, before any dealer documentation fee. Amount financed $50,976, including $2,999 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $62,556. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$35,480"}, {"label": "Advertised price", "value": "$28,480"}, {"label": "Savings", "value": "$7,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28480.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28480.0, "price_incl_doc": 28480.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Compass Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 445.02, "amount_financed": 30260.0, "sales_tax": 1780.0, "total_of_payments": 32041.51, "finance_charge": 1781.51, "per_1000_financed": 14.71, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ5143, VIN 3C4NJDCN5TT185638. $445 per month for 72 months at 1.9% APR, $0 cash down. Advertised price $28,480, before any dealer documentation fee. Amount financed $30,260, including $1,780 estimated sales tax at 6.25%. That is $14.71 per $1,000 financed. Total of payments $32,042. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,132. This offer applies to Stock #E5553, VIN 1C4RJHAR5TC192986. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,050. Advertised price: $40,918. Savings: $8,132, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$49,050"}, {"label": "Advertised price", "value": "$40,918"}, {"label": "Savings", "value": "$8,132, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,132", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40918.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHAR5TC192986_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 698, "unit": "per_month", "display": "$698/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40918.0, "price_incl_doc": 40918.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 698.15, "amount_financed": 43475.38, "sales_tax": 2557.38, "total_of_payments": 50267.03, "finance_charge": 6791.65, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5553, VIN 1C4RJHAR5TC192986. $698 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $40,918, before any dealer documentation fee. Amount financed $43,475, including $2,557 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $50,267. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHAR5TC192986_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 572, "unit": "per_month", "display": "$572/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40918.0, "price_incl_doc": 40918.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 572.5, "amount_financed": 43475.38, "sales_tax": 2557.38, "total_of_payments": 48089.66, "finance_charge": 4614.28, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5553, VIN 1C4RJHAR5TC192986. $572 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $40,918, before any dealer documentation fee. Amount financed $43,475, including $2,557 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $48,090. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 229}}, {"vin": "1C4PJXEG2VW553120", "title": "2027 Jeep Wrangler Sahara", "year": 2027, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 57665.0, "msrp": 57665.0, "sale_price": 57665.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Nlx9", "drivetrain": "4WD", "body_style": "SoftTop", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "V6", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63488258", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/efe1873e-f0b8-4a57-a3e2-5d646f5c2c52.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/efe1873e-f0b8-4a57-a3e2-5d646f5c2c52.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1d0ddfe7-1c31-4e20-84ee-62c9e71aac8c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/70b717a7-c4c1-4901-b771-e9e5d7569d73.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/28541797-8618-4502-bd42-9f3307f9b947.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d9974799-9b01-4f9b-804d-e8d08b994ab2.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/07f89961-b481-491a-b7d4-f2e49bad4140.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e121709c-0ad2-4563-8989-5b38a3783d91.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2027, "trim": "Sahara", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 57665.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXEG2VW553120.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg2vw553120/2027-jeep-wrangler-softtop", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg2vw553120/2027-jeep-wrangler-softtop", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXEG2VW553120.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG2VW553120.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG2VW553120.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg2vw553120/2027-jeep-wrangler-softtop", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63488258, VIN 1C4PJXEG2VW553120. Advertised price: $57,665. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$57,665"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57665.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG2VW553120_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1170, "unit": "per_month", "display": "$1,170/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57665.0, "price_incl_doc": 57665.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1170.03, "amount_financed": 61269.06, "sales_tax": 3604.06, "total_of_payments": 70201.65, "finance_charge": 8932.59, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488258, VIN 1C4PJXEG2VW553120. $1,170 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,665, before any dealer documentation fee. Amount financed $61,269, including $3,604 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,202. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG2VW553120_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 892, "unit": "per_month", "display": "$892/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57665.0, "price_incl_doc": 57665.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 892.12, "amount_financed": 61269.06, "sales_tax": 3604.06, "total_of_payments": 74937.92, "finance_charge": 13668.86, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488258, VIN 1C4PJXEG2VW553120. $892 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $57,665, before any dealer documentation fee. Amount financed $61,269, including $3,604 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $74,938. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 211}}, {"vin": "1C6SRFHT3KN716548", "title": "2019 RAM 1500 Limited", "year": 2019, "make": "RAM", "model": "1500", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 33677.0, "msrp": 33677.0, "sale_price": 34377.0, "currency": "USD", "mileage": 72300, "exterior_color": "Ivory White", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 15, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "J5902A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5902A, VIN 1C6SRFHT3KN716548. Advertised price: $33,677. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,677"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33677.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFHT3KN716548_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 840, "unit": "per_month", "display": "$840/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33677.0, "price_incl_doc": 33677.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 840.17, "amount_financed": 35781.81, "sales_tax": 2104.81, "total_of_payments": 40328.29, "finance_charge": 4546.48, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5902A, VIN 1C6SRFHT3KN716548. $840 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,677, before any dealer documentation fee. Amount financed $35,782, including $2,105 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $40,328. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFHT3KN716548_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 700, "unit": "per_month", "display": "$700/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33677.0, "price_incl_doc": 33677.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 699.94, "amount_financed": 35781.81, "sales_tax": 2104.81, "total_of_payments": 41996.68, "finance_charge": 6214.87, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5902A, VIN 1C6SRFHT3KN716548. $700 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,677, before any dealer documentation fee. Amount financed $35,782, including $2,105 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $41,997. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFHT3KN716548_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 610, "unit": "per_month", "display": "$610/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33677.0, "price_incl_doc": 33677.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 609.87, "amount_financed": 35781.81, "sales_tax": 2104.81, "total_of_payments": 43910.82, "finance_charge": 8129.01, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5902A, VIN 1C6SRFHT3KN716548. $610 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,677, before any dealer documentation fee. Amount financed $35,782, including $2,105 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $43,911. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 183}}, {"vin": "1C4PJXEG5TW341986", "title": "2026 Jeep Wrangler Sahara", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 56265.0, "msrp": 56265.0, "sale_price": 49577.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Nlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63472380", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a2b53209-3dae-44c1-af65-3c7230ee5956.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a2b53209-3dae-44c1-af65-3c7230ee5956.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7eab3070-870d-4585-9ef9-2f5d64dc8542.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c475723f-872c-44d8-860e-ed47e234d7d4.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/95fb037b-f282-4e6b-92e0-43cbaefacc7b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2cc0e48e-bd25-4e71-838d-c7fa12bff1c6.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1ce7784c-1baa-48ad-b58c-b46483330072.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ad85f7d0-90d4-4d9b-b12c-7d70c67c7ba5.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2026, "trim": "Sahara", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 56265.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXEG5TW341986.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg5tw341986/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg5tw341986/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXEG5TW341986.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG5TW341986.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG5TW341986.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg5tw341986/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63472380, VIN 1C4PJXEG5TW341986. Advertised price: $56,265. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$56,265"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56265.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG5TW341986_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1142, "unit": "per_month", "display": "$1,142/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56265.0, "price_incl_doc": 56265.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1141.62, "amount_financed": 59781.56, "sales_tax": 3516.56, "total_of_payments": 68497.28, "finance_charge": 8715.72, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63472380, VIN 1C4PJXEG5TW341986. $1,142 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,265, before any dealer documentation fee. Amount financed $59,782, including $3,517 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $68,497. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG5TW341986_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 870, "unit": "per_month", "display": "$870/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56265.0, "price_incl_doc": 56265.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 870.46, "amount_financed": 59781.56, "sales_tax": 3516.56, "total_of_payments": 73118.56, "finance_charge": 13337.0, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63472380, VIN 1C4PJXEG5TW341986. $870 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $56,265, before any dealer documentation fee. Amount financed $59,782, including $3,517 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $73,119. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 179}}, {"vin": "1C4RJHER5V8162273", "title": "2027 Jeep Grand Cherokee Summit", "year": 2027, "make": "Jeep", "model": "Grand Cherokee", "trim": "Summit", "decoded_trim": "Summit", "condition": "new", "price": 64516.0, "msrp": 65490.0, "sale_price": 64516.0, "currency": "USD", "mileage": null, "exterior_color": "Copper Shino Metallic Clearcoat", "interior_color": "Ecx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "63356761", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ccda67a5-34d2-4c0b-90a3-ccc3cfc501af.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ccda67a5-34d2-4c0b-90a3-ccc3cfc501af.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b51146b2-60d6-4813-b2f7-b4e49c764968.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3a581c7c-856e-44d9-9ce2-06f2e594fb0a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/82a5a111-2490-4e9c-9a34-5bb5cf4b35ce.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e495798c-5b0e-4fca-8166-71321e9fe9a5.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c491b211-f5b8-4cb7-9cf4-d33a28a53827.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0c56bd97-2a89-4cd1-8fca-ed2471577d8d.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2027, "trim": "Summit", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 65490.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJHER5V8162273.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjher5v8162273/2027-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjher5v8162273/2027-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJHER5V8162273.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHER5V8162273.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHER5V8162273.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjher5v8162273/2027-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $974. This offer applies to Stock #63356761, VIN 1C4RJHER5V8162273. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $65,490. Advertised price: $64,516. Savings: $974, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$65,490"}, {"label": "Advertised price", "value": "$64,516"}, {"label": "Savings", "value": "$974, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $974", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 64516.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHER5V8162273_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1101, "unit": "per_month", "display": "$1,101/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64516.0, "price_incl_doc": 64516.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1100.79, "amount_financed": 68548.25, "sales_tax": 4032.25, "total_of_payments": 79256.74, "finance_charge": 10708.49, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63356761, VIN 1C4RJHER5V8162273. $1,101 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $64,516, before any dealer documentation fee. Amount financed $68,548, including $4,032 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $79,257. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHER5V8162273_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 903, "unit": "per_month", "display": "$903/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64516.0, "price_incl_doc": 64516.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 902.66, "amount_financed": 68548.25, "sales_tax": 4032.25, "total_of_payments": 75823.65, "finance_charge": 7275.4, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63356761, VIN 1C4RJHER5V8162273. $903 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $64,516, before any dealer documentation fee. Amount financed $68,548, including $4,032 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $75,824. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG2VW553117_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 892, "unit": "per_month", "display": "$892/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56860.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG6TW341981_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1154, "unit": "per_month", "display": "$1,154/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56860.0, "price_incl_doc": 56860.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1153.69, "amount_financed": 60413.75, "sales_tax": 3553.75, "total_of_payments": 69221.64, "finance_charge": 8807.89, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63472375, VIN 1C4PJXEG6TW341981. $1,154 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,860, before any dealer documentation fee. Amount financed $60,414, including $3,554 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $69,222. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG6TW341981_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 880, "unit": "per_month", "display": "$880/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56860.0, "price_incl_doc": 56860.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 879.66, "amount_financed": 60413.75, "sales_tax": 3553.75, "total_of_payments": 73891.79, "finance_charge": 13478.04, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63472375, VIN 1C4PJXEG6TW341981. $880 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $56,860, before any dealer documentation fee. Amount financed $60,414, including $3,554 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $73,892. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 169}}, {"vin": "1C4PJXAN9TW234007", "title": "2026 Jeep Wrangler Sport", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sport", "decoded_trim": "Sport", "condition": "new", "price": 37685.0, "msrp": 42545.0, "sale_price": 37685.0, "currency": "USD", "mileage": 10, "exterior_color": "Reign", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 2, "seating_capacity": null, "engine": "2.0L I4 DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5334", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, 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"engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 2}, "offers": [], "price_history": [], "window_sticker": {"msrp": 42545.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXAN9TW234007.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxan9tw234007/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxan9tw234007/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXAN9TW234007.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXAN9TW234007.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXAN9TW234007.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxan9tw234007/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,860. This offer applies to Stock #J5334, VIN 1C4PJXAN9TW234007. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $42,545. Advertised price: $37,685. Savings: $4,860, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$42,545"}, {"label": "Advertised price", "value": "$37,685"}, {"label": "Savings", "value": "$4,860, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,860", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37685.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXAN9TW234007_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 765, "unit": "per_month", "display": "$765/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37685.0, "price_incl_doc": 37685.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 764.63, "amount_financed": 40040.31, "sales_tax": 2355.31, "total_of_payments": 45877.9, "finance_charge": 5837.59, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5334, VIN 1C4PJXAN9TW234007. $765 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $37,685, before any dealer documentation fee. Amount financed $40,040, including $2,355 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $45,878. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXAN9TW234007_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 583, "unit": "per_month", "display": "$583/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37685.0, "price_incl_doc": 37685.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 583.01, "amount_financed": 40040.31, "sales_tax": 2355.31, "total_of_payments": 48973.13, "finance_charge": 8932.82, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5334, VIN 1C4PJXAN9TW234007. $583 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $37,685, before any dealer documentation fee. Amount financed $40,040, including $2,355 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $48,973. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 163}}, {"vin": "1C4RJKBR4V8152688", "title": "2027 Jeep Grand Cherokee L Limited", "year": 2027, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 53352.0, "msrp": 54145.0, "sale_price": 53352.0, "currency": "USD", "mileage": null, "exterior_color": "Sting Gray Clearcoat", "interior_color": "B6x7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 20, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "63377301", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3568d005-ae28-4c9f-8b5e-374b31068185.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3568d005-ae28-4c9f-8b5e-374b31068185.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/18129abe-125c-4376-85a9-e325a4f22da4.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d453afab-f98c-41ca-a2c0-8ec80e43262f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6acf9965-0f7b-4d96-a408-ecf911821a7d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c5fc4d38-0598-496d-a934-bf5ad5891fc5.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a9ae5818-63e3-4520-8e5e-c15dedd08e2b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7e327c98-bf67-4636-b060-ec54f583d002.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee L", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 54145.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKBR4V8152688.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr4v8152688/2027-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr4v8152688/2027-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKBR4V8152688.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR4V8152688.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR4V8152688.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr4v8152688/2027-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $793. This offer applies to Stock #63377301, VIN 1C4RJKBR4V8152688. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,145. Advertised price: $53,352. Savings: $793, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,145"}, {"label": "Advertised price", "value": "$53,352"}, {"label": "Savings", "value": "$793, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $793", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53352.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBR4V8152688_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1083, "unit": "per_month", "display": "$1,083/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53352.0, "price_incl_doc": 53352.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1082.52, "amount_financed": 56686.5, "sales_tax": 3334.5, "total_of_payments": 64950.98, "finance_charge": 8264.48, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377301, VIN 1C4RJKBR4V8152688. $1,083 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,352, before any dealer documentation fee. Amount financed $56,686, including $3,334 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $64,951. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR4V8152688_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 939, "unit": "per_month", "display": "$939/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53352.0, "price_incl_doc": 53352.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 939.19, "amount_financed": 56686.5, "sales_tax": 3334.5, "total_of_payments": 67621.78, "finance_charge": 10935.28, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377301, VIN 1C4RJKBR4V8152688. $939 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,352, before any dealer documentation fee. Amount financed $56,686, including $3,334 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $67,622. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR4V8152688_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 841, "unit": "per_month", "display": "$841/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53352.0, "price_incl_doc": 53352.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 841.49, "amount_financed": 56686.5, "sales_tax": 3334.5, "total_of_payments": 70685.01, "finance_charge": 13998.51, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377301, VIN 1C4RJKBR4V8152688. $841 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,352, before any dealer documentation fee. Amount financed $56,686, including $3,334 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $70,685. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR4V8152688_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 744, "unit": "per_month", "display": "$744/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54145.0, "selling_price": 53352.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 744.0, "net_cap_cost": 54047.0, "residual_value": 33569.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 744, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 904}, "total_of_payments": 26784, "total_of_payments_unrounded": 26784.0}, "disclosure": "Estimated lease payment for stock #63377301, VIN 1C4RJKBR4V8152688. $744 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $904, made up of $744 first payment, $60 title, $100 registration. MSRP $54,145. Lease selling price $53,352. Net capitalized cost $54,047. Residual value $33,570, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,784. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR4V8152688_lease", "type": "lease", "label": "Lease", "headline": {"value": 651, "unit": "per_month", "display": "$651/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54145.0, "selling_price": 53352.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 650.71, "net_cap_cost": 51048.0, "residual_value": 33569.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 650.71, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3809.71}, "total_of_payments": 23436, "total_of_payments_unrounded": 23425.56}, "disclosure": "Estimated lease payment for stock #63377301, VIN 1C4RJKBR4V8152688. $651 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,810, made up of $651 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $54,145. Lease selling price $53,352. Net capitalized cost $51,048. Residual value $33,570, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,436. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 226}}, {"vin": "KL77LGEP2TC030976", "title": "2026 Chevrolet Trax 1RS", "year": 2026, "make": "Chevrolet", "model": "Trax", "trim": "1RS", "decoded_trim": "1RS", "condition": "used", "price": 22977.0, "msrp": 22977.0, "sale_price": 23977.0, "currency": "USD", "mileage": 10510, "exterior_color": "White", "interior_color": "Jet Black/Gray With Red Accents", "drivetrain": "FWD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Flex Fuel", "doors": 4, "seating_capacity": null, "engine": "ECOTEC 1.2L Turbo", "engine_displacement_l": 1.2, "engine_cylinders": 3, "transmission": "6-Speed Automatic", "mpg_city": 28, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "JK936B", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JK936B, VIN KL77LGEP2TC030976. Advertised price: $22,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$22,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KL77LGEP2TC030976_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 573, "unit": "per_month", "display": "$573/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KL77LGEP2TC030976_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 478, "unit": "per_month", "display": "$478/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG3TW329044_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 870, "unit": "per_month", "display": "$870/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56265.0, "price_incl_doc": 56265.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 870.46, "amount_financed": 59781.56, "sales_tax": 3516.56, "total_of_payments": 73118.56, "finance_charge": 13337.0, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5958, VIN 1C4PJXEG3TW329044. $870 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $56,265, before any dealer documentation fee. Amount financed $59,782, including $3,517 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $73,119. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JC484, VIN 2C4RC3GG8MR594951. Advertised price: $27,577. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,577"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27577.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC3GG8MR594951_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 688, "unit": "per_month", "display": "$688/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27577.0, "price_incl_doc": 27577.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 687.99, "amount_financed": 29300.56, "sales_tax": 1723.56, "total_of_payments": 33023.53, "finance_charge": 3722.97, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC484, VIN 2C4RC3GG8MR594951. $688 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,577, before any dealer documentation fee. Amount financed $29,301, including $1,724 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,024. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC3GG8MR594951_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 573, "unit": "per_month", "display": "$573/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27577.0, "price_incl_doc": 27577.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 573.16, "amount_financed": 29300.56, "sales_tax": 1723.56, "total_of_payments": 34389.71, "finance_charge": 5089.15, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC484, VIN 2C4RC3GG8MR594951. $573 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,577, before any dealer documentation fee. Amount financed $29,301, including $1,724 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,390. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC3GG8MR594951_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 499, "unit": "per_month", "display": "$499/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27577.0, "price_incl_doc": 27577.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 499.4, "amount_financed": 29300.56, "sales_tax": 1723.56, "total_of_payments": 35957.14, "finance_charge": 6656.58, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC484, VIN 2C4RC3GG8MR594951. $499 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,577, before any dealer documentation fee. Amount financed $29,301, including $1,724 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,957. Offer expires 2026-07-31. Estimated for ZIP 60540. 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"price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5200A, VIN 1C6RRFFG2PN697809. Advertised price: $35,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6RRFFG2PN697809_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 898, "unit": "per_month", "display": "$898/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35977.0, "price_incl_doc": 35977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 897.55, "amount_financed": 38225.56, "sales_tax": 2248.56, "total_of_payments": 43082.55, "finance_charge": 4856.99, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5200A, VIN 1C6RRFFG2PN697809. $898 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $35,977, before any dealer documentation fee. Amount financed $38,226, including $2,249 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $43,083. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6RRFFG2PN697809_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35977.0, "price_incl_doc": 35977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 747.75, "amount_financed": 38225.56, "sales_tax": 2248.56, "total_of_payments": 44864.88, "finance_charge": 6639.32, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5200A, VIN 1C6RRFFG2PN697809. $748 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $35,977, before any dealer documentation fee. Amount financed $38,226, including $2,249 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $44,865. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6RRFFG2PN697809_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 652, "unit": "per_month", "display": "$652/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35977.0, "price_incl_doc": 35977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 651.52, "amount_financed": 38225.56, "sales_tax": 2248.56, "total_of_payments": 46909.75, "finance_charge": 8684.19, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5200A, VIN 1C6RRFFG2PN697809. $652 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $35,977, before any dealer documentation fee. Amount financed $38,226, including $2,249 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $46,910. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg1tw329043/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg1tw329043/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXEG1TW329043.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG1TW329043.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG1TW329043.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg1tw329043/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5948, VIN 1C4PJXEG1TW329043. Advertised price: $56,860. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$56,860"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56860.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG1TW329043_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1154, "unit": "per_month", "display": "$1,154/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56860.0, "price_incl_doc": 56860.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1153.69, "amount_financed": 60413.75, "sales_tax": 3553.75, "total_of_payments": 69221.64, "finance_charge": 8807.89, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5948, VIN 1C4PJXEG1TW329043. $1,154 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,860, before any dealer documentation fee. Amount financed $60,414, including $3,554 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $69,222. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG1TW329043_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 880, "unit": "per_month", "display": "$880/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56860.0, "price_incl_doc": 56860.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 879.66, "amount_financed": 60413.75, "sales_tax": 3553.75, "total_of_payments": 73891.79, "finance_charge": 13478.04, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5948, VIN 1C4PJXEG1TW329043. $880 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $56,860, before any dealer documentation fee. Amount financed $60,414, including $3,554 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $73,892. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 205}}, {"vin": "1C4RJHBR5VC556549", "title": "2027 Jeep Grand Cherokee Limited Reserve", "year": 2027, "make": "Jeep", "model": "Grand Cherokee", "trim": "Limited Reserve", "decoded_trim": "Limited", "condition": "new", "price": 54092.0, "msrp": 55145.0, "sale_price": 54092.0, "currency": "USD", "mileage": null, "exterior_color": "Sting Gray Clear Coat", "interior_color": "Flx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "63369665", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/fafa405a-9461-431a-b262-bbdd03a99a53.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/fafa405a-9461-431a-b262-bbdd03a99a53.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/eb41a8c5-20e7-49e9-a7e1-39de0181e2c4.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/af9992cc-0ad7-4e96-adcd-39c7cda9c74a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/77b5b884-4ff3-4157-b7e5-371a3dcdf08f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e074e183-0c84-4cca-a9cc-bdaf74af21a8.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/10808403-3673-4dc8-aa29-ffb35016721e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/db3c4a10-b778-4809-901d-8a33f8e720bc.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 55145.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJHBR5VC556549.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr5vc556549/2027-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr5vc556549/2027-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJHBR5VC556549.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBR5VC556549.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBR5VC556549.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr5vc556549/2027-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,053. This offer applies to Stock #63369665, VIN 1C4RJHBR5VC556549. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $55,145. Advertised price: $54,092. Savings: $1,053, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$55,145"}, {"label": "Advertised price", "value": "$54,092"}, {"label": "Savings", "value": "$1,053, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,053", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:10Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54092.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR5VC556549_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 923, "unit": "per_month", "display": "$923/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54092.0, "price_incl_doc": 54092.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 922.93, "amount_financed": 57472.75, "sales_tax": 3380.75, "total_of_payments": 66451.05, "finance_charge": 8978.3, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369665, VIN 1C4RJHBR5VC556549. $923 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $54,092, before any dealer documentation fee. Amount financed $57,473, including $3,381 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $66,451. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR5VC556549_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 757, "unit": "per_month", "display": "$757/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54092.0, "price_incl_doc": 54092.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 756.82, "amount_financed": 57472.75, "sales_tax": 3380.75, "total_of_payments": 63572.65, "finance_charge": 6099.9, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369665, VIN 1C4RJHBR5VC556549. $757 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $54,092, before any dealer documentation fee. Amount financed $57,473, including $3,381 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $63,573. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RDJDG4RC203770_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 773, "unit": "per_month", "display": "$773/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RDJDG4RC203770_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 644, "unit": "per_month", "display": "$644/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30977.0, "price_incl_doc": 30977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 643.83, "amount_financed": 32913.06, "sales_tax": 1936.06, "total_of_payments": 38629.66, "finance_charge": 5716.6, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC529, VIN 1C4RDJDG4RC203770. $644 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,977, before any dealer documentation fee. Amount financed $32,913, including $1,936 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,630. Offer expires 2026-07-31. Estimated for ZIP 60540. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30977.0, "price_incl_doc": 30977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 560.98, "amount_financed": 32913.06, "sales_tax": 1936.06, "total_of_payments": 40390.34, "finance_charge": 7477.28, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC529, VIN 1C4RDJDG4RC203770. $561 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,977, before any dealer documentation fee. Amount financed $32,913, including $1,936 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $40,390. Offer expires 2026-07-31. Estimated for ZIP 60540. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24477.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4NJDCN8PT548343_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 611, "unit": "per_month", "display": "$611/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4NJDCN8PT548343_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 509, "unit": "per_month", "display": "$509/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24477.0, "price_incl_doc": 24477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 508.73, "amount_financed": 26006.81, "sales_tax": 1529.81, "total_of_payments": 30523.88, "finance_charge": 4517.07, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC525, VIN 3C4NJDCN8PT548343. $509 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,477, before any dealer documentation fee. Amount financed $26,007, including $1,530 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,524. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4NJDCN8PT548343_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 443, "unit": "per_month", "display": "$443/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$60,980"}, {"label": "Advertised price", "value": "$51,633"}, {"label": "Savings", "value": "$9,347, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $9,347", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51633.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C3CDARP0TR256869_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1048, "unit": "per_month", "display": "$1,048/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51633.0, "price_incl_doc": 51633.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1047.64, "amount_financed": 54860.06, "sales_tax": 3227.06, "total_of_payments": 62858.26, "finance_charge": 7998.2, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5708, VIN 2C3CDARP0TR256869. $1,048 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $51,633, before any dealer documentation fee. Amount financed $54,860, including $3,227 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $62,858. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDARP0TR256869_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 909, "unit": "per_month", "display": "$909/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51633.0, "price_incl_doc": 51633.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 908.93, "amount_financed": 54860.06, "sales_tax": 3227.06, "total_of_payments": 65443.01, "finance_charge": 10582.95, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5708, VIN 2C3CDARP0TR256869. $909 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $51,633, before any dealer documentation fee. Amount financed $54,860, including $3,227 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $65,443. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDARP0TR256869_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 814, "unit": "per_month", "display": "$814/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51633.0, "price_incl_doc": 51633.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 814.38, "amount_financed": 54860.06, "sales_tax": 3227.06, "total_of_payments": 68407.53, "finance_charge": 13547.47, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5708, VIN 2C3CDARP0TR256869. $814 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $51,633, before any dealer documentation fee. Amount financed $54,860, including $3,227 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $68,408. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 187}}, {"vin": "1C4SDJCTXTC241334", "title": "2026 Dodge Durango GT Plus HEMI V8", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT Plus HEMI V8", "decoded_trim": "GT Hemi", "condition": "new", "price": 48767.0, "msrp": 52530.0, "sale_price": 48767.0, "currency": "USD", "mileage": 11, "exterior_color": "B5 Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 14, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "J5689", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,763. This offer applies to Stock #J5689, VIN 1C4SDJCTXTC241334. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,530. Advertised price: $48,767. Savings: $3,763, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,530"}, {"label": "Advertised price", "value": "$48,767"}, {"label": "Savings", "value": "$3,763, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,763", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48767.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCTXTC241334_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 989, "unit": "per_month", "display": "$989/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48767.0, "price_incl_doc": 48767.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 989.49, "amount_financed": 51814.94, "sales_tax": 3047.94, "total_of_payments": 59369.19, "finance_charge": 7554.25, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5689, VIN 1C4SDJCTXTC241334. $989 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $48,767, before any dealer documentation fee. Amount financed $51,815, including $3,048 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $59,369. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCTXTC241334_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 858, "unit": "per_month", "display": "$858/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48767.0, "price_incl_doc": 48767.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 858.48, "amount_financed": 51814.94, "sales_tax": 3047.94, "total_of_payments": 61810.46, "finance_charge": 9995.52, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5689, VIN 1C4SDJCTXTC241334. $858 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $48,767, before any dealer documentation fee. Amount financed $51,815, including $3,048 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $61,810. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCTXTC241334_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 769, "unit": "per_month", "display": "$769/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48767.0, "price_incl_doc": 48767.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 769.17, "amount_financed": 51814.94, "sales_tax": 3047.94, "total_of_payments": 64610.43, "finance_charge": 12795.49, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5689, VIN 1C4SDJCTXTC241334. $769 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,767, before any dealer documentation fee. Amount financed $51,815, including $3,048 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $64,610. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 183}}, {"vin": "1C4RJHBR2VC561790", "title": "2027 Jeep Grand Cherokee Limited Reserve", "year": 2027, "make": "Jeep", "model": "Grand Cherokee", "trim": "Limited Reserve", "decoded_trim": "Limited", "condition": "new", "price": 51392.0, "msrp": 52145.0, "sale_price": 51392.0, "currency": "USD", "mileage": null, "exterior_color": "High Gloss Black", "interior_color": "B6x7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L Hurricane 4 Turbo with ESS", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "63369692", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5856a792-99aa-4f7f-a8ec-0a51b107a17e.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5856a792-99aa-4f7f-a8ec-0a51b107a17e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9581e997-d702-4d5d-a305-7ff717ed5c50.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7d95897d-d1e9-4a5b-9d92-e859b3845d97.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/eddc5093-3ec4-43a8-9967-599ffc74d351.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/90d7c4b1-cc3d-4069-8414-2a74fb86f78d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1a03bdac-8b8c-4c7c-b142-577f8119eecc.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/88b3a131-17fa-4deb-8b6a-d96f41e64a78.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52145.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJHBR2VC561790.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr2vc561790/2027-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr2vc561790/2027-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJHBR2VC561790.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBR2VC561790.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBR2VC561790.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr2vc561790/2027-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $753. This offer applies to Stock #63369692, VIN 1C4RJHBR2VC561790. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,145. Advertised price: $51,392. Savings: $753, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,145"}, {"label": "Advertised price", "value": "$51,392"}, {"label": "Savings", "value": "$753, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $753", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51392.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR2VC561790_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 877, "unit": "per_month", "display": "$877/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51392.0, "price_incl_doc": 51392.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 876.86, "amount_financed": 54604.0, "sales_tax": 3212.0, "total_of_payments": 63134.15, "finance_charge": 8530.15, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369692, VIN 1C4RJHBR2VC561790. $877 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $51,392, before any dealer documentation fee. Amount financed $54,604, including $3,212 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $63,134. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR2VC561790_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 719, "unit": "per_month", "display": "$719/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51392.0, "price_incl_doc": 51392.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 719.04, "amount_financed": 54604.0, "sales_tax": 3212.0, "total_of_payments": 60399.42, "finance_charge": 5795.42, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369692, VIN 1C4RJHBR2VC561790. $719 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $51,392, before any dealer documentation fee. Amount financed $54,604, including $3,212 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $60,399. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 197}}, {"vin": "1C4RJXFG4TW320134", "title": "2026 Jeep Wrangler Rubicon X", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X", "decoded_trim": "Rubicon", "condition": "new", "price": 59455.0, "msrp": 67785.0, "sale_price": 59455.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Vlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63336595", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6075e3d9-668d-43d0-a061-21439a05e0ce.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6075e3d9-668d-43d0-a061-21439a05e0ce.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9f277b9b-5d99-4f54-b710-ca5b1dc90270.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/515407fe-19df-4c15-a6c7-c4b6c6194f12.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/760331ae-4905-4df6-9e8a-f3f7bc013042.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7e9e719c-7657-466f-a39e-5f7c8318608f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/562d3637-286d-4a76-8361-c46558094ad9.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/57ad765a-4d48-4d84-8781-0475c051d49c.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2026, "trim": "Rubicon", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 67785.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJXFG4TW320134.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg4tw320134/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg4tw320134/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJXFG4TW320134.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG4TW320134.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG4TW320134.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg4tw320134/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,330. This offer applies to Stock #63336595, VIN 1C4RJXFG4TW320134. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $67,785. Advertised price: $59,455. Savings: $8,330, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$67,785"}, {"label": "Advertised price", "value": "$59,455"}, {"label": "Savings", "value": "$8,330, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,330", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 59455.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59455.0, "price_incl_doc": 59455.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1206.35, "amount_financed": 63170.94, "sales_tax": 3715.94, "total_of_payments": 72380.81, "finance_charge": 9209.87, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63336595, VIN 1C4RJXFG4TW320134. $1,206 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $59,455, before any dealer documentation fee. Amount financed $63,171, including $3,716 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $72,381. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG4TW320134_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 920, "unit": "per_month", "display": "$920/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59455.0, "price_incl_doc": 59455.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 919.81, "amount_financed": 63170.94, "sales_tax": 3715.94, "total_of_payments": 77264.1, "finance_charge": 14093.16, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63336595, VIN 1C4RJXFG4TW320134. $920 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $59,455, before any dealer documentation fee. Amount financed $63,171, including $3,716 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $77,264. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJYB62PC667732_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 648, "unit": "per_month", "display": "$648/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25977.0, "price_incl_doc": 25977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 648.07, "amount_financed": 27600.56, "sales_tax": 1623.56, "total_of_payments": 31107.52, "finance_charge": 3506.96, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC531, VIN 1C4RJYB62PC667732. $648 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,977, before any dealer documentation fee. Amount financed $27,601, including $1,624 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,108. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYB62PC667732_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 540, "unit": "per_month", "display": "$540/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25977.0, "price_incl_doc": 25977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 539.91, "amount_financed": 27600.56, "sales_tax": 1623.56, "total_of_payments": 32394.44, "finance_charge": 4793.88, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC531, VIN 1C4RJYB62PC667732. $540 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,977, before any dealer documentation fee. Amount financed $27,601, including $1,624 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $32,394. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYB62PC667732_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 470, "unit": "per_month", "display": "$470/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25977.0, "price_incl_doc": 25977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 470.43, "amount_financed": 27600.56, "sales_tax": 1623.56, "total_of_payments": 33870.93, "finance_charge": 6270.37, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC531, VIN 1C4RJYB62PC667732. $470 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,977, before any dealer documentation fee. Amount financed $27,601, including $1,624 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $33,871. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$75,250"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 75250.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXSJ7TW326446_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1164, "unit": "per_month", "display": "$1,164/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Total of payments $97,790. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $694. This offer applies to Stock #63369687, VIN 1C4RJHBR2VC561787. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,550. Advertised price: $50,856. Savings: $694, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,550"}, {"label": "Advertised price", "value": "$50,856"}, {"label": "Savings", "value": "$694, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $694", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50856.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR2VC561787_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 868, "unit": "per_month", "display": "$868/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50856.0, "price_incl_doc": 50856.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 867.72, "amount_financed": 54034.5, "sales_tax": 3178.5, "total_of_payments": 62475.68, "finance_charge": 8441.18, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369687, VIN 1C4RJHBR2VC561787. $868 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $50,856, before any dealer documentation fee. Amount financed $54,034, including $3,178 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $62,476. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR2VC561787_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 712, "unit": "per_month", "display": "$712/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50856.0, "price_incl_doc": 50856.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 711.54, "amount_financed": 54034.5, "sales_tax": 3178.5, "total_of_payments": 59769.48, "finance_charge": 5734.98, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369687, VIN 1C4RJHBR2VC561787. $712 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $50,856, before any dealer documentation fee. Amount financed $54,034, including $3,178 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. 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"price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JK1009, VIN 1C4RJFBG4NC119869. Advertised price: $21,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$21,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJFBG4NC119869_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 548, "unit": "per_month", "display": "$548/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21977.0, "price_incl_doc": 21977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 548.28, "amount_financed": 23350.56, "sales_tax": 1373.56, "total_of_payments": 26317.51, "finance_charge": 2966.95, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1009, VIN 1C4RJFBG4NC119869. $548 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $21,977, before any dealer documentation fee. Amount financed $23,351, including $1,374 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $26,318. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJFBG4NC119869_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 457, "unit": "per_month", "display": "$457/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21977.0, "price_incl_doc": 21977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 456.77, "amount_financed": 23350.56, "sales_tax": 1373.56, "total_of_payments": 27406.27, "finance_charge": 4055.71, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1009, VIN 1C4RJFBG4NC119869. $457 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $21,977, before any dealer documentation fee. Amount financed $23,351, including $1,374 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $27,406. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJFBG4NC119869_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 398, "unit": "per_month", "display": "$398/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21977.0, "price_incl_doc": 21977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 397.99, "amount_financed": 23350.56, "sales_tax": 1373.56, "total_of_payments": 28655.4, "finance_charge": 5304.84, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1009, VIN 1C4RJFBG4NC119869. $398 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $21,977, before any dealer documentation fee. Amount financed $23,351, including $1,374 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $28,655. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 230}}, {"vin": "1C4RJHBR3VC556548", "title": "2027 Jeep Grand Cherokee Limited Reserve", "year": 2027, "make": "Jeep", "model": "Grand Cherokee", "trim": "Limited Reserve", "decoded_trim": "Limited", "condition": "new", "price": 54092.0, "msrp": 55145.0, "sale_price": 54092.0, "currency": "USD", "mileage": null, "exterior_color": "High Gloss Black", "interior_color": "Flx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "63369662", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/68e32d91-8729-4dd6-afe9-4873828ae60e.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/68e32d91-8729-4dd6-afe9-4873828ae60e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6631f9c2-53d4-4b2c-a30a-75a2f9641dab.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/504b667d-ac76-4960-8c54-f4bd55881420.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c5aab77e-4a80-449e-a4f7-06c571e0e3ad.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/976cd7e7-aba1-4866-8240-23c4a14c7753.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c619e839-fa1e-49c4-98ee-e99c23d4bd7a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/32416e27-3893-41b9-99ce-2f4f8a6bc453.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 55145.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJHBR3VC556548.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr3vc556548/2027-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr3vc556548/2027-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJHBR3VC556548.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBR3VC556548.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBR3VC556548.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr3vc556548/2027-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,053. This offer applies to Stock #63369662, VIN 1C4RJHBR3VC556548. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $55,145. Advertised price: $54,092. Savings: $1,053, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$55,145"}, {"label": "Advertised price", "value": "$54,092"}, {"label": "Savings", "value": "$1,053, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,053", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54092.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR3VC556548_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 923, "unit": "per_month", "display": "$923/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54092.0, "price_incl_doc": 54092.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 922.93, "amount_financed": 57472.75, "sales_tax": 3380.75, "total_of_payments": 66451.05, "finance_charge": 8978.3, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369662, VIN 1C4RJHBR3VC556548. $923 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $54,092, before any dealer documentation fee. Amount financed $57,473, including $3,381 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $66,451. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR3VC556548_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 757, "unit": "per_month", "display": "$757/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54092.0, "price_incl_doc": 54092.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 756.82, "amount_financed": 57472.75, "sales_tax": 3380.75, "total_of_payments": 63572.65, "finance_charge": 6099.9, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369662, VIN 1C4RJHBR3VC556548. $757 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $54,092, before any dealer documentation fee. Amount financed $57,473, including $3,381 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $63,573. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 271}}, {"vin": "SALKP9E79PA068471", "title": "2023 Land Rover Range Rover SE", "year": 2023, "make": "Land Rover", "model": "Range Rover", "trim": "SE", "decoded_trim": "SE", "condition": "used", "price": 85977.0, "msrp": 85977.0, "sale_price": 86677.0, "currency": "USD", "mileage": 34188, "exterior_color": "Portofino Blue Metallic", "interior_color": "Caraway/Caraway", "drivetrain": "AWD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "4.4L V8 Twin Turbocharged", "engine_displacement_l": 4.4, "engine_cylinders": 8, "transmission": "ZF 8-Speed Automatic", "mpg_city": 16, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "JK1000", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$85,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 85977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_SALKP9E79PA068471_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 2145, "unit": "per_month", "display": "$2,145/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_SALKP9E79PA068471_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1787, "unit": "per_month", "display": "$1,787/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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"price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $7,010. This offer applies to Stock #RLJ5564, VIN 3C4PJMC29TT227114. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $45,590. Advertised price: $38,580. Savings: $7,010, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$45,590"}, {"label": "Advertised price", "value": "$38,580"}, {"label": "Savings", "value": "$7,010, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,010", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38580.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4PJMC29TT227114_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 677, "unit": "per_month", "display": "$677/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38580.0, "price_incl_doc": 38580.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 677.41, "amount_financed": 40991.25, "sales_tax": 2411.25, "total_of_payments": 48773.53, "finance_charge": 7782.28, "per_1000_financed": 16.53, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ5564, VIN 3C4PJMC29TT227114. $677 per month for 72 months at 5.9% APR, $0 cash down. Advertised price $38,580, before any dealer documentation fee. Amount financed $40,991, including $2,411 estimated sales tax at 6.25%. That is $16.53 per $1,000 financed. Total of payments $48,774. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4PJMC29TT227114_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 577, "unit": "per_month", "display": "$577/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38580.0, "price_incl_doc": 38580.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 577.44, "amount_financed": 40991.25, "sales_tax": 2411.25, "total_of_payments": 48505.17, "finance_charge": 7513.92, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ5564, VIN 3C4PJMC29TT227114. $577 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $38,580, before any dealer documentation fee. Amount financed $40,991, including $2,411 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $48,505. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,053. This offer applies to Stock #63369658, VIN 1C4RJHBR7V8151876. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $55,145. Advertised price: $54,092. Savings: $1,053, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$55,145"}, {"label": "Advertised price", "value": "$54,092"}, {"label": "Savings", "value": "$1,053, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,053", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54092.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR7V8151876_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 923, "unit": "per_month", "display": "$923/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54092.0, "price_incl_doc": 54092.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 922.93, "amount_financed": 57472.75, "sales_tax": 3380.75, "total_of_payments": 66451.05, "finance_charge": 8978.3, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369658, VIN 1C4RJHBR7V8151876. $923 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $54,092, before any dealer documentation fee. Amount financed $57,473, including $3,381 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $66,451. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR7V8151876_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 757, "unit": "per_month", "display": "$757/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54092.0, "price_incl_doc": 54092.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 756.82, "amount_financed": 57472.75, "sales_tax": 3380.75, "total_of_payments": 63572.65, "finance_charge": 6099.9, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369658, VIN 1C4RJHBR7V8151876. $757 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $54,092, before any dealer documentation fee. Amount financed $57,473, including $3,381 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $63,573. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6MR5AJ3RG195569_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35977.0, "price_incl_doc": 35977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 747.75, "amount_financed": 38225.56, "sales_tax": 2248.56, "total_of_payments": 44864.88, "finance_charge": 6639.32, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC472, VIN 3C6MR5AJ3RG195569. $748 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $35,977, before any dealer documentation fee. Amount financed $38,226, including $2,249 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $44,865. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6MR5AJ3RG195569_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 652, "unit": "per_month", "display": "$652/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35977.0, "price_incl_doc": 35977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 651.52, "amount_financed": 38225.56, "sales_tax": 2248.56, "total_of_payments": 46909.75, "finance_charge": 8684.19, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC472, VIN 3C6MR5AJ3RG195569. $652 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $35,977, before any dealer documentation fee. Amount financed $38,226, including $2,249 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $46,910. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$41,877"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 41877.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFLT4NN319507_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1045, "unit": "per_month", "display": "$1,045/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41877.0, "price_incl_doc": 41877.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1044.75, "amount_financed": 44494.31, "sales_tax": 2617.31, "total_of_payments": 50147.82, "finance_charge": 5653.51, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6040A, VIN 1C6SRFLT4NN319507. $1,045 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $41,877, before any dealer documentation fee. Amount financed $44,494, including $2,617 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $50,148. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFLT4NN319507_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 870, "unit": "per_month", "display": "$870/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41877.0, "price_incl_doc": 41877.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 870.37, "amount_financed": 44494.31, "sales_tax": 2617.31, "total_of_payments": 52222.43, "finance_charge": 7728.12, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6040A, VIN 1C6SRFLT4NN319507. $870 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $41,877, before any dealer documentation fee. Amount financed $44,494, including $2,617 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $52,222. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFLT4NN319507_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 758, "unit": "per_month", "display": "$758/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41877.0, "price_incl_doc": 41877.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 758.37, "amount_financed": 44494.31, "sales_tax": 2617.31, "total_of_payments": 54602.65, "finance_charge": 10108.34, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6040A, VIN 1C6SRFLT4NN319507. $758 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $41,877, before any dealer documentation fee. Amount financed $44,494, including $2,617 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $54,603. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjmb23tt219737/2026-jeep-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C4PJMB23TT219737.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C4PJMB23TT219737.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C4PJMB23TT219737.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjmb23tt219737/2026-jeep-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5646, VIN 3C4PJMB23TT219737. Advertised price: $41,085. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$41,085"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 41085.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4PJMB23TT219737_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 721, "unit": "per_month", "display": "$721/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4PJMB23TT219737_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 615, "unit": "per_month", "display": "$615/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41085.0, "price_incl_doc": 41085.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 614.94, "amount_financed": 43652.81, "sales_tax": 2567.81, "total_of_payments": 51654.6, "finance_charge": 8001.79, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5646, VIN 3C4PJMB23TT219737. $615 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $41,085, before any dealer documentation fee. Amount financed $43,653, including $2,568 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $51,655. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJFAG2LC385177_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 369, "unit": "per_month", "display": "$369/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17777.0, "price_incl_doc": 17777.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 369.48, "amount_financed": 18888.06, "sales_tax": 1111.06, "total_of_payments": 22168.69, "finance_charge": 3280.63, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5539A, VIN 1C4RJFAG2LC385177. $369 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $17,777, before any dealer documentation fee. Amount financed $18,888, including $1,111 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $22,169. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJFAG2LC385177_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 322, "unit": "per_month", "display": "$322/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17777.0, "price_incl_doc": 17777.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 321.93, "amount_financed": 18888.06, "sales_tax": 1111.06, "total_of_payments": 23179.1, "finance_charge": 4291.04, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5539A, VIN 1C4RJFAG2LC385177. $322 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $17,777, before any dealer documentation fee. Amount financed $18,888, including $1,111 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $23,179. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXR66SW602695_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 873, "unit": "per_month", "display": "$873/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34977.0, "price_incl_doc": 34977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 872.61, "amount_financed": 37163.06, "sales_tax": 2186.06, "total_of_payments": 41885.05, "finance_charge": 4721.99, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC520, VIN 1C4RJXR66SW602695. $873 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $34,977, before any dealer documentation fee. Amount financed $37,163, including $2,186 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $41,885. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXR66SW602695_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 727, "unit": "per_month", "display": "$727/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34977.0, "price_incl_doc": 34977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 726.96, "amount_financed": 37163.06, "sales_tax": 2186.06, "total_of_payments": 43617.83, "finance_charge": 6454.77, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC520, VIN 1C4RJXR66SW602695. $727 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $34,977, before any dealer documentation fee. Amount financed $37,163, including $2,186 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $43,618. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXR66SW602695_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 633, "unit": "per_month", "display": "$633/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34977.0, "price_incl_doc": 34977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 633.41, "amount_financed": 37163.06, "sales_tax": 2186.06, "total_of_payments": 45605.87, "finance_charge": 8442.81, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC520, VIN 1C4RJXR66SW602695. $633 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $34,977, before any dealer documentation fee. Amount financed $37,163, including $2,186 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $45,606. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4rdjdg7pc688094/2023-dodge-durango-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RDJDG7PC688094.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RDJDG7PC688094.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RDJDG7PC688094.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4rdjdg7pc688094/2023-dodge-durango-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JC513, VIN 1C4RDJDG7PC688094. Advertised price: $30,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30477.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RDJDG7PC688094_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 760, "unit": "per_month", "display": "$760/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30477.0, "price_incl_doc": 30477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 760.34, "amount_financed": 32381.81, "sales_tax": 1904.81, "total_of_payments": 36496.29, "finance_charge": 4114.48, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC513, VIN 1C4RDJDG7PC688094. $760 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,477, before any dealer documentation fee. Amount financed $32,382, including $1,905 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,496. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RDJDG7PC688094_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 633, "unit": "per_month", "display": "$633/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30477.0, "price_incl_doc": 30477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 633.44, "amount_financed": 32381.81, "sales_tax": 1904.81, "total_of_payments": 38006.14, "finance_charge": 5624.33, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC513, VIN 1C4RDJDG7PC688094. $633 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,477, before any dealer documentation fee. Amount financed $32,382, including $1,905 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,006. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RDJDG7PC688094_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 552, "unit": "per_month", "display": "$552/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30477.0, "price_incl_doc": 30477.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 551.92, "amount_financed": 32381.81, "sales_tax": 1904.81, "total_of_payments": 39738.4, "finance_charge": 7356.59, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC513, VIN 1C4RDJDG7PC688094. $552 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,477, before any dealer documentation fee. Amount financed $32,382, including $1,905 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,738. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$78,985"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 78985.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP3VN567880_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1399, "unit": "per_month", "display": "$1,399/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 78985.0, "price_incl_doc": 78985.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1398.69, "amount_financed": 83921.56, "sales_tax": 4936.56, "total_of_payments": 83921.56, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63385519, VIN 1C6SRFUP3VN567880. $1,399 per month for 60 months at 0% APR, $0 cash down. Advertised price $78,985, before any dealer documentation fee. Amount financed $83,922, including $4,937 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $83,922. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP3VN567880_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1246, "unit": "per_month", "display": "$1,246/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 78985.0, "price_incl_doc": 78985.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1245.78, "amount_financed": 83921.56, "sales_tax": 4936.56, "total_of_payments": 104645.66, "finance_charge": 20724.1, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63385519, VIN 1C6SRFUP3VN567880. $1,246 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $78,985, before any dealer documentation fee. Amount financed $83,922, including $4,937 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $104,646. Offer expires 2026-07-31. Estimated for ZIP 60540. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 86977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GT4UXEY2TF156944_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 2170, "unit": "per_month", "display": "$2,170/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 86977.0, "price_incl_doc": 86977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2169.9, "amount_financed": 92413.06, "sales_tax": 5436.06, "total_of_payments": 104155.19, "finance_charge": 11742.13, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5910A, VIN 1GT4UXEY2TF156944. $2,170 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $86,977, before any dealer documentation fee. Amount financed $92,413, including $5,436 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $104,155. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GT4UXEY2TF156944_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1808, "unit": "per_month", "display": "$1,808/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 86977.0, "price_incl_doc": 86977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1807.73, "amount_financed": 92413.06, "sales_tax": 5436.06, "total_of_payments": 108464.09, "finance_charge": 16051.03, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5910A, VIN 1GT4UXEY2TF156944. $1,808 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $86,977, before any dealer documentation fee. Amount financed $92,413, including $5,436 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $108,464. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GT4UXEY2TF156944_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1575, "unit": "per_month", "display": "$1,575/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 86977.0, "price_incl_doc": 86977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1575.11, "amount_financed": 92413.06, "sales_tax": 5436.06, "total_of_payments": 113407.71, "finance_charge": 20994.65, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5910A, VIN 1GT4UXEY2TF156944. $1,575 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $86,977, before any dealer documentation fee. Amount financed $92,413, including $5,436 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $113,408. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $19,462. This offer applies to Stock #J6054, VIN 1C6SRFKP7TN411387. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $93,505. Advertised price: $74,043. Savings: $19,462, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$93,505"}, {"label": "Advertised price", "value": "$74,043"}, {"label": "Savings", "value": "$19,462, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $19,462", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 74043.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFKP7TN411387_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1311, "unit": "per_month", "display": "$1,311/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74043.0, "price_incl_doc": 74043.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1311.18, "amount_financed": 78670.69, "sales_tax": 4627.69, "total_of_payments": 78670.69, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6054, VIN 1C6SRFKP7TN411387. $1,311 per month for 60 months at 0% APR, $0 cash down. Advertised price $74,043, before any dealer documentation fee. Amount financed $78,671, including $4,628 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $78,671. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFKP7TN411387_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1168, "unit": "per_month", "display": "$1,168/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74043.0, "price_incl_doc": 74043.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1167.83, "amount_financed": 78670.69, "sales_tax": 4627.69, "total_of_payments": 98098.1, "finance_charge": 19427.41, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6054, VIN 1C6SRFKP7TN411387. $1,168 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $74,043, before any dealer documentation fee. Amount financed $78,671, including $4,628 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $98,098. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 151}}, {"vin": "3C4PJMB20TT210378", "title": "2026 Jeep Cherokee Laredo", "year": 2026, "make": "Jeep", "model": "Cherokee", "trim": "Laredo", "decoded_trim": "Laredo, Limited", "condition": "used", "price": null, "msrp": null, "sale_price": null, "currency": "USD", "mileage": 5433, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Hybrid", "doors": 4, "seating_capacity": null, "engine": "1.6L I4", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": 39, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "J5342A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 11, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/fb3cdb51-0990-4136-81a6-ff27c18949fc.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/fb3cdb51-0990-4136-81a6-ff27c18949fc.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7730da27-63df-4064-a0fa-32f1ef60fbf4.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e1433bdd-e691-459c-a181-2c63eaa0ded0.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1084194f-3b86-4cc8-a633-82b1bdea72a3.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1b8d3539-a70c-4ab0-be4a-b172b55c95e9.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a2f47f06-c80d-4e19-b129-a01ef5be1f6f.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d7103589-6b47-4cd0-9ea2-86313d17241f.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9949b94a-2eb9-4d33-a965-46da7a078cb5.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a712b809-9492-42e4-825a-7bd8f0f41344.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/89e409ab-64c2-4826-9c6a-e7b0a166c2fe.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/07039d93-347c-48bd-8913-f8fca2b022a9.jpeg"], "vin_decode": {"make": "Jeep", "model": "Cherokee", "year": 2026, "trim": "Laredo, Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L 4-Cylinder In-Line", "engine_displacement_l": 1.6, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C4PJMB20TT210378.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/3c4pjmb20tt210378/2026-jeep-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/3c4pjmb20tt210378/2026-jeep-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C4PJMB20TT210378.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C4PJMB20TT210378.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C4PJMB20TT210378.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/3c4pjmb20tt210378/2026-jeep-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": true, "issues": [], "checks": 0, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5342A, VIN 3C4PJMB20TT210378. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0"}, {"vin": "ZACCJABB0HPE68282", "title": "2017 Jeep Renegade Latitude", "year": 2017, "make": "Jeep", "model": "Renegade", "trim": "Latitude", "decoded_trim": "Latitude (North for Canada)", "condition": "used", "price": null, "msrp": null, "sale_price": null, "currency": "USD", "mileage": 40981, "exterior_color": "Alpine White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.4L I4 MultiAir", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "9-Speed 948TE Automatic", "mpg_city": 22, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "JK1023", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 11, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8a6de68f-633e-4bce-9cab-cd46f8e719f0.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8a6de68f-633e-4bce-9cab-cd46f8e719f0.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/15737e8a-c8cd-4497-98c5-b80efcc9d730.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c13848ed-2c7d-4eb9-8d36-b2313614bc5e.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f76929f5-1bdd-4ba3-9c16-9192bb566fa7.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3e7863a9-3957-4eb7-bf22-7c6898970d0e.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b622bfce-c7e4-464f-b498-38928e46f8a5.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6f77c32b-3a6b-496b-bfa3-7f16ef6b5e64.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/45349656-d624-459c-8239-6e9e52066819.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/68c6e54d-65ad-49f7-92b2-a3985e2ca97e.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/880989a1-117c-4fa2-9735-77f2608213d9.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7ab8f246-14a2-4816-abfe-fc1f6f0885d2.jpeg"], "vin_decode": {"make": "Jeep", "model": "Renegade", "year": 2017, "trim": "Latitude (North for Canada)", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.4L 4-Cylinder", "engine_displacement_l": 2.4, "cylinders": 4, "drive_type": "FWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/ZACCJABB0HPE68282.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/zaccjabb0hpe68282/2017-jeep-renegade-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/zaccjabb0hpe68282/2017-jeep-renegade-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/ZACCJABB0HPE68282.html", "json_url": "https://ai.castlecdjrnaperville.com/v/ZACCJABB0HPE68282.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/ZACCJABB0HPE68282.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/zaccjabb0hpe68282/2017-jeep-renegade-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": true, "issues": [], "checks": 0, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JK1023, VIN ZACCJABB0HPE68282. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0"}, {"vin": "1C6SRFJTXVN551158", "title": "2027 RAM 1500 Laramie", "year": 2027, "make": "RAM", "model": "1500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 74893.0, "msrp": 79750.0, "sale_price": 74893.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Gjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Not Specified", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63454448", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/38e0a3f4-3292-4184-a850-9c094d89425a.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/38e0a3f4-3292-4184-a850-9c094d89425a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d5a52fd6-24cf-4cb0-9ab4-a90653b688ae.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/20c45128-d326-4a76-a839-27179456a9f5.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/643ee50b-4d0d-4507-8277-d67f43269b10.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/097e6f09-c2ba-4829-bfa0-dce242269b42.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/bc6d565b-3e79-4ac8-94b2-fb31a2cc7bd8.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/df28b492-8733-4275-a011-ea61c667267f.png"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2027, "trim": "Laramie", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 79750.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFJTXVN551158.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjtxvn551158/2027-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjtxvn551158/2027-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFJTXVN551158.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJTXVN551158.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJTXVN551158.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjtxvn551158/2027-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,857. This offer applies to Stock #63454448, VIN 1C6SRFJTXVN551158. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $79,750. Advertised price: $74,893. Savings: $4,857, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$79,750"}, {"label": "Advertised price", "value": "$74,893"}, {"label": "Savings", "value": "$4,857, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,857", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 74893.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFJTXVN551158_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1326, "unit": "per_month", "display": "$1,326/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74893.0, "price_incl_doc": 74893.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1326.23, "amount_financed": 79573.81, "sales_tax": 4680.81, "total_of_payments": 79573.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454448, VIN 1C6SRFJTXVN551158. $1,326 per month for 60 months at 0% APR, $0 cash down. Advertised price $74,893, before any dealer documentation fee. Amount financed $79,574, including $4,681 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $79,574. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJTXVN551158_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1181, "unit": "per_month", "display": "$1,181/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74893.0, "price_incl_doc": 74893.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1181.24, "amount_financed": 79573.81, "sales_tax": 4680.81, "total_of_payments": 99224.25, "finance_charge": 19650.44, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454448, VIN 1C6SRFJTXVN551158. $1,181 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $74,893, before any dealer documentation fee. Amount financed $79,574, including $4,681 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $99,224. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 147}}, {"vin": "1C4PJXAN7TW277521", "title": "2026 Jeep Wrangler Sport S", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sport S", "decoded_trim": "Sport", "condition": "new", "price": 42371.0, "msrp": 48095.0, "sale_price": 42371.0, "currency": "USD", "mileage": 14, "exterior_color": "Anvil Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Convertible", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 2, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "E5680", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,095"}, {"label": "Advertised price", "value": "$42,371"}, {"label": "Savings", "value": "$5,724, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,724", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 42371.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXAN7TW277521_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 656, "unit": "per_month", "display": "$656/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4JJXN62PW592080_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 540, "unit": "per_month", "display": "$540/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5917, VIN 3C6UR5FJ1TG332525. Advertised price: $79,985. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$79,985"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 79985.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5FJ1TG332525_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1623, "unit": "per_month", "display": "$1,623/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 79985.0, "price_incl_doc": 79985.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1622.9, "amount_financed": 84984.06, "sales_tax": 4999.06, "total_of_payments": 97374.12, "finance_charge": 12390.06, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5917, VIN 3C6UR5FJ1TG332525. $1,623 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $79,985, before any dealer documentation fee. Amount financed $84,984, including $4,999 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $97,374. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ1TG332525_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1237, "unit": "per_month", "display": "$1,237/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 79985.0, "price_incl_doc": 79985.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1237.42, "amount_financed": 84984.06, "sales_tax": 4999.06, "total_of_payments": 103943.63, "finance_charge": 18959.57, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5917, VIN 3C6UR5FJ1TG332525. $1,237 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $79,985, before any dealer documentation fee. Amount financed $84,984, including $4,999 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $103,944. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ1TG332525_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1125, "unit": "per_month", "display": "$1,125/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 79985.0, "selling_price": 79985.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1125.19, "net_cap_cost": 80680.0, "residual_value": 49590.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1125.19, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1285.19}, "total_of_payments": 40500, "total_of_payments_unrounded": 40506.84}, "disclosure": "Estimated lease payment for stock #J5917, VIN 3C6UR5FJ1TG332525. $1,125 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,285, made up of $1,125 first payment, $60 title, $100 registration. MSRP $79,985. Lease selling price $79,985. Net capitalized cost $80,680. Residual value $49,591, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $40,500. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ1TG332525_lease", "type": "lease", "label": "Lease", "headline": {"value": 1032, "unit": "per_month", "display": "$1,032/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 79985.0, "selling_price": 79985.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1031.89, "net_cap_cost": 77681.0, "residual_value": 49590.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1031.89, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4190.89}, "total_of_payments": 37152, "total_of_payments_unrounded": 37148.04}, "disclosure": "Estimated lease payment for stock #J5917, VIN 3C6UR5FJ1TG332525. $1,032 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,191, made up of $1,032 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $79,985. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$80,045"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 80045.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFJT4VN554752_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1417, "unit": "per_month", "display": "$1,417/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80045.0, "price_incl_doc": 80045.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1417.46, "amount_financed": 85047.81, "sales_tax": 5002.81, "total_of_payments": 85047.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454452, VIN 1C6SRFJT4VN554752. $1,417 per month for 60 months at 0% APR, $0 cash down. Advertised price $80,045, before any dealer documentation fee. Amount financed $85,048, including $5,003 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $85,048. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJT4VN554752_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1262, "unit": "per_month", "display": "$1,262/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80045.0, "price_incl_doc": 80045.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1262.5, "amount_financed": 85047.81, "sales_tax": 5002.81, "total_of_payments": 106050.03, "finance_charge": 21002.22, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454452, VIN 1C6SRFJT4VN554752. $1,262 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $80,045, before any dealer documentation fee. Amount financed $85,048, including $5,003 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $106,050. Offer expires 2026-07-31. Estimated for ZIP 60540. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J6012, VIN 3C63RRML2TG346134. Advertised price: $99,865. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$99,865"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 99865.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63RRML2TG346134_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 2026, "unit": "per_month", "display": "$2,026/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 99865.0, "price_incl_doc": 99865.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2026.27, "amount_financed": 106106.56, "sales_tax": 6241.56, "total_of_payments": 121576.13, "finance_charge": 15469.57, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6012, VIN 3C63RRML2TG346134. $2,026 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $99,865, before any dealer documentation fee. Amount financed $106,107, including $6,242 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $121,576. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRML2TG346134_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1545, "unit": "per_month", "display": "$1,545/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 99865.0, "price_incl_doc": 99865.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1544.98, "amount_financed": 106106.56, "sales_tax": 6241.56, "total_of_payments": 129778.47, "finance_charge": 23671.91, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6012, VIN 3C63RRML2TG346134. $1,545 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $99,865, before any dealer documentation fee. Amount financed $106,107, including $6,242 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $129,778. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRML2TG346134_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1399, "unit": "per_month", "display": "$1,399/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 99865.0, "selling_price": 99865.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1399.47, "net_cap_cost": 100560.0, "residual_value": 61916.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1399.47, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1559.47}, "total_of_payments": 50364, "total_of_payments_unrounded": 50380.92}, "disclosure": "Estimated lease payment for stock #J6012, VIN 3C63RRML2TG346134. $1,399 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,559, made up of $1,399 first payment, $60 title, $100 registration. MSRP $99,865. Lease selling price $99,865. Net capitalized cost $100,560. Residual value $61,916, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $50,364. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRML2TG346134_lease", "type": "lease", "label": "Lease", "headline": {"value": 1306, "unit": "per_month", "display": "$1,306/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 99865.0, "selling_price": 99865.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1306.18, "net_cap_cost": 97561.0, "residual_value": 61916.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1306.18, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4465.18}, "total_of_payments": 47016, "total_of_payments_unrounded": 47022.48}, "disclosure": "Estimated lease payment for stock #J6012, VIN 3C63RRML2TG346134. $1,306 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,465, made up of $1,306 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $99,865. Lease selling price $99,865. Net capitalized cost $97,561. Residual value $61,916, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $47,016. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,860"}, {"label": "Advertised price", "value": "$44,721"}, {"label": "Savings", "value": "$6,139, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,139", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44721.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6RRFCG0TN417416_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 792, "unit": "per_month", "display": "$792/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44721.0, "price_incl_doc": 44721.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 791.93, "amount_financed": 47516.06, "sales_tax": 2795.06, "total_of_payments": 47516.06, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5833, VIN 1C6RRFCG0TN417416. $792 per month for 60 months at 0% APR, $0 cash down. Advertised price $44,721, before any dealer documentation fee. Amount financed $47,516, including $2,795 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $47,516. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6RRFCG0TN417416_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 705, "unit": "per_month", "display": "$705/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44721.0, "price_incl_doc": 44721.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 705.36, "amount_financed": 47516.06, "sales_tax": 2795.06, "total_of_payments": 59249.96, "finance_charge": 11733.9, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5833, VIN 1C6RRFCG0TN417416. $705 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $44,721, before any dealer documentation fee. Amount financed $47,516, including $2,795 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $59,250. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #62853007, VIN 1C4SDJCT9TC290850. Advertised price: $53,460. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$53,460"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53460.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT9TC290850_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1085, "unit": "per_month", "display": "$1,085/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53460.0, "price_incl_doc": 53460.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1084.71, "amount_financed": 56801.25, "sales_tax": 3341.25, "total_of_payments": 65082.46, "finance_charge": 8281.21, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #62853007, VIN 1C4SDJCT9TC290850. $1,085 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,460, before any dealer documentation fee. Amount financed $56,801, including $3,341 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $65,082. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT9TC290850_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 941, "unit": "per_month", "display": "$941/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53460.0, "price_incl_doc": 53460.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 941.09, "amount_financed": 56801.25, "sales_tax": 3341.25, "total_of_payments": 67758.67, "finance_charge": 10957.42, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #62853007, VIN 1C4SDJCT9TC290850. $941 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,460, before any dealer documentation fee. Amount financed $56,801, including $3,341 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $67,759. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT9TC290850_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 843, "unit": "per_month", "display": "$843/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53460.0, "price_incl_doc": 53460.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 843.19, "amount_financed": 56801.25, "sales_tax": 3341.25, "total_of_payments": 70828.09, "finance_charge": 14026.84, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #62853007, VIN 1C4SDJCT9TC290850. $843 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,460, before any dealer documentation fee. Amount financed $56,801, including $3,341 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $70,828. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 197}}, {"vin": "2C3CDANP6TR242559", "title": "2026 Dodge Charger R/T", "year": 2026, "make": "Dodge", "model": "Charger", "trim": "R/T", "decoded_trim": "R/T", "condition": "new", "price": 57475.0, "msrp": 57475.0, "sale_price": 48493.0, "currency": "USD", "mileage": 2, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sedan", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.0L I6 Turbocharged DOHC 24V LEV3-ULEV70 420hp", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 17, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "J5635", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c3cdanp6tr242559/2026-dodge-charger-sedan", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/2C3CDANP6TR242559.html", "json_url": "https://ai.castlecdjrnaperville.com/v/2C3CDANP6TR242559.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/2C3CDANP6TR242559.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c3cdanp6tr242559/2026-dodge-charger-sedan", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5635, VIN 2C3CDANP6TR242559. Advertised price: $57,475. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$57,475"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:11Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57475.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C3CDANP6TR242559_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1166, "unit": "per_month", "display": "$1,166/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57475.0, "price_incl_doc": 57475.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1166.17, "amount_financed": 61067.19, "sales_tax": 3592.19, "total_of_payments": 69970.35, "finance_charge": 8903.16, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5635, VIN 2C3CDANP6TR242559. $1,166 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,475, before any dealer documentation fee. Amount financed $61,067, including $3,592 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $69,970. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDANP6TR242559_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1012, "unit": "per_month", "display": "$1,012/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57475.0, "price_incl_doc": 57475.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1011.77, "amount_financed": 61067.19, "sales_tax": 3592.19, "total_of_payments": 72847.54, "finance_charge": 11780.35, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5635, VIN 2C3CDANP6TR242559. $1,012 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,475, before any dealer documentation fee. Amount financed $61,067, including $3,592 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $72,848. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDANP6TR242559_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 907, "unit": "per_month", "display": "$907/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57475.0, "price_incl_doc": 57475.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 906.52, "amount_financed": 61067.19, "sales_tax": 3592.19, "total_of_payments": 76147.49, "finance_charge": 15080.3, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5635, VIN 2C3CDANP6TR242559. $907 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,475, before any dealer documentation fee. Amount financed $61,067, including $3,592 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,147. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 197}}, {"vin": "3C6UR5DJ6TG245593", "title": "2026 RAM 2500 Big Horn", "year": 2026, "make": "RAM", "model": "2500", "trim": "Big Horn", "decoded_trim": "Big Horn", "condition": "new", "price": 57628.0, "msrp": 64860.0, "sale_price": 57628.0, "currency": "USD", "mileage": 8, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-8 6.4 L/392", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic w/OD", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "R5723", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 34, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/907559fd6ce944c38444caa102c536bd.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/907559fd6ce944c38444caa102c536bd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9279036186eb430a9678b7e02c507e87.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/95ca818f6aa44bd281f0cce1b770f1f9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/83b1e633ffd74a659d2135b3bb6c0ec2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e34dfc210ac24e8ab02da116cd213483.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/76665eab010c4471b7b024a32c749a70.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b5c1ed53271d4ceaa1077c46ed0a0728.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c98365e8a160440a80e735defd5aa29e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b96c5441ee3341c4b656ca8a374fbded.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c5c8ec642d43428698d33a97ef26d85d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/754131b2a15444ccb6d27efb9d5a36fe.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9657e8b96c5948b1b5c2833e6457929e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c049fd660dd04f04998dc9e8f88806f8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d7d535712e2e41a9a9dae24f85078b79.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ed890866e8df4c83873c83872f6fbd18.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0156730a03af49bc82f9e72a69ba9f5a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3e123dc265ca43b18c136d6e2300de45.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c2e069bdd0cb4358ab2f1de6dfaa80c2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/65ee52a998b54e778f9b3c064ada7a45.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c05fe2b9b50a491bbb18c914a6943dfb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/16c1b5a74c5f4651af5f9fc43cb2ad88.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c99681dea6ca4cc4b800c31d95f1ad7f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e535d5373b1e4e00a21b83120bfe5845.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ef6429f900c24bc6928b1cc212d818cf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0803083785ae46a4a8fc40805ac23d07.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5c684dab52214d6f85e51e0fd75cef77.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/41aeed7d8fbf4400ae9b37ff95087eb7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/60c72a9b76a54382bc53688e65d9e91b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/641f38f4a2d64dfdaf88676809daddec.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/72551df3b98948a68ffcc192e2812057.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b15f915dc24d41b29a370abe9be6072d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/27cf26afe8ea44b584aa4aaea322e306.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b3afe0ce1d6f44aaa7315135ccdb2ca1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/43782286cec94f9d82c86441a6e5b6c5.jpg"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2026, "trim": "Big Horn", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 64860.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5DJ6TG245593.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj6tg245593/2026-ram-2500-crew-cab-pickup", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj6tg245593/2026-ram-2500-crew-cab-pickup", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5DJ6TG245593.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ6TG245593.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ6TG245593.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj6tg245593/2026-ram-2500-crew-cab-pickup", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $7,232. This offer applies to Stock #R5723, VIN 3C6UR5DJ6TG245593. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $64,860. Advertised price: $57,628. Savings: $7,232, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$64,860"}, {"label": "Advertised price", "value": "$57,628"}, {"label": "Savings", "value": "$7,232, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,232", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57628.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5DJ6TG245593_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1169, "unit": "per_month", "display": "$1,169/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57628.0, "price_incl_doc": 57628.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1169.28, "amount_financed": 61229.75, "sales_tax": 3601.75, "total_of_payments": 70156.61, "finance_charge": 8926.86, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5723, VIN 3C6UR5DJ6TG245593. $1,169 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,628, before any dealer documentation fee. Amount financed $61,230, including $3,602 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,157. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ6TG245593_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 892, "unit": "per_month", "display": "$892/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57628.0, "price_incl_doc": 57628.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 891.55, "amount_financed": 61229.75, "sales_tax": 3601.75, "total_of_payments": 74889.84, "finance_charge": 13660.09, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5723, VIN 3C6UR5DJ6TG245593. $892 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $57,628, before any dealer documentation fee. Amount financed $61,230, including $3,602 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $74,890. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ6TG245593_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 692, "unit": "per_month", "display": "$692/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 64860.0, "selling_price": 57628.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 691.53, "net_cap_cost": 58323.0, "residual_value": 40213.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 691.53, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 851.53}, "total_of_payments": 24912, "total_of_payments_unrounded": 24895.08}, "disclosure": "Estimated lease payment for stock #R5723, VIN 3C6UR5DJ6TG245593. $692 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $852, made up of $692 first payment, $60 title, $100 registration. MSRP $64,860. Lease selling price $57,628. Net capitalized cost $58,323. Residual value $40,213, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,912. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ6TG245593_lease", "type": "lease", "label": "Lease", "headline": {"value": 598, "unit": "per_month", "display": "$598/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 64860.0, "selling_price": 57628.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 598.24, "net_cap_cost": 55324.0, "residual_value": 40213.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 598.24, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3757.24}, "total_of_payments": 21528, "total_of_payments_unrounded": 21536.64}, "disclosure": "Estimated lease payment for stock #R5723, VIN 3C6UR5DJ6TG245593. $598 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,757, made up of $598 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $64,860. Lease selling price $57,628. Net capitalized cost $55,324. Residual value $40,213, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $21,528. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $981. This offer applies to Stock #63369699, VIN 1C4RJHAR6V8151899. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,050. Advertised price: $49,069. Savings: $981, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,050"}, {"label": "Advertised price", "value": "$49,069"}, {"label": "Savings", "value": "$981, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $981", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49069.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHAR6V8151899_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 837, "unit": "per_month", "display": "$837/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49069.0, "price_incl_doc": 49069.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 837.23, "amount_financed": 52135.81, "sales_tax": 3066.81, "total_of_payments": 60280.38, "finance_charge": 8144.57, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369699, VIN 1C4RJHAR6V8151899. $837 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $49,069, before any dealer documentation fee. Amount financed $52,136, including $3,067 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $60,280. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHAR6V8151899_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 687, "unit": "per_month", "display": "$687/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49069.0, "price_incl_doc": 49069.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 686.54, "amount_financed": 52135.81, "sales_tax": 3066.81, "total_of_payments": 57669.27, "finance_charge": 5533.46, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369699, VIN 1C4RJHAR6V8151899. $687 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $49,069, before any dealer documentation fee. Amount financed $52,136, including $3,067 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. 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true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JC485, VIN 2C4RC1BG5PR552897. Advertised price: $20,577. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$20,577"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 20577.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC1BG5PR552897_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 513, "unit": "per_month", "display": "$513/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20577.0, "price_incl_doc": 20577.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 513.35, "amount_financed": 21863.06, "sales_tax": 1286.06, "total_of_payments": 24641.01, "finance_charge": 2777.95, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC485, VIN 2C4RC1BG5PR552897. $513 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $20,577, before any dealer documentation fee. Amount financed $21,863, including $1,286 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $24,641. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC1BG5PR552897_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 428, "unit": "per_month", "display": "$428/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20577.0, "price_incl_doc": 20577.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 427.67, "amount_financed": 21863.06, "sales_tax": 1286.06, "total_of_payments": 25660.41, "finance_charge": 3797.35, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC485, VIN 2C4RC1BG5PR552897. $428 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $20,577, before any dealer documentation fee. Amount financed $21,863, including $1,286 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $25,660. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC1BG5PR552897_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 373, "unit": "per_month", "display": "$373/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20577.0, "price_incl_doc": 20577.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 372.64, "amount_financed": 21863.06, "sales_tax": 1286.06, "total_of_payments": 26829.97, "finance_charge": 4966.91, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC485, VIN 2C4RC1BG5PR552897. $373 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $20,577, before any dealer documentation fee. Amount financed $21,863, including $1,286 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $26,830. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 242}}, {"vin": "1C6SRFLTXVN553182", "title": "2027 RAM 1500 Rebel", "year": 2027, "make": "RAM", "model": "1500", "trim": "Rebel", "decoded_trim": "Rebel", "condition": "new", "price": 80400.0, "msrp": 80400.0, "sale_price": 76287.0, "currency": "USD", "mileage": null, "exterior_color": "Pgk Tank", "interior_color": "Tlx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Not Specified", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63118335", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2023e2b2-ed16-4137-89eb-5dac8ab57f98.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2023e2b2-ed16-4137-89eb-5dac8ab57f98.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/79a07c77-5fa5-4eb5-8a37-37402062cc81.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/dd080517-2638-4098-80c0-0a3fcc0f6e2e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/07a17433-d6ca-49e2-965b-eca39e953460.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1e4a62dc-c4b4-41d0-958d-45959f026552.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/54a0e60c-6d82-48fe-b803-91fb6e6d61ff.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4de2fe30-e3c8-42af-b100-1bc000a768ab.png"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2027, "trim": "Rebel", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 80400.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFLTXVN553182.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfltxvn553182/2027-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfltxvn553182/2027-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFLTXVN553182.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFLTXVN553182.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFLTXVN553182.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfltxvn553182/2027-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63118335, VIN 1C6SRFLTXVN553182. Advertised price: $80,400. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$80,400"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 80400.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFLTXVN553182_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1424, "unit": "per_month", "display": "$1,424/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80400.0, "price_incl_doc": 80400.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1423.75, "amount_financed": 85425.0, "sales_tax": 5025.0, "total_of_payments": 85425.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63118335, VIN 1C6SRFLTXVN553182. $1,424 per month for 60 months at 0% APR, $0 cash down. Advertised price $80,400, before any dealer documentation fee. Amount financed $85,425, including $5,025 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $85,425. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFLTXVN553182_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1268, "unit": "per_month", "display": "$1,268/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80400.0, "price_incl_doc": 80400.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1268.1, "amount_financed": 85425.0, "sales_tax": 5025.0, "total_of_payments": 106520.37, "finance_charge": 21095.37, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63118335, VIN 1C6SRFLTXVN553182. $1,268 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $80,400, before any dealer documentation fee. Amount financed $85,425, including $5,025 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $106,520. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 209}}, {"vin": "3C63RRGL8TG342925", "title": "2026 RAM 3500 Tradesman", "year": 2026, "make": "RAM", "model": "3500", "trim": "Tradesman", "decoded_trim": "Tradesman", "condition": "new", "price": 64882.0, "msrp": 73825.0, "sale_price": 64882.0, "currency": "USD", "mileage": 13, "exterior_color": "Bright White Clearcoat", "interior_color": "Diesel Gray/Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Diesel Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Diesel I-6 6.7 L/408", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "R5815", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 249.0, "photo_count": 34, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/cdb37534a9ef4c4a8b8a334f261349d8.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/cdb37534a9ef4c4a8b8a334f261349d8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b3b114fbc55443fc8d4bce5516380ef7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/95a86bcd47cf4ab6b74da525d273281a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a93f88c0a6734cd5979c8ad17cf57e92.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/012eebf2b6dc42348e8d030e6186a5d3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2b754407899e45128ca07941fd6ef0fc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e7b6fd95df894f3eb647d87a591ea2b8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c64654a88ad048f29ba6f15b1e149da5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f911d350d7204bb4b2ecac04b57fddb1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/53ed0198d8ca4646920a4deb6de635d6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d41ea09a9da64732814e869756a51018.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/45e97d67c401442fa50f71fcc57ada44.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f2f38b7277864a7ea54c5301648f91e8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b2c331a61827433283963f7df1c14274.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c50828490fe04b68aa76c4aa5f2a8bcf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3165196e6ace43c595f65f6e5a13d1f8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2664ffbd3c8946a0b5ac4357f0cb7358.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/53a4167e5f484cbf9649ed29a5805d89.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/819afebe3b3f45b89eae63ed6a319c16.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dc32c62d876f48a6b841c83a7b0b1f68.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7f151aff89bc4735a9f139a278678db7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5e265b84b02a4626bedc1d1999317c2f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7eb69caf30da489e96620c9885fe439c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/454543a448924ecbb3304898c71b9cfc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f25db9f955d04ffe8a1e2ddcb2646397.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/67ee4bb0c4a74385916e70dfded4524c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d89803f57e634a8cb95f479df64824a0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2f4e73833e0e44e2940d2ba9a428ef2c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e715462bbcbe45649897d6570c614a93.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e46c1d53c7bb47109b608826405a8c44.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e1b87f3a63b54c74ac931e91eb622818.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/83bc1dd0cea848239b2a14c56786078c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/40a9584c1a584464a9f2bc99a38fbebb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/965e8068f0cc46838342073609837001.jpg"], "vin_decode": {"make": "Ram", "model": "3500", "year": 2026, "trim": "Tradesman", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.7L 6-Cylinder In-Line", "engine_displacement_l": 6.7, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Diesel", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 73825.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C63RRGL8TG342925.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrgl8tg342925/2026-ram-3500-crew-cab-pickup", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrgl8tg342925/2026-ram-3500-crew-cab-pickup", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C63RRGL8TG342925.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C63RRGL8TG342925.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C63RRGL8TG342925.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrgl8tg342925/2026-ram-3500-crew-cab-pickup", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,943. This offer applies to Stock #R5815, VIN 3C63RRGL8TG342925. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $73,825. Advertised price: $64,882. Savings: $8,943, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$73,825"}, {"label": "Advertised price", "value": "$64,882"}, {"label": "Savings", "value": "$8,943, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,943", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 64882.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63RRGL8TG342925_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1316, "unit": "per_month", "display": "$1,316/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64882.0, "price_incl_doc": 64882.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1316.46, "amount_financed": 68937.13, "sales_tax": 4055.13, "total_of_payments": 78987.67, "finance_charge": 10050.54, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5815, VIN 3C63RRGL8TG342925. $1,316 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $64,882, before any dealer documentation fee. Amount financed $68,937, including $4,055 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $78,988. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRGL8TG342925_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1004, "unit": "per_month", "display": "$1,004/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64882.0, "price_incl_doc": 64882.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1003.77, "amount_financed": 68937.13, "sales_tax": 4055.13, "total_of_payments": 84316.7, "finance_charge": 15379.57, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5815, VIN 3C63RRGL8TG342925. $1,004 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $64,882, before any dealer documentation fee. Amount financed $68,937, including $4,055 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $84,317. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRGL8TG342925_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 762, "unit": "per_month", "display": "$762/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73825.0, "selling_price": 64882.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 762.0, "net_cap_cost": 65577.0, "residual_value": 45771.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 762, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 922}, "total_of_payments": 27432, "total_of_payments_unrounded": 27432.0}, "disclosure": "Estimated lease payment for stock #R5815, VIN 3C63RRGL8TG342925. $762 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $922, made up of $762 first payment, $60 title, $100 registration. MSRP $73,825. Lease selling price $64,882. Net capitalized cost $65,577. Residual value $45,772, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,432. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRGL8TG342925_lease", "type": "lease", "label": "Lease", "headline": {"value": 669, "unit": "per_month", "display": "$669/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73825.0, "selling_price": 64882.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 668.71, "net_cap_cost": 62578.0, "residual_value": 45771.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 668.71, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3827.71}, "total_of_payments": 24084, "total_of_payments_unrounded": 24073.56}, "disclosure": "Estimated lease payment for stock #R5815, VIN 3C63RRGL8TG342925. $669 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,828, made up of $669 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $73,825. Lease selling price $64,882. Net capitalized cost $62,578. Residual value $45,772, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,084. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 319}}, {"vin": "1C4RJHBR9V8151877", "title": "2027 Jeep Grand Cherokee Limited", "year": 2027, "make": "Jeep", "model": "Grand Cherokee", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 54092.0, "msrp": 55145.0, "sale_price": 54092.0, "currency": "USD", "mileage": null, "exterior_color": "Fathom Blue Pearlcoat", "interior_color": "Flx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "63369659", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/54eabfaf-7245-493a-b8b6-4e8870297827.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/54eabfaf-7245-493a-b8b6-4e8870297827.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0748293d-8e25-477d-9779-abbec60b5755.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6b2e3e1b-2730-49f8-b548-939de0312787.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8c133ed6-f5f6-4f11-b049-d92d5e259663.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/832b3386-0609-457b-9347-ee86aa50fbbf.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6b3d69a3-4a77-4439-add5-2ee45c9d5ddc.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8f2edd23-7fc9-4c0b-8366-792b0ab3af8b.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 55145.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJHBR9V8151877.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr9v8151877/2027-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr9v8151877/2027-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJHBR9V8151877.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBR9V8151877.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBR9V8151877.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr9v8151877/2027-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,053. This offer applies to Stock #63369659, VIN 1C4RJHBR9V8151877. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $55,145. Advertised price: $54,092. Savings: $1,053, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$55,145"}, {"label": "Advertised price", "value": "$54,092"}, {"label": "Savings", "value": "$1,053, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,053", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54092.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR9V8151877_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 923, "unit": "per_month", "display": "$923/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54092.0, "price_incl_doc": 54092.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 922.93, "amount_financed": 57472.75, "sales_tax": 3380.75, "total_of_payments": 66451.05, "finance_charge": 8978.3, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369659, VIN 1C4RJHBR9V8151877. $923 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $54,092, before any dealer documentation fee. Amount financed $57,473, including $3,381 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $66,451. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR9V8151877_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 757, "unit": "per_month", "display": "$757/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54092.0, "price_incl_doc": 54092.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 756.82, "amount_financed": 57472.75, "sales_tax": 3380.75, "total_of_payments": 63572.65, "finance_charge": 6099.9, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369659, VIN 1C4RJHBR9V8151877. $757 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $54,092, before any dealer documentation fee. Amount financed $57,473, including $3,381 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $63,573. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 247}}, {"vin": "1C4SJVEP0TS202001", "title": "2026 Jeep Grand Wagoneer Summit Reserve", "year": 2026, "make": "Jeep", "model": "Grand Wagoneer", "trim": "Summit Reserve", "decoded_trim": "Summit", "condition": "new", "price": 103800.0, "msrp": 103800.0, "sale_price": 96621.0, "currency": "USD", "mileage": null, "exterior_color": "High Gloss Black", "interior_color": "Dlx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.0L I6", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63445333", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/88c61246-3d28-4f5e-b576-87cc002bb605.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/88c61246-3d28-4f5e-b576-87cc002bb605.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c08563bd-c62e-480f-bf35-de6564a77eca.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3a61ca32-be9d-46c7-944a-03acbc3c84d2.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/73c7b8c8-d234-4e8e-a27c-435c7a09e0ca.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/207f2b9e-cab5-4f6b-bec4-cd9c82f25bca.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7e27ff47-057a-4c22-a68a-9e11e8832cf9.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b45d50fc-60e9-4488-ae4b-4a6eb2d19697.png"], "vin_decode": {"make": "Jeep", "model": "Grand Wagoneer", "year": 2026, "trim": "Summit", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.0L 6-Cylinder In-Line", "engine_displacement_l": 3.0, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 103800.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4SJVEP0TS202001.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sjvep0ts202001/2026-jeep-grand-wagoneer-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sjvep0ts202001/2026-jeep-grand-wagoneer-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4SJVEP0TS202001.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4SJVEP0TS202001.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4SJVEP0TS202001.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sjvep0ts202001/2026-jeep-grand-wagoneer-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63445333, VIN 1C4SJVEP0TS202001. Advertised price: $103,800. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$103,800"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 103800.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SJVEP0TS202001_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1771, "unit": "per_month", "display": "$1,771/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 103800.0, "price_incl_doc": 103800.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Wagoneer 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1771.06, "amount_financed": 110287.5, "sales_tax": 6487.5, "total_of_payments": 127516.43, "finance_charge": 17228.93, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63445333, VIN 1C4SJVEP0TS202001. $1,771 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $103,800, before any dealer documentation fee. Amount financed $110,288, including $6,488 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $127,516. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 1, "suppressed": 1, "advertisable": 0}, "engine_calls": 20, "elapsed_ms": 197}}, {"vin": "1C4RJHER1V8162271", "title": "2027 Jeep Grand Cherokee Summit", "year": 2027, "make": "Jeep", "model": "Grand Cherokee", "trim": "Summit", "decoded_trim": "Summit", "condition": "new", "price": 63980.0, "msrp": 64895.0, "sale_price": 63980.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Ecx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "63356747", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/120a9dc0-e5bd-47c5-8270-84d455f6a1b4.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/120a9dc0-e5bd-47c5-8270-84d455f6a1b4.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8f79c389-757e-4e3e-8b5f-b82cff751ae6.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8d851f43-10c4-4a5a-a1a3-f036a222b746.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/fbcb262a-d768-4331-bcf0-9c41e2288ee6.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c982ac2e-f3cf-4423-918f-5d8c174ab21c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/35462c2f-ee12-4aae-adc9-7023dddee4a9.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/796c0066-98cc-4274-b989-6ddbb0cb8b89.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2027, "trim": "Summit", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 64895.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJHER1V8162271.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjher1v8162271/2027-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjher1v8162271/2027-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJHER1V8162271.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHER1V8162271.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHER1V8162271.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjher1v8162271/2027-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $915. This offer applies to Stock #63356747, VIN 1C4RJHER1V8162271. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $64,895. Advertised price: $63,980. Savings: $915, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$64,895"}, {"label": "Advertised price", "value": "$63,980"}, {"label": "Savings", "value": "$915, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $915", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 63980.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHER1V8162271_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1092, "unit": "per_month", "display": "$1,092/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63980.0, "price_incl_doc": 63980.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1091.64, "amount_financed": 67978.75, "sales_tax": 3998.75, "total_of_payments": 78598.28, "finance_charge": 10619.53, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63356747, VIN 1C4RJHER1V8162271. $1,092 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $63,980, before any dealer documentation fee. Amount financed $67,979, including $3,999 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $78,598. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHER1V8162271_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 895, "unit": "per_month", "display": "$895/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63980.0, "price_incl_doc": 63980.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 895.16, "amount_financed": 67978.75, "sales_tax": 3998.75, "total_of_payments": 75193.7, "finance_charge": 7214.95, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63356747, VIN 1C4RJHER1V8162271. $895 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $63,980, before any dealer documentation fee. Amount financed $67,979, including $3,999 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $75,194. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 22, "elapsed_ms": 225}}, {"vin": "1C4RJXFG1TW322794", "title": "2026 Jeep Wrangler Rubicon X", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X", "decoded_trim": "Rubicon", "condition": "new", "price": 68380.0, "msrp": 68380.0, "sale_price": 60291.0, "currency": "USD", "mileage": null, "exterior_color": "Anvil Clearcoat", "interior_color": "Vlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63285810", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ebd004a7-2220-4b2b-934a-319e5376c122.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ebd004a7-2220-4b2b-934a-319e5376c122.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/bff89c3c-be98-4046-be1c-9578a6eed76f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2ecd722a-9b92-4a9c-8c71-ad500a0f895b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6f8aa900-cf29-478a-a50b-ac0464f3bbcb.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ffe083c2-aba8-4e7f-8fb6-7c655f078f15.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/03b0d964-a60e-44d2-a015-9b93ee1f1d91.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c41a78f4-14f9-401e-b988-e2e4a539d9c9.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2026, "trim": "Rubicon", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 68380.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJXFG1TW322794.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg1tw322794/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg1tw322794/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJXFG1TW322794.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG1TW322794.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG1TW322794.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg1tw322794/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63285810, VIN 1C4RJXFG1TW322794. Advertised price: $68,380. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$68,380"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68380.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG1TW322794_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1387, "unit": "per_month", "display": "$1,387/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68380.0, "price_incl_doc": 68380.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1387.44, "amount_financed": 72653.75, "sales_tax": 4273.75, "total_of_payments": 83246.14, "finance_charge": 10592.39, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63285810, VIN 1C4RJXFG1TW322794. $1,387 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,380, before any dealer documentation fee. Amount financed $72,654, including $4,274 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,246. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG1TW322794_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1058, "unit": "per_month", "display": "$1,058/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68380.0, "price_incl_doc": 68380.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1057.89, "amount_financed": 72653.75, "sales_tax": 4273.75, "total_of_payments": 88862.48, "finance_charge": 16208.73, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63285810, VIN 1C4RJXFG1TW322794. $1,058 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $68,380, before any dealer documentation fee. Amount financed $72,654, including $4,274 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$73,285"}, {"label": "Advertised price", "value": "$67,543"}, {"label": "Savings", "value": "$5,742, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,742", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,881. This offer applies to Stock #E5554, VIN 1C6PJTAG2TL168533. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,435. Advertised price: $42,554. Savings: $8,881, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,435"}, {"label": "Advertised price", "value": "$42,554"}, {"label": "Savings", "value": "$8,881, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,881", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 42554.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6PJTAG2TL168533_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 863, "unit": "per_month", "display": "$863/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42554.0, "price_incl_doc": 42554.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 863.42, "amount_financed": 45213.63, "sales_tax": 2659.63, "total_of_payments": 51805.45, "finance_charge": 6591.82, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5554, VIN 1C6PJTAG2TL168533. $863 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $42,554, before any dealer documentation fee. Amount financed $45,214, including $2,660 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $51,805. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6PJTAG2TL168533_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 637, "unit": "per_month", "display": "$637/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42554.0, "price_incl_doc": 42554.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Gladiator Mojave 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 636.92, "amount_financed": 45213.63, "sales_tax": 2659.63, "total_of_payments": 53501.53, "finance_charge": 8287.9, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5554, VIN 1C6PJTAG2TL168533. $637 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $42,554, before any dealer documentation fee. Amount financed $45,214, including $2,660 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $53,502. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$37,475"}, {"label": "Advertised price", "value": "$33,247"}, {"label": "Savings", "value": "$4,228, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,228", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33247.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 1, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 201}}, {"vin": "3C6TR5EJ5TG239620", "title": "2026 RAM 2500 Power Wagon", "year": 2026, "make": "RAM", "model": "2500", "trim": "Power Wagon", "decoded_trim": "Power Wagon/Rebel", "condition": "new", "price": 86075.0, "msrp": 86075.0, "sale_price": 75241.0, "currency": "USD", "mileage": 10, "exterior_color": "Gray Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5331", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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"Ram", "model": "2500", "year": 2026, "trim": "Power Wagon/Rebel", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 86075.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6TR5EJ5TG239620.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6tr5ej5tg239620/2026-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6tr5ej5tg239620/2026-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6TR5EJ5TG239620.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6TR5EJ5TG239620.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6TR5EJ5TG239620.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6tr5ej5tg239620/2026-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5331, VIN 3C6TR5EJ5TG239620. Advertised price: $86,075. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$86,075"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 86075.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6TR5EJ5TG239620_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1746, "unit": "per_month", "display": "$1,746/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 86075.0, "price_incl_doc": 86075.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1746.47, "amount_financed": 91454.69, "sales_tax": 5379.69, "total_of_payments": 104788.13, "finance_charge": 13333.44, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5331, VIN 3C6TR5EJ5TG239620. $1,746 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $86,075, before any dealer documentation fee. Amount financed $91,455, including $5,380 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $104,788. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6TR5EJ5TG239620_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1332, "unit": "per_month", "display": "$1,332/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 86075.0, "price_incl_doc": 86075.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1331.64, "amount_financed": 91454.69, "sales_tax": 5379.69, "total_of_payments": 111857.83, "finance_charge": 20403.14, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5331, VIN 3C6TR5EJ5TG239620. $1,332 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $86,075, before any dealer documentation fee. Amount financed $91,455, including $5,380 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $111,858. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6TR5EJ5TG239620_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1209, "unit": "per_month", "display": "$1,209/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 86075.0, "selling_price": 86075.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1209.21, "net_cap_cost": 86770.0, "residual_value": 53366.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1209.21, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1369.21}, "total_of_payments": 43524, "total_of_payments_unrounded": 43531.56}, "disclosure": "Estimated lease payment for stock #J5331, VIN 3C6TR5EJ5TG239620. $1,209 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,369, made up of $1,209 first payment, $60 title, $100 registration. MSRP $86,075. Lease selling price $86,075. Net capitalized cost $86,770. Residual value $53,366, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $43,524. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6TR5EJ5TG239620_lease", "type": "lease", "label": "Lease", "headline": {"value": 1116, "unit": "per_month", "display": "$1,116/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 86075.0, "selling_price": 86075.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1115.92, "net_cap_cost": 83771.0, "residual_value": 53366.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1115.92, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4274.92}, "total_of_payments": 40176, "total_of_payments_unrounded": 40173.12}, "disclosure": "Estimated lease payment for stock #J5331, VIN 3C6TR5EJ5TG239620. $1,116 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,275, made up of $1,116 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $86,075. Lease selling price $86,075. Net capitalized cost $83,771. Residual value $53,366, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $40,176. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 305}}, {"vin": "1C4PJXEG3TW341985", "title": "2026 Jeep Wrangler Sahara", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 56265.0, "msrp": 56265.0, "sale_price": 49577.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Nlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63472379", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cc37bc87-8f9a-445a-97ef-9055068481b3.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cc37bc87-8f9a-445a-97ef-9055068481b3.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ef2cd664-95de-4655-b013-ea5e4878ebf7.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5a9cd70d-07c8-42ec-9323-899403c2a148.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1f4f221d-cc09-433f-9c7c-2ffb860bf09b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/73adbc51-64f1-49b7-96e6-eb166797451d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c1a1888d-9c0f-4426-abb4-c173ba8688c2.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0a688b1a-e8d8-4200-8b68-86090ef8042c.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2026, "trim": "Sahara", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 56265.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXEG3TW341985.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg3tw341985/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg3tw341985/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXEG3TW341985.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG3TW341985.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG3TW341985.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg3tw341985/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63472379, VIN 1C4PJXEG3TW341985. Advertised price: $56,265. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$56,265"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56265.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG3TW341985_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1142, "unit": "per_month", "display": "$1,142/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56265.0, "price_incl_doc": 56265.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1141.62, "amount_financed": 59781.56, "sales_tax": 3516.56, "total_of_payments": 68497.28, "finance_charge": 8715.72, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63472379, VIN 1C4PJXEG3TW341985. $1,142 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,265, before any dealer documentation fee. Amount financed $59,782, including $3,517 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $68,497. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG3TW341985_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 870, "unit": "per_month", "display": "$870/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56265.0, "price_incl_doc": 56265.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 870.46, "amount_financed": 59781.56, "sales_tax": 3516.56, "total_of_payments": 73118.56, "finance_charge": 13337.0, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63472379, VIN 1C4PJXEG3TW341985. $870 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $56,265, before any dealer documentation fee. Amount financed $59,782, including $3,517 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $73,119. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 217}}, {"vin": "1C6SRFUP2VN554747", "title": "2027 RAM 1500 RHO", "year": 2027, "make": "RAM", "model": "1500", "trim": "RHO", "decoded_trim": "RHO/TRX", "condition": "new", "price": 81320.0, "msrp": 81320.0, "sale_price": 81320.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Ylx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Not Specified", "doors": 4, "seating_capacity": null, "engine": "3.0L I6", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63454433", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ac91482d-3cf2-4216-9374-67efe5702088.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ac91482d-3cf2-4216-9374-67efe5702088.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/317f820d-7512-4601-8d4b-f0604ce18275.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1b62ac14-ff10-4c99-b8b5-f118d4d379a1.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a57140a4-c822-4f71-a251-453584ece737.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1857ad6d-814a-425c-8702-d0a8fc1908c2.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/148cae4a-badb-482f-932b-15ddf805e265.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cc1b1a16-b282-4008-a418-1a0b14307b0b.png"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2027, "trim": "RHO/TRX", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "3L 6-Cylinder In-Line", "engine_displacement_l": 3.0, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 81320.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFUP2VN554747.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup2vn554747/2027-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup2vn554747/2027-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFUP2VN554747.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFUP2VN554747.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFUP2VN554747.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup2vn554747/2027-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63454433, VIN 1C6SRFUP2VN554747. Advertised price: $81,320. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$81,320"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81320.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP2VN554747_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1440, "unit": "per_month", "display": "$1,440/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81320.0, "price_incl_doc": 81320.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1440.04, "amount_financed": 86402.5, "sales_tax": 5082.5, "total_of_payments": 86402.5, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454433, VIN 1C6SRFUP2VN554747. $1,440 per month for 60 months at 0% APR, $0 cash down. Advertised price $81,320, before any dealer documentation fee. Amount financed $86,402, including $5,082 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $86,402. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP2VN554747_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1283, "unit": "per_month", "display": "$1,283/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81320.0, "price_incl_doc": 81320.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1282.61, "amount_financed": 86402.5, "sales_tax": 5082.5, "total_of_payments": 107739.25, "finance_charge": 21336.75, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454433, VIN 1C6SRFUP2VN554747. $1,283 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,320, before any dealer documentation fee. Amount financed $86,402, including $5,082 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $107,739. Offer expires 2026-07-31. Estimated for ZIP 60540. 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sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg6tw303912/2026-jeep-wrangler-convertible", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXEG6TW303912.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG6TW303912.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG6TW303912.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg6tw303912/2026-jeep-wrangler-convertible", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,385"}, {"label": "Advertised price", "value": "$50,744"}, {"label": "Savings", "value": "$7,641, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,641", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50744.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG6TW303912_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1030, "unit": "per_month", "display": "$1,030/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50744.0, "price_incl_doc": 50744.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1029.6, "amount_financed": 53915.5, "sales_tax": 3171.5, "total_of_payments": 61775.99, "finance_charge": 7860.49, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5828, VIN 1C4PJXEG6TW303912. $1,030 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $50,744, before any dealer documentation fee. Amount financed $53,916, including $3,172 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $61,776. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG6TW303912_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 785, "unit": "per_month", "display": "$785/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50744.0, "price_incl_doc": 50744.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 785.05, "amount_financed": 53915.5, "sales_tax": 3171.5, "total_of_payments": 65943.81, "finance_charge": 12028.31, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5828, VIN 1C4PJXEG6TW303912. $785 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $50,744, before any dealer documentation fee. Amount financed $53,916, including $3,172 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. 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One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,093. This offer applies to Stock #63377286, VIN 1C4RJKBR2V8152673. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $57,145. Advertised price: $56,052. Savings: $1,093, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,145"}, {"label": "Advertised price", "value": "$56,052"}, {"label": "Savings", "value": "$1,093, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,093", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56052.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBR2V8152673_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1137, "unit": "per_month", "display": "$1,137/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56052.0, "price_incl_doc": 56052.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1137.3, "amount_financed": 59555.25, "sales_tax": 3503.25, "total_of_payments": 68237.98, "finance_charge": 8682.73, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377286, VIN 1C4RJKBR2V8152673. $1,137 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,052, before any dealer documentation fee. Amount financed $59,555, including $3,503 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $68,238. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR2V8152673_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 987, "unit": "per_month", "display": "$987/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56052.0, "price_incl_doc": 56052.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 986.72, "amount_financed": 59555.25, "sales_tax": 3503.25, "total_of_payments": 71043.94, "finance_charge": 11488.69, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377286, VIN 1C4RJKBR2V8152673. $987 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $56,052, before any dealer documentation fee. Amount financed $59,555, including $3,503 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $71,044. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR2V8152673_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 884, "unit": "per_month", "display": "$884/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56052.0, "price_incl_doc": 56052.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 884.07, "amount_financed": 59555.25, "sales_tax": 3503.25, "total_of_payments": 74262.18, "finance_charge": 14706.93, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377286, VIN 1C4RJKBR2V8152673. $884 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $56,052, before any dealer documentation fee. Amount financed $59,555, including $3,503 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $74,262. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR2V8152673_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 776, "unit": "per_month", "display": "$776/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57145.0, "selling_price": 56052.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 776.06, "net_cap_cost": 56747.0, "residual_value": 35429.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 776.06, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 936.06}, "total_of_payments": 27936, "total_of_payments_unrounded": 27938.16}, "disclosure": "Estimated lease payment for stock #63377286, VIN 1C4RJKBR2V8152673. $776 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $936, made up of $776 first payment, $60 title, $100 registration. MSRP $57,145. Lease selling price $56,052. Net capitalized cost $56,747. Residual value $35,430, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,936. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR2V8152673_lease", "type": "lease", "label": "Lease", "headline": {"value": 683, "unit": "per_month", "display": "$683/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57145.0, "selling_price": 56052.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 682.77, "net_cap_cost": 53748.0, "residual_value": 35429.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 682.77, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3841.77}, "total_of_payments": 24588, "total_of_payments_unrounded": 24579.72}, "disclosure": "Estimated lease payment for stock #63377286, VIN 1C4RJKBR2V8152673. $683 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,842, made up of $683 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $57,145. Lease selling price $56,052. Net capitalized cost $53,748. Residual value $35,430, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,588. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 286}}, {"vin": "1C6SRFJT6VN554753", "title": "2027 RAM 1500 Laramie", "year": 2027, "make": "RAM", "model": "1500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 75165.0, "msrp": 80045.0, "sale_price": 75165.0, "currency": "USD", "mileage": null, "exterior_color": "Forged Blue Metallic", "interior_color": "Gjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Not Specified", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63454453", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a2e7a6a9-f572-4f21-bfe5-321fef48d301.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a2e7a6a9-f572-4f21-bfe5-321fef48d301.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f6030067-e361-4064-a1aa-97bc6236811e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/fd2b2cdd-2b17-4c36-a56d-2bc4db1c640e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/db803127-08ec-45d8-a89e-afd63138bade.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/37a3175c-3996-453c-9025-182940c0feee.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f968ed5b-845c-4b5b-a367-92fb8fbaad75.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/849e271d-ff2b-47f5-a406-5bfde004afa9.png"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2027, "trim": "Laramie", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 80045.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFJT6VN554753.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt6vn554753/2027-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt6vn554753/2027-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFJT6VN554753.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJT6VN554753.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJT6VN554753.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt6vn554753/2027-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,880. This offer applies to Stock #63454453, VIN 1C6SRFJT6VN554753. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $80,045. Advertised price: $75,165. Savings: $4,880, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$80,045"}, {"label": "Advertised price", "value": "$75,165"}, {"label": "Savings", "value": "$4,880, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,880", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 75165.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFJT6VN554753_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1331, "unit": "per_month", "display": "$1,331/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 75165.0, "price_incl_doc": 75165.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1331.05, "amount_financed": 79862.81, "sales_tax": 4697.81, "total_of_payments": 79862.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454453, VIN 1C6SRFJT6VN554753. $1,331 per month for 60 months at 0% APR, $0 cash down. Advertised price $75,165, before any dealer documentation fee. Amount financed $79,863, including $4,698 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $79,863. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJT6VN554753_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1186, "unit": "per_month", "display": "$1,186/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 75165.0, "price_incl_doc": 75165.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1185.53, "amount_financed": 79862.81, "sales_tax": 4697.81, "total_of_payments": 99584.61, "finance_charge": 19721.8, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454453, VIN 1C6SRFJT6VN554753. $1,186 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $75,165, before any dealer documentation fee. Amount financed $79,863, including $4,698 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $99,585. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 225}}, {"vin": "1C6SRFLTXTN428678", "title": "2026 RAM 1500 Rebel", "year": 2026, "make": "RAM", "model": "1500", "trim": "Rebel", "decoded_trim": "Rebel", "condition": "new", "price": 76755.0, "msrp": 76755.0, "sale_price": 59036.0, "currency": "USD", "mileage": null, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Tlxr", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 16, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "63316948", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/eaf8791b-f0fa-45c3-95d9-43ecfeb1eff1.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/eaf8791b-f0fa-45c3-95d9-43ecfeb1eff1.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/85fcd065-6346-451e-86c5-17076efc3003.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7927713d-d75e-4a81-bbdc-6c2eefdab9c3.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6d79c981-b8bc-40d8-a445-b1b1b911bf52.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/71440f5d-5170-411e-b68d-7333b286ea94.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3bab8414-5803-4f2d-8acb-9c51de7ecbd8.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7196ec6a-74cc-46d6-bb97-1e3c557c4289.png"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2026, "trim": "Rebel", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 76755.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFLTXTN428678.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfltxtn428678/2026-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfltxtn428678/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFLTXTN428678.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFLTXTN428678.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFLTXTN428678.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfltxtn428678/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63316948, VIN 1C6SRFLTXTN428678. Advertised price: $76,755. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$76,755"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 76755.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFLTXTN428678_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1359, "unit": "per_month", "display": "$1,359/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 76755.0, "price_incl_doc": 76755.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1359.2, "amount_financed": 81552.19, "sales_tax": 4797.19, "total_of_payments": 81552.19, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63316948, VIN 1C6SRFLTXTN428678. $1,359 per month for 60 months at 0% APR, $0 cash down. Advertised price $76,755, before any dealer documentation fee. Amount financed $81,552, including $4,797 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $81,552. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFLTXTN428678_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1211, "unit": "per_month", "display": "$1,211/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 76755.0, "price_incl_doc": 76755.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1210.61, "amount_financed": 81552.19, "sales_tax": 4797.19, "total_of_payments": 101691.18, "finance_charge": 20138.99, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63316948, VIN 1C6SRFLTXTN428678. $1,211 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $76,755, before any dealer documentation fee. Amount financed $81,552, including $4,797 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $101,691. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 201}}, {"vin": "1C4RJHBR6VC561792", "title": "2027 Jeep Grand Cherokee Limited Reserve", "year": 2027, "make": "Jeep", "model": "Grand Cherokee", "trim": "Limited Reserve", "decoded_trim": "Limited", "condition": "new", "price": 51392.0, "msrp": 52145.0, "sale_price": 51392.0, "currency": "USD", "mileage": null, "exterior_color": "Sting Gray Clear Coat", "interior_color": "B6x7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L Hurricane 4 Turbo with ESS", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "63369695", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8ca1c492-b00f-44ac-9dcf-b4b41bb22346.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8ca1c492-b00f-44ac-9dcf-b4b41bb22346.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8fd41267-3051-48b0-8308-7768a9ec0091.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/37a64aef-a65d-4146-932e-582cb044b09e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/feff46fa-a6fa-4403-ac13-9bf6f11bdbb6.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7ad6a915-ac45-42ee-887d-268df3c2c60e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/48f1a785-1c46-4d34-ac21-14854baae267.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/59529592-0b12-49ea-b971-31c6af6651be.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52145.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJHBR6VC561792.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr6vc561792/2027-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr6vc561792/2027-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJHBR6VC561792.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBR6VC561792.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBR6VC561792.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr6vc561792/2027-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $753. This offer applies to Stock #63369695, VIN 1C4RJHBR6VC561792. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,145. Advertised price: $51,392. Savings: $753, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,145"}, {"label": "Advertised price", "value": "$51,392"}, {"label": "Savings", "value": "$753, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $753", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51392.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR6VC561792_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 877, "unit": "per_month", "display": "$877/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51392.0, "price_incl_doc": 51392.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 876.86, "amount_financed": 54604.0, "sales_tax": 3212.0, "total_of_payments": 63134.15, "finance_charge": 8530.15, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369695, VIN 1C4RJHBR6VC561792. $877 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $51,392, before any dealer documentation fee. Amount financed $54,604, including $3,212 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $63,134. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR6VC561792_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 719, "unit": "per_month", "display": "$719/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51392.0, "price_incl_doc": 51392.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 719.04, "amount_financed": 54604.0, "sales_tax": 3212.0, "total_of_payments": 60399.42, "finance_charge": 5795.42, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369695, VIN 1C4RJHBR6VC561792. $719 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $51,392, before any dealer documentation fee. Amount financed $54,604, including $3,212 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $60,399. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 63564.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63564.0, "price_incl_doc": 63564.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1125.61, "amount_financed": 67536.75, "sales_tax": 3972.75, "total_of_payments": 67536.75, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5637, VIN 1C6SRFJT8TN351621. $1,126 per month for 60 months at 0% APR, $0 cash down. Advertised price $63,564, before any dealer documentation fee. Amount financed $67,537, including $3,973 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $67,537. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJT8TN351621_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1003, "unit": "per_month", "display": "$1,003/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63564.0, "price_incl_doc": 63564.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1002.56, "amount_financed": 67536.75, "sales_tax": 3972.75, "total_of_payments": 84214.68, "finance_charge": 16677.93, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5637, VIN 1C6SRFJT8TN351621. $1,003 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $63,564, before any dealer documentation fee. Amount financed $67,537, including $3,973 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $84,215. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 201}}, {"vin": "3C63R5NL1TG332524", "title": "2026 RAM 2500 Laramie", "year": 2026, "make": "RAM", "model": "2500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 89495.0, "msrp": 89495.0, "sale_price": 79143.0, "currency": "USD", "mileage": 17, "exterior_color": "Crystal Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Diesel", "doors": 4, "seating_capacity": null, "engine": "6.7L I6", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5864", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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6-Cylinder In-Line", "engine_displacement_l": 6.7, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Diesel", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 89495.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C63R5NL1TG332524.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r5nl1tg332524/2026-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r5nl1tg332524/2026-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C63R5NL1TG332524.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C63R5NL1TG332524.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C63R5NL1TG332524.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r5nl1tg332524/2026-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5864, VIN 3C63R5NL1TG332524. Advertised price: $89,495. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$89,495"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 89495.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63R5NL1TG332524_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1816, "unit": "per_month", "display": "$1,816/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 89495.0, "price_incl_doc": 89495.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1815.86, "amount_financed": 95088.44, "sales_tax": 5593.44, "total_of_payments": 108951.65, "finance_charge": 13863.21, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5864, VIN 3C63R5NL1TG332524. $1,816 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $89,495, before any dealer documentation fee. Amount financed $95,088, including $5,593 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $108,952. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5NL1TG332524_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1385, "unit": "per_month", "display": "$1,385/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 89495.0, "price_incl_doc": 89495.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1384.55, "amount_financed": 95088.44, "sales_tax": 5593.44, "total_of_payments": 116302.26, "finance_charge": 21213.82, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5864, VIN 3C63R5NL1TG332524. $1,385 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $89,495, before any dealer documentation fee. Amount financed $95,088, including $5,593 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $116,302. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5NL1TG332524_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1256, "unit": "per_month", "display": "$1,256/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 89495.0, "selling_price": 89495.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1256.4, "net_cap_cost": 90190.0, "residual_value": 55486.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1256.4, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1416.4}, "total_of_payments": 45216, "total_of_payments_unrounded": 45230.4}, "disclosure": "Estimated lease payment for stock #J5864, VIN 3C63R5NL1TG332524. $1,256 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,416, made up of $1,256 first payment, $60 title, $100 registration. MSRP $89,495. Lease selling price $89,495. Net capitalized cost $90,190. Residual value $55,487, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $45,216. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5NL1TG332524_lease", "type": "lease", "label": "Lease", "headline": {"value": 1163, "unit": "per_month", "display": "$1,163/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 89495.0, "selling_price": 89495.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1163.1, "net_cap_cost": 87191.0, "residual_value": 55486.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1163.1, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4322.1}, "total_of_payments": 41868, "total_of_payments_unrounded": 41871.6}, "disclosure": "Estimated lease payment for stock #J5864, VIN 3C63R5NL1TG332524. $1,163 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,322, made up of $1,163 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $89,495. Lease selling price $89,495. Net capitalized cost $87,191. Residual value $55,487, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $41,868. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$61,150"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61150.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6RRFFG6TN360652_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1083, "unit": "per_month", "display": "$1,083/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61150.0, "price_incl_doc": 61150.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1082.86, "amount_financed": 64971.88, "sales_tax": 3821.88, "total_of_payments": 64971.88, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LR5702, VIN 1C6RRFFG6TN360652. $1,083 per month for 60 months at 0% APR, $0 cash down. Advertised price $61,150, before any dealer documentation fee. Amount financed $64,972, including $3,822 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $64,972. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6RRFFG6TN360652_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 964, "unit": "per_month", "display": "$964/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61150.0, "price_incl_doc": 61150.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 964.48, "amount_financed": 64971.88, "sales_tax": 3821.88, "total_of_payments": 81016.43, "finance_charge": 16044.55, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LR5702, VIN 1C6RRFFG6TN360652. $964 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $61,150, before any dealer documentation fee. Amount financed $64,972, including $3,822 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $81,016. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $793. This offer applies to Stock #63377303, VIN 1C4RJKBR2V8152690. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,145. Advertised price: $53,352. Savings: $793, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,145"}, {"label": "Advertised price", "value": "$53,352"}, {"label": "Savings", "value": "$793, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $793", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53352.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBR2V8152690_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1083, "unit": "per_month", "display": "$1,083/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53352.0, "price_incl_doc": 53352.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1082.52, "amount_financed": 56686.5, "sales_tax": 3334.5, "total_of_payments": 64950.98, "finance_charge": 8264.48, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377303, VIN 1C4RJKBR2V8152690. $1,083 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,352, before any dealer documentation fee. Amount financed $56,686, including $3,334 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $64,951. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR2V8152690_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 939, "unit": "per_month", "display": "$939/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53352.0, "price_incl_doc": 53352.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 939.19, "amount_financed": 56686.5, "sales_tax": 3334.5, "total_of_payments": 67621.78, "finance_charge": 10935.28, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377303, VIN 1C4RJKBR2V8152690. $939 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,352, before any dealer documentation fee. Amount financed $56,686, including $3,334 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $67,622. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR2V8152690_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 841, "unit": "per_month", "display": "$841/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53352.0, "price_incl_doc": 53352.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 841.49, "amount_financed": 56686.5, "sales_tax": 3334.5, "total_of_payments": 70685.01, "finance_charge": 13998.51, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377303, VIN 1C4RJKBR2V8152690. $841 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,352, before any dealer documentation fee. Amount financed $56,686, including $3,334 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $70,685. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR2V8152690_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 744, "unit": "per_month", "display": "$744/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54145.0, "selling_price": 53352.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 744.0, "net_cap_cost": 54047.0, "residual_value": 33569.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 744, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 904}, "total_of_payments": 26784, "total_of_payments_unrounded": 26784.0}, "disclosure": "Estimated lease payment for stock #63377303, VIN 1C4RJKBR2V8152690. $744 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $904, made up of $744 first payment, $60 title, $100 registration. MSRP $54,145. Lease selling price $53,352. Net capitalized cost $54,047. Residual value $33,570, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,784. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR2V8152690_lease", "type": "lease", "label": "Lease", "headline": {"value": 651, "unit": "per_month", "display": "$651/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54145.0, "selling_price": 53352.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 650.71, "net_cap_cost": 51048.0, "residual_value": 33569.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 650.71, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3809.71}, "total_of_payments": 23436, "total_of_payments_unrounded": 23425.56}, "disclosure": "Estimated lease payment for stock #63377303, VIN 1C4RJKBR2V8152690. $651 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,810, made up of $651 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $54,145. Lease selling price $53,352. Net capitalized cost $51,048. Residual value $33,570, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,436. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 240}}, {"vin": "1C4RJXFG2TW320441", "title": "2026 Jeep Wrangler Rubicon X", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X", "decoded_trim": "Rubicon", "condition": "new", "price": 68380.0, "msrp": 68380.0, "sale_price": 60291.0, "currency": "USD", "mileage": null, "exterior_color": "41", "interior_color": "Vlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63285809", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f07ddbc5-a957-490b-a394-eaad92cf2e9b.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f07ddbc5-a957-490b-a394-eaad92cf2e9b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/78aa5928-8d09-4d25-8c9e-0970842613ef.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f0902f79-7335-47a0-9a8d-544de6ea3353.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f1207340-2fe9-4695-be2e-742cd76a780e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2c8653e3-6ff0-490c-844f-0bf41fa07c2b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3be4d29d-c446-4426-a08b-6e071217c3f1.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f6fe30af-e65a-4071-816f-a65b4baf05be.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2026, "trim": "Rubicon", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 68380.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJXFG2TW320441.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg2tw320441/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg2tw320441/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJXFG2TW320441.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG2TW320441.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG2TW320441.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg2tw320441/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63285809, VIN 1C4RJXFG2TW320441. Advertised price: $68,380. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$68,380"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68380.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG2TW320441_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1387, "unit": "per_month", "display": "$1,387/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68380.0, "price_incl_doc": 68380.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1387.44, "amount_financed": 72653.75, "sales_tax": 4273.75, "total_of_payments": 83246.14, "finance_charge": 10592.39, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63285809, VIN 1C4RJXFG2TW320441. $1,387 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,380, before any dealer documentation fee. Amount financed $72,654, including $4,274 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,246. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG2TW320441_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1058, "unit": "per_month", "display": "$1,058/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68380.0, "price_incl_doc": 68380.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1057.89, "amount_financed": 72653.75, "sales_tax": 4273.75, "total_of_payments": 88862.48, "finance_charge": 16208.73, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63285809, VIN 1C4RJXFG2TW320441. $1,058 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $68,380, before any dealer documentation fee. Amount financed $72,654, including $4,274 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $88,862. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 193}}, {"vin": "1C4RJXFG2VW554811", "title": "2027 Jeep Wrangler Rubicon X", "year": 2027, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X", "decoded_trim": "Rubicon", "condition": "new", "price": 68380.0, "msrp": 68380.0, "sale_price": 68380.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Vlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63488286", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/47162328-b167-4c03-b91e-4b81c272d36b.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/47162328-b167-4c03-b91e-4b81c272d36b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/22b5e370-9f3b-44f7-9f89-4b5c343bf127.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4c3bf796-a4aa-46cc-85e9-effc80e0af11.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/483b231d-d082-404b-bec6-58e95563e7a9.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b29cd94d-1ff4-4c00-9d4c-e83da8f37a90.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d959bca4-b023-4fb4-bd31-8b45b302d17b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/14f08140-3aab-42da-b55a-28b229165797.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2027, "trim": "Rubicon", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 68380.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJXFG2VW554811.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg2vw554811/2027-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg2vw554811/2027-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJXFG2VW554811.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG2VW554811.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG2VW554811.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg2vw554811/2027-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63488286, VIN 1C4RJXFG2VW554811. Advertised price: $68,380. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$68,380"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68380.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG2VW554811_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1387, "unit": "per_month", "display": "$1,387/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68380.0, "price_incl_doc": 68380.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1387.44, "amount_financed": 72653.75, "sales_tax": 4273.75, "total_of_payments": 83246.14, "finance_charge": 10592.39, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488286, VIN 1C4RJXFG2VW554811. $1,387 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,380, before any dealer documentation fee. Amount financed $72,654, including $4,274 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,246. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG2VW554811_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1058, "unit": "per_month", "display": "$1,058/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68380.0, "price_incl_doc": 68380.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1057.89, "amount_financed": 72653.75, "sales_tax": 4273.75, "total_of_payments": 88862.48, "finance_charge": 16208.73, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488286, VIN 1C4RJXFG2VW554811. $1,058 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $68,380, before any dealer documentation fee. Amount financed $72,654, including $4,274 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $88,862. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 172}}, {"vin": "1C4RJHBR0V8151895", "title": "2027 Jeep Grand Cherokee Limited", "year": 2027, "make": "Jeep", "model": "Grand Cherokee", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 50856.0, "msrp": 51550.0, "sale_price": 50856.0, "currency": "USD", "mileage": null, "exterior_color": "Steel Blue", "interior_color": "B6x7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "63369694", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/fe9cbc31-6c71-419f-ba08-5092bfb3eeed.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/fe9cbc31-6c71-419f-ba08-5092bfb3eeed.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b2f8312b-85a2-4bd5-8e22-11bcd935d071.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5febacc7-73ca-43e8-a56c-c2ffbee9ba2c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/40a33d83-00a2-4c82-80dc-4f3c659e2dc7.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d3c4035e-60ad-4758-bc3d-f058864b6c44.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9da5e07b-3e37-41b9-b32f-df4ce6a9a605.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/929bdc67-c332-462e-809c-f5e3586b1669.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 51550.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJHBR0V8151895.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr0v8151895/2027-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr0v8151895/2027-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJHBR0V8151895.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBR0V8151895.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBR0V8151895.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr0v8151895/2027-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $694. This offer applies to Stock #63369694, VIN 1C4RJHBR0V8151895. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,550. Advertised price: $50,856. Savings: $694, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,550"}, {"label": "Advertised price", "value": "$50,856"}, {"label": "Savings", "value": "$694, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $694", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50856.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR0V8151895_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 868, "unit": "per_month", "display": "$868/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50856.0, "price_incl_doc": 50856.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 867.72, "amount_financed": 54034.5, "sales_tax": 3178.5, "total_of_payments": 62475.68, "finance_charge": 8441.18, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369694, VIN 1C4RJHBR0V8151895. $868 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $50,856, before any dealer documentation fee. Amount financed $54,034, including $3,178 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $62,476. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR0V8151895_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 712, "unit": "per_month", "display": "$712/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50856.0, "price_incl_doc": 50856.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 711.54, "amount_financed": 54034.5, "sales_tax": 3178.5, "total_of_payments": 59769.48, "finance_charge": 5734.98, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369694, VIN 1C4RJHBR0V8151895. $712 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $50,856, before any dealer documentation fee. Amount financed $54,034, including $3,178 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $59,769. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$57,670"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57670.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$38,577"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFLT0NN412654_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 699, "unit": "per_month", "display": "$699/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHDG4N8606291_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 668, "unit": "per_month", "display": "$668/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHDG4N8606291_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 557, "unit": "per_month", "display": "$557/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26777.0, "price_incl_doc": 26777.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 556.53, "amount_financed": 28450.56, "sales_tax": 1673.56, "total_of_payments": 33392.08, "finance_charge": 4941.52, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC488, VIN 1C4RJHDG4N8606291. $557 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,777, before any dealer documentation fee. Amount financed $28,451, including $1,674 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,392. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHDG4N8606291_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 485, "unit": "per_month", "display": "$485/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26777.0, "price_incl_doc": 26777.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 484.92, "amount_financed": 28450.56, "sales_tax": 1673.56, "total_of_payments": 34914.04, "finance_charge": 6463.48, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC488, VIN 1C4RJHDG4N8606291. $485 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,777, before any dealer documentation fee. Amount financed $28,451, including $1,674 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $34,914. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 87}}, {"vin": "1C4HJXAG5NW226575", "title": "2022 Jeep Wrangler Willys", "year": 2022, "make": "Jeep", "model": "Wrangler", "trim": "Willys", "decoded_trim": "Sport", "condition": "used", "price": 27977.0, "msrp": 27977.0, "sale_price": 28977.0, "currency": "USD", "mileage": 34244, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 2, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "JC492", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4hjxag5nw226575/2022-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4HJXAG5NW226575.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4HJXAG5NW226575.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4HJXAG5NW226575.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4hjxag5nw226575/2022-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JC492, VIN 1C4HJXAG5NW226575. Advertised price: $27,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4HJXAG5NW226575_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 698, "unit": "per_month", "display": "$698/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27977.0, "price_incl_doc": 27977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 697.97, "amount_financed": 29725.56, "sales_tax": 1748.56, "total_of_payments": 33502.53, "finance_charge": 3776.97, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC492, VIN 1C4HJXAG5NW226575. $698 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,977, before any dealer documentation fee. Amount financed $29,726, including $1,749 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,503. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4HJXAG5NW226575_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 581, "unit": "per_month", "display": "$581/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27977.0, "price_incl_doc": 27977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 581.48, "amount_financed": 29725.56, "sales_tax": 1748.56, "total_of_payments": 34888.53, "finance_charge": 5162.97, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC492, VIN 1C4HJXAG5NW226575. $581 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,977, before any dealer documentation fee. Amount financed $29,726, including $1,749 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,889. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4HJXAG5NW226575_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27977.0, "price_incl_doc": 27977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 506.65, "amount_financed": 29725.56, "sales_tax": 1748.56, "total_of_payments": 36478.69, "finance_charge": 6753.13, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC492, VIN 1C4HJXAG5NW226575. $507 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,977, before any dealer documentation fee. Amount financed $29,726, including $1,749 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $36,479. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$38,945"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38945.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38945.0, "price_incl_doc": 38945.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Compass Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 608.54, "amount_financed": 41379.06, "sales_tax": 2434.06, "total_of_payments": 43815.18, "finance_charge": 2436.12, "per_1000_financed": 14.71, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63428572, VIN 3C4NJDDN4TT292002. $609 per month for 72 months at 1.9% APR, $0 cash down. Advertised price $38,945, before any dealer documentation fee. Amount financed $41,379, including $2,434 estimated sales tax at 6.25%. That is $14.71 per $1,000 financed. Total of payments $43,815. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFJT7NN224278_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29977.0, "price_incl_doc": 29977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 747.87, "amount_financed": 31850.56, "sales_tax": 1873.56, "total_of_payments": 35897.53, "finance_charge": 4046.97, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5476A, VIN 1C6SRFJT7NN224278. $748 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,977, before any dealer documentation fee. Amount financed $31,851, including $1,874 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,898. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJT7NN224278_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 623, "unit": "per_month", "display": "$623/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29977.0, "price_incl_doc": 29977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 623.04, "amount_financed": 31850.56, "sales_tax": 1873.56, "total_of_payments": 37382.62, "finance_charge": 5532.06, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5476A, VIN 1C6SRFJT7NN224278. $623 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,977, before any dealer documentation fee. Amount financed $31,851, including $1,874 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,383. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJT7NN224278_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 543, "unit": "per_month", "display": "$543/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29977.0, "price_incl_doc": 29977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 542.87, "amount_financed": 31850.56, "sales_tax": 1873.56, "total_of_payments": 39086.46, "finance_charge": 7235.9, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5476A, VIN 1C6SRFJT7NN224278. $543 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,977, before any dealer documentation fee. Amount financed $31,851, including $1,874 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,086. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 90}}, {"vin": "1C4RJHBG8SC326692", "title": "2025 Jeep Grand Cherokee Limited", "year": 2025, "make": "Jeep", "model": "Grand Cherokee", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 45943.0, "msrp": 55065.0, "sale_price": 45943.0, "currency": "USD", "mileage": 5250, "exterior_color": "Bright White Clearcoat", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 19, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "RLJ4772", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbg8sc326692/2025-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJHBG8SC326692.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBG8SC326692.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBG8SC326692.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbg8sc326692/2025-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $9,122. This offer applies to Stock #RLJ4772, VIN 1C4RJHBG8SC326692. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $55,065. Advertised price: $45,943. Savings: $9,122, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$55,065"}, {"label": "Advertised price", "value": "$45,943"}, {"label": "Savings", "value": "$9,122, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $9,122", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45943.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45943.0, "price_incl_doc": 45943.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 783.89, "amount_financed": 48814.44, "sales_tax": 2871.44, "total_of_payments": 56440.15, "finance_charge": 7625.71, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ4772, VIN 1C4RJHBG8SC326692. $784 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $45,943, before any dealer documentation fee. Amount financed $48,814, including $2,871 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $56,440. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBG8SC326692_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 643, "unit": "per_month", "display": "$643/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45943.0, "price_incl_doc": 45943.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 642.8, "amount_financed": 48814.44, "sales_tax": 2871.44, "total_of_payments": 53995.38, "finance_charge": 5180.94, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ4772, VIN 1C4RJHBG8SC326692. $643 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $45,943, before any dealer documentation fee. Amount financed $48,814, including $2,871 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $53,995. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5TFVC5DB9NX002379_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 831, "unit": "per_month", "display": "$831/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39977.0, "price_incl_doc": 39977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 723.96, "amount_financed": 42475.56, "sales_tax": 2498.56, "total_of_payments": 52125.28, "finance_charge": 9649.72, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5906A, VIN 5TFVC5DB9NX002379. $724 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $39,977, before any dealer documentation fee. Amount financed $42,476, including $2,499 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $52,125. Offer expires 2026-07-31. Estimated for ZIP 60540. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKEG3P8779329_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1030, "unit": "per_month", "display": "$1,030/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41277.0, "price_incl_doc": 41277.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1029.78, "amount_financed": 43856.81, "sales_tax": 2579.81, "total_of_payments": 49429.31, "finance_charge": 5572.5, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1C4RJKEG3P8779329. $1,030 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $41,277, before any dealer documentation fee. Amount financed $43,857, including $2,580 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $49,429. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKEG3P8779329_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 858, "unit": "per_month", "display": "$858/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41277.0, "price_incl_doc": 41277.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 857.9, "amount_financed": 43856.81, "sales_tax": 2579.81, "total_of_payments": 51474.21, "finance_charge": 7617.4, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1C4RJKEG3P8779329. $858 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $41,277, before any dealer documentation fee. Amount financed $43,857, including $2,580 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $51,474. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKEG3P8779329_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$68,605"}, {"label": "Advertised price", "value": "$60,194"}, {"label": "Savings", "value": "$8,411, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,411", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFGXTW307839_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1221, "unit": "per_month", "display": "$1,221/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60194.0, "price_incl_doc": 60194.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1221.34, "amount_financed": 63956.13, "sales_tax": 3762.13, "total_of_payments": 73280.47, "finance_charge": 9324.34, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63124964, VIN 1C4RJXFGXTW307839. $1,221 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $60,194, before any dealer documentation fee. Amount financed $63,956, including $3,762 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $73,280. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFGXTW307839_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 931, "unit": "per_month", "display": "$931/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60194.0, "price_incl_doc": 60194.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 931.24, "amount_financed": 63956.13, "sales_tax": 3762.13, "total_of_payments": 78224.46, "finance_charge": 14268.33, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63124964, VIN 1C4RJXFGXTW307839. $931 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $60,194, before any dealer documentation fee. Amount financed $63,956, including $3,762 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $78,224. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$39,577"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39577.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GCUDEED4PZ261054_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 987, "unit": "per_month", "display": "$987/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39577.0, "price_incl_doc": 39577.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 987.37, "amount_financed": 42050.56, "sales_tax": 2473.56, "total_of_payments": 47393.56, "finance_charge": 5343.0, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC471, VIN 1GCUDEED4PZ261054. $987 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $39,577, before any dealer documentation fee. Amount financed $42,051, including $2,474 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $47,394. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCUDEED4PZ261054_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 823, "unit": "per_month", "display": "$823/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39577.0, "price_incl_doc": 39577.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 822.57, "amount_financed": 42050.56, "sales_tax": 2473.56, "total_of_payments": 49354.23, "finance_charge": 7303.67, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC471, VIN 1GCUDEED4PZ261054. $823 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $39,577, before any dealer documentation fee. Amount financed $42,051, including $2,474 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $49,354. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCUDEED4PZ261054_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 717, "unit": "per_month", "display": "$717/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39577.0, "price_incl_doc": 39577.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 716.72, "amount_financed": 42050.56, "sales_tax": 2473.56, "total_of_payments": 51603.72, "finance_charge": 9553.16, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC471, VIN 1GCUDEED4PZ261054. $717 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $39,577, before any dealer documentation fee. Amount financed $42,051, including $2,474 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $51,604. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5891, VIN 1C4PJXDG7TW295529. Advertised price: $52,090. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$52,090"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52090.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDG7TW295529_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 806, "unit": "per_month", "display": "$806/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$41,085"}, {"label": "Advertised price", "value": "$34,334"}, {"label": "Savings", "value": "$6,751, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,751", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34334.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4PJMB24TT227099_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 603, "unit": "per_month", "display": "$603/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34334.0, "price_incl_doc": 34334.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 602.86, "amount_financed": 36479.88, "sales_tax": 2145.88, "total_of_payments": 43405.66, "finance_charge": 6925.78, "per_1000_financed": 16.53, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LE5689, VIN 3C4PJMB24TT227099. $603 per month for 72 months at 5.9% APR, $0 cash down. Advertised price $34,334, before any dealer documentation fee. Amount financed $36,480, including $2,146 estimated sales tax at 6.25%. That is $16.53 per $1,000 financed. Total of payments $43,406. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4PJMB24TT227099_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 514, "unit": "per_month", "display": "$514/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34334.0, "price_incl_doc": 34334.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 513.89, "amount_financed": 36479.88, "sales_tax": 2145.88, "total_of_payments": 43166.84, "finance_charge": 6686.96, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LE5689, VIN 3C4PJMB24TT227099. $514 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $34,334, before any dealer documentation fee. Amount financed $36,480, including $2,146 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $43,167. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 90}}, {"vin": "3C63R5SL8TG289966", "title": "2026 RAM 2500 Limited", "year": 2026, "make": "RAM", "model": "2500", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 102640.0, "msrp": 102640.0, "sale_price": 90059.0, "currency": "USD", "mileage": 9, "exterior_color": "Gray Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Diesel", "doors": 4, "seating_capacity": null, "engine": "6.7L I6", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5765", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r5sl8tg289966/2026-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C63R5SL8TG289966.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C63R5SL8TG289966.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C63R5SL8TG289966.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r5sl8tg289966/2026-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5765, VIN 3C63R5SL8TG289966. Advertised price: $102,640. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$102,640"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 102640.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63R5SL8TG289966_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 2083, "unit": "per_month", "display": "$2,083/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 102640.0, "price_incl_doc": 102640.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2082.57, "amount_financed": 109055.0, "sales_tax": 6415.0, "total_of_payments": 124954.43, "finance_charge": 15899.43, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5765, VIN 3C63R5SL8TG289966. $2,083 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $102,640, before any dealer documentation fee. Amount financed $109,055, including $6,415 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $124,954. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5SL8TG289966_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1588, "unit": "per_month", "display": "$1,588/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 102640.0, "price_incl_doc": 102640.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1587.91, "amount_financed": 109055.0, "sales_tax": 6415.0, "total_of_payments": 133384.69, "finance_charge": 24329.69, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5765, VIN 3C63R5SL8TG289966. $1,588 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $102,640, before any dealer documentation fee. Amount financed $109,055, including $6,415 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $133,385. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5SL8TG289966_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1438, "unit": "per_month", "display": "$1,438/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 102640.0, "selling_price": 102640.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1437.76, "net_cap_cost": 103335.0, "residual_value": 63636.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1437.76, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1597.76}, "total_of_payments": 51768, "total_of_payments_unrounded": 51759.36}, "disclosure": "Estimated lease payment for stock #J5765, VIN 3C63R5SL8TG289966. $1,438 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,598, made up of $1,438 first payment, $60 title, $100 registration. MSRP $102,640. Lease selling price $102,640. Net capitalized cost $103,335. Residual value $63,637, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $51,768. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5SL8TG289966_lease", "type": "lease", "label": "Lease", "headline": {"value": 1344, "unit": "per_month", "display": "$1,344/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 102640.0, "selling_price": 102640.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1344.47, "net_cap_cost": 100336.0, "residual_value": 63636.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1344.47, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4503.47}, "total_of_payments": 48384, "total_of_payments_unrounded": 48400.92}, "disclosure": "Estimated lease payment for stock #J5765, VIN 3C63R5SL8TG289966. $1,344 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,503, made up of $1,344 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $102,640. Lease selling price $102,640. Net capitalized cost $100,336. Residual value $63,637, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $48,384. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 125}}, {"vin": "1C4JJXP66NW267765", "title": "2022 Jeep Wrangler Unlimited Sahara 4xe", "year": 2022, "make": "Jeep", "model": "Wrangler", "trim": "Unlimited Sahara 4xe", "decoded_trim": "Unlimited Sahara 4XE", "condition": "used", "price": 25977.0, "msrp": 25977.0, "sale_price": 25977.0, "currency": "USD", "mileage": 48093, "exterior_color": "Green Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Hybrid", "doors": 4, 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an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4jjxp66nw267765/2022-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4JJXP66NW267765.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4JJXP66NW267765.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4JJXP66NW267765.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4jjxp66nw267765/2022-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JC512, VIN 1C4JJXP66NW267765. Advertised price: $25,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4JJXP66NW267765_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 648, "unit": "per_month", "display": "$648/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25977.0, "price_incl_doc": 25977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 648.07, "amount_financed": 27600.56, "sales_tax": 1623.56, "total_of_payments": 31107.52, "finance_charge": 3506.96, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC512, VIN 1C4JJXP66NW267765. $648 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,977, before any dealer documentation fee. Amount financed $27,601, including $1,624 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,108. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4JJXP66NW267765_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 540, "unit": "per_month", "display": "$540/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25977.0, "price_incl_doc": 25977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 539.91, "amount_financed": 27600.56, "sales_tax": 1623.56, "total_of_payments": 32394.44, "finance_charge": 4793.88, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC512, VIN 1C4JJXP66NW267765. $540 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,977, before any dealer documentation fee. Amount financed $27,601, including $1,624 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $32,394. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4JJXP66NW267765_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 470, "unit": "per_month", "display": "$470/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25977.0, "price_incl_doc": 25977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 470.43, "amount_financed": 27600.56, "sales_tax": 1623.56, "total_of_payments": 33870.93, "finance_charge": 6270.37, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC512, VIN 1C4JJXP66NW267765. $470 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,977, before any dealer documentation fee. Amount financed $27,601, including $1,624 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $33,871. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$92,310"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:12Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 92310.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP5VN554743_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1635, "unit": "per_month", "display": "$1,635/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 92310.0, "price_incl_doc": 92310.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1634.66, "amount_financed": 98079.38, "sales_tax": 5769.38, "total_of_payments": 98079.38, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454429, VIN 1C6SRFUP5VN554743. $1,635 per month for 60 months at 0% APR, $0 cash down. Advertised price $92,310, before any dealer documentation fee. Amount financed $98,079, including $5,769 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $98,079. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP5VN554743_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1456, "unit": "per_month", "display": "$1,456/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 92310.0, "price_incl_doc": 92310.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1455.95, "amount_financed": 98079.38, "sales_tax": 5769.38, "total_of_payments": 122299.69, "finance_charge": 24220.31, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454429, VIN 1C6SRFUP5VN554743. $1,456 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $92,310, before any dealer documentation fee. Amount financed $98,079, including $5,769 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $122,300. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53460.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT7TC290491_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1085, "unit": "per_month", "display": "$1,085/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53460.0, "price_incl_doc": 53460.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1084.71, "amount_financed": 56801.25, "sales_tax": 3341.25, "total_of_payments": 65082.46, "finance_charge": 8281.21, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #62716710, VIN 1C4SDJCT7TC290491. $1,085 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,460, before any dealer documentation fee. Amount financed $56,801, including $3,341 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $65,082. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT7TC290491_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 941, "unit": "per_month", "display": "$941/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53460.0, "price_incl_doc": 53460.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 941.09, "amount_financed": 56801.25, "sales_tax": 3341.25, "total_of_payments": 67758.67, "finance_charge": 10957.42, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #62716710, VIN 1C4SDJCT7TC290491. $941 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,460, before any dealer documentation fee. Amount financed $56,801, including $3,341 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $67,759. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT7TC290491_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 843, "unit": "per_month", "display": "$843/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53460.0, "price_incl_doc": 53460.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 843.19, "amount_financed": 56801.25, "sales_tax": 3341.25, "total_of_payments": 70828.09, "finance_charge": 14026.84, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #62716710, VIN 1C4SDJCT7TC290491. $843 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,460, before any dealer documentation fee. Amount financed $56,801, including $3,341 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $70,828. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 96}}, {"vin": "1C4RJXFG8TW327121", "title": "2026 Jeep Wrangler Rubicon X", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X", "decoded_trim": "Rubicon", "condition": "new", "price": 58880.0, "msrp": 67290.0, "sale_price": 58880.0, "currency": "USD", "mileage": 13, "exterior_color": "Goldilocks", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Convertible", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-6 3.6 L/220", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "E5857", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg8tw327121/2026-jeep-wrangler-convertible", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJXFG8TW327121.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG8TW327121.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG8TW327121.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg8tw327121/2026-jeep-wrangler-convertible", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,410. This offer applies to Stock #E5857, VIN 1C4RJXFG8TW327121. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $67,290. Advertised price: $58,880. Savings: $8,410, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$67,290"}, {"label": "Advertised price", "value": "$58,880"}, {"label": "Savings", "value": "$8,410, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,410", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58880.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG8TW327121_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1195, "unit": "per_month", "display": "$1,195/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58880.0, "price_incl_doc": 58880.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1194.68, "amount_financed": 62560.0, "sales_tax": 3680.0, "total_of_payments": 71680.8, "finance_charge": 9120.8, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5857, VIN 1C4RJXFG8TW327121. $1,195 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $58,880, before any dealer documentation fee. Amount financed $62,560, including $3,680 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $71,681. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG8TW327121_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 911, "unit": "per_month", "display": "$911/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58880.0, "price_incl_doc": 58880.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 910.92, "amount_financed": 62560.0, "sales_tax": 3680.0, "total_of_payments": 76516.86, "finance_charge": 13956.86, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5857, VIN 1C4RJXFG8TW327121. $911 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $58,880, before any dealer documentation fee. Amount financed $62,560, including $3,680 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $76,517. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxdg2tw326167/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXDG2TW326167.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXDG2TW326167.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXDG2TW326167.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxdg2tw326167/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5939, VIN 1C4PJXDG2TW326167. Advertised price: $50,390. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$50,390"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50390.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXDG2TW326167_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1022, "unit": "per_month", "display": "$1,022/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50390.0, "price_incl_doc": 50390.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1022.42, "amount_financed": 53539.38, "sales_tax": 3149.38, "total_of_payments": 61345.04, "finance_charge": 7805.66, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5939, VIN 1C4PJXDG2TW326167. $1,022 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $50,390, before any dealer documentation fee. Amount financed $53,539, including $3,149 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $61,345. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDG2TW326167_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 780, "unit": "per_month", "display": "$780/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50390.0, "price_incl_doc": 50390.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 779.57, "amount_financed": 53539.38, "sales_tax": 3149.38, "total_of_payments": 65483.78, "finance_charge": 11944.4, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5939, VIN 1C4PJXDG2TW326167. $780 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $50,390, before any dealer documentation fee. Amount financed $53,539, including $3,149 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $65,484. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $994. This offer applies to Stock #63369657, VIN 1C4RJHBR8VC556545. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,550. Advertised price: $53,556. Savings: $994, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,550"}, {"label": "Advertised price", "value": "$53,556"}, {"label": "Savings", "value": "$994, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $994", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53556.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR8VC556545_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 914, "unit": "per_month", "display": "$914/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53556.0, "price_incl_doc": 53556.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 913.79, "amount_financed": 56903.25, "sales_tax": 3347.25, "total_of_payments": 65792.58, "finance_charge": 8889.33, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369657, VIN 1C4RJHBR8VC556545. $914 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $53,556, before any dealer documentation fee. Amount financed $56,903, including $3,347 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $65,793. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR8VC556545_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 749, "unit": "per_month", "display": "$749/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53556.0, "price_incl_doc": 53556.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 749.32, "amount_financed": 56903.25, "sales_tax": 3347.25, "total_of_payments": 62942.7, "finance_charge": 6039.45, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369657, VIN 1C4RJHBR8VC556545. $749 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $53,556, before any dealer documentation fee. Amount financed $56,903, including $3,347 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $62,943. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5977, VIN 1C4PJXEG3TW317380. Advertised price: $57,960. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$57,960"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57960.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG3TW317380_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1176, "unit": "per_month", "display": "$1,176/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57960.0, "price_incl_doc": 57960.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1176.01, "amount_financed": 61582.5, "sales_tax": 3622.5, "total_of_payments": 70560.79, "finance_charge": 8978.29, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5977, VIN 1C4PJXEG3TW317380. $1,176 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,960, before any dealer documentation fee. Amount financed $61,582, including $3,622 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,561. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG3TW317380_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 897, "unit": "per_month", "display": "$897/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57960.0, "price_incl_doc": 57960.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 896.68, "amount_financed": 61582.5, "sales_tax": 3622.5, "total_of_payments": 75321.29, "finance_charge": 13738.79, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5977, VIN 1C4PJXEG3TW317380. $897 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $57,960, before any dealer documentation fee. Amount financed $61,582, including $3,622 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 76245.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 76245.0, "price_incl_doc": 76245.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1350.17, "amount_financed": 81010.31, "sales_tax": 4765.31, "total_of_payments": 81010.31, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5903, VIN 1C6SRFLT0TN399515. $1,350 per month for 60 months at 0% APR, $0 cash down. Advertised price $76,245, before any dealer documentation fee. Amount financed $81,010, including $4,765 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $81,010. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFLT0TN399515_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1203, "unit": "per_month", "display": "$1,203/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,014. This offer applies to Stock #63356756, VIN 1C4RJKER3V8163838. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $67,490. Advertised price: $66,476. Savings: $1,014, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$67,490"}, {"label": "Advertised price", "value": "$66,476"}, {"label": "Savings", "value": "$1,014, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,014", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 66476.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKER3V8163838_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1349, "unit": "per_month", "display": "$1,349/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66476.0, "price_incl_doc": 66476.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1348.8, "amount_financed": 70630.75, "sales_tax": 4154.75, "total_of_payments": 80928.21, "finance_charge": 10297.46, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63356756, VIN 1C4RJKER3V8163838. $1,349 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $66,476, before any dealer documentation fee. Amount financed $70,631, including $4,155 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $80,928. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER3V8163838_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1170, "unit": "per_month", "display": "$1,170/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66476.0, "price_incl_doc": 66476.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1170.22, "amount_financed": 70630.75, "sales_tax": 4154.75, "total_of_payments": 84255.99, "finance_charge": 13625.24, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63356756, VIN 1C4RJKER3V8163838. $1,170 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $66,476, before any dealer documentation fee. Amount financed $70,631, including $4,155 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $84,256. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER3V8163838_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1048, "unit": "per_month", "display": "$1,048/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66476.0, "price_incl_doc": 66476.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1048.48, "amount_financed": 70630.75, "sales_tax": 4154.75, "total_of_payments": 88072.73, "finance_charge": 17441.98, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63356756, VIN 1C4RJKER3V8163838. $1,048 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $66,476, before any dealer documentation fee. Amount financed $70,631, including $4,155 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $88,073. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER3V8163838_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 921, "unit": "per_month", "display": "$921/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67490.0, "selling_price": 66476.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 921.25, "net_cap_cost": 67171.0, "residual_value": 41843.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 921.25, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1081.25}, "total_of_payments": 33156, "total_of_payments_unrounded": 33165.0}, "disclosure": "Estimated lease payment for stock #63356756, VIN 1C4RJKER3V8163838. $921 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,081, made up of $921 first payment, $60 title, $100 registration. MSRP $67,490. Lease selling price $66,476. Net capitalized cost $67,171. Residual value $41,844, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $33,156. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER3V8163838_lease", "type": "lease", "label": "Lease", "headline": {"value": 828, "unit": "per_month", "display": "$828/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67490.0, "selling_price": 66476.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 827.95, "net_cap_cost": 64172.0, "residual_value": 41843.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 827.95, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3986.95}, "total_of_payments": 29808, "total_of_payments_unrounded": 29806.2}, "disclosure": "Estimated lease payment for stock #63356756, VIN 1C4RJKER3V8163838. $828 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,987, made up of $828 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $67,490. Lease selling price $66,476. Net capitalized cost $64,172. Residual value $41,844, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,808. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 115}}, {"vin": "1C4RJKBR3V8152679", "title": "2027 Jeep Grand Cherokee L Limited", "year": 2027, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 56052.0, "msrp": 57145.0, "sale_price": 56052.0, "currency": "USD", "mileage": null, "exterior_color": "Sting Gray Clearcoat", "interior_color": "Flx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 20, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "63377292", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7df356bb-7598-40a2-9da7-047cdc3a1c7b.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7df356bb-7598-40a2-9da7-047cdc3a1c7b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/937b12f6-91df-4eae-bce1-3b0db1c631ec.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b22747ed-68a9-4e67-998a-7bb092c7900f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f63c703c-995b-427b-98a4-2da568ef7c04.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/745488ba-981a-47b8-80c6-b052d89bb1d1.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f22da4af-0673-47ab-80df-ea86c692af48.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5a1ebd92-9a69-4249-912c-d09ba577d9e6.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee L", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 57145.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKBR3V8152679.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr3v8152679/2027-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr3v8152679/2027-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKBR3V8152679.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR3V8152679.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR3V8152679.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr3v8152679/2027-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,093. This offer applies to Stock #63377292, VIN 1C4RJKBR3V8152679. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $57,145. Advertised price: $56,052. Savings: $1,093, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,145"}, {"label": "Advertised price", "value": "$56,052"}, {"label": "Savings", "value": "$1,093, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,093", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56052.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBR3V8152679_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1137, "unit": "per_month", "display": "$1,137/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56052.0, "price_incl_doc": 56052.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1137.3, "amount_financed": 59555.25, "sales_tax": 3503.25, "total_of_payments": 68237.98, "finance_charge": 8682.73, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377292, VIN 1C4RJKBR3V8152679. $1,137 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,052, before any dealer documentation fee. Amount financed $59,555, including $3,503 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $68,238. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR3V8152679_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 987, "unit": "per_month", "display": "$987/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56052.0, "price_incl_doc": 56052.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 986.72, "amount_financed": 59555.25, "sales_tax": 3503.25, "total_of_payments": 71043.94, "finance_charge": 11488.69, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377292, VIN 1C4RJKBR3V8152679. $987 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $56,052, before any dealer documentation fee. Amount financed $59,555, including $3,503 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $71,044. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR3V8152679_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 884, "unit": "per_month", "display": "$884/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56052.0, "price_incl_doc": 56052.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 884.07, "amount_financed": 59555.25, "sales_tax": 3503.25, "total_of_payments": 74262.18, "finance_charge": 14706.93, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377292, VIN 1C4RJKBR3V8152679. $884 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $56,052, before any dealer documentation fee. Amount financed $59,555, including $3,503 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $74,262. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR3V8152679_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 776, "unit": "per_month", "display": "$776/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57145.0, "selling_price": 56052.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 776.06, "net_cap_cost": 56747.0, "residual_value": 35429.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 776.06, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 936.06}, "total_of_payments": 27936, "total_of_payments_unrounded": 27938.16}, "disclosure": "Estimated lease payment for stock #63377292, VIN 1C4RJKBR3V8152679. $776 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $936, made up of $776 first payment, $60 title, $100 registration. MSRP $57,145. Lease selling price $56,052. Net capitalized cost $56,747. Residual value $35,430, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,936. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR3V8152679_lease", "type": "lease", "label": "Lease", "headline": {"value": 683, "unit": "per_month", "display": "$683/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57145.0, "selling_price": 56052.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 682.77, "net_cap_cost": 53748.0, "residual_value": 35429.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 682.77, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3841.77}, "total_of_payments": 24588, "total_of_payments_unrounded": 24579.72}, "disclosure": "Estimated lease payment for stock #63377292, VIN 1C4RJKBR3V8152679. $683 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,842, made up of $683 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $57,145. Lease selling price $56,052. Net capitalized cost $53,748. Residual value $35,430, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,588. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 112}}, {"vin": "3C63R5FL9TG255741", "title": "2026 RAM 2500 Laramie", "year": 2026, "make": "RAM", "model": "2500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 82888.0, "msrp": 93420.0, "sale_price": 82888.0, "currency": "USD", "mileage": 13, "exterior_color": "Ceramic Gray Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Diesel Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Diesel I-6 6.7 L/408", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "R5607", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"https://www.castlecdjrnaperville.com/viewdetails/new/3c63r5fl9tg255741/2026-ram-2500-crew-cab-pickup", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r5fl9tg255741/2026-ram-2500-crew-cab-pickup", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C63R5FL9TG255741.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C63R5FL9TG255741.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C63R5FL9TG255741.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r5fl9tg255741/2026-ram-2500-crew-cab-pickup", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $10,532. This offer applies to Stock #R5607, VIN 3C63R5FL9TG255741. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $93,420. Advertised price: $82,888. Savings: $10,532, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$93,420"}, {"label": "Advertised price", "value": "$82,888"}, {"label": "Savings", "value": "$10,532, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $10,532", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 82888.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63R5FL9TG255741_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1682, "unit": "per_month", "display": "$1,682/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82888.0, "price_incl_doc": 82888.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1681.8, "amount_financed": 88068.5, "sales_tax": 5180.5, "total_of_payments": 100908.25, "finance_charge": 12839.75, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5607, VIN 3C63R5FL9TG255741. $1,682 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $82,888, before any dealer documentation fee. Amount financed $88,068, including $5,180 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $100,908. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5FL9TG255741_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1282, "unit": "per_month", "display": "$1,282/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82888.0, "price_incl_doc": 82888.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1282.34, "amount_financed": 88068.5, "sales_tax": 5180.5, "total_of_payments": 107716.2, "finance_charge": 19647.7, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5607, VIN 3C63R5FL9TG255741. $1,282 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $82,888, before any dealer documentation fee. Amount financed $88,068, including $5,180 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $107,716. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5FL9TG255741_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 983, "unit": "per_month", "display": "$983/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 93420.0, "selling_price": 82888.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 982.92, "net_cap_cost": 83583.0, "residual_value": 57920.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 982.92, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1142.92}, "total_of_payments": 35388, "total_of_payments_unrounded": 35385.12}, "disclosure": "Estimated lease payment for stock #R5607, VIN 3C63R5FL9TG255741. $983 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,143, made up of $983 first payment, $60 title, $100 registration. MSRP $93,420. Lease selling price $82,888. Net capitalized cost $83,583. Residual value $57,920, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $35,388. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5FL9TG255741_lease", "type": "lease", "label": "Lease", "headline": {"value": 890, "unit": "per_month", "display": "$890/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 93420.0, "selling_price": 82888.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 889.63, "net_cap_cost": 80584.0, "residual_value": 57920.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 889.63, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4048.63}, "total_of_payments": 32040, "total_of_payments_unrounded": 32026.68}, "disclosure": "Estimated lease payment for stock #R5607, VIN 3C63R5FL9TG255741. $890 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,049, made up of $890 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $93,420. Lease selling price $82,888. Net capitalized cost $80,584. Residual value $57,920, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $32,040. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 111}}, {"vin": "1C4PJXEG1TW341984", "title": "2026 Jeep Wrangler Sahara", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 56860.0, "msrp": 56860.0, "sale_price": 50113.0, "currency": "USD", "mileage": null, "exterior_color": "Black Clearcoat", "interior_color": "Nlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63472378", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/bf74970e-5ada-43e1-8093-3c4f48293f03.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/bf74970e-5ada-43e1-8093-3c4f48293f03.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/128bd91a-f30f-44ae-ba74-ba79a1b2d3e2.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8d6dc451-96da-49bb-9c83-c81ca92700d6.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c969f696-0bc4-4887-9a98-81aa5a37b9fe.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6f3ef18a-9322-4868-ab95-6c4790397e95.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a3a6254c-1fc9-4b8c-a06d-d53ba5a34129.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7d649276-b51e-4697-b726-2510f633ec16.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2026, "trim": "Sahara", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 56860.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXEG1TW341984.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg1tw341984/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg1tw341984/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXEG1TW341984.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG1TW341984.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG1TW341984.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg1tw341984/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63472378, VIN 1C4PJXEG1TW341984. Advertised price: $56,860. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$56,860"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56860.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG1TW341984_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1154, "unit": "per_month", "display": "$1,154/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56860.0, "price_incl_doc": 56860.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1153.69, "amount_financed": 60413.75, "sales_tax": 3553.75, "total_of_payments": 69221.64, "finance_charge": 8807.89, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63472378, VIN 1C4PJXEG1TW341984. $1,154 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,860, before any dealer documentation fee. Amount financed $60,414, including $3,554 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $69,222. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG1TW341984_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 880, "unit": "per_month", "display": "$880/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56860.0, "price_incl_doc": 56860.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 879.66, "amount_financed": 60413.75, "sales_tax": 3553.75, "total_of_payments": 73891.79, "finance_charge": 13478.04, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63472378, VIN 1C4PJXEG1TW341984. $880 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $56,860, before any dealer documentation fee. Amount financed $60,414, including $3,554 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $73,892. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 72}}, {"vin": "1C4PJXEG3TW333031", "title": "2026 Jeep Wrangler Sahara", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 58110.0, "msrp": 58110.0, "sale_price": 50861.0, "currency": "USD", "mileage": 2, "exterior_color": "Joose", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "J5976", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$58,110"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58110.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG3TW333031_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1179, "unit": "per_month", "display": "$1,179/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58110.0, "price_incl_doc": 58110.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1179.06, "amount_financed": 61741.88, "sales_tax": 3631.88, "total_of_payments": 70743.4, "finance_charge": 9001.52, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5976, VIN 1C4PJXEG3TW333031. $1,179 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $58,110, before any dealer documentation fee. Amount financed $61,742, including $3,632 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,743. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG3TW333031_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 899, "unit": "per_month", "display": "$899/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58110.0, "price_incl_doc": 58110.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 899.0, "amount_financed": 61741.88, "sales_tax": 3631.88, "total_of_payments": 75516.22, "finance_charge": 13774.34, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5976, VIN 1C4PJXEG3TW333031. $899 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $58,110, before any dealer documentation fee. Amount financed $61,742, including $3,632 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $75,516. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 79}}, {"vin": "1C4RDJDG3TC176438", "title": "2026 Dodge Durango GT Plus", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT Plus", "decoded_trim": "GT", "condition": "new", "price": 43554.0, "msrp": 49305.0, "sale_price": 43554.0, "currency": "USD", "mileage": 13, "exterior_color": "White Knuckle Clearcoat", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-6 3.6 L/220", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "D5572", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rdjdg3tc176438/2026-dodge-durango-sport-utility", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RDJDG3TC176438.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RDJDG3TC176438.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RDJDG3TC176438.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rdjdg3tc176438/2026-dodge-durango-sport-utility", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,751. This offer applies to Stock #D5572, VIN 1C4RDJDG3TC176438. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,305. Advertised price: $43,554. Savings: $5,751, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$49,305"}, {"label": "Advertised price", "value": "$43,554"}, {"label": "Savings", "value": "$5,751, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,751", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 43554.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RDJDG3TC176438_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 884, "unit": "per_month", "display": "$884/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43554.0, "price_incl_doc": 43554.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 883.71, "amount_financed": 46276.13, "sales_tax": 2722.13, "total_of_payments": 53022.86, "finance_charge": 6746.73, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5572, VIN 1C4RDJDG3TC176438. $884 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $43,554, before any dealer documentation fee. Amount financed $46,276, including $2,722 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $53,023. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RDJDG3TC176438_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 767, "unit": "per_month", "display": "$767/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43554.0, "price_incl_doc": 43554.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 766.71, "amount_financed": 46276.13, "sales_tax": 2722.13, "total_of_payments": 55203.17, "finance_charge": 8927.04, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5572, VIN 1C4RDJDG3TC176438. $767 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $43,554, before any dealer documentation fee. Amount financed $46,276, including $2,722 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $55,203. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RDJDG3TC176438_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 687, "unit": "per_month", "display": "$687/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43554.0, "price_incl_doc": 43554.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 686.95, "amount_financed": 46276.13, "sales_tax": 2722.13, "total_of_payments": 57703.84, "finance_charge": 11427.71, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5572, VIN 1C4RDJDG3TC176438. $687 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $43,554, before any dealer documentation fee. Amount financed $46,276, including $2,722 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $57,704. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 78}}, {"vin": "2C4RC3GGXVR558390", "title": "2027 Chrysler Pacifica Limited", "year": 2027, "make": "Chrysler", "model": "Pacifica", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 51253.0, "msrp": 54375.0, "sale_price": 51253.0, "currency": "USD", "mileage": 5, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Minivan/Van", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed 948TE Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5918", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,122. This offer applies to Stock #J5918, VIN 2C4RC3GGXVR558390. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,375. Advertised price: $51,253. Savings: $3,122, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,375"}, {"label": "Advertised price", "value": "$51,253"}, {"label": "Savings", "value": "$3,122, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,122", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51253.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC3GGXVR558390_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1179, "unit": "per_month", "display": "$1,179/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51253.0, "price_incl_doc": 51253.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1179.06, "amount_financed": 54456.31, "sales_tax": 3203.31, "total_of_payments": 56594.94, "finance_charge": 2138.63, "per_1000_financed": 21.65, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5918, VIN 2C4RC3GGXVR558390. $1,179 per month for 48 months at 1.9% APR, $0 cash down. Advertised price $51,253, before any dealer documentation fee. Amount financed $54,456, including $3,203 estimated sales tax at 6.25%. That is $21.65 per $1,000 financed. Total of payments $56,595. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC3GGXVR558390_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 874, "unit": "per_month", "display": "$874/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51253.0, "price_incl_doc": 51253.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2027 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 874.49, "amount_financed": 54456.31, "sales_tax": 3203.31, "total_of_payments": 62963.38, "finance_charge": 8507.07, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5918, VIN 2C4RC3GGXVR558390. $874 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $51,253, before any dealer documentation fee. Amount financed $54,456, including $3,203 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $62,963. Offer expires 2026-07-31. Estimated for ZIP 60540. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52490.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6PJTAG4TL194051_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 786, "unit": "per_month", "display": "$786/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51505.0, "price_incl_doc": 51505.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 878.79, "amount_financed": 54724.06, "sales_tax": 3219.06, "total_of_payments": 63272.96, "finance_charge": 8548.9, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5773, VIN 1C4RJHBR7T8569836. $879 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $51,505, before any dealer documentation fee. Amount financed $54,724, including $3,219 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $63,273. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR7T8569836_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 721, "unit": "per_month", "display": "$721/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51505.0, "price_incl_doc": 51505.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 720.62, "amount_financed": 54724.06, "sales_tax": 3219.06, "total_of_payments": 60532.22, "finance_charge": 5808.16, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5773, VIN 1C4RJHBR7T8569836. $721 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $51,505, before any dealer documentation fee. Amount financed $54,724, including $3,219 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $60,532. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1gtuuhel0sz157355/2025-gmc-sierra-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1GTUUHEL0SZ157355.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1GTUUHEL0SZ157355.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1GTUUHEL0SZ157355.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1gtuuhel0sz157355/2025-gmc-sierra-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5969A, VIN 1GTUUHEL0SZ157355. Advertised price: $70,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$70,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 70477.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GTUUHEL0SZ157355_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1758, "unit": "per_month", "display": "$1,758/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 70477.0, "price_incl_doc": 70477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1758.26, "amount_financed": 74881.81, "sales_tax": 4404.81, "total_of_payments": 84396.39, "finance_charge": 9514.58, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5969A, VIN 1GTUUHEL0SZ157355. $1,758 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $70,477, before any dealer documentation fee. Amount financed $74,882, including $4,405 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $84,396. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GTUUHEL0SZ157355_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1465, "unit": "per_month", "display": "$1,465/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 70477.0, "price_incl_doc": 70477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1464.8, "amount_financed": 74881.81, "sales_tax": 4404.81, "total_of_payments": 87887.87, "finance_charge": 13006.06, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5969A, VIN 1GTUUHEL0SZ157355. $1,465 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $70,477, before any dealer documentation fee. Amount financed $74,882, including $4,405 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $87,888. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GTUUHEL0SZ157355_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1276, "unit": "per_month", "display": "$1,276/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 70477.0, "price_incl_doc": 70477.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1276.3, "amount_financed": 74881.81, "sales_tax": 4404.81, "total_of_payments": 91893.67, "finance_charge": 17011.86, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5969A, VIN 1GTUUHEL0SZ157355. $1,276 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $70,477, before any dealer documentation fee. Amount financed $74,882, including $4,405 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $91,894. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23977.0, "price_incl_doc": 23977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 598.18, "amount_financed": 25475.56, "sales_tax": 1498.56, "total_of_payments": 28712.52, "finance_charge": 3236.96, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5385A, VIN 5TDJZRFH9KS609860. $598 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,977, before any dealer documentation fee. Amount financed $25,476, including $1,499 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,713. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5TDJZRFH9KS609860_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 498, "unit": "per_month", "display": "$498/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23977.0, "price_incl_doc": 23977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 498.34, "amount_financed": 25475.56, "sales_tax": 1498.56, "total_of_payments": 29900.36, "finance_charge": 4424.8, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5385A, VIN 5TDJZRFH9KS609860. $498 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,977, before any dealer documentation fee. Amount financed $25,476, including $1,499 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,900. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5TDJZRFH9KS609860_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 434, "unit": "per_month", "display": "$434/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29477.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29477.0, "price_incl_doc": 29477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 735.39, "amount_financed": 31319.31, "sales_tax": 1842.31, "total_of_payments": 35298.78, "finance_charge": 3979.47, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5919B, VIN 1GCUYBEF9MZ335634. $735 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,477, before any dealer documentation fee. Amount financed $31,319, including $1,842 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,299. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCUYBEF9MZ335634_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 613, "unit": "per_month", "display": "$613/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29477.0, "price_incl_doc": 29477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 612.65, "amount_financed": 31319.31, "sales_tax": 1842.31, "total_of_payments": 36759.09, "finance_charge": 5439.78, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5919B, VIN 1GCUYBEF9MZ335634. $613 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,477, before any dealer documentation fee. Amount financed $31,319, including $1,842 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $36,759. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCUYBEF9MZ335634_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 534, "unit": "per_month", "display": "$534/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29477.0, "price_incl_doc": 29477.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 533.81, "amount_financed": 31319.31, "sales_tax": 1842.31, "total_of_payments": 38434.52, "finance_charge": 7115.21, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5919B, VIN 1GCUYBEF9MZ335634. $534 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,477, before any dealer documentation fee. Amount financed $31,319, including $1,842 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $38,435. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 73}}, {"vin": "1C4SDJCT7TC292788", "title": "2026 Dodge Durango GT Plus HEMI V8", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT Plus HEMI V8", "decoded_trim": "GT Hemi", "condition": "new", "price": 51910.0, "msrp": 51910.0, "sale_price": 48157.0, "currency": "USD", "mileage": 13, "exterior_color": "Triple Nickel", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-8 5.7 L/345", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic w/OD", "mpg_city": 14, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "D5881", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 51910.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4SDJCT7TC292788.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct7tc292788/2026-dodge-durango-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct7tc292788/2026-dodge-durango-sport-utility", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4SDJCT7TC292788.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT7TC292788.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT7TC292788.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct7tc292788/2026-dodge-durango-sport-utility", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #D5881, VIN 1C4SDJCT7TC292788. Advertised price: $51,910. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$51,910"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51910.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT7TC292788_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1053, "unit": "per_month", "display": "$1,053/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51910.0, "price_incl_doc": 51910.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1053.26, "amount_financed": 55154.38, "sales_tax": 3244.38, "total_of_payments": 63195.49, "finance_charge": 8041.11, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5881, VIN 1C4SDJCT7TC292788. $1,053 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $51,910, before any dealer documentation fee. Amount financed $55,154, including $3,244 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $63,195. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT7TC292788_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 914, "unit": "per_month", "display": "$914/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51910.0, "price_incl_doc": 51910.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 913.81, "amount_financed": 55154.38, "sales_tax": 3244.38, "total_of_payments": 65794.11, "finance_charge": 10639.73, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5881, VIN 1C4SDJCT7TC292788. $914 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $51,910, before any dealer documentation fee. Amount financed $55,154, including $3,244 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $65,794. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT7TC292788_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 819, "unit": "per_month", "display": "$819/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51910.0, "price_incl_doc": 51910.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 818.74, "amount_financed": 55154.38, "sales_tax": 3244.38, "total_of_payments": 68774.54, "finance_charge": 13620.16, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5881, VIN 1C4SDJCT7TC292788. $819 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $51,910, before any dealer documentation fee. Amount financed $55,154, including $3,244 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $68,775. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53783.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFGXVW553129_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1387, "unit": "per_month", "display": "$1,387/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68380.0, "price_incl_doc": 68380.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1387.44, "amount_financed": 72653.75, "sales_tax": 4273.75, "total_of_payments": 83246.14, "finance_charge": 10592.39, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488279, VIN 1C4RJXFGXVW553129. $1,387 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,380, before any dealer documentation fee. Amount financed $72,654, including $4,274 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,246. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFGXVW553129_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1058, "unit": "per_month", "display": "$1,058/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68380.0, "price_incl_doc": 68380.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1057.89, "amount_financed": 72653.75, "sales_tax": 4273.75, "total_of_payments": 88862.48, "finance_charge": 16208.73, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488279, VIN 1C4RJXFGXVW553129. $1,058 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $68,380, before any dealer documentation fee. Amount financed $72,654, including $4,274 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $88,862. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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"canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/KL79MUSL2RB100772.html", "json_url": "https://ai.castlecdjrnaperville.com/v/KL79MUSL2RB100772.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/KL79MUSL2RB100772.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/kl79musl2rb100772/2024-chevrolet-trailblazer-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5675A, VIN KL79MUSL2RB100772. Advertised price: $22,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$22,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KL79MUSL2RB100772_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 573, "unit": "per_month", "display": "$573/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22977.0, "price_incl_doc": 22977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 573.23, "amount_financed": 24413.06, "sales_tax": 1436.06, "total_of_payments": 27515.02, "finance_charge": 3101.96, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5675A, VIN KL79MUSL2RB100772. $573 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,977, before any dealer documentation fee. Amount financed $24,413, including $1,436 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,515. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KL79MUSL2RB100772_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 478, "unit": "per_month", "display": "$478/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22977.0, "price_incl_doc": 22977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 477.56, "amount_financed": 24413.06, "sales_tax": 1436.06, "total_of_payments": 28653.31, "finance_charge": 4240.25, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5675A, VIN KL79MUSL2RB100772. $478 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,977, before any dealer documentation fee. Amount financed $24,413, including $1,436 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,653. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KL79MUSL2RB100772_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 416, "unit": "per_month", "display": "$416/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22977.0, "price_incl_doc": 22977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 416.1, "amount_financed": 24413.06, "sales_tax": 1436.06, "total_of_payments": 29959.29, "finance_charge": 5546.23, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5675A, VIN KL79MUSL2RB100772. $416 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,977, before any dealer documentation fee. Amount financed $24,413, including $1,436 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,959. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54339.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C3CDANP7TR256664_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1103, "unit": "per_month", "display": "$1,103/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDN1TW329477_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 876, "unit": "per_month", "display": "$876/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56615.0, "price_incl_doc": 56615.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 875.87, "amount_financed": 60153.44, "sales_tax": 3538.44, "total_of_payments": 73573.41, "finance_charge": 13419.97, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5963, VIN 1C4PJXDN1TW329477. $876 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $56,615, before any dealer documentation fee. Amount financed $60,153, including $3,538 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 42977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT5RC234512_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1072, "unit": "per_month", "display": "$1,072/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42977.0, "price_incl_doc": 42977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1072.19, "amount_financed": 45663.06, "sales_tax": 2686.06, "total_of_payments": 51465.07, "finance_charge": 5802.01, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC456, VIN 1C4SDJCT5RC234512. $1,072 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $42,977, before any dealer documentation fee. Amount financed $45,663, including $2,686 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $51,465. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT5RC234512_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 893, "unit": "per_month", "display": "$893/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT5RC234512_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 778, "unit": "per_month", "display": "$778/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42977.0, "price_incl_doc": 42977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 778.29, "amount_financed": 45663.06, "sales_tax": 2686.06, "total_of_payments": 56036.92, "finance_charge": 10373.86, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC456, VIN 1C4SDJCT5RC234512. $778 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $42,977, before any dealer documentation fee. Amount financed $45,663, including $2,686 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $56,037. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5962A, VIN 1C4RJHEG7R8945213. Advertised price: $44,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$44,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHEG7R8945213_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1122, "unit": "per_month", "display": "$1,122/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44977.0, "price_incl_doc": 44977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1122.08, "amount_financed": 47788.06, "sales_tax": 2811.06, "total_of_payments": 53860.07, "finance_charge": 6072.01, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5962A, VIN 1C4RJHEG7R8945213. $1,122 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $44,977, before any dealer documentation fee. Amount financed $47,788, including $2,811 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $53,860. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHEG7R8945213_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 935, "unit": "per_month", "display": "$935/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44977.0, "price_incl_doc": 44977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 934.8, "amount_financed": 47788.06, "sales_tax": 2811.06, "total_of_payments": 56088.27, "finance_charge": 8300.21, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5962A, VIN 1C4RJHEG7R8945213. $935 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $44,977, before any dealer documentation fee. Amount financed $47,788, including $2,811 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $56,088. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHEG7R8945213_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 815, "unit": "per_month", "display": "$815/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44977.0, "price_incl_doc": 44977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 814.51, "amount_financed": 47788.06, "sales_tax": 2811.06, "total_of_payments": 58644.68, "finance_charge": 10856.62, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5962A, VIN 1C4RJHEG7R8945213. $815 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $44,977, before any dealer documentation fee. Amount financed $47,788, including $2,811 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $58,645. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 57}}, {"vin": "3C6TR5EJ8TG352798", "title": "2026 RAM 2500 Power Wagon", "year": 2026, "make": "RAM", "model": "2500", "trim": "Power Wagon", "decoded_trim": "Power Wagon/Rebel", "condition": "new", "price": 89375.0, "msrp": 89375.0, "sale_price": 84302.0, "currency": "USD", "mileage": null, "exterior_color": "Ceramic Gray Clearcoat", "interior_color": "U5x9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63183569", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://service.secureoffersites.com/images/GetEvoxImage?styleid=478541", "images": ["https://service.secureoffersites.com/images/GetEvoxImage?styleid=478541"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2026, "trim": "Power Wagon/Rebel", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 89375.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6TR5EJ8TG352798.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6tr5ej8tg352798/2026-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6tr5ej8tg352798/2026-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6TR5EJ8TG352798.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6TR5EJ8TG352798.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6TR5EJ8TG352798.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6tr5ej8tg352798/2026-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63183569, VIN 3C6TR5EJ8TG352798. Advertised price: $89,375. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$89,375"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 89375.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6TR5EJ8TG352798_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1813, "unit": "per_month", "display": "$1,813/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 89375.0, "price_incl_doc": 89375.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1813.43, "amount_financed": 94960.94, "sales_tax": 5585.94, "total_of_payments": 108805.56, "finance_charge": 13844.62, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63183569, VIN 3C6TR5EJ8TG352798. $1,813 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $89,375, before any dealer documentation fee. Amount financed $94,961, including $5,586 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $108,806. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6TR5EJ8TG352798_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1383, "unit": "per_month", "display": "$1,383/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 89375.0, "price_incl_doc": 89375.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1382.69, "amount_financed": 94960.94, "sales_tax": 5585.94, "total_of_payments": 116146.31, "finance_charge": 21185.37, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63183569, VIN 3C6TR5EJ8TG352798. $1,383 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $89,375, before any dealer documentation fee. Amount financed $94,961, including $5,586 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $116,146. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6TR5EJ8TG352798_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1255, "unit": "per_month", "display": "$1,255/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 89375.0, "selling_price": 89375.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1254.74, "net_cap_cost": 90070.0, "residual_value": 55412.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1254.74, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1414.74}, "total_of_payments": 45180, "total_of_payments_unrounded": 45170.64}, "disclosure": "Estimated lease payment for stock #63183569, VIN 3C6TR5EJ8TG352798. $1,255 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,415, made up of $1,255 first payment, $60 title, $100 registration. MSRP $89,375. Lease selling price $89,375. Net capitalized cost $90,070. Residual value $55,412, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $45,180. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6TR5EJ8TG352798_lease", "type": "lease", "label": "Lease", "headline": {"value": 1161, "unit": "per_month", "display": "$1,161/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 89375.0, "selling_price": 89375.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1161.45, "net_cap_cost": 87071.0, "residual_value": 55412.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1161.45, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4320.45}, "total_of_payments": 41796, "total_of_payments_unrounded": 41812.2}, "disclosure": "Estimated lease payment for stock #63183569, VIN 3C6TR5EJ8TG352798. $1,161 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,320, made up of $1,161 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $89,375. Lease selling price $89,375. Net capitalized cost $87,071. Residual value $55,412, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $41,796. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 95}}, {"vin": "1C4RJHBR1VC556547", "title": "2027 Jeep Grand Cherokee Limited Reserve", "year": 2027, "make": "Jeep", "model": "Grand Cherokee", "trim": "Limited Reserve", "decoded_trim": "Limited", "condition": "new", "price": 54092.0, "msrp": 55145.0, "sale_price": 54092.0, "currency": "USD", "mileage": null, "exterior_color": "High Gloss Black", "interior_color": "Flx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "63369661", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1543d078-a05d-4689-b506-a18956276251.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1543d078-a05d-4689-b506-a18956276251.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f6a58405-9300-437c-8d79-7002ef40c721.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4b01b578-6dfe-49c9-8ba8-b97860d04308.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/39c94400-dfd0-4d72-b030-4275b04c16f3.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d9d23318-ed36-4ce8-8a70-8b4d60f83068.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4557ca0f-7f88-40c2-b971-a56f96fefed3.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/bf96fa56-545e-44f0-89a2-971a5d007734.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 55145.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJHBR1VC556547.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr1vc556547/2027-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr1vc556547/2027-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJHBR1VC556547.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBR1VC556547.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBR1VC556547.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr1vc556547/2027-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,053. This offer applies to Stock #63369661, VIN 1C4RJHBR1VC556547. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $55,145. Advertised price: $54,092. Savings: $1,053, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$55,145"}, {"label": "Advertised price", "value": "$54,092"}, {"label": "Savings", "value": "$1,053, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,053", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54092.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR1VC556547_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 923, "unit": "per_month", "display": "$923/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54092.0, "price_incl_doc": 54092.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 922.93, "amount_financed": 57472.75, "sales_tax": 3380.75, "total_of_payments": 66451.05, "finance_charge": 8978.3, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369661, VIN 1C4RJHBR1VC556547. $923 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $54,092, before any dealer documentation fee. Amount financed $57,473, including $3,381 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $66,451. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR1VC556547_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 757, "unit": "per_month", "display": "$757/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54092.0, "price_incl_doc": 54092.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 756.82, "amount_financed": 57472.75, "sales_tax": 3380.75, "total_of_payments": 63572.65, "finance_charge": 6099.9, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369661, VIN 1C4RJHBR1VC556547. $757 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $54,092, before any dealer documentation fee. Amount financed $57,473, including $3,381 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $63,573. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 72}}, {"vin": "1C4PJXEG2TW310095", "title": "2026 Jeep Wrangler Sahara", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 57960.0, "msrp": 57960.0, "sale_price": 51103.0, "currency": "USD", "mileage": null, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Nlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63191808", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2c8e2d93-03bc-400d-828d-b7ca2f5bcff2.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2c8e2d93-03bc-400d-828d-b7ca2f5bcff2.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/fab94c52-88c5-4dfa-8311-70753615a189.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f4341d1a-3289-4e29-971f-a5bc595308f3.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/33ce10de-f774-41ec-9123-abc109966da9.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/aa4a3085-97d2-4fd8-b770-7322c3409fe0.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f54f4da1-dd8c-4bac-a01f-85f0ccb588f7.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e717535b-d514-4cba-a1cc-5ec9f245a462.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2026, "trim": "Sahara", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 57960.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXEG2TW310095.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg2tw310095/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg2tw310095/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXEG2TW310095.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG2TW310095.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG2TW310095.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg2tw310095/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63191808, VIN 1C4PJXEG2TW310095. Advertised price: $57,960. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$57,960"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57960.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG2TW310095_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1176, "unit": "per_month", "display": "$1,176/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57960.0, "price_incl_doc": 57960.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1176.01, "amount_financed": 61582.5, "sales_tax": 3622.5, "total_of_payments": 70560.79, "finance_charge": 8978.29, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63191808, VIN 1C4PJXEG2TW310095. $1,176 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,960, before any dealer documentation fee. Amount financed $61,582, including $3,622 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,561. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG2TW310095_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 897, "unit": "per_month", "display": "$897/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57960.0, "price_incl_doc": 57960.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 896.68, "amount_financed": 61582.5, "sales_tax": 3622.5, "total_of_payments": 75321.29, "finance_charge": 13738.79, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63191808, VIN 1C4PJXEG2TW310095. $897 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $57,960, before any dealer documentation fee. Amount financed $61,582, including $3,622 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $75,321. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 71}}, {"vin": "1C4PJXEG4TW322832", "title": "2026 Jeep Wrangler Sahara", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 48824.0, "msrp": 56095.0, "sale_price": 48824.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Nlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63301107", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f91403e6-4ceb-4b18-a2a9-8e35709a1d6f.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f91403e6-4ceb-4b18-a2a9-8e35709a1d6f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/818541e1-7226-4ea1-9173-7fde67790e45.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/25242920-a957-4b13-abe0-c2544a53597d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/438229cd-e3b2-441f-8537-07f57a1372a8.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0b024f5c-c215-4008-9de8-918c0bf7e2a4.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/57c71df0-35fe-4f22-b5c6-d67dbf850c9e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/288fa56e-97ac-4276-b91d-ef87cf12958d.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2026, "trim": "Sahara", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 56095.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXEG4TW322832.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg4tw322832/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg4tw322832/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXEG4TW322832.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG4TW322832.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG4TW322832.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg4tw322832/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $7,271. This offer applies to Stock #63301107, VIN 1C4PJXEG4TW322832. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $56,095. Advertised price: $48,824. Savings: $7,271, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$56,095"}, {"label": "Advertised price", "value": "$48,824"}, {"label": "Savings", "value": "$7,271, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,271", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48824.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG4TW322832_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 991, "unit": "per_month", "display": "$991/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48824.0, "price_incl_doc": 48824.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 990.64, "amount_financed": 51875.5, "sales_tax": 3051.5, "total_of_payments": 59438.57, "finance_charge": 7563.07, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63301107, VIN 1C4PJXEG4TW322832. $991 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $48,824, before any dealer documentation fee. Amount financed $51,876, including $3,052 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $59,439. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG4TW322832_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 755, "unit": "per_month", "display": "$755/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48824.0, "price_incl_doc": 48824.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 755.34, "amount_financed": 51875.5, "sales_tax": 3051.5, "total_of_payments": 63448.7, "finance_charge": 11573.2, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63301107, VIN 1C4PJXEG4TW322832. $755 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $48,824, before any dealer documentation fee. Amount financed $51,876, including $3,052 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $63,449. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 73}}, {"vin": "3C4NJDCN9TT185691", "title": "2026 Jeep Compass Limited", "year": 2026, "make": "Jeep", "model": "Compass", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 28229.0, "msrp": 35480.0, "sale_price": 28229.0, "currency": "USD", "mileage": 14, "exterior_color": "Diamond Black Crystal Pearlcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 23, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "RLE5447", "stock_status": "Available", "availability": "In Stock", 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$35,480"}, {"label": "Advertised price", "value": "$28,229"}, {"label": "Savings", "value": "$7,251, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,251", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67575.0, "price_incl_doc": 67575.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1196.64, "amount_financed": 71798.44, "sales_tax": 4223.44, "total_of_payments": 71798.44, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5550, VIN 1C6SRFFT7TN266407. $1,197 per month for 60 months at 0% APR, $0 cash down. Advertised price $67,575, before any dealer documentation fee. Amount financed $71,798, including $4,223 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $71,798. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT7TN266407_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1066, "unit": "per_month", "display": "$1,066/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67575.0, "price_incl_doc": 67575.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1065.82, "amount_financed": 71798.44, "sales_tax": 4223.44, "total_of_payments": 89528.78, "finance_charge": 17730.34, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5550, VIN 1C6SRFFT7TN266407. $1,066 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $67,575, before any dealer documentation fee. Amount financed $71,798, including $4,223 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $89,529. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFP6TN418180_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 850, "unit": "per_month", "display": "$850/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53894.0, "price_incl_doc": 53894.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 850.04, "amount_financed": 57262.38, "sales_tax": 3368.38, "total_of_payments": 71403.1, "finance_charge": 14140.72, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #62801496, VIN 1C6SRFFP6TN418180. $850 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,894, before any dealer documentation fee. Amount financed $57,262, including $3,368 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $71,403. Offer expires 2026-07-31. Estimated for ZIP 60540. 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 84621.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 84621.0, "price_incl_doc": 84621.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1716.97, "amount_financed": 89909.81, "sales_tax": 5288.81, "total_of_payments": 103018.01, "finance_charge": 13108.2, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5693, VIN 3C63R3JL8TG276379. $1,717 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $84,621, before any dealer documentation fee. Amount financed $89,910, including $5,289 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $103,018. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3JL8TG276379_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1309, "unit": "per_month", "display": "$1,309/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 84621.0, "price_incl_doc": 84621.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1309.15, "amount_financed": 89909.81, "sales_tax": 5288.81, "total_of_payments": 109968.3, "finance_charge": 20058.49, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5693, VIN 3C63R3JL8TG276379. $1,309 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $84,621, before any dealer documentation fee. Amount financed $89,910, including $5,289 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $109,968. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3JL8TG276379_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1002, "unit": "per_month", "display": "$1,002/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 95460.0, "selling_price": 84621.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1001.52, "net_cap_cost": 85316.0, "residual_value": 59185.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1001.52, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1161.52}, "total_of_payments": 36072, "total_of_payments_unrounded": 36054.72}, "disclosure": "Estimated lease payment for stock #R5693, VIN 3C63R3JL8TG276379. $1,002 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,162, made up of $1,002 first payment, $60 title, $100 registration. MSRP $95,460. Lease selling price $84,621. Net capitalized cost $85,316. Residual value $59,185, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $36,072. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3JL8TG276379_lease", "type": "lease", "label": "Lease", "headline": {"value": 908, "unit": "per_month", "display": "$908/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 95460.0, "selling_price": 84621.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 908.23, "net_cap_cost": 82317.0, "residual_value": 59185.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 908.23, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4067.23}, "total_of_payments": 32688, "total_of_payments_unrounded": 32696.28}, "disclosure": "Estimated lease payment for stock #R5693, VIN 3C63R3JL8TG276379. $908 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,067, made up of $908 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $95,460. Lease selling price $84,621. Net capitalized cost $82,317. Residual value $59,185, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $32,688. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 117}}, {"vin": "1C6SRFJT8VN554754", "title": "2027 RAM 1500 Laramie", "year": 2027, "make": "RAM", "model": "1500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 75165.0, "msrp": 80045.0, "sale_price": 75165.0, "currency": "USD", "mileage": null, "exterior_color": "Forged Blue Metallic", "interior_color": "Gjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Not Specified", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63454454", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4e09137f-fb55-4581-a234-086bbcf5ed4c.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4e09137f-fb55-4581-a234-086bbcf5ed4c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/df7d4e47-fa5a-400c-9027-743457927c8c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cbbbee01-8a2a-4786-958a-544aec5aaa8e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e52f744e-c9be-445c-a495-584e304b09e9.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8f7b6611-7697-4cb7-b035-a1856578d46a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2dbeba85-e548-4578-8cb9-b2666b7e557e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0bc6ea86-e479-4c07-a5f6-9b47f3bf50ac.png"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2027, "trim": "Laramie", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 80045.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFJT8VN554754.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt8vn554754/2027-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt8vn554754/2027-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFJT8VN554754.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJT8VN554754.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJT8VN554754.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt8vn554754/2027-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,880. This offer applies to Stock #63454454, VIN 1C6SRFJT8VN554754. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $80,045. Advertised price: $75,165. Savings: $4,880, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$80,045"}, {"label": "Advertised price", "value": "$75,165"}, {"label": "Savings", "value": "$4,880, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,880", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 75165.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFJT8VN554754_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1331, "unit": "per_month", "display": "$1,331/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 75165.0, "price_incl_doc": 75165.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1331.05, "amount_financed": 79862.81, "sales_tax": 4697.81, "total_of_payments": 79862.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454454, VIN 1C6SRFJT8VN554754. $1,331 per month for 60 months at 0% APR, $0 cash down. Advertised price $75,165, before any dealer documentation fee. Amount financed $79,863, including $4,698 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $79,863. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJT8VN554754_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1186, "unit": "per_month", "display": "$1,186/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 75165.0, "price_incl_doc": 75165.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1185.53, "amount_financed": 79862.81, "sales_tax": 4697.81, "total_of_payments": 99584.61, "finance_charge": 19721.8, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454454, VIN 1C6SRFJT8VN554754. $1,186 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $75,165, before any dealer documentation fee. Amount financed $79,863, including $4,698 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $99,585. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 101}}, {"vin": "1C4RJKBRXV8152680", "title": "2027 Jeep Grand Cherokee L Limited", "year": 2027, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 52816.0, "msrp": 53550.0, "sale_price": 52816.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "B6x7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 20, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "63377293", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ae411ecf-a11f-4916-bceb-2fae82e3b136.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ae411ecf-a11f-4916-bceb-2fae82e3b136.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f43590f4-625e-4d84-948e-b0c96572db32.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/94b1c63c-fcfe-4dfb-a507-62e49326903c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/43a920b8-50a3-4d92-a32c-2c26feac07d4.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b7214d15-b1ce-4660-8e1d-1ddacae703d5.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f7e8716e-91e9-4a50-bd37-1ea622e2e8b0.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7f2d60e7-783b-4fa4-a252-508c528b24c5.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee L", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 53550.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKBRXV8152680.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbrxv8152680/2027-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbrxv8152680/2027-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKBRXV8152680.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBRXV8152680.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBRXV8152680.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbrxv8152680/2027-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $734. This offer applies to Stock #63377293, VIN 1C4RJKBRXV8152680. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,550. Advertised price: $52,816. Savings: $734, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,550"}, {"label": "Advertised price", "value": "$52,816"}, {"label": "Savings", "value": "$734, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $734", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52816.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBRXV8152680_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1072, "unit": "per_month", "display": "$1,072/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52816.0, "price_incl_doc": 52816.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1071.64, "amount_financed": 56117.0, "sales_tax": 3301.0, "total_of_payments": 64298.46, "finance_charge": 8181.46, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377293, VIN 1C4RJKBRXV8152680. $1,072 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $52,816, before any dealer documentation fee. Amount financed $56,117, including $3,301 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $64,298. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBRXV8152680_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 930, "unit": "per_month", "display": "$930/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52816.0, "price_incl_doc": 52816.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 929.76, "amount_financed": 56117.0, "sales_tax": 3301.0, "total_of_payments": 66942.42, "finance_charge": 10825.42, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377293, VIN 1C4RJKBRXV8152680. $930 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $52,816, before any dealer documentation fee. Amount financed $56,117, including $3,301 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $66,942. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBRXV8152680_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 833, "unit": "per_month", "display": "$833/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52816.0, "price_incl_doc": 52816.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 833.03, "amount_financed": 56117.0, "sales_tax": 3301.0, "total_of_payments": 69974.87, "finance_charge": 13857.87, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377293, VIN 1C4RJKBRXV8152680. $833 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $52,816, before any dealer documentation fee. Amount financed $56,117, including $3,301 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $69,975. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBRXV8152680_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 738, "unit": "per_month", "display": "$738/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 53550.0, "selling_price": 52816.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 737.62, "net_cap_cost": 53511.0, "residual_value": 33201.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 737.62, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 897.62}, "total_of_payments": 26568, "total_of_payments_unrounded": 26554.32}, "disclosure": "Estimated lease payment for stock #63377293, VIN 1C4RJKBRXV8152680. $738 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $898, made up of $738 first payment, $60 title, $100 registration. MSRP $53,550. Lease selling price $52,816. Net capitalized cost $53,511. Residual value $33,201, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,568. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBRXV8152680_lease", "type": "lease", "label": "Lease", "headline": {"value": 644, "unit": "per_month", "display": "$644/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 53550.0, "selling_price": 52816.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 644.33, "net_cap_cost": 50512.0, "residual_value": 33201.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 644.33, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3803.33}, "total_of_payments": 23184, "total_of_payments_unrounded": 23195.88}, "disclosure": "Estimated lease payment for stock #63377293, VIN 1C4RJKBRXV8152680. $644 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,803, made up of $644 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $53,550. Lease selling price $52,816. Net capitalized cost $50,512. Residual value $33,201, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,184. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 124}}, {"vin": "3C6LRVDG1VE553155", "title": "2027 RAM ProMaster 2500 High Roof", "year": 2027, "make": "RAM", "model": "ProMaster 2500", "trim": "High Roof", "decoded_trim": null, "condition": "new", "price": 55031.0, "msrp": 57110.0, "sale_price": 55031.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "A7x9", "drivetrain": "FWD", "body_style": "Cargo Van", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 3, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63493975", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/181a25b6-f2d2-48ee-b0fe-629af9d1dcf2.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/181a25b6-f2d2-48ee-b0fe-629af9d1dcf2.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c99cd015-2a12-4524-ae43-115ed6d34b45.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/bcf9197b-819a-4401-86c9-4c10b09c9316.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a7b12082-5c96-47e5-b1f5-77106f7d832a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/696eaf10-ff43-4c93-a647-abe8ed2ad2fb.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/60e1c530-fa7e-43fb-a697-50d7993e57d5.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/65bfe297-29b9-47d3-833c-c70cb3b01ab5.png"], "vin_decode": {"make": "Ram", "model": "ProMaster 2500", "year": 2027, "trim": null, "body_style": "Cargo Van", "vehicle_type": "TRUCK", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "FWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 57110.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6LRVDG1VE553155.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvdg1ve553155/2027-ram-promaster-2500-cargo-van", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvdg1ve553155/2027-ram-promaster-2500-cargo-van", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6LRVDG1VE553155.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6LRVDG1VE553155.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6LRVDG1VE553155.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvdg1ve553155/2027-ram-promaster-2500-cargo-van", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,079. This offer applies to Stock #63493975, VIN 3C6LRVDG1VE553155. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $57,110. Advertised price: $55,031. Savings: $2,079, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,110"}, {"label": "Advertised price", "value": "$55,031"}, {"label": "Savings", "value": "$2,079, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,079", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 55031.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6LRVDG1VE553155_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1117, "unit": "per_month", "display": "$1,117/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55031.0, "price_incl_doc": 55031.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1116.58, "amount_financed": 58470.44, "sales_tax": 3439.44, "total_of_payments": 66995.01, "finance_charge": 8524.57, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63493975, VIN 3C6LRVDG1VE553155. $1,117 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $55,031, before any dealer documentation fee. Amount financed $58,470, including $3,439 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $66,995. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG1VE553155_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 969, "unit": "per_month", "display": "$969/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55031.0, "price_incl_doc": 55031.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 968.75, "amount_financed": 58470.44, "sales_tax": 3439.44, "total_of_payments": 69749.86, "finance_charge": 11279.42, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63493975, VIN 3C6LRVDG1VE553155. $969 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $55,031, before any dealer documentation fee. Amount financed $58,470, including $3,439 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $69,750. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG1VE553155_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 868, "unit": "per_month", "display": "$868/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55031.0, "price_incl_doc": 55031.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 867.97, "amount_financed": 58470.44, "sales_tax": 3439.44, "total_of_payments": 72909.48, "finance_charge": 14439.04, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63493975, VIN 3C6LRVDG1VE553155. $868 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $55,031, before any dealer documentation fee. Amount financed $58,470, including $3,439 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $72,909. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG1VE553155_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 745, "unit": "per_month", "display": "$745/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57110.0, "selling_price": 55031.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 744.9, "net_cap_cost": 55726.0, "residual_value": 35408.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 744.9, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 904.9}, "total_of_payments": 26820, "total_of_payments_unrounded": 26816.4}, "disclosure": "Estimated lease payment for stock #63493975, VIN 3C6LRVDG1VE553155. $745 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $905, made up of $745 first payment, $60 title, $100 registration. MSRP $57,110. Lease selling price $55,031. Net capitalized cost $55,726. Residual value $35,408, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,820. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG1VE553155_lease", "type": "lease", "label": "Lease", "headline": {"value": 652, "unit": "per_month", "display": "$652/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57110.0, "selling_price": 55031.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 651.61, "net_cap_cost": 52727.0, "residual_value": 35408.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 651.61, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3810.61}, "total_of_payments": 23472, "total_of_payments_unrounded": 23457.96}, "disclosure": "Estimated lease payment for stock #63493975, VIN 3C6LRVDG1VE553155. $652 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,811, made up of $652 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $57,110. Lease selling price $55,031. Net capitalized cost $52,727. Residual value $35,408, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,472. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 120}}, {"vin": "1C4RJYE61N8761936", "title": "2022 Jeep Grand Cherokee Summit 4xe", "year": 2022, "make": "Jeep", "model": "Grand Cherokee", "trim": "Summit 4xe", "decoded_trim": "Summit 4XE", "condition": "used", "price": 30577.0, "msrp": 30577.0, "sale_price": 31177.0, "currency": "USD", "mileage": 45970, "exterior_color": "Gray Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Hybrid", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "JC509", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,577"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30577.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJYE61N8761936_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 763, "unit": "per_month", "display": "$763/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30577.0, "price_incl_doc": 30577.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 762.83, "amount_financed": 32488.06, "sales_tax": 1911.06, "total_of_payments": 36616.04, "finance_charge": 4127.98, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC509, VIN 1C4RJYE61N8761936. $763 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,577, before any dealer documentation fee. Amount financed $32,488, including $1,911 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,616. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYE61N8761936_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 636, "unit": "per_month", "display": "$636/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30577.0, "price_incl_doc": 30577.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 635.51, "amount_financed": 32488.06, "sales_tax": 1911.06, "total_of_payments": 38130.84, "finance_charge": 5642.78, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC509, VIN 1C4RJYE61N8761936. $636 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,577, before any dealer documentation fee. Amount financed $32,488, including $1,911 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,131. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYE61N8761936_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 554, "unit": "per_month", "display": "$554/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30577.0, "price_incl_doc": 30577.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 553.73, "amount_financed": 32488.06, "sales_tax": 1911.06, "total_of_payments": 39868.79, "finance_charge": 7380.73, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC509, VIN 1C4RJYE61N8761936. $554 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,577, before any dealer documentation fee. Amount financed $32,488, including $1,911 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,869. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 98}}, {"vin": "1C4SDJCTXTC254360", "title": "2026 Dodge Durango GT Plus HEMI V8", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT Plus HEMI V8", "decoded_trim": "GT Hemi", "condition": "new", "price": 53041.0, "msrp": 57280.0, "sale_price": 53041.0, "currency": "USD", "mileage": 13, "exterior_color": "White Knuckle Clearcoat", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 14, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "J5737", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjctxtc254360/2026-dodge-durango-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4SDJCTXTC254360.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCTXTC254360.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCTXTC254360.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjctxtc254360/2026-dodge-durango-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,239. This offer applies to Stock #J5737, VIN 1C4SDJCTXTC254360. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $57,280. Advertised price: $53,041. Savings: $4,239, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,280"}, {"label": "Advertised price", "value": "$53,041"}, {"label": "Savings", "value": "$4,239, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,239", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53041.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCTXTC254360_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1076, "unit": "per_month", "display": "$1,076/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53041.0, "price_incl_doc": 53041.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1076.21, "amount_financed": 56356.06, "sales_tax": 3315.06, "total_of_payments": 64572.37, "finance_charge": 8216.31, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5737, VIN 1C4SDJCTXTC254360. $1,076 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,041, before any dealer documentation fee. Amount financed $56,356, including $3,315 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $64,572. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCTXTC254360_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 934, "unit": "per_month", "display": "$934/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53041.0, "price_incl_doc": 53041.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 933.72, "amount_financed": 56356.06, "sales_tax": 3315.06, "total_of_payments": 67227.6, "finance_charge": 10871.54, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5737, VIN 1C4SDJCTXTC254360. $934 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,041, before any dealer documentation fee. Amount financed $56,356, including $3,315 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $67,228. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCTXTC254360_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 837, "unit": "per_month", "display": "$837/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53041.0, "price_incl_doc": 53041.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 836.58, "amount_financed": 56356.06, "sales_tax": 3315.06, "total_of_payments": 70272.97, "finance_charge": 13916.91, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5737, VIN 1C4SDJCTXTC254360. $837 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,041, before any dealer documentation fee. Amount financed $56,356, including $3,315 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $70,273. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 97}}, {"vin": "1C4RJYB63RC117457", "title": "2024 Jeep Grand Cherokee 4xe", "year": 2024, "make": "Jeep", "model": "Grand Cherokee", "trim": "4xe", "decoded_trim": "Limited 4XE", "condition": "used", "price": 26477.0, "msrp": 26477.0, "sale_price": 26977.0, "currency": "USD", "mileage": 46801, "exterior_color": "Diamond Black", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Hybrid", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "JC523", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4rjyb63rc117457/2024-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJYB63RC117457.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJYB63RC117457.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJYB63RC117457.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4rjyb63rc117457/2024-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JC523, VIN 1C4RJYB63RC117457. Advertised price: $26,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26477.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJYB63RC117457_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 661, "unit": "per_month", "display": "$661/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26477.0, "price_incl_doc": 26477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 660.55, "amount_financed": 28131.81, "sales_tax": 1654.81, "total_of_payments": 31706.28, "finance_charge": 3574.47, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC523, VIN 1C4RJYB63RC117457. $661 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,477, before any dealer documentation fee. Amount financed $28,132, including $1,655 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,706. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYB63RC117457_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 550, "unit": "per_month", "display": "$550/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26477.0, "price_incl_doc": 26477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 550.3, "amount_financed": 28131.81, "sales_tax": 1654.81, "total_of_payments": 33017.96, "finance_charge": 4886.15, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC523, VIN 1C4RJYB63RC117457. $550 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,477, before any dealer documentation fee. Amount financed $28,132, including $1,655 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,018. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYB63RC117457_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 479, "unit": "per_month", "display": "$479/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26477.0, "price_incl_doc": 26477.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 479.48, "amount_financed": 28131.81, "sales_tax": 1654.81, "total_of_payments": 34522.87, "finance_charge": 6391.06, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC523, VIN 1C4RJYB63RC117457. $479 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,477, before any dealer documentation fee. Amount financed $28,132, including $1,655 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $34,523. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,350"}, {"label": "Advertised price", "value": "$40,320"}, {"label": "Savings", "value": "$8,030, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,030", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40320.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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"https://ai.castlecdjrnaperville.com/vehicle/JF1ZNAA17F9701876.html", "json_url": "https://ai.castlecdjrnaperville.com/v/JF1ZNAA17F9701876.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/JF1ZNAA17F9701876.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/jf1znaa17f9701876/2015-scion-fr-s-coupe", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5620A, VIN JF1ZNAA17F9701876. Advertised price: $15,677. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$15,677"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 15677.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF1ZNAA17F9701876_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 391, "unit": "per_month", "display": "$391/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15677.0, "price_incl_doc": 15677.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 391.11, "amount_financed": 16656.81, "sales_tax": 979.81, "total_of_payments": 18773.25, "finance_charge": 2116.44, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5620A, VIN JF1ZNAA17F9701876. $391 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $15,677, before any dealer documentation fee. Amount financed $16,657, including $980 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $18,773. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1ZNAA17F9701876_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 326, "unit": "per_month", "display": "$326/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15677.0, "price_incl_doc": 15677.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 325.83, "amount_financed": 16656.81, "sales_tax": 979.81, "total_of_payments": 19549.9, "finance_charge": 2893.09, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5620A, VIN JF1ZNAA17F9701876. $326 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $15,677, before any dealer documentation fee. Amount financed $16,657, including $980 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $19,550. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1ZNAA17F9701876_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 284, "unit": "per_month", "display": "$284/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15677.0, "price_incl_doc": 15677.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 283.9, "amount_financed": 16656.81, "sales_tax": 979.81, "total_of_payments": 20440.95, "finance_charge": 3784.14, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5620A, VIN JF1ZNAA17F9701876. $284 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $15,677, before any dealer documentation fee. Amount financed $16,657, including $980 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $20,441. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 71}}, {"vin": "3C6UR5DJ5VG373441", "title": "2027 RAM 2500 Big Horn", "year": 2027, "make": "RAM", "model": "2500", "trim": "Big Horn", "decoded_trim": "Big Horn", "condition": "new", "price": 68213.0, "msrp": 71800.0, "sale_price": 68213.0, "currency": "USD", "mileage": null, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Mjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Not Specified", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63428075", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5d720697-8701-4ad5-98c1-0faba1552c00.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5d720697-8701-4ad5-98c1-0faba1552c00.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/638eac4f-2cca-4b2d-a24b-2526c60cf807.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b69793f4-700e-4078-a84c-62382369095e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/901213aa-82db-4568-b0f9-50be226bffc8.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/18524968-e943-48f2-a948-9a9dd38d878b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f8406c02-a24e-47dd-965a-e38b6959f574.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5b9467f3-d806-4f43-a140-f541f7f837d0.png"], "vin_decode": {"make": "Ram", "model": "2500", "year": 2027, "trim": "Big Horn", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 71800.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5DJ5VG373441.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj5vg373441/2027-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj5vg373441/2027-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5DJ5VG373441.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ5VG373441.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5DJ5VG373441.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5dj5vg373441/2027-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,587. This offer applies to Stock #63428075, VIN 3C6UR5DJ5VG373441. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $71,800. Advertised price: $68,213. Savings: $3,587, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$71,800"}, {"label": "Advertised price", "value": "$68,213"}, {"label": "Savings", "value": "$3,587, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,587", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68213.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5DJ5VG373441_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1384, "unit": "per_month", "display": "$1,384/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68213.0, "price_incl_doc": 68213.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1384.05, "amount_financed": 72476.31, "sales_tax": 4263.31, "total_of_payments": 83042.83, "finance_charge": 10566.52, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63428075, VIN 3C6UR5DJ5VG373441. $1,384 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,213, before any dealer documentation fee. Amount financed $72,476, including $4,263 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,043. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ5VG373441_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1055, "unit": "per_month", "display": "$1,055/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68213.0, "price_incl_doc": 68213.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1055.3, "amount_financed": 72476.31, "sales_tax": 4263.31, "total_of_payments": 88645.46, "finance_charge": 16169.15, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63428075, VIN 3C6UR5DJ5VG373441. $1,055 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $68,213, before any dealer documentation fee. Amount financed $72,476, including $4,263 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $88,645. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ5VG373441_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 901, "unit": "per_month", "display": "$901/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 71800.0, "selling_price": 68213.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 900.67, "net_cap_cost": 68908.0, "residual_value": 44516.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 900.67, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1060.67}, "total_of_payments": 32436, "total_of_payments_unrounded": 32424.12}, "disclosure": "Estimated lease payment for stock #63428075, VIN 3C6UR5DJ5VG373441. $901 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,061, made up of $901 first payment, $60 title, $100 registration. MSRP $71,800. Lease selling price $68,213. Net capitalized cost $68,908. Residual value $44,516, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $32,436. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ5VG373441_lease", "type": "lease", "label": "Lease", "headline": {"value": 807, "unit": "per_month", "display": "$807/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 71800.0, "selling_price": 68213.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 807.38, "net_cap_cost": 65909.0, "residual_value": 44516.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 807.38, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3966.38}, "total_of_payments": 29052, "total_of_payments_unrounded": 29065.68}, "disclosure": "Estimated lease payment for stock #63428075, VIN 3C6UR5DJ5VG373441. $807 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,966, made up of $807 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $71,800. Lease selling price $68,213. Net capitalized cost $65,909. Residual value $44,516, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,052. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 100}}, {"vin": "1C4RJHER3V8162269", "title": "2027 Jeep Grand Cherokee Summit", "year": 2027, "make": "Jeep", "model": "Grand Cherokee", "trim": "Summit", "decoded_trim": "Summit", "condition": "new", "price": 64516.0, "msrp": 65490.0, "sale_price": 64516.0, "currency": "USD", "mileage": null, "exterior_color": "High Gloss Black", "interior_color": "Ecx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "63356737", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5831a9db-b428-4e7d-b890-ce35445b646d.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5831a9db-b428-4e7d-b890-ce35445b646d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d871e4f4-db25-4635-b1d5-451c0a974387.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2b89426d-e745-4890-8928-157a34af4849.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/52abea5c-ef4f-4ad3-b1a8-2c62ca5e5c6e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cef5970a-fcfd-47f8-a952-83ef25b0f893.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/471bcd70-f724-4e03-866e-97937d95df66.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8391e777-3d2f-4dda-b439-68295002123a.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2027, "trim": "Summit", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 65490.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJHER3V8162269.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjher3v8162269/2027-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjher3v8162269/2027-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJHER3V8162269.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHER3V8162269.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHER3V8162269.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjher3v8162269/2027-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $974. This offer applies to Stock #63356737, VIN 1C4RJHER3V8162269. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $65,490. Advertised price: $64,516. Savings: $974, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$65,490"}, {"label": "Advertised price", "value": "$64,516"}, {"label": "Savings", "value": "$974, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $974", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 64516.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHER3V8162269_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1101, "unit": "per_month", "display": "$1,101/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64516.0, "price_incl_doc": 64516.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1100.79, "amount_financed": 68548.25, "sales_tax": 4032.25, "total_of_payments": 79256.74, "finance_charge": 10708.49, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63356737, VIN 1C4RJHER3V8162269. $1,101 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $64,516, before any dealer documentation fee. Amount financed $68,548, including $4,032 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $79,257. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHER3V8162269_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 903, "unit": "per_month", "display": "$903/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64516.0, "price_incl_doc": 64516.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 902.66, "amount_financed": 68548.25, "sales_tax": 4032.25, "total_of_payments": 75823.65, "finance_charge": 7275.4, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63356737, VIN 1C4RJHER3V8162269. $903 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $64,516, before any dealer documentation fee. Amount financed $68,548, including $4,032 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $75,824. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 72}}, {"vin": "1C4PJXEG3TW313443", "title": "2026 Jeep Wrangler Sahara", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 57290.0, "msrp": 57290.0, "sale_price": 49571.0, "currency": "USD", "mileage": 13, "exterior_color": "Goldilocks", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Convertible", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-6 3.6 L/220", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "E5807", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81615.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP9VN554745_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1445, "unit": "per_month", "display": "$1,445/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81615.0, "price_incl_doc": 81615.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1445.27, "amount_financed": 86715.94, "sales_tax": 5100.94, "total_of_payments": 86715.94, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454431, VIN 1C6SRFUP9VN554745. $1,445 per month for 60 months at 0% APR, $0 cash down. Advertised price $81,615, before any dealer documentation fee. Amount financed $86,716, including $5,101 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $86,716. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP9VN554745_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1287, "unit": "per_month", "display": "$1,287/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81615.0, "price_incl_doc": 81615.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1287.26, "amount_financed": 86715.94, "sales_tax": 5100.94, "total_of_payments": 108130.1, "finance_charge": 21414.16, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454431, VIN 1C6SRFUP9VN554745. $1,287 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,615, before any dealer documentation fee. Amount financed $86,716, including $5,101 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $108,130. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 82}}, {"vin": "3C63RRGL2TG330804", "title": "2026 RAM 3500 Tradesman", "year": 2026, "make": "RAM", "model": "3500", "trim": "Tradesman", "decoded_trim": "Tradesman", "condition": "new", "price": 67695.0, "msrp": 76405.0, "sale_price": 67695.0, "currency": "USD", "mileage": 13, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Diesel", "doors": 4, "seating_capacity": null, "engine": "6.7L I6", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J6051", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 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"https://ai.castlecdjrnaperville.com/sticker/3C63RRGL2TG330804.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrgl2tg330804/2026-ram-3500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrgl2tg330804/2026-ram-3500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C63RRGL2TG330804.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C63RRGL2TG330804.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C63RRGL2TG330804.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrgl2tg330804/2026-ram-3500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,710. This offer applies to Stock #J6051, VIN 3C63RRGL2TG330804. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $76,405. Advertised price: $67,695. Savings: $8,710, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$76,405"}, {"label": "Advertised price", "value": "$67,695"}, {"label": "Savings", "value": "$8,710, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,710", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 67695.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63RRGL2TG330804_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1374, "unit": "per_month", "display": "$1,374/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67695.0, "price_incl_doc": 67695.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1373.54, "amount_financed": 71925.94, "sales_tax": 4230.94, "total_of_payments": 82412.22, "finance_charge": 10486.28, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6051, VIN 3C63RRGL2TG330804. $1,374 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $67,695, before any dealer documentation fee. Amount financed $71,926, including $4,231 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $82,412. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRGL2TG330804_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1047, "unit": "per_month", "display": "$1,047/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67695.0, "price_incl_doc": 67695.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1047.29, "amount_financed": 71925.94, "sales_tax": 4230.94, "total_of_payments": 87972.3, "finance_charge": 16046.36, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6051, VIN 3C63RRGL2TG330804. $1,047 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $67,695, before any dealer documentation fee. Amount financed $71,926, including $4,231 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $87,972. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRGL2TG330804_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 805, "unit": "per_month", "display": "$805/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76405.0, "selling_price": 67695.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 804.84, "net_cap_cost": 68390.0, "residual_value": 47371.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 804.84, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 964.84}, "total_of_payments": 28980, "total_of_payments_unrounded": 28974.24}, "disclosure": "Estimated lease payment for stock #J6051, VIN 3C63RRGL2TG330804. $805 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $965, made up of $805 first payment, $60 title, $100 registration. MSRP $76,405. Lease selling price $67,695. Net capitalized cost $68,390. Residual value $47,371, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,980. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRGL2TG330804_lease", "type": "lease", "label": "Lease", "headline": {"value": 712, "unit": "per_month", "display": "$712/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76405.0, "selling_price": 67695.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 711.55, "net_cap_cost": 65391.0, "residual_value": 47371.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 711.55, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3870.55}, "total_of_payments": 25632, "total_of_payments_unrounded": 25615.8}, "disclosure": "Estimated lease payment for stock #J6051, VIN 3C63RRGL2TG330804. $712 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,871, made up of $712 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $76,405. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 106}}, {"vin": "1C6SRFFT7TN339761", "title": "2026 RAM 1500 Big Horn/Lone Star", "year": 2026, "make": "RAM", "model": "1500", "trim": "Big Horn/Lone Star", "decoded_trim": "Big Horn/Lonestar", "condition": "new", "price": 52512.0, "msrp": 66390.0, "sale_price": 52512.0, "currency": "USD", "mileage": 10, "exterior_color": "Green Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 16, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "J5688", "stock_status": "Available", "availability": "In Stock", 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"https://ai.castlecdjrnaperville.com/v/1C6SRFFT7TN339761.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft7tn339761/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $13,878. This offer applies to Stock #J5688, VIN 1C6SRFFT7TN339761. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $66,390. Advertised price: $52,512. Savings: $13,878, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$66,390"}, {"label": "Advertised price", "value": "$52,512"}, {"label": "Savings", "value": "$13,878, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $13,878", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52512.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFFT7TN339761_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 930, "unit": "per_month", "display": "$930/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52512.0, "price_incl_doc": 52512.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 929.9, "amount_financed": 55794.0, "sales_tax": 3282.0, "total_of_payments": 55794.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5688, VIN 1C6SRFFT7TN339761. $930 per month for 60 months at 0% APR, $0 cash down. Advertised price $52,512, before any dealer documentation fee. Amount financed $55,794, including $3,282 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $55,794. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT7TN339761_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 828, "unit": "per_month", "display": "$828/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52512.0, "price_incl_doc": 52512.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 828.24, "amount_financed": 55794.0, "sales_tax": 3282.0, "total_of_payments": 69572.11, "finance_charge": 13778.11, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5688, VIN 1C6SRFFT7TN339761. $828 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $52,512, before any dealer documentation fee. Amount financed $55,794, including $3,282 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $69,572. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,377"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68380.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG6TW317140_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1058, "unit": "per_month", "display": "$1,058/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37072.0, "price_incl_doc": 37072.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 752.19, "amount_financed": 39389.0, "sales_tax": 2317.0, "total_of_payments": 45131.63, "finance_charge": 5742.63, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5491, VIN 1C4PJXAN7TW198530. $752 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $37,072, before any dealer documentation fee. Amount financed $39,389, including $2,317 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $45,132. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXAN7TW198530_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 574, "unit": "per_month", "display": "$574/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37072.0, "price_incl_doc": 37072.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 573.53, "amount_financed": 39389.0, "sales_tax": 2317.0, "total_of_payments": 48176.51, "finance_charge": 8787.51, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5491, VIN 1C4PJXAN7TW198530. $574 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $37,072, before any dealer documentation fee. Amount financed $39,389, including $2,317 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $48,177. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 87}}, {"vin": "1C4RJKER3V8162267", "title": "2027 Jeep Grand Cherokee L Summit", "year": 2027, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Summit", "decoded_trim": "Summit", "condition": "new", "price": 66476.0, "msrp": 67490.0, "sale_price": 66476.0, "currency": "USD", "mileage": null, "exterior_color": "Sting Gray Clearcoat", "interior_color": "Ecx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 20, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "63356723", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d1e07544-df4d-4fd3-812a-9071184bff46.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d1e07544-df4d-4fd3-812a-9071184bff46.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e26282e9-96a2-425b-9124-2b005a934cb2.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/33846b65-cb9c-4df5-9967-172c0d85d619.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f461a3ca-f71a-43c9-bf4a-13557f6b2efb.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/58b04bd1-88c6-4ff6-8cd6-70cb808b8373.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/29413f0a-d09c-4fb0-bacf-75f8144026f0.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/149e5c25-8cd7-4a54-9f1d-68c28ed959ed.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee L", "year": 2027, "trim": "Summit", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 67490.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKER3V8162267.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjker3v8162267/2027-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjker3v8162267/2027-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKER3V8162267.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKER3V8162267.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKER3V8162267.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjker3v8162267/2027-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,014. This offer applies to Stock #63356723, VIN 1C4RJKER3V8162267. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $67,490. Advertised price: $66,476. Savings: $1,014, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$67,490"}, {"label": "Advertised price", "value": "$66,476"}, {"label": "Savings", "value": "$1,014, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,014", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 66476.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKER3V8162267_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1349, "unit": "per_month", "display": "$1,349/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66476.0, "price_incl_doc": 66476.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1348.8, "amount_financed": 70630.75, "sales_tax": 4154.75, "total_of_payments": 80928.21, "finance_charge": 10297.46, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63356723, VIN 1C4RJKER3V8162267. $1,349 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $66,476, before any dealer documentation fee. Amount financed $70,631, including $4,155 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $80,928. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER3V8162267_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1170, "unit": "per_month", "display": "$1,170/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66476.0, "price_incl_doc": 66476.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1170.22, "amount_financed": 70630.75, "sales_tax": 4154.75, "total_of_payments": 84255.99, "finance_charge": 13625.24, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63356723, VIN 1C4RJKER3V8162267. $1,170 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $66,476, before any dealer documentation fee. Amount financed $70,631, including $4,155 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $84,256. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER3V8162267_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1048, "unit": "per_month", "display": "$1,048/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66476.0, "price_incl_doc": 66476.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1048.48, "amount_financed": 70630.75, "sales_tax": 4154.75, "total_of_payments": 88072.73, "finance_charge": 17441.98, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63356723, VIN 1C4RJKER3V8162267. $1,048 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $66,476, before any dealer documentation fee. Amount financed $70,631, including $4,155 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $88,073. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER3V8162267_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 921, "unit": "per_month", "display": "$921/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67490.0, "selling_price": 66476.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 921.25, "net_cap_cost": 67171.0, "residual_value": 41843.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 921.25, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1081.25}, "total_of_payments": 33156, "total_of_payments_unrounded": 33165.0}, "disclosure": "Estimated lease payment for stock #63356723, VIN 1C4RJKER3V8162267. $921 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,081, made up of $921 first payment, $60 title, $100 registration. MSRP $67,490. Lease selling price $66,476. Net capitalized cost $67,171. Residual value $41,844, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $33,156. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER3V8162267_lease", "type": "lease", "label": "Lease", "headline": {"value": 828, "unit": "per_month", "display": "$828/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67490.0, "selling_price": 66476.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 827.95, "net_cap_cost": 64172.0, "residual_value": 41843.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 827.95, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3986.95}, "total_of_payments": 29808, "total_of_payments_unrounded": 29806.2}, "disclosure": "Estimated lease payment for stock #63356723, VIN 1C4RJKER3V8162267. $828 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,987, made up of $828 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $67,490. Lease selling price $66,476. Net capitalized cost $64,172. Residual value $41,844, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,808. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 124}}, {"vin": "3C6UR5FJ3TG332526", "title": "2026 RAM 2500 Laramie", "year": 2026, "make": "RAM", "model": "2500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 79785.0, "msrp": 79785.0, "sale_price": 69849.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Gjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63139615", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 34, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6a642617-2021-428f-8895-5e984687b15a.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6a642617-2021-428f-8895-5e984687b15a.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/42ffe6fb-a7bf-400e-a70a-2df8c963f7a7.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d1d184de-e821-4422-8741-bf84e6dee8de.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ea2cdeb1-f523-4914-9b5a-c7b5d0ca4565.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1da0d2cf-c3b8-4fa9-861b-8951e316c824.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e560ea85-4854-48ab-9f74-ba1113f4cae4.png", 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"https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5fj3tg332526/2026-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63139615, VIN 3C6UR5FJ3TG332526. Advertised price: $79,785. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$79,785"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 79785.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5FJ3TG332526_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1619, "unit": "per_month", "display": "$1,619/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 79785.0, "price_incl_doc": 79785.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1618.84, "amount_financed": 84771.56, "sales_tax": 4986.56, "total_of_payments": 97130.64, "finance_charge": 12359.08, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63139615, VIN 3C6UR5FJ3TG332526. $1,619 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $79,785, before any dealer documentation fee. Amount financed $84,772, including $4,987 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $97,131. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ3TG332526_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1234, "unit": "per_month", "display": "$1,234/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 79785.0, "price_incl_doc": 79785.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1234.33, "amount_financed": 84771.56, "sales_tax": 4986.56, "total_of_payments": 103683.72, "finance_charge": 18912.16, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63139615, VIN 3C6UR5FJ3TG332526. $1,234 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $79,785, before any dealer documentation fee. Amount financed $84,772, including $4,987 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $103,684. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ3TG332526_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1122, "unit": "per_month", "display": "$1,122/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 79785.0, "selling_price": 79785.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1122.43, "net_cap_cost": 80480.0, "residual_value": 49466.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1122.43, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1282.43}, "total_of_payments": 40392, "total_of_payments_unrounded": 40407.48}, "disclosure": "Estimated lease payment for stock #63139615, VIN 3C6UR5FJ3TG332526. $1,122 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,282, made up of $1,122 first payment, $60 title, $100 registration. MSRP $79,785. Lease selling price $79,785. Net capitalized cost $80,480. Residual value $49,467, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $40,392. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5FJ3TG332526_lease", "type": "lease", "label": "Lease", "headline": {"value": 1029, "unit": "per_month", "display": "$1,029/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 79785.0, "selling_price": 79785.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1029.13, "net_cap_cost": 77481.0, "residual_value": 49466.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1029.13, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4188.13}, "total_of_payments": 37044, "total_of_payments_unrounded": 37048.68}, "disclosure": "Estimated lease payment for stock #63139615, VIN 3C6UR5FJ3TG332526. $1,029 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,188, made up of $1,029 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $79,785. 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"price_history": [], "window_sticker": {"msrp": 86845.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4SJSBP2TS197256.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sjsbp2ts197256/2026-jeep-grand-wagoneer-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sjsbp2ts197256/2026-jeep-grand-wagoneer-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4SJSBP2TS197256.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4SJSBP2TS197256.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4SJSBP2TS197256.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sjsbp2ts197256/2026-jeep-grand-wagoneer-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,547. This offer applies to Stock #J5993, VIN 1C4SJSBP2TS197256. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $86,845. Advertised price: $80,298. Savings: $6,547, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$86,845"}, {"label": "Advertised price", "value": "$80,298"}, {"label": "Savings", "value": "$6,547, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,547", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 80298.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SJSBP2TS197256_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1629, "unit": "per_month", "display": "$1,629/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80298.0, "price_incl_doc": 80298.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1629.25, "amount_financed": 85316.63, "sales_tax": 5018.63, "total_of_payments": 97755.18, "finance_charge": 12438.55, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5993, VIN 1C4SJSBP2TS197256. $1,629 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $80,298, before any dealer documentation fee. Amount financed $85,317, including $5,019 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $97,755. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SJSBP2TS197256_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1414, "unit": "per_month", "display": "$1,414/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80298.0, "price_incl_doc": 80298.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1413.54, "amount_financed": 85316.63, "sales_tax": 5018.63, "total_of_payments": 101774.9, "finance_charge": 16458.27, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5993, VIN 1C4SJSBP2TS197256. $1,414 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $80,298, before any dealer documentation fee. Amount financed $85,317, including $5,019 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $101,775. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SJSBP2TS197256_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1266, "unit": "per_month", "display": "$1,266/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80298.0, "price_incl_doc": 80298.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1266.49, "amount_financed": 85316.63, "sales_tax": 5018.63, "total_of_payments": 106385.23, "finance_charge": 21068.6, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5993, VIN 1C4SJSBP2TS197256. $1,266 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $80,298, before any dealer documentation fee. Amount financed $85,317, including $5,019 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $106,385. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SJSBP2TS197256_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1016, "unit": "per_month", "display": "$1,016/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 86845.0, "selling_price": 80298.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1016.17, "net_cap_cost": 80993.0, "residual_value": 53843.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1016.17, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1176.17}, "total_of_payments": 36576, "total_of_payments_unrounded": 36582.12}, "disclosure": "Estimated lease payment for stock #J5993, VIN 1C4SJSBP2TS197256. $1,016 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,176, made up of $1,016 first payment, $60 title, $100 registration. MSRP $86,845. Lease selling price $80,298. Net capitalized cost $80,993. Residual value $53,844, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $36,576. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SJSBP2TS197256_lease", "type": "lease", "label": "Lease", "headline": {"value": 923, "unit": "per_month", "display": "$923/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 86845.0, "selling_price": 80298.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 922.88, "net_cap_cost": 77994.0, "residual_value": 53843.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 922.88, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4081.88}, "total_of_payments": 33228, "total_of_payments_unrounded": 33223.68}, "disclosure": "Estimated lease payment for stock #J5993, VIN 1C4SJSBP2TS197256. $923 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,082, made up of $923 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $86,845. Lease selling price $80,298. Net capitalized cost $77,994. Residual value $53,844, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $33,228. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 117}}, {"vin": "1C6SRFUP5TN378077", "title": "2026 RAM 1500 RHO", "year": 2026, "make": "RAM", "model": "1500", "trim": "RHO", "decoded_trim": "RHO", "condition": "new", "price": 82226.0, "msrp": 91755.0, "sale_price": 82226.0, "currency": "USD", "mileage": 21, "exterior_color": "Molten Red", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.0L I6", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 14, "mpg_hwy": 16, "range_miles": null, "battery_kwh": null, "stock_number": "J5994", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$91,755"}, {"label": "Advertised price", "value": "$82,226"}, {"label": "Savings", "value": "$9,529, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $9,529", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 82226.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP5TN378077_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1456, "unit": "per_month", "display": "$1,456/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP5TN378077_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1297, "unit": "per_month", "display": "$1,297/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,820"}, {"label": "Advertised price", "value": "$47,720"}, {"label": "Savings", "value": "$4,100, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,100", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47720.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC3BG2VR555507_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1098, "unit": "per_month", "display": "$1,098/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47720.0, "price_incl_doc": 47720.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1097.79, "amount_financed": 50702.5, "sales_tax": 2982.5, "total_of_payments": 52693.71, "finance_charge": 1991.21, "per_1000_financed": 21.65, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5828, VIN 2C4RC3BG2VR555507. $1,098 per month for 48 months at 1.9% APR, $0 cash down. Advertised price $47,720, before any dealer documentation fee. Amount financed $50,702, including $2,982 estimated sales tax at 6.25%. That is $21.65 per $1,000 financed. Total of payments $52,694. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC3BG2VR555507_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 814, "unit": "per_month", "display": "$814/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47720.0, "price_incl_doc": 47720.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2027 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 814.21, "amount_financed": 50702.5, "sales_tax": 2982.5, "total_of_payments": 58623.16, "finance_charge": 7920.66, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5828, VIN 2C4RC3BG2VR555507. $814 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $47,720, before any dealer documentation fee. Amount financed $50,702, including $2,982 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $58,623. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 86}}, {"vin": "1C4PJXDG0TW239481", "title": "2026 Jeep Wrangler Sport S", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sport S", "decoded_trim": "Sport", "condition": "new", "price": 42228.0, "msrp": 52350.0, "sale_price": 42228.0, "currency": "USD", "mileage": 770, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "LJ5403", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxdg0tw239481/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $10,122. This offer applies to Stock #LJ5403, VIN 1C4PJXDG0TW239481. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,350. Advertised price: $42,228. Savings: $10,122, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,350"}, {"label": "Advertised price", "value": "$42,228"}, {"label": "Savings", "value": "$10,122, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $10,122", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 42228.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXDG0TW239481_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 857, "unit": "per_month", "display": "$857/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42228.0, "price_incl_doc": 42228.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 856.81, "amount_financed": 44867.25, "sales_tax": 2639.25, "total_of_payments": 51408.57, "finance_charge": 6541.32, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5403, VIN 1C4PJXDG0TW239481. $857 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $42,228, before any dealer documentation fee. Amount financed $44,867, including $2,639 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $51,409. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDG0TW239481_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 653, "unit": "per_month", "display": "$653/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42228.0, "price_incl_doc": 42228.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 653.3, "amount_financed": 44867.25, "sales_tax": 2639.25, "total_of_payments": 54876.94, "finance_charge": 10009.69, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5403, VIN 1C4PJXDG0TW239481. $653 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $42,228, before any dealer documentation fee. Amount financed $44,867, including $2,639 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $54,877. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,205"}, {"label": "Advertised price", "value": "$53,874"}, {"label": "Savings", "value": "$4,331, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,331", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,460"}, {"label": "Advertised price", "value": "$49,553"}, {"label": "Savings", "value": "$3,907, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,907", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49553.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63184661, VIN 3C6MRVJG6TE199607. Advertised price: $60,960. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$60,960"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 60960.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6MRVJG6TE199607_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1237, "unit": "per_month", "display": "$1,237/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60960.0, "price_incl_doc": 60960.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1236.88, "amount_financed": 64770.0, "sales_tax": 3810.0, "total_of_payments": 74213.0, "finance_charge": 9443.0, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63184661, VIN 3C6MRVJG6TE199607. $1,237 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $60,960, before any dealer documentation fee. Amount financed $64,770, including $3,810 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $74,213. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6MRVJG6TE199607_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1073, "unit": "per_month", "display": "$1,073/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60960.0, "price_incl_doc": 60960.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1073.12, "amount_financed": 64770.0, "sales_tax": 3810.0, "total_of_payments": 77264.66, "finance_charge": 12494.66, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63184661, VIN 3C6MRVJG6TE199607. $1,073 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $60,960, before any dealer documentation fee. Amount financed $64,770, including $3,810 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $77,265. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6MRVJG6TE199607_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 961, "unit": "per_month", "display": "$961/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60960.0, "price_incl_doc": 60960.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 961.48, "amount_financed": 64770.0, "sales_tax": 3810.0, "total_of_payments": 80764.69, "finance_charge": 15994.69, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63184661, VIN 3C6MRVJG6TE199607. $961 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $60,960, before any dealer documentation fee. Amount financed $64,770, including $3,810 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $80,765. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6MRVJG6TE199607_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 863, "unit": "per_month", "display": "$863/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 60960.0, "selling_price": 60960.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 862.69, "net_cap_cost": 61655.0, "residual_value": 37795.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 862.69, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1022.69}, "total_of_payments": 31068, "total_of_payments_unrounded": 31056.84}, "disclosure": "Estimated lease payment for stock #63184661, VIN 3C6MRVJG6TE199607. $863 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,023, made up of $863 first payment, $60 title, $100 registration. MSRP $60,960. Lease selling price $60,960. Net capitalized cost $61,655. Residual value $37,795, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,068. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6MRVJG6TE199607_lease", "type": "lease", "label": "Lease", "headline": {"value": 769, "unit": "per_month", "display": "$769/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 60960.0, "selling_price": 60960.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 769.4, "net_cap_cost": 58656.0, "residual_value": 37795.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 769.4, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3928.4}, "total_of_payments": 27684, "total_of_payments_unrounded": 27698.4}, "disclosure": "Estimated lease payment for stock #63184661, VIN 3C6MRVJG6TE199607. $769 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,928, made up of $769 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $60,960. Lease selling price $60,960. Net capitalized cost $58,656. Residual value $37,795, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,684. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 105}}, {"vin": "1C4RJKBR0V8152686", "title": "2027 Jeep Grand Cherokee L Limited", "year": 2027, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 52816.0, "msrp": 53550.0, "sale_price": 52816.0, "currency": "USD", "mileage": null, "exterior_color": "Steel Blue", "interior_color": "B6x7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 20, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "63377299", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/456b5a45-5438-4566-b52f-fd8d342ac8d2.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/456b5a45-5438-4566-b52f-fd8d342ac8d2.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8d7629e0-5d77-499f-ae1e-678453391755.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/53bd9070-d92f-44b0-b4af-5b64abb7b075.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1cd4c562-392f-40a1-a29b-8dd58365de2a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/852195cc-5bb8-4217-a68c-a7331308b0e4.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ccb8e281-0d24-473b-bef4-7ff4795757a7.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d3162dc4-7d21-4293-b41f-b65c111a36f1.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee L", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 53550.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKBR0V8152686.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr0v8152686/2027-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr0v8152686/2027-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKBR0V8152686.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR0V8152686.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR0V8152686.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr0v8152686/2027-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $734. This offer applies to Stock #63377299, VIN 1C4RJKBR0V8152686. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,550. Advertised price: $52,816. Savings: $734, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,550"}, {"label": "Advertised price", "value": "$52,816"}, {"label": "Savings", "value": "$734, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $734", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52816.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBR0V8152686_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1072, "unit": "per_month", "display": "$1,072/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52816.0, "price_incl_doc": 52816.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1071.64, "amount_financed": 56117.0, "sales_tax": 3301.0, "total_of_payments": 64298.46, "finance_charge": 8181.46, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377299, VIN 1C4RJKBR0V8152686. $1,072 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $52,816, before any dealer documentation fee. Amount financed $56,117, including $3,301 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $64,298. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR0V8152686_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 930, "unit": "per_month", "display": "$930/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52816.0, "price_incl_doc": 52816.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 929.76, "amount_financed": 56117.0, "sales_tax": 3301.0, "total_of_payments": 66942.42, "finance_charge": 10825.42, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377299, VIN 1C4RJKBR0V8152686. $930 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $52,816, before any dealer documentation fee. Amount financed $56,117, including $3,301 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $66,942. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR0V8152686_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 833, "unit": "per_month", "display": "$833/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52816.0, "price_incl_doc": 52816.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 833.03, "amount_financed": 56117.0, "sales_tax": 3301.0, "total_of_payments": 69974.87, "finance_charge": 13857.87, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377299, VIN 1C4RJKBR0V8152686. $833 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $52,816, before any dealer documentation fee. Amount financed $56,117, including $3,301 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $69,975. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR0V8152686_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 738, "unit": "per_month", "display": "$738/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 53550.0, "selling_price": 52816.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 737.62, "net_cap_cost": 53511.0, "residual_value": 33201.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 737.62, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 897.62}, "total_of_payments": 26568, "total_of_payments_unrounded": 26554.32}, "disclosure": "Estimated lease payment for stock #63377299, VIN 1C4RJKBR0V8152686. $738 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $898, made up of $738 first payment, $60 title, $100 registration. MSRP $53,550. Lease selling price $52,816. Net capitalized cost $53,511. Residual value $33,201, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,568. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR0V8152686_lease", "type": "lease", "label": "Lease", "headline": {"value": 644, "unit": "per_month", "display": "$644/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 53550.0, "selling_price": 52816.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 644.33, "net_cap_cost": 50512.0, "residual_value": 33201.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 644.33, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3803.33}, "total_of_payments": 23184, "total_of_payments_unrounded": 23195.88}, "disclosure": "Estimated lease payment for stock #63377299, VIN 1C4RJKBR0V8152686. $644 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,803, made up of $644 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $53,550. Lease selling price $52,816. Net capitalized cost $50,512. Residual value $33,201, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,184. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 115}}, {"vin": "1C4RJXFG6TW330695", "title": "2026 Jeep Wrangler Rubicon X", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X", "decoded_trim": "Rubicon", "condition": "new", "price": 66990.0, "msrp": 66990.0, "sale_price": 59039.0, "currency": "USD", "mileage": 8, "exterior_color": "Black Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "J5997", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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"Jeep", "model": "Wrangler", "year": 2026, "trim": "Rubicon", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 66990.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJXFG6TW330695.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg6tw330695/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg6tw330695/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJXFG6TW330695.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG6TW330695.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG6TW330695.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg6tw330695/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5997, VIN 1C4RJXFG6TW330695. Advertised price: $66,990. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$66,990"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 66990.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG6TW330695_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1359, "unit": "per_month", "display": "$1,359/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66990.0, "price_incl_doc": 66990.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1359.23, "amount_financed": 71176.88, "sales_tax": 4186.88, "total_of_payments": 81553.96, "finance_charge": 10377.08, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5997, VIN 1C4RJXFG6TW330695. $1,359 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $66,990, before any dealer documentation fee. Amount financed $71,177, including $4,187 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $81,554. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG6TW330695_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1036, "unit": "per_month", "display": "$1,036/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66990.0, "price_incl_doc": 66990.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1036.38, "amount_financed": 71176.88, "sales_tax": 4186.88, "total_of_payments": 87056.13, "finance_charge": 15879.25, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5997, VIN 1C4RJXFG6TW330695. $1,036 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $66,990, before any dealer documentation fee. Amount financed $71,177, including $4,187 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $87,056. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,089. This offer applies to Stock #E5712, VIN 1C4RJHAR3TC242753. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $48,945. Advertised price: $40,856. Savings: $8,089, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,945"}, {"label": "Advertised price", "value": "$40,856"}, {"label": "Savings", "value": "$8,089, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,089", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40856.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHAR3TC242753_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 697, "unit": "per_month", "display": "$697/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40856.0, "price_incl_doc": 40856.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 697.1, "amount_financed": 43409.5, "sales_tax": 2553.5, "total_of_payments": 50190.86, "finance_charge": 6781.36, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5712, VIN 1C4RJHAR3TC242753. $697 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $40,856, before any dealer documentation fee. Amount financed $43,410, including $2,554 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $50,191. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHAR3TC242753_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 572, "unit": "per_month", "display": "$572/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40856.0, "price_incl_doc": 40856.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 571.63, "amount_financed": 43409.5, "sales_tax": 2553.5, "total_of_payments": 48016.79, "finance_charge": 4607.29, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5712, VIN 1C4RJHAR3TC242753. $572 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $40,856, before any dealer documentation fee. Amount financed $43,410, including $2,554 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $48,017. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 89}}, {"vin": "2C4RC3PGXVR588750", "title": "2027 Chrysler Pacifica Pinnacle", "year": 2027, "make": "Chrysler", "model": "Pacifica", "trim": "Pinnacle", "decoded_trim": "Pinnacle", "condition": "new", "price": 62785.0, "msrp": 62785.0, "sale_price": 59451.0, "currency": "USD", "mileage": null, "exterior_color": "Diamond Black Crystal Pearlcoat", "interior_color": "Ulxn", "drivetrain": "AWD", "body_style": "Minivan/Van", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed 948TE Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63266567", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://service.secureoffersites.com/images/GetEvoxImage?styleid=484784", "images": ["https://service.secureoffersites.com/images/GetEvoxImage?styleid=484784"], "vin_decode": {"make": "Chrysler", "model": "Pacifica", "year": 2027, "trim": "Pinnacle", "body_style": "Minivan", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 62785.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/2C4RC3PGXVR588750.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c4rc3pgxvr588750/2027-chrysler-pacifica-minivan-s-van", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c4rc3pgxvr588750/2027-chrysler-pacifica-minivan-s-van", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/2C4RC3PGXVR588750.html", "json_url": "https://ai.castlecdjrnaperville.com/v/2C4RC3PGXVR588750.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/2C4RC3PGXVR588750.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c4rc3pgxvr588750/2027-chrysler-pacifica-minivan-s-van", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63266567, VIN 2C4RC3PGXVR588750. Advertised price: $62,785. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$62,785"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62785.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC3PGXVR588750_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1444, "unit": "per_month", "display": "$1,444/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62785.0, "price_incl_doc": 62785.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1444.35, "amount_financed": 66709.06, "sales_tax": 3924.06, "total_of_payments": 69328.88, "finance_charge": 2619.82, "per_1000_financed": 21.65, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63266567, VIN 2C4RC3PGXVR588750. $1,444 per month for 48 months at 1.9% APR, $0 cash down. Advertised price $62,785, before any dealer documentation fee. Amount financed $66,709, including $3,924 estimated sales tax at 6.25%. That is $21.65 per $1,000 financed. Total of payments $69,329. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC3PGXVR588750_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1071, "unit": "per_month", "display": "$1,071/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62785.0, "price_incl_doc": 62785.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2027 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1071.25, "amount_financed": 66709.06, "sales_tax": 3924.06, "total_of_payments": 77130.24, "finance_charge": 10421.18, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63266567, VIN 2C4RC3PGXVR588750. $1,071 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $62,785, before any dealer documentation fee. Amount financed $66,709, including $3,924 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $77,130. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 91}}, {"vin": "1C6SRFJT2VN554751", "title": "2027 RAM 1500 Laramie", "year": 2027, "make": "RAM", "model": "1500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 80045.0, "msrp": 80045.0, "sale_price": 75165.0, "currency": "USD", "mileage": null, "exterior_color": "Diamond Black", "interior_color": "Gjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Not Specified", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63454451", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8d970cf5-427a-48a5-889e-7218f6fcbc80.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8d970cf5-427a-48a5-889e-7218f6fcbc80.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d9732d28-da53-4b8e-b024-ed524b49762d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/54767bb1-d077-4550-90a2-7171deb12c07.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b2f19d8b-17ae-4607-8cfd-2d77b4bbe29b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2b4ce31c-75a6-4414-afc4-ebea5bcf412a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2a49824a-9cf3-4d81-9ef4-9fd7965b148e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0a50ea15-c0c1-4c2a-aa3b-9dcaa803647b.png"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2027, "trim": "Laramie", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 80045.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFJT2VN554751.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt2vn554751/2027-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt2vn554751/2027-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFJT2VN554751.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJT2VN554751.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJT2VN554751.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt2vn554751/2027-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63454451, VIN 1C6SRFJT2VN554751. Advertised price: $80,045. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$80,045"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 80045.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFJT2VN554751_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1417, "unit": "per_month", "display": "$1,417/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80045.0, "price_incl_doc": 80045.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1417.46, "amount_financed": 85047.81, "sales_tax": 5002.81, "total_of_payments": 85047.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454451, VIN 1C6SRFJT2VN554751. $1,417 per month for 60 months at 0% APR, $0 cash down. Advertised price $80,045, before any dealer documentation fee. Amount financed $85,048, including $5,003 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $85,048. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJT2VN554751_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1262, "unit": "per_month", "display": "$1,262/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80045.0, "price_incl_doc": 80045.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1262.5, "amount_financed": 85047.81, "sales_tax": 5002.81, "total_of_payments": 106050.03, "finance_charge": 21002.22, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454451, VIN 1C6SRFJT2VN554751. $1,262 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $80,045, before any dealer documentation fee. Amount financed $85,048, including $5,003 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $106,050. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 94}}, {"vin": "1C4PJXDG4TW303683", "title": "2026 Jeep Wrangler Willys", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Willys", "decoded_trim": "Sport", "condition": "new", "price": 47603.0, "msrp": 56115.0, "sale_price": 47603.0, "currency": "USD", "mileage": 10, "exterior_color": "Anvil Clear Coat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "J5912", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 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"https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxdg4tw303683/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXDG4TW303683.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXDG4TW303683.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXDG4TW303683.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxdg4tw303683/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,512. This offer applies to Stock #J5912, VIN 1C4PJXDG4TW303683. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $56,115. Advertised price: $47,603. Savings: $8,512, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$56,115"}, {"label": "Advertised price", "value": "$47,603"}, {"label": "Savings", "value": "$8,512, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,512", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47603.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXDG4TW303683_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 966, "unit": "per_month", "display": "$966/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47603.0, "price_incl_doc": 47603.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 965.87, "amount_financed": 50578.19, "sales_tax": 2975.19, "total_of_payments": 57952.13, "finance_charge": 7373.94, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5912, VIN 1C4PJXDG4TW303683. $966 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $47,603, before any dealer documentation fee. Amount financed $50,578, including $2,975 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $57,952. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDG4TW303683_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 736, "unit": "per_month", "display": "$736/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47603.0, "price_incl_doc": 47603.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 736.45, "amount_financed": 50578.19, "sales_tax": 2975.19, "total_of_payments": 61861.96, "finance_charge": 11283.77, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5912, VIN 1C4PJXDG4TW303683. $736 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $47,603, before any dealer documentation fee. Amount financed $50,578, including $2,975 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $61,862. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 100}}, {"vin": "3C63R5NL2TG292776", "title": "2026 RAM 2500 Laramie", "year": 2026, "make": "RAM", "model": "2500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 95855.0, "msrp": 95855.0, "sale_price": 84994.0, "currency": "USD", "mileage": 21, "exterior_color": "Gray Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Diesel", "doors": 4, "seating_capacity": null, "engine": "6.7L I6", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5736", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r5nl2tg292776/2026-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C63R5NL2TG292776.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C63R5NL2TG292776.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C63R5NL2TG292776.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r5nl2tg292776/2026-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5736, VIN 3C63R5NL2TG292776. Advertised price: $95,855. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$95,855"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 95855.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63R5NL2TG292776_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1945, "unit": "per_month", "display": "$1,945/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 95855.0, "price_incl_doc": 95855.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1944.91, "amount_financed": 101845.94, "sales_tax": 5990.94, "total_of_payments": 116694.35, "finance_charge": 14848.41, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5736, VIN 3C63R5NL2TG292776. $1,945 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $95,855, before any dealer documentation fee. Amount financed $101,846, including $5,991 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $116,694. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5NL2TG292776_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1483, "unit": "per_month", "display": "$1,483/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 95855.0, "price_incl_doc": 95855.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1482.94, "amount_financed": 101845.94, "sales_tax": 5990.94, "total_of_payments": 124567.32, "finance_charge": 22721.38, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5736, VIN 3C63R5NL2TG292776. $1,483 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $95,855, before any dealer documentation fee. Amount financed $101,846, including $5,991 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $124,567. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5NL2TG292776_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1344, "unit": "per_month", "display": "$1,344/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 95855.0, "selling_price": 95855.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1344.15, "net_cap_cost": 96550.0, "residual_value": 59430.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1344.15, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1504.15}, "total_of_payments": 48384, "total_of_payments_unrounded": 48389.4}, "disclosure": "Estimated lease payment for stock #J5736, VIN 3C63R5NL2TG292776. $1,344 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,504, made up of $1,344 first payment, $60 title, $100 registration. MSRP $95,855. Lease selling price $95,855. Net capitalized cost $96,550. Residual value $59,430, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $48,384. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5NL2TG292776_lease", "type": "lease", "label": "Lease", "headline": {"value": 1251, "unit": "per_month", "display": "$1,251/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 95855.0, "selling_price": 95855.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1250.85, "net_cap_cost": 93551.0, "residual_value": 59430.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1250.85, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4409.85}, "total_of_payments": 45036, "total_of_payments_unrounded": 45030.6}, "disclosure": "Estimated lease payment for stock #J5736, VIN 3C63R5NL2TG292776. $1,251 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,410, made up of $1,251 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $95,855. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5792B, VIN 5FNYF6H04HB096110. Advertised price: $18,777. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$18,777"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 18777.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5FNYF6H04HB096110_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 468, "unit": "per_month", "display": "$468/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18777.0, "price_incl_doc": 18777.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 468.45, "amount_financed": 19950.56, "sales_tax": 1173.56, "total_of_payments": 22485.5, "finance_charge": 2534.94, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5792B, VIN 5FNYF6H04HB096110. $468 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $18,777, before any dealer documentation fee. Amount financed $19,951, including $1,174 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $22,486. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5FNYF6H04HB096110_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 390, "unit": "per_month", "display": "$390/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18777.0, "price_incl_doc": 18777.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 390.26, "amount_financed": 19950.56, "sales_tax": 1173.56, "total_of_payments": 23415.73, "finance_charge": 3465.17, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5792B, VIN 5FNYF6H04HB096110. $390 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $18,777, before any dealer documentation fee. Amount financed $19,951, including $1,174 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $23,416. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5FNYF6H04HB096110_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 340, "unit": "per_month", "display": "$340/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18777.0, "price_incl_doc": 18777.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 340.04, "amount_financed": 19950.56, "sales_tax": 1173.56, "total_of_payments": 24482.98, "finance_charge": 4532.42, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5792B, VIN 5FNYF6H04HB096110. $340 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $18,777, before any dealer documentation fee. Amount financed $19,951, including $1,174 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $24,483. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 98}}, {"vin": "1C4PJXEG6TW322749", "title": "2026 Jeep Wrangler Sahara", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 50679.0, "msrp": 58155.0, "sale_price": 50679.0, "currency": "USD", "mileage": null, "exterior_color": "Black Clearcoat", "interior_color": "Nlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63275192", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/767af78d-7123-4cd3-bbd1-8311dae30157.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/767af78d-7123-4cd3-bbd1-8311dae30157.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/20ddd558-8fca-4860-8926-1922eeb1faef.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4d88c967-b39e-4ef7-b9a4-e0f0e46da722.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ab0b5a4f-fc89-4645-b552-8a02f59a0140.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6f9a3b82-800e-4293-833f-1f738e32a237.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/787dfc03-dcf9-4a09-a356-fdd68a163925.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7e0c9592-e854-40d2-8bae-11044b47c80b.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2026, "trim": "Sahara", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58155.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXEG6TW322749.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg6tw322749/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg6tw322749/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXEG6TW322749.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG6TW322749.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG6TW322749.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg6tw322749/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $7,476. This offer applies to Stock #63275192, VIN 1C4PJXEG6TW322749. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,155. Advertised price: $50,679. Savings: $7,476, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,155"}, {"label": "Advertised price", "value": "$50,679"}, {"label": "Savings", "value": "$7,476, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,476", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50679.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG6TW322749_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1028, "unit": "per_month", "display": "$1,028/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50679.0, "price_incl_doc": 50679.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1028.28, "amount_financed": 53846.44, "sales_tax": 3167.44, "total_of_payments": 61696.86, "finance_charge": 7850.42, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63275192, VIN 1C4PJXEG6TW322749. $1,028 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $50,679, before any dealer documentation fee. Amount financed $53,846, including $3,167 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $61,697. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG6TW322749_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 784, "unit": "per_month", "display": "$784/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50679.0, "price_incl_doc": 50679.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 784.04, "amount_financed": 53846.44, "sales_tax": 3167.44, "total_of_payments": 65859.35, "finance_charge": 12012.91, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63275192, VIN 1C4PJXEG6TW322749. $784 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $50,679, before any dealer documentation fee. Amount financed $53,846, including $3,167 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $65,859. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 95}}, {"vin": "2C4RC3BG8TR248078", "title": "2026 Chrysler Pacifica Select", "year": 2026, "make": "Chrysler", "model": "Pacifica", "trim": "Select", "decoded_trim": "Select", "condition": "new", "price": 42501.0, "msrp": 51280.0, "sale_price": 42501.0, "currency": "USD", "mileage": 10, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Mini-van, Passenger", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-6 3.6 L/220", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "CH5615", "stock_status": "Available", "availability": "In Stock", 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window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c4rc3bg8tr248078/2026-chrysler-pacifica-mini-van,-passenger", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/2C4RC3BG8TR248078.html", "json_url": "https://ai.castlecdjrnaperville.com/v/2C4RC3BG8TR248078.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/2C4RC3BG8TR248078.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c4rc3bg8tr248078/2026-chrysler-pacifica-mini-van,-passenger", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,779. This offer applies to Stock #CH5615, VIN 2C4RC3BG8TR248078. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,280. Advertised price: $42,501. Savings: $8,779, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,280"}, {"label": "Advertised price", "value": "$42,501"}, {"label": "Savings", "value": "$8,779, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,779", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 42501.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC3BG8TR248078_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 978, "unit": "per_month", "display": "$978/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42501.0, "price_incl_doc": 42501.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 977.72, "amount_financed": 45157.31, "sales_tax": 2656.31, "total_of_payments": 46930.74, "finance_charge": 1773.43, "per_1000_financed": 21.65, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #CH5615, VIN 2C4RC3BG8TR248078. $978 per month for 48 months at 1.9% APR, $0 cash down. Advertised price $42,501, before any dealer documentation fee. Amount financed $45,157, including $2,656 estimated sales tax at 6.25%. That is $21.65 per $1,000 financed. Total of payments $46,931. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC3BG8TR248078_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 725, "unit": "per_month", "display": "$725/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42501.0, "price_incl_doc": 42501.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2027 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 725.16, "amount_financed": 45157.31, "sales_tax": 2656.31, "total_of_payments": 52211.71, "finance_charge": 7054.4, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #CH5615, VIN 2C4RC3BG8TR248078. $725 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $42,501, before any dealer documentation fee. Amount financed $45,157, including $2,656 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $52,212. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfgt8tn392595/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$57,475"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57475.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFGT8TN392595_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1018, "unit": "per_month", "display": "$1,018/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57475.0, "price_incl_doc": 57475.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1017.79, "amount_financed": 61067.19, "sales_tax": 3592.19, "total_of_payments": 61067.19, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63118365, VIN 1C6SRFGT8TN392595. $1,018 per month for 60 months at 0% APR, $0 cash down. Advertised price $57,475, before any dealer documentation fee. Amount financed $61,067, including $3,592 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $61,067. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFGT8TN392595_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 907, "unit": "per_month", "display": "$907/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$62,785"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62785.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC3PG1VR588751_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1444, "unit": "per_month", "display": "$1,444/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62785.0, "price_incl_doc": 62785.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1444.35, "amount_financed": 66709.06, "sales_tax": 3924.06, "total_of_payments": 69328.88, "finance_charge": 2619.82, "per_1000_financed": 21.65, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63266572, VIN 2C4RC3PG1VR588751. $1,444 per month for 48 months at 1.9% APR, $0 cash down. Advertised price $62,785, before any dealer documentation fee. Amount financed $66,709, including $3,924 estimated sales tax at 6.25%. That is $21.65 per $1,000 financed. Total of payments $69,329. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC3PG1VR588751_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1071, "unit": "per_month", "display": "$1,071/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62785.0, "price_incl_doc": 62785.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2027 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1071.25, "amount_financed": 66709.06, "sales_tax": 3924.06, "total_of_payments": 77130.24, "finance_charge": 10421.18, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63266572, VIN 2C4RC3PG1VR588751. $1,071 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $62,785, before any dealer documentation fee. Amount financed $66,709, including $3,924 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $77,130. Offer expires 2026-07-31. Estimated for ZIP 60540. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25577.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5N1AZ2BS1PC118339_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 638, "unit": "per_month", "display": "$638/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25577.0, "price_incl_doc": 25577.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 638.09, "amount_financed": 27175.56, "sales_tax": 1598.56, "total_of_payments": 30628.52, "finance_charge": 3452.96, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5790A, VIN 5N1AZ2BS1PC118339. $638 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,577, before any dealer documentation fee. Amount financed $27,176, including $1,599 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $30,629. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5N1AZ2BS1PC118339_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 532, "unit": "per_month", "display": "$532/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25577.0, "price_incl_doc": 25577.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 531.59, "amount_financed": 27175.56, "sales_tax": 1598.56, "total_of_payments": 31895.63, "finance_charge": 4720.07, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5790A, VIN 5N1AZ2BS1PC118339. $532 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,577, before any dealer documentation fee. Amount financed $27,176, including $1,599 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,896. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5N1AZ2BS1PC118339_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 463, "unit": "per_month", "display": "$463/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25577.0, "price_incl_doc": 25577.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 463.19, "amount_financed": 27175.56, "sales_tax": 1598.56, "total_of_payments": 33349.38, "finance_charge": 6173.82, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5790A, VIN 5N1AZ2BS1PC118339. $463 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,577, before any dealer documentation fee. Amount financed $27,176, including $1,599 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $33,349. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52390.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXDG6TW295537_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1063, "unit": "per_month", "display": "$1,063/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52390.0, "price_incl_doc": 52390.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1063.0, "amount_financed": 55664.38, "sales_tax": 3274.38, "total_of_payments": 63779.85, "finance_charge": 8115.47, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5946, VIN 1C4PJXDG6TW295537. $1,063 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $52,390, before any dealer documentation fee. Amount financed $55,664, including $3,274 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $63,780. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDG6TW295537_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 811, "unit": "per_month", "display": "$811/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52390.0, "price_incl_doc": 52390.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 810.51, "amount_financed": 55664.38, "sales_tax": 3274.38, "total_of_payments": 68082.86, "finance_charge": 12418.48, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5946, VIN 1C4PJXDG6TW295537. $811 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $52,390, before any dealer documentation fee. Amount financed $55,664, including $3,274 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $68,083. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 83}}, {"vin": "3C4PJMB29TT227583", "title": "2026 Jeep Cherokee Laredo", "year": 2026, "make": "Jeep", "model": "Cherokee", "trim": "Laredo", "decoded_trim": "Laredo, Limited", "condition": "new", "price": 34585.0, "msrp": 41085.0, "sale_price": 34585.0, "currency": "USD", "mileage": 1000, "exterior_color": "Gray Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Hybrid", "doors": 4, "seating_capacity": null, "engine": "1.6L I4", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": 39, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "LJ5569", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, 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"zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjmb29tt227583/2026-jeep-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C4PJMB29TT227583.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C4PJMB29TT227583.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C4PJMB29TT227583.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjmb29tt227583/2026-jeep-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,500. This offer applies to Stock #LJ5569, VIN 3C4PJMB29TT227583. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $41,085. Advertised price: $34,585. Savings: $6,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$41,085"}, {"label": "Advertised price", "value": "$34,585"}, {"label": "Savings", "value": "$6,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34585.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4PJMB29TT227583_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 607, "unit": "per_month", "display": "$607/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34585.0, "price_incl_doc": 34585.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 607.26, "amount_financed": 36746.56, "sales_tax": 2161.56, "total_of_payments": 43722.97, "finance_charge": 6976.41, "per_1000_financed": 16.53, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5569, VIN 3C4PJMB29TT227583. $607 per month for 72 months at 5.9% APR, $0 cash down. Advertised price $34,585, before any dealer documentation fee. Amount financed $36,747, including $2,162 estimated sales tax at 6.25%. That is $16.53 per $1,000 financed. Total of payments $43,723. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4PJMB29TT227583_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 518, "unit": "per_month", "display": "$518/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34585.0, "price_incl_doc": 34585.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 517.65, "amount_financed": 36746.56, "sales_tax": 2161.56, "total_of_payments": 43482.4, "finance_charge": 6735.84, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5569, VIN 3C4PJMB29TT227583. $518 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $34,585, before any dealer documentation fee. Amount financed $36,747, including $2,162 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $43,482. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$37,577"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37577.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFLT1NN421203_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 937, "unit": "per_month", "display": "$937/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37577.0, "price_incl_doc": 37577.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 937.47, "amount_financed": 39925.56, "sales_tax": 2348.56, "total_of_payments": 44998.56, "finance_charge": 5073.0, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5465A, VIN 1C6SRFLT1NN421203. $937 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $37,577, before any dealer documentation fee. Amount financed $39,926, including $2,349 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $44,999. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFLT1NN421203_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 781, "unit": "per_month", "display": "$781/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37577.0, "price_incl_doc": 37577.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 781.0, "amount_financed": 39925.56, "sales_tax": 2348.56, "total_of_payments": 46860.15, "finance_charge": 6934.59, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5465A, VIN 1C6SRFLT1NN421203. $781 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $37,577, before any dealer documentation fee. Amount financed $39,926, including $2,349 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $46,860. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFLT1NN421203_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 680, "unit": "per_month", "display": "$680/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37577.0, "price_incl_doc": 37577.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 680.5, "amount_financed": 39925.56, "sales_tax": 2348.56, "total_of_payments": 48995.96, "finance_charge": 9070.4, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5465A, VIN 1C6SRFLT1NN421203. $680 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $37,577, before any dealer documentation fee. Amount financed $39,926, including $2,349 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $48,996. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 83}}, {"vin": "1C4PJXEGXVW554810", "title": "2027 Jeep Wrangler Sahara", "year": 2027, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 57665.0, "msrp": 57665.0, "sale_price": 57665.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Nlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63488262", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/84a7db41-2465-49ea-a78e-cfecdec2b366.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/84a7db41-2465-49ea-a78e-cfecdec2b366.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/dcc8ae57-e5bd-4693-96a6-27713ee3bad5.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0a2d3caf-f0dd-4bf2-9d78-f93e37e632ce.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/229da66b-e3e4-4f0f-be29-d7a48905b192.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8e46c869-3a4a-42a2-b478-078fa05bbda0.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/54e0b2a6-5683-4e4c-9932-8918df030ff1.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/10cb7575-7385-42f7-b02a-0d12f2600e20.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2027, "trim": "Sahara", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 57665.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXEGXVW554810.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxegxvw554810/2027-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxegxvw554810/2027-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXEGXVW554810.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEGXVW554810.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEGXVW554810.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxegxvw554810/2027-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63488262, VIN 1C4PJXEGXVW554810. Advertised price: $57,665. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$57,665"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57665.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEGXVW554810_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1170, "unit": "per_month", "display": "$1,170/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57665.0, "price_incl_doc": 57665.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1170.03, "amount_financed": 61269.06, "sales_tax": 3604.06, "total_of_payments": 70201.65, "finance_charge": 8932.59, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488262, VIN 1C4PJXEGXVW554810. $1,170 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,665, before any dealer documentation fee. Amount financed $61,269, including $3,604 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,202. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEGXVW554810_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 892, "unit": "per_month", "display": "$892/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57665.0, "price_incl_doc": 57665.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 892.12, "amount_financed": 61269.06, "sales_tax": 3604.06, "total_of_payments": 74937.92, "finance_charge": 13668.86, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488262, VIN 1C4PJXEGXVW554810. $892 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $57,665, before any dealer documentation fee. Amount financed $61,269, including $3,604 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $74,938. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srflt1tn392590/2026-ram-1500-crew-cab-pickup", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFLT1TN392590.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFLT1TN392590.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFLT1TN392590.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srflt1tn392590/2026-ram-1500-crew-cab-pickup", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $16,493. This offer applies to Stock #R5883, VIN 1C6SRFLT1TN392590. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $76,860. Advertised price: $60,367. Savings: $16,493, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$76,860"}, {"label": "Advertised price", "value": "$60,367"}, {"label": "Savings", "value": "$16,493, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $16,493", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 60367.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFLT1TN392590_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1069, "unit": "per_month", "display": "$1,069/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60367.0, "price_incl_doc": 60367.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1069.0, "amount_financed": 64139.94, "sales_tax": 3772.94, "total_of_payments": 64139.94, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5883, VIN 1C6SRFLT1TN392590. $1,069 per month for 60 months at 0% APR, $0 cash down. Advertised price $60,367, before any dealer documentation fee. Amount financed $64,140, including $3,773 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $64,140. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFLT1TN392590_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 952, "unit": "per_month", "display": "$952/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60367.0, "price_incl_doc": 60367.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 952.13, "amount_financed": 64139.94, "sales_tax": 3772.94, "total_of_payments": 79979.04, "finance_charge": 15839.1, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5883, VIN 1C6SRFLT1TN392590. $952 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $60,367, before any dealer documentation fee. Amount financed $64,140, including $3,773 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $79,979. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 94855.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 94855.0, "price_incl_doc": 94855.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1924.62, "amount_financed": 100783.44, "sales_tax": 5928.44, "total_of_payments": 115476.94, "finance_charge": 14693.5, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5602, VIN 3C63RRML7TG273391. $1,925 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $94,855, before any dealer documentation fee. Amount financed $100,783, including $5,928 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $115,477. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRML7TG273391_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1467, "unit": "per_month", "display": "$1,467/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 94855.0, "price_incl_doc": 94855.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1467.47, "amount_financed": 100783.44, "sales_tax": 5928.44, "total_of_payments": 123267.78, "finance_charge": 22484.34, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5602, VIN 3C63RRML7TG273391. $1,467 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $94,855, before any dealer documentation fee. Amount financed $100,783, including $5,928 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $123,268. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRML7TG273391_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1330, "unit": "per_month", "display": "$1,330/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 94855.0, "selling_price": 94855.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1330.35, "net_cap_cost": 95550.0, "residual_value": 58810.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1330.35, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1490.35}, "total_of_payments": 47880, "total_of_payments_unrounded": 47892.6}, "disclosure": "Estimated lease payment for stock #J5602, VIN 3C63RRML7TG273391. $1,330 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,490, made up of $1,330 first payment, $60 title, $100 registration. MSRP $94,855. Lease selling price $94,855. Net capitalized cost $95,550. Residual value $58,810, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $47,880. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRML7TG273391_lease", "type": "lease", "label": "Lease", "headline": {"value": 1237, "unit": "per_month", "display": "$1,237/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 94855.0, "selling_price": 94855.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1237.06, "net_cap_cost": 92551.0, "residual_value": 58810.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1237.06, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4396.06}, "total_of_payments": 44532, "total_of_payments_unrounded": 44534.16}, "disclosure": "Estimated lease payment for stock #J5602, VIN 3C63RRML7TG273391. $1,237 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,396, made up of $1,237 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $94,855. Lease selling price $94,855. Net capitalized cost $92,551. Residual value $58,810, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $44,532. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 106}}, {"vin": "3C4PJMB22TT206283", "title": "2026 Jeep Cherokee Laredo", "year": 2026, "make": "Jeep", "model": "Cherokee", "trim": "Laredo", "decoded_trim": "Laredo, Limited", "condition": "new", "price": 41085.0, "msrp": 41085.0, "sale_price": 35698.0, "currency": "USD", "mileage": 12, "exterior_color": "Diamond Black", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Hybrid", "doors": 4, "seating_capacity": null, "engine": "1.6L I4", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": 39, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "J5597", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 30, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4d5a5d64-5a95-490f-b0ae-1903744424bf.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4d5a5d64-5a95-490f-b0ae-1903744424bf.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/25fe4212-936d-4660-9a55-e5cf071ed2ac.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/bc3cc427-d960-4bbb-84dd-c45deb4573ed.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7e74e61b-5b7c-485c-8fb0-3fb9a1faf944.jpg", 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OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjmb22tt206283/2026-jeep-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C4PJMB22TT206283.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C4PJMB22TT206283.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C4PJMB22TT206283.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjmb22tt206283/2026-jeep-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5597, VIN 3C4PJMB22TT206283. Advertised price: $41,085. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$41,085"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 41085.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4PJMB22TT206283_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 721, "unit": "per_month", "display": "$721/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41085.0, "price_incl_doc": 41085.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 721.39, "amount_financed": 43652.81, "sales_tax": 2567.81, "total_of_payments": 51940.39, "finance_charge": 8287.58, "per_1000_financed": 16.53, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5597, VIN 3C4PJMB22TT206283. $721 per month for 72 months at 5.9% APR, $0 cash down. Advertised price $41,085, before any dealer documentation fee. Amount financed $43,653, including $2,568 estimated sales tax at 6.25%. That is $16.53 per $1,000 financed. Total of payments $51,940. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4PJMB22TT206283_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 615, "unit": "per_month", "display": "$615/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41085.0, "price_incl_doc": 41085.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 614.94, "amount_financed": 43652.81, "sales_tax": 2567.81, "total_of_payments": 51654.6, "finance_charge": 8001.79, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5597, VIN 3C4PJMB22TT206283. $615 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $41,085, before any dealer documentation fee. Amount financed $43,653, including $2,568 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $51,655. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4njdbn2tt287691/2026-jeep-compass-sport-utility", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C4NJDBN2TT287691.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C4NJDBN2TT287691.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C4NJDBN2TT287691.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4njdbn2tt287691/2026-jeep-compass-sport-utility", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,255"}, {"label": "Advertised price", "value": "$28,321"}, {"label": "Savings", "value": "$5,934, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,934", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28321.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28321.0, "price_incl_doc": 28321.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Compass Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 442.54, "amount_financed": 30091.06, "sales_tax": 1770.06, "total_of_payments": 31862.62, "finance_charge": 1771.56, "per_1000_financed": 14.71, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5840, VIN 3C4NJDBN2TT287691. $443 per month for 72 months at 1.9% APR, $0 cash down. Advertised price $28,321, before any dealer documentation fee. Amount financed $30,091, including $1,770 estimated sales tax at 6.25%. That is $14.71 per $1,000 financed. Total of payments $31,863. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #62909659, VIN 1C4RJHBR8TC244576. Advertised price: $50,405. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$50,405"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50405.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR8TC244576_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 860, "unit": "per_month", "display": "$860/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50405.0, "price_incl_doc": 50405.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 860.02, "amount_financed": 53555.31, "sales_tax": 3150.31, "total_of_payments": 61921.63, "finance_charge": 8366.32, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #62909659, VIN 1C4RJHBR8TC244576. $860 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $50,405, before any dealer documentation fee. Amount financed $53,555, including $3,150 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $61,922. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR8TC244576_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 705, "unit": "per_month", "display": "$705/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50405.0, "price_incl_doc": 50405.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 705.23, "amount_financed": 53555.31, "sales_tax": 3150.31, "total_of_payments": 59239.43, "finance_charge": 5684.12, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #62909659, VIN 1C4RJHBR8TC244576. $705 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $50,405, before any dealer documentation fee. Amount financed $53,555, including $3,150 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $59,239. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 83}}, {"vin": "1C4RJXFG2VW553125", "title": "2027 Jeep Wrangler Rubicon X", "year": 2027, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X", "decoded_trim": "Rubicon", "condition": "new", "price": 68975.0, "msrp": 68975.0, "sale_price": 68975.0, "currency": "USD", "mileage": null, "exterior_color": "Black Clearcoat", "interior_color": "Vlx9", "drivetrain": "4WD", "body_style": "SoftTop", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "V6", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63488274", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7ad4ef82-e47a-4f9d-8fdf-5f7c8c3be775.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7ad4ef82-e47a-4f9d-8fdf-5f7c8c3be775.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d7d5cf18-8d2a-4247-9102-10887cce1f94.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b19c2c03-cd8e-40de-8e64-87f887a3007e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/30cb1892-7236-47af-a020-c898e363848c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/027b3224-986f-44e4-b8b2-16314ca73ab9.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/37407560-daf1-4728-8298-14b533424723.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/29579b87-ddc9-4d12-91bd-35b69655786f.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2027, "trim": "Rubicon", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 68975.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJXFG2VW553125.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg2vw553125/2027-jeep-wrangler-softtop", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg2vw553125/2027-jeep-wrangler-softtop", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJXFG2VW553125.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG2VW553125.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG2VW553125.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg2vw553125/2027-jeep-wrangler-softtop", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63488274, VIN 1C4RJXFG2VW553125. Advertised price: $68,975. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$68,975"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:13Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68975.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG2VW553125_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1400, "unit": "per_month", "display": "$1,400/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68975.0, "price_incl_doc": 68975.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1399.51, "amount_financed": 73285.94, "sales_tax": 4310.94, "total_of_payments": 83970.5, "finance_charge": 10684.56, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488274, VIN 1C4RJXFG2VW553125. $1,400 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,975, before any dealer documentation fee. Amount financed $73,286, including $4,311 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,970. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG2VW553125_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1067, "unit": "per_month", "display": "$1,067/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68975.0, "price_incl_doc": 68975.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1067.09, "amount_financed": 73285.94, "sales_tax": 4310.94, "total_of_payments": 89635.71, "finance_charge": 16349.77, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488274, VIN 1C4RJXFG2VW553125. $1,067 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $68,975, before any dealer documentation fee. Amount financed $73,286, including $4,311 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $89,636. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 84}}, {"vin": "1C4RJHAG8T8579288", "title": "2026 Jeep Grand Cherokee Laredo X", "year": 2026, "make": "Jeep", "model": "Grand Cherokee", "trim": "Laredo X", "decoded_trim": "Base, Laredo", "condition": "new", "price": 36005.0, "msrp": 46005.0, "sale_price": 36005.0, "currency": "USD", "mileage": 1000, "exterior_color": "Diamond Black", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 19, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "LJ5666", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhag8t8579288/2026-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJHAG8T8579288.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHAG8T8579288.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHAG8T8579288.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhag8t8579288/2026-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $10,000. This offer applies to Stock #LJ5666, VIN 1C4RJHAG8T8579288. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $46,005. Advertised price: $36,005. Savings: $10,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$46,005"}, {"label": "Advertised price", "value": "$36,005"}, {"label": "Savings", "value": "$10,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $10,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36005.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHAG8T8579288_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 614, "unit": "per_month", "display": "$614/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36005.0, "price_incl_doc": 36005.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 614.33, "amount_financed": 38255.31, "sales_tax": 2250.31, "total_of_payments": 44231.49, "finance_charge": 5976.18, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5666, VIN 1C4RJHAG8T8579288. $614 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $36,005, before any dealer documentation fee. Amount financed $38,255, including $2,250 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $44,231. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHAG8T8579288_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 504, "unit": "per_month", "display": "$504/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36005.0, "price_incl_doc": 36005.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 503.76, "amount_financed": 38255.31, "sales_tax": 2250.31, "total_of_payments": 42315.55, "finance_charge": 4060.24, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5666, VIN 1C4RJHAG8T8579288. $504 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $36,005, before any dealer documentation fee. Amount financed $38,255, including $2,250 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $42,316. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 79}}, {"vin": "1C4RJYB63P8875055", "title": "2023 Jeep Grand Cherokee 4xe", "year": 2023, "make": "Jeep", "model": "Grand Cherokee", "trim": "4xe", "decoded_trim": "4XE", "condition": "used", "price": 26477.0, "msrp": 26477.0, "sale_price": 27477.0, "currency": "USD", "mileage": 27961, "exterior_color": "Diamond Black", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Hybrid", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "JC530", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 11, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e05b5c43-2df8-49ce-8f10-e5a24e2ada1d.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e05b5c43-2df8-49ce-8f10-e5a24e2ada1d.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/601e563b-bae0-4c75-a84d-716f6277cafc.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/17f7a8f9-31ae-461f-9658-144bfb6c74a0.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e1026a33-39f1-4877-817d-e6ac0a5ddfd2.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b7389259-526d-4129-a2ff-c6d1f69cce0f.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3605c763-4059-424c-ad82-e170f705aaa0.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8d2555af-2103-496f-863d-e171819af11d.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9542fa1c-18d1-4bc7-88b5-c65de5697916.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a2a8a2b0-0428-4dd7-902e-1faf87445b9c.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e3f6adfb-543d-4f37-b654-3cb2ad9b091a.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a2e1dac3-26e8-46e3-8d00-4928a499f444.jpeg"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2023, "trim": "4XE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Electric", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 26477.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJYB63P8875055.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4rjyb63p8875055/2023-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4rjyb63p8875055/2023-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJYB63P8875055.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJYB63P8875055.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJYB63P8875055.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4rjyb63p8875055/2023-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JC530, VIN 1C4RJYB63P8875055. Advertised price: $26,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26477.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJYB63P8875055_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 661, "unit": "per_month", "display": "$661/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26477.0, "price_incl_doc": 26477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 660.55, "amount_financed": 28131.81, "sales_tax": 1654.81, "total_of_payments": 31706.28, "finance_charge": 3574.47, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC530, VIN 1C4RJYB63P8875055. $661 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,477, before any dealer documentation fee. Amount financed $28,132, including $1,655 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,706. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYB63P8875055_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 550, "unit": "per_month", "display": "$550/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26477.0, "price_incl_doc": 26477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 550.3, "amount_financed": 28131.81, "sales_tax": 1654.81, "total_of_payments": 33017.96, "finance_charge": 4886.15, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC530, VIN 1C4RJYB63P8875055. $550 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,477, before any dealer documentation fee. Amount financed $28,132, including $1,655 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,018. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYB63P8875055_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 479, "unit": "per_month", "display": "$479/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26477.0, "price_incl_doc": 26477.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 479.48, "amount_financed": 28131.81, "sales_tax": 1654.81, "total_of_payments": 34522.87, "finance_charge": 6391.06, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC530, VIN 1C4RJYB63P8875055. $479 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,477, before any dealer documentation fee. Amount financed $28,132, including $1,655 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $34,523. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 84}}, {"vin": "3C6UR5SJ3TG319071", "title": "2026 RAM 2500 Limited", "year": 2026, "make": "RAM", "model": "2500", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 82225.0, "msrp": 82225.0, "sale_price": 73412.0, "currency": "USD", "mileage": 20, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5901", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5sj3tg319071/2026-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5SJ3TG319071.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5SJ3TG319071.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5SJ3TG319071.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5sj3tg319071/2026-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5901, VIN 3C6UR5SJ3TG319071. Advertised price: $82,225. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$82,225"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 82225.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5SJ3TG319071_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1668, "unit": "per_month", "display": "$1,668/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82225.0, "price_incl_doc": 82225.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1668.35, "amount_financed": 87364.06, "sales_tax": 5139.06, "total_of_payments": 100101.11, "finance_charge": 12737.05, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5901, VIN 3C6UR5SJ3TG319071. $1,668 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $82,225, before any dealer documentation fee. Amount financed $87,364, including $5,139 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $100,101. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5SJ3TG319071_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1272, "unit": "per_month", "display": "$1,272/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82225.0, "price_incl_doc": 82225.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1272.08, "amount_financed": 87364.06, "sales_tax": 5139.06, "total_of_payments": 106854.6, "finance_charge": 19490.54, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5901, VIN 3C6UR5SJ3TG319071. $1,272 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $82,225, before any dealer documentation fee. Amount financed $87,364, including $5,139 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $106,855. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5SJ3TG319071_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1156, "unit": "per_month", "display": "$1,156/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 82225.0, "selling_price": 82225.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1156.09, "net_cap_cost": 82920.0, "residual_value": 50979.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1156.09, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1316.09}, "total_of_payments": 41616, "total_of_payments_unrounded": 41619.24}, "disclosure": "Estimated lease payment for stock #J5901, VIN 3C6UR5SJ3TG319071. $1,156 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,316, made up of $1,156 first payment, $60 title, $100 registration. MSRP $82,225. Lease selling price $82,225. Net capitalized cost $82,920. Residual value $50,980, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $41,616. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5SJ3TG319071_lease", "type": "lease", "label": "Lease", "headline": {"value": 1063, "unit": "per_month", "display": "$1,063/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 82225.0, "selling_price": 82225.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1062.8, "net_cap_cost": 79921.0, "residual_value": 50979.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1062.8, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4221.8}, "total_of_payments": 38268, "total_of_payments_unrounded": 38260.8}, "disclosure": "Estimated lease payment for stock #J5901, VIN 3C6UR5SJ3TG319071. $1,063 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,222, made up of $1,063 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $82,225. Lease selling price $82,225. Net capitalized cost $79,921. Residual value $50,980, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $38,268. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 112}}, {"vin": "3C63RRGL5TG347886", "title": "2026 RAM 3500 Tradesman", "year": 2026, "make": "RAM", "model": "3500", "trim": "Tradesman", "decoded_trim": "Tradesman", "condition": "new", "price": 73825.0, "msrp": 73825.0, "sale_price": 65011.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Txx8", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Diesel", "doors": 4, "seating_capacity": null, "engine": "6.7L 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"price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63194112, VIN 3C63RRGL5TG347886. Advertised price: $73,825. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$73,825"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 73825.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63RRGL5TG347886_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1498, "unit": "per_month", "display": "$1,498/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73825.0, "price_incl_doc": 73825.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1497.92, "amount_financed": 78439.06, "sales_tax": 4614.06, "total_of_payments": 89874.91, "finance_charge": 11435.85, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63194112, VIN 3C63RRGL5TG347886. $1,498 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $73,825, before any dealer documentation fee. Amount financed $78,439, including $4,614 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $89,875. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRGL5TG347886_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1142, "unit": "per_month", "display": "$1,142/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73825.0, "price_incl_doc": 73825.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1142.12, "amount_financed": 78439.06, "sales_tax": 4614.06, "total_of_payments": 95938.47, "finance_charge": 17499.41, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63194112, VIN 3C63RRGL5TG347886. $1,142 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $73,825, before any dealer documentation fee. Amount financed $78,439, including $4,614 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $95,938. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRGL5TG347886_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1040, "unit": "per_month", "display": "$1,040/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73825.0, "selling_price": 73825.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1040.19, "net_cap_cost": 74520.0, "residual_value": 45771.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1040.19, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1200.19}, "total_of_payments": 37440, "total_of_payments_unrounded": 37446.84}, "disclosure": "Estimated lease payment for stock #63194112, VIN 3C63RRGL5TG347886. $1,040 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,200, made up of $1,040 first payment, $60 title, $100 registration. MSRP $73,825. Lease selling price $73,825. Net capitalized cost $74,520. Residual value $45,772, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $37,440. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRGL5TG347886_lease", "type": "lease", "label": "Lease", "headline": {"value": 947, "unit": "per_month", "display": "$947/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73825.0, "selling_price": 73825.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 946.9, "net_cap_cost": 71521.0, "residual_value": 45771.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 946.9, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4105.9}, "total_of_payments": 34092, "total_of_payments_unrounded": 34088.4}, "disclosure": "Estimated lease payment for stock #63194112, VIN 3C63RRGL5TG347886. $947 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,106, made up of $947 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $73,825. Lease selling price $73,825. Net capitalized cost $71,521. Residual value $45,772, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,092. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 120}}, {"vin": "1C6SRFFT3TN339871", "title": "2026 RAM 1500 Big Horn", "year": 2026, "make": "RAM", "model": "1500", "trim": "Big Horn", "decoded_trim": "Big Horn/Lonestar", "condition": "new", "price": 52383.0, "msrp": 65980.0, "sale_price": 52383.0, "currency": "USD", "mileage": 13, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52383.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,550"}, {"label": "Advertised price", "value": "$50,856"}, {"label": "Savings", "value": "$694, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $694", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR4VC561788_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 712, "unit": "per_month", "display": "$712/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50856.0, "price_incl_doc": 50856.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 711.54, "amount_financed": 54034.5, "sales_tax": 3178.5, "total_of_payments": 59769.48, "finance_charge": 5734.98, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369688, VIN 1C4RJHBR4VC561788. $712 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $50,856, before any dealer documentation fee. Amount financed $54,034, including $3,178 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $59,769. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 85}}, {"vin": "1C4RJKBR3V8152682", "title": "2027 Jeep Grand Cherokee L Limited", "year": 2027, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 53352.0, "msrp": 54145.0, "sale_price": 53352.0, "currency": "USD", "mileage": null, "exterior_color": "Copper Shino Metallic Clearcoat", "interior_color": "B6x7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 20, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "63377295", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f8b3c028-eb85-40b7-bb22-e191efdcfc96.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f8b3c028-eb85-40b7-bb22-e191efdcfc96.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c333946e-9ee3-425b-a8ca-863f09069108.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ea4a1a01-b77a-4fec-8f48-25dbfca8082b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5109f99a-a5eb-48f6-be30-25b3de683bb6.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/fe121a00-6e7a-488e-9037-2fe62cdd35a6.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cbec821b-059e-4953-a678-bac9124e5801.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d3416cbc-7267-4c62-803a-32c4afa2cb47.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee L", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 54145.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKBR3V8152682.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr3v8152682/2027-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr3v8152682/2027-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKBR3V8152682.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR3V8152682.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR3V8152682.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr3v8152682/2027-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $793. This offer applies to Stock #63377295, VIN 1C4RJKBR3V8152682. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,145. Advertised price: $53,352. Savings: $793, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,145"}, {"label": "Advertised price", "value": "$53,352"}, {"label": "Savings", "value": "$793, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $793", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53352.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBR3V8152682_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1083, "unit": "per_month", "display": "$1,083/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53352.0, "price_incl_doc": 53352.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1082.52, "amount_financed": 56686.5, "sales_tax": 3334.5, "total_of_payments": 64950.98, "finance_charge": 8264.48, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377295, VIN 1C4RJKBR3V8152682. $1,083 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,352, before any dealer documentation fee. Amount financed $56,686, including $3,334 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $64,951. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR3V8152682_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 939, "unit": "per_month", "display": "$939/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53352.0, "price_incl_doc": 53352.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 939.19, "amount_financed": 56686.5, "sales_tax": 3334.5, "total_of_payments": 67621.78, "finance_charge": 10935.28, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377295, VIN 1C4RJKBR3V8152682. $939 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,352, before any dealer documentation fee. Amount financed $56,686, including $3,334 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $67,622. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR3V8152682_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 841, "unit": "per_month", "display": "$841/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53352.0, "price_incl_doc": 53352.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 841.49, "amount_financed": 56686.5, "sales_tax": 3334.5, "total_of_payments": 70685.01, "finance_charge": 13998.51, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377295, VIN 1C4RJKBR3V8152682. $841 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,352, before any dealer documentation fee. Amount financed $56,686, including $3,334 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $70,685. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR3V8152682_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 744, "unit": "per_month", "display": "$744/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54145.0, "selling_price": 53352.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 744.0, "net_cap_cost": 54047.0, "residual_value": 33569.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 744, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 904}, "total_of_payments": 26784, "total_of_payments_unrounded": 26784.0}, "disclosure": "Estimated lease payment for stock #63377295, VIN 1C4RJKBR3V8152682. $744 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $904, made up of $744 first payment, $60 title, $100 registration. MSRP $54,145. Lease selling price $53,352. Net capitalized cost $54,047. Residual value $33,570, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,784. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR3V8152682_lease", "type": "lease", "label": "Lease", "headline": {"value": 651, "unit": "per_month", "display": "$651/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54145.0, "selling_price": 53352.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 650.71, "net_cap_cost": 51048.0, "residual_value": 33569.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 650.71, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3809.71}, "total_of_payments": 23436, "total_of_payments_unrounded": 23425.56}, "disclosure": "Estimated lease payment for stock #63377295, VIN 1C4RJKBR3V8152682. $651 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,810, made up of $651 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $54,145. Lease selling price $53,352. Net capitalized cost $51,048. Residual value $33,570, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,436. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 114}}, {"vin": "3C6UR5CJ3TG201889", "title": "2026 RAM 2500 Tradesman", "year": 2026, "make": "RAM", "model": "2500", "trim": "Tradesman", "decoded_trim": "Tradesman", "condition": "new", "price": 59015.0, "msrp": 59015.0, "sale_price": 51658.0, "currency": "USD", "mileage": 51, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.4L V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5527", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5cj3tg201889/2026-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5CJ3TG201889.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5CJ3TG201889.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5CJ3TG201889.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5cj3tg201889/2026-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5527, VIN 3C6UR5CJ3TG201889. Advertised price: $59,015. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$59,015"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 59015.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5CJ3TG201889_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1197, "unit": "per_month", "display": "$1,197/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59015.0, "price_incl_doc": 59015.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1197.42, "amount_financed": 62703.44, "sales_tax": 3688.44, "total_of_payments": 71845.15, "finance_charge": 9141.71, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5527, VIN 3C6UR5CJ3TG201889. $1,197 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $59,015, before any dealer documentation fee. Amount financed $62,703, including $3,688 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $71,845. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5CJ3TG201889_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 913, "unit": "per_month", "display": "$913/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59015.0, "price_incl_doc": 59015.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 913.0, "amount_financed": 62703.44, "sales_tax": 3688.44, "total_of_payments": 76692.3, "finance_charge": 13988.86, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5527, VIN 3C6UR5CJ3TG201889. $913 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $59,015, before any dealer documentation fee. Amount financed $62,703, including $3,688 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $76,692. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5CJ3TG201889_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 836, "unit": "per_month", "display": "$836/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59015.0, "selling_price": 59015.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 835.86, "net_cap_cost": 59710.0, "residual_value": 36589.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 835.86, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 995.86}, "total_of_payments": 30096, "total_of_payments_unrounded": 30090.96}, "disclosure": "Estimated lease payment for stock #J5527, VIN 3C6UR5CJ3TG201889. $836 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $996, made up of $836 first payment, $60 title, $100 registration. MSRP $59,015. Lease selling price $59,015. Net capitalized cost $59,710. Residual value $36,589, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,096. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5CJ3TG201889_lease", "type": "lease", "label": "Lease", "headline": {"value": 743, "unit": "per_month", "display": "$743/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59015.0, "selling_price": 59015.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 742.57, "net_cap_cost": 56711.0, "residual_value": 36589.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 742.57, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3901.57}, "total_of_payments": 26748, "total_of_payments_unrounded": 26732.52}, "disclosure": "Estimated lease payment for stock #J5527, VIN 3C6UR5CJ3TG201889. $743 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,902, made up of $743 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,015. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 109}}, {"vin": "3C4NJDBN7TT198697", "title": "2026 Jeep Compass Latitude", "year": 2026, "make": "Jeep", "model": "Compass", "trim": "Latitude", "decoded_trim": "Latitude/North", "condition": "new", "price": 26580.0, "msrp": 34080.0, "sale_price": 26580.0, "currency": "USD", "mileage": 4467, "exterior_color": "Diamond Black", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L 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"Jeep", "model": "Compass", "year": 2026, "trim": "Latitude/North", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 34080.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C4NJDBN7TT198697.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4njdbn7tt198697/2026-jeep-compass-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4njdbn7tt198697/2026-jeep-compass-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C4NJDBN7TT198697.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C4NJDBN7TT198697.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C4NJDBN7TT198697.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4njdbn7tt198697/2026-jeep-compass-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $7,500. This offer applies to Stock #RLJ5231, VIN 3C4NJDBN7TT198697. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,080. Advertised price: $26,580. Savings: $7,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,080"}, {"label": "Advertised price", "value": "$26,580"}, {"label": "Savings", "value": "$7,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26580.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4NJDBN7TT198697_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 415, "unit": "per_month", "display": "$415/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26580.0, "price_incl_doc": 26580.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Compass Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 415.33, "amount_financed": 28241.25, "sales_tax": 1661.25, "total_of_payments": 29903.91, "finance_charge": 1662.66, "per_1000_financed": 14.71, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ5231, VIN 3C4NJDBN7TT198697. $415 per month for 72 months at 1.9% APR, $0 cash down. Advertised price $26,580, before any dealer documentation fee. Amount financed $28,241, including $1,661 estimated sales tax at 6.25%. That is $14.71 per $1,000 financed. Total of payments $29,904. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 1, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 93}}, {"vin": "1C4RJKBR0V8152672", "title": "2027 Jeep Grand Cherokee L Limited", "year": 2027, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 56052.0, "msrp": 57145.0, "sale_price": 56052.0, "currency": "USD", "mileage": null, "exterior_color": "Fathom Blue Pearlcoat", "interior_color": "Flx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 20, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "63377285", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8074c79b-4f6f-4be7-82c7-1a1f661a96ab.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8074c79b-4f6f-4be7-82c7-1a1f661a96ab.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/35f7fbd3-5207-41f1-8b61-e5348a9df38e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e6f7d5ee-9bd3-4d3e-935b-ebf00e7d709b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4c9139f5-d5fc-4b20-9987-bc24e92a8e4a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/45c2e6cd-8946-49af-81fd-5d75a493c2f5.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f7c7d912-7d08-4eb4-9bb2-ab3d7127d15b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0906aab1-a093-4273-b101-85a144c27335.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee L", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 57145.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKBR0V8152672.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr0v8152672/2027-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr0v8152672/2027-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKBR0V8152672.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR0V8152672.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR0V8152672.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr0v8152672/2027-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,093. This offer applies to Stock #63377285, VIN 1C4RJKBR0V8152672. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $57,145. Advertised price: $56,052. Savings: $1,093, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,145"}, {"label": "Advertised price", "value": "$56,052"}, {"label": "Savings", "value": "$1,093, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,093", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56052.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBR0V8152672_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1137, "unit": "per_month", "display": "$1,137/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56052.0, "price_incl_doc": 56052.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1137.3, "amount_financed": 59555.25, "sales_tax": 3503.25, "total_of_payments": 68237.98, "finance_charge": 8682.73, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377285, VIN 1C4RJKBR0V8152672. $1,137 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,052, before any dealer documentation fee. Amount financed $59,555, including $3,503 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $68,238. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR0V8152672_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 987, "unit": "per_month", "display": "$987/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56052.0, "price_incl_doc": 56052.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 986.72, "amount_financed": 59555.25, "sales_tax": 3503.25, "total_of_payments": 71043.94, "finance_charge": 11488.69, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377285, VIN 1C4RJKBR0V8152672. $987 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $56,052, before any dealer documentation fee. Amount financed $59,555, including $3,503 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $71,044. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR0V8152672_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 884, "unit": "per_month", "display": "$884/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56052.0, "price_incl_doc": 56052.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 884.07, "amount_financed": 59555.25, "sales_tax": 3503.25, "total_of_payments": 74262.18, "finance_charge": 14706.93, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63377285, VIN 1C4RJKBR0V8152672. $884 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $56,052, before any dealer documentation fee. Amount financed $59,555, including $3,503 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $74,262. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR0V8152672_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 776, "unit": "per_month", "display": "$776/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57145.0, "selling_price": 56052.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 776.06, "net_cap_cost": 56747.0, "residual_value": 35429.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 776.06, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 936.06}, "total_of_payments": 27936, "total_of_payments_unrounded": 27938.16}, "disclosure": "Estimated lease payment for stock #63377285, VIN 1C4RJKBR0V8152672. $776 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $936, made up of $776 first payment, $60 title, $100 registration. MSRP $57,145. Lease selling price $56,052. Net capitalized cost $56,747. Residual value $35,430, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,936. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR0V8152672_lease", "type": "lease", "label": "Lease", "headline": {"value": 683, "unit": "per_month", "display": "$683/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57145.0, "selling_price": 56052.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 682.77, "net_cap_cost": 53748.0, "residual_value": 35429.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 682.77, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3841.77}, "total_of_payments": 24588, "total_of_payments_unrounded": 24579.72}, "disclosure": "Estimated lease payment for stock #63377285, VIN 1C4RJKBR0V8152672. $683 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,842, made up of $683 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $57,145. Lease selling price $56,052. Net capitalized cost $53,748. Residual value $35,430, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,588. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 117}}, {"vin": "1C4PJXFG8VW553136", "title": "2027 Jeep Wrangler Rubicon", "year": 2027, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon", "decoded_trim": "Rubicon", "condition": "new", "price": 63370.0, "msrp": 63370.0, "sale_price": 63370.0, "currency": "USD", "mileage": null, "exterior_color": "Gobi Clearcoat", "interior_color": "Vlx9", "drivetrain": "4WD", "body_style": "SoftTop", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "V6", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63488325", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4e94d04f-6e2b-4308-8f91-1dca0b134587.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4e94d04f-6e2b-4308-8f91-1dca0b134587.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f2861c41-7f69-4f4d-bd36-10f4ab8a4f76.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b7b1df0c-afa8-47bd-ad46-2ca210c2a89b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6b67dff5-8da5-443d-a0ba-06aa2a0a655c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/21de6d8b-cc18-45a1-999f-e5b0e684a676.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/289b9166-71db-440d-85f8-d6632ab0da5d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5c77ca16-81e8-4906-ae7c-70deccdfb783.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2027, "trim": "Rubicon", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 63370.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXFG8VW553136.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxfg8vw553136/2027-jeep-wrangler-softtop", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxfg8vw553136/2027-jeep-wrangler-softtop", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXFG8VW553136.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXFG8VW553136.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXFG8VW553136.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxfg8vw553136/2027-jeep-wrangler-softtop", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63488325, VIN 1C4PJXFG8VW553136. Advertised price: $63,370. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$63,370"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 63370.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXFG8VW553136_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1286, "unit": "per_month", "display": "$1,286/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63370.0, "price_incl_doc": 63370.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1285.78, "amount_financed": 67330.63, "sales_tax": 3960.63, "total_of_payments": 77146.95, "finance_charge": 9816.32, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488325, VIN 1C4PJXFG8VW553136. $1,286 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $63,370, before any dealer documentation fee. Amount financed $67,331, including $3,961 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $77,147. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXFG8VW553136_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 980, "unit": "per_month", "display": "$980/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63370.0, "price_incl_doc": 63370.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 980.38, "amount_financed": 67330.63, "sales_tax": 3960.63, "total_of_payments": 82351.8, "finance_charge": 15021.17, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488325, VIN 1C4PJXFG8VW553136. $980 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $63,370, before any dealer documentation fee. Amount financed $67,331, including $3,961 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $82,352. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 55220.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXDG5TW308469_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1120, "unit": "per_month", "display": "$1,120/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55220.0, "price_incl_doc": 55220.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1120.42, "amount_financed": 58671.25, "sales_tax": 3451.25, "total_of_payments": 67225.1, "finance_charge": 8553.85, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6000, VIN 1C4PJXDG5TW308469. $1,120 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $55,220, before any dealer documentation fee. Amount financed $58,671, including $3,451 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $67,225. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDG5TW308469_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 854, "unit": "per_month", "display": "$854/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55220.0, "price_incl_doc": 55220.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 854.29, "amount_financed": 58671.25, "sales_tax": 3451.25, "total_of_payments": 71760.55, "finance_charge": 13089.3, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6000, VIN 1C4PJXDG5TW308469. $854 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $55,220, before any dealer documentation fee. Amount financed $58,671, including $3,451 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $71,761. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 66170.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,945"}, {"label": "Advertised price", "value": "$38,445"}, {"label": "Savings", "value": "$10,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $10,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. 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"https://www.castlecdjrnaperville.com/viewdetails/new/2c3cdarp5tr256849/2026-dodge-charger-sedan", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c3cdarp5tr256849/2026-dodge-charger-sedan", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/2C3CDARP5TR256849.html", "json_url": "https://ai.castlecdjrnaperville.com/v/2C3CDARP5TR256849.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/2C3CDARP5TR256849.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c3cdarp5tr256849/2026-dodge-charger-sedan", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $10,966. This offer applies to Stock #J5726, VIN 2C3CDARP5TR256849. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $67,825. Advertised price: $56,859. Savings: $10,966, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$67,825"}, {"label": "Advertised price", "value": "$56,859"}, {"label": "Savings", "value": "$10,966, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $10,966", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56859.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C3CDARP5TR256849_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1154, "unit": "per_month", "display": "$1,154/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56859.0, "price_incl_doc": 56859.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1153.67, "amount_financed": 60412.69, "sales_tax": 3553.69, "total_of_payments": 69220.43, "finance_charge": 8807.74, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5726, VIN 2C3CDARP5TR256849. $1,154 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,859, before any dealer documentation fee. Amount financed $60,413, including $3,554 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $69,220. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDARP5TR256849_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1001, "unit": "per_month", "display": "$1,001/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56859.0, "price_incl_doc": 56859.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1000.93, "amount_financed": 60412.69, "sales_tax": 3553.69, "total_of_payments": 72066.79, "finance_charge": 11654.1, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5726, VIN 2C3CDARP5TR256849. $1,001 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $56,859, before any dealer documentation fee. Amount financed $60,413, including $3,554 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $72,067. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDARP5TR256849_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 897, "unit": "per_month", "display": "$897/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56859.0, "price_incl_doc": 56859.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 896.8, "amount_financed": 60412.69, "sales_tax": 3553.69, "total_of_payments": 75331.36, "finance_charge": 14918.67, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5726, VIN 2C3CDARP5TR256849. $897 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $56,859, before any dealer documentation fee. Amount financed $60,413, including $3,554 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $75,331. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 71}}, {"vin": "1C4PJXEG7TW341987", "title": "2026 Jeep Wrangler Sahara", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 56860.0, "msrp": 56860.0, "sale_price": 50113.0, "currency": "USD", "mileage": null, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Nlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63472381", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a7ef6ef8-479e-499b-806c-71642c7b4da0.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a7ef6ef8-479e-499b-806c-71642c7b4da0.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7b870c31-5da6-4136-9823-89a05937b1af.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1fb9b1f8-33ea-4fbf-8433-8133ca08743c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c24c2ff2-366e-46c5-967b-fb1ca5a4646a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/28a70d95-2fd1-4862-a211-20ffd728d6ee.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0a3e61ee-7187-4eed-98f2-d69dcb39cd48.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0c0e5718-3851-4178-ad91-ad0bdbee68c9.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2026, "trim": "Sahara", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 56860.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXEG7TW341987.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg7tw341987/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg7tw341987/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXEG7TW341987.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG7TW341987.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG7TW341987.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg7tw341987/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63472381, VIN 1C4PJXEG7TW341987. Advertised price: $56,860. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$56,860"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56860.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG7TW341987_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1154, "unit": "per_month", "display": "$1,154/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56860.0, "price_incl_doc": 56860.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1153.69, "amount_financed": 60413.75, "sales_tax": 3553.75, "total_of_payments": 69221.64, "finance_charge": 8807.89, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63472381, VIN 1C4PJXEG7TW341987. $1,154 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,860, before any dealer documentation fee. Amount financed $60,414, including $3,554 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $69,222. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG7TW341987_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 880, "unit": "per_month", "display": "$880/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56860.0, "price_incl_doc": 56860.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 879.66, "amount_financed": 60413.75, "sales_tax": 3553.75, "total_of_payments": 73891.79, "finance_charge": 13478.04, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63472381, VIN 1C4PJXEG7TW341987. $880 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $56,860, before any dealer documentation fee. Amount financed $60,414, including $3,554 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $73,892. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,694. This offer applies to Stock #D5795, VIN 1C4SDJCT5TC281496. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,315. Advertised price: $47,621. Savings: $3,694, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,315"}, {"label": "Advertised price", "value": "$47,621"}, {"label": "Savings", "value": "$3,694, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,694", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47621.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT5TC281496_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 966, "unit": "per_month", "display": "$966/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47621.0, "price_incl_doc": 47621.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 966.23, "amount_financed": 50597.31, "sales_tax": 2976.31, "total_of_payments": 57974.03, "finance_charge": 7376.72, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5795, VIN 1C4SDJCT5TC281496. $966 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $47,621, before any dealer documentation fee. Amount financed $50,597, including $2,976 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $57,974. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT5TC281496_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 838, "unit": "per_month", "display": "$838/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47621.0, "price_incl_doc": 47621.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 838.3, "amount_financed": 50597.31, "sales_tax": 2976.31, "total_of_payments": 60357.94, "finance_charge": 9760.63, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5795, VIN 1C4SDJCT5TC281496. $838 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $47,621, before any dealer documentation fee. Amount financed $50,597, including $2,976 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $60,358. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT5TC281496_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 751, "unit": "per_month", "display": "$751/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47621.0, "price_incl_doc": 47621.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 751.1, "amount_financed": 50597.31, "sales_tax": 2976.31, "total_of_payments": 63092.12, "finance_charge": 12494.81, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5795, VIN 1C4SDJCT5TC281496. $751 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $47,621, before any dealer documentation fee. Amount financed $50,597, including $2,976 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $63,092. Offer expires 2026-07-31. Estimated for ZIP 60540. 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One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,050"}, {"label": "Advertised price", "value": "$49,069"}, {"label": "Savings", "value": "$981, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $981", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49069.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Total of payments $60,280. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHAR2V8151902_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 687, "unit": "per_month", "display": "$687/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 72774.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63R5DLXTG271319_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1477, "unit": "per_month", "display": "$1,477/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72774.0, "price_incl_doc": 72774.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1476.59, "amount_financed": 77322.38, "sales_tax": 4548.38, "total_of_payments": 88595.43, "finance_charge": 11273.05, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5647, VIN 3C63R5DLXTG271319. $1,477 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $72,774, before any dealer documentation fee. Amount financed $77,322, including $4,548 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $88,595. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5DLXTG271319_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1126, "unit": "per_month", "display": "$1,126/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72774.0, "price_incl_doc": 72774.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1125.87, "amount_financed": 77322.38, "sales_tax": 4548.38, "total_of_payments": 94572.66, "finance_charge": 17250.28, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5647, VIN 3C63R5DLXTG271319. $1,126 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $72,774, before any dealer documentation fee. Amount financed $77,322, including $4,548 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $94,573. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5DLXTG271319_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 855, "unit": "per_month", "display": "$855/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 82630.0, "selling_price": 72774.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 855.08, "net_cap_cost": 73469.0, "residual_value": 51230.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 855.08, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1015.08}, "total_of_payments": 30780, "total_of_payments_unrounded": 30782.88}, "disclosure": "Estimated lease payment for stock #R5647, VIN 3C63R5DLXTG271319. $855 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,015, made up of $855 first payment, $60 title, $100 registration. MSRP $82,630. Lease selling price $72,774. Net capitalized cost $73,469. Residual value $51,231, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,780. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5DLXTG271319_lease", "type": "lease", "label": "Lease", "headline": {"value": 762, "unit": "per_month", "display": "$762/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 82630.0, "selling_price": 72774.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 761.79, "net_cap_cost": 70470.0, "residual_value": 51230.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 761.79, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3920.79}, "total_of_payments": 27432, "total_of_payments_unrounded": 27424.44}, "disclosure": "Estimated lease payment for stock #R5647, VIN 3C63R5DLXTG271319. $762 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,921, made up of $762 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $82,630. Lease selling price $72,774. Net capitalized cost $70,470. Residual value $51,231, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,432. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 100}}, {"vin": "1C4RJXFG8TW318631", "title": "2026 Jeep Wrangler Rubicon X", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X", "decoded_trim": "Rubicon", "condition": "new", "price": 66490.0, "msrp": 66490.0, "sale_price": 59755.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Vlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63192011", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/66887524-a72a-491f-9ebf-5f076cfc3c24.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/66887524-a72a-491f-9ebf-5f076cfc3c24.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/43f8ab5c-f839-4ba5-8e87-beeedbdd5463.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/43547d5e-1766-4cee-bcbd-448cebcdadd3.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b016e51e-7d46-46f9-b288-4491c1931abe.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/bd0ce0fa-a0e1-47b6-a132-a2e46aee5a2c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9cec8ccc-54a5-4cdf-a0bd-7d22da0176f3.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/57aca044-ea07-443e-8d20-720507f6f65e.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2026, "trim": "Rubicon", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 66490.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJXFG8TW318631.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg8tw318631/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg8tw318631/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJXFG8TW318631.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG8TW318631.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXFG8TW318631.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxfg8tw318631/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63192011, VIN 1C4RJXFG8TW318631. Advertised price: $66,490. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$66,490"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 66490.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG8TW318631_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1349, "unit": "per_month", "display": "$1,349/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66490.0, "price_incl_doc": 66490.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1349.09, "amount_financed": 70645.63, "sales_tax": 4155.63, "total_of_payments": 80945.25, "finance_charge": 10299.62, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63192011, VIN 1C4RJXFG8TW318631. $1,349 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $66,490, before any dealer documentation fee. Amount financed $70,646, including $4,156 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $80,945. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG8TW318631_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1029, "unit": "per_month", "display": "$1,029/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66490.0, "price_incl_doc": 66490.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1028.65, "amount_financed": 70645.63, "sales_tax": 4155.63, "total_of_payments": 86406.36, "finance_charge": 15760.73, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63192011, VIN 1C4RJXFG8TW318631. $1,029 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $66,490, before any dealer documentation fee. Amount financed $70,646, including $4,156 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $86,406. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 67}}, {"vin": "1C4RJXFG2TW305566", "title": "2026 Jeep Wrangler Rubicon X", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X", "decoded_trim": "Rubicon", "condition": "new", "price": 67085.0, "msrp": 67085.0, "sale_price": 59125.0, "currency": "USD", "mileage": 10, "exterior_color": "41", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "J5807", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 64730.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFFT0TN252946_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1146, "unit": "per_month", "display": "$1,146/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64730.0, "price_incl_doc": 64730.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1146.26, "amount_financed": 68775.63, "sales_tax": 4045.63, "total_of_payments": 68775.63, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ5165, VIN 1C6SRFFT0TN252946. $1,146 per month for 60 months at 0% APR, $0 cash down. Advertised price $64,730, before any dealer documentation fee. Amount financed $68,776, including $4,046 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $68,776. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT0TN252946_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1021, "unit": "per_month", "display": "$1,021/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64730.0, "price_incl_doc": 64730.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1020.95, "amount_financed": 68775.63, "sales_tax": 4045.63, "total_of_payments": 85759.5, "finance_charge": 16983.87, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ5165, VIN 1C6SRFFT0TN252946. $1,021 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $64,730, before any dealer documentation fee. Amount financed $68,776, including $4,046 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $85,760. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50985.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68380.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG8VW553131_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1387, "unit": "per_month", "display": "$1,387/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68380.0, "price_incl_doc": 68380.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1387.44, "amount_financed": 72653.75, "sales_tax": 4273.75, "total_of_payments": 83246.14, "finance_charge": 10592.39, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488281, VIN 1C4RJXFG8VW553131. $1,387 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,380, before any dealer documentation fee. Amount financed $72,654, including $4,274 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,246. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG8VW553131_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1058, "unit": "per_month", "display": "$1,058/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68380.0, "price_incl_doc": 68380.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1057.89, "amount_financed": 72653.75, "sales_tax": 4273.75, "total_of_payments": 88862.48, "finance_charge": 16208.73, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488281, VIN 1C4RJXFG8VW553131. $1,058 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $68,380, before any dealer documentation fee. Amount financed $72,654, including $4,274 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $88,862. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 80}}, {"vin": "1C6SRFJT6TN382480", "title": "2026 RAM 1500 Laramie", "year": 2026, "make": "RAM", "model": "1500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 63583.0, "msrp": 79300.0, "sale_price": 63583.0, "currency": "USD", "mileage": 9, "exterior_color": "Molten Red Pearlcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 16, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "J5841", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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"Ram", "model": "1500", "year": 2026, "trim": "Laramie", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 79300.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFJT6TN382480.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt6tn382480/2026-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt6tn382480/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFJT6TN382480.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJT6TN382480.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJT6TN382480.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt6tn382480/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $15,717. This offer applies to Stock #J5841, VIN 1C6SRFJT6TN382480. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $79,300. Advertised price: $63,583. Savings: $15,717, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$79,300"}, {"label": "Advertised price", "value": "$63,583"}, {"label": "Savings", "value": "$15,717, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $15,717", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 63583.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFJT6TN382480_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1126, "unit": "per_month", "display": "$1,126/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63583.0, "price_incl_doc": 63583.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1125.95, "amount_financed": 67556.94, "sales_tax": 3973.94, "total_of_payments": 67556.94, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5841, VIN 1C6SRFJT6TN382480. $1,126 per month for 60 months at 0% APR, $0 cash down. Advertised price $63,583, before any dealer documentation fee. Amount financed $67,557, including $3,974 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $67,557. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJT6TN382480_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1003, "unit": "per_month", "display": "$1,003/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63583.0, "price_incl_doc": 63583.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1002.86, "amount_financed": 67556.94, "sales_tax": 3973.94, "total_of_payments": 84239.86, "finance_charge": 16682.92, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5841, VIN 1C6SRFJT6TN382480. $1,003 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $63,583, before any dealer documentation fee. Amount financed $67,557, including $3,974 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $84,240. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49069.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Total of payments $60,280. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHAR0V8151901_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 687, "unit": "per_month", "display": "$687/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 96210.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SJVEP3TS151996_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1642, "unit": "per_month", "display": "$1,642/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 96210.0, "price_incl_doc": 96210.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Wagoneer 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1641.56, "amount_financed": 102223.13, "sales_tax": 6013.13, "total_of_payments": 118192.26, "finance_charge": 15969.13, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5404, VIN 1C4SJVEP3TS151996. $1,642 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $96,210, before any dealer documentation fee. Amount financed $102,223, including $6,013 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $118,192. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 1, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 67}}, {"vin": "1C4RJHBR1VC556550", "title": "2027 Jeep Grand Cherokee Limited Reserve", "year": 2027, "make": "Jeep", "model": "Grand Cherokee", "trim": "Limited Reserve", "decoded_trim": "Limited", "condition": "new", "price": 54092.0, "msrp": 55145.0, "sale_price": 54092.0, "currency": "USD", "mileage": null, "exterior_color": "Sting Gray Clear Coat", "interior_color": "Flx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "63369666", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/430046b7-26a3-4a62-a86c-db0bef0a30f1.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/430046b7-26a3-4a62-a86c-db0bef0a30f1.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9f3f2676-01a5-428b-851d-9f53d6744379.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b5503e5c-be2f-4ab2-bc17-cf5f3b1696e6.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0cc11f80-d673-491f-a719-a42344635477.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2fa75d10-1379-4ec2-a239-b1d54fc20692.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a48ea965-af95-4bde-845a-b586dd09560c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5bb1e3be-b36f-42c4-9234-ef1956035974.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 55145.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJHBR1VC556550.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr1vc556550/2027-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr1vc556550/2027-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJHBR1VC556550.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBR1VC556550.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBR1VC556550.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr1vc556550/2027-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,053. This offer applies to Stock #63369666, VIN 1C4RJHBR1VC556550. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $55,145. Advertised price: $54,092. Savings: $1,053, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$55,145"}, {"label": "Advertised price", "value": "$54,092"}, {"label": "Savings", "value": "$1,053, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,053", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54092.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR1VC556550_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 923, "unit": "per_month", "display": "$923/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54092.0, "price_incl_doc": 54092.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 922.93, "amount_financed": 57472.75, "sales_tax": 3380.75, "total_of_payments": 66451.05, "finance_charge": 8978.3, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369666, VIN 1C4RJHBR1VC556550. $923 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $54,092, before any dealer documentation fee. Amount financed $57,473, including $3,381 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $66,451. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR1VC556550_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 757, "unit": "per_month", "display": "$757/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54092.0, "price_incl_doc": 54092.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 756.82, "amount_financed": 57472.75, "sales_tax": 3380.75, "total_of_payments": 63572.65, "finance_charge": 6099.9, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369666, VIN 1C4RJHBR1VC556550. $757 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $54,092, before any dealer documentation fee. Amount financed $57,473, including $3,381 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $63,573. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 71}}, {"vin": "1C4RJHBGXPC580718", "title": "2023 Jeep Grand Cherokee Limited", "year": 2023, "make": "Jeep", "model": "Grand Cherokee", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 31977.0, "msrp": 31977.0, "sale_price": 32977.0, "currency": "USD", "mileage": 21227, "exterior_color": "Diamond Black", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 19, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "JC528", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 11, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/af7a2350-b2aa-46ee-a925-9b52e4c2a2c2.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/af7a2350-b2aa-46ee-a925-9b52e4c2a2c2.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/342ccb19-38b1-4e57-b08b-6000c876270b.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f0d545a4-ee00-4ef0-9367-2ebdf0b5b458.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/fbaf3975-864d-42c9-a1a2-e6b5d8264125.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/26aab41e-17b3-4a0c-8234-4f3081b36399.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/216d96c1-c649-41cf-8fbd-a72f09f58905.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a6d0b604-82a3-49bf-a72f-cbc7098af92f.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e6cd2591-759b-43d8-bcda-d492eb4bda97.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/dbca3319-77e8-46be-b233-7207cbc87abf.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b948e4a7-6960-4e37-8d54-8829cc6de6a5.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/78c4ce9f-16d4-4c16-9855-247d1a8958ea.jpeg"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2023, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 31977.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJHBGXPC580718.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4rjhbgxpc580718/2023-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4rjhbgxpc580718/2023-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJHBGXPC580718.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBGXPC580718.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBGXPC580718.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/1c4rjhbgxpc580718/2023-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JC528, VIN 1C4RJHBGXPC580718. Advertised price: $31,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBGXPC580718_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 798, "unit": "per_month", "display": "$798/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31977.0, "price_incl_doc": 31977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 797.76, "amount_financed": 33975.56, "sales_tax": 1998.56, "total_of_payments": 38292.54, "finance_charge": 4316.98, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC528, VIN 1C4RJHBGXPC580718. $798 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,977, before any dealer documentation fee. Amount financed $33,976, including $1,999 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $38,293. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBGXPC580718_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 665, "unit": "per_month", "display": "$665/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31977.0, "price_incl_doc": 31977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 664.61, "amount_financed": 33975.56, "sales_tax": 1998.56, "total_of_payments": 39876.7, "finance_charge": 5901.14, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC528, VIN 1C4RJHBGXPC580718. $665 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,977, before any dealer documentation fee. Amount financed $33,976, including $1,999 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $39,877. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBGXPC580718_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 579, "unit": "per_month", "display": "$579/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31977.0, "price_incl_doc": 31977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 579.09, "amount_financed": 33975.56, "sales_tax": 1998.56, "total_of_payments": 41694.22, "finance_charge": 7718.66, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC528, VIN 1C4RJHBGXPC580718. $579 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,977, before any dealer documentation fee. Amount financed $33,976, including $1,999 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $41,694. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 73}}, {"vin": "1C4PJXEG7VW553114", "title": "2027 Jeep Wrangler Sahara", "year": 2027, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 58260.0, "msrp": 58260.0, "sale_price": 58260.0, "currency": "USD", "mileage": null, "exterior_color": "Black Clearcoat", "interior_color": "Nlx9", "drivetrain": "4WD", "body_style": "SoftTop", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "V6", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63488252", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/076d12d5-12b2-423d-a444-eee93dd65b18.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/076d12d5-12b2-423d-a444-eee93dd65b18.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ca7d29dd-bb5b-4367-b8ee-9390da96e1bf.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5d42ff39-54bc-4c6b-ab23-f8752b08b9ae.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/51adcf5c-150e-4f5f-8101-ff9aa3a96ae9.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b06c7e69-958c-46fc-a5d9-e7b0e4b76407.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e03bf86b-cb82-48b2-a083-9fc0a1800756.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0e2707d0-2f8b-4fe9-85b1-408668e187db.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2027, "trim": "Sahara", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58260.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXEG7VW553114.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg7vw553114/2027-jeep-wrangler-softtop", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg7vw553114/2027-jeep-wrangler-softtop", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXEG7VW553114.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG7VW553114.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG7VW553114.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg7vw553114/2027-jeep-wrangler-softtop", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63488252, VIN 1C4PJXEG7VW553114. Advertised price: $58,260. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$58,260"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58260.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG7VW553114_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1182, "unit": "per_month", "display": "$1,182/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58260.0, "price_incl_doc": 58260.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1182.1, "amount_financed": 61901.25, "sales_tax": 3641.25, "total_of_payments": 70926.01, "finance_charge": 9024.76, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488252, VIN 1C4PJXEG7VW553114. $1,182 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $58,260, before any dealer documentation fee. Amount financed $61,901, including $3,641 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,926. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG7VW553114_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 901, "unit": "per_month", "display": "$901/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58260.0, "price_incl_doc": 58260.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 901.32, "amount_financed": 61901.25, "sales_tax": 3641.25, "total_of_payments": 75711.15, "finance_charge": 13809.9, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488252, VIN 1C4PJXEG7VW553114. $901 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $58,260, before any dealer documentation fee. Amount financed $61,901, including $3,641 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $75,711. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 73}}, {"vin": "1C6SRFUP3VN554742", "title": "2027 RAM 1500 RHO", "year": 2027, "make": "RAM", "model": "1500", "trim": "RHO", "decoded_trim": "RHO/TRX", "condition": "new", "price": 81320.0, "msrp": 81320.0, "sale_price": 81320.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Ylx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Not Specified", "doors": 4, "seating_capacity": null, "engine": "3.0L I6", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63454428", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ad87f5d9-f87c-40a8-bacd-86709ee60591.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ad87f5d9-f87c-40a8-bacd-86709ee60591.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/fd10b4b1-7ef7-48a8-9859-25420b7b032d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/bd17de55-5c2c-41c9-9b69-c2fcf3b1972b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5b44be91-8784-4776-896f-9937b0d631ac.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/580b8ec3-96ad-4e2d-b458-d96a04016b95.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8d94842c-cb75-47d6-aa60-be899245b793.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2592974d-a877-48aa-acdf-eb75b0708d9e.png"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2027, "trim": "RHO/TRX", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "3L 6-Cylinder In-Line", "engine_displacement_l": 3.0, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 81320.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFUP3VN554742.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup3vn554742/2027-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup3vn554742/2027-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFUP3VN554742.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFUP3VN554742.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFUP3VN554742.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup3vn554742/2027-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63454428, VIN 1C6SRFUP3VN554742. Advertised price: $81,320. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$81,320"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81320.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP3VN554742_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1440, "unit": "per_month", "display": "$1,440/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81320.0, "price_incl_doc": 81320.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1440.04, "amount_financed": 86402.5, "sales_tax": 5082.5, "total_of_payments": 86402.5, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454428, VIN 1C6SRFUP3VN554742. $1,440 per month for 60 months at 0% APR, $0 cash down. Advertised price $81,320, before any dealer documentation fee. Amount financed $86,402, including $5,082 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $86,402. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP3VN554742_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1283, "unit": "per_month", "display": "$1,283/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81320.0, "price_incl_doc": 81320.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1282.61, "amount_financed": 86402.5, "sales_tax": 5082.5, "total_of_payments": 107739.25, "finance_charge": 21336.75, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454428, VIN 1C6SRFUP3VN554742. $1,283 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,320, before any dealer documentation fee. Amount financed $86,402, including $5,082 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $107,739. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63488251, VIN 1C4PJXEG5VW553113. Advertised price: $58,260. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$58,260"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58260.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG5VW553113_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1182, "unit": "per_month", "display": "$1,182/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58260.0, "price_incl_doc": 58260.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1182.1, "amount_financed": 61901.25, "sales_tax": 3641.25, "total_of_payments": 70926.01, "finance_charge": 9024.76, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488251, VIN 1C4PJXEG5VW553113. $1,182 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $58,260, before any dealer documentation fee. Amount financed $61,901, including $3,641 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,926. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG5VW553113_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 901, "unit": "per_month", "display": "$901/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58260.0, "price_incl_doc": 58260.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 901.32, "amount_financed": 61901.25, "sales_tax": 3641.25, "total_of_payments": 75711.15, "finance_charge": 13809.9, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488251, VIN 1C4PJXEG5VW553113. $901 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $58,260, before any dealer documentation fee. Amount financed $61,901, including $3,641 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $75,711. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 71}}, {"vin": "KM8J33AL0MU316496", "title": "2021 Hyundai Tucson SEL", "year": 2021, "make": "Hyundai", "model": "Tucson", "trim": "SEL", "decoded_trim": "Value, SEL, Sport, Limited, Ultimate", "condition": "used", "price": 13977.0, "msrp": 13977.0, "sale_price": 14577.0, "currency": "USD", "mileage": 119885, "exterior_color": "Black Noir Pearl", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.4L I4 DGI DOHC 16V", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 22, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "J5384A", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$13,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 13977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8J33AL0MU316496_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 349, "unit": "per_month", "display": "$349/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 13977.0, "price_incl_doc": 13977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 348.7, "amount_financed": 14850.56, "sales_tax": 873.56, "total_of_payments": 16737.49, "finance_charge": 1886.93, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5384A, VIN KM8J33AL0MU316496. $349 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $13,977, before any dealer documentation fee. Amount financed $14,851, including $874 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $16,737. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8J33AL0MU316496_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 290, "unit": "per_month", "display": "$290/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 13977.0, "price_incl_doc": 13977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 290.5, "amount_financed": 14850.56, "sales_tax": 873.56, "total_of_payments": 17429.92, "finance_charge": 2579.36, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5384A, VIN KM8J33AL0MU316496. $290 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $13,977, before any dealer documentation fee. Amount financed $14,851, including $874 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $17,430. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8J33AL0MU316496_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 253, "unit": "per_month", "display": "$253/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 13977.0, "price_incl_doc": 13977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 253.12, "amount_financed": 14850.56, "sales_tax": 873.56, "total_of_payments": 18224.35, "finance_charge": 3373.79, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5384A, VIN KM8J33AL0MU316496. $253 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $13,977, before any dealer documentation fee. Amount financed $14,851, including $874 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $18,224. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #RFJ57785, VIN 1C4SJVBP5VS550304. Advertised price: $82,345. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$82,345"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 82345.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SJVBP5VS550304_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1405, "unit": "per_month", "display": "$1,405/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82345.0, "price_incl_doc": 82345.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Wagoneer 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1404.99, "amount_financed": 87491.56, "sales_tax": 5146.56, "total_of_payments": 101159.34, "finance_charge": 13667.78, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RFJ57785, VIN 1C4SJVBP5VS550304. $1,405 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $82,345, before any dealer documentation fee. Amount financed $87,492, including $5,147 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $101,159. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$65,590"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 65590.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXFG8TW317616_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1331, "unit": "per_month", "display": "$1,331/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXFG8TW317616_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1015, "unit": "per_month", "display": "$1,015/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #LJ5941, VIN 1C4PJXDG4TW326171. Advertised price: $50,985. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$50,985"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50985.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXDG4TW326171_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1034, "unit": "per_month", "display": "$1,034/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50985.0, "price_incl_doc": 50985.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1034.49, "amount_financed": 54171.56, "sales_tax": 3186.56, "total_of_payments": 62069.38, "finance_charge": 7897.82, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5941, VIN 1C4PJXDG4TW326171. $1,034 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $50,985, before any dealer documentation fee. Amount financed $54,172, including $3,187 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $62,069. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDG4TW326171_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 789, "unit": "per_month", "display": "$789/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50985.0, "price_incl_doc": 50985.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 788.77, "amount_financed": 54171.56, "sales_tax": 3186.56, "total_of_payments": 66257.0, "finance_charge": 12085.44, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5941, VIN 1C4PJXDG4TW326171. $789 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $50,985, before any dealer documentation fee. Amount financed $54,172, including $3,187 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $66,257. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 82}}, {"vin": "3C63R3EL3TG323554", "title": "2026 RAM 3500 Laramie", "year": 2026, "make": "RAM", "model": "3500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 94805.0, "msrp": 94805.0, "sale_price": 84204.0, "currency": "USD", "mileage": 2, "exterior_color": "Diamond Black", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Diesel", "doors": 4, "seating_capacity": null, "engine": "6.7L I6", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5767", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, 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"source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r3el3tg323554/2026-ram-3500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C63R3EL3TG323554.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C63R3EL3TG323554.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C63R3EL3TG323554.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r3el3tg323554/2026-ram-3500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5767, VIN 3C63R3EL3TG323554. Advertised price: $94,805. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$94,805"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 94805.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63R3EL3TG323554_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1924, "unit": "per_month", "display": "$1,924/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 94805.0, "price_incl_doc": 94805.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1923.6, "amount_financed": 100730.31, "sales_tax": 5925.31, "total_of_payments": 115416.06, "finance_charge": 14685.75, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5767, VIN 3C63R3EL3TG323554. $1,924 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $94,805, before any dealer documentation fee. Amount financed $100,730, including $5,925 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $115,416. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3EL3TG323554_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1467, "unit": "per_month", "display": "$1,467/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 94805.0, "price_incl_doc": 94805.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1466.7, "amount_financed": 100730.31, "sales_tax": 5925.31, "total_of_payments": 123202.8, "finance_charge": 22472.49, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5767, VIN 3C63R3EL3TG323554. $1,467 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $94,805, before any dealer documentation fee. Amount financed $100,730, including $5,925 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $123,203. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3EL3TG323554_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1330, "unit": "per_month", "display": "$1,330/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 94805.0, "selling_price": 94805.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1329.66, "net_cap_cost": 95500.0, "residual_value": 58779.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1329.66, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1489.66}, "total_of_payments": 47880, "total_of_payments_unrounded": 47867.76}, "disclosure": "Estimated lease payment for stock #J5767, VIN 3C63R3EL3TG323554. $1,330 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,490, made up of $1,330 first payment, $60 title, $100 registration. MSRP $94,805. Lease selling price $94,805. Net capitalized cost $95,500. Residual value $58,779, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $47,880. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3EL3TG323554_lease", "type": "lease", "label": "Lease", "headline": {"value": 1236, "unit": "per_month", "display": "$1,236/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 94805.0, "selling_price": 94805.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1236.37, "net_cap_cost": 92501.0, "residual_value": 58779.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1236.37, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4395.37}, "total_of_payments": 44496, "total_of_payments_unrounded": 44509.32}, "disclosure": "Estimated lease payment for stock #J5767, VIN 3C63R3EL3TG323554. $1,236 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,395, made up of $1,236 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $94,805. Lease selling price $94,805. Net capitalized cost $92,501. Residual value $58,779, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $44,496. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 107}}, {"vin": "3C6UR5EJ8TG277492", "title": "2026 RAM 2500 Rebel", "year": 2026, "make": "RAM", "model": "2500", "trim": "Rebel", "decoded_trim": "Power Wagon/Rebel", "condition": "new", "price": 76450.0, "msrp": 85515.0, "sale_price": 76450.0, "currency": "USD", "mileage": 13, "exterior_color": "Ceramic Gray Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, 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"body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 85515.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6UR5EJ8TG277492.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5ej8tg277492/2026-ram-2500-crew-cab-pickup", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5ej8tg277492/2026-ram-2500-crew-cab-pickup", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6UR5EJ8TG277492.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5EJ8TG277492.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6UR5EJ8TG277492.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6ur5ej8tg277492/2026-ram-2500-crew-cab-pickup", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $9,065. This offer applies to Stock #R5630, VIN 3C6UR5EJ8TG277492. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $85,515. Advertised price: $76,450. Savings: $9,065, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$85,515"}, {"label": "Advertised price", "value": "$76,450"}, {"label": "Savings", "value": "$9,065, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $9,065", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 76450.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5EJ8TG277492_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1551, "unit": "per_month", "display": "$1,551/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 76450.0, "price_incl_doc": 76450.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1551.18, "amount_financed": 81228.13, "sales_tax": 4778.13, "total_of_payments": 93070.61, "finance_charge": 11842.48, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5630, VIN 3C6UR5EJ8TG277492. $1,551 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $76,450, before any dealer documentation fee. Amount financed $81,228, including $4,778 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $93,071. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5EJ8TG277492_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1183, "unit": "per_month", "display": "$1,183/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 76450.0, "price_incl_doc": 76450.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1182.74, "amount_financed": 81228.13, "sales_tax": 4778.13, "total_of_payments": 99349.77, "finance_charge": 18121.64, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5630, VIN 3C6UR5EJ8TG277492. $1,183 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $76,450, before any dealer documentation fee. Amount financed $81,228, including $4,778 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $99,350. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5EJ8TG277492_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 919, "unit": "per_month", "display": "$919/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85515.0, "selling_price": 76450.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 919.49, "net_cap_cost": 77145.0, "residual_value": 53019.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 919.49, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1079.49}, "total_of_payments": 33084, "total_of_payments_unrounded": 33101.64}, "disclosure": "Estimated lease payment for stock #R5630, VIN 3C6UR5EJ8TG277492. $919 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,079, made up of $919 first payment, $60 title, $100 registration. MSRP $85,515. Lease selling price $76,450. Net capitalized cost $77,145. Residual value $53,019, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $33,084. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5EJ8TG277492_lease", "type": "lease", "label": "Lease", "headline": {"value": 826, "unit": "per_month", "display": "$826/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85515.0, "selling_price": 76450.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 826.2, "net_cap_cost": 74146.0, "residual_value": 53019.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 826.2, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3985.2}, "total_of_payments": 29736, "total_of_payments_unrounded": 29743.2}, "disclosure": "Estimated lease payment for stock #R5630, VIN 3C6UR5EJ8TG277492. $826 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,985, made up of $826 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $85,515. Lease selling price $76,450. Net capitalized cost $74,146. Residual value $53,019, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,736. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 112}}, {"vin": "1C4SDJCT8TC291911", "title": "2026 Dodge Durango GT Plus HEMI V8", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT Plus HEMI V8", "decoded_trim": "GT Hemi", "condition": "new", "price": 49553.0, "msrp": 53460.0, "sale_price": 49553.0, "currency": "USD", "mileage": 13, "exterior_color": "Vapor Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-8 5.7 L/345", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic w/OD", "mpg_city": 14, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "D5906", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct8tc291911/2026-dodge-durango-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct8tc291911/2026-dodge-durango-sport-utility", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4SDJCT8TC291911.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT8TC291911.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT8TC291911.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct8tc291911/2026-dodge-durango-sport-utility", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,907. This offer applies to Stock #D5906, VIN 1C4SDJCT8TC291911. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,460. Advertised price: $49,553. Savings: $3,907, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,460"}, {"label": "Advertised price", "value": "$49,553"}, {"label": "Savings", "value": "$3,907, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,907", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49553.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT8TC291911_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1005, "unit": "per_month", "display": "$1,005/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49553.0, "price_incl_doc": 49553.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1005.43, "amount_financed": 52650.06, "sales_tax": 3097.06, "total_of_payments": 60326.06, "finance_charge": 7676.0, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5906, VIN 1C4SDJCT8TC291911. $1,005 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $49,553, before any dealer documentation fee. Amount financed $52,650, including $3,097 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $60,326. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT8TC291911_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 872, "unit": "per_month", "display": "$872/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49553.0, "price_incl_doc": 49553.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 872.32, "amount_financed": 52650.06, "sales_tax": 3097.06, "total_of_payments": 62806.68, "finance_charge": 10156.62, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5906, VIN 1C4SDJCT8TC291911. $872 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $49,553, before any dealer documentation fee. Amount financed $52,650, including $3,097 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $62,807. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT8TC291911_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 782, "unit": "per_month", "display": "$782/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49553.0, "price_incl_doc": 49553.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 781.57, "amount_financed": 52650.06, "sales_tax": 3097.06, "total_of_payments": 65651.78, "finance_charge": 13001.72, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5906, VIN 1C4SDJCT8TC291911. $782 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,553, before any dealer documentation fee. Amount financed $52,650, including $3,097 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $65,652. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58955.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG2TW319234_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1196, "unit": "per_month", "display": "$1,196/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG2TW319234_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 912, "unit": "per_month", "display": "$912/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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"60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxenxtw259072/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXENXTW259072.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXENXTW259072.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXENXTW259072.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxenxtw259072/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5824, VIN 1C4PJXENXTW259072. Advertised price: $58,355. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$58,355"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58355.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXENXTW259072_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1184, "unit": "per_month", "display": "$1,184/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58355.0, "price_incl_doc": 58355.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1184.03, "amount_financed": 62002.19, "sales_tax": 3647.19, "total_of_payments": 71041.66, "finance_charge": 9039.47, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5824, VIN 1C4PJXENXTW259072. $1,184 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $58,355, before any dealer documentation fee. Amount financed $62,002, including $3,647 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $71,042. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXENXTW259072_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 903, "unit": "per_month", "display": "$903/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58355.0, "price_incl_doc": 58355.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 902.79, "amount_financed": 62002.19, "sales_tax": 3647.19, "total_of_payments": 75834.61, "finance_charge": 13832.42, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5824, VIN 1C4PJXENXTW259072. $903 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $58,355, before any dealer documentation fee. Amount financed $62,002, including $3,647 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $75,835. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 84}}, {"vin": "1C6SRFJT1VN551159", "title": "2027 RAM 1500 Laramie", "year": 2027, "make": "RAM", "model": "1500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 80045.0, "msrp": 80045.0, "sale_price": 75165.0, "currency": "USD", "mileage": null, "exterior_color": "Diamond Black", "interior_color": "Gjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Not Specified", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63454450", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ec555723-54f6-492e-9129-50a4280fc56b.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ec555723-54f6-492e-9129-50a4280fc56b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/81604720-f155-49c7-ab6d-384b2ac346c3.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/99418c10-c0a7-428a-96b2-6a31cb5a804f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4cf0d210-b5b4-4fd6-982b-2eb796d8269a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6d4394e5-850a-47b3-998f-0bd5057b39ea.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2f1381b1-0c0f-48c6-9584-fa2521a5b470.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/df307cca-0ac0-4ffe-94a4-9602dc38c8d0.png"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2027, "trim": "Laramie", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 80045.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFJT1VN551159.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt1vn551159/2027-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt1vn551159/2027-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFJT1VN551159.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJT1VN551159.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJT1VN551159.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt1vn551159/2027-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63454450, VIN 1C6SRFJT1VN551159. Advertised price: $80,045. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$80,045"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 80045.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFJT1VN551159_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1417, "unit": "per_month", "display": "$1,417/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80045.0, "price_incl_doc": 80045.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1417.46, "amount_financed": 85047.81, "sales_tax": 5002.81, "total_of_payments": 85047.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454450, VIN 1C6SRFJT1VN551159. $1,417 per month for 60 months at 0% APR, $0 cash down. Advertised price $80,045, before any dealer documentation fee. Amount financed $85,048, including $5,003 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $85,048. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJT1VN551159_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1262, "unit": "per_month", "display": "$1,262/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80045.0, "price_incl_doc": 80045.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1262.5, "amount_financed": 85047.81, "sales_tax": 5002.81, "total_of_payments": 106050.03, "finance_charge": 21002.22, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454450, VIN 1C6SRFJT1VN551159. $1,262 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $80,045, before any dealer documentation fee. Amount financed $85,048, including $5,003 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $106,050. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 86}}, {"vin": "1C6SRFLT2VN554763", "title": "2027 RAM 1500 Rebel", "year": 2027, "make": "RAM", "model": "1500", "trim": "Rebel", "decoded_trim": "Rebel", "condition": "new", "price": 77700.0, "msrp": 77700.0, "sale_price": 73803.0, "currency": "USD", "mileage": null, "exterior_color": "Pgk Tank", "interior_color": "Tlx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Not Specified", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63454490", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f63c447f-c536-4cc1-8131-791bfcb114a9.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f63c447f-c536-4cc1-8131-791bfcb114a9.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f4cc6174-d9d8-4d44-a937-5dc37e85af8a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a064840f-779d-45a5-8cdf-04af1664fa01.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/44901d28-1ccf-4094-ae87-1fef14b39ecc.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/782d0a15-50e5-4942-a391-ca8100f5e914.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/296c1694-5154-419d-8f22-19eb5660b713.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/37b1666c-2a6c-4d7f-91dc-4efde117043c.png"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2027, "trim": "Rebel", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 77700.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFLT2VN554763.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srflt2vn554763/2027-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srflt2vn554763/2027-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFLT2VN554763.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFLT2VN554763.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFLT2VN554763.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srflt2vn554763/2027-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63454490, VIN 1C6SRFLT2VN554763. Advertised price: $77,700. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$77,700"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 77700.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFLT2VN554763_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1376, "unit": "per_month", "display": "$1,376/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 77700.0, "price_incl_doc": 77700.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1375.94, "amount_financed": 82556.25, "sales_tax": 4856.25, "total_of_payments": 82556.25, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454490, VIN 1C6SRFLT2VN554763. $1,376 per month for 60 months at 0% APR, $0 cash down. Advertised price $77,700, before any dealer documentation fee. Amount financed $82,556, including $4,856 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $82,556. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFLT2VN554763_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1226, "unit": "per_month", "display": "$1,226/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 77700.0, "price_incl_doc": 77700.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1225.51, "amount_financed": 82556.25, "sales_tax": 4856.25, "total_of_payments": 102943.19, "finance_charge": 20386.94, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454490, VIN 1C6SRFLT2VN554763. $1,226 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $77,700, before any dealer documentation fee. Amount financed $82,556, including $4,856 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $102,943. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 93}}, {"vin": "1C4RJHBR2V8151879", "title": "2027 Jeep Grand Cherokee Limited", "year": 2027, "make": "Jeep", "model": "Grand Cherokee", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 53556.0, "msrp": 54550.0, "sale_price": 53556.0, "currency": "USD", "mileage": null, "exterior_color": "Steel Blue", "interior_color": "Flx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "63369664", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/17c60650-af60-4c09-8531-1b29b3aa14d0.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/17c60650-af60-4c09-8531-1b29b3aa14d0.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/eabb3abc-01dc-4118-9b86-e7d2466e4bf5.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/61b8746e-59cf-4799-87dd-51cd4eef3520.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/062bbd7f-b92c-48c5-b11b-cd74279998d7.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d6016ed7-5845-499a-8f8c-625a7e564bd1.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/958873c1-51ca-49d4-819f-a34941cb7c68.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/696a8729-e1fd-4dd2-b306-403c9d87085f.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 54550.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJHBR2V8151879.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr2v8151879/2027-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr2v8151879/2027-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJHBR2V8151879.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBR2V8151879.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBR2V8151879.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbr2v8151879/2027-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $994. This offer applies to Stock #63369664, VIN 1C4RJHBR2V8151879. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,550. Advertised price: $53,556. Savings: $994, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,550"}, {"label": "Advertised price", "value": "$53,556"}, {"label": "Savings", "value": "$994, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $994", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53556.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR2V8151879_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 914, "unit": "per_month", "display": "$914/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53556.0, "price_incl_doc": 53556.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 913.79, "amount_financed": 56903.25, "sales_tax": 3347.25, "total_of_payments": 65792.58, "finance_charge": 8889.33, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369664, VIN 1C4RJHBR2V8151879. $914 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $53,556, before any dealer documentation fee. Amount financed $56,903, including $3,347 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $65,793. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR2V8151879_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 749, "unit": "per_month", "display": "$749/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53556.0, "price_incl_doc": 53556.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 749.32, "amount_financed": 56903.25, "sales_tax": 3347.25, "total_of_payments": 62942.7, "finance_charge": 6039.45, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369664, VIN 1C4RJHBR2V8151879. $749 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $53,556, before any dealer documentation fee. Amount financed $56,903, including $3,347 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $62,943. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 81}}, {"vin": "3C6LRVNGXVE552830", "title": "2027 RAM ProMaster 1500 Low Roof", "year": 2027, "make": "RAM", "model": "ProMaster 1500", "trim": "Low Roof", "decoded_trim": null, "condition": "new", "price": 49613.0, "msrp": 51445.0, "sale_price": 49613.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "A7x9", "drivetrain": "FWD", "body_style": "Cargo Van", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 3, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63493942", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9ef7959b-e92f-4063-8934-f18a60bcff0a.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9ef7959b-e92f-4063-8934-f18a60bcff0a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/31929e6a-8217-4899-935a-b7e9997707ce.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/178cd586-e899-4b99-aa04-f639166547d0.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/adad9231-1179-484b-a652-432008c7dd98.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/84aa4f7b-a23a-493d-a6ed-2ae86f0dda67.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1f7f6a4e-96e8-43e2-98b8-25355f349f0e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ea2b13e2-6e10-42b0-9063-177450394429.png"], "vin_decode": {"make": "Ram", "model": "ProMaster 1500", "year": 2027, "trim": null, "body_style": "Cargo Van", "vehicle_type": "TRUCK", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "FWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 51445.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C6LRVNGXVE552830.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvngxve552830/2027-ram-promaster-1500-cargo-van", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvngxve552830/2027-ram-promaster-1500-cargo-van", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6LRVNGXVE552830.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6LRVNGXVE552830.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6LRVNGXVE552830.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvngxve552830/2027-ram-promaster-1500-cargo-van", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,832. This offer applies to Stock #63493942, VIN 3C6LRVNGXVE552830. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,445. Advertised price: $49,613. Savings: $1,832, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,445"}, {"label": "Advertised price", "value": "$49,613"}, {"label": "Savings", "value": "$1,832, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,832", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49613.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6LRVNGXVE552830_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1007, "unit": "per_month", "display": "$1,007/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49613.0, "price_incl_doc": 49613.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1006.65, "amount_financed": 52713.81, "sales_tax": 3100.81, "total_of_payments": 60399.1, "finance_charge": 7685.29, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63493942, VIN 3C6LRVNGXVE552830. $1,007 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $49,613, before any dealer documentation fee. Amount financed $52,714, including $3,101 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $60,399. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNGXVE552830_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 873, "unit": "per_month", "display": "$873/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49613.0, "price_incl_doc": 49613.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 873.37, "amount_financed": 52713.81, "sales_tax": 3100.81, "total_of_payments": 62882.73, "finance_charge": 10168.92, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63493942, VIN 3C6LRVNGXVE552830. $873 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $49,613, before any dealer documentation fee. Amount financed $52,714, including $3,101 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $62,883. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNGXVE552830_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 783, "unit": "per_month", "display": "$783/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49613.0, "price_incl_doc": 49613.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 782.52, "amount_financed": 52713.81, "sales_tax": 3100.81, "total_of_payments": 65731.28, "finance_charge": 13017.47, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63493942, VIN 3C6LRVNGXVE552830. $783 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,613, before any dealer documentation fee. Amount financed $52,714, including $3,101 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $65,731. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNGXVE552830_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 674, "unit": "per_month", "display": "$674/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51445.0, "selling_price": 49613.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 674.43, "net_cap_cost": 50308.0, "residual_value": 31895.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 674.43, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 834.43}, "total_of_payments": 24264, "total_of_payments_unrounded": 24279.48}, "disclosure": "Estimated lease payment for stock #63493942, VIN 3C6LRVNGXVE552830. $674 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $834, made up of $674 first payment, $60 title, $100 registration. MSRP $51,445. Lease selling price $49,613. Net capitalized cost $50,308. Residual value $31,896, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,264. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNGXVE552830_lease", "type": "lease", "label": "Lease", "headline": {"value": 581, "unit": "per_month", "display": "$581/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51445.0, "selling_price": 49613.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 581.13, "net_cap_cost": 47309.0, "residual_value": 31895.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 581.13, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3740.13}, "total_of_payments": 20916, "total_of_payments_unrounded": 20920.68}, "disclosure": "Estimated lease payment for stock #63493942, VIN 3C6LRVNGXVE552830. $581 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,740, made up of $581 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $51,445. Lease selling price $49,613. Net capitalized cost $47,309. Residual value $31,896, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $20,916. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 108}}, {"vin": "3C6LRVNG3TE198095", "title": "2026 RAM ProMaster 1500 Low Roof", "year": 2026, "make": "RAM", "model": "ProMaster 1500", "trim": "Low Roof", "decoded_trim": null, "condition": "new", "price": 50155.0, "msrp": 50155.0, "sale_price": 41912.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "A7x9", "drivetrain": "FWD", "body_style": "Cargo Van", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 3, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63184631", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"https://ai.castlecdjrnaperville.com/sticker/3C6LRVNG3TE198095.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvng3te198095/2026-ram-promaster-1500-cargo-van", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvng3te198095/2026-ram-promaster-1500-cargo-van", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6LRVNG3TE198095.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6LRVNG3TE198095.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6LRVNG3TE198095.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvng3te198095/2026-ram-promaster-1500-cargo-van", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63184631, VIN 3C6LRVNG3TE198095. Advertised price: $50,155. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$50,155"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50155.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6LRVNG3TE198095_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1018, "unit": "per_month", "display": "$1,018/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50155.0, "price_incl_doc": 50155.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1017.65, "amount_financed": 53289.69, "sales_tax": 3134.69, "total_of_payments": 61058.94, "finance_charge": 7769.25, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63184631, VIN 3C6LRVNG3TE198095. $1,018 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $50,155, before any dealer documentation fee. Amount financed $53,290, including $3,135 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $61,059. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNG3TE198095_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 883, "unit": "per_month", "display": "$883/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50155.0, "price_incl_doc": 50155.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 882.91, "amount_financed": 53289.69, "sales_tax": 3134.69, "total_of_payments": 63569.7, "finance_charge": 10280.01, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63184631, VIN 3C6LRVNG3TE198095. $883 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $50,155, before any dealer documentation fee. Amount financed $53,290, including $3,135 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $63,570. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNG3TE198095_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 791, "unit": "per_month", "display": "$791/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50155.0, "price_incl_doc": 50155.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 791.06, "amount_financed": 53289.69, "sales_tax": 3134.69, "total_of_payments": 66449.37, "finance_charge": 13159.68, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63184631, VIN 3C6LRVNG3TE198095. $791 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $50,155, before any dealer documentation fee. Amount financed $53,290, including $3,135 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $66,449. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNG3TE198095_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 714, "unit": "per_month", "display": "$714/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 50155.0, "selling_price": 50155.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 713.62, "net_cap_cost": 50850.0, "residual_value": 31096.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 713.62, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 873.62}, "total_of_payments": 25704, "total_of_payments_unrounded": 25690.32}, "disclosure": "Estimated lease payment for stock #63184631, VIN 3C6LRVNG3TE198095. $714 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $874, made up of $714 first payment, $60 title, $100 registration. MSRP $50,155. Lease selling price $50,155. Net capitalized cost $50,850. Residual value $31,096, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,704. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVNG3TE198095_lease", "type": "lease", "label": "Lease", "headline": {"value": 620, "unit": "per_month", "display": "$620/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 50155.0, "selling_price": 50155.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 620.32, "net_cap_cost": 47851.0, "residual_value": 31096.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 620.32, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3779.32}, "total_of_payments": 22320, "total_of_payments_unrounded": 22331.52}, "disclosure": "Estimated lease payment for stock #63184631, VIN 3C6LRVNG3TE198095. $620 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,779, made up of $620 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $50,155. Lease selling price $50,155. Net capitalized cost $47,851. Residual value $31,096, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,320. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 73925.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFKP5TN435767_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1309, "unit": "per_month", "display": "$1,309/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73925.0, "price_incl_doc": 73925.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1309.09, "amount_financed": 78545.31, "sales_tax": 4620.31, "total_of_payments": 78545.31, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5893, VIN 1C6SRFKP5TN435767. $1,309 per month for 60 months at 0% APR, $0 cash down. Advertised price $73,925, before any dealer documentation fee. Amount financed $78,545, including $4,620 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $78,545. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFKP5TN435767_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1166, "unit": "per_month", "display": "$1,166/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73925.0, "price_incl_doc": 73925.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1165.97, "amount_financed": 78545.31, "sales_tax": 4620.31, "total_of_payments": 97941.76, "finance_charge": 19396.45, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5893, VIN 1C6SRFKP5TN435767. $1,166 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $73,925, before any dealer documentation fee. Amount financed $78,545, including $4,620 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $97,942. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 74}}, {"vin": "1C4RJXSJ2VW552462", "title": "2027 Jeep Wrangler Willys", "year": 2027, "make": "Jeep", "model": "Wrangler", "trim": "Willys", "decoded_trim": "392", "condition": "new", "price": 75250.0, "msrp": 75250.0, "sale_price": 75250.0, "currency": "USD", "mileage": null, "exterior_color": "Black Clearcoat", "interior_color": "Akx9", "drivetrain": "4WD", "body_style": "SoftTop", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "V8", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 13, "mpg_hwy": 16, "range_miles": null, "battery_kwh": null, "stock_number": "63506644", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6c8f736d-4320-4f9b-94de-3304e9d92966.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6c8f736d-4320-4f9b-94de-3304e9d92966.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f2b21f22-75dc-4348-99ea-0563366c9ad9.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/be4d3717-3b18-4fbe-bdc4-de3bce8acacb.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b39d0751-74c0-4352-a86a-26e34304a589.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/aed0ca26-5948-45d6-a7ac-a65ac7ef2111.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6ac71803-cc59-4614-8b42-b7cf243715bb.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/54cafa15-5425-44a7-b995-74f99760d5d3.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2027, "trim": "392", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 75250.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJXSJ2VW552462.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxsj2vw552462/2027-jeep-wrangler-softtop", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxsj2vw552462/2027-jeep-wrangler-softtop", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJXSJ2VW552462.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXSJ2VW552462.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXSJ2VW552462.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxsj2vw552462/2027-jeep-wrangler-softtop", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63506644, VIN 1C4RJXSJ2VW552462. Advertised price: $75,250. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$75,250"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 75250.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXSJ2VW552462_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1527, "unit": "per_month", "display": "$1,527/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 75250.0, "price_incl_doc": 75250.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1526.83, "amount_financed": 79953.13, "sales_tax": 4703.13, "total_of_payments": 91609.72, "finance_charge": 11656.59, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63506644, VIN 1C4RJXSJ2VW552462. $1,527 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $75,250, before any dealer documentation fee. Amount financed $79,953, including $4,703 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $91,610. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXSJ2VW552462_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1164, "unit": "per_month", "display": "$1,164/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 75250.0, "price_incl_doc": 75250.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1164.17, "amount_financed": 79953.13, "sales_tax": 4703.13, "total_of_payments": 97790.32, "finance_charge": 17837.19, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63506644, VIN 1C4RJXSJ2VW552462. $1,164 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $75,250, before any dealer documentation fee. Amount financed $79,953, including $4,703 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $97,790. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 79}}, {"vin": "1C4PJXEG4VW553121", "title": "2027 Jeep Wrangler Sahara", "year": 2027, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 58260.0, "msrp": 58260.0, "sale_price": 58260.0, "currency": "USD", "mileage": null, "exterior_color": "Gobi Clearcoat", "interior_color": "Nlx9", "drivetrain": "4WD", "body_style": "SoftTop", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "V6", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63488259", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/64df2ebc-29b3-4c33-9e29-000e49803b28.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/64df2ebc-29b3-4c33-9e29-000e49803b28.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ba818779-c1a1-44d4-85d7-5140627f409c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/51b7b2d8-9e72-466a-9249-df02700fdc9a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c6844033-7ac9-43e0-bd98-5de61e15eeb4.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ba488f46-e770-480b-8cdf-6b79fc3b0c8d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ef52d64e-f34c-4af4-ad32-3a554c8c887f.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/985f063a-919a-4df8-96fd-2fc4d59d54c1.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2027, "trim": "Sahara", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58260.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXEG4VW553121.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg4vw553121/2027-jeep-wrangler-softtop", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg4vw553121/2027-jeep-wrangler-softtop", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXEG4VW553121.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG4VW553121.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG4VW553121.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg4vw553121/2027-jeep-wrangler-softtop", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63488259, VIN 1C4PJXEG4VW553121. Advertised price: $58,260. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$58,260"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58260.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG4VW553121_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1182, "unit": "per_month", "display": "$1,182/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58260.0, "price_incl_doc": 58260.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1182.1, "amount_financed": 61901.25, "sales_tax": 3641.25, "total_of_payments": 70926.01, "finance_charge": 9024.76, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488259, VIN 1C4PJXEG4VW553121. $1,182 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $58,260, before any dealer documentation fee. Amount financed $61,901, including $3,641 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,926. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG4VW553121_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 901, "unit": "per_month", "display": "$901/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58260.0, "price_incl_doc": 58260.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 901.32, "amount_financed": 61901.25, "sales_tax": 3641.25, "total_of_payments": 75711.15, "finance_charge": 13809.9, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63488259, VIN 1C4PJXEG4VW553121. $901 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $58,260, before any dealer documentation fee. Amount financed $61,901, including $3,641 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $75,711. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 75}}, {"vin": "3C63R5CL0TG164023", "title": "2026 RAM 2500 Tradesman", "year": 2026, "make": "RAM", "model": "2500", "trim": "Tradesman", "decoded_trim": "Tradesman", "condition": "new", "price": 73890.0, "msrp": 73890.0, "sale_price": 63175.0, "currency": "USD", "mileage": 415, "exterior_color": "Diamond Black", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Diesel", "doors": 4, "seating_capacity": null, "engine": "6.7L I6", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5329R", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, 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"https://ai.castlecdjrnaperville.com/sticker/3C63R5CL0TG164023.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r5cl0tg164023/2026-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r5cl0tg164023/2026-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C63R5CL0TG164023.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C63R5CL0TG164023.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C63R5CL0TG164023.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r5cl0tg164023/2026-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5329R, VIN 3C63R5CL0TG164023. Advertised price: $73,890. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$73,890"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 73890.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63R5CL0TG164023_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1499, "unit": "per_month", "display": "$1,499/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73890.0, "price_incl_doc": 73890.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1499.23, "amount_financed": 78508.13, "sales_tax": 4618.13, "total_of_payments": 89954.05, "finance_charge": 11445.92, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5329R, VIN 3C63R5CL0TG164023. $1,499 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $73,890, before any dealer documentation fee. Amount financed $78,508, including $4,618 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $89,954. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5CL0TG164023_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1143, "unit": "per_month", "display": "$1,143/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73890.0, "price_incl_doc": 73890.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1143.13, "amount_financed": 78508.13, "sales_tax": 4618.13, "total_of_payments": 96022.95, "finance_charge": 17514.82, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5329R, VIN 3C63R5CL0TG164023. $1,143 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $73,890, before any dealer documentation fee. Amount financed $78,508, including $4,618 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $96,023. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5CL0TG164023_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1041, "unit": "per_month", "display": "$1,041/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73890.0, "selling_price": 73890.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1041.09, "net_cap_cost": 74585.0, "residual_value": 45811.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1041.09, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1201.09}, "total_of_payments": 37476, "total_of_payments_unrounded": 37479.24}, "disclosure": "Estimated lease payment for stock #J5329R, VIN 3C63R5CL0TG164023. $1,041 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,201, made up of $1,041 first payment, $60 title, $100 registration. MSRP $73,890. Lease selling price $73,890. Net capitalized cost $74,585. Residual value $45,812, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $37,476. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5CL0TG164023_lease", "type": "lease", "label": "Lease", "headline": {"value": 948, "unit": "per_month", "display": "$948/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73890.0, "selling_price": 73890.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 947.8, "net_cap_cost": 71586.0, "residual_value": 45811.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 947.8, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4106.8}, "total_of_payments": 34128, "total_of_payments_unrounded": 34120.8}, "disclosure": "Estimated lease payment for stock #J5329R, VIN 3C63R5CL0TG164023. $948 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,107, made up of $948 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $73,890. 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"https://ai.castlecdjrnaperville.com/v/3C63R5CLXTG167950.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C63R5CLXTG167950.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/3c63r5clxtg167950/2026-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JK1007, VIN 3C63R5CLXTG167950. Advertised price: $65,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$65,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 65977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63R5CLXTG167950_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1646, "unit": "per_month", "display": "$1,646/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 65977.0, "price_incl_doc": 65977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1645.99, "amount_financed": 70100.56, "sales_tax": 4123.56, "total_of_payments": 79007.63, "finance_charge": 8907.07, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1007, VIN 3C63R5CLXTG167950. $1,646 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $65,977, before any dealer documentation fee. Amount financed $70,101, including $4,124 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $79,008. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5CLXTG167950_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1371, "unit": "per_month", "display": "$1,371/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 65977.0, "price_incl_doc": 65977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1371.27, "amount_financed": 70100.56, "sales_tax": 4123.56, "total_of_payments": 82276.18, "finance_charge": 12175.62, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1007, VIN 3C63R5CLXTG167950. $1,371 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $65,977, before any dealer documentation fee. Amount financed $70,101, including $4,124 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $82,276. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5CLXTG167950_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1195, "unit": "per_month", "display": "$1,195/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 65977.0, "price_incl_doc": 65977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1194.81, "amount_financed": 70100.56, "sales_tax": 4123.56, "total_of_payments": 86026.2, "finance_charge": 15925.64, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1007, VIN 3C63R5CLXTG167950. $1,195 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $65,977, before any dealer documentation fee. Amount financed $70,101, including $4,124 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $86,026. Offer expires 2026-07-31. Estimated for ZIP 60540. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$40,490"}, {"label": "Advertised price", "value": "$33,990"}, {"label": "Savings", "value": "$6,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33990.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4PJMB25TT219738_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 597, "unit": "per_month", "display": "$597/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33990.0, "price_incl_doc": 33990.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 596.82, "amount_financed": 36114.38, "sales_tax": 2124.38, "total_of_payments": 42970.77, "finance_charge": 6856.39, "per_1000_financed": 16.53, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5429, VIN 3C4PJMB25TT219738. $597 per month for 72 months at 5.9% APR, $0 cash down. Advertised price $33,990, before any dealer documentation fee. Amount financed $36,114, including $2,124 estimated sales tax at 6.25%. That is $16.53 per $1,000 financed. Total of payments $42,971. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4PJMB25TT219738_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 509, "unit": "per_month", "display": "$509/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33990.0, "price_incl_doc": 33990.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 508.74, "amount_financed": 36114.38, "sales_tax": 2124.38, "total_of_payments": 42734.34, "finance_charge": 6619.96, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5429, VIN 3C4PJMB25TT219738. $509 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $33,990, before any dealer documentation fee. Amount financed $36,114, including $2,124 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $42,734. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 81}}, {"vin": "1C4PJXDN9TW165850", "title": "2026 Jeep Wrangler Sport", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sport", "decoded_trim": "Sport", "condition": "new", "price": 45405.0, "msrp": 45405.0, "sale_price": 36404.0, "currency": "USD", "mileage": 10, "exterior_color": "Anvil Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Convertible", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "LE5439", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #LE5439, VIN 1C4PJXDN9TW165850. Advertised price: $45,405. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$45,405"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45405.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXDN9TW165850_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 921, "unit": "per_month", "display": "$921/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45405.0, "price_incl_doc": 45405.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 921.27, "amount_financed": 48242.81, "sales_tax": 2837.81, "total_of_payments": 55276.26, "finance_charge": 7033.45, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LE5439, VIN 1C4PJXDN9TW165850. $921 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $45,405, before any dealer documentation fee. Amount financed $48,243, including $2,838 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $55,276. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDN9TW165850_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 702, "unit": "per_month", "display": "$702/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45405.0, "price_incl_doc": 45405.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 702.45, "amount_financed": 48242.81, "sales_tax": 2837.81, "total_of_payments": 59005.57, "finance_charge": 10762.76, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LE5439, VIN 1C4PJXDN9TW165850. $702 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $45,405, before any dealer documentation fee. Amount financed $48,243, including $2,838 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $59,006. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$50,385"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50385.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC1GG5VR550962_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1159, "unit": "per_month", "display": "$1,159/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC1GG5VR550962_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 860, "unit": "per_month", "display": "$860/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50385.0, "price_incl_doc": 50385.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2027 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 859.68, "amount_financed": 53534.06, "sales_tax": 3149.06, "total_of_payments": 61897.06, "finance_charge": 8363.0, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5857, VIN 2C4RC1GG5VR550962. $860 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $50,385, before any dealer documentation fee. Amount financed $53,534, including $3,149 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $61,897. Offer expires 2026-07-31. Estimated for ZIP 60540. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$89,895"}, {"label": "Advertised price", "value": "$80,569"}, {"label": "Savings", "value": "$9,326, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $9,326", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 80569.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUPXTN356852_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1271, "unit": "per_month", "display": "$1,271/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50985.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXDG4TW326168_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1034, "unit": "per_month", "display": "$1,034/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50985.0, "price_incl_doc": 50985.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1034.49, "amount_financed": 54171.56, "sales_tax": 3186.56, "total_of_payments": 62069.38, "finance_charge": 7897.82, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5935, VIN 1C4PJXDG4TW326168. $1,034 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $50,985, before any dealer documentation fee. Amount financed $54,172, including $3,187 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $62,069. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDG4TW326168_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 789, "unit": "per_month", "display": "$789/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50985.0, "price_incl_doc": 50985.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 788.77, "amount_financed": 54171.56, "sales_tax": 3186.56, "total_of_payments": 66257.0, "finance_charge": 12085.44, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5935, VIN 1C4PJXDG4TW326168. $789 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $50,985, before any dealer documentation fee. Amount financed $54,172, including $3,187 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $66,257. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,622. This offer applies to Stock #RLJ4868, VIN 1C4RJHAG4S8755090. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $47,780. Advertised price: $39,158. Savings: $8,622, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$47,780"}, {"label": "Advertised price", "value": "$39,158"}, {"label": "Savings", "value": "$8,622, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,622", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39158.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHAG4S8755090_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 668, "unit": "per_month", "display": "$668/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39158.0, "price_incl_doc": 39158.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 668.12, "amount_financed": 41605.38, "sales_tax": 2447.38, "total_of_payments": 48104.9, "finance_charge": 6499.52, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ4868, VIN 1C4RJHAG4S8755090. $668 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $39,158, before any dealer documentation fee. Amount financed $41,605, including $2,447 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $48,105. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHAG4S8755090_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 548, "unit": "per_month", "display": "$548/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39158.0, "price_incl_doc": 39158.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 547.87, "amount_financed": 41605.38, "sales_tax": 2447.38, "total_of_payments": 46021.19, "finance_charge": 4415.81, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ4868, VIN 1C4RJHAG4S8755090. $548 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $39,158, before any dealer documentation fee. Amount financed $41,605, including $2,447 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $46,021. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$41,085"}, {"label": "Advertised price", "value": "$34,085"}, {"label": "Savings", "value": "$7,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34085.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4PJMB22TT210379_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 598, "unit": "per_month", "display": "$598/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34085.0, "price_incl_doc": 34085.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 598.48, "amount_financed": 36215.31, "sales_tax": 2130.31, "total_of_payments": 43090.86, "finance_charge": 6875.55, "per_1000_financed": 16.53, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5643, VIN 3C4PJMB22TT210379. $598 per month for 72 months at 5.9% APR, $0 cash down. Advertised price $34,085, before any dealer documentation fee. Amount financed $36,215, including $2,130 estimated sales tax at 6.25%. That is $16.53 per $1,000 financed. Total of payments $43,091. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4PJMB22TT210379_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 510, "unit": "per_month", "display": "$510/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34085.0, "price_incl_doc": 34085.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 510.16, "amount_financed": 36215.31, "sales_tax": 2130.31, "total_of_payments": 42853.77, "finance_charge": 6638.46, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5643, VIN 3C4PJMB22TT210379. $510 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $34,085, before any dealer documentation fee. Amount financed $36,215, including $2,130 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $42,854. 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One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 84}}, {"vin": "1C6SRFFT1TN339755", "title": "2026 RAM 1500 Big Horn/Lone Star", "year": 2026, "make": "RAM", "model": "1500", "trim": "Big Horn/Lone Star", "decoded_trim": "Big Horn/Lonestar", "condition": "new", "price": 52512.0, "msrp": 66390.0, "sale_price": 52512.0, "currency": "USD", "mileage": 10, "exterior_color": "Blue Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 16, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "J5690", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft1tn339755/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFFT1TN339755.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFT1TN339755.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFT1TN339755.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft1tn339755/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$66,390"}, {"label": "Advertised price", "value": "$52,512"}, {"label": "Savings", "value": "$13,878, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $13,878", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52512.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFFT1TN339755_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 930, "unit": "per_month", "display": "$930/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52512.0, "price_incl_doc": 52512.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 929.9, "amount_financed": 55794.0, "sales_tax": 3282.0, "total_of_payments": 55794.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5690, VIN 1C6SRFFT1TN339755. $930 per month for 60 months at 0% APR, $0 cash down. Advertised price $52,512, before any dealer documentation fee. Amount financed $55,794, including $3,282 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $55,794. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT1TN339755_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 828, "unit": "per_month", "display": "$828/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52512.0, "price_incl_doc": 52512.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 828.24, "amount_financed": 55794.0, "sales_tax": 3282.0, "total_of_payments": 69572.11, "finance_charge": 13778.11, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5690, VIN 1C6SRFFT1TN339755. $828 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $52,512, before any dealer documentation fee. Amount financed $55,794, including $3,282 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $69,572. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 91}}, {"vin": "1C4PJXDG8TW295538", "title": "2026 Jeep Wrangler Sport S", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sport S", "decoded_trim": "Sport", "condition": "new", "price": 52090.0, "msrp": 52090.0, "sale_price": 43980.0, "currency": "USD", "mileage": 8, "exterior_color": "Crystal Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "J5914", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxdg8tw295538/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXDG8TW295538.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXDG8TW295538.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXDG8TW295538.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxdg8tw295538/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5914, VIN 1C4PJXDG8TW295538. Advertised price: $52,090. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$52,090"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52090.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXDG8TW295538_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1057, "unit": "per_month", "display": "$1,057/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52090.0, "price_incl_doc": 52090.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1056.91, "amount_financed": 55345.63, "sales_tax": 3255.63, "total_of_payments": 63414.62, "finance_charge": 8068.99, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5914, VIN 1C4PJXDG8TW295538. $1,057 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $52,090, before any dealer documentation fee. Amount financed $55,346, including $3,256 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $63,415. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDG8TW295538_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 806, "unit": "per_month", "display": "$806/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52090.0, "price_incl_doc": 52090.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 805.87, "amount_financed": 55345.63, "sales_tax": 3255.63, "total_of_payments": 67693.0, "finance_charge": 12347.37, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5914, VIN 1C4PJXDG8TW295538. $806 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $52,090, before any dealer documentation fee. Amount financed $55,346, including $3,256 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $67,693. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 79}}, {"vin": "3C63RRPL8TG342780", "title": "2026 RAM 3500 Limited", "year": 2026, "make": "RAM", "model": "3500", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 99308.0, "msrp": 109675.0, "sale_price": 99308.0, "currency": "USD", "mileage": null, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Diesel Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Diesel I-6 6.7 L/408", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63178228", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 249.0, "photo_count": 1, "primary_image": "https://service.secureoffersites.com/images/GetEvoxImage?styleid=478022", "images": ["https://service.secureoffersites.com/images/GetEvoxImage?styleid=478022"], "vin_decode": {"make": "Ram", "model": "3500", "year": 2026, "trim": "Limited", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.7L 6-Cylinder In-Line", "engine_displacement_l": 6.7, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Diesel", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 109675.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C63RRPL8TG342780.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrpl8tg342780/2026-ram-3500-crew-cab-pickup", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrpl8tg342780/2026-ram-3500-crew-cab-pickup", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C63RRPL8TG342780.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C63RRPL8TG342780.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C63RRPL8TG342780.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrpl8tg342780/2026-ram-3500-crew-cab-pickup", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $10,367. This offer applies to Stock #63178228, VIN 3C63RRPL8TG342780. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $109,675. Advertised price: $99,308. Savings: $10,367, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$109,675"}, {"label": "Advertised price", "value": "$99,308"}, {"label": "Savings", "value": "$10,367, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $10,367", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 99308.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63RRPL8TG342780_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 2015, "unit": "per_month", "display": "$2,015/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 99308.0, "price_incl_doc": 99308.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2014.97, "amount_financed": 105514.75, "sales_tax": 6206.75, "total_of_payments": 120898.04, "finance_charge": 15383.29, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63178228, VIN 3C63RRPL8TG342780. $2,015 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $99,308, before any dealer documentation fee. Amount financed $105,515, including $6,207 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $120,898. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRPL8TG342780_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1536, "unit": "per_month", "display": "$1,536/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 99308.0, "price_incl_doc": 99308.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1536.36, "amount_financed": 105514.75, "sales_tax": 6206.75, "total_of_payments": 129054.63, "finance_charge": 23539.88, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63178228, VIN 3C63RRPL8TG342780. $1,536 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $99,308, before any dealer documentation fee. Amount financed $105,515, including $6,207 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $129,055. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRPL8TG342780_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1212, "unit": "per_month", "display": "$1,212/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 109675.0, "selling_price": 99308.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1212.33, "net_cap_cost": 100003.0, "residual_value": 67998.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1212.33, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1372.33}, "total_of_payments": 43632, "total_of_payments_unrounded": 43643.88}, "disclosure": "Estimated lease payment for stock #63178228, VIN 3C63RRPL8TG342780. $1,212 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,372, made up of $1,212 first payment, $60 title, $100 registration. MSRP $109,675. Lease selling price $99,308. Net capitalized cost $100,003. Residual value $67,998, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $43,632. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRPL8TG342780_lease", "type": "lease", "label": "Lease", "headline": {"value": 1119, "unit": "per_month", "display": "$1,119/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 109675.0, "selling_price": 99308.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1119.04, "net_cap_cost": 97004.0, "residual_value": 67998.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1119.04, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4278.04}, "total_of_payments": 40284, "total_of_payments_unrounded": 40285.44}, "disclosure": "Estimated lease payment for stock #63178228, VIN 3C63RRPL8TG342780. $1,119 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,278, made up of $1,119 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $109,675. Lease selling price $99,308. Net capitalized cost $97,004. Residual value $67,998, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $40,284. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 106}}, {"vin": "1C4RJKBR7T8605666", "title": "2026 Jeep Grand Cherokee L Limited Reserve", "year": 2026, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Limited Reserve", "decoded_trim": "Limited", "condition": "new", "price": 48768.0, "msrp": 57030.0, "sale_price": 48768.0, "currency": "USD", "mileage": 13, "exterior_color": "Copper Shino Metallic Clearcoat", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "E5838", "stock_status": 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reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,262. This offer applies to Stock #E5838, VIN 1C4RJKBR7T8605666. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $57,030. Advertised price: $48,768. Savings: $8,262, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,030"}, {"label": "Advertised price", "value": "$48,768"}, {"label": "Savings", "value": "$8,262, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,262", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48768.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBR7T8605666_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 990, "unit": "per_month", "display": "$990/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48768.0, "price_incl_doc": 48768.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 989.51, "amount_financed": 51816.0, "sales_tax": 3048.0, "total_of_payments": 59370.4, "finance_charge": 7554.4, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5838, VIN 1C4RJKBR7T8605666. $990 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $48,768, before any dealer documentation fee. Amount financed $51,816, including $3,048 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $59,370. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR7T8605666_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 858, "unit": "per_month", "display": "$858/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48768.0, "price_incl_doc": 48768.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 858.5, "amount_financed": 51816.0, "sales_tax": 3048.0, "total_of_payments": 61811.73, "finance_charge": 9995.73, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5838, VIN 1C4RJKBR7T8605666. $858 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $48,768, before any dealer documentation fee. Amount financed $51,816, including $3,048 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $61,812. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR7T8605666_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 769, "unit": "per_month", "display": "$769/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48768.0, "price_incl_doc": 48768.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 769.19, "amount_financed": 51816.0, "sales_tax": 3048.0, "total_of_payments": 64611.76, "finance_charge": 12795.76, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5838, VIN 1C4RJKBR7T8605666. $769 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,768, before any dealer documentation fee. Amount financed $51,816, including $3,048 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $64,612. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR7T8605666_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 551, "unit": "per_month", "display": "$551/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57030.0, "selling_price": 48768.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 551.46, "net_cap_cost": 49463.0, "residual_value": 35358.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 551.46, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 711.46}, "total_of_payments": 19836, "total_of_payments_unrounded": 19852.56}, "disclosure": "Estimated lease payment for stock #E5838, VIN 1C4RJKBR7T8605666. $551 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $711, made up of $551 first payment, $60 title, $100 registration. MSRP $57,030. Lease selling price $48,768. Net capitalized cost $49,463. Residual value $35,359, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $19,836. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR7T8605666_lease", "type": "lease", "label": "Lease", "headline": {"value": 458, "unit": "per_month", "display": "$458/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57030.0, "selling_price": 48768.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 458.17, "net_cap_cost": 46464.0, "residual_value": 35358.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 458.17, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3617.17}, "total_of_payments": 16488, "total_of_payments_unrounded": 16494.12}, "disclosure": "Estimated lease payment for stock #E5838, VIN 1C4RJKBR7T8605666. $458 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,617, made up of $458 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $57,030. Lease selling price $48,768. Net capitalized cost $46,464. Residual value $35,359, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $16,488. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 107}}, {"vin": "1C4SDJCT7TC281497", "title": "2026 Dodge Durango GT Plus HEMI V8", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT Plus HEMI V8", "decoded_trim": "GT Hemi", "condition": "new", "price": 47621.0, "msrp": 51315.0, "sale_price": 47621.0, "currency": "USD", "mileage": 13, "exterior_color": "Db Black Clearcoat", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-8 5.7 L/345", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic w/OD", "mpg_city": 14, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "D5810", "stock_status": "Available", "availability": "In Stock", 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"https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct7tc281497/2026-dodge-durango-sport-utility", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4SDJCT7TC281497.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT7TC281497.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT7TC281497.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct7tc281497/2026-dodge-durango-sport-utility", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,694. This offer applies to Stock #D5810, VIN 1C4SDJCT7TC281497. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,315. Advertised price: $47,621. Savings: $3,694, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,315"}, {"label": "Advertised price", "value": "$47,621"}, {"label": "Savings", "value": "$3,694, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,694", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47621.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT7TC281497_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 966, "unit": "per_month", "display": "$966/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47621.0, "price_incl_doc": 47621.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 966.23, "amount_financed": 50597.31, "sales_tax": 2976.31, "total_of_payments": 57974.03, "finance_charge": 7376.72, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5810, VIN 1C4SDJCT7TC281497. $966 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $47,621, before any dealer documentation fee. Amount financed $50,597, including $2,976 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $57,974. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT7TC281497_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 838, "unit": "per_month", "display": "$838/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47621.0, "price_incl_doc": 47621.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 838.3, "amount_financed": 50597.31, "sales_tax": 2976.31, "total_of_payments": 60357.94, "finance_charge": 9760.63, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5810, VIN 1C4SDJCT7TC281497. $838 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $47,621, before any dealer documentation fee. Amount financed $50,597, including $2,976 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $60,358. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT7TC281497_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 751, "unit": "per_month", "display": "$751/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47621.0, "price_incl_doc": 47621.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 751.1, "amount_financed": 50597.31, "sales_tax": 2976.31, "total_of_payments": 63092.12, "finance_charge": 12494.81, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #D5810, VIN 1C4SDJCT7TC281497. $751 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $47,621, before any dealer documentation fee. Amount financed $50,597, including $2,976 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $63,092. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 79}}, {"vin": "1C4PJXDN6TW330561", "title": "2026 Jeep Wrangler Sport", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sport", "decoded_trim": "Sport", "condition": "new", "price": 54753.0, "msrp": 56615.0, "sale_price": 54753.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "N3x9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "RFJ56188", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8a69094d-7681-4448-85a2-8f337bcd2c22.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8a69094d-7681-4448-85a2-8f337bcd2c22.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c98cc2ed-742f-4117-b18e-d75dad890634.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/78e079d1-5f1b-4d72-b74e-1ba1521d1c76.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2cf67d12-7d2e-401c-bddf-bc0b49730b02.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3b17abbc-ef4c-4e75-aa8a-db1b3daf8ba4.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/500d3fce-3ea2-4ef1-9407-1e02941c1b20.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/52ddfba5-cbdb-45a8-93fb-09140a8480d3.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2026, "trim": "Sport", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 56615.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXDN6TW330561.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxdn6tw330561/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxdn6tw330561/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXDN6TW330561.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXDN6TW330561.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXDN6TW330561.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxdn6tw330561/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$56,615"}, {"label": "Advertised price", "value": "$54,753"}, {"label": "Savings", "value": "$1,862, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,862", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54753.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXDN6TW330561_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1111, "unit": "per_month", "display": "$1,111/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54753.0, "price_incl_doc": 54753.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1110.94, "amount_financed": 58175.06, "sales_tax": 3422.06, "total_of_payments": 66656.57, "finance_charge": 8481.51, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RFJ56188, VIN 1C4PJXDN6TW330561. $1,111 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $54,753, before any dealer documentation fee. Amount financed $58,175, including $3,422 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $66,657. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDN6TW330561_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 847, "unit": "per_month", "display": "$847/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54753.0, "price_incl_doc": 54753.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 847.07, "amount_financed": 58175.06, "sales_tax": 3422.06, "total_of_payments": 71153.66, "finance_charge": 12978.6, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RFJ56188, VIN 1C4PJXDN6TW330561. $847 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $54,753, before any dealer documentation fee. Amount financed $58,175, including $3,422 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $71,154. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 76460.0, "price_incl_doc": 76460.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1353.98, "amount_financed": 81238.75, "sales_tax": 4778.75, "total_of_payments": 81238.75, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63316949, VIN 1C6SRFLT1TN428679. $1,354 per month for 60 months at 0% APR, $0 cash down. Advertised price $76,460, before any dealer documentation fee. Amount financed $81,239, including $4,779 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $81,239. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFLT1TN428679_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1206, "unit": "per_month", "display": "$1,206/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 76460.0, "price_incl_doc": 76460.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1205.96, "amount_financed": 81238.75, "sales_tax": 4778.75, "total_of_payments": 101300.34, "finance_charge": 20061.59, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63316949, VIN 1C6SRFLT1TN428679. $1,206 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $76,460, before any dealer documentation fee. Amount financed $81,239, including $4,779 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $101,300. Offer expires 2026-07-31. Estimated for ZIP 60540. 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sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/jm3kfbdy6k0620185/2019-mazda-cx-5-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/JM3KFBDY6K0620185.html", "json_url": "https://ai.castlecdjrnaperville.com/v/JM3KFBDY6K0620185.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/JM3KFBDY6K0620185.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/used/jm3kfbdy6k0620185/2019-mazda-cx-5-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5756A, VIN JM3KFBDY6K0620185. Advertised price: $23,377. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,377"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23377.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBDY6K0620185_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 583, "unit": "per_month", "display": "$583/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23377.0, "price_incl_doc": 23377.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 583.21, "amount_financed": 24838.06, "sales_tax": 1461.06, "total_of_payments": 27994.02, "finance_charge": 3155.96, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5756A, VIN JM3KFBDY6K0620185. $583 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,377, before any dealer documentation fee. Amount financed $24,838, including $1,461 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,994. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBDY6K0620185_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 486, "unit": "per_month", "display": "$486/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23377.0, "price_incl_doc": 23377.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 485.87, "amount_financed": 24838.06, "sales_tax": 1461.06, "total_of_payments": 29152.13, "finance_charge": 4314.07, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5756A, VIN JM3KFBDY6K0620185. $486 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,377, before any dealer documentation fee. Amount financed $24,838, including $1,461 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,152. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBDY6K0620185_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 423, "unit": "per_month", "display": "$423/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23377.0, "price_incl_doc": 23377.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 423.34, "amount_financed": 24838.06, "sales_tax": 1461.06, "total_of_payments": 30480.84, "finance_charge": 5642.78, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5756A, VIN JM3KFBDY6K0620185. $423 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,377, before any dealer documentation fee. Amount financed $24,838, including $1,461 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,481. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,857. This offer applies to Stock #63454449, VIN 1C6SRFJT0VN554750. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $79,750. Advertised price: $74,893. Savings: $4,857, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$79,750"}, {"label": "Advertised price", "value": "$74,893"}, {"label": "Savings", "value": "$4,857, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,857", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 74893.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFJT0VN554750_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1326, "unit": "per_month", "display": "$1,326/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74893.0, "price_incl_doc": 74893.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1326.23, "amount_financed": 79573.81, "sales_tax": 4680.81, "total_of_payments": 79573.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454449, VIN 1C6SRFJT0VN554750. $1,326 per month for 60 months at 0% APR, $0 cash down. Advertised price $74,893, before any dealer documentation fee. Amount financed $79,574, including $4,681 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $79,574. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJT0VN554750_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1181, "unit": "per_month", "display": "$1,181/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74893.0, "price_incl_doc": 74893.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1181.24, "amount_financed": 79573.81, "sales_tax": 4680.81, "total_of_payments": 99224.25, "finance_charge": 19650.44, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454449, VIN 1C6SRFJT0VN554750. $1,181 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $74,893, before any dealer documentation fee. Amount financed $79,574, including $4,681 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $99,224. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$41,085"}, {"label": "Advertised price", "value": "$34,363"}, {"label": "Savings", "value": "$6,722, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,722", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34363.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4PJMB25TT204365_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 603, "unit": "per_month", "display": "$603/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34363.0, "price_incl_doc": 34363.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 603.37, "amount_financed": 36510.69, "sales_tax": 2147.69, "total_of_payments": 43442.32, "finance_charge": 6931.63, "per_1000_financed": 16.53, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ5528, VIN 3C4PJMB25TT204365. $603 per month for 72 months at 5.9% APR, $0 cash down. Advertised price $34,363, before any dealer documentation fee. Amount financed $36,511, including $2,148 estimated sales tax at 6.25%. That is $16.53 per $1,000 financed. Total of payments $43,442. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4PJMB25TT204365_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 514, "unit": "per_month", "display": "$514/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34363.0, "price_incl_doc": 34363.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 514.32, "amount_financed": 36510.69, "sales_tax": 2147.69, "total_of_payments": 43203.29, "finance_charge": 6692.6, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ5528, VIN 3C4PJMB25TT204365. $514 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $34,363, before any dealer documentation fee. Amount financed $36,511, including $2,148 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $43,203. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 71}}, {"vin": "1C4RJHER1V8162268", "title": "2027 Jeep Grand Cherokee Summit", "year": 2027, "make": "Jeep", "model": "Grand Cherokee", "trim": "Summit", "decoded_trim": "Summit", "condition": "new", "price": 64516.0, "msrp": 65490.0, "sale_price": 64516.0, "currency": "USD", "mileage": null, "exterior_color": "Sting Gray Clear Coat", "interior_color": "Ecx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Overdrive", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "63356736", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/bde4ef67-fcd0-449e-bdd4-816c53af3037.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/bde4ef67-fcd0-449e-bdd4-816c53af3037.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2b69ef63-97b5-49af-afcf-4d7dc9d317c3.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a4e38b6d-08f0-4acd-838b-74df887d8c78.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d1ce1d83-136a-4aaa-a58b-4bde7769b827.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d78811b7-9ac9-47ae-9d92-4f611321abc1.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ae81e0e2-f322-4dcd-953e-a94864ae786b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/47de8e15-89da-4677-a422-5660139c1f08.png"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2027, "trim": "Summit", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 65490.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJHER1V8162268.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjher1v8162268/2027-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjher1v8162268/2027-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJHER1V8162268.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHER1V8162268.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHER1V8162268.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjher1v8162268/2027-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $974. This offer applies to Stock #63356736, VIN 1C4RJHER1V8162268. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $65,490. Advertised price: $64,516. Savings: $974, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$65,490"}, {"label": "Advertised price", "value": "$64,516"}, {"label": "Savings", "value": "$974, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $974", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 64516.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHER1V8162268_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1101, "unit": "per_month", "display": "$1,101/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64516.0, "price_incl_doc": 64516.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1100.79, "amount_financed": 68548.25, "sales_tax": 4032.25, "total_of_payments": 79256.74, "finance_charge": 10708.49, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63356736, VIN 1C4RJHER1V8162268. $1,101 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $64,516, before any dealer documentation fee. Amount financed $68,548, including $4,032 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $79,257. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHER1V8162268_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 903, "unit": "per_month", "display": "$903/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64516.0, "price_incl_doc": 64516.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 902.66, "amount_financed": 68548.25, "sales_tax": 4032.25, "total_of_payments": 75823.65, "finance_charge": 7275.4, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63356736, VIN 1C4RJHER1V8162268. $903 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $64,516, before any dealer documentation fee. Amount financed $68,548, including $4,032 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $75,824. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 72}}, {"vin": "3C63R3ML3TG311762", "title": "2026 RAM 3500 Laramie", "year": 2026, "make": "RAM", "model": "3500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 95805.0, "msrp": 95805.0, "sale_price": 85479.0, "currency": "USD", "mileage": 21, "exterior_color": "Gray Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Diesel", "doors": 4, "seating_capacity": null, "engine": "6.7L I6", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5788", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C63R3ML3TG311762.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C63R3ML3TG311762.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C63R3ML3TG311762.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r3ml3tg311762/2026-ram-3500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5788, VIN 3C63R3ML3TG311762. Advertised price: $95,805. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$95,805"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 95805.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63R3ML3TG311762_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1944, "unit": "per_month", "display": "$1,944/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 95805.0, "price_incl_doc": 95805.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1943.89, "amount_financed": 101792.81, "sales_tax": 5987.81, "total_of_payments": 116633.47, "finance_charge": 14840.66, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5788, VIN 3C63R3ML3TG311762. $1,944 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $95,805, before any dealer documentation fee. Amount financed $101,793, including $5,988 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $116,633. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3ML3TG311762_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1482, "unit": "per_month", "display": "$1,482/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 95805.0, "price_incl_doc": 95805.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1482.17, "amount_financed": 101792.81, "sales_tax": 5987.81, "total_of_payments": 124502.34, "finance_charge": 22709.53, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5788, VIN 3C63R3ML3TG311762. $1,482 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $95,805, before any dealer documentation fee. Amount financed $101,793, including $5,988 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $124,502. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3ML3TG311762_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1343, "unit": "per_month", "display": "$1,343/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 95805.0, "selling_price": 95805.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1343.46, "net_cap_cost": 96500.0, "residual_value": 59399.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1343.46, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1503.46}, "total_of_payments": 48348, "total_of_payments_unrounded": 48364.56}, "disclosure": "Estimated lease payment for stock #J5788, VIN 3C63R3ML3TG311762. $1,343 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,503, made up of $1,343 first payment, $60 title, $100 registration. MSRP $95,805. Lease selling price $95,805. Net capitalized cost $96,500. Residual value $59,399, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $48,348. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R3ML3TG311762_lease", "type": "lease", "label": "Lease", "headline": {"value": 1250, "unit": "per_month", "display": "$1,250/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 95805.0, "selling_price": 95805.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1250.16, "net_cap_cost": 93501.0, "residual_value": 59399.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1250.16, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4409.16}, "total_of_payments": 45000, "total_of_payments_unrounded": 45005.76}, "disclosure": "Estimated lease payment for stock #J5788, VIN 3C63R3ML3TG311762. $1,250 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,409, made up of $1,250 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $95,805. Lease selling price $95,805. Net capitalized cost $93,501. Residual value $59,399, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $45,000. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 98}}, {"vin": "1C4RJXFG8TW330696", "title": "2026 Jeep Wrangler Rubicon X", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X", "decoded_trim": "Rubicon", "condition": "new", "price": 66990.0, "msrp": 66990.0, "sale_price": 59039.0, "currency": "USD", "mileage": 10, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, 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"price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J6010, VIN 1C4RJXFG8TW330696. Advertised price: $66,990. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$66,990"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 66990.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG8TW330696_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1359, "unit": "per_month", "display": "$1,359/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66990.0, "price_incl_doc": 66990.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1359.23, "amount_financed": 71176.88, "sales_tax": 4186.88, "total_of_payments": 81553.96, "finance_charge": 10377.08, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6010, VIN 1C4RJXFG8TW330696. $1,359 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $66,990, before any dealer documentation fee. Amount financed $71,177, including $4,187 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $81,554. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG8TW330696_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1036, "unit": "per_month", "display": "$1,036/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66990.0, "price_incl_doc": 66990.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1036.38, "amount_financed": 71176.88, "sales_tax": 4186.88, "total_of_payments": 87056.13, "finance_charge": 15879.25, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6010, VIN 1C4RJXFG8TW330696. $1,036 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $66,990, before any dealer documentation fee. Amount financed $71,177, including $4,187 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $87,056. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 77}}, {"vin": "1C4RJHAG7TC244567", "title": "2026 Jeep Grand Cherokee Laredo X", "year": 2026, "make": "Jeep", "model": "Grand Cherokee", "trim": "Laredo X", "decoded_trim": "Base, Laredo", "condition": "new", "price": 35283.0, "msrp": 44905.0, "sale_price": 35283.0, "currency": "USD", "mileage": 865, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 19, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "LJ5495", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://ai.castlecdjrnaperville.com/v/1C4RJHAG7TC244567.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHAG7TC244567.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhag7tc244567/2026-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $9,622. This offer applies to Stock #LJ5495, VIN 1C4RJHAG7TC244567. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $44,905. Advertised price: $35,283. Savings: $9,622, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$44,905"}, {"label": "Advertised price", "value": "$35,283"}, {"label": "Savings", "value": "$9,622, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $9,622", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35283.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHAG7TC244567_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 602, "unit": "per_month", "display": "$602/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35283.0, "price_incl_doc": 35283.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 602.01, "amount_financed": 37488.19, "sales_tax": 2205.19, "total_of_payments": 43344.53, "finance_charge": 5856.34, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5495, VIN 1C4RJHAG7TC244567. $602 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $35,283, before any dealer documentation fee. Amount financed $37,488, including $2,205 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $43,345. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHAG7TC244567_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 494, "unit": "per_month", "display": "$494/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35283.0, "price_incl_doc": 35283.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 493.65, "amount_financed": 37488.19, "sales_tax": 2205.19, "total_of_payments": 41467.02, "finance_charge": 3978.83, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5495, VIN 1C4RJHAG7TC244567. $494 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $35,283, before any dealer documentation fee. Amount financed $37,488, including $2,205 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $41,467. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$40,490"}, {"label": "Advertised price", "value": "$33,990"}, {"label": "Savings", "value": "$6,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33990.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4PJMB29TT210380_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 597, "unit": "per_month", "display": "$597/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33990.0, "price_incl_doc": 33990.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 596.82, "amount_financed": 36114.38, "sales_tax": 2124.38, "total_of_payments": 42970.77, "finance_charge": 6856.39, "per_1000_financed": 16.53, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5336, VIN 3C4PJMB29TT210380. $597 per month for 72 months at 5.9% APR, $0 cash down. Advertised price $33,990, before any dealer documentation fee. Amount financed $36,114, including $2,124 estimated sales tax at 6.25%. That is $16.53 per $1,000 financed. Total of payments $42,971. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4PJMB29TT210380_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 509, "unit": "per_month", "display": "$509/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33990.0, "price_incl_doc": 33990.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 508.74, "amount_financed": 36114.38, "sales_tax": 2124.38, "total_of_payments": 42734.34, "finance_charge": 6619.96, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5336, VIN 3C4PJMB29TT210380. $509 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $33,990, before any dealer documentation fee. Amount financed $36,114, including $2,124 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $42,734. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 79}}, {"vin": "1C6SRFUP8TN407989", "title": "2026 RAM 1500 RHO", "year": 2026, "make": "RAM", "model": "1500", "trim": "RHO", "decoded_trim": "RHO", "condition": "new", "price": 82137.0, "msrp": 91655.0, "sale_price": 82137.0, "currency": "USD", "mileage": 10, "exterior_color": "Serrano Green Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.0L I6", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 14, "mpg_hwy": 16, "range_miles": null, "battery_kwh": null, "stock_number": "J5875", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $9,518. This offer applies to Stock #J5875, VIN 1C6SRFUP8TN407989. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $91,655. Advertised price: $82,137. Savings: $9,518, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$91,655"}, {"label": "Advertised price", "value": "$82,137"}, {"label": "Savings", "value": "$9,518, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $9,518", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 82137.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP8TN407989_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1455, "unit": "per_month", "display": "$1,455/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82137.0, "price_incl_doc": 82137.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1454.51, "amount_financed": 87270.56, "sales_tax": 5133.56, "total_of_payments": 87270.56, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5875, VIN 1C6SRFUP8TN407989. $1,455 per month for 60 months at 0% APR, $0 cash down. Advertised price $82,137, before any dealer documentation fee. Amount financed $87,271, including $5,134 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $87,271. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP8TN407989_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1296, "unit": "per_month", "display": "$1,296/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82137.0, "price_incl_doc": 82137.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1295.5, "amount_financed": 87270.56, "sales_tax": 5133.56, "total_of_payments": 108821.68, "finance_charge": 21551.12, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5875, VIN 1C6SRFUP8TN407989. $1,296 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $82,137, before any dealer documentation fee. Amount financed $87,271, including $5,134 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $108,822. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48095.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$15,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 15977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJMCXXKD355426_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 399, "unit": "per_month", "display": "$399/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15977.0, "price_incl_doc": 15977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 398.59, "amount_financed": 16975.56, "sales_tax": 998.56, "total_of_payments": 19132.5, "finance_charge": 2156.94, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5839A, VIN 1C4PJMCXXKD355426. $399 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $15,977, before any dealer documentation fee. Amount financed $16,976, including $999 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $19,132. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJMCXXKD355426_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 332, "unit": "per_month", "display": "$332/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15977.0, "price_incl_doc": 15977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 332.07, "amount_financed": 16975.56, "sales_tax": 998.56, "total_of_payments": 19924.01, "finance_charge": 2948.45, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5839A, VIN 1C4PJMCXXKD355426. $332 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $15,977, before any dealer documentation fee. Amount financed $16,976, including $999 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $19,924. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJMCXXKD355426_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 289, "unit": "per_month", "display": "$289/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15977.0, "price_incl_doc": 15977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 289.33, "amount_financed": 16975.56, "sales_tax": 998.56, "total_of_payments": 20832.11, "finance_charge": 3856.55, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5839A, VIN 1C4PJMCXXKD355426. $289 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $15,977, before any dealer documentation fee. Amount financed $16,976, including $999 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $20,832. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 75}}, {"vin": "1C6SRFUP4VN554748", "title": "2027 RAM 1500 RHO", "year": 2027, "make": "RAM", "model": "1500", "trim": "RHO", "decoded_trim": "RHO/TRX", "condition": "new", "price": 81615.0, "msrp": 81615.0, "sale_price": 81615.0, "currency": "USD", "mileage": null, "exterior_color": "Molten Red Pearlcoat", "interior_color": "Ylx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Not Specified", "doors": 4, "seating_capacity": null, "engine": "3.0L I6", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63454434", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8f94e1e1-c90f-432f-b518-fc399d0d799e.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8f94e1e1-c90f-432f-b518-fc399d0d799e.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/067474d0-a0a7-4e26-93f1-f235f6fda6f7.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cd3bf1d0-7a0b-410d-9c2a-aa03f438923c.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c9aec73a-856d-41ea-8a1e-c2a8fdaae53b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3d392661-12f2-4ad5-b8c2-2fabd44cba86.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b1f4a9b4-fb69-4760-9a96-551b3e647194.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/fe72afa7-d7b4-47e9-9250-bbc94cb98c35.png"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2027, "trim": "RHO/TRX", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "3L 6-Cylinder In-Line", "engine_displacement_l": 3.0, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 81615.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFUP4VN554748.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup4vn554748/2027-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup4vn554748/2027-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFUP4VN554748.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFUP4VN554748.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFUP4VN554748.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup4vn554748/2027-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63454434, VIN 1C6SRFUP4VN554748. Advertised price: $81,615. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$81,615"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81615.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP4VN554748_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1445, "unit": "per_month", "display": "$1,445/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81615.0, "price_incl_doc": 81615.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1445.27, "amount_financed": 86715.94, "sales_tax": 5100.94, "total_of_payments": 86715.94, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454434, VIN 1C6SRFUP4VN554748. $1,445 per month for 60 months at 0% APR, $0 cash down. Advertised price $81,615, before any dealer documentation fee. Amount financed $86,716, including $5,101 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $86,716. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP4VN554748_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1287, "unit": "per_month", "display": "$1,287/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81615.0, "price_incl_doc": 81615.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1287.26, "amount_financed": 86715.94, "sales_tax": 5100.94, "total_of_payments": 108130.1, "finance_charge": 21414.16, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454434, VIN 1C6SRFUP4VN554748. $1,287 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,615, before any dealer documentation fee. Amount financed $86,716, including $5,101 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $108,130. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 71}}, {"vin": "1C6SRFJTXVN554755", "title": "2027 RAM 1500 Laramie", "year": 2027, "make": "RAM", "model": "1500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 75165.0, "msrp": 80045.0, "sale_price": 75165.0, "currency": "USD", "mileage": null, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Gjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Not Specified", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63454455", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d2c25271-5b2e-4380-b18b-f1d74c13a1ca.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d2c25271-5b2e-4380-b18b-f1d74c13a1ca.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/dd4d650a-fddd-40e3-94dc-e4702bc66f0b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d00487c8-1d20-4f85-824b-fdd149cfab85.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f46aaf94-5600-464e-bc5f-cb4d3abb9d44.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/10e0572f-831d-43b1-848c-75a691971d47.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5c8d70ba-4311-496a-ad3e-03fc24719ecd.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/88f2c9ff-6d3e-42e4-9878-5e28ea5c0254.png"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2027, "trim": "Laramie", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 80045.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFJTXVN554755.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjtxvn554755/2027-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjtxvn554755/2027-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFJTXVN554755.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJTXVN554755.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJTXVN554755.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjtxvn554755/2027-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,880. This offer applies to Stock #63454455, VIN 1C6SRFJTXVN554755. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $80,045. Advertised price: $75,165. Savings: $4,880, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$80,045"}, {"label": "Advertised price", "value": "$75,165"}, {"label": "Savings", "value": "$4,880, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,880", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 75165.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFJTXVN554755_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1331, "unit": "per_month", "display": "$1,331/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 75165.0, "price_incl_doc": 75165.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1331.05, "amount_financed": 79862.81, "sales_tax": 4697.81, "total_of_payments": 79862.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454455, VIN 1C6SRFJTXVN554755. $1,331 per month for 60 months at 0% APR, $0 cash down. Advertised price $75,165, before any dealer documentation fee. Amount financed $79,863, including $4,698 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $79,863. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJTXVN554755_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1186, "unit": "per_month", "display": "$1,186/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 75165.0, "price_incl_doc": 75165.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1185.53, "amount_financed": 79862.81, "sales_tax": 4697.81, "total_of_payments": 99584.61, "finance_charge": 19721.8, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63454455, VIN 1C6SRFJTXVN554755. $1,186 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $75,165, before any dealer documentation fee. Amount financed $79,863, including $4,698 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $99,585. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 81}}, {"vin": "1C4PJXEG8TW341982", "title": "2026 Jeep Wrangler Sahara", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 56860.0, "msrp": 56860.0, "sale_price": 50113.0, "currency": "USD", "mileage": null, "exterior_color": "Black Clearcoat", "interior_color": "Nlx9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "63472376", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 7, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6511192f-47c6-46f7-b970-b61cf29e4185.png", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6511192f-47c6-46f7-b970-b61cf29e4185.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0e7503c0-fbfc-40fb-bd77-aa2cda055e91.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0fd74f07-93e0-453f-b06f-733a8c5e3627.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2da6a992-051c-42a4-ab74-7f9562cc3971.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/40c5fc02-3d06-41a1-84ab-5b315f2d77bd.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5b7123b6-e97c-4873-b938-67614ea0a0bd.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f0d84b34-1a9c-47a1-8383-620a5c9d4e6e.png"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2026, "trim": "Sahara", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 56860.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXEG8TW341982.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg8tw341982/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg8tw341982/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXEG8TW341982.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG8TW341982.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG8TW341982.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg8tw341982/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63472376, VIN 1C4PJXEG8TW341982. Advertised price: $56,860. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$56,860"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56860.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG8TW341982_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1154, "unit": "per_month", "display": "$1,154/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56860.0, "price_incl_doc": 56860.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1153.69, "amount_financed": 60413.75, "sales_tax": 3553.75, "total_of_payments": 69221.64, "finance_charge": 8807.89, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63472376, VIN 1C4PJXEG8TW341982. $1,154 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,860, before any dealer documentation fee. Amount financed $60,414, including $3,554 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $69,222. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG8TW341982_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 880, "unit": "per_month", "display": "$880/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56860.0, "price_incl_doc": 56860.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 879.66, "amount_financed": 60413.75, "sales_tax": 3553.75, "total_of_payments": 73891.79, "finance_charge": 13478.04, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63472376, VIN 1C4PJXEG8TW341982. $880 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $56,860, before any dealer documentation fee. Amount financed $60,414, including $3,554 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $73,892. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 76}}, {"vin": "SALYT2EX6NA330182", "title": "2022 Land Rover Range Rover Velar P250 R-Dynamic S", "year": 2022, "make": "Land Rover", "model": "Range Rover Velar", "trim": "P250 R-Dynamic S", "decoded_trim": "R-Dynamic S", "condition": "used", "price": 31977.0, "msrp": 31977.0, "sale_price": 32777.0, "currency": "USD", "mileage": 36764, "exterior_color": "Santorini Black Metallic", "interior_color": "Ebony", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 Turbocharged DOHC 16V LEV3-SULEV30 247hp", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "JC475A", "stock_status": "Available", "availability": "In 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33539.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4PJMB2XTT204894_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 589, "unit": "per_month", "display": "$589/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33539.0, "price_incl_doc": 33539.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 588.9, "amount_financed": 35635.19, "sales_tax": 2096.19, "total_of_payments": 42400.61, "finance_charge": 6765.42, "per_1000_financed": 16.53, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LE5667, VIN 3C4PJMB2XTT204894. $589 per month for 72 months at 5.9% APR, $0 cash down. Advertised price $33,539, before any dealer documentation fee. Amount financed $35,635, including $2,096 estimated sales tax at 6.25%. That is $16.53 per $1,000 financed. Total of payments $42,401. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4PJMB2XTT204894_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 502, "unit": "per_month", "display": "$502/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33539.0, "price_incl_doc": 33539.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 501.99, "amount_financed": 35635.19, "sales_tax": 2096.19, "total_of_payments": 42167.31, "finance_charge": 6532.12, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LE5667, VIN 3C4PJMB2XTT204894. $502 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $33,539, before any dealer documentation fee. Amount financed $35,635, including $2,096 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $42,167. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 86}}, {"vin": "3C4PJMB23TT227594", "title": "2026 Jeep Cherokee Laredo", "year": 2026, "make": "Jeep", "model": "Cherokee", "trim": "Laredo", "decoded_trim": "Laredo, Limited", "condition": "new", "price": 40490.0, "msrp": 40490.0, "sale_price": 35253.0, "currency": "USD", "mileage": 9, "exterior_color": "Red Hot Pearlcoat", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "1-Speed CVT", "mpg_city": 39, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "LE5781", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjmb23tt227594/2026-jeep-cherokee-sport-utility", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C4PJMB23TT227594.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C4PJMB23TT227594.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C4PJMB23TT227594.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjmb23tt227594/2026-jeep-cherokee-sport-utility", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$40,490"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40490.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4PJMB23TT227594_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 711, "unit": "per_month", "display": "$711/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40490.0, "price_incl_doc": 40490.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 710.95, "amount_financed": 43020.63, "sales_tax": 2530.63, "total_of_payments": 51188.19, "finance_charge": 8167.56, "per_1000_financed": 16.53, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LE5781, VIN 3C4PJMB23TT227594. $711 per month for 72 months at 5.9% APR, $0 cash down. Advertised price $40,490, before any dealer documentation fee. Amount financed $43,021, including $2,531 estimated sales tax at 6.25%. That is $16.53 per $1,000 financed. Total of payments $51,188. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4PJMB23TT227594_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 606, "unit": "per_month", "display": "$606/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40490.0, "price_incl_doc": 40490.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 606.03, "amount_financed": 43020.63, "sales_tax": 2530.63, "total_of_payments": 50906.54, "finance_charge": 7885.91, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LE5781, VIN 3C4PJMB23TT227594. $606 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $40,490, before any dealer documentation fee. Amount financed $43,021, including $2,531 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $50,907. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $994. This offer applies to Stock #63369663, VIN 1C4RJHBR0V8151878. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,550. Advertised price: $53,556. Savings: $994, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,550"}, {"label": "Advertised price", "value": "$53,556"}, {"label": "Savings", "value": "$994, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $994", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53556.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR0V8151878_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 914, "unit": "per_month", "display": "$914/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53556.0, "price_incl_doc": 53556.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 913.79, "amount_financed": 56903.25, "sales_tax": 3347.25, "total_of_payments": 65792.58, "finance_charge": 8889.33, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369663, VIN 1C4RJHBR0V8151878. $914 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $53,556, before any dealer documentation fee. Amount financed $56,903, including $3,347 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $65,793. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR0V8151878_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 749, "unit": "per_month", "display": "$749/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53556.0, "price_incl_doc": 53556.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 749.32, "amount_financed": 56903.25, "sales_tax": 3347.25, "total_of_payments": 62942.7, "finance_charge": 6039.45, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63369663, VIN 1C4RJHBR0V8151878. $749 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $53,556, before any dealer documentation fee. Amount financed $56,903, including $3,347 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $62,943. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 86}}, {"vin": "3C6RRFGG4T4192549", "title": "2026 RAM 1500 Express", "year": 2026, "make": "RAM", "model": "1500", "trim": "Express", "decoded_trim": "Tradesman", "condition": "new", "price": 54825.0, "msrp": 54825.0, "sale_price": 44203.0, "currency": "USD", "mileage": 1000, "exterior_color": "Diamond Black", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "LJ5812", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C6RRFGG4T4192549.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C6RRFGG4T4192549.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C6RRFGG4T4192549.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6rrfgg4t4192549/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$54,825"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54825.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6RRFGG4T4192549_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 971, "unit": "per_month", "display": "$971/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54825.0, "price_incl_doc": 54825.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 970.86, "amount_financed": 58251.56, "sales_tax": 3426.56, "total_of_payments": 58251.56, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5812, VIN 3C6RRFGG4T4192549. $971 per month for 60 months at 0% APR, $0 cash down. Advertised price $54,825, before any dealer documentation fee. Amount financed $58,252, including $3,427 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $58,252. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6RRFGG4T4192549_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 865, "unit": "per_month", "display": "$865/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54825.0, "price_incl_doc": 54825.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 864.72, "amount_financed": 58251.56, "sales_tax": 3426.56, "total_of_payments": 72636.55, "finance_charge": 14384.99, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5812, VIN 3C6RRFGG4T4192549. $865 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $54,825, before any dealer documentation fee. Amount financed $58,252, including $3,427 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $72,637. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 81}}, {"vin": "1C4SJVBP3TS201977", "title": "2026 Jeep Grand Wagoneer Limited Reserve", "year": 2026, "make": "Jeep", "model": "Grand Wagoneer", "trim": "Limited Reserve", "decoded_trim": "Limited", "condition": "new", "price": 76421.0, "msrp": 83845.0, "sale_price": 76421.0, "currency": "USD", "mileage": null, "exterior_color": "High Gloss Black", "interior_color": "Glx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.0L I6", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63445303", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://ai.castlecdjrnaperville.com/sticker/1C4SJVBP3TS201977.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sjvbp3ts201977/2026-jeep-grand-wagoneer-wsjh75", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sjvbp3ts201977/2026-jeep-grand-wagoneer-wsjh75", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4SJVBP3TS201977.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4SJVBP3TS201977.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4SJVBP3TS201977.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sjvbp3ts201977/2026-jeep-grand-wagoneer-wsjh75", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $7,424. This offer applies to Stock #63445303, VIN 1C4SJVBP3TS201977. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $83,845. Advertised price: $76,421. Savings: $7,424, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$83,845"}, {"label": "Advertised price", "value": "$76,421"}, {"label": "Savings", "value": "$7,424, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,424", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 76421.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SJVBP3TS201977_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1304, "unit": "per_month", "display": "$1,304/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 76421.0, "price_incl_doc": 76421.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Wagoneer 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1303.91, "amount_financed": 81197.31, "sales_tax": 4776.31, "total_of_payments": 93881.82, "finance_charge": 12684.51, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63445303, VIN 1C4SJVBP3TS201977. $1,304 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $76,421, before any dealer documentation fee. Amount financed $81,197, including $4,776 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $93,882. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,926. This offer applies to Stock #62804293, VIN 1C6SRFLT2VN553032. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $78,050. Advertised price: $74,124. Savings: $3,926, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$78,050"}, {"label": "Advertised price", "value": "$74,124"}, {"label": "Savings", "value": "$3,926, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,926", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 74124.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFLT2VN553032_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1313, "unit": "per_month", "display": "$1,313/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74124.0, "price_incl_doc": 74124.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1312.61, "amount_financed": 78756.75, "sales_tax": 4632.75, "total_of_payments": 78756.75, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #62804293, VIN 1C6SRFLT2VN553032. $1,313 per month for 60 months at 0% APR, $0 cash down. Advertised price $74,124, before any dealer documentation fee. Amount financed $78,757, including $4,633 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $78,757. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFLT2VN553032_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1169, "unit": "per_month", "display": "$1,169/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74124.0, "price_incl_doc": 74124.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1169.11, "amount_financed": 78756.75, "sales_tax": 4632.75, "total_of_payments": 98205.42, "finance_charge": 19448.67, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #62804293, VIN 1C6SRFLT2VN553032. $1,169 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $74,124, before any dealer documentation fee. Amount financed $78,757, including $4,633 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $98,205. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $15,000. This offer applies to Stock #LJ5702, VIN 3C6RRFFG2T4184418. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $60,925. Advertised price: $45,925. Savings: $15,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$60,925"}, {"label": "Advertised price", "value": "$45,925"}, {"label": "Savings", "value": "$15,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $15,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:14Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45925.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6RRFFG2T4184418_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 813, "unit": "per_month", "display": "$813/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45925.0, "price_incl_doc": 45925.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 813.26, "amount_financed": 48795.31, "sales_tax": 2870.31, "total_of_payments": 48795.31, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5702, VIN 3C6RRFFG2T4184418. $813 per month for 60 months at 0% APR, $0 cash down. Advertised price $45,925, before any dealer documentation fee. Amount financed $48,795, including $2,870 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $48,795. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6RRFFG2T4184418_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 724, "unit": "per_month", "display": "$724/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45925.0, "price_incl_doc": 45925.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 724.35, "amount_financed": 48795.31, "sales_tax": 2870.31, "total_of_payments": 60845.12, "finance_charge": 12049.81, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5702, VIN 3C6RRFFG2T4184418. $724 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $45,925, before any dealer documentation fee. Amount financed $48,795, including $2,870 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $60,845. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 79}}, {"vin": "1C4PJXDN6TW204037", "title": "2026 Jeep Wrangler Sport", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sport", "decoded_trim": "Sport", "condition": "new", "price": 36093.0, "msrp": 44715.0, "sale_price": 36093.0, "currency": "USD", "mileage": 2918, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "RLJ5285", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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"engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 44715.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXDN6TW204037.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxdn6tw204037/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxdn6tw204037/2026-jeep-wrangler-suv", "canonical_url": 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,622. This offer applies to Stock #RLJ5285, VIN 1C4PJXDN6TW204037. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $44,715. Advertised price: $36,093. Savings: $8,622, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$44,715"}, {"label": "Advertised price", "value": "$36,093"}, {"label": "Savings", "value": "$8,622, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,622", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36093.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXDN6TW204037_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 732, "unit": "per_month", "display": "$732/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36093.0, "price_incl_doc": 36093.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 732.33, "amount_financed": 38348.81, "sales_tax": 2255.81, "total_of_payments": 43939.79, "finance_charge": 5590.98, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ5285, VIN 1C4PJXDN6TW204037. $732 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $36,093, before any dealer documentation fee. Amount financed $38,349, including $2,256 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $43,940. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDN6TW204037_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 558, "unit": "per_month", "display": "$558/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36093.0, "price_incl_doc": 36093.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 558.38, "amount_financed": 38348.81, "sales_tax": 2255.81, "total_of_payments": 46904.26, "finance_charge": 8555.45, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ5285, VIN 1C4PJXDN6TW204037. $558 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $36,093, before any dealer documentation fee. Amount financed $38,349, including $2,256 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. 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One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54825.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6RRFGG3TN360445_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 971, "unit": "per_month", "display": "$971/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54825.0, "price_incl_doc": 54825.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 970.86, "amount_financed": 58251.56, "sales_tax": 3426.56, "total_of_payments": 58251.56, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5640, VIN 1C6RRFGG3TN360445. $971 per month for 60 months at 0% APR, $0 cash down. Advertised price $54,825, before any dealer documentation fee. Amount financed $58,252, including $3,427 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $58,252. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6RRFGG3TN360445_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 865, "unit": "per_month", "display": "$865/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54825.0, "price_incl_doc": 54825.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 864.72, "amount_financed": 58251.56, "sales_tax": 3426.56, "total_of_payments": 72636.55, "finance_charge": 14384.99, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5640, VIN 1C6RRFGG3TN360445. $865 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $54,825, before any dealer documentation fee. Amount financed $58,252, including $3,427 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $72,637. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 77}}, {"vin": "3C4PJMB29TT206281", "title": "2026 Jeep Cherokee Laredo", "year": 2026, "make": "Jeep", "model": "Cherokee", "trim": "Laredo", "decoded_trim": "Laredo, Limited", "condition": "new", "price": 33868.0, "msrp": 40490.0, "sale_price": 33868.0, "currency": "USD", "mileage": 950, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Hybrid", "doors": 4, "seating_capacity": null, "engine": "1.6L I4", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": 39, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "LJ5568", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, 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"https://ai.castlecdjrnaperville.com/v/3C4PJMB29TT206281.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjmb29tt206281/2026-jeep-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,622. This offer applies to Stock #LJ5568, VIN 3C4PJMB29TT206281. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $40,490. Advertised price: $33,868. Savings: $6,622, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$40,490"}, {"label": "Advertised price", "value": "$33,868"}, {"label": "Savings", "value": "$6,622, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,622", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33868.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4PJMB29TT206281_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 595, "unit": "per_month", "display": "$595/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33868.0, "price_incl_doc": 33868.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 594.67, "amount_financed": 35984.75, "sales_tax": 2116.75, "total_of_payments": 42816.53, "finance_charge": 6831.78, "per_1000_financed": 16.53, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5568, VIN 3C4PJMB29TT206281. $595 per month for 72 months at 5.9% APR, $0 cash down. Advertised price $33,868, before any dealer documentation fee. Amount financed $35,985, including $2,117 estimated sales tax at 6.25%. That is $16.53 per $1,000 financed. Total of payments $42,817. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4PJMB29TT206281_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33868.0, "price_incl_doc": 33868.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 506.92, "amount_financed": 35984.75, "sales_tax": 2116.75, "total_of_payments": 42580.95, "finance_charge": 6596.2, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5568, VIN 3C4PJMB29TT206281. $507 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $33,868, before any dealer documentation fee. Amount financed $35,985, including $2,117 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $42,581. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct5tc240284/2026-dodge-durango-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4SDJCT5TC240284.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT5TC240284.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT5TC240284.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct5tc240284/2026-dodge-durango-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,333. This offer applies to Stock #J5719, VIN 1C4SDJCT5TC240284. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,230. Advertised price: $53,897. Savings: $4,333, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,230"}, {"label": "Advertised price", "value": "$53,897"}, {"label": "Savings", "value": "$4,333, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,333", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53897.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT5TC240284_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1094, "unit": "per_month", "display": "$1,094/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53897.0, "price_incl_doc": 53897.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1093.57, "amount_financed": 57265.56, "sales_tax": 3368.56, "total_of_payments": 65614.47, "finance_charge": 8348.91, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5719, VIN 1C4SDJCT5TC240284. $1,094 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,897, before any dealer documentation fee. Amount financed $57,266, including $3,369 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $65,614. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT5TC240284_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 949, "unit": "per_month", "display": "$949/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53897.0, "price_incl_doc": 53897.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 948.79, "amount_financed": 57265.56, "sales_tax": 3368.56, "total_of_payments": 68312.55, "finance_charge": 11046.99, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5719, VIN 1C4SDJCT5TC240284. $949 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,897, before any dealer documentation fee. Amount financed $57,266, including $3,369 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $68,313. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT5TC240284_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 850, "unit": "per_month", "display": "$850/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53897.0, "price_incl_doc": 53897.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 850.08, "amount_financed": 57265.56, "sales_tax": 3368.56, "total_of_payments": 71407.06, "finance_charge": 14141.5, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5719, VIN 1C4SDJCT5TC240284. $850 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,897, before any dealer documentation fee. Amount financed $57,266, including $3,369 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $71,407. Offer expires 2026-07-31. Estimated for ZIP 60540. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66990.0, "price_incl_doc": 66990.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1359.23, "amount_financed": 71176.88, "sales_tax": 4186.88, "total_of_payments": 81553.96, "finance_charge": 10377.08, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5879, VIN 1C4RJXFG6TW327117. $1,359 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $66,990, before any dealer documentation fee. Amount financed $71,177, including $4,187 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $81,554. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG6TW327117_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1036, "unit": "per_month", "display": "$1,036/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66990.0, "price_incl_doc": 66990.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1036.38, "amount_financed": 71176.88, "sales_tax": 4186.88, "total_of_payments": 87056.13, "finance_charge": 15879.25, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5879, VIN 1C4RJXFG6TW327117. $1,036 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $66,990, before any dealer documentation fee. Amount financed $71,177, including $4,187 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $87,056. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 77}}, {"vin": "1C6SRFFT3TN339756", "title": "2026 RAM 1500 Big Horn/Lone Star", "year": 2026, "make": "RAM", "model": "1500", "trim": "Big Horn/Lone Star", "decoded_trim": "Big Horn/Lonestar", "condition": "new", "price": 49889.0, "msrp": 66390.0, "sale_price": 49889.0, "currency": "USD", "mileage": 1000, "exterior_color": "Crystal Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 16, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "LJ5709", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 66390.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFFT3TN339756.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft3tn339756/2026-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft3tn339756/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFFT3TN339756.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFT3TN339756.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFT3TN339756.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft3tn339756/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $16,501. This offer applies to Stock #LJ5709, VIN 1C6SRFFT3TN339756. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $66,390. Advertised price: $49,889. Savings: $16,501, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$66,390"}, {"label": "Advertised price", "value": "$49,889"}, {"label": "Savings", "value": "$16,501, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $16,501", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49889.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFFT3TN339756_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 883, "unit": "per_month", "display": "$883/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49889.0, "price_incl_doc": 49889.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 883.45, "amount_financed": 53007.06, "sales_tax": 3118.06, "total_of_payments": 53007.06, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5709, VIN 1C6SRFFT3TN339756. $883 per month for 60 months at 0% APR, $0 cash down. Advertised price $49,889, before any dealer documentation fee. Amount financed $53,007, including $3,118 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $53,007. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT3TN339756_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 787, "unit": "per_month", "display": "$787/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49889.0, "price_incl_doc": 49889.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 786.87, "amount_financed": 53007.06, "sales_tax": 3118.06, "total_of_payments": 66096.94, "finance_charge": 13089.88, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5709, VIN 1C6SRFFT3TN339756. $787 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,889, before any dealer documentation fee. Amount financed $53,007, including $3,118 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $66,097. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 87}}, {"vin": "3C63RRGL7TG347887", "title": "2026 RAM 3500 Tradesman", "year": 2026, "make": "RAM", "model": "3500", "trim": "Tradesman", "decoded_trim": "Tradesman", "condition": "new", "price": 74120.0, "msrp": 74120.0, "sale_price": 65283.0, "currency": "USD", "mileage": null, "exterior_color": "Diamond Black Crystal Pearlcoat", "interior_color": "Txx8", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Diesel", "doors": 4, "seating_capacity": null, "engine": "6.7L I6", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63194113", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrgl7tg347887/2026-ram-3500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63194113, VIN 3C63RRGL7TG347887. Advertised price: $74,120. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$74,120"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 74120.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63RRGL7TG347887_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1504, "unit": "per_month", "display": "$1,504/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74120.0, "price_incl_doc": 74120.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1503.9, "amount_financed": 78752.5, "sales_tax": 4632.5, "total_of_payments": 90234.05, "finance_charge": 11481.55, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63194113, VIN 3C63RRGL7TG347887. $1,504 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $74,120, before any dealer documentation fee. Amount financed $78,752, including $4,632 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $90,234. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRGL7TG347887_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1147, "unit": "per_month", "display": "$1,147/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74120.0, "price_incl_doc": 74120.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1146.69, "amount_financed": 78752.5, "sales_tax": 4632.5, "total_of_payments": 96321.84, "finance_charge": 17569.34, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63194113, VIN 3C63RRGL7TG347887. $1,147 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $74,120, before any dealer documentation fee. Amount financed $78,752, including $4,632 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $96,322. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRGL7TG347887_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1044, "unit": "per_month", "display": "$1,044/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 74120.0, "selling_price": 74120.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1044.26, "net_cap_cost": 74815.0, "residual_value": 45954.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1044.26, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1204.26}, "total_of_payments": 37584, "total_of_payments_unrounded": 37593.36}, "disclosure": "Estimated lease payment for stock #63194113, VIN 3C63RRGL7TG347887. $1,044 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,204, made up of $1,044 first payment, $60 title, $100 registration. MSRP $74,120. Lease selling price $74,120. Net capitalized cost $74,815. Residual value $45,954, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $37,584. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRGL7TG347887_lease", "type": "lease", "label": "Lease", "headline": {"value": 951, "unit": "per_month", "display": "$951/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 74120.0, "selling_price": 74120.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 950.97, "net_cap_cost": 71816.0, "residual_value": 45954.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 950.97, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4109.97}, "total_of_payments": 34236, "total_of_payments_unrounded": 34234.92}, "disclosure": "Estimated lease payment for stock #63194113, VIN 3C63RRGL7TG347887. $951 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,110, made up of $951 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $74,120. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 75820.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFLT4TN404571_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1343, "unit": "per_month", "display": "$1,343/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 75820.0, "price_incl_doc": 75820.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1342.65, "amount_financed": 80558.75, "sales_tax": 4738.75, "total_of_payments": 80558.75, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63255245, VIN 1C6SRFLT4TN404571. $1,343 per month for 60 months at 0% APR, $0 cash down. Advertised price $75,820, before any dealer documentation fee. Amount financed $80,559, including $4,739 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $80,559. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFLT4TN404571_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1196, "unit": "per_month", "display": "$1,196/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 75820.0, "price_incl_doc": 75820.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1195.86, "amount_financed": 80558.75, "sales_tax": 4738.75, "total_of_payments": 100452.41, "finance_charge": 19893.66, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63255245, VIN 1C6SRFLT4TN404571. $1,196 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $75,820, before any dealer documentation fee. Amount financed $80,559, including $4,739 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $100,452. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 81}}, {"vin": "3C63RRML6TG347836", "title": "2026 RAM 3500 Laramie", "year": 2026, "make": "RAM", "model": "3500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 100160.0, "msrp": 100160.0, "sale_price": 89504.0, "currency": "USD", "mileage": 11, "exterior_color": "Forged Blue Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Diesel", "doors": 4, "seating_capacity": null, "engine": "6.7L I6", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J6009", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, 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monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrml6tg347836/2026-ram-3500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C63RRML6TG347836.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C63RRML6TG347836.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C63RRML6TG347836.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrml6tg347836/2026-ram-3500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J6009, VIN 3C63RRML6TG347836. Advertised price: $100,160. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$100,160"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 100160.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63RRML6TG347836_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 2032, "unit": "per_month", "display": "$2,032/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 100160.0, "price_incl_doc": 100160.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2032.25, "amount_financed": 106420.0, "sales_tax": 6260.0, "total_of_payments": 121935.27, "finance_charge": 15515.27, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6009, VIN 3C63RRML6TG347836. $2,032 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $100,160, before any dealer documentation fee. Amount financed $106,420, including $6,260 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $121,935. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRML6TG347836_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1550, "unit": "per_month", "display": "$1,550/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 100160.0, "price_incl_doc": 100160.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1549.55, "amount_financed": 106420.0, "sales_tax": 6260.0, "total_of_payments": 130161.84, "finance_charge": 23741.84, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6009, VIN 3C63RRML6TG347836. $1,550 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $100,160, before any dealer documentation fee. Amount financed $106,420, including $6,260 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $130,162. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRML6TG347836_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1404, "unit": "per_month", "display": "$1,404/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 100160.0, "selling_price": 100160.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1403.54, "net_cap_cost": 100855.0, "residual_value": 62099.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1403.54, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1563.54}, "total_of_payments": 50544, "total_of_payments_unrounded": 50527.44}, "disclosure": "Estimated lease payment for stock #J6009, VIN 3C63RRML6TG347836. $1,404 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,564, made up of $1,404 first payment, $60 title, $100 registration. MSRP $100,160. Lease selling price $100,160. Net capitalized cost $100,855. Residual value $62,099, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $50,544. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRML6TG347836_lease", "type": "lease", "label": "Lease", "headline": {"value": 1310, "unit": "per_month", "display": "$1,310/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 100160.0, "selling_price": 100160.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1310.25, "net_cap_cost": 97856.0, "residual_value": 62099.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1310.25, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4469.25}, "total_of_payments": 47160, "total_of_payments_unrounded": 47169.0}, "disclosure": "Estimated lease payment for stock #J6009, VIN 3C63RRML6TG347836. $1,310 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,469, made up of $1,310 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $100,160. Lease selling price $100,160. Net capitalized cost $97,856. Residual value $62,099, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $47,160. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 113}}, {"vin": "1C6SRFGT6TN371406", "title": "2026 RAM 1500 Warlock", "year": 2026, "make": "RAM", "model": "1500", "trim": "Warlock", "decoded_trim": "Tradesman", "condition": "new", "price": 59740.0, "msrp": 59740.0, "sale_price": 55339.0, "currency": "USD", "mileage": 10, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": 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"Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfgt6tn371406/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFGT6TN371406.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFGT6TN371406.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFGT6TN371406.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfgt6tn371406/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5838, VIN 1C6SRFGT6TN371406. Advertised price: $59,740. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$59,740"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 59740.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFGT6TN371406_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1058, "unit": "per_month", "display": "$1,058/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59740.0, "price_incl_doc": 59740.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1057.9, "amount_financed": 63473.75, "sales_tax": 3733.75, "total_of_payments": 63473.75, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5838, VIN 1C6SRFGT6TN371406. $1,058 per month for 60 months at 0% APR, $0 cash down. Advertised price $59,740, before any dealer documentation fee. Amount financed $63,474, including $3,734 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $63,474. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFGT6TN371406_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 942, "unit": "per_month", "display": "$942/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59740.0, "price_incl_doc": 59740.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 942.24, "amount_financed": 63473.75, "sales_tax": 3733.75, "total_of_payments": 79148.34, "finance_charge": 15674.59, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5838, VIN 1C6SRFGT6TN371406. $942 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $59,740, before any dealer documentation fee. Amount financed $63,474, including $3,734 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $79,148. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$54,505"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54505.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBR5T8569835_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 930, "unit": "per_month", "display": "$930/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54505.0, "price_incl_doc": 54505.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 929.98, "amount_financed": 57911.56, "sales_tax": 3406.56, "total_of_payments": 66958.41, "finance_charge": 9046.85, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5843, VIN 1C4RJHBR5T8569835. $930 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $54,505, before any dealer documentation fee. Amount financed $57,912, including $3,407 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $66,958. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR5T8569835_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 763, "unit": "per_month", "display": "$763/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54505.0, "price_incl_doc": 54505.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 762.6, "amount_financed": 57911.56, "sales_tax": 3406.56, "total_of_payments": 64058.03, "finance_charge": 6146.47, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5843, VIN 1C4RJHBR5T8569835. $763 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $54,505, before any dealer documentation fee. Amount financed $57,912, including $3,407 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $64,058. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57760.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEN5TW259075_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1172, "unit": "per_month", "display": "$1,172/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEN5TW259075_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 894, "unit": "per_month", "display": "$894/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57760.0, "price_incl_doc": 57760.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 893.59, "amount_financed": 61370.0, "sales_tax": 3610.0, "total_of_payments": 75061.38, "finance_charge": 13691.38, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5860, VIN 1C4PJXEN5TW259075. $894 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $57,760, before any dealer documentation fee. Amount financed $61,370, including $3,610 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 106320.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56260.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT0TC292146_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1142, "unit": "per_month", "display": "$1,142/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56260.0, "price_incl_doc": 56260.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1141.52, "amount_financed": 59776.25, "sales_tax": 3516.25, "total_of_payments": 68491.2, "finance_charge": 8714.95, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63113577, VIN 1C4SDJCT0TC292146. $1,142 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,260, before any dealer documentation fee. Amount financed $59,776, including $3,516 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $68,491. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT0TC292146_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 990, "unit": "per_month", "display": "$990/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56260.0, "price_incl_doc": 56260.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 990.38, "amount_financed": 59776.25, "sales_tax": 3516.25, "total_of_payments": 71307.57, "finance_charge": 11531.32, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63113577, VIN 1C4SDJCT0TC292146. $990 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $56,260, before any dealer documentation fee. Amount financed $59,776, including $3,516 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $71,308. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT0TC292146_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 887, "unit": "per_month", "display": "$887/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56260.0, "price_incl_doc": 56260.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 887.35, "amount_financed": 59776.25, "sales_tax": 3516.25, "total_of_payments": 74537.76, "finance_charge": 14761.51, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63113577, VIN 1C4SDJCT0TC292146. $887 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $56,260, before any dealer documentation fee. Amount financed $59,776, including $3,516 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $74,538. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $7,100. This offer applies to Stock #RLJ5171, VIN 3C4NJDBN3TT196820. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,080. Advertised price: $26,980. Savings: $7,100, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,080"}, {"label": "Advertised price", "value": "$26,980"}, {"label": "Savings", "value": "$7,100, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,100", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26980.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4NJDBN3TT196820_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 422, "unit": "per_month", "display": "$422/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26980.0, "price_incl_doc": 26980.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Compass Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 421.58, "amount_financed": 28666.25, "sales_tax": 1686.25, "total_of_payments": 30353.93, "finance_charge": 1687.68, "per_1000_financed": 14.71, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ5171, VIN 3C4NJDBN3TT196820. $422 per month for 72 months at 1.9% APR, $0 cash down. Advertised price $26,980, before any dealer documentation fee. Amount financed $28,666, including $1,686 estimated sales tax at 6.25%. That is $14.71 per $1,000 financed. Total of payments $30,354. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEGXTW319935_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1176, "unit": "per_month", "display": "$1,176/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEGXTW319935_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 897, "unit": "per_month", "display": "$897/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJYB62P8788098_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 623, "unit": "per_month", "display": "$623/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24977.0, "price_incl_doc": 24977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 623.13, "amount_financed": 26538.06, "sales_tax": 1561.06, "total_of_payments": 29910.02, "finance_charge": 3371.96, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC517, VIN 1C4RJYB62P8788098. $623 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,977, before any dealer documentation fee. Amount financed $26,538, including $1,561 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,910. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYB62P8788098_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 519, "unit": "per_month", "display": "$519/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24977.0, "price_incl_doc": 24977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 519.12, "amount_financed": 26538.06, "sales_tax": 1561.06, "total_of_payments": 31147.4, "finance_charge": 4609.34, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC517, VIN 1C4RJYB62P8788098. $519 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,977, before any dealer documentation fee. Amount financed $26,538, including $1,561 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,147. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYB62P8788098_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 452, "unit": "per_month", "display": "$452/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24977.0, "price_incl_doc": 24977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 452.32, "amount_financed": 26538.06, "sales_tax": 1561.06, "total_of_payments": 32567.05, "finance_charge": 6028.99, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC517, VIN 1C4RJYB62P8788098. $452 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,977, before any dealer documentation fee. Amount financed $26,538, including $1,561 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,567. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 67590.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKER3T8571396_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1371, "unit": "per_month", "display": "$1,371/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67590.0, "price_incl_doc": 67590.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1371.41, "amount_financed": 71814.38, "sales_tax": 4224.38, "total_of_payments": 82284.4, "finance_charge": 10470.02, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5797, VIN 1C4RJKER3T8571396. $1,371 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $67,590, before any dealer documentation fee. Amount financed $71,814, including $4,224 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $82,284. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER3T8571396_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1190, "unit": "per_month", "display": "$1,190/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67590.0, "price_incl_doc": 67590.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1189.83, "amount_financed": 71814.38, "sales_tax": 4224.38, "total_of_payments": 85667.95, "finance_charge": 13853.57, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5797, VIN 1C4RJKER3T8571396. $1,190 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $67,590, before any dealer documentation fee. Amount financed $71,814, including $4,224 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $85,668. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER3T8571396_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1066, "unit": "per_month", "display": "$1,066/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67590.0, "price_incl_doc": 67590.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1066.06, "amount_financed": 71814.38, "sales_tax": 4224.38, "total_of_payments": 89548.66, "finance_charge": 17734.28, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5797, VIN 1C4RJKER3T8571396. $1,066 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $67,590, before any dealer documentation fee. Amount financed $71,814, including $4,224 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $89,549. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER3T8571396_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 954, "unit": "per_month", "display": "$954/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67590.0, "selling_price": 67590.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 954.17, "net_cap_cost": 68285.0, "residual_value": 41905.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 954.17, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1114.17}, "total_of_payments": 34344, "total_of_payments_unrounded": 34350.12}, "disclosure": "Estimated lease payment for stock #J5797, VIN 1C4RJKER3T8571396. $954 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,114, made up of $954 first payment, $60 title, $100 registration. MSRP $67,590. Lease selling price $67,590. Net capitalized cost $68,285. Residual value $41,906, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,344. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKER3T8571396_lease", "type": "lease", "label": "Lease", "headline": {"value": 861, "unit": "per_month", "display": "$861/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67590.0, "selling_price": 67590.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 860.88, "net_cap_cost": 65286.0, "residual_value": 41905.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 860.88, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4019.88}, "total_of_payments": 30996, "total_of_payments_unrounded": 30991.68}, "disclosure": "Estimated lease payment for stock #J5797, VIN 1C4RJKER3T8571396. $861 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,020, made up of $861 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $67,590. Lease selling price $67,590. Net capitalized cost $65,286. Residual value $41,906, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,996. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 110}}, {"vin": "1C4SDJCT1TC290325", "title": "2026 Dodge Durango GT Plus HEMI V8", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT Plus HEMI V8", "decoded_trim": "GT Hemi", "condition": "new", "price": 48586.0, "msrp": 51910.0, "sale_price": 48586.0, "currency": "USD", "mileage": 11, "exterior_color": "Red Oxide", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 14, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "J5972", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 31, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3a369da7-5870-4a80-b8e5-22b65a4bf30a.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3a369da7-5870-4a80-b8e5-22b65a4bf30a.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4786b238-627d-4377-9a1a-3ae206e68f58.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/85d0a307-e28d-41aa-a9f7-df03741900de.jpg", 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"https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/bd054dd3-2708-416b-95e9-d34c2ff73b7c.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6703ba59-2b5a-4873-a539-319e55c76663.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/684ed77b-016a-4f6f-91ec-e29e8aa0b13c.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2821608b-95c8-479c-aeac-ad8639d95833.jpg"], "vin_decode": {"make": "Dodge", "model": "Durango", "year": 2026, "trim": "GT Hemi", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 51910.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4SDJCT1TC290325.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct1tc290325/2026-dodge-durango-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct1tc290325/2026-dodge-durango-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4SDJCT1TC290325.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT1TC290325.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT1TC290325.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct1tc290325/2026-dodge-durango-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,324. This offer applies to Stock #J5972, VIN 1C4SDJCT1TC290325. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,910. Advertised price: $48,586. Savings: $3,324, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,910"}, {"label": "Advertised price", "value": "$48,586"}, {"label": "Savings", "value": "$3,324, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,324", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48586.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT1TC290325_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 986, "unit": "per_month", "display": "$986/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48586.0, "price_incl_doc": 48586.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 985.81, "amount_financed": 51622.63, "sales_tax": 3036.63, "total_of_payments": 59148.84, "finance_charge": 7526.21, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5972, VIN 1C4SDJCT1TC290325. $986 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $48,586, before any dealer documentation fee. Amount financed $51,623, including $3,037 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $59,149. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT1TC290325_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 855, "unit": "per_month", "display": "$855/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48586.0, "price_incl_doc": 48586.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 855.29, "amount_financed": 51622.63, "sales_tax": 3036.63, "total_of_payments": 61581.05, "finance_charge": 9958.42, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5972, VIN 1C4SDJCT1TC290325. $855 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $48,586, before any dealer documentation fee. Amount financed $51,623, including $3,037 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $61,581. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT1TC290325_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 766, "unit": "per_month", "display": "$766/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48586.0, "price_incl_doc": 48586.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 766.32, "amount_financed": 51622.63, "sales_tax": 3036.63, "total_of_payments": 64370.63, "finance_charge": 12748.0, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5972, VIN 1C4SDJCT1TC290325. $766 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,586, before any dealer documentation fee. Amount financed $51,623, including $3,037 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $64,371. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 82}}, {"vin": "1C6SRFFP9TN180454", "title": "2026 RAM 1500 Big Horn/Lone Star", "year": 2026, "make": "RAM", "model": "1500", "trim": "Big Horn/Lone Star", "decoded_trim": "Big Horn/Lonestar", "condition": "new", "price": 65795.0, "msrp": 65795.0, "sale_price": 52036.0, "currency": "USD", "mileage": 15, "exterior_color": "Crystal Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.0L I6", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "LJ5551", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srffp9tn180454/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFFP9TN180454.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFP9TN180454.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFP9TN180454.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srffp9tn180454/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #LJ5551, VIN 1C6SRFFP9TN180454. Advertised price: $65,795. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$65,795"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 65795.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFFP9TN180454_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1165, "unit": "per_month", "display": "$1,165/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 65795.0, "price_incl_doc": 65795.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1165.12, "amount_financed": 69907.19, "sales_tax": 4112.19, "total_of_payments": 69907.19, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5551, VIN 1C6SRFFP9TN180454. $1,165 per month for 60 months at 0% APR, $0 cash down. Advertised price $65,795, before any dealer documentation fee. Amount financed $69,907, including $4,112 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $69,907. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFP9TN180454_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1038, "unit": "per_month", "display": "$1,038/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 65795.0, "price_incl_doc": 65795.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1037.74, "amount_financed": 69907.19, "sales_tax": 4112.19, "total_of_payments": 87170.49, "finance_charge": 17263.3, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5551, VIN 1C6SRFFP9TN180454. $1,038 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $65,795, before any dealer documentation fee. Amount financed $69,907, including $4,112 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $87,170. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52585.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXDN6TW277960_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1067, "unit": "per_month", "display": "$1,067/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52585.0, "price_incl_doc": 52585.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1066.95, "amount_financed": 55871.56, "sales_tax": 3286.56, "total_of_payments": 64017.23, "finance_charge": 8145.67, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5808, VIN 1C4PJXDN6TW277960. $1,067 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $52,585, before any dealer documentation fee. Amount financed $55,872, including $3,287 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $64,017. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDN6TW277960_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 814, "unit": "per_month", "display": "$814/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52585.0, "price_incl_doc": 52585.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 813.53, "amount_financed": 55871.56, "sales_tax": 3286.56, "total_of_payments": 68336.26, "finance_charge": 12464.7, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5808, VIN 1C4PJXDN6TW277960. $814 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $52,585, before any dealer documentation fee. Amount financed $55,872, including $3,287 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $68,336. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 81}}, {"vin": "1C4SDJCT5TC254363", "title": "2026 Dodge Durango GT Plus HEMI V8", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT Plus HEMI V8", "decoded_trim": "GT Hemi", "condition": "new", "price": 53874.0, "msrp": 58205.0, "sale_price": 53874.0, "currency": "USD", "mileage": 7, "exterior_color": "Vapor Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 14, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "J5783", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58205.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4SDJCT5TC254363.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct5tc254363/2026-dodge-durango-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct5tc254363/2026-dodge-durango-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4SDJCT5TC254363.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT5TC254363.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT5TC254363.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct5tc254363/2026-dodge-durango-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,331. This offer applies to Stock #J5783, VIN 1C4SDJCT5TC254363. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,205. Advertised price: $53,874. Savings: $4,331, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,205"}, {"label": "Advertised price", "value": "$53,874"}, {"label": "Savings", "value": "$4,331, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,331", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53874.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT5TC254363_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1093, "unit": "per_month", "display": "$1,093/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53874.0, "price_incl_doc": 53874.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1093.11, "amount_financed": 57241.13, "sales_tax": 3367.13, "total_of_payments": 65586.48, "finance_charge": 8345.35, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5783, VIN 1C4SDJCT5TC254363. $1,093 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,874, before any dealer documentation fee. Amount financed $57,241, including $3,367 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $65,586. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT5TC254363_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 948, "unit": "per_month", "display": "$948/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53874.0, "price_incl_doc": 53874.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 948.38, "amount_financed": 57241.13, "sales_tax": 3367.13, "total_of_payments": 68283.41, "finance_charge": 11042.28, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5783, VIN 1C4SDJCT5TC254363. $948 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,874, before any dealer documentation fee. Amount financed $57,241, including $3,367 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $68,283. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT5TC254363_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 850, "unit": "per_month", "display": "$850/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53874.0, "price_incl_doc": 53874.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 849.72, "amount_financed": 57241.13, "sales_tax": 3367.13, "total_of_payments": 71376.6, "finance_charge": 14135.47, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5783, VIN 1C4SDJCT5TC254363. $850 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,874, before any dealer documentation fee. Amount financed $57,241, including $3,367 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $71,377. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50190.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDN4TW291663_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 776, "unit": "per_month", "display": "$776/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58260.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG3TW311868_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 901, "unit": "per_month", "display": "$901/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58260.0, "price_incl_doc": 58260.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 901.32, "amount_financed": 61901.25, "sales_tax": 3641.25, "total_of_payments": 75711.15, "finance_charge": 13809.9, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63191809, VIN 1C4PJXEG3TW311868. $901 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $58,260, before any dealer documentation fee. Amount financed $61,901, including $3,641 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 41085.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4PJMB28TT206286_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 721, "unit": "per_month", "display": "$721/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41085.0, "price_incl_doc": 41085.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 721.39, "amount_financed": 43652.81, "sales_tax": 2567.81, "total_of_payments": 51940.39, "finance_charge": 8287.58, "per_1000_financed": 16.53, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5645, VIN 3C4PJMB28TT206286. $721 per month for 72 months at 5.9% APR, $0 cash down. Advertised price $41,085, before any dealer documentation fee. Amount financed $43,653, including $2,568 estimated sales tax at 6.25%. That is $16.53 per $1,000 financed. Total of payments $51,940. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4PJMB28TT206286_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 615, "unit": "per_month", "display": "$615/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41085.0, "price_incl_doc": 41085.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 614.94, "amount_financed": 43652.81, "sales_tax": 2567.81, "total_of_payments": 51654.6, "finance_charge": 8001.79, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5645, VIN 3C4PJMB28TT206286. $615 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $41,085, before any dealer documentation fee. Amount financed $43,653, including $2,568 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $51,655. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54730.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54730.0, "price_incl_doc": 54730.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1110.48, "amount_financed": 58150.63, "sales_tax": 3420.63, "total_of_payments": 66628.57, "finance_charge": 8477.94, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 3C6MRVJG9TE199620. $1,110 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $54,730, before any dealer documentation fee. Amount financed $58,151, including $3,421 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $66,629. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6MRVJG9TE199620_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 963, "unit": "per_month", "display": "$963/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54730.0, "price_incl_doc": 54730.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 963.45, "amount_financed": 58150.63, "sales_tax": 3420.63, "total_of_payments": 69368.36, "finance_charge": 11217.73, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 3C6MRVJG9TE199620. $963 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $54,730, before any dealer documentation fee. Amount financed $58,151, including $3,421 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $69,368. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6MRVJG9TE199620_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 863, "unit": "per_month", "display": "$863/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54730.0, "price_incl_doc": 54730.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 863.22, "amount_financed": 58150.63, "sales_tax": 3420.63, "total_of_payments": 72510.7, "finance_charge": 14360.07, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 3C6MRVJG9TE199620. $863 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $54,730, before any dealer documentation fee. Amount financed $58,151, including $3,421 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $72,511. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6MRVJG9TE199620_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 677, "unit": "per_month", "display": "$677/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 60465.0, "selling_price": 54730.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 677.46, "net_cap_cost": 55425.0, "residual_value": 37488.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 677.46, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 837.46}, "total_of_payments": 24372, "total_of_payments_unrounded": 24388.56}, "disclosure": "Estimated lease payment for this vehicle, VIN 3C6MRVJG9TE199620. $677 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $837, made up of $677 first payment, $60 title, $100 registration. MSRP $60,465. Lease selling price $54,730. Net capitalized cost $55,425. Residual value $37,488, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,372. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6MRVJG9TE199620_lease", "type": "lease", "label": "Lease", "headline": {"value": 584, "unit": "per_month", "display": "$584/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 60465.0, "selling_price": 54730.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 584.17, "net_cap_cost": 52426.0, "residual_value": 37488.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 584.17, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3743.17}, "total_of_payments": 21024, "total_of_payments_unrounded": 21030.12}, "disclosure": "Estimated lease payment for this vehicle, VIN 3C6MRVJG9TE199620. $584 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,743, made up of $584 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $60,465. Lease selling price $54,730. Net capitalized cost $52,426. Residual value $37,488, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $21,024. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 151}}, {"vin": "2C4RC3GGXTR238211", "title": "2026 Chrysler Pacifica Limited", "year": 2026, "make": "Chrysler", "model": "Pacifica", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 57735.0, "msrp": 57735.0, "sale_price": 48131.0, "currency": "USD", "mileage": 10, "exterior_color": "Diamond Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Minivan/Van", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, 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"Chrysler", "model": "Pacifica", "year": 2026, "trim": "Limited", "body_style": "Minivan", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 57735.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/2C4RC3GGXTR238211.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c4rc3ggxtr238211/2026-chrysler-pacifica-minivan-s-van", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c4rc3ggxtr238211/2026-chrysler-pacifica-minivan-s-van", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/2C4RC3GGXTR238211.html", "json_url": "https://ai.castlecdjrnaperville.com/v/2C4RC3GGXTR238211.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/2C4RC3GGXTR238211.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c4rc3ggxtr238211/2026-chrysler-pacifica-minivan-s-van", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5318, VIN 2C4RC3GGXTR238211. Advertised price: $57,735. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$57,735"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57735.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC3GGXTR238211_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1328, "unit": "per_month", "display": "$1,328/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57735.0, "price_incl_doc": 57735.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1328.18, "amount_financed": 61343.44, "sales_tax": 3608.44, "total_of_payments": 63752.54, "finance_charge": 2409.1, "per_1000_financed": 21.65, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5318, VIN 2C4RC3GGXTR238211. $1,328 per month for 48 months at 1.9% APR, $0 cash down. Advertised price $57,735, before any dealer documentation fee. Amount financed $61,343, including $3,608 estimated sales tax at 6.25%. That is $21.65 per $1,000 financed. Total of payments $63,753. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC3GGXTR238211_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 985, "unit": "per_month", "display": "$985/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57735.0, "price_incl_doc": 57735.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2027 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 985.09, "amount_financed": 61343.44, "sales_tax": 3608.44, "total_of_payments": 70926.41, "finance_charge": 9582.97, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5318, VIN 2C4RC3GGXTR238211. $985 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $57,735, before any dealer documentation fee. Amount financed $61,343, including $3,608 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $70,926. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 123}}, {"vin": "3C4PJMB20TT206282", "title": "2026 Jeep Cherokee Laredo", "year": 2026, "make": "Jeep", "model": "Cherokee", "trim": "Laredo", "decoded_trim": "Laredo, Limited", "condition": "new", "price": 34085.0, "msrp": 41085.0, "sale_price": 34085.0, "currency": "USD", "mileage": 5627, "exterior_color": "Diamond Black", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Hybrid", "doors": 4, "seating_capacity": null, "engine": "1.6L I4", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": 39, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "RLJ5405", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, 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{"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjmb20tt206282/2026-jeep-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C4PJMB20TT206282.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C4PJMB20TT206282.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C4PJMB20TT206282.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjmb20tt206282/2026-jeep-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $7,000. This offer applies to Stock #RLJ5405, VIN 3C4PJMB20TT206282. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $41,085. Advertised price: $34,085. Savings: $7,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$41,085"}, {"label": "Advertised price", "value": "$34,085"}, {"label": "Savings", "value": "$7,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34085.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4PJMB20TT206282_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 598, "unit": "per_month", "display": "$598/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34085.0, "price_incl_doc": 34085.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 598.48, "amount_financed": 36215.31, "sales_tax": 2130.31, "total_of_payments": 43090.86, "finance_charge": 6875.55, "per_1000_financed": 16.53, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ5405, VIN 3C4PJMB20TT206282. $598 per month for 72 months at 5.9% APR, $0 cash down. Advertised price $34,085, before any dealer documentation fee. Amount financed $36,215, including $2,130 estimated sales tax at 6.25%. That is $16.53 per $1,000 financed. Total of payments $43,091. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4PJMB20TT206282_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 510, "unit": "per_month", "display": "$510/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34085.0, "price_incl_doc": 34085.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 510.16, "amount_financed": 36215.31, "sales_tax": 2130.31, "total_of_payments": 42853.77, "finance_charge": 6638.46, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ5405, VIN 3C4PJMB20TT206282. $510 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $34,085, before any dealer documentation fee. Amount financed $36,215, including $2,130 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $42,854. 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One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 100}}, {"vin": "3C63R5NL8TG332522", "title": "2026 RAM 2500 Laramie", "year": 2026, "make": "RAM", "model": "2500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 89495.0, "msrp": 89495.0, "sale_price": 79143.0, "currency": "USD", "mileage": 2, "exterior_color": "Diamond Black", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Diesel", "doors": 4, "seating_capacity": null, "engine": "6.7L I6", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5832", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 89495.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63R5NL8TG332522_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1816, "unit": "per_month", "display": "$1,816/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 89495.0, "price_incl_doc": 89495.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1815.86, "amount_financed": 95088.44, "sales_tax": 5593.44, "total_of_payments": 108951.65, "finance_charge": 13863.21, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5832, VIN 3C63R5NL8TG332522. $1,816 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $89,495, before any dealer documentation fee. Amount financed $95,088, including $5,593 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $108,952. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5NL8TG332522_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1385, "unit": "per_month", "display": "$1,385/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 89495.0, "price_incl_doc": 89495.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1384.55, "amount_financed": 95088.44, "sales_tax": 5593.44, "total_of_payments": 116302.26, "finance_charge": 21213.82, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5832, VIN 3C63R5NL8TG332522. $1,385 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $89,495, before any dealer documentation fee. Amount financed $95,088, including $5,593 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $116,302. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5NL8TG332522_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1256, "unit": "per_month", "display": "$1,256/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 89495.0, "selling_price": 89495.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1256.4, "net_cap_cost": 90190.0, "residual_value": 55486.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1256.4, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1416.4}, "total_of_payments": 45216, "total_of_payments_unrounded": 45230.4}, "disclosure": "Estimated lease payment for stock #J5832, VIN 3C63R5NL8TG332522. $1,256 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,416, made up of $1,256 first payment, $60 title, $100 registration. MSRP $89,495. Lease selling price $89,495. Net capitalized cost $90,190. Residual value $55,487, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $45,216. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5NL8TG332522_lease", "type": "lease", "label": "Lease", "headline": {"value": 1163, "unit": "per_month", "display": "$1,163/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 89495.0, "selling_price": 89495.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1163.1, "net_cap_cost": 87191.0, "residual_value": 55486.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1163.1, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4322.1}, "total_of_payments": 41868, "total_of_payments_unrounded": 41871.6}, "disclosure": "Estimated lease payment for stock #J5832, VIN 3C63R5NL8TG332522. $1,163 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,322, made up of $1,163 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $89,495. Lease selling price $89,495. Net capitalized cost $87,191. Residual value $55,487, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $41,868. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5626, VIN 3C63R5SLXTG289967. Advertised price: $102,935. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$102,935"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 102935.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63R5SLXTG289967_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 2089, "unit": "per_month", "display": "$2,089/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 102935.0, "price_incl_doc": 102935.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2088.56, "amount_financed": 109368.44, "sales_tax": 6433.44, "total_of_payments": 125313.57, "finance_charge": 15945.13, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5626, VIN 3C63R5SLXTG289967. $2,089 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $102,935, before any dealer documentation fee. Amount financed $109,368, including $6,433 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $125,314. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5SLXTG289967_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1592, "unit": "per_month", "display": "$1,592/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 102935.0, "price_incl_doc": 102935.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1592.48, "amount_financed": 109368.44, "sales_tax": 6433.44, "total_of_payments": 133768.06, "finance_charge": 24399.62, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5626, VIN 3C63R5SLXTG289967. $1,592 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $102,935, before any dealer documentation fee. Amount financed $109,368, including $6,433 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $133,768. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5SLXTG289967_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1442, "unit": "per_month", "display": "$1,442/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 102935.0, "selling_price": 102935.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1441.83, "net_cap_cost": 103630.0, "residual_value": 63819.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1441.83, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1601.83}, "total_of_payments": 51912, "total_of_payments_unrounded": 51905.88}, "disclosure": "Estimated lease payment for stock #J5626, VIN 3C63R5SLXTG289967. $1,442 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,602, made up of $1,442 first payment, $60 title, $100 registration. MSRP $102,935. Lease selling price $102,935. Net capitalized cost $103,630. Residual value $63,820, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $51,912. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5SLXTG289967_lease", "type": "lease", "label": "Lease", "headline": {"value": 1349, "unit": "per_month", "display": "$1,349/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 102935.0, "selling_price": 102935.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1348.54, "net_cap_cost": 100631.0, "residual_value": 63819.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1348.54, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4507.54}, "total_of_payments": 48564, "total_of_payments_unrounded": 48547.44}, "disclosure": "Estimated lease payment for stock #J5626, VIN 3C63R5SLXTG289967. $1,349 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,508, made up of $1,349 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $102,935. Lease selling price $102,935. Net capitalized cost $100,631. Residual value $63,820, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $48,564. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 120}}, {"vin": "3C4PJMB27TT257231", "title": "2026 Jeep Cherokee Limited", "year": 2026, "make": "Jeep", "model": "Cherokee", "trim": "Limited", "decoded_trim": "Laredo, Limited", "condition": "new", "price": 44990.0, "msrp": 44990.0, "sale_price": 39493.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Lvx7", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Hybrid", "doors": 4, "seating_capacity": null, "engine": "1.6L I4", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": 39, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "63013034", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 34, "primary_image": "https://service.secureoffersites.com/images/GetEvoxImage?styleid=479523", "images": ["https://service.secureoffersites.com/images/GetEvoxImage?styleid=479523"], "vin_decode": {"make": "Jeep", "model": "Cherokee", "year": 2026, "trim": "Laredo, Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L 4-Cylinder In-Line", "engine_displacement_l": 1.6, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 44990.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C4PJMB27TT257231.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjmb27tt257231/2026-jeep-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjmb27tt257231/2026-jeep-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C4PJMB27TT257231.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C4PJMB27TT257231.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C4PJMB27TT257231.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjmb27tt257231/2026-jeep-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63013034, VIN 3C4PJMB27TT257231. Advertised price: $44,990. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$44,990"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44990.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4PJMB27TT257231_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 790, "unit": "per_month", "display": "$790/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44990.0, "price_incl_doc": 44990.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 789.96, "amount_financed": 47801.88, "sales_tax": 2811.88, "total_of_payments": 56877.17, "finance_charge": 9075.29, "per_1000_financed": 16.53, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63013034, VIN 3C4PJMB27TT257231. $790 per month for 72 months at 5.9% APR, $0 cash down. Advertised price $44,990, before any dealer documentation fee. Amount financed $47,802, including $2,812 estimated sales tax at 6.25%. That is $16.53 per $1,000 financed. Total of payments $56,877. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4PJMB27TT257231_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 673, "unit": "per_month", "display": "$673/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44990.0, "price_incl_doc": 44990.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 673.38, "amount_financed": 47801.88, "sales_tax": 2811.88, "total_of_payments": 56564.22, "finance_charge": 8762.34, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63013034, VIN 3C4PJMB27TT257231. $673 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $44,990, before any dealer documentation fee. Amount financed $47,802, including $2,812 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $56,564. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 91}}, {"vin": "1C4SJVBP4TS167192", "title": "2026 Jeep Grand Wagoneer Limited Reserve", "year": 2026, "make": "Jeep", "model": "Grand Wagoneer", "trim": "Limited Reserve", "decoded_trim": "Limited", "condition": "new", "price": 82655.0, "msrp": 82655.0, "sale_price": 75429.0, "currency": "USD", "mileage": 46, "exterior_color": "Gray Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.0L I6", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5582", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54000.0, "price_incl_doc": 54000.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 921.36, "amount_financed": 57375.0, "sales_tax": 3375.0, "total_of_payments": 66338.03, "finance_charge": 8963.03, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5742, VIN 1C4RJHBR8TC257649. $921 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $54,000, before any dealer documentation fee. Amount financed $57,375, including $3,375 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $66,338. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBR8TC257649_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 756, "unit": "per_month", "display": "$756/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54000.0, "price_incl_doc": 54000.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 755.53, "amount_financed": 57375.0, "sales_tax": 3375.0, "total_of_payments": 63464.52, "finance_charge": 6089.52, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5742, VIN 1C4RJHBR8TC257649. $756 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $54,000, before any dealer documentation fee. Amount financed $57,375, including $3,375 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. Total of payments $63,465. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 82}}, {"vin": "3C63RRML2TG347834", "title": "2026 RAM 3500 Laramie", "year": 2026, "make": "RAM", "model": "3500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 99865.0, "msrp": 99865.0, "sale_price": 89232.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Gjx9", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Diesel", "doors": 4, "seating_capacity": null, "engine": "6.7L I6", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "63096722", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 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"https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrml2tg347834/2026-ram-3500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrml2tg347834/2026-ram-3500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C63RRML2TG347834.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C63RRML2TG347834.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C63RRML2TG347834.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrml2tg347834/2026-ram-3500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #63096722, VIN 3C63RRML2TG347834. Advertised price: $99,865. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$99,865"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 99865.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63RRML2TG347834_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 2026, "unit": "per_month", "display": "$2,026/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 99865.0, "price_incl_doc": 99865.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2026.27, "amount_financed": 106106.56, "sales_tax": 6241.56, "total_of_payments": 121576.13, "finance_charge": 15469.57, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63096722, VIN 3C63RRML2TG347834. $2,026 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $99,865, before any dealer documentation fee. Amount financed $106,107, including $6,242 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $121,576. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRML2TG347834_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1545, "unit": "per_month", "display": "$1,545/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 99865.0, "price_incl_doc": 99865.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1544.98, "amount_financed": 106106.56, "sales_tax": 6241.56, "total_of_payments": 129778.47, "finance_charge": 23671.91, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63096722, VIN 3C63RRML2TG347834. $1,545 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $99,865, before any dealer documentation fee. Amount financed $106,107, including $6,242 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $129,778. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRML2TG347834_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1399, "unit": "per_month", "display": "$1,399/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 99865.0, "selling_price": 99865.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1399.47, "net_cap_cost": 100560.0, "residual_value": 61916.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1399.47, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1559.47}, "total_of_payments": 50364, "total_of_payments_unrounded": 50380.92}, "disclosure": "Estimated lease payment for stock #63096722, VIN 3C63RRML2TG347834. $1,399 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,559, made up of $1,399 first payment, $60 title, $100 registration. MSRP $99,865. Lease selling price $99,865. Net capitalized cost $100,560. Residual value $61,916, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $50,364. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRML2TG347834_lease", "type": "lease", "label": "Lease", "headline": {"value": 1306, "unit": "per_month", "display": "$1,306/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 99865.0, "selling_price": 99865.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1306.18, "net_cap_cost": 97561.0, "residual_value": 61916.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1306.18, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4465.18}, "total_of_payments": 47016, "total_of_payments_unrounded": 47022.48}, "disclosure": "Estimated lease payment for stock #63096722, VIN 3C63RRML2TG347834. $1,306 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,465, made up of $1,306 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $99,865. Lease selling price $99,865. Net capitalized cost $97,561. Residual value $61,916, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $47,016. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 118}}, {"vin": "1C6SRFJT3TN438326", "title": "2026 RAM 1500 Laramie", "year": 2026, "make": "RAM", "model": "1500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 63231.0, "msrp": 78860.0, "sale_price": 63231.0, "currency": "USD", "mileage": 9, "exterior_color": "Tank", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement 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monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt3tn438326/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFJT3TN438326.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJT3TN438326.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJT3TN438326.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt3tn438326/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $15,629. This offer applies to Stock #J5991, VIN 1C6SRFJT3TN438326. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $78,860. Advertised price: $63,231. Savings: $15,629, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$78,860"}, {"label": "Advertised price", "value": "$63,231"}, {"label": "Savings", "value": "$15,629, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $15,629", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 63231.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFJT3TN438326_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1120, "unit": "per_month", "display": "$1,120/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63231.0, "price_incl_doc": 63231.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1119.72, "amount_financed": 67182.94, "sales_tax": 3951.94, "total_of_payments": 67182.94, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5991, VIN 1C6SRFJT3TN438326. $1,120 per month for 60 months at 0% APR, $0 cash down. Advertised price $63,231, before any dealer documentation fee. Amount financed $67,183, including $3,952 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $67,183. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJT3TN438326_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 997, "unit": "per_month", "display": "$997/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63231.0, "price_incl_doc": 63231.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 997.3, "amount_financed": 67182.94, "sales_tax": 3951.94, "total_of_payments": 83773.5, "finance_charge": 16590.56, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5991, VIN 1C6SRFJT3TN438326. $997 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $63,231, before any dealer documentation fee. Amount financed $67,183, including $3,952 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $83,774. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 90}}, {"vin": "3C6LRVDG6TE181597", "title": "2026 RAM ProMaster 2500 High Roof", "year": 2026, "make": "RAM", "model": "ProMaster 2500", "trim": "High Roof", "decoded_trim": null, "condition": "new", "price": 47044.0, "msrp": 55485.0, "sale_price": 47044.0, "currency": "USD", "mileage": 24, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cargo Van", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 3, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5494", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"https://ai.castlecdjrnaperville.com/v/3C6LRVDG6TE181597.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c6lrvdg6te181597/2026-ram-promaster-2500-cargo-van", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,441. This offer applies to Stock #J5494, VIN 3C6LRVDG6TE181597. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $55,485. Advertised price: $47,044. Savings: $8,441, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$55,485"}, {"label": "Advertised price", "value": "$47,044"}, {"label": "Savings", "value": "$8,441, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,441", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47044.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6LRVDG6TE181597_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 955, "unit": "per_month", "display": "$955/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47044.0, "price_incl_doc": 47044.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 954.53, "amount_financed": 49984.25, "sales_tax": 2940.25, "total_of_payments": 57271.59, "finance_charge": 7287.34, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5494, VIN 3C6LRVDG6TE181597. $955 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $47,044, before any dealer documentation fee. Amount financed $49,984, including $2,940 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $57,272. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG6TE181597_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 828, "unit": "per_month", "display": "$828/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47044.0, "price_incl_doc": 47044.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 828.15, "amount_financed": 49984.25, "sales_tax": 2940.25, "total_of_payments": 59626.62, "finance_charge": 9642.37, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5494, VIN 3C6LRVDG6TE181597. $828 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $47,044, before any dealer documentation fee. Amount financed $49,984, including $2,940 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $59,627. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG6TE181597_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 742, "unit": "per_month", "display": "$742/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47044.0, "price_incl_doc": 47044.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 742.0, "amount_financed": 49984.25, "sales_tax": 2940.25, "total_of_payments": 62327.66, "finance_charge": 12343.41, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5494, VIN 3C6LRVDG6TE181597. $742 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $47,044, before any dealer documentation fee. Amount financed $49,984, including $2,940 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,328. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG6TE181597_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 525, "unit": "per_month", "display": "$525/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 55485.0, "selling_price": 47044.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 524.58, "net_cap_cost": 47739.0, "residual_value": 34400.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 524.58, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 684.58}, "total_of_payments": 18900, "total_of_payments_unrounded": 18884.88}, "disclosure": "Estimated lease payment for stock #J5494, VIN 3C6LRVDG6TE181597. $525 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $685, made up of $525 first payment, $60 title, $100 registration. MSRP $55,485. Lease selling price $47,044. Net capitalized cost $47,739. Residual value $34,401, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $18,900. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG6TE181597_lease", "type": "lease", "label": "Lease", "headline": {"value": 431, "unit": "per_month", "display": "$431/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 55485.0, "selling_price": 47044.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 431.28, "net_cap_cost": 44740.0, "residual_value": 34400.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 431.28, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3590.28}, "total_of_payments": 15516, "total_of_payments_unrounded": 15526.08}, "disclosure": "Estimated lease payment for stock #J5494, VIN 3C6LRVDG6TE181597. $431 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,590, made up of $431 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $55,485. Lease selling price $47,044. Net capitalized cost $44,740. Residual value $34,401, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $15,516. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 118}}, {"vin": "1C4RJHER0T8598459", "title": "2026 Jeep Grand Cherokee Summit", "year": 2026, "make": "Jeep", "model": "Grand Cherokee", "trim": "Summit", "decoded_trim": "Summit", "condition": "new", "price": 65190.0, "msrp": 65190.0, "sale_price": 65190.0, "currency": "USD", "mileage": null, "exterior_color": "Diamond Black Crystal Pearl Coat Exterior Paint", "interior_color": "Black Interior Color", "drivetrain": "4x4", "body_style": "WLJT74", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L HURRICANE 4 TURBO W/ESS", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Spd Auto 880RE Trans (Make)", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "63240222", "stock_status": "Available", 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$65,190"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 65190.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHER0T8598459_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1112, "unit": "per_month", "display": "$1,112/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 65190.0, "price_incl_doc": 65190.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1112.29, "amount_financed": 69264.38, "sales_tax": 4074.38, "total_of_payments": 80084.75, "finance_charge": 10820.37, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63240222, VIN 1C4RJHER0T8598459. $1,112 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $65,190, before any dealer documentation fee. Amount financed $69,264, including $4,074 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $80,085. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHER0T8598459_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 912, "unit": "per_month", "display": "$912/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 65190.0, "price_incl_doc": 65190.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 912.09, "amount_financed": 69264.38, "sales_tax": 4074.38, "total_of_payments": 76615.79, "finance_charge": 7351.41, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63240222, VIN 1C4RJHER0T8598459. $912 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $65,190, before any dealer documentation fee. Amount financed $69,264, including $4,074 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $10,992. This offer applies to Stock #J5442, VIN 2C4RC1PG9TR240908. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,880. Advertised price: $47,888. Savings: $10,992, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,880"}, {"label": "Advertised price", "value": "$47,888"}, {"label": "Savings", "value": "$10,992, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $10,992", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47888.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC1PG9TR240908_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1102, "unit": "per_month", "display": "$1,102/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47888.0, "price_incl_doc": 47888.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1101.65, "amount_financed": 50881.0, "sales_tax": 2993.0, "total_of_payments": 52879.22, "finance_charge": 1998.22, "per_1000_financed": 21.65, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5442, VIN 2C4RC1PG9TR240908. $1,102 per month for 48 months at 1.9% APR, $0 cash down. Advertised price $47,888, before any dealer documentation fee. Amount financed $50,881, including $2,993 estimated sales tax at 6.25%. That is $21.65 per $1,000 financed. Total of payments $52,879. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC1PG9TR240908_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 817, "unit": "per_month", "display": "$817/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47888.0, "price_incl_doc": 47888.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2027 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 817.08, "amount_financed": 50881.0, "sales_tax": 2993.0, "total_of_payments": 58829.54, "finance_charge": 7948.54, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5442, VIN 2C4RC1PG9TR240908. $817 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $47,888, before any dealer documentation fee. Amount financed $50,881, including $2,993 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $58,830. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 84}}, {"vin": "1C4SDJCTXTC291196", "title": "2026 Dodge Durango GT Premium HEMI V8", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT Premium HEMI V8", "decoded_trim": "GT Hemi", "condition": "new", "price": 52504.0, "msrp": 56460.0, "sale_price": 52504.0, "currency": "USD", "mileage": 9, "exterior_color": "Night Moves", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 14, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "J5952", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 32, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e0eda5bd-5457-4077-9781-0f763032f7bc.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e0eda5bd-5457-4077-9781-0f763032f7bc.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d274c2d9-faf3-4fbd-91f1-84b1ba8fcc43.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7c1c56e1-2772-4345-8d7a-3f25a93c5e04.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/220224f4-f1fb-4fb3-9520-ad15546a8129.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/765c4d5a-0679-4761-bbcd-38b143b58e61.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8967464a-26f8-464c-8086-13070dbb2c4a.png", 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Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjctxtc291196/2026-dodge-durango-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4SDJCTXTC291196.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCTXTC291196.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCTXTC291196.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjctxtc291196/2026-dodge-durango-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,956. This offer applies to Stock #J5952, VIN 1C4SDJCTXTC291196. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $56,460. Advertised price: $52,504. Savings: $3,956, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$56,460"}, {"label": "Advertised price", "value": "$52,504"}, {"label": "Savings", "value": "$3,956, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,956", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52504.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCTXTC291196_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1065, "unit": "per_month", "display": "$1,065/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52504.0, "price_incl_doc": 52504.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1065.31, "amount_financed": 55785.5, "sales_tax": 3281.5, "total_of_payments": 63918.62, "finance_charge": 8133.12, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5952, VIN 1C4SDJCTXTC291196. $1,065 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $52,504, before any dealer documentation fee. Amount financed $55,786, including $3,282 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $63,919. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCTXTC291196_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 924, "unit": "per_month", "display": "$924/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52504.0, "price_incl_doc": 52504.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 924.26, "amount_financed": 55785.5, "sales_tax": 3281.5, "total_of_payments": 66546.97, "finance_charge": 10761.47, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5952, VIN 1C4SDJCTXTC291196. $924 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $52,504, before any dealer documentation fee. Amount financed $55,786, including $3,282 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $66,547. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCTXTC291196_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 828, "unit": "per_month", "display": "$828/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52504.0, "price_incl_doc": 52504.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 828.11, "amount_financed": 55785.5, "sales_tax": 3281.5, "total_of_payments": 69561.51, "finance_charge": 13776.01, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5952, VIN 1C4SDJCTXTC291196. $828 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $52,504, before any dealer documentation fee. Amount financed $55,786, including $3,282 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $69,562. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 86}}, {"vin": "1C4PJXDG0TW326166", "title": "2026 Jeep Wrangler Sport S", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sport S", "decoded_trim": "Sport", "condition": "new", "price": 50985.0, "msrp": 50985.0, "sale_price": 42986.0, "currency": "USD", "mileage": 8, "exterior_color": "Anvil Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "LJ5934", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56440.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC3GG4TR248328_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1298, "unit": "per_month", "display": "$1,298/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56440.0, "price_incl_doc": 56440.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1298.39, "amount_financed": 59967.5, "sales_tax": 3527.5, "total_of_payments": 62322.57, "finance_charge": 2355.07, "per_1000_financed": 21.65, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5502, VIN 2C4RC3GG4TR248328. $1,298 per month for 48 months at 1.9% APR, $0 cash down. Advertised price $56,440, before any dealer documentation fee. Amount financed $59,968, including $3,528 estimated sales tax at 6.25%. That is $21.65 per $1,000 financed. Total of payments $62,323. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC3GG4TR248328_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 963, "unit": "per_month", "display": "$963/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56440.0, "price_incl_doc": 56440.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2027 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 962.99, "amount_financed": 59967.5, "sales_tax": 3527.5, "total_of_payments": 69335.52, "finance_charge": 9368.02, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5502, VIN 2C4RC3GG4TR248328. $963 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $56,440, before any dealer documentation fee. Amount financed $59,968, including $3,528 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $69,336. Offer expires 2026-07-31. Estimated for ZIP 60540. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$65,170"}, {"label": "Advertised price", "value": "$51,674"}, {"label": "Savings", "value": "$13,496, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $13,496", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51674.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51674.0, "price_incl_doc": 51674.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 915.06, "amount_financed": 54903.63, "sales_tax": 3229.63, "total_of_payments": 54903.63, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6034, VIN 1C6SRFFP8TN189260. $915 per month for 60 months at 0% APR, $0 cash down. Advertised price $51,674, before any dealer documentation fee. Amount financed $54,904, including $3,230 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $54,904. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFP8TN189260_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 815, "unit": "per_month", "display": "$815/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51674.0, "price_incl_doc": 51674.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 815.02, "amount_financed": 54903.63, "sales_tax": 3229.63, "total_of_payments": 68461.86, "finance_charge": 13558.23, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6034, VIN 1C6SRFFP8TN189260. $815 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $51,674, before any dealer documentation fee. Amount financed $54,904, including $3,230 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $68,462. Offer expires 2026-07-31. Estimated for ZIP 60540. 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One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$69,525"}, {"label": "Advertised price", "value": "$55,021"}, {"label": "Savings", "value": "$14,504, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $14,504", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 55021.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFFT9TN330608_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 974, "unit": "per_month", "display": "$974/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55021.0, "price_incl_doc": 55021.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 974.33, "amount_financed": 58459.81, "sales_tax": 3438.81, "total_of_payments": 58459.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5708, VIN 1C6SRFFT9TN330608. $974 per month for 60 months at 0% APR, $0 cash down. Advertised price $55,021, before any dealer documentation fee. Amount financed $58,460, including $3,439 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $58,460. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT9TN330608_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 868, "unit": "per_month", "display": "$868/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55021.0, "price_incl_doc": 55021.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 867.81, "amount_financed": 58459.81, "sales_tax": 3438.81, "total_of_payments": 72896.23, "finance_charge": 14436.42, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5708, VIN 1C6SRFFT9TN330608. $868 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $55,021, before any dealer documentation fee. Amount financed $58,460, including $3,439 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $72,896. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 77}}, {"vin": "1C6SRFUP9TN335457", "title": "2026 RAM 1500 RHO", "year": 2026, "make": "RAM", "model": "1500", "trim": "RHO", "decoded_trim": "RHO", "condition": "new", "price": 80636.0, "msrp": 89995.0, "sale_price": 80636.0, "currency": "USD", "mileage": 10, "exterior_color": "Diamond Black", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.0L I6", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 14, "mpg_hwy": 16, "range_miles": null, "battery_kwh": null, "stock_number": "J5683", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, 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"canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFUP9TN335457.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFUP9TN335457.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFUP9TN335457.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup9tn335457/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $9,359. This offer applies to Stock #J5683, VIN 1C6SRFUP9TN335457. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $89,995. Advertised price: $80,636. Savings: $9,359, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$89,995"}, {"label": "Advertised price", "value": "$80,636"}, {"label": "Savings", "value": "$9,359, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $9,359", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 80636.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP9TN335457_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1428, "unit": "per_month", "display": "$1,428/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80636.0, "price_incl_doc": 80636.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1427.93, "amount_financed": 85675.75, "sales_tax": 5039.75, "total_of_payments": 85675.75, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5683, VIN 1C6SRFUP9TN335457. $1,428 per month for 60 months at 0% APR, $0 cash down. Advertised price $80,636, before any dealer documentation fee. Amount financed $85,676, including $5,040 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $85,676. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP9TN335457_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1272, "unit": "per_month", "display": "$1,272/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80636.0, "price_incl_doc": 80636.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1271.82, "amount_financed": 85675.75, "sales_tax": 5039.75, "total_of_payments": 106833.04, "finance_charge": 21157.29, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5683, VIN 1C6SRFUP9TN335457. $1,272 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $80,636, before any dealer documentation fee. Amount financed $85,676, including $5,040 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $106,833. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$85,730"}, {"label": "Advertised price", "value": "$65,281"}, {"label": "Savings", "value": "$20,449, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $20,449", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFPP1TN321662_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1030, "unit": "per_month", "display": "$1,030/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5806, VIN 3C6UR5DJ5TG307145. Advertised price: $71,260. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$71,260"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 71260.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6UR5DJ5TG307145_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1446, "unit": "per_month", "display": "$1,446/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 71260.0, "price_incl_doc": 71260.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1445.87, "amount_financed": 75713.75, "sales_tax": 4453.75, "total_of_payments": 86752.27, "finance_charge": 11038.52, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5806, VIN 3C6UR5DJ5TG307145. $1,446 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $71,260, before any dealer documentation fee. Amount financed $75,714, including $4,454 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $86,752. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ5TG307145_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1102, "unit": "per_month", "display": "$1,102/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 71260.0, "price_incl_doc": 71260.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1102.44, "amount_financed": 75713.75, "sales_tax": 4453.75, "total_of_payments": 92605.16, "finance_charge": 16891.41, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5806, VIN 3C6UR5DJ5TG307145. $1,102 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $71,260, before any dealer documentation fee. Amount financed $75,714, including $4,454 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $92,605. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ5TG307145_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1005, "unit": "per_month", "display": "$1,005/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 71260.0, "selling_price": 71260.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1004.8, "net_cap_cost": 71955.0, "residual_value": 44181.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1004.8, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1164.8}, "total_of_payments": 36180, "total_of_payments_unrounded": 36172.8}, "disclosure": "Estimated lease payment for stock #J5806, VIN 3C6UR5DJ5TG307145. $1,005 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,165, made up of $1,005 first payment, $60 title, $100 registration. MSRP $71,260. Lease selling price $71,260. Net capitalized cost $71,955. Residual value $44,181, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $36,180. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6UR5DJ5TG307145_lease", "type": "lease", "label": "Lease", "headline": {"value": 912, "unit": "per_month", "display": "$912/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 71260.0, "selling_price": 71260.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 911.51, "net_cap_cost": 68956.0, "residual_value": 44181.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 911.51, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4070.51}, "total_of_payments": 32832, "total_of_payments_unrounded": 32814.36}, "disclosure": "Estimated lease payment for stock #J5806, VIN 3C6UR5DJ5TG307145. $912 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,071, made up of $912 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $71,260. Lease selling price $71,260. Net capitalized cost $68,956. Residual value $44,181, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $32,832. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 130}}, {"vin": "1C4PJXDG5TW295531", "title": "2026 Jeep Wrangler Sport S", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sport S", "decoded_trim": "Sport", "condition": "new", "price": 44692.0, "msrp": 52880.0, "sale_price": 44692.0, "currency": "USD", "mileage": null, "exterior_color": "Black Clearcoat", "interior_color": "E7x9", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,880"}, {"label": "Advertised price", "value": "$44,692"}, {"label": "Savings", "value": "$8,188, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,188", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44692.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXDG5TW295531_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 907, "unit": "per_month", "display": "$907/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44692.0, "price_incl_doc": 44692.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 906.8, "amount_financed": 47485.25, "sales_tax": 2793.25, "total_of_payments": 54408.26, "finance_charge": 6923.01, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63119616, VIN 1C4PJXDG5TW295531. $907 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $44,692, before any dealer documentation fee. Amount financed $47,485, including $2,793 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $54,408. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDG5TW295531_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 691, "unit": "per_month", "display": "$691/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44692.0, "price_incl_doc": 44692.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 691.42, "amount_financed": 47485.25, "sales_tax": 2793.25, "total_of_payments": 58079.0, "finance_charge": 10593.75, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #63119616, VIN 1C4PJXDG5TW295531. $691 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $44,692, before any dealer documentation fee. Amount financed $47,485, including $2,793 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $58,079. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 81}}, {"vin": "1C6SRFFT5TN338477", "title": "2026 RAM 1500 Big Horn/Lone Star", "year": 2026, "make": "RAM", "model": "1500", "trim": "Big Horn/Lone Star", "decoded_trim": "Big Horn/Lonestar", "condition": "new", "price": 54144.0, "msrp": 68430.0, "sale_price": 54144.0, "currency": "USD", "mileage": 17, "exterior_color": "Molten Red", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 16, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "J5700", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 68430.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFFT5TN338477.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft5tn338477/2026-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft5tn338477/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFFT5TN338477.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFT5TN338477.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFFT5TN338477.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfft5tn338477/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $14,286. This offer applies to Stock #J5700, VIN 1C6SRFFT5TN338477. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $68,430. Advertised price: $54,144. Savings: $14,286, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$68,430"}, {"label": "Advertised price", "value": "$54,144"}, {"label": "Savings", "value": "$14,286, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $14,286", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54144.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFFT5TN338477_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 959, "unit": "per_month", "display": "$959/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54144.0, "price_incl_doc": 54144.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 958.8, "amount_financed": 57528.0, "sales_tax": 3384.0, "total_of_payments": 57528.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5700, VIN 1C6SRFFT5TN338477. $959 per month for 60 months at 0% APR, $0 cash down. Advertised price $54,144, before any dealer documentation fee. Amount financed $57,528, including $3,384 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $57,528. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT5TN338477_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 854, "unit": "per_month", "display": "$854/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54144.0, "price_incl_doc": 54144.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 853.98, "amount_financed": 57528.0, "sales_tax": 3384.0, "total_of_payments": 71734.31, "finance_charge": 14206.31, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5700, VIN 1C6SRFFT5TN338477. $854 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $54,144, before any dealer documentation fee. Amount financed $57,528, including $3,384 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $71,734. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG5TW328288_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 913, "unit": "per_month", "display": "$913/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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"price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,185"}, {"label": "Advertised price", "value": "$51,500"}, {"label": "Savings", "value": "$6,685, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,685", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51500.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG4TW308686_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1045, "unit": "per_month", "display": "$1,045/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51500.0, "price_incl_doc": 51500.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1044.94, "amount_financed": 54718.75, "sales_tax": 3218.75, "total_of_payments": 62696.35, "finance_charge": 7977.6, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5970, VIN 1C4PJXEG4TW308686. $1,045 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $51,500, before any dealer documentation fee. Amount financed $54,719, including $3,219 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $62,696. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG4TW308686_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 797, "unit": "per_month", "display": "$797/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51500.0, "price_incl_doc": 51500.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 796.74, "amount_financed": 54718.75, "sales_tax": 3218.75, "total_of_payments": 66926.26, "finance_charge": 12207.51, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5970, VIN 1C4PJXEG4TW308686. $797 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $51,500, before any dealer documentation fee. Amount financed $54,719, including $3,219 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $66,926. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 125}}, {"vin": "2C4RC3GG5TR238214", "title": "2026 Chrysler Pacifica Limited", "year": 2026, "make": "Chrysler", "model": "Pacifica", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 58230.0, "msrp": 58230.0, "sale_price": 48955.0, "currency": "USD", "mileage": 10, "exterior_color": "Silver Mist Clearcoat", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Minivan/Van", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed 948TE Automatic", "mpg_city": 19, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "J5319", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c4rc3gg5tr238214/2026-chrysler-pacifica-minivan-s-van", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/2C4RC3GG5TR238214.html", "json_url": "https://ai.castlecdjrnaperville.com/v/2C4RC3GG5TR238214.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/2C4RC3GG5TR238214.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c4rc3gg5tr238214/2026-chrysler-pacifica-minivan-s-van", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5319, VIN 2C4RC3GG5TR238214. Advertised price: $58,230. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$58,230"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58230.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC3GG5TR238214_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1340, "unit": "per_month", "display": "$1,340/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58230.0, "price_incl_doc": 58230.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1339.57, "amount_financed": 61869.38, "sales_tax": 3639.38, "total_of_payments": 64299.14, "finance_charge": 2429.76, "per_1000_financed": 21.65, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5319, VIN 2C4RC3GG5TR238214. $1,340 per month for 48 months at 1.9% APR, $0 cash down. Advertised price $58,230, before any dealer documentation fee. Amount financed $61,869, including $3,639 estimated sales tax at 6.25%. That is $21.65 per $1,000 financed. Total of payments $64,299. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC3GG5TR238214_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 994, "unit": "per_month", "display": "$994/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58230.0, "price_incl_doc": 58230.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2027 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 993.53, "amount_financed": 61869.38, "sales_tax": 3639.38, "total_of_payments": 71534.51, "finance_charge": 9665.13, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5319, VIN 2C4RC3GG5TR238214. $994 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $58,230, before any dealer documentation fee. Amount financed $61,869, including $3,639 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $71,535. Offer expires 2026-07-31. Estimated for ZIP 60540. 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"markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT3TC276426.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct3tc276426/2026-dodge-durango-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,331. This offer applies to Stock #J5876, VIN 1C4SDJCT3TC276426. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,205. Advertised price: $53,874. Savings: $4,331, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,205"}, {"label": "Advertised price", "value": "$53,874"}, {"label": "Savings", "value": "$4,331, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,331", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53874.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT3TC276426_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1093, "unit": "per_month", "display": "$1,093/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53874.0, "price_incl_doc": 53874.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1093.11, "amount_financed": 57241.13, "sales_tax": 3367.13, "total_of_payments": 65586.48, "finance_charge": 8345.35, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5876, VIN 1C4SDJCT3TC276426. $1,093 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,874, before any dealer documentation fee. Amount financed $57,241, including $3,367 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $65,586. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT3TC276426_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 948, "unit": "per_month", "display": "$948/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53874.0, "price_incl_doc": 53874.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 948.38, "amount_financed": 57241.13, "sales_tax": 3367.13, "total_of_payments": 68283.41, "finance_charge": 11042.28, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5876, VIN 1C4SDJCT3TC276426. $948 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,874, before any dealer documentation fee. Amount financed $57,241, including $3,367 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $68,283. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT3TC276426_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 850, "unit": "per_month", "display": "$850/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53874.0, "price_incl_doc": 53874.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 849.72, "amount_financed": 57241.13, "sales_tax": 3367.13, "total_of_payments": 71376.6, "finance_charge": 14135.47, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5876, VIN 1C4SDJCT3TC276426. $850 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,874, before any dealer documentation fee. Amount financed $57,241, including $3,367 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $71,377. Offer expires 2026-07-31. Estimated for ZIP 60540. 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 67095.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$91,655"}, {"label": "Advertised price", "value": "$82,137"}, {"label": "Savings", "value": "$9,518, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $9,518", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 82137.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP4TN407987_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1455, "unit": "per_month", "display": "$1,455/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82137.0, "price_incl_doc": 82137.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1454.51, "amount_financed": 87270.56, "sales_tax": 5133.56, "total_of_payments": 87270.56, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5983, VIN 1C6SRFUP4TN407987. $1,455 per month for 60 months at 0% APR, $0 cash down. Advertised price $82,137, before any dealer documentation fee. Amount financed $87,271, including $5,134 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $87,271. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP4TN407987_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1296, "unit": "per_month", "display": "$1,296/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82137.0, "price_incl_doc": 82137.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1295.5, "amount_financed": 87270.56, "sales_tax": 5133.56, "total_of_payments": 108821.68, "finance_charge": 21551.12, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5983, VIN 1C6SRFUP4TN407987. $1,296 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $82,137, before any dealer documentation fee. Amount financed $87,271, including $5,134 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $108,822. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 173}}, {"vin": "2C4RC3GGXTR238208", "title": "2026 Chrysler Pacifica Limited", "year": 2026, "make": "Chrysler", "model": "Pacifica", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 57735.0, "msrp": 57735.0, "sale_price": 48131.0, "currency": "USD", "mileage": 22, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Minivan/Van", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed 948TE Automatic", "mpg_city": 19, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "J5317", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c4rc3ggxtr238208/2026-chrysler-pacifica-minivan-s-van", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/2C4RC3GGXTR238208.html", "json_url": "https://ai.castlecdjrnaperville.com/v/2C4RC3GGXTR238208.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/2C4RC3GGXTR238208.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c4rc3ggxtr238208/2026-chrysler-pacifica-minivan-s-van", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5317, VIN 2C4RC3GGXTR238208. Advertised price: $57,735. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$57,735"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57735.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC3GGXTR238208_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1328, "unit": "per_month", "display": "$1,328/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57735.0, "price_incl_doc": 57735.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 1.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1328.18, "amount_financed": 61343.44, "sales_tax": 3608.44, "total_of_payments": 63752.54, "finance_charge": 2409.1, "per_1000_financed": 21.65, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5317, VIN 2C4RC3GGXTR238208. $1,328 per month for 48 months at 1.9% APR, $0 cash down. Advertised price $57,735, before any dealer documentation fee. Amount financed $61,343, including $3,608 estimated sales tax at 6.25%. That is $21.65 per $1,000 financed. Total of payments $63,753. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC3GGXTR238208_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 985, "unit": "per_month", "display": "$985/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57735.0, "price_incl_doc": 57735.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2027 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 985.09, "amount_financed": 61343.44, "sales_tax": 3608.44, "total_of_payments": 70926.41, "finance_charge": 9582.97, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5317, VIN 2C4RC3GGXTR238208. $985 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $57,735, before any dealer documentation fee. Amount financed $61,343, including $3,608 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $70,926. Offer expires 2026-07-31. Estimated for ZIP 60540. 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"https://ai.castlecdjrnaperville.com/sticker/1C6SRFLTXTN423884.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfltxtn423884/2026-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfltxtn423884/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFLTXTN423884.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFLTXTN423884.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFLTXTN423884.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfltxtn423884/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J6025, VIN 1C6SRFLTXTN423884. Advertised price: $76,685. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$76,685"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 76685.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFLTXTN423884_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1358, "unit": "per_month", "display": "$1,358/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 76685.0, "price_incl_doc": 76685.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1357.96, "amount_financed": 81477.81, "sales_tax": 4792.81, "total_of_payments": 81477.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6025, VIN 1C6SRFLTXTN423884. $1,358 per month for 60 months at 0% APR, $0 cash down. Advertised price $76,685, before any dealer documentation fee. Amount financed $81,478, including $4,793 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $81,478. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFLTXTN423884_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1210, "unit": "per_month", "display": "$1,210/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 76685.0, "price_incl_doc": 76685.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1209.51, "amount_financed": 81477.81, "sales_tax": 4792.81, "total_of_payments": 101598.43, "finance_charge": 20120.62, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6025, VIN 1C6SRFLTXTN423884. $1,210 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $76,685, before any dealer documentation fee. Amount financed $81,478, including $4,793 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $101,598. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 165}}, {"vin": "3C63RRGL8TG347977", "title": "2026 RAM 3500 Tradesman", "year": 2026, "make": "RAM", "model": "3500", "trim": "Tradesman", "decoded_trim": "Tradesman", "condition": "new", "price": 67559.0, "msrp": 76260.0, "sale_price": 67559.0, "currency": "USD", "mileage": 40, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Diesel", "doors": 4, "seating_capacity": null, "engine": "6.7L I6", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J6027", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 8, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/60ac4305-b0d5-4b97-b290-3014e69badf3.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/60ac4305-b0d5-4b97-b290-3014e69badf3.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/fe465acf-b9d4-44ce-949c-cf1f45e3795b.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/bf2db579-8a51-4a33-896e-b8991a1eb290.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5a2925cf-d465-4590-b007-ee143e71d934.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/eecfc7d6-9688-47d0-b98d-ba5fea2e2655.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d2de40aa-60ce-47bb-99cf-0a8cde1b7271.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e85e5a96-f7dd-40ee-a493-c50059ae04bd.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/aaa6238b-793d-407a-955e-00c3080061d7.png"], "vin_decode": {"make": "Ram", "model": "3500", "year": 2026, "trim": "Tradesman", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.7L 6-Cylinder In-Line", "engine_displacement_l": 6.7, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Diesel", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 76260.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C63RRGL8TG347977.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrgl8tg347977/2026-ram-3500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrgl8tg347977/2026-ram-3500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C63RRGL8TG347977.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C63RRGL8TG347977.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C63RRGL8TG347977.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrgl8tg347977/2026-ram-3500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,701. This offer applies to Stock #J6027, VIN 3C63RRGL8TG347977. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $76,260. Advertised price: $67,559. Savings: $8,701, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$76,260"}, {"label": "Advertised price", "value": "$67,559"}, {"label": "Savings", "value": "$8,701, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,701", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 67559.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63RRGL8TG347977_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1371, "unit": "per_month", "display": "$1,371/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67559.0, "price_incl_doc": 67559.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1370.78, "amount_financed": 71781.44, "sales_tax": 4222.44, "total_of_payments": 82246.66, "finance_charge": 10465.22, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6027, VIN 3C63RRGL8TG347977. $1,371 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $67,559, before any dealer documentation fee. Amount financed $71,781, including $4,222 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $82,247. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRGL8TG347977_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1045, "unit": "per_month", "display": "$1,045/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67559.0, "price_incl_doc": 67559.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1045.19, "amount_financed": 71781.44, "sales_tax": 4222.44, "total_of_payments": 87795.57, "finance_charge": 16014.13, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6027, VIN 3C63RRGL8TG347977. $1,045 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $67,559, before any dealer documentation fee. Amount financed $71,781, including $4,222 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $87,796. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRGL8TG347977_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 803, "unit": "per_month", "display": "$803/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76260.0, "selling_price": 67559.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 803.12, "net_cap_cost": 68254.0, "residual_value": 47281.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 803.12, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 963.12}, "total_of_payments": 28908, "total_of_payments_unrounded": 28912.32}, "disclosure": "Estimated lease payment for stock #J6027, VIN 3C63RRGL8TG347977. $803 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $963, made up of $803 first payment, $60 title, $100 registration. MSRP $76,260. Lease selling price $67,559. Net capitalized cost $68,254. Residual value $47,281, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,908. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRGL8TG347977_lease", "type": "lease", "label": "Lease", "headline": {"value": 710, "unit": "per_month", "display": "$710/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76260.0, "selling_price": 67559.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 709.83, "net_cap_cost": 65255.0, "residual_value": 47281.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 709.83, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3868.83}, "total_of_payments": 25560, "total_of_payments_unrounded": 25553.88}, "disclosure": "Estimated lease payment for stock #J6027, VIN 3C63RRGL8TG347977. $710 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,869, made up of $710 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $76,260. Lease selling price $67,559. Net capitalized cost $65,255. Residual value $47,281, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,560. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 234}}, {"vin": "1C4RJXSJ9TW288542", "title": "2026 Jeep Wrangler Moab 392", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Moab 392", "decoded_trim": "392", "condition": "new", "price": 82455.0, "msrp": 83455.0, "sale_price": 82455.0, "currency": "USD", "mileage": 9, "exterior_color": "Blue Pearl", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "SRT HEMI 6.4L V8 MDS", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 13, "mpg_hwy": 16, "range_miles": null, "battery_kwh": null, "stock_number": "J5890", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxsj9tw288542/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJXSJ9TW288542.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXSJ9TW288542.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJXSJ9TW288542.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjxsj9tw288542/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,000. This offer applies to Stock #J5890, VIN 1C4RJXSJ9TW288542. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $83,455. Advertised price: $82,455. Savings: $1,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$83,455"}, {"label": "Advertised price", "value": "$82,455"}, {"label": "Savings", "value": "$1,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 82455.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXSJ9TW288542_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1673, "unit": "per_month", "display": "$1,673/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82455.0, "price_incl_doc": 82455.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1673.02, "amount_financed": 87608.44, "sales_tax": 5153.44, "total_of_payments": 100381.12, "finance_charge": 12772.68, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5890, VIN 1C4RJXSJ9TW288542. $1,673 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $82,455, before any dealer documentation fee. Amount financed $87,608, including $5,153 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $100,381. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXSJ9TW288542_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1276, "unit": "per_month", "display": "$1,276/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82455.0, "price_incl_doc": 82455.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1275.64, "amount_financed": 87608.44, "sales_tax": 5153.44, "total_of_payments": 107153.5, "finance_charge": 19545.06, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5890, VIN 1C4RJXSJ9TW288542. $1,276 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $82,455, before any dealer documentation fee. Amount financed $87,608, including $5,153 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $107,154. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 160}}, {"vin": "3C63R5NLXTG332523", "title": "2026 RAM 2500 Laramie", "year": 2026, "make": "RAM", "model": "2500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 78871.0, "msrp": 89200.0, "sale_price": 78871.0, "currency": "USD", "mileage": 2, "exterior_color": "Gray Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Diesel", "doors": 4, "seating_capacity": null, "engine": "6.7L I6", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5831", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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6-Cylinder In-Line", "engine_displacement_l": 6.7, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Diesel", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 89200.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C63R5NLXTG332523.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r5nlxtg332523/2026-ram-2500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r5nlxtg332523/2026-ram-2500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C63R5NLXTG332523.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C63R5NLXTG332523.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C63R5NLXTG332523.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r5nlxtg332523/2026-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $10,329. This offer applies to Stock #J5831, VIN 3C63R5NLXTG332523. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $89,200. Advertised price: $78,871. Savings: $10,329, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$89,200"}, {"label": "Advertised price", "value": "$78,871"}, {"label": "Savings", "value": "$10,329, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $10,329", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 78871.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63R5NLXTG332523_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1600, "unit": "per_month", "display": "$1,600/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 78871.0, "price_incl_doc": 78871.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1600.3, "amount_financed": 83800.44, "sales_tax": 4929.44, "total_of_payments": 96017.94, "finance_charge": 12217.5, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5831, VIN 3C63R5NLXTG332523. $1,600 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $78,871, before any dealer documentation fee. Amount financed $83,800, including $4,929 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $96,018. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5NLXTG332523_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1220, "unit": "per_month", "display": "$1,220/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 78871.0, "price_incl_doc": 78871.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1220.19, "amount_financed": 83800.44, "sales_tax": 4929.44, "total_of_payments": 102495.95, "finance_charge": 18695.51, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5831, VIN 3C63R5NLXTG332523. $1,220 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $78,871, before any dealer documentation fee. Amount financed $83,800, including $4,929 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $102,496. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5NLXTG332523_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 931, "unit": "per_month", "display": "$931/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 89200.0, "selling_price": 78871.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 931.02, "net_cap_cost": 79566.0, "residual_value": 55304.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 931.02, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1091.02}, "total_of_payments": 33516, "total_of_payments_unrounded": 33516.72}, "disclosure": "Estimated lease payment for stock #J5831, VIN 3C63R5NLXTG332523. $931 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,091, made up of $931 first payment, $60 title, $100 registration. MSRP $89,200. Lease selling price $78,871. Net capitalized cost $79,566. Residual value $55,304, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $33,516. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5NLXTG332523_lease", "type": "lease", "label": "Lease", "headline": {"value": 838, "unit": "per_month", "display": "$838/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 89200.0, "selling_price": 78871.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 837.72, "net_cap_cost": 76567.0, "residual_value": 55304.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 837.72, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3996.72}, "total_of_payments": 30168, "total_of_payments_unrounded": 30157.92}, "disclosure": "Estimated lease payment for stock #J5831, VIN 3C63R5NLXTG332523. $838 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,997, made up of $838 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $89,200. Lease selling price $78,871. Net capitalized cost $76,567. Residual value $55,304, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,168. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 209}}, {"vin": "3C63RRML4TG347835", "title": "2026 RAM 3500 Laramie", "year": 2026, "make": "RAM", "model": "3500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 100160.0, "msrp": 100160.0, "sale_price": 89504.0, "currency": "USD", "mileage": 2, "exterior_color": "Diamond Black Crystal Pearlcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Diesel", "doors": 4, "seating_capacity": null, "engine": "6.7L I6", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J6023", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J6023, VIN 3C63RRML4TG347835. Advertised price: $100,160. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$100,160"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 100160.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63RRML4TG347835_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 2032, "unit": "per_month", "display": "$2,032/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 100160.0, "price_incl_doc": 100160.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2032.25, "amount_financed": 106420.0, "sales_tax": 6260.0, "total_of_payments": 121935.27, "finance_charge": 15515.27, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6023, VIN 3C63RRML4TG347835. $2,032 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $100,160, before any dealer documentation fee. Amount financed $106,420, including $6,260 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $121,935. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRML4TG347835_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1550, "unit": "per_month", "display": "$1,550/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 100160.0, "price_incl_doc": 100160.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1549.55, "amount_financed": 106420.0, "sales_tax": 6260.0, "total_of_payments": 130161.84, "finance_charge": 23741.84, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6023, VIN 3C63RRML4TG347835. $1,550 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $100,160, before any dealer documentation fee. Amount financed $106,420, including $6,260 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $130,162. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRML4TG347835_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1404, "unit": "per_month", "display": "$1,404/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 100160.0, "selling_price": 100160.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1403.54, "net_cap_cost": 100855.0, "residual_value": 62099.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1403.54, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1563.54}, "total_of_payments": 50544, "total_of_payments_unrounded": 50527.44}, "disclosure": "Estimated lease payment for stock #J6023, VIN 3C63RRML4TG347835. $1,404 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,564, made up of $1,404 first payment, $60 title, $100 registration. MSRP $100,160. Lease selling price $100,160. Net capitalized cost $100,855. Residual value $62,099, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $50,544. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRML4TG347835_lease", "type": "lease", "label": "Lease", "headline": {"value": 1310, "unit": "per_month", "display": "$1,310/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 100160.0, "selling_price": 100160.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1310.25, "net_cap_cost": 97856.0, "residual_value": 62099.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1310.25, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4469.25}, "total_of_payments": 47160, "total_of_payments_unrounded": 47169.0}, "disclosure": "Estimated lease payment for stock #J6023, VIN 3C63RRML4TG347835. $1,310 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,469, made up of $1,310 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $100,160. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG6TW277951_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1214, "unit": "per_month", "display": "$1,214/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59823.0, "price_incl_doc": 59823.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1213.81, "amount_financed": 63561.94, "sales_tax": 3738.94, "total_of_payments": 72828.81, "finance_charge": 9266.87, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5947, VIN 1C4RJXFG6TW277951. $1,214 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $59,823, before any dealer documentation fee. Amount financed $63,562, including $3,739 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $72,829. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG6TW277951_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 926, "unit": "per_month", "display": "$926/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59823.0, "price_incl_doc": 59823.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 925.5, "amount_financed": 63561.94, "sales_tax": 3738.94, "total_of_payments": 77742.33, "finance_charge": 14180.39, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5947, VIN 1C4RJXFG6TW277951. $926 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $59,823, before any dealer documentation fee. Amount financed $63,562, including $3,739 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $77,742. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 176}}, {"vin": "1C6RRFFG3TN355537", "title": "2026 RAM 1500 Big Horn/Lone Star", "year": 2026, "make": "RAM", "model": "1500", "trim": "Big Horn/Lone Star", "decoded_trim": "Big Horn/Lonestar", "condition": "new", "price": 45629.0, "msrp": 60630.0, "sale_price": 45629.0, "currency": "USD", "mileage": 4194, "exterior_color": "Canyon Lake", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "RLJ5581", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 60630.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6RRFFG3TN355537.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6rrffg3tn355537/2026-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6rrffg3tn355537/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6RRFFG3TN355537.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6RRFFG3TN355537.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6RRFFG3TN355537.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6rrffg3tn355537/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $15,001. This offer applies to Stock #RLJ5581, VIN 1C6RRFFG3TN355537. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $60,630. Advertised price: $45,629. Savings: $15,001, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$60,630"}, {"label": "Advertised price", "value": "$45,629"}, {"label": "Savings", "value": "$15,001, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $15,001", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45629.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6RRFFG3TN355537_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 808, "unit": "per_month", "display": "$808/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45629.0, "price_incl_doc": 45629.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 808.01, "amount_financed": 48480.81, "sales_tax": 2851.81, "total_of_payments": 48480.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ5581, VIN 1C6RRFFG3TN355537. $808 per month for 60 months at 0% APR, $0 cash down. Advertised price $45,629, before any dealer documentation fee. Amount financed $48,481, including $2,852 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $48,481. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6RRFFG3TN355537_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 720, "unit": "per_month", "display": "$720/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45629.0, "price_incl_doc": 45629.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 719.68, "amount_financed": 48480.81, "sales_tax": 2851.81, "total_of_payments": 60452.95, "finance_charge": 11972.14, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #RLJ5581, VIN 1C6RRFFG3TN355537. $720 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $45,629, before any dealer documentation fee. Amount financed $48,481, including $2,852 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $60,453. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 176}}, {"vin": "1C4RJHBR4TC244574", "title": "2026 Jeep Grand Cherokee Limited", "year": 2026, "make": "Jeep", "model": "Grand Cherokee", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 41378.0, "msrp": 51000.0, "sale_price": 41378.0, "currency": "USD", "mileage": 4506, "exterior_color": "Gray Metallic", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L Hurricane 4 Turbo with ESS", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "RLJ5556", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:15Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 41378.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$90,860"}, {"label": "Advertised price", "value": "$81,943"}, {"label": "Savings", "value": "$8,917, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,917", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81943.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP8TN355795_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1451, "unit": "per_month", "display": "$1,451/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81943.0, "price_incl_doc": 81943.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1451.07, "amount_financed": 87064.44, "sales_tax": 5121.44, "total_of_payments": 87064.44, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5659, VIN 1C6SRFUP8TN355795. $1,451 per month for 60 months at 0% APR, $0 cash down. Advertised price $81,943, before any dealer documentation fee. Amount financed $87,064, including $5,121 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $87,064. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP8TN355795_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1292, "unit": "per_month", "display": "$1,292/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81943.0, "price_incl_doc": 81943.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1292.44, "amount_financed": 87064.44, "sales_tax": 5121.44, "total_of_payments": 108564.66, "finance_charge": 21500.22, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5659, VIN 1C6SRFUP8TN355795. $1,292 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,943, before any dealer documentation fee. Amount financed $87,064, including $5,121 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $108,565. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 155}}, {"vin": "1C6SRFJT8TN382481", "title": "2026 RAM 1500 Laramie", "year": 2026, "make": "RAM", "model": "1500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 63583.0, "msrp": 79300.0, "sale_price": 63583.0, "currency": "USD", "mileage": 16, "exterior_color": "Serrano Green Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 16, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "J5814", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFJT8TN382481.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJT8TN382481.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJT8TN382481.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt8tn382481/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $15,717. This offer applies to Stock #J5814, VIN 1C6SRFJT8TN382481. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $79,300. Advertised price: $63,583. Savings: $15,717, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$79,300"}, {"label": "Advertised price", "value": "$63,583"}, {"label": "Savings", "value": "$15,717, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $15,717", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 63583.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFJT8TN382481_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1126, "unit": "per_month", "display": "$1,126/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63583.0, "price_incl_doc": 63583.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1125.95, "amount_financed": 67556.94, "sales_tax": 3973.94, "total_of_payments": 67556.94, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5814, VIN 1C6SRFJT8TN382481. $1,126 per month for 60 months at 0% APR, $0 cash down. Advertised price $63,583, before any dealer documentation fee. Amount financed $67,557, including $3,974 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $67,557. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJT8TN382481_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1003, "unit": "per_month", "display": "$1,003/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63583.0, "price_incl_doc": 63583.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1002.86, "amount_financed": 67556.94, "sales_tax": 3973.94, "total_of_payments": 84239.86, "finance_charge": 16682.92, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5814, VIN 1C6SRFJT8TN382481. $1,003 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $63,583, before any dealer documentation fee. Amount financed $67,557, including $3,974 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $84,240. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,475"}, {"label": "Advertised price", "value": "$48,669"}, {"label": "Savings", "value": "$8,806, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,806", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48669.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFGTXTN407632_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 768, "unit": "per_month", "display": "$768/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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{"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjmb24tt206284/2026-jeep-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C4PJMB24TT206284.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C4PJMB24TT206284.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C4PJMB24TT206284.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjmb24tt206284/2026-jeep-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,359. This offer applies to Stock #J5565, VIN 3C4PJMB24TT206284. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $40,490. Advertised price: $35,131. Savings: $5,359, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$40,490"}, {"label": "Advertised price", "value": "$35,131"}, {"label": "Savings", "value": "$5,359, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,359", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35131.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4PJMB24TT206284_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 617, "unit": "per_month", "display": "$617/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35131.0, "price_incl_doc": 35131.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 616.85, "amount_financed": 37326.69, "sales_tax": 2195.69, "total_of_payments": 44413.24, "finance_charge": 7086.55, "per_1000_financed": 16.53, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5565, VIN 3C4PJMB24TT206284. $617 per month for 72 months at 5.9% APR, $0 cash down. Advertised price $35,131, before any dealer documentation fee. Amount financed $37,327, including $2,196 estimated sales tax at 6.25%. That is $16.53 per $1,000 financed. Total of payments $44,413. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4PJMB24TT206284_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 526, "unit": "per_month", "display": "$526/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35131.0, "price_incl_doc": 35131.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 525.82, "amount_financed": 37326.69, "sales_tax": 2195.69, "total_of_payments": 44168.87, "finance_charge": 6842.18, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5565, VIN 3C4PJMB24TT206284. $526 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $35,131, before any dealer documentation fee. Amount financed $37,327, including $2,196 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $44,169. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 176}}, {"vin": "1C6SRFUP1TN335596", "title": "2026 RAM 1500 RHO", "year": 2026, "make": "RAM", "model": "1500", "trim": "RHO", "decoded_trim": "RHO", "condition": "new", "price": 80544.0, "msrp": 89895.0, "sale_price": 80544.0, "currency": "USD", "mileage": 35, "exterior_color": "Diamond Black", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.0L I6", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 14, "mpg_hwy": 16, "range_miles": null, "battery_kwh": null, "stock_number": "J6018", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, 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VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup1tn335596/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFUP1TN335596.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFUP1TN335596.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFUP1TN335596.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup1tn335596/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $9,351. This offer applies to Stock #J6018, VIN 1C6SRFUP1TN335596. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $89,895. Advertised price: $80,544. Savings: $9,351, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$89,895"}, {"label": "Advertised price", "value": "$80,544"}, {"label": "Savings", "value": "$9,351, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $9,351", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 80544.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP1TN335596_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1426, "unit": "per_month", "display": "$1,426/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80544.0, "price_incl_doc": 80544.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1426.3, "amount_financed": 85578.0, "sales_tax": 5034.0, "total_of_payments": 85578.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6018, VIN 1C6SRFUP1TN335596. $1,426 per month for 60 months at 0% APR, $0 cash down. Advertised price $80,544, before any dealer documentation fee. Amount financed $85,578, including $5,034 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $85,578. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP1TN335596_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1270, "unit": "per_month", "display": "$1,270/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80544.0, "price_incl_doc": 80544.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1270.37, "amount_financed": 85578.0, "sales_tax": 5034.0, "total_of_payments": 106711.15, "finance_charge": 21133.15, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6018, VIN 1C6SRFUP1TN335596. $1,270 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $80,544, before any dealer documentation fee. Amount financed $85,578, including $5,034 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $106,711. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 179}}, {"vin": "3C63RRML8TG347837", "title": "2026 RAM 3500 Laramie", "year": 2026, "make": "RAM", "model": "3500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 100160.0, "msrp": 100160.0, "sale_price": 89504.0, "currency": "USD", "mileage": 2, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Diesel", "doors": 4, "seating_capacity": null, "engine": "6.7L I6", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J6024", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://www.castlecdjrnaperville.com/viewdetails/new/3c63rrml8tg347837/2026-ram-3500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J6024, VIN 3C63RRML8TG347837. Advertised price: $100,160. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$100,160"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 100160.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63RRML8TG347837_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 2032, "unit": "per_month", "display": "$2,032/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 100160.0, "price_incl_doc": 100160.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2032.25, "amount_financed": 106420.0, "sales_tax": 6260.0, "total_of_payments": 121935.27, "finance_charge": 15515.27, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6024, VIN 3C63RRML8TG347837. $2,032 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $100,160, before any dealer documentation fee. Amount financed $106,420, including $6,260 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $121,935. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRML8TG347837_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1550, "unit": "per_month", "display": "$1,550/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 100160.0, "price_incl_doc": 100160.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 3500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1549.55, "amount_financed": 106420.0, "sales_tax": 6260.0, "total_of_payments": 130161.84, "finance_charge": 23741.84, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6024, VIN 3C63RRML8TG347837. $1,550 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $100,160, before any dealer documentation fee. Amount financed $106,420, including $6,260 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $130,162. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRML8TG347837_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1404, "unit": "per_month", "display": "$1,404/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 100160.0, "selling_price": 100160.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1403.54, "net_cap_cost": 100855.0, "residual_value": 62099.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1403.54, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1563.54}, "total_of_payments": 50544, "total_of_payments_unrounded": 50527.44}, "disclosure": "Estimated lease payment for stock #J6024, VIN 3C63RRML8TG347837. $1,404 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,564, made up of $1,404 first payment, $60 title, $100 registration. MSRP $100,160. Lease selling price $100,160. Net capitalized cost $100,855. Residual value $62,099, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $50,544. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRML8TG347837_lease", "type": "lease", "label": "Lease", "headline": {"value": 1310, "unit": "per_month", "display": "$1,310/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 100160.0, "selling_price": 100160.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 1310.25, "net_cap_cost": 97856.0, "residual_value": 62099.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1310.25, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4469.25}, "total_of_payments": 47160, "total_of_payments_unrounded": 47169.0}, "disclosure": "Estimated lease payment for stock #J6024, VIN 3C63RRML8TG347837. $1,310 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,469, made up of $1,310 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $100,160. Lease selling price $100,160. Net capitalized cost $97,856. Residual value $62,099, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $47,160. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 30, "elapsed_ms": 215}}, {"vin": "2C4RC3BG2TR248335", "title": "2026 Chrysler Pacifica Select", "year": 2026, "make": "Chrysler", "model": "Pacifica", "trim": "Select", "decoded_trim": "Select", "condition": "new", "price": 43824.0, "msrp": 53225.0, "sale_price": 43824.0, "currency": "USD", "mileage": 9, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Minivan/Van", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,225"}, {"label": "Advertised price", "value": "$43,824"}, {"label": "Savings", "value": "$9,401, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $9,401", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 43824.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC3BG2TR248335_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1008, "unit": "per_month", "display": "$1,008/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC3BG2TR248335_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $9,418. This offer applies to Stock #J5677, VIN 1C6SRFUP5TN335584. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $90,535. Advertised price: $81,117. Savings: $9,418, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$90,535"}, {"label": "Advertised price", "value": "$81,117"}, {"label": "Savings", "value": "$9,418, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $9,418", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81117.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP5TN335584_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1436, "unit": "per_month", "display": "$1,436/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81117.0, "price_incl_doc": 81117.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1436.45, "amount_financed": 86186.81, "sales_tax": 5069.81, "total_of_payments": 86186.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5677, VIN 1C6SRFUP5TN335584. $1,436 per month for 60 months at 0% APR, $0 cash down. Advertised price $81,117, before any dealer documentation fee. Amount financed $86,187, including $5,070 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $86,187. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP5TN335584_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1279, "unit": "per_month", "display": "$1,279/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81117.0, "price_incl_doc": 81117.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1279.41, "amount_financed": 86186.81, "sales_tax": 5069.81, "total_of_payments": 107470.3, "finance_charge": 21283.49, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5677, VIN 1C6SRFUP5TN335584. $1,279 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,117, before any dealer documentation fee. Amount financed $86,187, including $5,070 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $107,470. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 181}}, {"vin": "1C6SRFUP8TN335451", "title": "2026 RAM 1500 RHO", "year": 2026, "make": "RAM", "model": "1500", "trim": "RHO", "decoded_trim": "RHO", "condition": "new", "price": 80569.0, "msrp": 89895.0, "sale_price": 80569.0, "currency": "USD", "mileage": 10, "exterior_color": "Diamond Black Crystal Pearlcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.0L I6", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 14, "mpg_hwy": 16, "range_miles": null, "battery_kwh": null, "stock_number": "J5940", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup8tn335451/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFUP8TN335451.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFUP8TN335451.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFUP8TN335451.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup8tn335451/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$89,895"}, {"label": "Advertised price", "value": "$80,569"}, {"label": "Savings", "value": "$9,326, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $9,326", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 80569.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP8TN335451_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1427, "unit": "per_month", "display": "$1,427/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80569.0, "price_incl_doc": 80569.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1426.74, "amount_financed": 85604.56, "sales_tax": 5035.56, "total_of_payments": 85604.56, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5940, VIN 1C6SRFUP8TN335451. $1,427 per month for 60 months at 0% APR, $0 cash down. Advertised price $80,569, before any dealer documentation fee. Amount financed $85,605, including $5,036 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $85,605. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP8TN335451_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1271, "unit": "per_month", "display": "$1,271/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80569.0, "price_incl_doc": 80569.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1270.77, "amount_financed": 85604.56, "sales_tax": 5035.56, "total_of_payments": 106744.27, "finance_charge": 21139.71, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5940, VIN 1C6SRFUP8TN335451. $1,271 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $80,569, before any dealer documentation fee. Amount financed $85,605, including $5,036 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $106,744. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 185}}, {"vin": "1C6RRFFG6TN311614", "title": "2026 RAM 1500 Big Horn/Lone Star", "year": 2026, "make": "RAM", "model": "1500", "trim": "Big Horn/Lone Star", "decoded_trim": "Big Horn/Lonestar", "condition": "new", "price": 45854.0, "msrp": 60855.0, "sale_price": 45854.0, "currency": "USD", "mileage": 1100, "exterior_color": "Blue Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "LJ5532", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"https://ai.castlecdjrnaperville.com/sticker/1C6RRFFG6TN311614.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6rrffg6tn311614/2026-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6rrffg6tn311614/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6RRFFG6TN311614.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6RRFFG6TN311614.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6RRFFG6TN311614.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6rrffg6tn311614/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $15,001. This offer applies to Stock #LJ5532, VIN 1C6RRFFG6TN311614. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $60,855. Advertised price: $45,854. Savings: $15,001, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$60,855"}, {"label": "Advertised price", "value": "$45,854"}, {"label": "Savings", "value": "$15,001, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $15,001", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45854.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6RRFFG6TN311614_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 812, "unit": "per_month", "display": "$812/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45854.0, "price_incl_doc": 45854.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 812.0, "amount_financed": 48719.88, "sales_tax": 2865.88, "total_of_payments": 48719.88, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5532, VIN 1C6RRFFG6TN311614. $812 per month for 60 months at 0% APR, $0 cash down. Advertised price $45,854, before any dealer documentation fee. Amount financed $48,720, including $2,866 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $48,720. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6RRFFG6TN311614_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 723, "unit": "per_month", "display": "$723/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45854.0, "price_incl_doc": 45854.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 723.23, "amount_financed": 48719.88, "sales_tax": 2865.88, "total_of_payments": 60751.06, "finance_charge": 12031.18, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5532, VIN 1C6RRFFG6TN311614. $723 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $45,854, before any dealer documentation fee. Amount financed $48,720, including $2,866 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $60,751. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 176}}, {"vin": "1C6SRFGT6TN407630", "title": "2026 RAM 1500 Express", "year": 2026, "make": "RAM", "model": "1500", "trim": "Express", "decoded_trim": "Tradesman", "condition": "new", "price": 47353.0, "msrp": 57475.0, "sale_price": 47353.0, "currency": "USD", "mileage": 2, "exterior_color": "Forged Blue Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 16, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "LJ5904", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFGT6TN407630_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 747, "unit": "per_month", "display": "$747/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$70,680"}, {"label": "Advertised price", "value": "$59,290"}, {"label": "Savings", "value": "$11,390, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $11,390", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 59290.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C3CDAMP3TR268943_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1203, "unit": "per_month", "display": "$1,203/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59290.0, "price_incl_doc": 59290.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1203.0, "amount_financed": 62995.63, "sales_tax": 3705.63, "total_of_payments": 72179.94, "finance_charge": 9184.31, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5724, VIN 2C3CDAMP3TR268943. $1,203 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $59,290, before any dealer documentation fee. Amount financed $62,996, including $3,706 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $72,180. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDAMP3TR268943_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1044, "unit": "per_month", "display": "$1,044/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59290.0, "price_incl_doc": 59290.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1043.72, "amount_financed": 62995.63, "sales_tax": 3705.63, "total_of_payments": 75148.0, "finance_charge": 12152.37, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5724, VIN 2C3CDAMP3TR268943. $1,044 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $59,290, before any dealer documentation fee. Amount financed $62,996, including $3,706 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $75,148. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDAMP3TR268943_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 935, "unit": "per_month", "display": "$935/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59290.0, "price_incl_doc": 59290.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 935.14, "amount_financed": 62995.63, "sales_tax": 3705.63, "total_of_payments": 78552.15, "finance_charge": 15556.52, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5724, VIN 2C3CDAMP3TR268943. $935 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $59,290, before any dealer documentation fee. Amount financed $62,996, including $3,706 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $78,552. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 184}}, {"vin": "1C4SDJCT3TC290326", "title": "2026 Dodge Durango GT Plus HEMI V8", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT Plus HEMI V8", "decoded_trim": "GT Hemi", "condition": "new", "price": 49068.0, "msrp": 52865.0, "sale_price": 49068.0, "currency": "USD", "mileage": 2, "exterior_color": "White Knuckle Clearcoat", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 14, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "J5979", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct3tc290326/2026-dodge-durango-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4SDJCT3TC290326.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT3TC290326.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT3TC290326.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct3tc290326/2026-dodge-durango-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,797. This offer applies to Stock #J5979, VIN 1C4SDJCT3TC290326. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,865. Advertised price: $49,068. Savings: $3,797, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,865"}, {"label": "Advertised price", "value": "$49,068"}, {"label": "Savings", "value": "$3,797, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,797", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49068.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT3TC290326_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 996, "unit": "per_month", "display": "$996/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49068.0, "price_incl_doc": 49068.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 995.59, "amount_financed": 52134.75, "sales_tax": 3066.75, "total_of_payments": 59735.62, "finance_charge": 7600.87, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5979, VIN 1C4SDJCT3TC290326. $996 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $49,068, before any dealer documentation fee. Amount financed $52,135, including $3,067 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $59,736. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT3TC290326_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 864, "unit": "per_month", "display": "$864/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49068.0, "price_incl_doc": 49068.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 863.78, "amount_financed": 52134.75, "sales_tax": 3066.75, "total_of_payments": 62191.96, "finance_charge": 10057.21, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5979, VIN 1C4SDJCT3TC290326. $864 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $49,068, before any dealer documentation fee. Amount financed $52,135, including $3,067 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $62,192. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT3TC290326_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 774, "unit": "per_month", "display": "$774/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49068.0, "price_incl_doc": 49068.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 773.92, "amount_financed": 52134.75, "sales_tax": 3066.75, "total_of_payments": 65009.22, "finance_charge": 12874.47, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5979, VIN 1C4SDJCT3TC290326. $774 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,068, before any dealer documentation fee. Amount financed $52,135, including $3,067 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $65,009. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 182}}, {"vin": "3C4PJMB27TT206280", "title": "2026 Jeep Cherokee Laredo", "year": 2026, "make": "Jeep", "model": "Cherokee", "trim": "Laredo", "decoded_trim": "Laredo, Limited", "condition": "new", "price": 33090.0, "msrp": 40490.0, "sale_price": 33090.0, "currency": "USD", "mileage": 9, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Hybrid", "doors": 4, "seating_capacity": null, "engine": "1.6L I4", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": 39, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "J5596", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"Jeep", "model": "Cherokee", "year": 2026, "trim": "Laredo, Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L 4-Cylinder In-Line", "engine_displacement_l": 1.6, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 40490.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/3C4PJMB27TT206280.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjmb27tt206280/2026-jeep-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjmb27tt206280/2026-jeep-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/3C4PJMB27TT206280.html", "json_url": "https://ai.castlecdjrnaperville.com/v/3C4PJMB27TT206280.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/3C4PJMB27TT206280.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c4pjmb27tt206280/2026-jeep-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $7,400. This offer applies to Stock #J5596, VIN 3C4PJMB27TT206280. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $40,490. Advertised price: $33,090. Savings: $7,400, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$40,490"}, {"label": "Advertised price", "value": "$33,090"}, {"label": "Savings", "value": "$7,400, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,400", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33090.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4PJMB27TT206280_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 581, "unit": "per_month", "display": "$581/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33090.0, "price_incl_doc": 33090.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 581.01, "amount_financed": 35158.13, "sales_tax": 2068.13, "total_of_payments": 41832.98, "finance_charge": 6674.85, "per_1000_financed": 16.53, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5596, VIN 3C4PJMB27TT206280. $581 per month for 72 months at 5.9% APR, $0 cash down. Advertised price $33,090, before any dealer documentation fee. Amount financed $35,158, including $2,068 estimated sales tax at 6.25%. That is $16.53 per $1,000 financed. Total of payments $41,833. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4PJMB27TT206280_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 495, "unit": "per_month", "display": "$495/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33090.0, "price_incl_doc": 33090.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Cherokee Laredo 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 495.27, "amount_financed": 35158.13, "sales_tax": 2068.13, "total_of_payments": 41602.8, "finance_charge": 6444.67, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5596, VIN 3C4PJMB27TT206280. $495 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $33,090, before any dealer documentation fee. Amount financed $35,158, including $2,068 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $41,603. 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One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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[], "window_sticker": {"msrp": 62080.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4PJXFG6TW295521.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxfg6tw295521/2026-jeep-wrangler-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxfg6tw295521/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXFG6TW295521.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXFG6TW295521.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXFG6TW295521.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxfg6tw295521/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $7,559. This offer applies to Stock #J5863, VIN 1C4PJXFG6TW295521. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $62,080. Advertised price: $54,521. Savings: $7,559, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$62,080"}, {"label": "Advertised price", "value": "$54,521"}, {"label": "Savings", "value": "$7,559, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,559", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54521.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXFG6TW295521_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1106, "unit": "per_month", "display": "$1,106/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54521.0, "price_incl_doc": 54521.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1106.24, "amount_financed": 57928.56, "sales_tax": 3407.56, "total_of_payments": 66374.13, "finance_charge": 8445.57, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5863, VIN 1C4PJXFG6TW295521. $1,106 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $54,521, before any dealer documentation fee. Amount financed $57,929, including $3,408 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $66,374. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXFG6TW295521_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 843, "unit": "per_month", "display": "$843/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54521.0, "price_incl_doc": 54521.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 843.48, "amount_financed": 57928.56, "sales_tax": 3407.56, "total_of_payments": 70852.17, "finance_charge": 12923.61, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5863, VIN 1C4PJXFG6TW295521. $843 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $54,521, before any dealer documentation fee. Amount financed $57,929, including $3,408 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $70,852. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 179}}, {"vin": "1C6SRFJT0TN399100", "title": "2026 RAM 1500 Laramie", "year": 2026, "make": "RAM", "model": "1500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "new", "price": 61381.0, "msrp": 76610.0, "sale_price": 61381.0, "currency": "USD", "mileage": 50, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 16, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "J6026", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 8, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/afc9a2df-0a6b-4b64-8c72-445f6f133973.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/afc9a2df-0a6b-4b64-8c72-445f6f133973.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d9d04df5-0ed5-469c-8303-9bd8f7a8c1f2.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8f37ba14-b13b-4d03-8793-3a5b859e2be9.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d8835bc0-c8b8-47b6-8726-83cade0b018a.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/288cfd44-3d0f-4e8a-a515-770da92792a4.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/17b20e3e-8876-4a93-8ea2-6ec72933736d.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f5e8ae90-b59f-466a-9243-c4bae905ed13.png", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/01d1eee8-e00d-49ae-9af4-db234fb70a56.png"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2026, "trim": "Laramie", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 76610.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFJT0TN399100.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt0tn399100/2026-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt0tn399100/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFJT0TN399100.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJT0TN399100.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFJT0TN399100.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfjt0tn399100/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $15,229. This offer applies to Stock #J6026, VIN 1C6SRFJT0TN399100. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $76,610. Advertised price: $61,381. Savings: $15,229, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$76,610"}, {"label": "Advertised price", "value": "$61,381"}, {"label": "Savings", "value": "$15,229, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $15,229", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61381.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFJT0TN399100_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1087, "unit": "per_month", "display": "$1,087/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61381.0, "price_incl_doc": 61381.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1086.96, "amount_financed": 65217.31, "sales_tax": 3836.31, "total_of_payments": 65217.31, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6026, VIN 1C6SRFJT0TN399100. $1,087 per month for 60 months at 0% APR, $0 cash down. Advertised price $61,381, before any dealer documentation fee. Amount financed $65,217, including $3,836 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $65,217. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJT0TN399100_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 968, "unit": "per_month", "display": "$968/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61381.0, "price_incl_doc": 61381.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 968.12, "amount_financed": 65217.31, "sales_tax": 3836.31, "total_of_payments": 81322.47, "finance_charge": 16105.16, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6026, VIN 1C6SRFJT0TN399100. $968 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $61,381, before any dealer documentation fee. Amount financed $65,217, including $3,836 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $81,322. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$77,330"}, {"label": "Advertised price", "value": "$59,479"}, {"label": "Savings", "value": "$17,851, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $17,851", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 59479.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFLP3TN341577_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 938, "unit": "per_month", "display": "$938/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,475"}, {"label": "Advertised price", "value": "$49,047"}, {"label": "Savings", "value": "$8,428, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,428", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49047.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFGT3TN383304_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 869, "unit": "per_month", "display": "$869/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49047.0, "price_incl_doc": 49047.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 868.54, "amount_financed": 52112.44, "sales_tax": 3065.44, "total_of_payments": 52112.44, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5905, VIN 1C6SRFGT3TN383304. $869 per month for 60 months at 0% APR, $0 cash down. Advertised price $49,047, before any dealer documentation fee. Amount financed $52,112, including $3,065 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $52,112. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFGT3TN383304_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 774, "unit": "per_month", "display": "$774/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49047.0, "price_incl_doc": 49047.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 773.59, "amount_financed": 52112.44, "sales_tax": 3065.44, "total_of_payments": 64981.4, "finance_charge": 12868.96, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5905, VIN 1C6SRFGT3TN383304. $774 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,047, before any dealer documentation fee. Amount financed $52,112, including $3,065 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $64,981. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 155}}, {"vin": "1C4PJXFG6TW310096", "title": "2026 Jeep Wrangler Rubicon", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon", "decoded_trim": "Rubicon", "condition": "new", "price": 56407.0, "msrp": 64175.0, "sale_price": 56407.0, "currency": "USD", "mileage": 9, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "J5999", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$64,175"}, {"label": "Advertised price", "value": "$56,407"}, {"label": "Savings", "value": "$7,768, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,768", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56407.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXFG6TW310096_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1144, "unit": "per_month", "display": "$1,144/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56407.0, "price_incl_doc": 56407.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1144.5, "amount_financed": 59932.44, "sales_tax": 3525.44, "total_of_payments": 68670.16, "finance_charge": 8737.72, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5999, VIN 1C4PJXFG6TW310096. $1,144 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,407, before any dealer documentation fee. Amount financed $59,932, including $3,525 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $68,670. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXFG6TW310096_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 873, "unit": "per_month", "display": "$873/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56407.0, "price_incl_doc": 56407.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 872.66, "amount_financed": 59932.44, "sales_tax": 3525.44, "total_of_payments": 73303.11, "finance_charge": 13370.67, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5999, VIN 1C4PJXFG6TW310096. $873 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $56,407, before any dealer documentation fee. Amount financed $59,932, including $3,525 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $73,303. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 165}}, {"vin": "1C4RJKBR6T8575494", "title": "2026 Jeep Grand Cherokee L Limited", "year": 2026, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 49242.0, "msrp": 57500.0, "sale_price": 49242.0, "currency": "USD", "mileage": 13, "exterior_color": "Copper", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L Hurricane 4 Turbo with ESS", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5741", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/58c7b31e-8144-4825-9544-3820716be43a.jpg"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee L", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 57500.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C4RJKBR6T8575494.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr6t8575494/2026-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr6t8575494/2026-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJKBR6T8575494.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR6T8575494.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJKBR6T8575494.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjkbr6t8575494/2026-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,258. This offer applies to Stock #J5741, VIN 1C4RJKBR6T8575494. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $57,500. Advertised price: $49,242. Savings: $8,258, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,500"}, {"label": "Advertised price", "value": "$49,242"}, {"label": "Savings", "value": "$8,258, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,258", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49242.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKBR6T8575494_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 999, "unit": "per_month", "display": "$999/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49242.0, "price_incl_doc": 49242.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 999.12, "amount_financed": 52319.63, "sales_tax": 3077.63, "total_of_payments": 59947.46, "finance_charge": 7627.83, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5741, VIN 1C4RJKBR6T8575494. $999 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $49,242, before any dealer documentation fee. Amount financed $52,320, including $3,078 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $59,947. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR6T8575494_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 867, "unit": "per_month", "display": "$867/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49242.0, "price_incl_doc": 49242.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 866.84, "amount_financed": 52319.63, "sales_tax": 3077.63, "total_of_payments": 62412.51, "finance_charge": 10092.88, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5741, VIN 1C4RJKBR6T8575494. $867 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $49,242, before any dealer documentation fee. Amount financed $52,320, including $3,078 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $62,413. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR6T8575494_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 777, "unit": "per_month", "display": "$777/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49242.0, "price_incl_doc": 49242.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 776.66, "amount_financed": 52319.63, "sales_tax": 3077.63, "total_of_payments": 65239.76, "finance_charge": 12920.13, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5741, VIN 1C4RJKBR6T8575494. $777 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,242, before any dealer documentation fee. Amount financed $52,320, including $3,078 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $65,240. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR6T8575494_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 558, "unit": "per_month", "display": "$558/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57500.0, "selling_price": 49242.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 558.07, "net_cap_cost": 49937.0, "residual_value": 35650.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 558.07, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 718.07}, "total_of_payments": 20088, "total_of_payments_unrounded": 20090.52}, "disclosure": "Estimated lease payment for stock #J5741, VIN 1C4RJKBR6T8575494. $558 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $718, made up of $558 first payment, $60 title, $100 registration. MSRP $57,500. Lease selling price $49,242. Net capitalized cost $49,937. Residual value $35,650, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $20,088. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBR6T8575494_lease", "type": "lease", "label": "Lease", "headline": {"value": 465, "unit": "per_month", "display": "$465/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57500.0, "selling_price": 49242.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 464.78, "net_cap_cost": 46938.0, "residual_value": 35650.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 464.78, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3623.78}, "total_of_payments": 16740, "total_of_payments_unrounded": 16732.08}, "disclosure": "Estimated lease payment for stock #J5741, VIN 1C4RJKBR6T8575494. $465 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,624, made up of $465 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $57,500. Lease selling price $49,242. Net capitalized cost $46,938. Residual value $35,650, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $16,740. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 199}}, {"vin": "1C4RJHBRXTC244577", "title": "2026 Jeep Grand Cherokee Limited", "year": 2026, "make": "Jeep", "model": "Grand Cherokee", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 40405.0, "msrp": 50405.0, "sale_price": 40405.0, "currency": "USD", "mileage": 800, "exterior_color": "Bright White Clearcoat", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L Hurricane 4 Turbo with ESS", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "LJ5579", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbrxtc244577/2026-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4RJHBRXTC244577.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBRXTC244577.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4RJHBRXTC244577.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4rjhbrxtc244577/2026-jeep-grand-cherokee-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $10,000. This offer applies to Stock #LJ5579, VIN 1C4RJHBRXTC244577. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,405. Advertised price: $40,405. Savings: $10,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,405"}, {"label": "Advertised price", "value": "$40,405"}, {"label": "Savings", "value": "$10,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $10,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40405.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBRXTC244577_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 689, "unit": "per_month", "display": "$689/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40405.0, "price_incl_doc": 40405.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2025 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 689.4, "amount_financed": 42930.31, "sales_tax": 2525.31, "total_of_payments": 49636.81, "finance_charge": 6706.5, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5579, VIN 1C4RJHBRXTC244577. $689 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $40,405, before any dealer documentation fee. Amount financed $42,930, including $2,525 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $49,637. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBRXTC244577_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 565, "unit": "per_month", "display": "$565/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40405.0, "price_incl_doc": 40405.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 2.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Grand Cherokee Limited 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 565.32, "amount_financed": 42930.31, "sales_tax": 2525.31, "total_of_payments": 47486.74, "finance_charge": 4556.43, "per_1000_financed": 13.17, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5579, VIN 1C4RJHBRXTC244577. $565 per month for 84 months at 2.9% APR, $0 cash down. Advertised price $40,405, before any dealer documentation fee. Amount financed $42,930, including $2,525 estimated sales tax at 6.25%. That is $13.17 per $1,000 financed. 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One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,280"}, {"label": "Advertised price", "value": "$53,041"}, {"label": "Savings", "value": "$4,239, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,239", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53041.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT1TC254361_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1076, "unit": "per_month", "display": "$1,076/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT1TC254361_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 934, "unit": "per_month", "display": "$934/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52707.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT1TC318124_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1069, "unit": "per_month", "display": "$1,069/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52707.0, "price_incl_doc": 52707.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1069.43, "amount_financed": 56001.19, "sales_tax": 3294.19, "total_of_payments": 64165.76, "finance_charge": 8164.57, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5922, VIN 1C4SDJCT1TC318124. $1,069 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $52,707, before any dealer documentation fee. Amount financed $56,001, including $3,294 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $64,166. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT1TC318124_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 928, "unit": "per_month", "display": "$928/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52707.0, "price_incl_doc": 52707.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 927.84, "amount_financed": 56001.19, "sales_tax": 3294.19, "total_of_payments": 66804.27, "finance_charge": 10803.08, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5922, VIN 1C4SDJCT1TC318124. $928 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $52,707, before any dealer documentation fee. Amount financed $56,001, including $3,294 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $66,804. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT1TC318124_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 831, "unit": "per_month", "display": "$831/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52707.0, "price_incl_doc": 52707.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 831.32, "amount_financed": 56001.19, "sales_tax": 3294.19, "total_of_payments": 69830.46, "finance_charge": 13829.27, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5922, VIN 1C4SDJCT1TC318124. $831 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $52,707, before any dealer documentation fee. Amount financed $56,001, including $3,294 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $69,830. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 132}}, {"vin": "1C4PJXEG4TW327304", "title": "2026 Jeep Wrangler Sahara", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 51103.0, "msrp": 57960.0, "sale_price": 51103.0, "currency": "USD", "mileage": 9, "exterior_color": "Mojito Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "J5960", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg4tw327304/2026-jeep-wrangler-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4PJXEG4TW327304.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG4TW327304.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4PJXEG4TW327304.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg4tw327304/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,857. This offer applies to Stock #J5960, VIN 1C4PJXEG4TW327304. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $57,960. Advertised price: $51,103. Savings: $6,857, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,960"}, {"label": "Advertised price", "value": "$51,103"}, {"label": "Savings", "value": "$6,857, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,857", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51103.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG4TW327304_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1037, "unit": "per_month", "display": "$1,037/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51103.0, "price_incl_doc": 51103.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1036.88, "amount_financed": 54296.94, "sales_tax": 3193.94, "total_of_payments": 62213.04, "finance_charge": 7916.1, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5960, VIN 1C4PJXEG4TW327304. $1,037 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $51,103, before any dealer documentation fee. Amount financed $54,297, including $3,194 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $62,213. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG4TW327304_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 791, "unit": "per_month", "display": "$791/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51103.0, "price_incl_doc": 51103.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 790.6, "amount_financed": 54296.94, "sales_tax": 3193.94, "total_of_payments": 66410.35, "finance_charge": 12113.41, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5960, VIN 1C4PJXEG4TW327304. $791 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $51,103, before any dealer documentation fee. Amount financed $54,297, including $3,194 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $66,410. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 126}}, {"vin": "1C6SRFGT7TN383306", "title": "2026 RAM 1500 Express", "year": 2026, "make": "RAM", "model": "1500", "trim": "Express", "decoded_trim": "Tradesman", "condition": "new", "price": 48669.0, "msrp": 57475.0, "sale_price": 48669.0, "currency": "USD", "mileage": 10, "exterior_color": "Diamond Black Crystal Pearlcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 16, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "J5884", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,475"}, {"label": "Advertised price", "value": "$48,669"}, {"label": "Savings", "value": "$8,806, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,806", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48669.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$90,860"}, {"label": "Advertised price", "value": "$81,407"}, {"label": "Savings", "value": "$9,453, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $9,453", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81407.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP8TN355926_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1442, "unit": "per_month", "display": "$1,442/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81407.0, "price_incl_doc": 81407.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1441.58, "amount_financed": 86494.94, "sales_tax": 5087.94, "total_of_payments": 86494.94, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5621, VIN 1C6SRFUP8TN355926. $1,442 per month for 60 months at 0% APR, $0 cash down. Advertised price $81,407, before any dealer documentation fee. Amount financed $86,495, including $5,088 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $86,495. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP8TN355926_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1284, "unit": "per_month", "display": "$1,284/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81407.0, "price_incl_doc": 81407.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1283.98, "amount_financed": 86494.94, "sales_tax": 5087.94, "total_of_payments": 107854.52, "finance_charge": 21359.58, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5621, VIN 1C6SRFUP8TN355926. $1,284 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,407, before any dealer documentation fee. Amount financed $86,495, including $5,088 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $107,855. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 85}}, {"vin": "3C63R5DL9TG241941", "title": "2026 RAM 2500 Big Horn", "year": 2026, "make": "RAM", "model": "2500", "trim": "Big Horn", "decoded_trim": "Big Horn", "condition": "new", "price": 69069.0, "msrp": 81625.0, "sale_price": 69069.0, "currency": "USD", "mileage": 50, "exterior_color": "Diamond Black", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Diesel", "doors": 4, "seating_capacity": null, "engine": "6.7L I6", "engine_displacement_l": 6.7, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "J5394", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://ai.castlecdjrnaperville.com/v/3C63R5DL9TG241941.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/3c63r5dl9tg241941/2026-ram-2500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $12,556. This offer applies to Stock #J5394, VIN 3C63R5DL9TG241941. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $81,625. Advertised price: $69,069. Savings: $12,556, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$81,625"}, {"label": "Advertised price", "value": "$69,069"}, {"label": "Savings", "value": "$12,556, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $12,556", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 69069.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63R5DL9TG241941_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1401, "unit": "per_month", "display": "$1,401/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 69069.0, "price_incl_doc": 69069.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1401.42, "amount_financed": 73385.81, "sales_tax": 4316.81, "total_of_payments": 84084.93, "finance_charge": 10699.12, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5394, VIN 3C63R5DL9TG241941. $1,401 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $69,069, before any dealer documentation fee. Amount financed $73,386, including $4,317 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $84,085. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5DL9TG241941_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1069, "unit": "per_month", "display": "$1,069/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 69069.0, "price_incl_doc": 69069.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 2500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1068.55, "amount_financed": 73385.81, "sales_tax": 4316.81, "total_of_payments": 89757.86, "finance_charge": 16372.05, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5394, VIN 3C63R5DL9TG241941. $1,069 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $69,069, before any dealer documentation fee. Amount financed $73,386, including $4,317 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $89,758. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5DL9TG241941_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 757, "unit": "per_month", "display": "$757/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 81625.0, "selling_price": 69069.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 757.22, "net_cap_cost": 69764.0, "residual_value": 50607.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 757.22, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 917.22}, "total_of_payments": 27252, "total_of_payments_unrounded": 27259.92}, "disclosure": "Estimated lease payment for stock #J5394, VIN 3C63R5DL9TG241941. $757 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $917, made up of $757 first payment, $60 title, $100 registration. MSRP $81,625. Lease selling price $69,069. Net capitalized cost $69,764. Residual value $50,608, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,252. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63R5DL9TG241941_lease", "type": "lease", "label": "Lease", "headline": {"value": 664, "unit": "per_month", "display": "$664/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 81625.0, "selling_price": 69069.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60540", "program_code": null}, "outputs": {"monthly_payment": 663.93, "net_cap_cost": 66765.0, "residual_value": 50607.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 663.93, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3822.93}, "total_of_payments": 23904, "total_of_payments_unrounded": 23901.48}, "disclosure": "Estimated lease payment for stock #J5394, VIN 3C63R5DL9TG241941. $664 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,823, made up of $664 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $81,625. Lease selling price $69,069. Net capitalized cost $66,765. Residual value $50,608, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,904. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 119}}, {"vin": "2C3CDARP1TR256850", "title": "2026 Dodge Charger Scat Pack Plus", "year": 2026, "make": "Dodge", "model": "Charger", "trim": "Scat Pack Plus", "decoded_trim": "Scat Pack", "condition": "new", "price": 57485.0, "msrp": 68520.0, "sale_price": 57485.0, "currency": "USD", "mileage": 10, "exterior_color": "Green", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sedan", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HO", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 16, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "J5728", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 29, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f2209562-59a6-4e7c-9bb5-203c06dbdcdb.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f2209562-59a6-4e7c-9bb5-203c06dbdcdb.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/11486a13-a987-4328-9138-4c6b1fe4b39d.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/65f7d973-b949-44ab-b6cd-a09cf7973524.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9ddfb9c9-1837-4b18-9639-0d656241f6e7.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b3706b6a-9f6f-4100-bcae-cf581ff4d748.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4e12a105-f7fc-4208-a296-5a0ab42496d2.png", 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CAR", "engine": "3L 6-Cylinder In-Line", "engine_displacement_l": 3.0, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 68520.0, "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/2C3CDARP1TR256850.pdf", "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c3cdarp1tr256850/2026-dodge-charger-sedan", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c3cdarp1tr256850/2026-dodge-charger-sedan", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/2C3CDARP1TR256850.html", "json_url": "https://ai.castlecdjrnaperville.com/v/2C3CDARP1TR256850.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/2C3CDARP1TR256850.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/2c3cdarp1tr256850/2026-dodge-charger-sedan", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $11,035. This offer applies to Stock #J5728, VIN 2C3CDARP1TR256850. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $68,520. Advertised price: $57,485. Savings: $11,035, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$68,520"}, {"label": "Advertised price", "value": "$57,485"}, {"label": "Savings", "value": "$11,035, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $11,035", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57485.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C3CDARP1TR256850_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1166, "unit": "per_month", "display": "$1,166/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57485.0, "price_incl_doc": 57485.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1166.38, "amount_financed": 61077.81, "sales_tax": 3592.81, "total_of_payments": 69982.52, "finance_charge": 8904.71, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5728, VIN 2C3CDARP1TR256850. $1,166 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,485, before any dealer documentation fee. Amount financed $61,078, including $3,593 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $69,983. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDARP1TR256850_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1012, "unit": "per_month", "display": "$1,012/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57485.0, "price_incl_doc": 57485.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1011.95, "amount_financed": 61077.81, "sales_tax": 3592.81, "total_of_payments": 72860.21, "finance_charge": 11782.4, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5728, VIN 2C3CDARP1TR256850. $1,012 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,485, before any dealer documentation fee. Amount financed $61,078, including $3,593 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $72,860. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDARP1TR256850_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 907, "unit": "per_month", "display": "$907/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57485.0, "price_incl_doc": 57485.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 906.68, "amount_financed": 61077.81, "sales_tax": 3592.81, "total_of_payments": 76160.73, "finance_charge": 15082.92, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5728, VIN 2C3CDARP1TR256850. $907 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,485, before any dealer documentation fee. Amount financed $61,078, including $3,593 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,161. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 84}}, {"vin": "1C4PJXEG7TW329046", "title": "2026 Jeep Wrangler Sahara", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 50113.0, "msrp": 56860.0, "sale_price": 50113.0, "currency": "USD", "mileage": 7, "exterior_color": "Mojito Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "J5961", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 26, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a1357532-90a1-4219-a6c2-b56d69fb1143.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a1357532-90a1-4219-a6c2-b56d69fb1143.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8b70bae9-bc3e-45e9-a1b3-e4f6bd1ccdb4.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/eb870ecf-92f0-41e9-bbd9-a9976fbae1d0.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a26dfcd0-bed3-46e4-a736-d712f20134d5.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2c220a2e-3a1f-4f36-8377-cb49eb74fd52.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/fe353a0c-dbad-43a7-911d-3340d7f93adc.jpg", 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"https://www.castlecdjrnaperville.com/viewdetails/new/1c4pjxeg7tw329046/2026-jeep-wrangler-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,747. This offer applies to Stock #J5961, VIN 1C4PJXEG7TW329046. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $56,860. Advertised price: $50,113. Savings: $6,747, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$56,860"}, {"label": "Advertised price", "value": "$50,113"}, {"label": "Savings", "value": "$6,747, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,747", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50113.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG7TW329046_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1017, "unit": "per_month", "display": "$1,017/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50113.0, "price_incl_doc": 50113.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1016.8, "amount_financed": 53245.06, "sales_tax": 3132.06, "total_of_payments": 61007.81, "finance_charge": 7762.75, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5961, VIN 1C4PJXEG7TW329046. $1,017 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $50,113, before any dealer documentation fee. Amount financed $53,245, including $3,132 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $61,008. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG7TW329046_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 775, "unit": "per_month", "display": "$775/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50113.0, "price_incl_doc": 50113.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 775.28, "amount_financed": 53245.06, "sales_tax": 3132.06, "total_of_payments": 65123.8, "finance_charge": 11878.74, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5961, VIN 1C4PJXEG7TW329046. $775 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $50,113, before any dealer documentation fee. Amount financed $53,245, including $3,132 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $65,124. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $13,958. This offer applies to Stock #J5936, VIN 1C6SRFFT0TN384542. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $66,875. Advertised price: $52,917. Savings: $13,958, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$66,875"}, {"label": "Advertised price", "value": "$52,917"}, {"label": "Savings", "value": "$13,958, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $13,958", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52917.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFFT0TN384542_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 937, "unit": "per_month", "display": "$937/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52917.0, "price_incl_doc": 52917.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 937.07, "amount_financed": 56224.31, "sales_tax": 3307.31, "total_of_payments": 56224.31, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5936, VIN 1C6SRFFT0TN384542. $937 per month for 60 months at 0% APR, $0 cash down. Advertised price $52,917, before any dealer documentation fee. Amount financed $56,224, including $3,307 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $56,224. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT0TN384542_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 835, "unit": "per_month", "display": "$835/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52917.0, "price_incl_doc": 52917.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 834.63, "amount_financed": 56224.31, "sales_tax": 3307.31, "total_of_payments": 70108.68, "finance_charge": 13884.37, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5936, VIN 1C6SRFFT0TN384542. $835 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $52,917, before any dealer documentation fee. Amount financed $56,224, including $3,307 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $70,109. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 70}}, {"vin": "1C4PJXDG0TW310002", "title": "2026 Jeep Wrangler Willys", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Willys", "decoded_trim": "Sport", "condition": "new", "price": 47806.0, "msrp": 56340.0, "sale_price": 47806.0, "currency": "USD", "mileage": 2, "exterior_color": "Anvil Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "J5975", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,534. This offer applies to Stock #J5975, VIN 1C4PJXDG0TW310002. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $56,340. Advertised price: $47,806. Savings: $8,534, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$56,340"}, {"label": "Advertised price", "value": "$47,806"}, {"label": "Savings", "value": "$8,534, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,534", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47806.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXDG0TW310002_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 970, "unit": "per_month", "display": "$970/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47806.0, "price_incl_doc": 47806.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 969.99, "amount_financed": 50793.88, "sales_tax": 2987.88, "total_of_payments": 58199.26, "finance_charge": 7405.38, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5975, VIN 1C4PJXDG0TW310002. $970 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $47,806, before any dealer documentation fee. Amount financed $50,794, including $2,988 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $58,199. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXDG0TW310002_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 740, "unit": "per_month", "display": "$740/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47806.0, "price_incl_doc": 47806.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 739.59, "amount_financed": 50793.88, "sales_tax": 2987.88, "total_of_payments": 62125.77, "finance_charge": 11331.89, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5975, VIN 1C4PJXDG0TW310002. $740 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $47,806, before any dealer documentation fee. Amount financed $50,794, including $2,988 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $62,126. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 82}}, {"vin": "1C4SDJCT5TC241113", "title": "2026 Dodge Durango GT Plus HEMI V8", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT Plus HEMI V8", "decoded_trim": "GT Hemi", "condition": "new", "price": 46270.0, "msrp": 49270.0, "sale_price": 46270.0, "currency": "USD", "mileage": 50, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 14, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "J5847", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct5tc241113/2026-dodge-durango-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4SDJCT5TC241113.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT5TC241113.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT5TC241113.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct5tc241113/2026-dodge-durango-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,000. This offer applies to Stock #J5847, VIN 1C4SDJCT5TC241113. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,270. Advertised price: $46,270. Savings: $3,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$49,270"}, {"label": "Advertised price", "value": "$46,270"}, {"label": "Savings", "value": "$3,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46270.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT5TC241113_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 939, "unit": "per_month", "display": "$939/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46270.0, "price_incl_doc": 46270.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 938.82, "amount_financed": 49161.88, "sales_tax": 2891.88, "total_of_payments": 56329.33, "finance_charge": 7167.45, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5847, VIN 1C4SDJCT5TC241113. $939 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $46,270, before any dealer documentation fee. Amount financed $49,162, including $2,892 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $56,329. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT5TC241113_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 815, "unit": "per_month", "display": "$815/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46270.0, "price_incl_doc": 46270.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 814.52, "amount_financed": 49161.88, "sales_tax": 2891.88, "total_of_payments": 58645.6, "finance_charge": 9483.72, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5847, VIN 1C4SDJCT5TC241113. $815 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $46,270, before any dealer documentation fee. Amount financed $49,162, including $2,892 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $58,646. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT5TC241113_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 730, "unit": "per_month", "display": "$730/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46270.0, "price_incl_doc": 46270.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 729.79, "amount_financed": 49161.88, "sales_tax": 2891.88, "total_of_payments": 61302.21, "finance_charge": 12140.33, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5847, VIN 1C4SDJCT5TC241113. $730 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,270, before any dealer documentation fee. Amount financed $49,162, including $2,892 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $61,302. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 82}}, {"vin": "1C6SRFFT9TN339762", "title": "2026 RAM 1500 Big Horn/Lone Star", "year": 2026, "make": "RAM", "model": "1500", "trim": "Big Horn/Lone Star", "decoded_trim": "Big Horn/Lonestar", "condition": "new", "price": 52512.0, "msrp": 66390.0, "sale_price": 52512.0, "currency": "USD", "mileage": 9, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT eTorque", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 16, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "J5710", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$66,390"}, {"label": "Advertised price", "value": "$52,512"}, {"label": "Savings", "value": "$13,878, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $13,878", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT9TN339762_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 828, "unit": "per_month", "display": "$828/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,730"}, {"label": "Advertised price", "value": "$44,108"}, {"label": "Savings", "value": "$10,622, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $10,622", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44108.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6RRFGG0T4192550_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 781, "unit": "per_month", "display": "$781/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44108.0, "price_incl_doc": 44108.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 781.08, "amount_financed": 46864.75, "sales_tax": 2756.75, "total_of_payments": 46864.75, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5867, VIN 3C6RRFGG0T4192550. $781 per month for 60 months at 0% APR, $0 cash down. Advertised price $44,108, before any dealer documentation fee. Amount financed $46,865, including $2,757 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $46,865. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6RRFGG0T4192550_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 696, "unit": "per_month", "display": "$696/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44108.0, "price_incl_doc": 44108.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 695.69, "amount_financed": 46864.75, "sales_tax": 2756.75, "total_of_payments": 58437.81, "finance_charge": 11573.06, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LJ5867, VIN 3C6RRFGG0T4192550. $696 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $44,108, before any dealer documentation fee. Amount financed $46,865, including $2,757 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $58,438. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 94}}, {"vin": "1C4PJXEG0TW308085", "title": "2026 Jeep Wrangler Sahara", "year": 2026, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Sahara", "condition": "new", "price": 50567.0, "msrp": 57365.0, "sale_price": 50567.0, "currency": "USD", "mileage": 7, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "J5964", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,798. This offer applies to Stock #J5964, VIN 1C4PJXEG0TW308085. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $57,365. Advertised price: $50,567. Savings: $6,798, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,365"}, {"label": "Advertised price", "value": "$50,567"}, {"label": "Savings", "value": "$6,798, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,798", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50567.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXEG0TW308085_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1026, "unit": "per_month", "display": "$1,026/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50567.0, "price_incl_doc": 50567.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1026.01, "amount_financed": 53727.44, "sales_tax": 3160.44, "total_of_payments": 61560.51, "finance_charge": 7833.07, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5964, VIN 1C4PJXEG0TW308085. $1,026 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $50,567, before any dealer documentation fee. Amount financed $53,727, including $3,160 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $61,561. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXEG0TW308085_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 782, "unit": "per_month", "display": "$782/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50567.0, "price_incl_doc": 50567.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 782.31, "amount_financed": 53727.44, "sales_tax": 3160.44, "total_of_payments": 65713.8, "finance_charge": 11986.36, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5964, VIN 1C4PJXEG0TW308085. $782 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $50,567, before any dealer documentation fee. Amount financed $53,727, including $3,160 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $65,714. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$92,555"}, {"label": "Advertised price", "value": "$82,913"}, {"label": "Savings", "value": "$9,642, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $9,642", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 82913.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP2TN407986_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1468, "unit": "per_month", "display": "$1,468/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82913.0, "price_incl_doc": 82913.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1468.25, "amount_financed": 88095.06, "sales_tax": 5182.06, "total_of_payments": 88095.06, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6019, VIN 1C6SRFUP2TN407986. $1,468 per month for 60 months at 0% APR, $0 cash down. Advertised price $82,913, before any dealer documentation fee. Amount financed $88,095, including $5,182 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $88,095. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP2TN407986_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1308, "unit": "per_month", "display": "$1,308/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82913.0, "price_incl_doc": 82913.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1307.74, "amount_financed": 88095.06, "sales_tax": 5182.06, "total_of_payments": 109849.79, "finance_charge": 21754.73, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6019, VIN 1C6SRFUP2TN407986. $1,308 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $82,913, before any dealer documentation fee. Amount financed $88,095, including $5,182 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $109,850. Offer expires 2026-07-31. Estimated for ZIP 60540. 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One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$66,990"}, {"label": "Advertised price", "value": "$59,039"}, {"label": "Savings", "value": "$7,951, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,951", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 59039.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXFG2TW330693_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1198, "unit": "per_month", "display": "$1,198/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59039.0, "price_incl_doc": 59039.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1197.91, "amount_financed": 62728.94, "sales_tax": 3689.94, "total_of_payments": 71874.37, "finance_charge": 9145.43, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6002, VIN 1C4RJXFG2TW330693. $1,198 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $59,039, before any dealer documentation fee. Amount financed $62,729, including $3,690 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $71,874. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXFG2TW330693_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 913, "unit": "per_month", "display": "$913/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59039.0, "price_incl_doc": 59039.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 5.9, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Jeep Wrangler 4-door Sport S - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 913.37, "amount_financed": 62728.94, "sales_tax": 3689.94, "total_of_payments": 76723.49, "finance_charge": 13994.55, "per_1000_financed": 14.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6002, VIN 1C4RJXFG2TW330693. $913 per month for 84 months at 5.9% APR, $0 cash down. Advertised price $59,039, before any dealer documentation fee. Amount financed $62,729, including $3,690 estimated sales tax at 6.25%. That is $14.56 per $1,000 financed. Total of payments $76,723. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 21, "elapsed_ms": 88}}, {"vin": "1C4SDJCT1TC254618", "title": "2026 Dodge Durango GT Plus HEMI V8", "year": 2026, "make": "Dodge", "model": "Durango", "trim": "GT Plus HEMI V8", "decoded_trim": "GT Hemi", "condition": "new", "price": 48050.0, "msrp": 51315.0, "sale_price": 48050.0, "currency": "USD", "mileage": 10, "exterior_color": "Black Clearcoat", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 14, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "J5775", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 32, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a921f2bb-3185-4be6-b143-b032eb18d8c6.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a921f2bb-3185-4be6-b143-b032eb18d8c6.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e30b6b57-3bbe-4125-9883-9622c1f04425.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b0e149fd-a3bb-4ca7-b9a4-d44c27103b89.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/793de46f-a0cd-4089-ab19-75521024cb23.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6dc29798-008b-4709-92ea-c5e4a34e1922.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c6964420-45b7-4729-9ea5-df9697221b94.png", 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Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct1tc254618/2026-dodge-durango-suv", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C4SDJCT1TC254618.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT1TC254618.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C4SDJCT1TC254618.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c4sdjct1tc254618/2026-dodge-durango-suv", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,265. This offer applies to Stock #J5775, VIN 1C4SDJCT1TC254618. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,315. Advertised price: $48,050. Savings: $3,265, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,315"}, {"label": "Advertised price", "value": "$48,050"}, {"label": "Savings", "value": "$3,265, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,265", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48050.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT1TC254618_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 975, "unit": "per_month", "display": "$975/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48050.0, "price_incl_doc": 48050.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 974.94, "amount_financed": 51053.13, "sales_tax": 3003.13, "total_of_payments": 58496.31, "finance_charge": 7443.18, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5775, VIN 1C4SDJCT1TC254618. $975 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $48,050, before any dealer documentation fee. Amount financed $51,053, including $3,003 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $58,496. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT1TC254618_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 846, "unit": "per_month", "display": "$846/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48050.0, "price_incl_doc": 48050.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 845.86, "amount_financed": 51053.13, "sales_tax": 3003.13, "total_of_payments": 60901.69, "finance_charge": 9848.56, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5775, VIN 1C4SDJCT1TC254618. $846 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $48,050, before any dealer documentation fee. Amount financed $51,053, including $3,003 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $60,902. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT1TC254618_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 758, "unit": "per_month", "display": "$758/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48050.0, "price_incl_doc": 48050.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 757.86, "amount_financed": 51053.13, "sales_tax": 3003.13, "total_of_payments": 63660.5, "finance_charge": 12607.37, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5775, VIN 1C4SDJCT1TC254618. $758 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,050, before any dealer documentation fee. Amount financed $51,053, including $3,003 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $63,660. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 2, "advertisable": 0}, "engine_calls": 21, "elapsed_ms": 86}}, {"vin": "1C6SRFUP2TN335591", "title": "2026 RAM 1500 RHO", "year": 2026, "make": "RAM", "model": "1500", "trim": "RHO", "decoded_trim": "RHO", "condition": "new", "price": 81704.0, "msrp": 91195.0, "sale_price": 81704.0, "currency": "USD", "mileage": 9, "exterior_color": "Diamond Black", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.0L I6", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 14, "mpg_hwy": 16, "range_miles": null, "battery_kwh": null, "stock_number": "J5717", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, 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VIN."}, "dealer": {"name": "Castle CDJR of Naperville", "short_name": "Castle CDJR of Naperville", "city": "Naperville", "state": "IL", "address": "1565 W Ogden Ave", "zip": "60540", "phone": "(630) 864-6683", "website": "https://www.castlecdjrnaperville.com"}, "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup2tn335591/2026-ram-1500-truck", "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFUP2TN335591.html", "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFUP2TN335591.json", "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFUP2TN335591.md", "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup2tn335591/2026-ram-1500-truck", "generated_at": "2026-07-26T16:48:56Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $9,491. This offer applies to Stock #J5717, VIN 1C6SRFUP2TN335591. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $91,195. Advertised price: $81,704. Savings: $9,491, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$91,195"}, {"label": "Advertised price", "value": "$81,704"}, {"label": "Savings", "value": "$9,491, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $9,491", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:16Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60540", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81704.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFUP2TN335591_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1447, "unit": "per_month", "display": "$1,447/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81704.0, "price_incl_doc": 81704.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60540", "program_code": "2026 Ram 1500 - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1446.84, "amount_financed": 86810.5, "sales_tax": 5106.5, "total_of_payments": 86810.5, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5717, VIN 1C6SRFUP2TN335591. $1,447 per month for 60 months at 0% APR, $0 cash down. Advertised price $81,704, before any dealer documentation fee. Amount financed $86,810, including $5,106 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $86,810. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFUP2TN335591_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1289, "unit": "per_month", "display": "$1,289/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81704.0, "price_incl_doc": 81704.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60540", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1288.67, "amount_financed": 86810.5, "sales_tax": 5106.5, "total_of_payments": 108248.01, "finance_charge": 21437.51, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5717, VIN 1C6SRFUP2TN335591. $1,289 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,704, before any dealer documentation fee. Amount financed $86,810, including $5,106 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $108,248. Offer expires 2026-07-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 21, "elapsed_ms": 85}}]}